The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON.COM INC Stock 023135106 1,234 379 SH   SOLE 0 0 0 378
GAMCO GLOBAL GOLD NAT RES & COM SH BEN INT CEF 36465A109 41 10,288 SH   SOLE 0 0 0 10,287
STARBUCKS CORP Stock 855244109 203 2,233 SH   SOLE 0 0 0 2,233
SPDR PORTFOLIO AGGREGATE BOND ETF ETF 78464A649 7,867 283,089 SH   SOLE 0 0 0 283,088
JOHNSON & JOHNSON COM Stock 478160104 911 5,138 SH   SOLE 0 0 0 5,137
WASTE MANAGEMENT INC Stock 94106L109 1,014 6,399 SH   SOLE 0 0 0 6,398
VANGUARD TOTAL STOCK MARKET INDEX FUND ETF 922908769 237 1,040 SH   SOLE 0 0 0 1,040
COSTCO WHOLESALE CORP Stock 22160K105 206 358 SH   SOLE 0 0 0 357
GOLDMAN SACHS GROUP INC Stock 38141G104 398 1,207 SH   SOLE 0 0 0 1,207
SPDR NUVEEN BLOOMBERG SHORT TERM MUNICIPAL BOND ETF ETF 78468R739 327 6,900 SH   SOLE 0 0 0 6,900
PROCTER AND GAMBLE CO COM Stock 742718109 1,100 7,200 SH   SOLE 0 0 0 7,200
COCA COLA CO COM Stock 191216100 727 11,733 SH   SOLE 0 0 0 11,733
GENERAL MLS INC COM Stock 370334104 407 6,007 SH   SOLE 0 3,930 0 2,077
AMEREN CORP Stock 023608102 265 2,823 SH   SOLE 0 0 0 2,822
TRUIST FINL CORP COM Stock 89832Q109 212 3,732 SH   SOLE 0 0 0 3,732
UNITED PARCEL SERVICE INC Stock 911312106 592 2,761 SH   SOLE 0 0 0 2,760
INTEL CORP COM Stock 458140100 572 11,543 SH   SOLE 0 0 0 11,542
SPDR MSCI USA STRATEGICFACTORS ETF ETF 78468R812 687 5,514 SH   SOLE 0 0 0 5,514
MERCK & CO INC Stock 58933Y105 588 7,168 SH   SOLE 0 0 0 7,168
MASTERCARD INC Stock 57636Q104 693 1,939 SH   SOLE 0 0 0 1,938
INNOVATIVE INDL PPTYS INC COM REIT 45781V101 209 1,019 SH   SOLE 0 0 0 1,019
VERIZON COMMUNICATIONS Stock 92343V104 1,381 27,102 SH   SOLE 0 0 0 27,102
FEDEX CORP Stock 31428X106 489 2,112 SH   SOLE 0 0 0 2,112
PEPSICO INC COM Stock 713448108 1,857 11,097 SH   SOLE 0 0 0 11,097
HONEYWELL INTL INC Stock 438516106 319 1,640 SH   SOLE 0 0 0 1,640
FORD MOTOR COMPANY Stock 345370860 549 32,490 SH   SOLE 0 0 0 32,490
US BANCORP DEL COM NEW Stock 902973304 893 16,802 SH   SOLE 0 0 0 16,802
HOME DEPOT Stock 437076102 520 1,737 SH   SOLE 0 0 0 1,737
BYLINE BANCORP INC COM Stock 124411109 6,721 251,900 SH   SOLE 0 36,500 0 215,400
AUTOMATIC DATA PROCESSING INC COM Stock 053015103 539 2,369 SH   SOLE 0 0 0 2,369
SOUTHERN CO COM Stock 842587107 1,273 17,560 SH   SOLE 0 0 0 17,560
SPDR PORTFOLIO S&P 400 MID CAP ETF ETF 78464A847 9,052 191,948 SH   SOLE 0 0 0 191,948
SPDR PORTFOLIO SHORT TERM CORPORATE BOND ETF ETF 78464A474 1,669 55,393 SH   SOLE 0 0 0 55,393
ISHARES S&P SMALLCAP 600 ETF ETF 464287804 273 2,526 SH   SOLE 0 0 0 2,526
BERKSHIRE HATHAWAY INC DEL CL B NEW Stock 084670702 305 863 SH   SOLE 0 0 0 863
GOOGLE INC Stock 02079K305 1,190 428 SH   SOLE 0 0 0 427
MICROSOFT Stock 594918104 2,001 6,489 SH   SOLE 0 0 0 6,489
EXICURE INC COM Stock 30205M101 2 10,000 SH   SOLE 0 0 0 10,000
INVESCO PUREBETA MSCI USA SMALL CAP ETF ETF 46138E453 8,233 224,407 SH   SOLE 0 0 0 224,407
