The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 304 1,946 SH   SOLE   1,946 0 0
ABBVIE INC COM 00287Y109 459 4,670 SH   SOLE   4,670 0 0
ALPHA ARCHITECT ETF TR FREEDOM 100 EM 02072L607 1,045 44,066 SH   SOLE   44,066 0 0
ALPHA ARCHITECT ETF TR INTL QUAN VALUE 02072L201 897 37,049 SH   SOLE   37,049 0 0
ALPHABET INC CAP STK CL C 02079K107 505 357 SH   SOLE   357 0 0
ALPHABET INC CAP STK CL A 02079K305 701 494 SH   SOLE   494 0 0
AMAZON COM INC COM 023135106 1,401 508 SH   SOLE   508 0 0
AMERICAN EXPRESS CO COM 025816109 795 8,355 SH   SOLE   8,355 0 0
AMERICAN TOWER CORP NEW COM 03027X100 405 1,566 SH   SOLE   1,566 0 0
AMGEN INC COM 031162100 973 4,125 SH   SOLE   4,125 0 0
APPLE INC COM 037833100 2,475 6,784 SH   SOLE   6,784 0 0
ARK ETF TR INNOVATION ETF 00214Q104 1,052 14,759 SH   SOLE   14,759 0 0
ARK ETF TR GENOMIC REV ETF 00214Q302 229 4,385 SH   SOLE   4,385 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 504 3,387 SH   SOLE   3,387 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108 535 2 SH   SOLE   2 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 455 2,551 SH   SOLE   2,551 0 0
BK OF AMERICA CORP COM 060505104 712 29,992 SH   SOLE   29,992 0 0
BOSTON SCIENTIFIC CORP COM 101137107 268 7,641 SH   SOLE   7,641 0 0
CHEVRON CORP NEW COM 166764100 319 3,576 SH   SOLE   3,576 0 0
CISCO SYS INC COM 17275R102 366 7,843 SH   SOLE   7,843 0 0
COCA COLA CO COM 191216100 449 10,043 SH   SOLE   10,043 0 0
EMERSON ELEC CO COM 291011104 205 3,300 SH   SOLE   3,300 0 0
EXXON MOBIL CORP COM 30231G102 452 10,109 SH   SOLE   10,109 0 0
FIDELITY NATL INFORMATION SV COM 31620M106 706 5,265 SH   SOLE   5,265 0 0
FIRST TR VALUE LINE DIVID IN SHS 33734H106 1,144 37,741 SH   SOLE   37,741 0 0
FS KKR CAP CORP II COM 35952V303 528 41,000 SH   SOLE   41,000 0 0
HOME DEPOT INC COM 437076102 600 2,396 SH   SOLE   2,396 0 0
HONEYWELL INTL INC COM 438516106 961 6,645 SH   SOLE   6,645 0 0
INNOVATOR ETFS TR S&P 500 ULTRA 45782C300 219 7,896 SH   SOLE   7,896 0 0
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 4,856 97,738 SH   SOLE   97,738 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 6,131 60,251 SH   SOLE   60,251 0 0
INVESCO EXCHANGE-TRADED FD T S&P SMLCP LOW 46138G102 586 17,306 SH   SOLE   17,306 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 7,612 30,742 SH   SOLE   30,742 0 0
ISHARES GOLD TRUST ISHARES 464285105 5,306 312,292 SH   SOLE   312,292 0 0
ISHARES TR CORE MSCI EAFE 46432F842 4,128 72,222 SH   SOLE   72,222 0 0
ISHARES TR CORE MSCI TOTAL 46432F834 325 5,967 SH   SOLE   5,967 0 0
ISHARES TR CORE S&P TTL STK 464287150 1,845 26,570 SH   SOLE   26,570 0 0
ISHARES TR MIN VOL EAFE ETF 46429B689 1,315 19,902 SH   SOLE   19,902 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 242 1,262 SH   SOLE   1,262 0 0
ISHARES TR CORE S&P SCP ETF 464287804 602 8,814 SH   SOLE   8,814 0 0
ISHARES TR ESG MSCI EAFE 46435G516 1,071 17,673 SH   SOLE   17,673 0 0
ISHARES TR S&P 100 ETF 464287101 331 2,327 SH   SOLE   2,327 0 0
ISHARES TR CORE S&P500 ETF 464287200 364 1,175 SH   SOLE   1,175 0 0
ISHARES TR CORE US AGGBD ET 464287226 275 2,329 SH   SOLE   2,329 0 0
ISHARES TR 20 YR TR BD ETF 464287432 971 5,924 SH   SOLE   5,924 0 0
ISHARES U S ETF TR COMMOD SEL STG 46431W853 466 19,640 SH   SOLE   19,640 0 0
JOHNSON & JOHNSON COM 478160104 1,196 8,505 SH   SOLE   8,505 0 0
JPMORGAN CHASE & CO COM 46625H100 787 8,370 SH   SOLE   8,370 0 0
MCKESSON CORP COM 58155Q103 757 4,935 SH   SOLE   4,935 0 0
MICROSOFT CORP COM 594918104 681 3,347 SH   SOLE   3,347 0 0
NIKE INC CL B 654106103 472 4,812 SH   SOLE   4,812 0 0
PAYPAL HLDGS INC COM 70450Y103 1,297 7,447 SH   SOLE   7,447 0 0
PEPSICO INC COM 713448108 933 7,054 SH   SOLE   7,054 0 0
PROCTER AND GAMBLE CO COM 742718109 491 4,109 SH   SOLE   4,109 0 0
PROSHARES TR SHORT S&P 500 NE 74347B425 542 24,262 SH   SOLE   24,262 0 0
SALESFORCE COM INC COM 79466L302 379 2,021 SH   SOLE   2,021 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 448 8,654 SH   SOLE   8,654 0 0
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 2,618 46,558 SH   SOLE   46,558 0 0
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 464 8,995 SH   SOLE   8,995 0 0
SCHWAB STRATEGIC TR SCHWAB FDT US SC 808524763 2,034 64,129 SH   SOLE   64,129 0 0
SCHWAB STRATEGIC TR SCHWB FDT EMK LG 808524730 2,183 93,248 SH   SOLE   93,248 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 585 7,889 SH   SOLE   7,889 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 662 22,239 SH   SOLE   22,239 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 968 13,182 SH   SOLE   13,182 0 0
SPDR INDEX SHS FDS MSCI ACWI EXUS 78463X848 312 13,768 SH   SOLE   13,768 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 3,410 11,058 SH   SOLE   11,058 0 0
SPDR SER TR PORTFOLIO LN TSR 78464A664 2,650 56,495 SH   SOLE   56,495 0 0
SPROTT PHYSICAL GOLD TR UNIT 85207H104 281 19,620 SH   SOLE   19,620 0 0
UNION PAC CORP COM 907818108 685 4,050 SH   SOLE   4,050 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 424 7,695 SH   SOLE   7,695 0 0
VISA INC COM CL A 92826C839 2,102 10,884 SH   SOLE   10,884 0 0