The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
SPDR SER TR PORTFOLIO S&P500 78464A854   60,770,542 987,657 SH   SOLE   856,427 0 131,230
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   665,871 18,579 SH   SOLE   15,202 0 3,377
ISHARES INC MSCI EMRG CHN 46434G764   3,937,604 68,397 SH   SOLE   58,289 0 10,108
ISHARES TR MSCI USA QLT FCT 46432F339   17,801,930 108,317 SH   SOLE   94,891 0 13,427
ISHARES TR S&P 500 VAL ETF 464287408   10,912,869 58,417 SH   SOLE   50,531 0 7,886
BLACKROCK ETF TRUST US EQT FACTOR 09290C103   10,827,445 243,861 SH   SOLE   208,226 0 35,635
ISHARES TR S&P 500 GRWT ETF 464287309   17,225,984 204,003 SH   SOLE   177,579 0 26,424
INVESCO EXCHANGE TRADED FD T S&P500 EQL TEC 46137V282   9,463,820 268,935 SH   SOLE   239,318 0 29,617
ISHARES TR US INFRASTRUC 46435U713   1,842,394 42,491 SH   SOLE   37,592 0 4,899
SPDR SER TR PORTFOLIO LN TSR 78464A664   4,268,667 152,780 SH   SOLE   127,841 0 24,939
SPDR SER TR PORT MTG BK ETF 78464A383   4,068,091 187,297 SH   SOLE   156,639 0 30,658
ISHARES TR GLOBAL ENERG ETF 464287341   3,861,140 89,898 SH   SOLE   76,815 0 13,083
ISHARES TR HDG MSCI EAFE 46434V803   2,739,336 78,536 SH   SOLE   66,672 0 11,864
ISHARES TR MSCI USA MIN VOL 46429B697   3,155,488 37,754 SH   SOLE   34,588 0 3,166
BLACKROCK ETF TRUST II FLEXIBLE INCOME 092528603   2,008,723 38,291 SH   SOLE   31,886 0 6,405
SPDR SER TR PORTFLI TIPS ETF 78464A656   1,131,514 44,165 SH   SOLE   35,783 0 8,382
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   1,862,029 36,799 SH   SOLE   36,390 0 409
ISHARES TR 20 YR TR BD ETF 464287432   1,721,043 18,189 SH   SOLE   17,227 0 962
SPDR SER TR NUVEEN BLMBRG SH 78468R739   3,867,973 81,534 SH   SOLE   70,766 0 10,768
ISHARES TR S&P 100 ETF 464287101   8,298,954 33,543 SH   SOLE   31,451 0 2,092
SPDR SER TR PORTFOLIO CRPORT 78464A144   266,533 9,156 SH   SOLE   8,301 0 855
ISHARES TR IBOXX INV CP ETF 464287242   404,747 3,716 SH   SOLE   2,106 0 1,610
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   4,480,528 24,536 SH   SOLE   23,783 0 753
ISHARES TR INTL DIV GRWTH 46435G524   850,001 12,619 SH   SOLE   11,745 0 874
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   565,628 4,675 SH   SOLE   4,540 0 135
ISHARES TR CORE TOTAL USD 46434V613   1,319,407 28,941 SH   SOLE   28,116 0 825
ISHARES TR U.S. ENERGY ETF 464287796   281,396 5,696 SH   SOLE   5,580 0 116
ISHARES TR CORE S&P MCP ETF 464287507   246,917 4,065 SH   SOLE   3,575 0 490
VANGUARD INDEX FDS SMALL CP ETF 922908751   307,764 1,346 SH   SOLE   1,216 0 130
REPUBLIC SVCS INC COM 760759100   309,721 1,618 SH   SOLE   1,553 0 65
COSTCO WHSL CORP NEW COM 22160K105   277,162 378 SH   SOLE   328 0 50
CINTAS CORP COM 172908105   436,844 636 SH   SOLE   571 0 65
ELEVANCE HEALTH INC COM 036752103   857,267 1,653 SH   SOLE   1,572 0 81
SHERWIN WILLIAMS CO COM 824348106   227,204 654 SH   SOLE   604 0 50