NEXTERA ENERGY INC COM Stock 65339F101 673 7,947 SH   SOLE 0 0 0 7,947
FRANKLIN LTD DURATION INCOME T COM CEF 35472T101 204 26,963 SH   SOLE 0 0 0 26,963
BLACKROCK CORE BD TR SHS BEN INT CEF 09249E101 181 13,901 SH   SOLE 0 0 0 13,901
DOW INC COM Stock 260557103 685 10,745 SH   SOLE 0 0 0 10,745
HANESBRANDS INC COM Stock 410345102 339 22,800 SH   SOLE 0 0 0 22,800
VANGUARD S&P 500 ETF ETF 922908363 5,304 12,776 SH   SOLE 0 0 0 12,775
INVESCO ULTRA SHORT DURATION ETF ETF 46090A887 586 11,750 SH   SOLE 0 0 0 11,750
LILLY ELI & CO COM Stock 532457108 212 741 SH   SOLE 0 0 0 740
NICOLET BANKSHARES INC COM Stock 65406E102 1,254 13,399 SH   SOLE 0 0 0 13,399
DUKE ENERGY CORP NEW COM NEW Stock 26441C204 690 6,178 SH   SOLE 0 0 0 6,177
INVESCO S&P 500 LOW VOLATILITY ETF ETF 46138E354 510 7,604 SH   SOLE 0 0 0 7,604
JPMORGAN EQUITY PREMIUM INCOME ETF ETF 46641Q332 2,776 45,214 SH   SOLE 0 0 0 45,214
AMERICAN ELEC PWR CO INC COM Stock 025537101 549 5,500 SH   SOLE 0 0 0 5,500
INVESCO FTSE RAFI US 1000 ETF ETF 46137V613 13,115 76,756 SH   SOLE 0 0 0 76,756
BLACKROCK ENHANCED DIVID ACHIEVERS TR COM CEF 09251A104 141 14,286 SH   SOLE 0 0 0 14,286
VISA INC Stock 92826C839 730 3,290 SH   SOLE 0 0 0 3,289
PIMCO CORPORATE INCOME FD CEF 72200U100 367 23,307 SH   SOLE 0 0 0 23,307
ISHARES TR MSCI USA MINIMUM VOLATILITY INDEX FD ETF 46429B697 949 12,233 SH   SOLE 0 0 0 12,233
VANGUARD VALUE ETF ETF 922908744 594 4,018 SH   SOLE 0 0 0 4,018
VANGUARD GROWTH ETF ETF 922908736 922 3,207 SH   SOLE 0 0 0 3,206
BCE INC COM NEW Stock 05534B760 433 7,800 SH   SOLE 0 0 0 7,800
BLACKSTONE/GSO STRATEGIC CR FD COM SHS OF BEN INT CEF 09257R101 182 13,953 SH   SOLE 0 0 0 13,953
WP CAREY INC COM REIT 92936U109 496 6,133 SH   SOLE 0 0 0 6,133
EQUIFAX INC COM Stock 294429105 7,113 30,000 SH   SOLE 0 30,000 0 0
NVIDIA CORPORATION COM Stock 67066G104 224 820 SH   SOLE 0 0 0 820
ABBVIE INC COM Stock 00287Y109 618 3,814 SH   SOLE 0 0 0 3,814
ALLIANZGI CONV & INCOME FD CEF 92838X102 78 15,463 SH   SOLE 0 0 0 15,463
ORCHID IS CAP INC COM REIT 68571X103 160 49,308 SH   SOLE 0 0 0 49,308
SPDR BLACKSTONE SENIOR LOAN ETF ETF 78467V608 5,747 127,834 SH   SOLE 0 0 0 127,834
MCDONALDS CORP COM Stock 580135101 452 1,827 SH   SOLE 0 0 0 1,827
CISCO SYS INC Stock 17275R102 287 5,153 SH   SOLE 0 0 0 5,153
ISHARES RUSSELL MID-CAP ETF ETF 464287499 485 6,219 SH   SOLE 0 0 0 6,218
AT&T INC COM Stock 00206R102 1,396 59,073 SH   SOLE 0 0 0 59,073
AT&T INC COM Stock 00206R102 0 0 SH Put SOLE 0 0 0 0
SPDR PORTFOLIO SHORT TERM TREASURY ETF ETF 78468R101 2,494 84,125 SH   SOLE 0 0 0 84,125
ISHARES MSCI USA MOMENTUM FACTOR ETF ETF 46432F396 11,455 68,078 SH   SOLE 0 0 0 68,077
PROSHARES S&P 500 DIVIDEND ARISTOCRATS ETF ETF 74348A467 392 4,128 SH   SOLE 0 0 0 4,128
CIGNA CORP Stock 125523100 211 879 SH   SOLE 0 0 0 879
WELLS FARGO CO NEW COM Stock 949746101 273 5,643 SH   SOLE 0 0 0 5,643
UNION PAC CORP COM Stock 907818108 534 1,956 SH   SOLE 0 0 0 1,956
