The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 748 4,671 SH   SOLE   0 0 4,671
ABBOTT LABS COM 002824100 628 5,768 SH   SOLE   0 0 5,768
AFLAC INC COM 001055102 376 10,345 SH   SOLE   0 0 10,345
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 591 2,010 SH   SOLE   0 0 2,010
ALPHABET INC CAP STK CL A 02079K305 894 610 SH   SOLE   0 0 610
ALPHABET INC CAP STK CL C 02079K107 867 590 SH   SOLE   0 0 590
AMAZON COM INC COM 023135106 4,147 1,317 SH   SOLE   0 0 1,317
AMERICAN TOWER CORP NEW COM 03027X100 980 4,053 SH   SOLE   0 0 4,053
AMGEN INC COM 031162100 445 1,752 SH   SOLE   0 0 1,752
APPLE INC COM 037833100 2,407 20,780 SH   SOLE   0 0 20,780
APTARGROUP INC COM 038336103 303 2,675 SH   SOLE   0 0 2,675
AT&T INC COM 00206R102 732 25,669 SH   SOLE   0 0 25,669
AUTOMATIC DATA PROCESSING IN COM 053015103 283 2,032 SH   SOLE   0 0 2,032
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 478 2,244 SH   SOLE   0 0 2,244
BIOGEN INC COM 09062X103 298 1,052 SH   SOLE   0 0 1,052
BROWN & BROWN INC COM 115236101 362 8,000 SH   SOLE   0 0 8,000
CATERPILLAR INC DEL COM 149123101 642 4,306 SH   SOLE   0 0 4,306
CISCO SYS INC COM 17275R102 795 20,188 SH   SOLE   0 0 20,188
DOMINION ENERGY INC COM 25746U109 290 3,679 SH   SOLE   0 0 3,679
DUKE ENERGY CORP NEW COM NEW 26441C204 571 6,453 SH   SOLE   0 0 6,453
EMERSON ELEC CO COM 291011104 300 4,575 SH   SOLE   0 0 4,575
ENBRIDGE INC COM 29250N105 410 14,024 SH   SOLE   0 0 14,024
EXXON MOBIL CORP COM 30231G102 387 11,281 SH   SOLE   0 0 11,281
FACEBOOK INC CL A 30303M102 1,496 5,712 SH   SOLE   0 0 5,712
GENERAL MLS INC COM 370334104 273 4,420 SH   SOLE   0 0 4,420
GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 481 12,782 SH   SOLE   0 0 12,782
GRAINGER W W INC COM 384802104 392 1,100 SH   SOLE   0 0 1,100
HOME DEPOT INC COM 437076102 390 1,403 SH   SOLE   0 0 1,403
INVESCO EXCH TRADED FD TR II FTSE RAFI SML 46138E735 2,038 68,527 SH   SOLE   0 0 68,527
INVESCO EXCHANGE TRADED FD T INTL DIVI ACHI 46137V548 1,442 113,620 SH   SOLE   0 0 113,620
ISHARES TR MSCI INTL QUALTY 46434V456 4,156 132,665 SH   SOLE   0 0 132,665
ISHARES TR ISHS 1-5YR INVS 464288646 390 7,104 SH   SOLE   0 0 7,104
JOHNSON & JOHNSON COM 478160104 1,213 8,149 SH   SOLE   0 0 8,149
JPMORGAN CHASE & CO COM 46625H100 360 3,736 SH   SOLE   0 0 3,736
KELLOGG CO COM 487836108 255 3,954 SH   SOLE   0 0 3,954
KIMBERLY CLARK CORP COM 494368103 674 4,563 SH   SOLE   0 0 4,563
LOWES COS INC COM 548661107 614 3,703 SH   SOLE   0 0 3,703
MASTERCARD INCORPORATED CL A 57636Q104 347 1,026 SH   SOLE   0 0 1,026
MCDONALDS CORP COM 580135101 1,166 5,311 SH   SOLE   0 0 5,311
MEDTRONIC PLC SHS G5960L103 662 6,371 SH   SOLE   0 0 6,371
MICROSOFT CORP COM 594918104 1,736 8,252 SH   SOLE   0 0 8,252
NORFOLK SOUTHN CORP COM 655844108 1,004 4,690 SH   SOLE   0 0 4,690
NOVARTIS AG SPONSORED ADR 66987V109 214 2,459 SH   SOLE   0 0 2,459
PFIZER INC COM 717081103 628 17,110 SH   SOLE   0 0 17,110
PRECISION BIOSCIENCES INC COM 74019P108 2,064 335,012 SH   SOLE   0 0 335,012
PROCTER AND GAMBLE CO COM 742718109 1,278 9,197 SH   SOLE   0 0 9,197
QUALCOMM INC COM 747525103 868 7,375 SH   SOLE   0 0 7,375
REALTY INCOME CORP COM 756109104 464 7,645 SH   SOLE   0 0 7,645
ROYAL BK CDA COM 780087102 401 5,718 SH   SOLE   0 0 5,718
SALESFORCE COM INC COM 79466L302 1,070 4,256 SH   SOLE   0 0 4,256
SCHWAB STRATEGIC TR SCHWB FDT EMK LG 808524730 1,071 45,167 SH   SOLE   0 0 45,167
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 8,658 156,565 SH   SOLE   0 0 156,565
SCHWAB STRATEGIC TR US REIT ETF 808524847 2,491 70,441 SH   SOLE   0 0 70,441
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 21,120 261,939 SH   SOLE   0 0 261,939
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 4,390 79,132 SH   SOLE   0 0 79,132
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 10,409 331,495 SH   SOLE   0 0 331,495
SPDR S&P 500 ETF TR TR UNIT 78462F103 868 2,593 SH   SOLE   0 0 2,593
STRYKER CORPORATION COM 863667101 508 2,439 SH   SOLE   0 0 2,439
TRUIST FINL CORP COM 89832Q109 686 18,021 SH   SOLE   0 0 18,021
UNILEVER PLC SPON ADR NEW 904767704 248 4,016 SH   SOLE   0 0 4,016
UNITED PARCEL SERVICE INC CL B 911312106 1,332 7,995 SH   SOLE   0 0 7,995
VANGUARD INDEX FDS TOTAL STK MKT 922908769 271 1,589 SH   SOLE   0 0 1,589
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 216 5,272 SH   SOLE   0 0 5,272
VERIZON COMMUNICATIONS INC COM 92343V104 919 15,445 SH   SOLE   0 0 15,445
VISA INC COM CL A 92826C839 693 3,464 SH   SOLE   0 0 3,464
WALMART INC COM 931142103 834 5,964 SH   SOLE   0 0 5,964
WISDOMTREE TR GLB US QTLY DIV 97717W844 2,107 31,614 SH   SOLE   0 0 31,614
WISDOMTREE TR US SMALLCAP DIVD 97717W604 229 10,849 SH   SOLE   0 0 10,849
WISDOMTREE TR US S CAP QTY DIV 97717X651 2,808 91,446 SH   SOLE   0 0 91,446