June 10, 2025

VIA EDGAR

U.S. Securities and Exchange Commission

Division of Corporation Finance

Office of Technology

100 F Street, N.E.

Washington, D.C. 20549-6010

Attention:	James Lopez
	Tonya Aldave
	John Spitz
	Michael Henderson

Re:	Chime Financial, Inc.
	Registration Statement on Form S-1, as amended (File No. 333-287223)
	Request for Acceleration of Effective Date
	Requested Date:	June 11, 2025
	Requested Time:	4:00 p.m., Eastern Time

Ladies and Gentlemen:

Pursuant to Rule 461 under the Securities Act of 1933, as amended, Chime Financial, Inc. (the “Company”) hereby requests that the above-referenced Registration Statement on Form S-l (File No. 333-287223) (the “Registration Statement”) be declared effective at the “Requested Date” and “Requested Time” set forth above or at such later time as the Company or its counsel may orally request via telephone call to the staff of the Division of Corporation Finance of the Securities and Exchange Commission. Once the Registration Statement has been declared effective, please orally confirm that event with our counsel, Wilson Sonsini Goodrich & Rosati, P.C., by calling Rezwan Pavri at (650) 430-1175 or Colin Conklin at (415) 947-2195.

* * * *

Sincerely,

Chime Financial, Inc.

/s/ Matthew Newcomb

Matthew Newcomb

Chief Financial Officer

cc:         Adam Frankel, Chime Financial, Inc.

Apple Palarca, Chime Financial, Inc.

Rezwan D. Pavri, Wilson Sonsini Goodrich & Rosati, P.C.

Lisa L. Stimmell, Wilson Sonsini Goodrich & Rosati, P.C.

Colin G. Conklin, Wilson Sonsini Goodrich & Rosati, P.C.

David K. Lam, Wachtell, Lipton, Rosen & Katz

Steven R. Green, Wachtell, Lipton, Rosen & Katz

Byron B. Rooney, Davis Polk & Wardwell LLP

Marcel R. Fausten, Davis Polk & Wardwell LLP

Emily Roberts, Davis Polk & Wardwell LLP