The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
SPDR SER TR PORTFOLIO S&P500 78464A854   61,890,013 897,737 SH   SOLE   4,023 0 893,714
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   871,043 25,521 SH   SOLE   64 0 25,457
ISHARES INC MSCI EMRG CHN 46434G764   5,914,704 106,667 SH   SOLE   852 0 105,815
ISHARES TR S&P 500 GRWT ETF 464287309   24,356,001 239,890 SH   SOLE   1,326 0 238,564
ISHARES TR MSCI USA QLT FCT 46432F339   20,337,174 114,202 SH   SOLE   663 0 113,539
BLACKROCK ETF TRUST ISHARES US EQUIT 09290C103   17,699,386 345,354 SH   SOLE   2,135 0 343,219
ISHARES TR S&P 500 VAL ETF 464287408   10,049,594 52,649 SH   SOLE   324 0 52,325
INVESCO EXCHANGE TRADED FD T S&P500 EQL TEC 46137V282   10,561,468 282,241 SH   SOLE   1,127 0 281,114
INVESCO EXCH TRADED FD TR II S&P 500 MOMNTM 46138E339   3,857,141 40,597 SH   SOLE   309 0 40,288
ISHARES TR US INFRASTRUC 46435U713   1,972,566 42,613 SH   SOLE   390 0 42,223
SPDR SER TR PORT MTG BK ETF 78464A383   4,515,884 209,554 SH   SOLE   280 0 209,274
SPDR SER TR PORTFOLIO LN TSR 78464A664   3,595,070 137,269 SH   SOLE   89 0 137,180
WORLD GOLD TR SPDR GLD MINIS 98149E303   1,148,771 22,096 SH   SOLE   19 0 22,077
ISHARES TR MSCI USA MIN VOL 46429B697   1,896,445 21,359 SH   SOLE   0 0 21,359
BLACKROCK ETF TRUST II ISHARES FLEXIBLE 092528603   3,227,423 62,042 SH   SOLE   67 0 61,975
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   2,931,452 58,477 SH   SOLE   0 0 58,477
ISHARES TR S&P 100 ETF 464287101   10,573,113 36,604 SH   SOLE   9 0 36,595
SPDR SER TR NUVEEN BLMBRG SH 78468R739   3,460,702 73,026 SH   SOLE   0 0 73,026
ISHARES TR CUR HD EURZN ETF 46434V639   651,428 18,176 SH   SOLE   0 0 18,176
ISHARES TR 20 YR TR BD ETF 464287432   1,441,032 16,501 SH   SOLE   0 0 16,501
ISHARES TR GLOBAL ENERG ETF 464287341   703,222 18,419 SH   SOLE   5 0 18,414
ISHARES TR NATIONAL MUN ETF 464288414   3,275,027 30,737 SH   SOLE   0 0 30,737
ISHARES TR U.S. ENERGY ETF 464287796   686,647 15,068 SH   SOLE   30 0 15,038
ISHARES TR A RATE CP BD ETF 46429B291   221,363 4,731 SH   SOLE   0 0 4,731
SPDR SER TR PORTFOLIO CRPORT 78464A144   384,523 13,426 SH   SOLE   0 0 13,426
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   5,135,632 26,225 SH   SOLE   0 0 26,225
JANUS DETROIT STR TR HENDRSON AAA CL 47103U845   707,663 13,955 SH   SOLE   0 0 13,955
ISHARES TR INTL DIV GRWTH 46435G524   761,819 11,210 SH   SOLE   0 0 11,210
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   662,804 5,195 SH   SOLE   0 0 5,195
BLACKROCK ETF TRUST ISHARES ADVANTAG 09290C863   227,117 7,508 SH   SOLE   0 0 7,508
ISHARES TR CORE S&P TTL STK 464287150   750,112 5,832 SH   SOLE   0 0 5,832
ISHARES TR HDG MSCI EAFE 46434V803   849,529 24,447 SH   SOLE   25 0 24,422
ISHARES TR RUS 1000 ETF 464287622   270,937 841 SH   SOLE   0 0 841
ISHARES TR CORE S&P MCP ETF 464287507   275,510 4,422 SH   SOLE   0 0 4,422
