The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1COLUMN 2COLUMN 3COLUMN 4COLUMN 5COLUMN 6COLUMN 7COLUMN 8
VALUESHRS ORSH/PUT/INVESTMENTOTHERVOTING AUTHORITY
NAME OF ISSUERTITLE OF CLASSCUSIP(x$1000)PRN AMTPRNCALLDISCRETIONMANAGERSOLESHAREDNONE
PIMCO ETF TRACTIVE BD ETF72201R77518,148164,160SH SOLE 00164,160
GOLDMAN SACHS ETF TRACTIVEBETA INT3814301072,40770,441SH SOLE 0070,441
ISHARES TRCORE S&P SCP ETF4642878049,81689,898SH SOLE 0089,898
PIMCO ETF TRENHAN SHRT MA AC72201R83319,755193,809SH SOLE 00193,809
SCHWAB STRATEGIC TRUS DIVIDEND EQ8085247975,46273,574SH SOLE 0073,574
SCHWAB STRATEGIC TRUS MID-CAP ETF8085245086,20780,966SH SOLE 0080,966
SSGA ACTIVE ETF TRSPDR TR TACTIC78467V84811,120230,132SH SOLE 00230,132
ISHARES TRMSCI MIN VOL ETF46429B6976,78092,243SH SOLE 0092,243
SCHWAB STRATEGIC TRUS LCAP GR ETF8085243005,10534,473SH SOLE 0034,473
SCHWAB STRATEGIC TRUS BRD MKT ETF8085241022,44123,499SH SOLE 0023,499
JP MORGAN EXCHANGE TRADED FDULTRA SHRT INC46641Q83717,414344,318SH SOLE 00344,318
ISHARES TRUSA MOMENTUM FCT46432F3961,3407,630SH SOLE 007,630
INVESCO EXCH TRD SLF IDX FDRUSL 1000 DYNM46138J6194519,738SH SOLE 009,738
TESLA INCCOM88160R1011,1931,538SH SOLE 001,538
ISHARES TRMSCI USA VALUE46432F3882152,132SH SOLE 002,132
INNOVATOR ETFS TRUS EQTY BUFR JUL45782C7892989,437SH SOLE 009,437
SCHWAB STRATEGIC TRUS LRG CAP ETF8085242011,48914,310SH SOLE 0014,310
APPLE INCCOM0378331003,25923,034SH SOLE 0023,034
ISHARES TRMSCI ACWI ETF4642882575825,824SH SOLE 005,824
ISHARES INCMSCI EQUAL WEITE4642866811,61519,301SH SOLE 0019,301
SPDR SERIES TRUSTMSCI USA STRTGIC78468R8121,48212,421SH SOLE 0012,421
VANGUARD BD INDEX FDSVANGUARD ULTRA92203C3036,443128,506SH SOLE 00128,506
SCHWAB STRATEGIC TRUS SML CAP ETF8085246073,19631,930SH SOLE 0031,930
ISHARES INCMIN VOL GBL ETF4642865254,85447,250SH SOLE 0047,250
ISHARES TRGRWT ALLOCAT ETF4642898673085,555SH SOLE 005,555
VANGUARD INDEX FDSMID CAP ETF9229086293,69015,584SH SOLE 0015,584
WISDOMTREE TRUS SMALLCAP DIVD97717W6042387,734SH SOLE 007,734
WISDOMTREE TRUS MIDCAP DIVID97717W50594022,672SH SOLE 0022,672
CALIFORNIA BANCORPCOM13005U101462,625SH SOLE 002,625
SPDR SERIES TRUSTS&P 400 MDCP GRW78464A8213774,986SH SOLE 004,986
ZYNGA INCCL A98986T108111,466SH SOLE 001,466
DISNEY WALT COCOM DISNEY25468710634199SH SOLE 00199
INVESCO EXCHNG TRADED FD TRS&P 500 LOW VOL46138E3542,62843,200SH SOLE 0043,200
VANGUARD INDEX FDSTOTAL STK MKT9229087694,74721,375SH SOLE 0021,375
VANGUARD INDEX FDSGROWTH ETF9229087364021,387SH SOLE 001,387
SPDR S&P 500 ETF TRTR UNIT78462F1033,9149,121SH SOLE 009,121
J P MORGAN EXCHANGE-TRADED FULTRA SHT MUNCPL46641Q6547,068138,387SH SOLE 00138,387
VANGUARD GROUPDIV APP ETF9219088445363,488SH SOLE 003,488
ISHARES TRCORE S&P MCP ETF4642875079703,688SH SOLE 003,688
ISHARES TRRUS 1000 ETF4642876222,0268,381SH SOLE 008,381
