The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 922 4,644 SH   SOLE   4,644 0 0
ABBOTT LABS COM 002824100 1,864 16,081 SH   SOLE   16,081 0 0
ABBVIE INC COM 00287Y109 360 3,200 SH   SOLE   3,200 0 0
ADOBE SYSTEMS INCORPORATED COM 00724F101 3,547 6,056 SH   SOLE   6,056 0 0
ALLIANT ENERGY CORP COM 018802108 1,190 21,340 SH   SOLE   21,340 0 0
ALLSTATE CORP COM 020002101 2,033 15,589 SH   SOLE   15,589 0 0
ALTRIA GROUP INC COM 02209S103 1,852 38,834 SH   SOLE   38,834 0 0
APPLE INC COM 037833100 5,498 40,143 SH   SOLE   40,143 0 0
AUTONATION INC COM 05329W102 4,614 48,662 SH   SOLE   48,662 0 0
AUTOZONE INC COM 053332102 1,856 1,244 SH   SOLE   1,244 0 0
BANK NEW YORK MELLON CORP COM 064058100 2,345 45,783 SH   SOLE   45,783 0 0
BLACKSTONE GROUP INC COM 09260D107 986 10,147 SH   SOLE   10,147 0 0
BRITISH AMERN TOB PLC SPONSORED ADR 110448107 1,107 28,154 SH   SOLE   28,154 0 0
CATERPILLAR INC COM 149123101 1,490 6,848 SH   SOLE   6,848 0 0
CISCO SYS INC COM 17275R102 421 7,949 SH   SOLE   7,949 0 0
COCA COLA CO COM 191216100 1,081 19,976 SH   SOLE   19,976 0 0
CONSOLIDATED EDISON INC COM 209115104 883 12,308 SH   SOLE   12,308 0 0
COSTAR GROUP INC COM 22160N109 2,398 28,960 SH   SOLE   28,960 0 0
D R HORTON INC COM 23331A109 253 2,805 SH   SOLE   2,805 0 0
DEERE & CO COM 244199105 565 1,602 SH   SOLE   1,602 0 0
DISNEY WALT CO COM 254687106 2,092 11,901 SH   SOLE   11,901 0 0
EATON CORP PLC SHS G29183103 1,689 11,400 SH   SOLE   11,400 0 0
ELECTRONIC ARTS INC COM 285512109 2,040 14,182 SH   SOLE   14,182 0 0
FACEBOOK INC CL A 30303M102 3,501 10,070 SH   SOLE   10,070 0 0
FEDEX CORP COM 31428X106 3,524 11,811 SH   SOLE   11,811 0 0
HORMEL FOODS CORP COM 440452100 1,499 31,393 SH   SOLE   31,393 0 0
INTEL CORP COM 458140100 855 15,238 SH   SOLE   15,238 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 992 6,764 SH   SOLE   6,764 0 0
INTUITIVE SURGICAL INC COM NEW 46120E602 1,943 2,113 SH   SOLE   2,113 0 0
INVESCO EXCHANGE TRADED FD T S&P500 QUALITY 46137V241 187 3,840 SH   SOLE   3,840 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 23 151 SH   SOLE   151 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 1,063 3,000 SH   SOLE   3,000 0 0
ISHARES GOLD TR ISHARES NEW 464285204 16,177 479,902 SH   SOLE   479,902 0 0
ISHARES INC CORE MSCI EMKT 46434G103 12 184 SH   SOLE   184 0 0
ISHARES INC ESG AWR MSCI EM 46434G863 17,400 385,386 SH   SOLE   385,386 0 0
ISHARES TR TIPS BD ETF 464287176 1,510 11,794 SH   SOLE   11,794 0 0
ISHARES TR CORE S&P500 ETF 464287200 19 44 SH   SOLE   44 0 0
ISHARES TR CORE US AGGBD ET 464287226 1,852 16,058 SH   SOLE   16,058 0 0
ISHARES TR IBOXX INV CP ETF 464287242 365 2,720 SH   SOLE   2,720 0 0
ISHARES TR GLOBAL TECH ETF 464287291 8,293 24,571 SH   SOLE   24,571 0 0
ISHARES TR S&P 500 GRWT ETF 464287309 0 1 SH   SOLE   1 0 0
ISHARES TR GLOBAL FINLS ETF 464287333 2,484 32,002 SH   SOLE   32,002 0 0
ISHARES TR 20 YR TR BD ETF 464287432 230 1,591 SH   SOLE   1,591 0 0
ISHARES TR BARCLAYS 7 10 YR 464287440 31 268 SH   SOLE   268 0 0
ISHARES TR 1 3 YR TREAS BD 464287457 21 243 SH   SOLE   243 0 0
ISHARES TR MSCI EAFE ETF 464287465 3,618 45,867 SH   SOLE   45,867 0 0
ISHARES TR CORE S&P MCP ETF 464287507 90 335 SH   SOLE   335 0 0
ISHARES TR COHEN STEER REIT 464287564 45 682 SH   SOLE   682 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 23 145 SH   SOLE   145 0 0
ISHARES TR RUS 1000 ETF 464287622 242 1,000 SH   SOLE   1,000 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 22 96 SH   SOLE   96 0 0
ISHARES TR U.S. ENERGY ETF 464287796 7,338 252,259 SH   SOLE   252,259 0 0
ISHARES TR CORE S&P SCP ETF 464287804 1 7 SH   SOLE   7 0 0
ISHARES TR JPMORGAN USD EMG 464288281 967 8,603 SH   SOLE   8,603 0 0
ISHARES TR NATIONAL MUN ETF 464288414 0 1 SH   SOLE   1 0 0
ISHARES TR IBOXX HI YD ETF 464288513 4 44 SH   SOLE   44 0 0
ISHARES TR MBS ETF 464288588 8,644 79,867 SH   SOLE   79,867 0 0
