The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 765 4,305 SH   SOLE   0 0 4,305
ABBOTT LABS COM 002824100 888 6,309 SH   SOLE   0 0 6,309
AFLAC INC COM 001055102 654 11,207 SH   SOLE   0 0 11,207
ALBEMARLE CORP COM 012653101 411 1,756 SH   SOLE   0 0 1,756
ALPHABET INC CAP STK CL A 02079K305 1,776 613 SH   SOLE   0 0 613
ALPHABET INC CAP STK CL C 02079K107 1,661 574 SH   SOLE   0 0 574
AMAZON COM INC COM 023135106 4,091 1,227 SH   SOLE   0 0 1,227
AMERICAN TOWER CORP NEW COM 03027X100 1,211 4,142 SH   SOLE   0 0 4,142
AMGEN INC COM 031162100 459 2,042 SH   SOLE   0 0 2,042
APPLE INC COM 037833100 3,151 17,745 SH   SOLE   0 0 17,745
APPLIED MATLS INC COM 038222105 659 4,186 SH   SOLE   0 0 4,186
APTARGROUP INC COM 038336103 303 2,475 SH   SOLE   0 0 2,475
AT&T INC COM 00206R102 207 8,399 SH   SOLE   0 0 8,399
AUTOMATIC DATA PROCESSING IN COM 053015103 599 2,430 SH   SOLE   0 0 2,430
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 673 2,252 SH   SOLE   0 0 2,252
CATERPILLAR INC COM 149123101 1,144 5,533 SH   SOLE   0 0 5,533
CHUBB LIMITED COM H1467J104 233 1,203 SH   SOLE   0 0 1,203
CISCO SYS INC COM 17275R102 1,394 21,994 SH   SOLE   0 0 21,994
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302 3,994 145,982 SH   SOLE   0 0 145,982
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203 5,574 188,499 SH   SOLE   0 0 188,499
DIMENSIONAL ETF TRUST SHORT DURATION F 25434V864 633 12,651 SH   SOLE   0 0 12,651
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104 10,810 327,578 SH   SOLE   0 0 327,578
DUKE ENERGY CORP NEW COM NEW 26441C204 710 6,766 SH   SOLE   0 0 6,766
ECOLAB INC COM 278865100 426 1,815 SH   SOLE   0 0 1,815
EMERSON ELEC CO COM 291011104 448 4,821 SH   SOLE   0 0 4,821
ENBRIDGE INC COM 29250N105 418 10,703 SH   SOLE   0 0 10,703
EXXON MOBIL CORP COM 30231G102 527 8,619 SH   SOLE   0 0 8,619
GENERAL MLS INC COM 370334104 284 4,220 SH   SOLE   0 0 4,220
GRAINGER W W INC COM 384802104 570 1,100 SH   SOLE   0 0 1,100
HOME DEPOT INC COM 437076102 805 1,941 SH   SOLE   0 0 1,941
INVESCO EXCH TRADED FD TR II FTSE RAFI SML 46138E735 3,198 86,918 SH   SOLE   0 0 86,918
INVESCO EXCHANGE TRADED FD T INTL DIVI ACHI 46137V548 2,172 117,668 SH   SOLE   0 0 117,668
ISHARES TR CORE S&P500 ETF 464287200 272 571 SH   SOLE   0 0 571
ISHARES TR ISHS 1-5YR INVS 464288646 376 6,974 SH   SOLE   0 0 6,974
ISHARES TR MSCI INTL QUALTY 46434V456 4,466 113,418 SH   SOLE   0 0 113,418
JOHNSON & JOHNSON COM 478160104 1,601 9,357 SH   SOLE   0 0 9,357
JPMORGAN CHASE & CO COM 46625H100 613 3,872 SH   SOLE   0 0 3,872
KELLOGG CO COM 487836108 257 3,990 SH   SOLE   0 0 3,990
LOWES COS INC COM 548661107 957 3,703 SH   SOLE   0 0 3,703
MASTERCARD INCORPORATED CL A 57636Q104 330 918 SH   SOLE   0 0 918
MCDONALDS CORP COM 580135101 1,470 5,483 SH   SOLE   0 0 5,483
MEDTRONIC PLC SHS G5960L103 736 7,115 SH   SOLE   0 0 7,115
MERCK & CO INC COM 58933Y105 265 3,454 SH   SOLE   0 0 3,454
META PLATFORMS INC CL A 30303M102 1,768 5,256 SH   SOLE   0 0 5,256
MICROSOFT CORP COM 594918104 2,893 8,603 SH   SOLE   0 0 8,603
NORFOLK SOUTHN CORP COM 655844108 1,293 4,344 SH   SOLE   0 0 4,344
PEPSICO INC COM 713448108 258 1,488 SH   SOLE   0 0 1,488
PFIZER INC COM 717081103 1,300 22,011 SH   SOLE   0 0 22,011
PRECISION BIOSCIENCES INC COM 74019P108 1,060 143,274 SH   SOLE   0 0 143,274
PROCTER AND GAMBLE CO COM 742718109 1,589 9,716 SH   SOLE   0 0 9,716
QUALCOMM INC COM 747525103 1,362 7,449 SH   SOLE   0 0 7,449
REALTY INCOME CORP COM 756109104 545 7,609 SH   SOLE   0 0 7,609
ROYAL BK CDA COM 780087102 243 2,293 SH   SOLE   0 0 2,293
SALESFORCE COM INC COM 79466L302 983 3,868 SH   SOLE   0 0 3,868
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 12,692 326,534 SH   SOLE   0 0 326,534
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 10,034 124,133 SH   SOLE   0 0 124,133
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 22,595 198,511 SH   SOLE   0 0 198,511
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 3,437 42,730 SH   SOLE   0 0 42,730
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860 4,085 78,841 SH   SOLE   0 0 78,841
SPDR S&P 500 ETF TR TR UNIT 78462F103 2,187 4,605 SH   SOLE   0 0 4,605
STRYKER CORPORATION COM 863667101 686 2,565 SH   SOLE   0 0 2,565
THERMO FISHER SCIENTIFIC INC COM 883556102 268 402 SH   SOLE   0 0 402
TRUIST FINL CORP COM 89832Q109 1,083 18,492 SH   SOLE   0 0 18,492
UNITED PARCEL SERVICE INC CL B 911312106 1,536 7,167 SH   SOLE   0 0 7,167
VANGUARD INDEX FDS TOTAL STK MKT 922908769 374 1,547 SH   SOLE   0 0 1,547
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 293 5,737 SH   SOLE   0 0 5,737
VERIZON COMMUNICATIONS INC COM 92343V104 665 12,797 SH   SOLE   0 0 12,797
VISA INC COM CL A 92826C839 829 3,827 SH   SOLE   0 0 3,827
WALMART INC COM 931142103 966 6,677 SH   SOLE   0 0 6,677
WISDOMTREE TR EM MKTS QTLY DIV 97717W323 2,033 71,626 SH   SOLE   0 0 71,626
WISDOMTREE TR GLB US QTLY DIV 97717W844 2,648 60,773 SH   SOLE   0 0 60,773
WISDOMTREE TR US S CAP QTY DIV 97717X651 4,894 102,825 SH   SOLE   0 0 102,825
WISDOMTREE TR US SMALLCAP DIVD 97717W604 416 12,665 SH   SOLE   0 0 12,665