REPUBLIC SVCS INC COM 760759100   393,448 1,956 SH   SOLE   0 0 1,956
CINTAS CORP COM 172908105   393,873 2,156 SH   SOLE   0 0 2,156
SHERWIN WILLIAMS CO COM 824348106   243,162 715 SH   SOLE   0 0 715
VANGUARD INDEX FDS SMALL CP ETF 922908751   342,108 1,424 SH   SOLE   14 0 1,410
HOME DEPOT INC COM 437076102   826,683 2,125 SH   SOLE   0 0 2,125
MASTERCARD INCORPORATED CL A 57636Q104   894,471 1,699 SH   SOLE   0 0 1,699
BLACKROCK INC COM 09290D101   407,631 398 SH   SOLE   0 0 398
COSTCO WHSL CORP NEW COM 22160K105   455,524 497 SH   SOLE   0 0 497
NEXTERA ENERGY INC COM 65339F101   479,861 6,694 SH   SOLE   0 0 6,694
AMGEN INC COM 031162100   299,908 1,151 SH   SOLE   0 0 1,151
UNITEDHEALTH GROUP INC COM 91324P102   861,016 1,702 SH   SOLE   0 0 1,702
EATON VANCE TAX-MANAGED GLOB COM 27829C105   85,674 10,175 SH   SOLE   0 0 10,175
PIMCO CORPORATE & INCM STRG COM 72200U100   249,317 18,578 SH   SOLE   0 0 18,578
BLACKROCK CORE BD TR SHS BEN INT 09249E101   131,597 12,581 SH   SOLE   0 0 12,581
VANGUARD INDEX FDS TOTAL STK MKT 922908769   663,085 2,288 SH   SOLE   0 0 2,288
ISHARES TR CORE MSCI EAFE 46432F842   216,744 3,084 SH   SOLE   0 0 3,084
ISHARES TR IBOXX INV CP ETF 464287242   341,674 3,198 SH   SOLE   0 0 3,198
ISHARES TR CORE TOTAL USD 46434V613   1,055,058 23,342 SH   SOLE   0 0 23,342
SNOWFLAKE INC CL A 833445109   240,346 1,557 SH   SOLE   0 0 1,557
DELL TECHNOLOGIES INC CL C 24703L202   410,094 3,559 SH   SOLE   0 0 3,559
ISHARES TR MORNINGSTAR VALU 464288109   520,135 6,423 SH   SOLE   0 0 6,423
SPDR SER TR BBG CONV SEC ETF 78464A359   469,910 6,033 SH   SOLE   0 0 6,033
FORD MTR CO COM 345370860   143,124 14,457 SH   SOLE   1,175 0 13,282
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332   1,172,624 20,383 SH   SOLE   0 0 20,383
COCA COLA CO COM 191216100   785,410 12,615 SH   SOLE   0 0 12,615
SOUTHERN CO COM 842587107   1,147,093 13,935 SH   SOLE   0 0 13,935
WELLS FARGO CO NEW COM 949746101   379,296 5,400 SH   SOLE   0 0 5,400
GENERAL MLS INC COM 370334104   327,910 5,142 SH   SOLE   0 0 5,142
SPDR SER TR PORTFOLIO S&P400 78464A847   201,885 3,691 SH   SOLE   0 0 3,691
WISDOMTREE TR US QTLY DIV GRT 97717X669   418,629 5,173 SH   SOLE   0 0 5,173
NVIDIA CORPORATION COM 67066G104   1,756,883 13,083 SH   SOLE   0 0 13,083
MICROSOFT CORP COM 594918104   3,199,181 7,590 SH   SOLE   20 0 7,570
ABBVIE INC COM 00287Y109   2,600,525 14,634 SH   SOLE   0 0 14,634
ABBOTT LABS COM 002824100   1,724,476 15,246 SH   SOLE   0 0 15,246
SPDR SER TR S&P REGL BKG 78464A698   446,590 7,400 SH   SOLE   0 0 7,400
SPDR SER TR PRTFLO S&P500 HI 78468R788   426,324 9,859 SH   SOLE   0 0 9,859
ISHARES TR FALN ANGLS USD 46435G474   262,585 9,831 SH   SOLE   0 0 9,831
INVESCO EXCHANGE TRADED FD T S&P500 PUR GWT 46137V266   858,689 20,812 SH   SOLE   0 0 20,812
ISHARES TR MSCI USA MMENTM 46432F396   2,452,669 11,853 SH   SOLE   0 0 11,853
