The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
SPDR SERIES TRUST PORTFOLIO S&P500 78464A854   56,139,123 772,309 SH   SOLE   7,489 0 764,820
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   1,128,610 27,874 SH   SOLE   77 0 27,797
WISDOMTREE TR EM EX ST-OWNED 97717X578   232,402 6,740 SH   SOLE   39 0 6,701
ISHARES TR MRGSTR MD CP ETF 464288208   253,646 3,184 SH   SOLE   7 0 3,177
ISHARES TR MSCI USA QLT FCT 46432F339   23,721,856 129,755 SH   SOLE   2,214 0 127,541
ISHARES TR S&P 500 GRWT ETF 464287309   25,550,597 232,067 SH   SOLE   3,550 0 228,517
BLACKROCK ETF TRUST ISHARES US EQUIT 09290C103   19,740,433 362,476 SH   SOLE   5,783 0 356,692
ISHARES TR S&P 500 VAL ETF 464287408   15,853,225 81,124 SH   SOLE   1,510 0 79,613
INVESCO EXCHANGE TRADED FD T S&P500 EQL TEC 46137V282   10,723,774 262,966 SH   SOLE   2,676 0 260,290
INVESCO EXCH TRADED FD TR II S&P 500 MOMNTM 46138E339   4,634,033 41,202 SH   SOLE   862 0 40,340
ISHARES TR S&P 100 ETF 464287101   18,660,432 61,312 SH   SOLE   499 0 60,813
WORLD GOLD TR SPDR GLD MINIS 98149E303   4,448,405 67,894 SH   SOLE   342 0 67,552
BLACKROCK ETF TRUST ISHARES A I INNO 09290C780   3,247,327 112,559 SH   SOLE   2,367 0 110,192
SPDR SERIES TRUST PORT MTG BK ETF 78464A383   4,924,023 222,806 SH   SOLE   1,593 0 221,214
SPDR SERIES TRUST PORTFOLIO LN TSR 78464A664   5,037,323 189,516 SH   SOLE   1,194 0 188,322
ISHARES TR CORE INTL AGGR 46435G672   2,817,562 55,149 SH   SOLE   399 0 54,750
ISHARES TR MSCI USA MIN VOL 46429B697   2,311,453 24,624 SH   SOLE   17 0 24,607
BLACKROCK ETF TRUST II ISHARES FLEXIBLE 092528603   3,650,703 69,090 SH   SOLE   262 0 68,828
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   2,736,855 55,820 SH   SOLE   0 0 55,820
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   998,500 23,362 SH   SOLE   115 0 23,247
ISHARES TR CUR HD EURZN ETF 46434V639   808,086 19,695 SH   SOLE   0 0 19,695
SPDR SERIES TRUST NUVEEN ICE SHORT 78468R739   3,258,754 68,132 SH   SOLE   18 0 68,114
BLACKROCK ETF TRUST II ISHARES HIGH YIE 092528843   2,070,568 42,578 SH   SOLE   37 0 42,541
VANGUARD INDEX FDS LARGE CAP ETF 922908637   392,573 1,376 SH   SOLE   1 0 1,375
ISHARES TR RUS 1000 ETF 464287622   1,792,590 5,279 SH   SOLE   16 0 5,263
ISHARES TR MORNINGSTAR VALU 464288109   902,697 10,825 SH   SOLE   0 0 10,825
ISHARES TR CORE S&P TTL STK 464287150   1,172,147 8,680 SH   SOLE   83 0 8,597
ISHARES TR NATIONAL MUN ETF 464288414   2,483,385 23,769 SH   SOLE   12 0 23,757
ISHARES TR A RATE CP BD ETF 46429B291   625,712 13,079 SH   SOLE   0 0 13,079
SPDR SERIES TRUST PORTFOLIO CRPORT 78464A144   384,508 13,159 SH   SOLE   0 0 13,159
