The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 680 6,251 SH   SOLE   6,251 0 0
ABBVIE INC COM 00287Y109 634 7,237 SH   SOLE   7,237 0 0
ALPHABET INC CAP STK CL C 02079K107 204 139 SH   SOLE   139 0 0
AMAZON COM INC COM 023135106 1,096 348 SH   SOLE   303 0 45
APPLE INC COM 037833100 2,552 22,032 SH   SOLE   20,817 0 1,215
AT&T INC COM 00206R102 555 19,464 SH   SOLE   17,961 0 1,503
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,036 4,867 SH   SOLE   4,867 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 431 7,155 SH   SOLE   7,155 0 0
CHEVRON CORP NEW COM 166764100 428 5,940 SH   SOLE   5,545 0 395
CISCO SYS INC COM 17275R102 301 7,645 SH   SOLE   7,645 0 0
COCA COLA CO COM 191216100 317 6,421 SH   SOLE   3,639 0 2,782
COLGATE PALMOLIVE CO COM 194162103 1,094 14,185 SH   SOLE   14,185 0 0
COSTCO WHSL CORP NEW COM 22160K105 245 689 SH   SOLE   689 0 0
DBX ETF TR XTRACK MSCI EAFE 233051200 513 16,749 SH   SOLE   16,668 0 81
DIREXION SHS ETF TR NAS100 EQL WGT 25459Y207 358 5,557 SH   SOLE   4,527 0 1,030
DIREXION SHS ETF TR DLY S&P500 BR 3X 25460E885 60 10,450 SH   SOLE   10,450 0 0
DISNEY WALT CO COM DISNEY 254687106 417 3,359 SH   SOLE   3,165 0 194
ETF MANAGERS TR BLUESTAR ISRAEL 26924G870 480 8,638 SH   SOLE   8,638 0 0
ETF MANAGERS TR ETFMG ALTR HRVST 26924G508 161 15,507 SH   SOLE   10,772 4,735 0
EXXON MOBIL CORP COM 30231G102 348 10,150 SH   SOLE   10,150 0 0
FACEBOOK INC CL A 30303M102 216 824 SH   SOLE   610 0 214
FEDEX CORP COM 31428X106 246 978 SH   SOLE   978 0 0
FIRST HORIZON NATL CORP COM 320517105 108 11,416 SH   SOLE   8,608 0 2,808
FIRST TR MORNINGSTAR DIVID L SHS 336917109 202 7,761 SH   SOLE   4,329 0 3,432
FS KKR CAPITAL CORP COM 302635206 167 10,550 SH   SOLE   10,550 0 0
GENIUS BRANDS INTL INC COM 37229T301 54 45,500 SH   SOLE   37,500 0 8,000
ILLINOIS TOOL WKS INC COM 452308109 499 2,585 SH   SOLE   2,585 0 0
INDEXIQ ACTIVE ETF TR IQ MACKAY INSRED 45409F843 1,848 67,938 SH   SOLE   51,170 0 16,768
INNOVATOR ETFS TR S&P 500 BUFETF 45782C771 242 8,682 SH   SOLE   8,682 0 0
INNOVATOR ETFS TR S&P 500 PWRETF 45782C797 241 9,124 SH   SOLE   9,124 0 0
INVESCO EXCH TRADED FD TR II PFD ETF 46138E511 1,450 98,463 SH   SOLE   96,319 0 2,144
INVESCO EXCH TRADED FD TR II NATL AMT MUNI 46138E537 542 20,372 SH   SOLE   20,372 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2023 HY 46138J858 1,202 48,977 SH   SOLE   43,687 1,261 4,029
INVESCO EXCH TRD SLF IDX FD BULSHS 2022 MUNI 46138J551 210 8,252 SH   SOLE   3,335 0 4,917
INVESCO EXCH TRD SLF IDX FD BULSHS 2022 HY 46138J874 2,530 110,673 SH   SOLE   100,020 1,349 9,304
INVESCO EXCH TRD SLF IDX FD BULSHS 2021 HY 46138J809 4,589 200,046 SH   SOLE   187,003 1,336 11,707
INVESCO EXCH TRD SLF IDX FD BULSHS 2023 CB 46138J866 4,722 216,724 SH   SOLE   202,697 153 13,874
INVESCO EXCH TRD SLF IDX FD BULSHS 2020 HY 46138J601 8,138 348,364 SH   SOLE   331,244 1,919 15,201
INVESCO EXCH TRD SLF IDX FD BULSHS 2022 CB 46138J882 5,802 265,682 SH   SOLE   244,707 84 20,891
INVESCO EXCH TRD SLF IDX FD BULSHS 2021 CB 46138J700 9,713 455,569 SH   SOLE   418,875 3,461 33,233
INVESCO EXCH TRD SLF IDX FD BULSHS 2020 CB 46138J502 11,305 532,741 SH   SOLE   481,130 3,050 48,561