COCA COLA COCOM19121610032614SH SOLE 00614
ORACLE CORPCOM68389X10524270SH SOLE 00270
FLEXSHARES TRQUALT DIVD IDX33939L8601,20121,590SH SOLE 0021,590
VANGUARD INTL EQUITY INDEX FTT WRLD ST ETF9220427429259,086SH SOLE 009,086
BP PLCCALL05562290433SH SOLE 003
DEVON ENERGY CORP NEWCALL25179M90332SH SOLE 002
MARATHON OIL CORPCALL56584990634SH SOLE 004
SELECT SECTOR SPDR TRCALL81369Y90535SH SOLE 005
TENCENT MUSIC ENTMT GROUPCALL88034P90917SH SOLE 007
ISHARES TRRUSSELL 2000 ETF46428765554245SH SOLE 00245
INNOVATOR ETFS TRGROWTH ACCELE45783Y5095160SH SOLE 00160
UNITED STS 12 MONTH OIL FD LUNIT BEN INT91288V1038300SH SOLE 00300
INNOVATOR ETFS TRUS EQUITY ACCELE45783Y1033120SH SOLE 00120
INNOVATOR ETFS TRUS EQT ACCEL PLS45783Y4008280SH SOLE 00280
VANGUARD INTL EQUITY INDEX FALLWRLD EX US92204277529472SH SOLE 00472
SPDR SERIES TRUSTPRTFLO S&P500 GW78464A4093896,070SH SOLE 006,070
PAYPAL HLDGS INCCOM70450Y103136524SH SOLE 00524
ISHARES TRUSA QUALITY FCTR46432F3391,2569,538SH SOLE 009,538
DUKE ENERGY CORP NEWCOM NEW26441C20434346SH SOLE 00346
DAVITA INCCOM23918K1083803,266SH SOLE 003,266
PINNACLE FINL PARTNERS INCCOM72346Q10454573SH SOLE 00573
JP MORGAN EXCHANGE TRADED FDJPMORGAN DIVER46641Q40714150SH SOLE 00150
JP MORGAN EXCHANGE TRADED FDDIV RTN INT EQ46641Q2091442,396SH SOLE 002,396
SPDR S&P MIDCAP 400 ETF TRUTSER1 S&PDCRP78467Y107376783SH SOLE 00783
EVERGY INCCOM30034W10626412SH SOLE 00412
SCHWAB STRATEGIC TRUS AGGREGATE B8085248393115,732SH SOLE 005,732
CLOROX CO DELCOM189054109145875SH SOLE 00875
COMCAST CORP NEWCL A20030N101791,406SH SOLE 001,406
AT&T INCCOM00206R10232912,177SH SOLE 0012,177
VERIZON COMMUNICATIONS INCCOM92343V10452955SH SOLE 00955
INVESCO QQQ TRUNIT SER 146090E103283790SH SOLE 00790
VODAFONE GROUP PLC NEWSPONSORED ADR92857W308147SH SOLE 0047
BERKSHIRE HATHAWAY INC DELCL B NEW08467070234125SH SOLE 00125
VANGUARD WORLD FDMEGA CAP INDEX92191087328182SH SOLE 00182
SOUTHWEST AIRLS COCOM8447411086108SH SOLE 00108
ISHARES TRMSCI ACWI EX US46428824030540SH SOLE 00540
ISHARES TRMSCI EMG MKT ETF46428723426509SH SOLE 00509
SPDR SERIES TRUSTS&P 400 MDCP VAL78464A83914210SH SOLE 00210
MACERICH COCOM554382101181,061SH SOLE 001,061
PROCTER & GAMBLE COCOM7427181096,47846,337SH SOLE 0046,337
SPDR SERIES TRUSTS&P DIVID ETF78464A7631371,165SH SOLE 001,165
INVESCO EXCHNG TRADED FD TRSR LN ETF46138G5087329SH SOLE 00329
WISDOMTREE TRINTL SMCAP DIV97717W760569SH SOLE 0069
ISHARES TRMIN VOL EAFE ETF46429B68911152SH SOLE 00152
SCHWAB STRATEGIC TRSCHWAB FDT US LG808524771571,064SH SOLE 001,064
SPDR INDEX SHS FDSASIA PACIF ETF78463X301863SH SOLE 0063
INVESCO EXCHANGE TRADED FD TS&P500 PUR GWT46137V2661892SH SOLE 0092
SCHWAB STRATEGIC TRINTL EQTY ETF80852480515390SH SOLE 00390
INVESCO EXCHNG TRADED FD TRS&P MIDCP LOW46138E1989176SH SOLE 00176
NOKIA CORPCALL6549029041141SH SOLE 0041