ISHARES TR HIGH YLD CORP BD 46436E320   535,678 17,500 SH   SOLE   0 0 17,500
JANUS DETROIT STR TR HENDRSON AAA CL 47103U845   1,398,937 27,565 SH   SOLE   0 0 27,565
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   6,096,961 29,789 SH   SOLE   0 0 29,789
BLACKROCK ETF TRUST ISHARES ADVANTAG 09290C863   475,475 15,791 SH   SOLE   0 0 15,791
SCHWAB STRATEGIC TR FUNDAMENTAL INTL 808524755   492,277 12,301 SH   SOLE   0 0 12,301
ISHARES TR INTL DIV GRWTH 46435G524   751,070 9,520 SH   SOLE   0 0 9,520
BLACKROCK ETF TRUST ISHARES INTL DIV 09290C848   341,113 12,504 SH   SOLE   0 0 12,504
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   701,783 5,264 SH   SOLE   0 0 5,264
ISHARES INC CORE MSCI EMKT 46434G103   352,736 5,876 SH   SOLE   0 0 5,876
ISHARES TR HDG MSCI EAFE 46434V803   934,153 24,609 SH   SOLE   125 0 24,484
ISHARES TR 20 YR TR BD ETF 464287432   750,478 8,504 SH   SOLE   0 0 8,504
ISHARES INC MSCI EMRG CHN 46434G764   526,009 8,331 SH   SOLE   46 0 8,284
ISHARES TR CORE S&P MCP ETF 464287507   243,779 3,931 SH   SOLE   98 0 3,833
VANGUARD INDEX FDS SMALL CP ETF 922908751   294,026 1,241 SH   SOLE   14 0 1,227
REPUBLIC SVCS INC COM 760759100   494,939 2,007 SH   SOLE   0 0 2,007
COSTCO WHSL CORP NEW COM 22160K105   502,224 507 SH   SOLE   0 0 507
CINTAS CORP COM 172908105   513,497 2,304 SH   SOLE   0 0 2,304
BLACKROCK INC COM 09290D101   436,707 416 SH   SOLE   0 0 416
SHERWIN WILLIAMS CO COM 824348106   253,605 739 SH   SOLE   0 0 739
INTUIT COM 461202103   206,019 262 SH   SOLE   0 0 262
HOME DEPOT INC COM 437076102   926,082 2,526 SH   SOLE   0 0 2,526
MASTERCARD INCORPORATED CL A 57636Q104   1,332,430 2,371 SH   SOLE   0 0 2,371
NEXTERA ENERGY INC COM 65339F101   486,373 7,006 SH   SOLE   0 0 7,006
UNITEDHEALTH GROUP INC COM 91324P102   474,610 1,521 SH   SOLE   0 0 1,521
PEPSICO INC COM 713448108   1,604,947 12,155 SH   SOLE   0 0 12,155
AMGEN INC COM 031162100   320,248 1,147 SH   SOLE   0 0 1,147
VANECK ETF TRUST VANECK SHRT MUNI 92189F528   442,650 25,646 SH   SOLE   0 0 25,646
ABRDN GLOBAL INCOME FUND INC COM 003013109   69,951 10,947 SH   SOLE   0 0 10,947
EATON VANCE TAX-MANAGED GLOB COM 27829C105   89,744 10,375 SH   SOLE   0 0 10,375
PIMCO CORPORATE & INCM STRG COM 72200U100   235,755 18,578 SH   SOLE   0 0 18,578
BLACKROCK CORE BD TR SHS BEN INT 09249E101   122,287 12,581 SH   SOLE   0 0 12,581
J P MORGAN EXCHANGE TRADED F US MOMENTUM 46641Q779   253,174 3,938 SH   SOLE   0 0 3,938
VANGUARD INDEX FDS TOTAL STK MKT 922908769   709,677 2,335 SH   SOLE   0 0 2,335
ISHARES TR CORE MSCI EAFE 46432F842   253,946 3,042 SH   SOLE   68 0 2,974
ISHARES TR IBOXX INV CP ETF 464287242   254,953 2,326 SH   SOLE   0 0 2,326
