SCHEDULE 13G 0002061219 XXXXXXXX LIVE Class A Common Stock, par value $0.0001 per share 06/30/2025 0001795586 Chime Financial, Inc. 16935C109 101 California Street Suite 500 San Francisco CA 94111 Rule 13d-1(d) Ryan A. King X1 3268343 15258119 3268343 15214269 18526462 N 5.19 IN Chime Financial, Inc. 101 California Street, Suite 500 San Francisco, CA 94111 Ryan A. King c/o Chime Financial, Inc. 101 California Street, Suite 500 San Francisco, CA 94111 Ryan A. King is a United States citizen. Y As of June 30, 2025, consists of (i) 12,183,739 shares of Class B Common Stock held by the King Family Trust, for which Mr. King serves as attorney-in-fact, (ii) 900,000 shares of Class B Common Stock held by King Irrevocable Trust A, for which Mr. King serves as attorney-in-fact, (iii) 900,000 shares of Class B Common Stock held by King Irrevocable Trust M, for which Mr. King serves as attorney-in-fact, (iv) 303,930 shares of Class B Common Stock held by Peninsula Living Trust, for which Mr. King serves as attorney-in-fact, (v) 225,000 shares of Class B Common Stock held by King Grantor Trust MV, for which Mr. King serves as attorney-in-fact, (vi) 87,700 shares of Class B Common Stock held by King Gift Trust AK, for which Mr. King serves as attorney-in-fact, (vii) 87,700 shares of Class B Common Stock held by King Gift Trust AV, for which Mr. King serves as attorney-in-fact, (viii) 87,700 shares of Class B Common Stock held by King Gift Trust CV, for which Mr. King serves as attorney-in-fact, (ix) 87,700 shares of Class B Common Stock held by King Gift Trust EK, for which Mr. King serves as attorney-in-fact, (x) 87,700 shares of Class B Common Stock held by King Gift Trust LK, for which Mr. King serves as attorney-in-fact, (xi) 87,700 shares of Class B Common Stock held by King Gift Trust MK, for which Mr. King serves as attorney-in-fact, (xii) 87,700 shares of Class B Common Stock held by King Gift Trust NV, for which Mr. King serves as attorney-in-fact, (xiii) 87,700 shares of Class B Common Stock held by King Gift Trust SK, for which Mr. King serves as attorney-in-fact, (xiv) 43,850 shares of Class B Common Stock held by Maureen Vergara, (xv) 7,491 shares of Class A Common Stock and 14,408 shares of Class B Common Stock held by Mr. King, (xvi) 3,234,777 shares of Class A Common Stock, convertible into Class B Common Stock, subject to stock options exercisable within 60 days of June 30, 2025, and (xvii) 11,667 shares of Class A Common Stock, convertible into Class B Common Stock, subject to restricted stock units scheduled to vest within 60 days of June 30, 2025. Each share of Class B Common Stock is convertible into one share of Class A Common Stock at the option of the holder and has no expiration date. Each share of Class B Common Stock is entitled to 20 votes per share, whereas each share of Class A Common Stock is entitled to one vote per share. The rights of the holders of Class A Common Stock and Class B Common Stock are identical, except with respect to the aforementioned conversion rights and voting rights. 5.19% The ownership percentage above is calculated based on 338,594,524 shares of Class A Common Stock outstanding as of June 30, 2025, as confirmed to Mr. King by the Issuer, which number includes shares of Class A Common Stock, subject to stock options and restricted stock units, beneficially held by Mr. King and exercisable or scheduled to vest, as applicable, within 60 days of June 30, 2025, plus the assumed conversion of 15,280,018 shares of Class B Common Stock deemed beneficially owned by Mr. King, as described herein, into shares of Class A Common Stock. 3,268,343 shares 15,258,119 shares 3,268,343 shares 15,214,269 shares Y Y Y Y Y Y Ryan A. King /s/ Ryan A. King 08/14/2025