SCHEDULE 13G 2061801 XXXXXXXX LIVE Class A Common Stock, par value $0.0001 per share 06/30/2025 0001795586 Chime Financial, Inc. 16935C109 101 California Street, Suite 500 San Francisco CA 94111 Rule 13d-1(d) Christopher R. Britt X1 3548567 16909762 3548567 16576762 20458329 N 5.70 IN Chime Financial, Inc. 101 California Street, Suite 500 , San Francisco, CA 94111 Christopher R. Britt c/o Chime Financial, Inc. 101 California Street, Suite 500 San Francisco, CA 94111 Christopher R. Britt is a United States citizen. Y As of June 30, 2025, consists of (i) 14,643,564 shares of Class B Common Stock held by the Britt Living Trust, for which Mr. Britt serves as trustee, (ii) 500,000 shares of Class B Common Stock held by the Tiger Trust, for which William Gheen III serves as trustee, (iii) 500,000 shares of Class B Common Stock held by the Aloha Trust, for which William Gheen III serves as trustee, (iv) 466,599 shares of Class B Common Stock held by the Tiger GRAT, for which William Gheen III serves as trustee, (v) 466,599 shares of Class B Common Stock held by the Aloha GRAT, for which William Gheen III serves as trustee, (vi) 333,000 shares of Class B Common Stock held by Mr. Britt's spouse, (vii) 15,110 shares of Class A Common Stock held by Mr. Britt, (viii) 3,509,915 shares of Class A Common Stock, convertible into Class B Common Stock, subject to stock options exercisable within 60 days of June 30, 2025, and (ix) 23,542 shares of Class A Common Stock, convertible into Class B Common Stock, subject to restricted stock units scheduled to vest within 60 days of June 30, 2025. Each share of Class B Common Stock is convertible into one share of Class A Common Stock at the option of the holder and has no expiration date. Each share of Class B Common Stock is entitled to 20 votes per share, whereas each share of Class A Common Stock is entitled to one vote per share. The rights of the holders of Class A Common Stock and Class B Common Stock are identical, except with respect to the aforementioned conversion rights and voting rights. 5.70% The ownership percentage above is calculated based on 338,594,524 shares of Class A Common Stock outstanding as of June 30, 2025, as confirmed to Mr. Britt by the Issuer, which number includes shares of Class A Common Stock, subject to stock options and restricted stock units, beneficially held by Mr. Britt and exercisable or scheduled to vest, as applicable, within 60 days of June 30, 2025, plus the assumed conversion of 16,924,872 shares of Class B Common Stock deemed beneficially owned by Mr. Britt, as described herein, into shares of Class A Common Stock. 3,548,567 shares 16,909,762 shares 3,548,567 shares 16,576,762 shares Y Y Y Y Y Y Christopher R. Britt /s/ Christopher R. Britt 08/14/2025