ISHARES TR ISHS 5-10YR INVT 464288638 927 15,322 SH   SOLE   15,322 0 0
ISHARES TR ISHS 1-5YR INVS 464288646 7,885 143,869 SH   SOLE   143,869 0 0
ISHARES TR U.S. MED DVC ETF 464288810 4,442 12,302 SH   SOLE   12,302 0 0
ISHARES TR EAFE VALUE ETF 464288877 11,647 225,014 SH   SOLE   225,014 0 0
ISHARES TR EAFE GRWTH ETF 464288885 19,294 179,848 SH   SOLE   179,848 0 0
ISHARES TR US TREAS BD ETF 46429B267 9,370 352,263 SH   SOLE   352,263 0 0
ISHARES TR MSCI USA MIN VOL 46429B697 2,469 33,542 SH   SOLE   33,542 0 0
ISHARES TR MSCI USA QLT FCT 46432F339 1,566 11,788 SH   SOLE   11,788 0 0
ISHARES TR MSCI USA SZE FT 46432F370 785 6,068 SH   SOLE   6,068 0 0
ISHARES TR MSCI USA VALUE 46432F388 11,457 109,055 SH   SOLE   109,055 0 0
ISHARES TR MSCI USA MMENTM 46432F396 2,435 14,042 SH   SOLE   14,042 0 0
ISHARES TR CORE MSCI EAFE 46432F842 2,018 26,963 SH   SOLE   26,963 0 0
ISHARES TR 0-5YR HI YL CP 46434V407 1,747 37,931 SH   SOLE   37,931 0 0
ISHARES TR CORE TOTAL USD 46434V613 7,013 131,113 SH   SOLE   131,113 0 0
ISHARES TR CORE DIV GRWTH 46434V621 176 3,503 SH   SOLE   3,503 0 0
ISHARES TR ESG AWR MSCI USA 46435G425 34,904 354,461 SH   SOLE   354,461 0 0
ISHARES TR FALN ANGLS USD 46435G474 4,455 148,707 SH   SOLE   148,707 0 0
ISHARES U S ETF TR GSCI CMDTY STGY 46431W853 8,182 237,171 SH   SOLE   237,171 0 0
J P MORGAN EXCHANGE-TRADED F ULTRA SHRT INC 46641Q837 3,840 75,688 SH   SOLE   75,688 0 0
J P MORGAN EXCHANGE-TRADED F HIGH YLD RESRCH 46641Q878 3,012 57,589 SH   SOLE   57,589 0 0
KIMBERLY-CLARK CORP COM 494368103 721 5,391 SH   SOLE   5,391 0 0
LYONDELLBASELL INDUSTRIES N SHS - A - N53745100 1,268 12,331 SH   SOLE   12,331 0 0
MCDONALDS CORP COM 580135101 1,279 5,537 SH   SOLE   5,537 0 0
MERCK & CO INC COM 58933Y105 1,013 13,027 SH   SOLE   13,027 0 0
PAYCHEX INC COM 704326107 1,780 16,589 SH   SOLE   16,589 0 0
PFIZER INC COM 717081103 1,180 30,141 SH   SOLE   30,141 0 0
PRUDENTIAL FINL INC COM 744320102 1,345 13,121 SH   SOLE   13,121 0 0
REGIONS FINANCIAL CORP NEW COM 7591EP100 211 10,442 SH   SOLE   10,442 0 0
REPUBLIC SVCS INC COM 760759100 2,091 19,004 SH   SOLE   19,004 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 0 1 SH   SOLE   1 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 0 1 SH   SOLE   1 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 562 7,436 SH   SOLE   7,436 0 0
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 3 65 SH   SOLE   65 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 266 7,250 SH   SOLE   7,250 0 0
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860 5 118 SH   SOLE   118 0 0
SOUTHERN CO COM 842587107 1,145 18,930 SH   SOLE   18,930 0 0
SPDR GOLD TR GOLD SHS 78463V107 4,484 27,071 SH   SOLE   27,071 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 9,633 22,505 SH   SOLE   22,505 0 0
STARBUCKS CORP COM 855244109 1,980 17,711 SH   SOLE   17,711 0 0
UNITED PARCEL SERVICE INC CL B 911312106 1,725 8,296 SH   SOLE   8,296 0 0
UNITEDHEALTH GROUP INC COM 91324P102 2,167 5,412 SH   SOLE   5,412 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 12,509 31,787 SH   SOLE   31,787 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 143 1,400 SH   SOLE   1,400 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 7,141 31,699 SH   SOLE   31,699 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 2 11 SH   SOLE   11 0 0
VANGUARD SCOTTSDALE FDS VNG RUS2000IDX 92206C664 13 138 SH   SOLE   138 0 0
VANGUARD SCOTTSDALE FDS MORTG-BACK SEC 92206C771 1,617 30,304 SH   SOLE   30,304 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 1,380 24,634 SH   SOLE   24,634 0 0
VISA INC COM CL A 92826C839 3,093 13,227 SH   SOLE   13,227 0 0
VMWARE INC CL A COM 928563402 1,299 8,121 SH   SOLE   8,121 0 0
WALMART INC COM 931142103 1,693 12,008 SH   SOLE   12,008 0 0
WASTE MGMT INC DEL COM 94106L109 1,382 9,862 SH   SOLE   9,862 0 0