The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
INVESCO QQQ TRUST ETF 46090E103 782 3,680 SH   SOLE 0 56 0 3,624
GOLDMAN SACHS ACTIVEBETA INTERNATIONAL EQUITY ETF ETF 381430107 4,063 134,309 SH   SOLE 0 7,782 0 126,526
JOHNSON & JOHNSON COM Stock 478160104 902 6,185 SH   SOLE 0 55 0 6,130
ISHARES MSCI KLD 400 SOCIAL ETF ETF 464288570 749 6,239 SH   SOLE 0 0 0 6,239
PROCTER & GAMBLE CO COM Stock 742718109 541 4,335 SH   SOLE 0 50 0 4,285
COCA COLA CO COM Stock 191216100 442 7,985 SH   SOLE 0 130 0 7,855
UNITED PARCEL SERVICE INC CL B Stock 911312106 1,233 10,535 SH   SOLE 0 0 0 10,534
VANGUARD REAL ESTATE ETF ETF 922908553 210 2,262 SH   SOLE 0 0 0 2,262
ISHARES MSCI ACWI EX US INDEX FUND ETF 464288240 234 4,760 SH   SOLE 0 0 0 4,760
INTEL CORP COM Stock 458140100 2,085 34,838 SH   SOLE 0 630 0 34,208
ISHARES EDGE MSCI MULTIFACTOR INTL ETF ETF 46434V274 362 13,398 SH   SOLE 0 0 0 13,398
ISHARES MSCI EAFE ESG SELECT ETF ETF 46435G516 275 3,994 SH   SOLE 0 0 0 3,994
SPDR S&P 500 ETF ETF 78462F103 494 1,534 SH   SOLE 0 14 0 1,520
VIRTUS TOTAL RETURN FUND INC COM CEF 92835W107 133 11,700 SH   SOLE 0 0 0 11,700
ARCONIC INC COM Stock 03965L100 359 11,662 SH   SOLE 0 0 0 11,662
GOLDMAN SACHS ACCESS TREASURY 0-1 YEAR ETF ETF 381430529 3,355 33,500 SH   SOLE 0 0 0 33,500
VERIZON COMMUNICATIONS INC COM Stock 92343V104 3,443 56,068 SH   SOLE 0 450 0 55,617
PEPSICO INC COM Stock 713448108 225 1,646 SH   SOLE 0 0 0 1,646
WESTPORT FUEL SYSTEMS INC COM NEW Stock 960908309 24 10,000 SH   SOLE 0 0 0 10,000
US BANCORP DEL COM NEW Stock 902973304 1,298 21,890 SH   SOLE 0 0 0 21,890
HOME DEPOT INC COM Stock 437076102 269 1,230 SH   SOLE 0 0 0 1,230
GOLDMAN SACHS ACCESS INVESTMENT GRADE CORPORATE BOND ETF ETF 381430479 229 4,353 SH   SOLE 0 225 0 4,128
ISHARES ESG 1-5 YEAR USD CORPORATE BOND ETF ETF 46435G243 263 10,327 SH   SOLE 0 0 0 10,327
JPMORGAN ULTRA-SHORT INCOME ETF ETF 46641Q837 13,182 261,386 SH   SOLE 0 607 0 260,779
SPDR PORTFOLIO SHORT TERM CORPORATE BOND ETF ETF 78464A474 1,531 49,628 SH   SOLE 0 0 0 49,628
ISHARES S&P SMALL-CAP FUND ETF 464287804 3,208 38,257 SH   SOLE 0 6 0 38,250
BERKSHIRE HATHAWAY INC DEL CL B NEW Stock 084670702 311 1,373 SH   SOLE 0 0 0 1,373
COLONY CR REAL ESTATE INC COM CL A REIT 19625T101 203 15,411 SH   SOLE 0 0 0 15,411
MICROSOFT CORP COM Stock 594918104 714 4,526 SH   SOLE 0 0 0 4,526
FIDELITY LOW DURATION BOND FACTOR ETF ETF 316188408 3,464 68,382 SH   SOLE 0 5,620 0 62,762
BOEING CO COM Stock 097023105 764 2,346 SH   SOLE 0 0 0 2,346
ISHARES ESG U.S. AGGREGATE BOND ETF ETF 46435U549 529 9,862 SH   SOLE 0 0 0 9,862
ALECTOR INC COM Stock 014442107 638 37,053 SH   SOLE 0 0 0 37,052
ISHARES U.S. HEALTHCARE PROVIDERS ETF ETF 464288828 231 1,150 SH   SOLE 0 0 0 1,150
GOLDMAN SACHS ACCESS ULTRA SHORT BOND ETF ETF 381430230 707 14,000 SH   SOLE 0 0 0 14,000
ISHARES SELECT DIVIDEND ETF ETF 464287168 1,020 9,658 SH   SOLE 0 0 0 9,658
ISHARES EDGE MSCI MIN VOL GLOBAL ETF ETF 464286525 297 3,095 SH   SOLE 0 0 0 3,095
ISHARES EDGE MSCI MIN VOL EAFE ETF ETF 46429B689 2,760 37,033 SH   SOLE 0 1,288 0 35,745
ISHARES EDGE MSCI MIN VOL USA ETF ETF 46429B697 21,915 334,064 SH   SOLE 0 7,921 0 326,143
ISHARES U.S. TREASURY BOND ETF ETF 46429B267 3,697 142,517 SH   SOLE 0 901 0 141,615
NUVEEN MUN VALUE FD INC COM CEF 670928100 323 30,170 SH   SOLE 0 0 0 30,170
ROYCE VALUE TR INC COM CEF 780910105 158 10,717 SH   SOLE 0 0 0 10,717
