The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 949 4,926 SH   SOLE   0 0 4,926
ABBOTT LABS COM 002824100 756 6,309 SH   SOLE   0 0 6,309
AFLAC INC COM 001055102 579 11,309 SH   SOLE   0 0 11,309
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 476 2,100 SH   SOLE   0 0 2,100
ALPHABET INC CAP STK CL A 02079K305 1,295 628 SH   SOLE   0 0 628
ALPHABET INC CAP STK CL C 02079K107 1,212 586 SH   SOLE   0 0 586
AMAZON COM INC COM 023135106 3,871 1,251 SH   SOLE   0 0 1,251
AMERICAN TOWER CORP NEW COM 03027X100 970 4,059 SH   SOLE   0 0 4,059
AMGEN INC COM 031162100 505 2,030 SH   SOLE   0 0 2,030
APPLE INC COM 037833100 2,277 18,639 SH   SOLE   0 0 18,639
APTARGROUP INC COM 038336103 379 2,675 SH   SOLE   0 0 2,675
AT&T INC COM 00206R102 796 26,303 SH   SOLE   0 0 26,303
AUTOMATIC DATA PROCESSING IN COM 053015103 439 2,327 SH   SOLE   0 0 2,327
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 596 2,334 SH   SOLE   0 0 2,334
BIOGEN INC COM 09062X103 315 1,127 SH   SOLE   0 0 1,127
BROWN & BROWN INC COM 115236101 389 8,500 SH   SOLE   0 0 8,500
CATERPILLAR INC COM 149123101 1,074 4,632 SH   SOLE   0 0 4,632
CISCO SYS INC COM 17275R102 1,148 22,206 SH   SOLE   0 0 22,206
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302 2,090 74,457 SH   SOLE   0 0 74,457
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203 2,129 76,374 SH   SOLE   0 0 76,374
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104 3,658 129,813 SH   SOLE   0 0 129,813
DUKE ENERGY CORP NEW COM NEW 26441C204 586 6,069 SH   SOLE   0 0 6,069
ECOLAB INC COM 278865100 368 1,721 SH   SOLE   0 0 1,721
EMERSON ELEC CO COM 291011104 432 4,786 SH   SOLE   0 0 4,786
ENBRIDGE INC COM 29250N105 484 13,287 SH   SOLE   0 0 13,287
EXXON MOBIL CORP COM 30231G102 456 8,173 SH   SOLE   0 0 8,173
FACEBOOK INC CL A 30303M102 1,682 5,712 SH   SOLE   0 0 5,712
GENERAL MLS INC COM 370334104 271 4,420 SH   SOLE   0 0 4,420
GRAINGER W W INC COM 384802104 441 1,100 SH   SOLE   0 0 1,100
HOME DEPOT INC COM 437076102 491 1,608 SH   SOLE   0 0 1,608
INVESCO EXCH TRADED FD TR II FTSE RAFI SML 46138E735 2,637 72,067 SH   SOLE   0 0 72,067
INVESCO EXCHANGE TRADED FD T INTL DIVI ACHI 46137V548 2,152 129,032 SH   SOLE   0 0 129,032
ISHARES TR CORE S&P500 ETF 464287200 227 571 SH   SOLE   0 0 571
ISHARES TR ISHS 1-5YR INVS 464288646 388 7,104 SH   SOLE   0 0 7,104
ISHARES TR MSCI INTL QUALTY 46434V456 4,792 131,497 SH   SOLE   0 0 131,497
ISHARES TR S&P 500 GRWT ETF 464287309 696 10,692 SH   SOLE   0 0 10,692
JOHNSON & JOHNSON COM 478160104 1,445 8,789 SH   SOLE   0 0 8,789
JPMORGAN CHASE & CO COM 46625H100 579 3,803 SH   SOLE   0 0 3,803
KELLOGG CO COM 487836108 250 3,954 SH   SOLE   0 0 3,954
KIMBERLY-CLARK CORP COM 494368103 703 5,058 SH   SOLE   0 0 5,058
LOWES COS INC COM 548661107 704 3,703 SH   SOLE   0 0 3,703
MASTERCARD INCORPORATED CL A 57636Q104 297 834 SH   SOLE   0 0 834
MCDONALDS CORP COM 580135101 1,240 5,532 SH   SOLE   0 0 5,532
MEDTRONIC PLC SHS G5960L103 820 6,941 SH   SOLE   0 0 6,941
MICROSOFT CORP COM 594918104 1,893 8,027 SH   SOLE   0 0 8,027
NORFOLK SOUTHN CORP COM 655844108 1,165 4,340 SH   SOLE   0 0 4,340
NOVARTIS AG SPONSORED ADR 66987V109 202 2,360 SH   SOLE   0 0 2,360
PEPSICO INC COM 713448108 210 1,488 SH   SOLE   0 0 1,488
PFIZER INC COM 717081103 698 19,260 SH   SOLE   0 0 19,260
PRECISION BIOSCIENCES INC COM 74019P108 1,865 180,179 SH   SOLE   0 0 180,179
PROCTER AND GAMBLE CO COM 742718109 1,311 9,680 SH   SOLE   0 0 9,680
QUALCOMM INC COM 747525103 992 7,484 SH   SOLE   0 0 7,484
REALTY INCOME CORP COM 756109104 434 6,836 SH   SOLE   0 0 6,836
ROYAL BK CDA COM 780087102 527 5,718 SH   SOLE   0 0 5,718
SALESFORCE COM INC COM 79466L302 796 3,756 SH   SOLE   0 0 3,756
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 12,888 342,580 SH   SOLE   0 0 342,580
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 11,885 162,982 SH   SOLE   0 0 162,982
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 23,694 246,738 SH   SOLE   0 0 246,738
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 5,935 79,746 SH   SOLE   0 0 79,746
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860 3,001 75,995 SH   SOLE   0 0 75,995
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,025 2,587 SH   SOLE   0 0 2,587
STRYKER CORPORATION COM 863667101 643 2,641 SH   SOLE   0 0 2,641
TRUIST FINL CORP COM 89832Q109 1,045 17,926 SH   SOLE   0 0 17,926
UNILEVER PLC SPON ADR NEW 904767704 224 4,016 SH   SOLE   0 0 4,016
UNITED PARCEL SERVICE INC CL B 911312106 1,347 7,926 SH   SOLE   0 0 7,926
VANGUARD INDEX FDS TOTAL STK MKT 922908769 327 1,583 SH   SOLE   0 0 1,583
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 260 5,303 SH   SOLE   0 0 5,303
VERIZON COMMUNICATIONS INC COM 92343V104 957 16,460 SH   SOLE   0 0 16,460
VISA INC COM CL A 92826C839 761 3,596 SH   SOLE   0 0 3,596
WALMART INC COM 931142103 785 5,777 SH   SOLE   0 0 5,777
WISDOMTREE TR EM MKTS QTLY DIV 97717W323 710 23,896 SH   SOLE   0 0 23,896
WISDOMTREE TR GLB US QTLY DIV 97717W844 2,625 33,819 SH   SOLE   0 0 33,819
WISDOMTREE TR US S CAP QTY DIV 97717X651 4,622 100,384 SH   SOLE   0 0 100,384
WISDOMTREE TR US SMALLCAP DIVD 97717W604 338 10,850 SH   SOLE   0 0 10,850