The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 302 1,710 SH   SOLE   0 0 1,710
ABBOTT LABS COM 002824100 503 5,788 SH   SOLE   0 0 5,788
AFLAC INC COM 001055102 554 10,482 SH   SOLE   0 0 10,482
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 426 2,010 SH   SOLE   0 0 2,010
ALPHABET INC CAP STK CL A 02079K305 833 622 SH   SOLE   0 0 622
ALPHABET INC CAP STK CL C 02079K107 566 423 SH   SOLE   0 0 423
ALTRIA GROUP INC COM 02209S103 336 6,733 SH   SOLE   0 0 6,733
AMAZON COM INC COM 023135106 2,458 1,330 SH   SOLE   0 0 1,330
AMERICAN TOWER CORP NEW COM 03027X100 1,000 4,351 SH   SOLE   0 0 4,351
AMGEN INC COM 031162100 421 1,748 SH   SOLE   0 0 1,748
APPLE INC COM 037833100 1,481 5,042 SH   SOLE   0 0 5,042
APTARGROUP INC COM 038336103 309 2,675 SH   SOLE   0 0 2,675
AT&T INC COM 00206R102 1,041 26,631 SH   SOLE   0 0 26,631
AUTOMATIC DATA PROCESSING IN COM 053015103 324 1,899 SH   SOLE   0 0 1,899
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 419 1,849 SH   SOLE   0 0 1,849
BIOGEN INC COM 09062X103 288 972 SH   SOLE   0 0 972
BROWN & BROWN INC COM 115236101 316 8,000 SH   SOLE   0 0 8,000
CATERPILLAR INC DEL COM 149123101 609 4,121 SH   SOLE   0 0 4,121
CISCO SYS INC COM 17275R102 558 11,638 SH   SOLE   0 0 11,638
DOMINION ENERGY INC COM 25746U109 528 6,379 SH   SOLE   0 0 6,379
DUKE ENERGY CORP NEW COM NEW 26441C204 629 6,894 SH   SOLE   0 0 6,894
EATON VANCE CORP COM NON VTG 278265103 201 4,300 SH   SOLE   0 0 4,300
EMERSON ELEC CO COM 291011104 362 4,750 SH   SOLE   0 0 4,750
ENBRIDGE INC COM 29250N105 636 15,980 SH   SOLE   0 0 15,980
EXXON MOBIL CORP COM 30231G102 461 6,608 SH   SOLE   0 0 6,608
FACEBOOK INC CL A 30303M102 567 2,762 SH   SOLE   0 0 2,762
GENERAL MLS INC COM 370334104 209 3,900 SH   SOLE   0 0 3,900
GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 689 14,661 SH   SOLE   0 0 14,661
GRAINGER W W INC COM 384802104 372 1,100 SH   SOLE   0 0 1,100
HOME DEPOT INC COM 437076102 304 1,394 SH   SOLE   0 0 1,394
INTEL CORP COM 458140100 223 3,733 SH   SOLE   0 0 3,733
INVESCO EXCHANGE TRADED FD T INTL DIVI ACHI 46137V548 1,632 95,627 SH   SOLE   0 0 95,627
ISHARES TR SH TR CRPORT ETF 464288646 381 7,104 SH   SOLE   0 0 7,104
JOHNSON & JOHNSON COM 478160104 958 6,565 SH   SOLE   0 0 6,565
JPMORGAN CHASE & CO COM 46625H100 520 3,730 SH   SOLE   0 0 3,730
KELLOGG CO COM 487836108 273 3,954 SH   SOLE   0 0 3,954
LOWES COS INC COM 548661107 522 4,359 SH   SOLE   0 0 4,359
MASTERCARD INC CL A 57636Q104 306 1,026 SH   SOLE   0 0 1,026
MCDONALDS CORP COM 580135101 1,082 5,477 SH   SOLE   0 0 5,477
MEDTRONIC PLC SHS G5960L103 473 4,170 SH   SOLE   0 0 4,170
MICROSOFT CORP COM 594918104 1,359 8,620 SH   SOLE   0 0 8,620
NORFOLK SOUTHERN CORP COM 655844108 961 4,948 SH   SOLE   0 0 4,948
NOVARTIS A G SPONSORED ADR 66987V109 233 2,459 SH   SOLE   0 0 2,459
PFIZER INC COM 717081103 214 5,450 SH   SOLE   0 0 5,450
PRECISION BIOSCIENCES INC COM 74019P108 9,978 718,323 SH   SOLE   0 0 718,323
PROCTER & GAMBLE CO COM 742718109 1,198 9,593 SH   SOLE   0 0 9,593
QUALCOMM INC COM 747525103 658 7,459 SH   SOLE   0 0 7,459
REALTY INCOME CORP COM 756109104 1,000 13,584 SH   SOLE   0 0 13,584
ROYAL BK CDA MONTREAL QUE COM 780087102 453 5,718 SH   SOLE   0 0 5,718
SALESFORCE COM INC COM 79466L302 689 4,236 SH   SOLE   0 0 4,236
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 10,444 310,550 SH   SOLE   0 0 310,550
SCHWAB STRATEGIC TR SCHWB FDT EMK LG 808524730 1,291 43,280 SH   SOLE   0 0 43,280
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 7,514 129,735 SH   SOLE   0 0 129,735
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 21,165 275,547 SH   SOLE   0 0 275,547
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 4,642 77,181 SH   SOLE   0 0 77,181
SCHWAB STRATEGIC TR US REIT ETF 808524847 3,246 70,621 SH   SOLE   0 0 70,621
SPDR S&P 500 ETF TR TR UNIT 78462F103 936 2,908 SH   SOLE   0 0 2,908
STRYKER CORP COM 863667101 512 2,437 SH   SOLE   0 0 2,437
TJX COS INC NEW COM 872540109 327 5,358 SH   SOLE   0 0 5,358
UNILEVER PLC SPON ADR NEW 904767704 230 4,016 SH   SOLE   0 0 4,016
UNITED PARCEL SERVICE INC CL B 911312106 794 6,787 SH   SOLE   0 0 6,787
UNITED TECHNOLOGIES CORP COM 913017109 233 1,558 SH   SOLE   0 0 1,558
VANGUARD INDEX FDS TOTAL STK MKT 922908769 237 1,446 SH   SOLE   0 0 1,446
VERIZON COMMUNICATIONS INC COM 92343V104 894 14,555 SH   SOLE   0 0 14,555
VISA INC COM CL A 92826C839 650 3,461 SH   SOLE   0 0 3,461
WALMART INC COM 931142103 717 6,032 SH   SOLE   0 0 6,032
WISDOMTREE TR US S CAP QTY DIV 97717X651 2,798 74,190 SH   SOLE   0 0 74,190
WISDOMTREE TR US SMALLCAP DIVD 97717W604 311 10,848 SH   SOLE   0 0 10,848