ISHARES TR CORE TOTAL USD 46434V613   951,217 20,576 SH   SOLE   0 0 20,576
SPDR SERIES TRUST BLOOMBERG 1 10 Y 78468R861   342,836 17,912 SH   SOLE   0 0 17,912
SPDR SERIES TRUST BBG CONV SEC ETF 78464A359   355,355 4,299 SH   SOLE   0 0 4,299
SNOWFLAKE INC CL A 833445109   348,309 1,557 SH   SOLE   0 0 1,557
DELL TECHNOLOGIES INC CL C 24703L202   434,508 3,544 SH   SOLE   0 0 3,544
ISHARES TR EXPONENTIAL TECH 46434V381   524,153 8,033 SH   SOLE   0 0 8,033
FORD MTR CO COM 345370860   154,884 14,275 SH   SOLE   1,175 0 13,100
COCA COLA CO COM 191216100   896,544 12,672 SH   SOLE   0 0 12,672
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332   626,966 11,028 SH   SOLE   0 0 11,028
SOUTHERN CO COM 842587107   1,279,693 13,935 SH   SOLE   0 0 13,935
WELLS FARGO CO NEW COM 949746101   435,452 5,435 SH   SOLE   0 0 5,435
GENERAL MLS INC COM 370334104   268,328 5,179 SH   SOLE   0 0 5,179
SPDR SERIES TRUST PORTFLI TIPS ETF 78464A656   239,829 9,203 SH   SOLE   0 0 9,203
ISHARES BITCOIN TRUST ETF SHS BEN INT 46438F101   244,718 3,998 SH   SOLE   20 0 3,978
WISDOMTREE TR US QTLY DIV GRT 97717X669   485,930 5,803 SH   SOLE   0 0 5,803
NVIDIA CORPORATION COM 67066G104   2,073,112 13,122 SH   SOLE   0 0 13,122
MICROSOFT CORP COM 594918104   4,873,047 9,797 SH   SOLE   20 0 9,777
ABBVIE INC COM 00287Y109   2,728,830 14,701 SH   SOLE   0 0 14,701
ABBOTT LABS COM 002824100   2,074,617 15,253 SH   SOLE   0 0 15,253
SPDR SERIES TRUST S&P REGL BKG 78464A698   439,486 7,400 SH   SOLE   0 0 7,400
SPDR SERIES TRUST PRTFLO S&P500 HI 78468R788   358,863 8,456 SH   SOLE   0 0 8,456
INVESCO EXCHANGE TRADED FD T S&P500 PUR GWT 46137V266   952,802 20,817 SH   SOLE   0 0 20,817
ISHARES TR MSCI USA MMENTM 46432F396   2,819,429 11,732 SH   SOLE   0 0 11,732
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354   227,591 3,125 SH   SOLE   0 0 3,125
US BANCORP DEL COM NEW 902973304   3,857,517 85,249 SH   SOLE   0 0 85,249
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   6,048,833 10,649 SH   SOLE   96 0 10,553
SPDR SERIES TRUST NYSE TECH ETF 78464A102   231,378 975 SH   SOLE   0 0 975
AMAZON COM INC COM 023135106   2,794,455 12,737 SH   SOLE   0 0 12,737
HUBBELL INC COM 443510607   279,956 685 SH   SOLE   0 0 685
ISHARES TR PFD AND INCM SEC 464288687   429,796 14,009 SH   SOLE   0 0 14,009
ISHARES TR ESG AWR MSCI USA 46435G425   695,222 5,138 SH   SOLE   0 0 5,138
VERIZON COMMUNICATIONS INC COM 92343V104   431,091 9,963 SH   SOLE   0 0 9,963
VANGUARD WORLD FD MEGA GRWTH IND 921910816   1,095,068 2,991 SH   SOLE   0 0 2,991
ISHARES TR AGENCY BOND ETF 464288166   216,658 1,975 SH   SOLE   0 0 1,975
BYLINE BANCORP INC COM 124411109   5,440,678 203,542 SH   SOLE   0 0 203,542