HOME DEPOT INC COM 437076102   711,910 1,856 SH   SOLE   1,806 0 50
MASTERCARD INCORPORATED CL A 57636Q104   823,316 1,710 SH   SOLE   1,507 0 203
NEXTERA ENERGY INC COM 65339F101   493,885 7,728 SH   SOLE   7,638 0 90
PEPSICO INC COM 713448108   1,999,217 11,423 SH   SOLE   11,167 0 256
ISHARES TR NATIONAL MUN ETF 464288414   4,378,674 40,694 SH   SOLE   33,461 0 7,233
FRANKLIN LTD DURATION INCOME COM 35472T101   86,703 13,828 SH   SOLE   12,645 0 1,183
HIGH INCOME SECS FD SHS BEN INT 42968F108   70,015 10,342 SH   SOLE   10,342 0 0
EATON VANCE TAX-MANAGED GLOB COM 27829C105   83,435 10,175 SH   SOLE   10,175 0 0
PIMCO CORPORATE & INCM STRG COM 72200U100   262,608 18,798 SH   SOLE   18,798 0 0
BLACKROCK CORE BD TR SHS BEN INT 09249E101   138,035 12,781 SH   SOLE   12,781 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   670,542 2,580 SH   SOLE   2,580 0 0
ISHARES TR CORE MSCI EAFE 46432F842   236,242 3,183 SH   SOLE   2,713 0 470
INTERNATIONAL BUSINESS MACHS COM 459200101   1,864,254 9,763 SH   SOLE   9,193 0 570
US BANCORP DEL COM NEW 902973304   4,976,719 111,336 SH   SOLE   110,972 0 364
DOW INC COM 260557103   562,384 9,708 SH   SOLE   9,580 0 128
KRAFT HEINZ CO COM 500754106   761,063 20,625 SH   SOLE   20,280 0 345
KINDER MORGAN INC DEL COM 49456B101   507,651 27,680 SH   SOLE   27,680 0 0
ABBVIE INC COM 00287Y109   2,914,511 16,005 SH   SOLE   15,929 0 76
VERIZON COMMUNICATIONS INC COM 92343V104   1,030,663 24,563 SH   SOLE   23,929 0 634
FORD MTR CO DEL COM 345370860   742,352 55,900 SH   SOLE   55,900 0 0
BCE INC COM NEW 05534B760   285,752 8,400 SH   SOLE   8,400 0 0
PFIZER INC COM 717081103   700,419 25,240 SH   SOLE   24,543 0 697
SHOPIFY INC CL A 82509L107   258,134 3,345 SH   SOLE   3,345 0 0
AT&T INC COM 00206R102   932,911 53,006 SH   SOLE   52,105 0 901
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332   1,640,939 28,361 SH   SOLE   26,061 0 2,300
COCA COLA CO COM 191216100   509,507 8,328 SH   SOLE   7,920 0 408
SOUTHERN CO COM 842587107   769,865 10,731 SH   SOLE   10,451 0 280
WELLS FARGO CO NEW COM 949746101   324,576 5,600 SH   SOLE   5,600 0 0
GENERAL MLS INC COM 370334104   366,788 5,242 SH   SOLE   4,977 0 265
SPDR SER TR PORTFOLIO S&P400 78464A847   353,677 6,631 SH   SOLE   6,514 0 117
SPDR SER TR PORTFOLIO S&P600 78468R853   292,608 6,799 SH   SOLE   6,688 0 110
NVIDIA CORPORATION COM 67066G104   597,253 661 SH   SOLE   581 0 80
MICROSOFT CORP COM 594918104   2,803,719 6,664 SH   SOLE   6,327 0 337
ABBOTT LABS COM 002824100   1,775,540 15,622 SH   SOLE   15,507 0 115
INTEL CORP COM 458140100   295,718 6,695 SH   SOLE   6,526 0 169
SPDR SER TR S&P REGL BKG 78464A698   372,072 7,400 SH   SOLE   7,400 0 0
WALMART INC COM 931142103   1,829,606 30,407 SH   SOLE   30,167 0 240
JPMORGAN CHASE & CO COM 46625H100   356,880 1,782 SH   SOLE   1,605 0 177