CINTAS CORP COM Stock 172908105 254 598 SH   SOLE 0 0 0 597
ISHARES S&P U.S. PREFERRED STOCK ETF ETF 464288687 933 25,614 SH   SOLE 0 0 0 25,614
EDGEWELL PERS CARE CO COM Stock 28035Q102 340 9,281 SH   SOLE 0 9,281 0 0
LOCKHEED MARTIN CORP Stock 539830109 429 972 SH   SOLE 0 0 0 972
SPDR PORTFOLIO EMERGING MARKETS ETF ETF 78463X509 6,514 168,592 SH   SOLE 0 0 0 168,592
ISHARES NATIONAL MUNI BOND ETF ETF 464288414 311 2,834 SH   SOLE 0 0 0 2,834
VANGUARD FTSE DEVELOPED MARKETS ETF ETF 921943858 773 16,090 SH   SOLE 0 0 0 16,090
HIGH INCOME SECS FD SHS BEN INT CEF 42968F108 94 11,892 SH   SOLE 0 0 0 11,892
INVESCO S&P 500 PURE GROWTH ETF ETF 46137V266 1,300 7,074 SH   SOLE 0 0 0 7,073
SPDR PORTFOLIO S&P 1500 COMPOSITE STOCK MARKET ETF ETF 78464A805 1,108 19,931 SH   SOLE 0 0 0 19,931
WALMART INC COM Stock 931142103 652 4,380 SH   SOLE 0 144 0 4,235
INTL BUSINESS MACHINES Stock 459200101 1,410 10,848 SH   SOLE 0 0 0 10,847
INTL BUSINESS MACHINES Stock 459200101 325 2,500 SH Call SOLE 0 0 0 2,500
RAYTHEON TECHNOLOGIES CORP COM Stock 75513E101 206 2,079 SH   SOLE 0 0 0 2,079
VANGUARD HIGH DIVIDEND YIELD ETF ETF 921946406 456 4,060 SH   SOLE 0 0 0 4,060
SPDR NUVEEN BLOOMBERG MUNICIPAL BOND ETF ETF 78468R721 447 9,330 SH   SOLE 0 0 0 9,330
PFIZER INC COM Stock 717081103 1,718 33,194 SH   SOLE 0 0 0 33,194
3M CO COM Stock 88579Y101 872 5,860 SH   SOLE 0 0 0 5,860
GILEAD SCIENCES INC Stock 375558103 444 7,475 SH   SOLE 0 0 0 7,475
AMGEN INC Stock 031162100 414 1,711 SH   SOLE 0 0 0 1,711
STIFEL FINL CORP COM Stock 860630102 248 3,654 SH   SOLE 0 0 0 3,654
SPDR PORTFOLIO TIPS ETF ETF 78464A656 334 11,040 SH   SOLE 0 0 0 11,040
VANGUARD DIVIDEND APPRECIATION ETF ETF 921908844 19,830 122,289 SH   SOLE 0 0 0 122,288
SPDR PORTFOLIO S&P 500 ETF ETF 78464A854 15,072 283,676 SH   SOLE 0 0 0 283,676
DNP SELECT INCOME FD INC CEF 23325P104 179 15,162 SH   SOLE 0 0 0 15,161
SPDR PORTFOLIO S&P 500 GROWTH ETF ETF 78464A409 266 4,022 SH   SOLE 0 0 0 4,021
SPDR PORTFOLIO S&P 500 VALUE ETF ETF 78464A508 678 16,250 SH   SOLE 0 0 0 16,250
PHILIP MORRIS INTL INC Stock 718172109 262 2,793 SH   SOLE 0 0 0 2,792
VANGUARD MEGA CAP GROWTH ETF ETF 921910816 6,254 26,566 SH   SOLE 0 0 0 26,566
EXXON MOBIL CORP COM Stock 30231G102 271 3,278 SH   SOLE 0 0 0 3,278
UNITEDHEALTH GROUP Stock 91324P102 960 1,883 SH   SOLE 0 0 0 1,883
ENERGIZER HLDGS INC NEW COM Stock 29272W109 285 9,281 SH   SOLE 0 9,281 0 0
COMMERCE BANCSHARES INC COM Stock 200525103 615 8,591 SH   SOLE 0 0 0 8,591
KRAFT HEINZ CO COM Stock 500754106 630 16,003 SH   SOLE 0 0 0 16,003
SPDR PORTFOLIO DEVELOPED WORLD EX-US ETF ETF 78463X889 705 20,553 SH   SOLE 0 0 0 20,553
ISHARES CORE S&P MID CAP ETF ETF 464287507 224 835 SH   SOLE 0 0 0 835
APPLE INC Stock 037833100 3,219 18,436 SH   SOLE 0 0 0 18,436
ABBOTT LABS COM Stock 002824100 323 2,730 SH   SOLE 0 0 0 2,730
DISNEY WALT CO COM Stock 254687106 960 7,001 SH   SOLE 0 0 0 7,001