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354   226,432 3,235 SH   SOLE   0 0 3,235
US BANCORP DEL COM NEW 902973304   4,143,274 86,625 SH   SOLE   0 0 86,625
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   5,731,197 10,637 SH   SOLE   113 0 10,523
AMAZON COM INC COM 023135106   2,346,157 10,694 SH   SOLE   0 0 10,694
HUBBELL INC COM 443510607   287,108 685 SH   SOLE   0 0 685
VANECK ETF TRUST VANECK SHRT MUNI 92189F528   340,997 19,953 SH   SOLE   0 0 19,953
ISHARES TR PFD AND INCM SEC 464288687   440,443 14,009 SH   SOLE   0 0 14,009
ISHARES TR ESG AWR MSCI USA 46435G425   648,657 5,035 SH   SOLE   0 0 5,035
VERIZON COMMUNICATIONS INC COM 92343V104   443,233 11,084 SH   SOLE   0 0 11,084
VANGUARD WORLD FD MEGA GRWTH IND 921910816   1,027,002 2,991 SH   SOLE   0 0 2,991
BYLINE BANCORP INC COM 124411109   5,975,508 206,052 SH   SOLE   0 0 206,052
ISHARES TR EXPONENTIAL TECH 46434V381   272,467 4,567 SH   SOLE   0 0 4,567
APPLE INC COM 037833100   5,240,457 20,927 SH   SOLE   0 0 20,927
PROCTER AND GAMBLE CO COM 742718109   1,316,613 7,853 SH   SOLE   137 0 7,716
PEPSICO INC COM 713448108   1,635,389 10,755 SH   SOLE   0 0 10,755
JOHNSON & JOHNSON COM 478160104   713,223 4,932 SH   SOLE   137 0 4,795
THE CIGNA GROUP COM 125523100   312,867 1,133 SH   SOLE   0 0 1,133
ENERGIZER HLDGS INC NEW COM 29272W109   323,814 9,281 SH   SOLE   0 0 9,281
EDGEWELL PERS CARE CO COM 28035Q102   311,842 9,281 SH   SOLE   0 0 9,281
PHILIP MORRIS INTL INC COM 718172109   388,868 3,231 SH   SOLE   0 0 3,231
MERCK & CO INC COM 58933Y105   269,982 2,714 SH   SOLE   0 0 2,714
UNION PAC CORP COM 907818108   455,624 1,998 SH   SOLE   0 0 1,998
INNOVATIVE INDL PPTYS INC COM 45781V101   208,563 3,130 SH   SOLE   0 0 3,130
ALPHABET INC CAP STK CL C 02079K107   219,387 1,152 SH   SOLE   0 0 1,152
META PLATFORMS INC CL A 30303M102   395,896 676 SH   SOLE   0 0 676
DISNEY WALT CO COM 254687106   452,823 4,067 SH   SOLE   0 0 4,067
ELEVANCE HEALTH INC COM 036752103   625,424 1,695 SH   SOLE   0 0 1,695
ALPHABET INC CAP STK CL A 02079K305   2,046,745 10,812 SH   SOLE   0 0 10,812
WALMART INC COM 931142103   2,739,203 30,318 SH   SOLE   0 0 30,318
LOCKHEED MARTIN CORP COM 539830109   358,705 738 SH   SOLE   0 0 738
COMMERCE BANCSHARES INC COM 200525103   693,099 11,123 SH   SOLE   0 0 11,123
WASTE MGMT INC DEL COM 94106L109   1,139,869 5,649 SH   SOLE   0 0 5,649
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   267,021 4,651 SH   SOLE   0 0 4,651
ISHARES TR CYBERSECURITY 46435U135   231,231 4,739 SH   SOLE   0 0 4,739
ISHARES TR CORE S&P SCP ETF 464287804   202,895 1,761 SH   SOLE   142 0 1,619
MARSH & MCLENNAN COS INC COM 571748102   327,324 1,541 SH   SOLE   0 0 1,541
INVESCO EXCHANGE TRADED FD T S&P 500 GARP ETF 46137V431   226,377 2,158 SH   SOLE   0 0 2,158
VANGUARD INDEX FDS MID CAP ETF 922908629   394,388 1,493 SH   SOLE   0 0 1,493
AUTOMATIC DATA PROCESSING IN COM 053015103   447,584 1,529 SH   SOLE   0 0 1,529