EMERSON ELEC CO COM 291011104   444,280 3,332 SH   SOLE   0 0 3,332
PROCTER AND GAMBLE CO COM 742718109   1,244,511 7,811 SH   SOLE   137 0 7,674
APPLE INC COM 037833100   4,874,635 23,759 SH   SOLE   0 0 23,759
JOHNSON & JOHNSON COM 478160104   758,494 4,966 SH   SOLE   137 0 4,829
THE CIGNA GROUP COM 125523100   374,547 1,133 SH   SOLE   0 0 1,133
EDGEWELL PERS CARE CO COM 28035Q102   217,268 9,281 SH   SOLE   0 0 9,281
ISHARES TR GLOBAL ENERG ETF 464287341   387,598 9,865 SH   SOLE   8 0 9,857
PHILIP MORRIS INTL INC COM 718172109   643,270 3,532 SH   SOLE   0 0 3,532
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   262,316 540 SH   SOLE   0 0 540
ALPHABET INC CAP STK CL C 02079K107   219,254 1,236 SH   SOLE   0 0 1,236
META PLATFORMS INC CL A 30303M102   460,986 625 SH   SOLE   0 0 625
DISNEY WALT CO COM 254687106   491,887 3,967 SH   SOLE   0 0 3,967
ELEVANCE HEALTH INC COM 036752103   659,096 1,695 SH   SOLE   0 0 1,695
GOLDMAN SACHS GROUP INC COM 38141G104   218,006 308 SH   SOLE   0 0 308
WALMART INC COM 931142103   2,955,524 30,226 SH   SOLE   0 0 30,226
ALPHABET INC CAP STK CL A 02079K305   2,214,596 12,567 SH   SOLE   0 0 12,567
UNION PAC CORP COM 907818108   451,647 1,963 SH   SOLE   0 0 1,963
LOCKHEED MARTIN CORP COM 539830109   337,090 728 SH   SOLE   0 0 728
COMMERCE BANCSHARES INC COM 200525103   691,294 11,119 SH   SOLE   0 0 11,119
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   508,511 7,565 SH   SOLE   0 0 7,565
MARSH & MCLENNAN COS INC COM 571748102   345,451 1,580 SH   SOLE   0 0 1,580
WASTE MGMT INC DEL COM 94106L109   1,277,029 5,581 SH   SOLE   0 0 5,581
INVESCO EXCHANGE TRADED FD T S&P 500 GARP ETF 46137V431   211,225 1,961 SH   SOLE   0 0 1,961
VANGUARD INDEX FDS MID CAP ETF 922908629   889,594 3,179 SH   SOLE   0 0 3,179
BROADCOM INC COM 11135F101   277,084 1,005 SH   SOLE   0 0 1,005
AUTOMATIC DATA PROCESSING IN COM 053015103   476,786 1,546 SH   SOLE   0 0 1,546
MCDONALDS CORP COM 580135101   517,940 1,773 SH   SOLE   0 0 1,773
STIFEL FINL CORP COM 860630102   507,692 4,892 SH   SOLE   0 0 4,892
ALTRIA GROUP INC COM 02209S103   254,923 4,348 SH   SOLE   0 0 4,348
SPDR GOLD TR GOLD SHS 78463V107   235,938 774 SH   SOLE   0 0 774
MERCK & CO INC COM 58933Y105   210,364 2,657 SH   SOLE   0 0 2,657
ISHARES TR CYBERSECURITY 46435U135   231,519 4,351 SH   SOLE   0 0 4,351
VISA INC COM CL A 92826C839   1,322,117 3,724 SH   SOLE   0 0 3,724
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   352,952 1,558 SH   SOLE   0 0 1,558
PIMCO ETF TR 1-5 US TIP IDX 72201R205   219,007 4,070 SH   SOLE   0 0 4,070
JPMORGAN CHASE & CO. COM 46625H100   774,652 2,672 SH   SOLE   60 0 2,612