VISA INC COM CL A 92826C839   692,935 2,483 SH   SOLE   2,165 0 318
APPLE INC COM 037833100   3,578,221 20,867 SH   SOLE   19,954 0 913
MCDONALDS CORP COM 580135101   492,967 1,748 SH   SOLE   1,688 0 60
SPDR SER TR PRTFLO S&P500 HI 78468R788   659,082 16,190 SH   SOLE   15,480 0 710
ISHARES TR PFD AND INCM SEC 464288687   661,187 20,515 SH   SOLE   18,725 0 1,790
SPDR SER TR BBG CONV SEC ETF 78464A359   312,027 4,272 SH   SOLE   3,702 0 570
VANECK ETF TRUST VANECK SHRT MUNI 92189F528   532,675 31,297 SH   SOLE   29,722 0 1,575
INVESCO EXCHANGE TRADED FD T S&P500 PUR GWT 46137V266   751,658 20,470 SH   SOLE   20,470 0 0
ISHARES TR MSCI USA MMENTM 46432F396   1,969,113 10,510 SH   SOLE   10,430 0 80
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354   220,261 3,344 SH   SOLE   3,344 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   5,060,257 10,527 SH   SOLE   10,442 0 85
WISDOMTREE TR US QTLY DIV GRT 97717X669   230,491 3,025 SH   SOLE   2,289 0 736
TRACTOR SUPPLY CO COM 892356106   218,416 835 SH   SOLE   835 0 0
AMAZON COM INC COM 023135106   1,691,784 9,379 SH   SOLE   8,090 0 1,289
WALGREENS BOOTS ALLIANCE INC COM 931427108   448,089 20,659 SH   SOLE   20,639 0 20
ISHARES TR ESG AWR MSCI USA 46435G425   632,898 5,505 SH   SOLE   5,380 0 125
VANGUARD WORLD FD MEGA GRWTH IND 921910816   889,523 3,104 SH   SOLE   3,104 0 0
BYLINE BANCORP INC COM 124411109   6,322,909 291,110 SH   SOLE   291,110 0 0
PROCTER AND GAMBLE CO COM 742718109   1,253,198 7,724 SH   SOLE   6,461 0 1,263
JOHNSON & JOHNSON COM 478160104   730,900 4,620 SH   SOLE   4,620 0 0
THE CIGNA GROUP COM 125523100   625,776 1,723 SH   SOLE   685 0 1,038
EDGEWELL PERS CARE CO COM 28035Q102   358,618 9,281 SH   SOLE   9,281 0 0
ENERGIZER HLDGS INC NEW COM 29272W109   273,233 9,281 SH   SOLE   9,281 0 0
PHILIP MORRIS INTL INC COM 718172109   310,211 3,386 SH   SOLE   3,246 0 140
MERCK & CO INC COM 58933Y105   365,633 2,771 SH   SOLE   2,771 0 0
UNION PAC CORP COM 907818108   486,941 1,980 SH   SOLE   1,932 0 48
INNOVATIVE INDL PPTYS INC COM 45781V101   475,417 4,592 SH   SOLE   4,592 0 0
DISNEY WALT CO COM 254687106   664,364 5,430 SH   SOLE   5,390 0 40
PIMCO ETF TR INV GRD CRP BD 72201R817   248,289 2,585 SH   SOLE   1,448 0 1,137
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613   1,206,727 31,368 SH   SOLE   30,794 0 574
SPDR SER TR PRTFLO S&P500 VL 78464A508   599,284 11,962 SH   SOLE   11,944 0 18
ALPHABET INC CAP STK CL A 02079K305   1,413,565 9,366 SH   SOLE   8,928 0 438
LOCKHEED MARTIN CORP COM 539830109   418,541 920 SH   SOLE   920 0 0
WASTE MGMT INC DEL COM 94106L109   1,183,902 5,554 SH   SOLE   5,434 0 120
COMMERCE BANCSHARES INC COM 200525103   541,970 10,187 SH   SOLE   10,187 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   267,522 4,561 SH   SOLE   4,561 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204   215,236 2,226 SH   SOLE   2,226 0 0
