SCHEDULE 13G 0001705785 XXXXXXXX LIVE Class A Common Stock, par value $0.0001 06/30/2025 0001795586 Chime Financial, Inc. 16935C109 101 California Street, Suite 500 San Francisco CA 94111 Rule 13d-1(d) Menlo Ventures XIV, L.P. b DE 0.00 6865680.00 0.00 6865680.00 6865680.00 2.1 PN MMEF XIV, L.P. b DE 0.00 102310.00 0.00 102310.00 102310.00 0.0 PN Menlo Entrepreneurs Fund XIV, L.P. b DE 0.00 88200.00 0.00 88200.00 88200.00 0.0 PN MV Management XIV, L.L.C. b DE 0.00 7056190.00 0.00 7056190.00 7056190.00 2.1 OO Menlo Inflection I, L.P. b DE 0.00 9650310.00 0.00 9650310.00 9650310.00 2.9 PN MMSOP, L.P. b DE 0.00 156900.00 0.00 156900.00 156900.00 0.0 PN MSOP GP, L.L.C. b DE 0.00 9807210.00 0.00 9807210.00 9807210.00 3.0 OO Menlo Inflection II, L.P. b DE 0.00 569755.00 0.00 569755.00 569755.00 0.2 PN MM Inflection, L.P. b DE 0.00 5793.00 0.00 5793.00 5793.00 0.0 PN Menlo Entrepreneurs Inflection Fund, L.P. b DE 0.00 3765.00 0.00 3765.00 3765.00 0.0 PN MSOP GP II, L.L.C. b DE 0.00 579313.00 0.00 579313.00 579313.00 0.2 OO Chime Financial, Inc. 101 California Street, Suite 500, San Francisco, CA, 94111. The names of the persons filing this report (collectively, the "Reporting Persons") are: Menlo Ventures XIV, L.P. ("Menlo XIV") MMEF XIV, L.P. ("MMEF XIV") Menlo Entrepreneurs Fund XIV, L.P. ("MEF XIV") MV Management XIV, L.L.C. ("MVM XIV") Menlo Inflection I, L.P. ("MI") MMSOP, L.P. ("MMSOP") MSOP GP, L.L.C. ("MSOP GP") Menlo Inflection II, L.P. ("MI II") MM Inflection, L.P. ("MMI") Menlo Entrepreneurs Inflection Fund, L.P. ("MEIF") MSOP GP II, L.L.C. ("MSOP GP II") The Reporting Persons expressly disclaim status as a "group" for purposes of this Schedule 13G. c/o Menlo Ventures 1300 El Camino Real, Suite 150 Menlo Park, California 94025 Menlo XIV Delaware MMEF XIV Delaware MEF XIV Delaware MVM XIV Delaware MI Delaware MMSOP Delaware MSOP GP Delaware MI II Delaware MMI Delaware MEIF Delaware MSOP GP II Delaware Y Row 9 of each Reporting Person's cover page to this Schedule 13G sets forth the aggregate number of securities of the Issuer beneficially owned by such Reporting Person as of June 30, 2025 and is incorporated by reference. The Reporting Persons' ownership of the Issuer's securities consists of (i) 6,865,680 shares of Class A common stock held directly by Menlo XIV; (ii) 102,310 shares of Class A common stock held directly by MMEF XIV; (iii) 88,200 shares of Class A common stock held directly by MEF XIV; (iv) 9,650,310 shares of Class A common stock held directly by MI; (v) 156,900 shares of Class A common stock held directly by MMSOP; (vi) 569,755 shares of Class A common stock held directly by MI II; (vii) 5,793 shares of Class A common stock held directly by MMI; and (viii) 3,765 shares of Class A common stock held directly by MEIF. MVM XIV is the general partner of each of Menlo XIV, MMEF XIV and MEF XIV and shares voting and dispositive power over the securities held by each of Menlo XIV, MMEF XIV and MEF XIV. MSOP GP is the general partner of each of MI and MMSOP and shares voting and dispositive power over the securities held by each of MI and MMSOP. MSOP GP II is the general partner of each of MI II, MMI and MEIF and shares voting and dispositive power over the securities held by each of MI II, MMI and MEIF. The Reporting Persons beneficially own, in the aggregate, 17,442,713 shares of Class A common stock. Row 11 of each Reporting Person's cover page to this Schedule 13G sets forth the percentages of the Class A common stock of the Issuer beneficially owned by such Reporting Person as of June 30, 2025 and is incorporated by reference. The shares of Class A common stock beneficially owned by the Reporting Persons represent, in the aggregate, 5.3% of the Issuer's outstanding Class A common stock. Such percentage, and the percentage set forth in each row 11 is based upon 332,239,249 shares of Class A common stock outstanding as of June 13, 2025, as disclosed in the Issuer's prospectus dated June 11, 2025 filed with the Securities and Exchange Commission (the "SEC") on June 12, 2025. Row 5 of each Reporting Person's cover page to this Schedule 13G sets forth the sole power to vote or to direct the vote of securities of the Issuer beneficially owned by such Reporting Person as of June 30, 2025 and is incorporated by reference. Row 6 of each Reporting Person's cover page to this Schedule 13G sets forth the shared power to vote or to direct the vote of securities of the Issuer beneficially owned by such Reporting Person as of June 30, 2025 and is incorporated by reference. Row 7 of each Reporting Person's cover page to this Schedule 13G sets forth the sole power to dispose or to direct the disposition of securities of the Issuer beneficially owned by such Reporting Person as of June 30, 2025 and is incorporated by reference. Row 8 of each Reporting Person's cover page to this Schedule 13G sets forth the shared power to dispose or to direct the disposition of securities of the Issuer beneficially owned by such Reporting Person as of June 30, 2025 and is incorporated by reference. Y Y Y Y Y Y Exhibit 99.1 Joint Filing Agreement Menlo Ventures XIV, L.P. /s/ Venky Ganesan 08/14/2025 MMEF XIV, L.P. /s/ Venky Ganesan 08/14/2025 Menlo Entrepreneurs Fund XIV, L.P. /s/ Venky Ganesan 08/14/2025 MV Management XIV, L.L.C. /s/ Venky Ganesan 08/14/2025 Menlo Inflection I, L.P. /s/ Venky Ganesan 08/14/2025 MMSOP, L.P. /s/ Venky Ganesan 08/14/2025 MSOP GP, L.L.C. /s/ Venky Ganesan 08/14/2025 Menlo Inflection II, L.P. /s/ Venky Ganesan 08/14/2025 MM Inflection, L.P. /s/ Venky Ganesan 08/14/2025 Menlo Entrepreneurs Inflection Fund, L.P. /s/ Venky Ganesan 08/14/2025 MSOP GP II, L.L.C. /s/ Venky Ganesan 08/14/2025