ISHARES AAA - A RATED CORPORATE BOND ETF ETF 46429B291 2,690 49,214 SH   SOLE 0 19 0 49,195
INVESCO FTSE RAFI US 1500A SMALL-MIDA ETF ETF 46137V597 336 2,455 SH   SOLE 0 0 0 2,455
ISHARES U.S. MEDICAL DEVICES ETF ETF 464288810 979 3,703 SH   SOLE 0 50 0 3,653
ISHARES SHORT-TERM CORPORATE BOND ETF ETF 464288646 5,237 97,646 SH   SOLE 0 634 0 97,011
ISHARES CORE MSCI EMERGING MARKETS ETF ETF 46434G103 4,017 74,719 SH   SOLE 0 0 0 74,718
ANTARES PHARMA INC COM Stock 036642106 47 10,000 SH   SOLE 0 0 0 10,000
RAYTHEON CO COM NEW Stock 755111507 278 1,264 SH   SOLE 0 0 0 1,264
DISCOVER FINL SVCS COM Stock 254709108 431 5,080 SH   SOLE 0 0 0 5,080
AT&T INC COM Stock 00206R102 2,861 73,205 SH   SOLE 0 2,422 0 70,783
ISHARES EDGE MSCI USA QUALITY FACTOR ETF ETF 46432F339 8,318 82,356 SH   SOLE 0 5,220 0 77,135
VEEVA SYS INC CL A COM Stock 922475108 225 1,600 SH   SOLE 0 0 0 1,600
FIDELITY MSCI UTILITIES INDEX ETF ETF 316092865 1,610 38,053 SH   SOLE 0 90 0 37,962
ISHARES CORE S&P 500 ETF ETF 464287200 4,378 13,545 SH   SOLE 0 61 0 13,484
UNION PACIFIC CORP COM Stock 907818108 954 5,276 SH   SOLE 0 0 0 5,276
NORTHROP GRUMMAN CORP COM Stock 666807102 427 1,242 SH   SOLE 0 0 0 1,242
JPMORGAN CHASE & CO COM Stock 46625H100 408 2,927 SH   SOLE 0 0 0 2,927
SPDR PORTFOLIO EMERGING MARKETS ETF ETF 78463X509 339 9,013 SH   SOLE 0 14 0 8,999
TJX COS INC NEW COM Stock 872540109 1,110 18,175 SH   SOLE 0 0 0 18,175
ISHARES INTERNATIONAL SELECT DIVIDEND ETF ETF 464288448 649 19,339 SH   SOLE 0 0 0 19,339
INTERNATIONAL BUSINESS MACHS COM Stock 459200101 458 3,420 SH   SOLE 0 202 0 3,217
UNITED TECHNOLOGIES CORP COM Stock 913017109 1,324 8,840 SH   SOLE 0 0 0 8,840
PFIZER INC COM Stock 717081103 321 8,196 SH   SOLE 0 0 0 8,196
ISHARES IBOXX $ INVESTMENT GRADE CORPORATE BOND ETF ETF 464287242 1,427 11,149 SH   SOLE 0 0 0 11,149
CATERPILLAR INC DEL COM Stock 149123101 324 2,192 SH   SOLE 0 67 0 2,125
AMGEN INC COM Stock 031162100 621 2,574 SH   SOLE 0 50 0 2,524
ISHARES CORE S&P U.S. GROWTH ETF ETF 464287671 4,143 61,247 SH   SOLE 0 421 0 60,826
VANGUARD DIVIDEND APPRECIATION INDEX FUND ETF 921908844 5,399 43,312 SH   SOLE 0 144 0 43,167
ISHARES CORE U.S. AGGREGATE BOND ETF ETF 464287226 13,243 117,852 SH   SOLE 0 4,494 0 113,357
ISHARES CORE DIVIDEND GROWTH ETF ETF 46434V621 5,332 126,736 SH   SOLE 0 4,742 0 121,993
INVESCO NATIONAL AMT-FREE MUNICIPAL BOND ETF ETF 46138E537 1,058 39,990 SH   SOLE 0 265 0 39,724
ISHARES LIQUIDITY INCOME ETF ETF 46434V878 5,182 102,963 SH   SOLE 0 7,057 0 95,906
DNP SELECT INCOME FD COM CEF 23325P104 214 16,765 SH   SOLE 0 0 0 16,765
FIRST TRUST WATER ETF ETF 33733B100 289 4,823 SH   SOLE 0 0 0 4,823
FIDELITY MSCI REAL ESTATE INDEX ETF ETF 316092857 2,345 84,187 SH   SOLE 0 4,288 0 79,899
EXXON MOBIL CORP COM Stock 30231G102 387 5,545 SH   SOLE 0 100 0 5,445
UNITEDHEALTH GROUP INC COM Stock 91324P102 258 879 SH   SOLE 0 0 0 879
ISHARES INTEREST RATE HEDGED CORPORATE BOND ETF ETF 46431W705 479 4,977 SH   SOLE 0 870 0 4,107
ISHARES MSCI ACWI LOW CARBON TARGET ETF ETF 46434V464 260 2,012 SH   SOLE 0 0 0 2,012
ISHARES S&P MIDCAP FUND ETF 464287507 4,141 20,122 SH   SOLE 0 128 0 19,993
APPLE INC COM Stock 037833100 2,771 9,437 SH   SOLE 0 0 0 9,437
DISNEY WALT CO COM DISNEY Stock 254687106 921 6,367 SH   SOLE 0 0 0 6,367
ISHARES RUSSELL 1000 VALUE ETF ETF 464287598 963 7,054 SH   SOLE 0 64 0 6,990