INVESCO EXCHANGE TRADED FD T RAFI US 1000 ETF 46137V613   1,260,999 29,832 SH   SOLE   0 0 29,832
HONEYWELL INTL INC COM 438516106   350,550 1,505 SH   SOLE   0 0 1,505
HCA HEALTHCARE INC COM 40412C101   3,831,000 10,000 SH   SOLE   0 0 10,000
AT&T INC COM 00206R102   465,895 16,099 SH   SOLE   0 0 16,099
ISHARES TR RUS MID CAP ETF 464287499   299,497 3,256 SH   SOLE   0 0 3,256
ADVANCED MICRO DEVICES INC COM 007903107   248,751 1,753 SH   SOLE   0 0 1,753
ELI LILLY & CO COM 532457108   653,519 838 SH   SOLE   0 0 838
EXXON MOBIL CORP COM 30231G102   486,264 4,511 SH   SOLE   0 0 4,511
SPIRE INC COM 84857L101   414,709 5,682 SH   SOLE   0 0 5,682
INVESCO ACTIVELY MANAGED EXC ULTRA SHRT DUR 46090A887   210,588 4,200 SH   SOLE   0 0 4,200
SPDR SERIES TRUST MSCI USA STRTGIC 78468R812   803,055 4,924 SH   SOLE   0 0 4,924
SPDR SERIES TRUST PRTFLO S&P500 VL 78464A508   551,613 10,539 SH   SOLE   0 0 10,539
ATAI LIFE SCIENCES NV SHS N0731H103   21,900 10,000 SH   SOLE   0 0 10,000
J P MORGAN EXCHANGE TRADED F ULTRA SHRT ETF 46641Q837   639,582 12,620 SH   SOLE   0 0 12,620
ISHARES TR RUS 1000 GRW ETF 464287614   2,370,430 5,583 SH   SOLE   5 0 5,578
UNITED PARCEL SERVICE INC CL B 911312106   206,280 2,044 SH   SOLE   0 0 2,044
RTX CORPORATION COM 75513E101   389,495 2,667 SH   SOLE   0 0 2,667
VANGUARD INDEX FDS GROWTH ETF 922908736   1,745,086 3,981 SH   SOLE   4 0 3,977
VANGUARD INDEX FDS VALUE ETF 922908744   766,151 4,335 SH   SOLE   6 0 4,329
PFIZER INC COM 717081103   215,310 8,882 SH   SOLE   0 0 8,882
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   396,167 6,949 SH   SOLE   0 0 6,949
PROSHARES TR S&P 500 DV ARIST 74348A467   333,216 3,309 SH   SOLE   0 0 3,309
AMEREN CORP COM 023608102   597,288 6,219 SH   SOLE   0 0 6,219
SPDR S&P 500 ETF TR TR UNIT 78462F103   451,259 730 SH   SOLE   280 0 450
ISHARES TR RUSSELL 3000 ETF 464287689   461,214 1,314 SH   SOLE   0 0 1,314
VANECK ETF TRUST SEMICONDUCTR ETF 92189F676   390,990 1,402 SH   SOLE   0 0 1,402
ISHARES TR RUSSELL 2000 ETF 464287655   388,431 1,800 SH   SOLE   0 0 1,800
INTERNATIONAL BUSINESS MACHS COM 459200101   437,159 1,483 SH   SOLE   0 0 1,483
WP CAREY INC COM 92936U109   212,092 3,400 SH   SOLE   0 0 3,400
CISCO SYS INC COM 17275R102   323,311 4,660 SH   SOLE   0 0 4,660
AB ACTIVE ETFS INC TAX AWARE SHRT 00039J202   246,204 9,805 SH   SOLE   0 0 9,805
AUTOZONE INC COM 053332102   226,446 61 SH   SOLE   0 0 61
NETFLIX INC COM 64110L106   233,009 174 SH   SOLE   0 0 174
CAPITAL GROUP CORE EQUITY ET SHS CREATION UNI 14020V108   310,803 8,416 SH   SOLE   0 0 8,416
EQUIFAX INC COM 294429105   7,262,360 28,000 SH   SOLE   0 0 28,000
GAMCO GLOBAL GOLD NAT RES & COM SH BEN INT 36465A109   58,488 13,323 SH   SOLE   0 0 13,323