EXXON MOBIL CORP COM 30231G102   483,064 4,491 SH   SOLE   0 0 4,491
MCDONALDS CORP COM 580135101   513,130 1,770 SH   SOLE   0 0 1,770
STIFEL FINL CORP COM 860630102   518,943 4,892 SH   SOLE   0 0 4,892
ALTRIA GROUP INC COM 02209S103   227,357 4,348 SH   SOLE   0 0 4,348
VISA INC COM CL A 92826C839   874,808 2,768 SH   SOLE   0 0 2,768
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   286,280 1,450 SH   SOLE   0 0 1,450
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613   1,239,608 30,729 SH   SOLE   0 0 30,729
JPMORGAN CHASE & CO. COM 46625H100   649,116 2,708 SH   SOLE   60 0 2,648
HONEYWELL INTL INC COM 438516106   347,192 1,537 SH   SOLE   0 0 1,537
PIMCO ETF TR INV GRD CRP BD 72201R817   244,407 2,570 SH   SOLE   0 0 2,570
HCA HEALTHCARE INC COM 40412C101   3,001,500 10,000 SH   SOLE   0 0 10,000
PROSPECT CAP CORP COM 74348T102   56,030 13,000 SH   SOLE   0 0 13,000
AT&T INC COM 00206R102   410,757 18,039 SH   SOLE   0 0 18,039
ISHARES TR RUS MID CAP ETF 464287499   299,616 3,389 SH   SOLE   0 0 3,389
ELI LILLY & CO COM 532457108   623,876 808 SH   SOLE   0 0 808
ADVANCED MICRO DEVICES INC COM 007903107   214,765 1,778 SH   SOLE   0 0 1,778
SPIRE INC COM 84857L101   377,329 5,563 SH   SOLE   0 0 5,563
SPDR SER TR PORTFOLIO AGRGTE 78464A649   331,192 13,253 SH   SOLE   0 0 13,253
GLOBAL X FDS S&P 500 COVERED 37954Y475   334,269 7,978 SH   SOLE   0 0 7,978
INVESCO ACTIVELY MANAGED EXC ULTRA SHRT DUR 46090A887   210,462 4,200 SH   SOLE   0 0 4,200
SPDR SER TR MSCI USA STRTGIC 78468R812   762,791 4,926 SH   SOLE   0 0 4,926
SPDR SER TR PRTFLO S&P500 VL 78464A508   608,208 11,893 SH   SOLE   0 0 11,893
ATAI LIFE SCIENCES NV SHS N0731H103   13,300 10,000 SH   SOLE   0 0 10,000
J P MORGAN EXCHANGE TRADED F ULTRA SHRT ETF 46641Q837   716,261 14,220 SH   SOLE   0 0 14,220
UNITED PARCEL SERVICE INC CL B 911312106   257,696 2,044 SH   SOLE   0 0 2,044
RTX CORPORATION COM 75513E101   298,905 2,583 SH   SOLE   0 0 2,583
VANGUARD INDEX FDS GROWTH ETF 922908736   1,263,553 3,079 SH   SOLE   7 0 3,072
VANGUARD INDEX FDS VALUE ETF 922908744   590,496 3,488 SH   SOLE   6 0 3,482
PFIZER INC COM 717081103   204,446 7,706 SH   SOLE   0 0 7,706
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   313,304 6,552 SH   SOLE   0 0 6,552
PROSHARES TR S&P 500 DV ARIST 74348A467   329,411 3,309 SH   SOLE   0 0 3,309
AMEREN CORP COM 023608102   548,319 6,151 SH   SOLE   0 0 6,151
SPDR S&P 500 ETF TR TR UNIT 78462F103   295,544 504 SH   SOLE   254 0 250
INTERNATIONAL BUSINESS MACHS COM 459200101   324,029 1,474 SH   SOLE   0 0 1,474
CISCO SYS INC COM 17275R102   271,195 4,581 SH   SOLE   0 0 4,581
CAPITAL GROUP CORE EQUITY ET SHS CREATION UNI 14020V108   294,308 8,416 SH   SOLE   0 0 8,416
EQUIFAX INC COM 294429105   7,263,225 28,500 SH   SOLE   0 0 28,500
GAMCO GLOBAL GOLD NAT RES & COM SH BEN INT 36465A109   48,980 12,992 SH   SOLE   0 0 12,992