NICOLET BANKSHARES INC COM 65406E102   852,763 9,917 SH   SOLE   9,917 0 0
MARSH & MCLENNAN COS INC COM 571748102   317,415 1,541 SH   SOLE   1,541 0 0
INVESCO EXCHANGE TRADED FD T S&P 500 GARP ETF 46137V431   319,616 3,001 SH   SOLE   2,726 0 275
VANGUARD INDEX FDS MID CAP ETF 922908629   320,460 1,283 SH   SOLE   1,283 0 0
LAM RESEARCH CORP COM 512807108   305,252 314 SH   SOLE   294 0 20
AUTOMATIC DATA PROCESSING IN COM 053015103   599,376 2,400 SH   SOLE   2,369 0 31
UNITEDHEALTH GROUP INC COM 91324P102   739,576 1,495 SH   SOLE   1,495 0 0
EXXON MOBIL CORP COM 30231G102   426,826 3,672 SH   SOLE   3,672 0 0
STIFEL FINL CORP COM 860630102   636,460 8,142 SH   SOLE   8,142 0 0
ENTERPRISE PRODS PARTNERS L COM 293792107   447,767 15,345 SH   SOLE   1,050 0 14,295
HUBBELL INC COM 443510607   415,050 1,000 SH   SOLE   0 0 1,000
FEDEX CORP COM 31428X106   453,556 1,565 SH   SOLE   1,565 0 0
HONEYWELL INTL INC COM 438516106   332,211 1,619 SH   SOLE   1,619 0 0
ISHARES TR MORNINGSTAR VALU 464288109   340,259 4,427 SH   SOLE   4,307 0 120
HCA HEALTHCARE INC COM 40412C101   3,335,300 10,000 SH   SOLE   10,000 0 0
PROSPECT CAP CORP COM 74348T102   66,240 12,000 SH   SOLE   12,000 0 0
ISHARES TR RUS MID CAP ETF 464287499   282,644 3,361 SH   SOLE   3,361 0 0
SPDR SER TR PORTFOLIO AGRGTE 78464A649   323,463 12,795 SH   SOLE   12,707 0 89
INVESCO ACTIVELY MANAGED ETF ULTRA SHRT DUR 46090A887   209,538 4,200 SH   SOLE   4,200 0 0
SPDR SER TR MSCI USA STRTGIC 78468R812   717,373 4,926 SH   SOLE   4,926 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   515,717 10,279 SH   SOLE   10,279 0 0
CARDINAL HEALTH INC COM 14149Y108   222,146 1,985 SH   SOLE   1,985 0 0
3M CO COM SHS 88579Y119   233,757 2,204 SH   SOLE   2,008 0 196
ATAI LIFE SCIENCES NV SHS N0731H103   19,700 10,000 SH   SOLE   10,000 0 0
HANESBRANDS INC COM 410345102   98,600 17,000 SH   SOLE   17,000 0 0
UNITED PARCEL SERVICE INC CL B 911312106   295,598 1,989 SH   SOLE   1,983 0 6
VANGUARD INDEX FDS GROWTH ETF 922908736   1,057,177 3,071 SH   SOLE   3,071 0 0
VANGUARD INDEX FDS VALUE ETF 922908744   576,362 3,539 SH   SOLE   3,539 0 0
PROSHARES TR S&P 500 DV ARIST 74348A467   335,566 3,309 SH   SOLE   3,309 0 0
AMEREN CORP COM 023608102   217,263 2,938 SH   SOLE   2,938 0 0
RTX CORPORATION COM 75513E101   225,684 2,314 SH   SOLE   1,716 0 598
AMGEN INC COM 031162100   308,772 1,086 SH   SOLE   1,048 0 38
ADVANCED MICRO DEVICES INC COM 007903107   294,560 1,632 SH   SOLE   1,550 0 82
CISCO SYS INC COM 17275R102   249,999 5,009 SH   SOLE   4,806 0 203
CAPITAL GROUP CORE EQUITY ET SHS CREATION UNI 14020V108   262,243 8,416 SH   SOLE   8,416 0 0
EQUIFAX INC COM 294429105   7,733,736 28,909 SH   SOLE   28,909 0 0
ELI LILLY & CO COM 532457108   411,620 529 SH   SOLE   529 0 0
GAMCO GLOBAL GOLD NAT RES & COM SH BEN INT 36465A109   48,275 12,507 SH   SOLE   12,507 0 0