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 CB 46138J841 286 12,907 SH   SOLE   12,907 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL STP 46137V373 249 1,742 SH   SOLE   1,742 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 959 3,451 SH   SOLE   1,883 0 1,568
ISHARES INC MSCI GBL MIN VOL 464286525 345 3,758 SH   SOLE   3,758 0 0
ISHARES TR IBOXX INV CP ETF 464287242 287 2,131 SH   SOLE   2,040 0 91
ISHARES TR MSCI USA MIN VOL 46429B697 1,321 20,730 SH   SOLE   19,994 0 736
ISHARES TR CORE S&P MCP ETF 464287507 271 1,465 SH   SOLE   1,465 0 0
ISHARES TR BARCLAYS 7 10 YR 464287440 280 2,298 SH   SOLE   2,298 0 0
ISHARES TR SHRT NAT MUN ETF 464288158 354 3,272 SH   SOLE   3,272 0 0
ISHARES TR EAFE VALUE ETF 464288877 239 5,934 SH   SOLE   5,934 0 0
ISHARES TR GLOBAL 100 ETF 464287572 432 7,673 SH   SOLE   7,673 0 0
ISHARES TR CORE HIGH DV ETF 46429B663 909 11,296 SH   SOLE   11,296 0 0
ISHARES TR IBONDS DEC 25 46435U432 394 14,037 SH   SOLE   14,037 0 0
ISHARES TR IBONDS DEC2022 46435G755 380 14,347 SH   SOLE   14,347 0 0
ISHARES TR IBONDS DEC 46435U697 389 14,351 SH   SOLE   14,351 0 0
ISHARES TR IBONDS DEC2021 46435G789 375 14,489 SH   SOLE   14,489 0 0
ISHARES TR IBONDS DEC2023 46435G318 414 15,762 SH   SOLE   15,762 0 0
ISHARES TR CORE MSCI EAFE 46432F842 5,012 83,140 SH   SOLE   83,140 0 0
JOHNSON & JOHNSON COM 478160104 633 4,255 SH   SOLE   4,171 0 84
LILLY ELI & CO COM 532457108 726 4,903 SH   SOLE   4,903 0 0
LOWES COS INC COM 548661107 392 2,362 SH   SOLE   2,362 0 0
MASTERCARD INCORPORATED CL A 57636Q104 448 1,324 SH   SOLE   1,324 0 0
MCDONALDS CORP COM 580135101 381 1,736 SH   SOLE   882 0 854
MERCK & CO. INC COM 58933Y105 1,040 12,542 SH   SOLE   12,026 0 516
MICROSOFT CORP COM 594918104 1,175 5,587 SH   SOLE   5,587 0 0
NETFLIX INC COM 64110L106 296 592 SH   SOLE   592 0 0
PEPSICO INC COM 713448108 209 1,505 SH   SOLE   1,505 0 0
PFIZER INC COM 717081103 898 24,472 SH   SOLE   24,472 0 0
PIMCO DYNAMIC INCOME FD SHS 72201Y101 272 10,737 SH   SOLE   10,737 0 0
PIMCO ETF TR INV GRD CRP BD 72201R817 2,012 17,545 SH   SOLE   17,049 0 496
PROCTER AND GAMBLE CO COM 742718109 916 6,594 SH   SOLE   2,044 0 4,550
PROSHARES TR S&P 500 DV ARIST 74348A467 2,955 40,960 SH   SOLE   39,313 0 1,647
REGIONS FINANCIAL CORP NEW COM 7591EP100 182 15,785 SH   SOLE   6,567 1,272 7,946
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 956 11,999 SH   SOLE   11,971 0 28
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 1,655 31,712 SH   SOLE   31,677 0 35
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 296 5,745 SH   SOLE   5,690 0 55
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 527 4,578 SH   SOLE   4,452 0 126
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 628 19,318 SH   SOLE   19,057 0 261
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755 252 10,270 SH   SOLE   9,885 0 385
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771 572 14,773 SH   SOLE   14,333 0 440
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 1,594 28,427 SH   SOLE   27,803 0 624
SCHWAB STRATEGIC TR INTRM TRM TRES 808524854 373 6,358 SH   SOLE   5,665 0 693
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 810 30,256 SH   SOLE   28,761 0 1,495
SCHWAB STRATEGIC TR US REIT ETF 808524847 819 23,146 SH   SOLE   21,482 0 1,664
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 10,107 125,345 SH   SOLE   121,039 0 4,306
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 3,508 51,342 SH   SOLE   46,678 0 4,664