GENERAL ELECTRIC COCALL36960490157SH SOLE 007
INNOVATOR ETFS TRUS EQTY BUF SEP45782C66431989SH SOLE 00989
ISHARES TRMSCI EAFE ETF4642874651251,599SH SOLE 001,599
FORD MTR CO DELCOM34537086010718SH SOLE 00718
INNOVATOR ETFS TRUS EQT ACLRTD 945783Y88915582SH SOLE 00582
INNOVATOR ETFS TRGROWTH ACCELERAT45783Y608140SH SOLE 0040
CHEVRON CORP NEWCOM16676410064631SH SOLE 00631
ISHARES TRCORE S&P500 ETF464287200217503SH SOLE 00503
MICROSOFT CORPCOM59491810493329SH SOLE 00329
ALIGN TECHNOLOGY INCCOM016255101196294SH SOLE 00294
VANGUARD INDEX FDSVALUE ETF92290874419139SH SOLE 00139
SPDR INDEX SHS FDSPORTFOLIO EMG MK78463X509601,400SH SOLE 001,400
ETF SER SOLUTIONSCALL26922A90201SH SOLE 001
VALE S ACALL91912E90523SH SOLE 003
BANK AMER CORPCOM06050510409SH SOLE 009
ISHARES TRRUS MDCP VAL ETF464287473875SH SOLE 0075
STRYKER CORPCOM8636671011140SH SOLE 0040
ISHARES TRCALIF MUN BD ETF4642883561191,923SH SOLE 001,923
SCHWAB STRATEGIC TRSCHWB FDT EMK LG80852473027831SH SOLE 00831
ABERDEEN STD PRECIOUS METALSPHYSCL PM BASKET003263100222SH SOLE 0022
DBX ETF TRXTRACK INTL REAL2330518465186SH SOLE 00186
INVESCO EXCH TRADED FD TR IIFTSE RAFI SML46138E73516435SH SOLE 00435
INVESCO EXCHANGE TRADED FD TFTSE RAFI 100046137V61336226SH SOLE 00226
INVESCO EXCHANGE TRADED FD TFTSE RAFI 150046137V59721117SH SOLE 00117
INVESCO EXCH TRADED FD TR IIFTSE RAFI DEV46138E74324517SH SOLE 00517
SCHWAB STRATEGIC TRINTL SCEQT ETF80852488811272SH SOLE 00272
SCHWAB STRATEGIC TREMRG MKTEQ ETF80852470618596SH SOLE 00596
ISHARES TRCRE U S REIT ETF4642885216101SH SOLE 00101
VANGUARD INDEX FDSSMALL CP ETF92290875133150SH SOLE 00150
VANGUARD TAX MANAGED INTL FDFTSE DEV MKT ETF92194385817333SH SOLE 00333
VANGUARD INDEX FDSS&P 500 ETF SHS9229083633896SH SOLE 0096
JOHNSON & JOHNSONCOM4781601043332,065SH SOLE 002,065
MCDONALDS CORPCOM58013510124100SH SOLE 00100
SPDR DOW JONES INDL AVRG ETFUT SER 178467X109291860SH SOLE 00860
INVESCO EXCHANGE TRADED FD TS&P500 EQL WGT46137V35760401SH SOLE 00401
P MORGAN EXCHANGE-TRADED FDIV RTN EM EQT46641Q308240SH SOLE 0040
MODERNA INCCOM60770K10758150SH SOLE 00150
ISHARES TRS&P 500 GRWT ETF46428730936489SH SOLE 00489
ISHARES TRMULTIFACTOR USA46434V28228657SH SOLE 00657
EXXON MOBIL CORPCOM30231G10240685SH SOLE 00685
ISHARES TREDGE MSCI MINM46435G4331263,385SH SOLE 003,385
DIMENSIONAL ETF TRUSTUS CORE EQUITY 225434V7081676,301SH SOLE 006,301
DIMENSIONAL ETF TRUSTWORLD EX US CORE25434V880471,808SH SOLE 001,808
BOEING COCOM09702310522100SH SOLE 00100
CITIGROUP INCCOM NEW1729674248114SH SOLE 00114
KONTOOR BRANDS INCCOM50050N10301SH SOLE 001
V F CORPCOM91820410852774SH SOLE 00774
COSTCO WHSL CORP NEWCOM22160K10549110SH SOLE 00110
AMAZON COM INCCOM023135106769234SH SOLE 00234
ARK ETF TRINNOVATION ETF00214Q10439355SH SOLE 00355
WHITE MTNS INS GROUP LTDCOMG9618E1079690SH SOLE 0090
VANGUARD SCOTTSDALE FDSSHRT TRM CORP BD92206C40979963SH SOLE 00963
