EX-99.1-1 3 tm2311235d1_ex99-1d1.htm EXHIBIT 99.1-1

 

 

Schedule 1 - Total Exception Summary

 

Category Initial Tested Population # of Data Exceptions in Initial Sample Population # of Missing Document Exceptions in Initial Sample Population # of HECMs with an Exception in Initial Sample Population % of Sample in Initial Population with Exceptions Final Tested Population # of Data Exceptions in Final Sample Population # of Missing Document Exceptions in Final Sample Population # of HECMs with an Exception in Final Sample Population % of Sample in Final Population with Exceptions
Data Integrity - MIP Rate 286 0 0 0 0.000% 176 0 0 0 0.000%
Data Integrity - Current UPB 286 0 0 0 0.000% 176 0 0 0 0.000%
Data Integrity - Current Interest Rate 286 0 0 0 0.000% 176 0 0 0 0.000%
Data Integrity - Marketable Title Date 12 0 0 0 0.000% 9 0 0 0 0.000%
Data Integrity - Loan Status 286 0 3 3 1.049% 176 0 3 3 1.705%
Data Integrity - Maximum Claim Amount 286 0 0 0 0.000% 176 0 0 0 0.000%
Data Integrity - Called Due Date 235 4 1 5 2.128% 150 1 0 1 0.667%
Data Integrity - UPB at Called Due Date 235 2 3 5 2.128% 150 1 2 3 2.000%
Data Integrity - Original Note Rate 286 0 0 0 0.000% 176 0 0 0 0.000%
Data Integrity - Margin (for adjustable rate loans) 264 0 0 0 0.000% 154 0 0 0 0.000%
Data Integrity - Index (for adjustable rate loans) 264 0 0 0 0.000% 154 0 0 0 0.000%
Data Integrity - Debenture Interest Rate 286 0 0 0 0.000% 176 0 0 0 0.000%
Data Integrity - Foreclosure First Legal Date 186 0 0 0 0.000% 124 0 0 0 0.000%
Data Integrity - Closing Date 286 0 0 0 0.000% 176 0 0 0 0.000%
Data Integrity - Interest Rate Type 286 0 0 0 0.000% 176 0 0 0 0.000%
Data Integrity - FHA Case Number 286 0 0 0 0.000% 176 0 0 0 0.000%
Data Integrity - Original Principal Limit 286 0 0 0 0.000% 176 0 0 0 0.000%
FHA Insurance 1863 0 0 0 0.000% 1155 0 0 0 0.000%
Valuation Integrity 288 51 1 52 18.056% 184 32 0 32 17.391%
Borrower's Age 286 0 41 41 14.336% 176 0 31 31 17.614%
BPO Results 189 0 0 0 0.000% 133 0 0 0 0.000%
Advance 5a - Property Preservation Fees 260 1 0 1 0.385% 168 0 0 0 0.000%
Advance 5b - Tax and Insurance Invoice Integrity 267 4 3 7 2.622% 172 3 3 6 3.488%
Advance 5c - Corporate Invoice Integrity 280 0 12 12 4.286% 178 0 12 12 6.742%
Black Knight Lien Search Order 1193 0 0 0 0.000% 765 0 0 0 0.000%
Title Review 670 2 0 2 0.299% 390 2 0 2 0.513%