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 1,722 31,047 SH   SOLE   25,593 0 5,454
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 7,974 144,192 SH   SOLE   137,672 0 6,520
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 3,500 111,458 SH   SOLE   103,614 0 7,844
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 754 11,768 SH   SOLE   11,768 0 0
SHERWIN WILLIAMS CO COM 824348106 797 1,144 SH   SOLE   1,144 0 0
SOUTHERN CO COM 842587107 234 4,308 SH   SOLE   4,308 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,082 3,232 SH   SOLE   3,232 0 0
SPDR SER TR BLOMBERG BRC INV 78468R200 499 16,304 SH   SOLE   15,650 0 654
SPDR SER TR NUVEEN BLMBRG SR 78468R739 440 8,832 SH   SOLE   8,832 0 0
SPDR SER TR PORTFOLIO S&P600 78468R853 298 10,895 SH   SOLE   10,895 0 0
SPROTT PHYSICAL GOLD TR UNIT 85207H104 830 55,160 SH   SOLE   46,217 0 8,943
SPROTT PHYSICAL SILVER TR TR UNIT 85207K107 403 48,748 SH   SOLE   39,618 0 9,130
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848 3,000 60,832 SH   SOLE   60,430 0 402
TESLA INC COM 88160R101 595 1,386 SH   SOLE   1,306 0 80
TRUIST FINL CORP COM 89832Q109 582 15,294 SH   SOLE   9,647 0 5,647
UNION PAC CORP COM 907818108 316 1,604 SH   SOLE   1,604 0 0
UNITEDHEALTH GROUP INC COM 91324P102 350 1,123 SH   SOLE   1,123 0 0
VANECK VECTORS ETF TR MORNINGSTAR WIDE 92189F643 659 12,072 SH   SOLE   11,408 0 664
VANECK VECTORS ETF TR FALLEN ANGEL HG 92189F437 1,515 50,937 SH   SOLE   50,937 0 0
VANECK VECTORS ETF TR PFD SECS EX FINL 92189F429 1,068 55,661 SH   SOLE   55,661 0 0
VANGUARD ADMIRAL FDS INC 500 VAL IDX FD 921932703 215 1,970 SH   SOLE   1,970 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 598 7,201 SH   SOLE   7,201 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 459 2,694 SH   SOLE   2,606 0 88
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 14,908 48,457 SH   SOLE   48,344 0 113
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 301 2,968 SH   SOLE   2,968 0 0
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 565 3,135 SH   SOLE   3,135 0 0
VANGUARD INDEX FDS SML CP GRW ETF 922908595 682 3,174 SH   SOLE   3,174 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611 763 6,893 SH   SOLE   6,893 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 1,833 8,052 SH   SOLE   8,052 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 1,060 10,145 SH   SOLE   10,145 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 207 4,099 SH   SOLE   4,099 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 4,327 100,076 SH   SOLE   100,076 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 1,895 22,870 SH   SOLE   19,236 1,502 2,132
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 428 3,329 SH   SOLE   3,329 0 0
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794 1,218 23,402 SH   SOLE   23,307 0 95
VANGUARD WORLD FD MEGA GRWTH IND 921910816 228 1,228 SH   SOLE   1,228 0 0
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 721 3,536 SH   SOLE   3,536 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 681 11,449 SH   SOLE   11,259 0 190
VISA INC COM CL A 92826C839 269 1,344 SH   SOLE   1,344 0 0
WISDOMTREE TR US MIDCAP DIVID 97717W505 2,901 100,314 SH   SOLE   100,314 0 0
WISDOMTREE TR US SMALLCAP DIVD 97717W604 2,560 121,426 SH   SOLE   121,426 0 0