DELTA AIR LINES INC DELCOM NEW24736170221488SH SOLE 00488
SCHWAB STRATEGIC TRSCHWAB FDT US SC8085247638151SH SOLE 00151
SCHWAB STRATEGIC TRSCHWB FDT INT LG808524755601,829SH SOLE 001,829
SCHWAB STRATEGIC TRUS REIT ETF80852484714297SH SOLE 00297
VANGUARD SCOTTSDALE FDSINT-TERM CORP92206C87053557SH SOLE 00557
VANGUARD SCOTTSDALE FDSMTG-BKD SECS ETF92206C77118331SH SOLE 00331
NEXTERA ENERGY INCCOM65339F1011141,448SH SOLE 001,448
ROSS STORES INCCOM778296103872SH SOLE 0072
PFIZER INCCOM717081103370SH SOLE 0070
VIATRIS INCCOM92556V10608SH SOLE 008
VISA INCCOM CL A92826C83976340SH SOLE 00340
SPDR GOLD TRUSTGOLD SHS78463V10718111SH SOLE 00111
HOME DEPOT INCCOM43707610251155SH SOLE 00155
INTEL CORPCOM4581401001011,895SH SOLE 001,895
PIONEER NAT RES COCOM7237871071271SH SOLE 0071
CHIPOTLE MEXICAN GRILL INCCOM16965610521SH SOLE 001
ENPHASE ENERGY INCCOM29355A10701SH SOLE 001
LOGITECH INTL S ASHSH5043023201SH SOLE 001
1LIFE HEALTHCARE INCCOM68269G1072100SH SOLE 00100
PENN NATL GAMING INCCOM7075691097100SH SOLE 00100
VIRGIN GALACTIC HOLDINGS INCCOM92766K106296SH SOLE 0096
ARK ETF TRFINTECH INNOVA00214Q70847950SH SOLE 00950
CARNIVAL CORPUNIT 99/99/99991436583003100SH SOLE 00100
VANGUARD INDEX FDSSML CP GRW ETF922908595159569SH SOLE 00569
VANGUARD INDEX FDSSM CP VAL ETF92290861126155SH SOLE 00155
AMERICAN ELEC PWR CO INCCOM02553710116200SH SOLE 00200
CISCO SYS INCCOM17275R10222400SH SOLE 00400
KIMBERLY CLARK CORPCOM4943681031185SH SOLE 0085
SERVICENOW INCCOM81762P102187300SH SOLE 00300
ISHARES TRCORE MSCI PAC46434V696686SH SOLE 0086
WISDOMTREE TRJAPN HEDGE EQT97717W8517104SH SOLE 00104
PERSHING SQUARE TONTINE HLDGCOM CL A71531R1094200SH SOLE 00200
RESERVOIR MEDIA INCCOM76119X1051100SH SOLE 00100
AMERICAN TOWER CORP NEWCOM03027X10038145SH SOLE 00145
CROWN CASTLE INTL CORP NEWCOM22822V10133190SH SOLE 00190
BOSTON SCIENTIFIC CORPCOM1011371079200SH SOLE 00200
HIMAX TECHNOLOGIES INCSPONSORED ADR43289P106030SH SOLE 0030
PALANTIR TECHNOLOGIES INCCALL69608A90820SH SOLE 000
ISHARES TRCALL46428790502SH SOLE 002
UNITED STS OIL FD LPCALL91232N90727SH SOLE 007
ISHARES TRCALL46428890305SH SOLE 005
ISHARES INCMSCI JPN ETF NEW46434G822687SH SOLE 0087
GOLDMAN SACHS ETF TREQUITY ETF38143050338439SH SOLE 00439
NEKTAR THERAPEUTICSCOM640268108140SH SOLE 0040
NOKIA CORPSPONSORED ADR6549022041200SH SOLE 00200
INVESCO EXCHANGE TRADED FD TS&P MDCP400 PR46137V2171152SH SOLE 0052
INVESCO EXCHNG TRADED FD TRS&P 500 ENHNCD46138E3965113SH SOLE 00113
SALESFORCE COM INCCOM79466L30235129SH SOLE 00129
ALPHABET INCCAP STK CL C02079K1073212SH SOLE 0012
ALPHABET INCCAP STK CL A02079K3053212SH SOLE 0012
MASTERCARD INCCL A57636Q10444126SH SOLE 00126
WELLS FARGO CO NEWCOM9497461013206,904SH SOLE 006,904
COINBASE GLOBAL INCCOM CL A19260Q107114500SH SOLE 00500
MAXAR TECHNOLOGIES INCCOM57778K105341,200SH SOLE 001,200