The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 232 1,789 SH   SOLE 0 0 0 1,789
ABBOTT LABS COM 002824100 276 2,537 SH   SOLE 0 0 0 2,537
ABBVIE INC COM 00287Y109 339 2,216 SH   SOLE 0 0 0 2,216
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 220 793 SH   SOLE 0 0 0 793
ADOBE SYSTEMS INCORPORATED COM 00724F101 470 1,284 SH   SOLE 0 0 0 1,284
AFLAC INC COM 001055102 280 5,067 SH   SOLE 0 0 0 5,067
ALPHABET INC CAP STK CL A 02079K305 671 308 SH   SOLE 0 0 0 308
ALPHABET INC CAP STK CL C 02079K107 864 395 SH   SOLE 0 0 0 395
ALTRIA GROUP INC COM 02209S103 332 7,960 SH   SOLE 0 0 0 7,960
AMAZON COM INC COM 023135106 390 3,674 SH   SOLE 0 0 0 3,674
AMERIPRISE FINL INC COM 03076C106 335 1,408 SH   SOLE 0 0 0 1,408
AMERISOURCEBERGEN CORP COM 03073E105 273 1,933 SH   SOLE 0 0 0 1,933
AMGEN INC COM 031162100 905 3,718 SH   SOLE 0 0 0 3,718
AMPLIFY ETF TR BLACKSWAN GRWT 032108888 3,801 140,829 SH   SOLE 0 0 0 140,829
AMPLIFY ETF TR BLACKSWAN ISWN 032108821 1,630 82,497 SH   SOLE 0 0 0 82,497
APPLE INC COM 037833100 6,640 48,564 SH   SOLE 0 0 0 48,564
ASTRAZENECA PLC SPONSORED ADR 046353108 317 4,795 SH   SOLE 0 0 0 4,795
AUTOMATIC DATA PROCESSING IN COM 053015103 226 1,077 SH   SOLE 0 0 0 1,077
AUTOZONE INC COM 053332102 477 222 SH   SOLE 0 0 0 222
BARCLAYS PLC ADR 06738E204 79 10,341 SH   SOLE 0 0 0 10,341
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,163 4,259 SH   SOLE 0 0 0 4,259
BLACKROCK INC COM 09247X101 303 497 SH   SOLE 0 0 0 497
CANADIAN NATL RY CO COM 136375102 299 2,660 SH   SOLE 0 0 0 2,660
CARMAX INC COM 143130102 255 2,813 SH   SOLE 0 0 0 2,813
CHUNGHWA TELECOM CO LTD SPON ADR NEW11 17133Q502 256 6,196 SH   SOLE 0 0 0 6,196
CISCO SYS INC COM 17275R102 394 9,234 SH   SOLE 0 0 0 9,234
CITIGROUP INC COM NEW 172967424 227 4,934 SH   SOLE 0 0 0 4,934
COCA COLA CO COM 191216100 252 4,006 SH   SOLE 0 0 0 4,006
COLGATE PALMOLIVE CO COM 194162103 420 5,243 SH   SOLE 0 0 0 5,243
CONAGRA BRANDS INC COM 205887102 303 8,840 SH   SOLE 0 0 0 8,840
COSTCO WHSL CORP NEW COM 22160K105 553 1,154 SH   SOLE 0 0 0 1,154
DOLLAR GEN CORP NEW COM 256677105 315 1,282 SH   SOLE 0 0 0 1,282
EA SERIES TRUST US QUAN VALUE 02072L102 6,094 203,953 SH   SOLE 0 0 0 203,953
EA SERIES TRUST INTL QUAN VALUE 02072L201 3,311 147,235 SH   SOLE 0 0 0 147,235
EA SERIES TRUST INTL QUAN MOMNTM 02072L300 3,019 122,638 SH   SOLE 0 0 0 122,638
EA SERIES TRUST US QUAN MOMENTUM 02072L409 5,576 131,194 SH   SOLE 0 0 0 131,194
EA SERIES TRUST FREEDOM 100 EM 02072L607 12,281 445,614 SH   SOLE 0 0 0 445,614
EDWARDS LIFESCIENCES CORP COM 28176E108 298 3,139 SH   SOLE 0 0 0 3,139
ELEVANCE HEALTH INC COM 036752103 302 626 SH   SOLE 0 0 0 626
EXXON MOBIL CORP COM 30231G102 2,336 27,273 SH   SOLE 0 0 0 27,273
FISERV INC COM 337738108 677 7,606 SH   SOLE 0 0 0 7,606
FS KKR CAP CORP COM 302635206 1,175 60,494 SH   SOLE 0 0 0 60,494
GENERAL DYNAMICS CORP COM 369550108 259 1,170 SH   SOLE 0 0 0 1,170
GERDAU SA SPON ADR REP PFD 373737105 301 70,268 SH   SOLE 0 0 0 70,268
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503 11,421 152,403 SH   SOLE 0 0 0 152,403
GOLDMAN SACHS ETF TR ACTIVEBETA EME 381430206 529 17,776 SH   SOLE 0 0 0 17,776
GOLDMAN SACHS ETF TR ACTIVEBETA INT 381430107 9,790 352,548 SH   SOLE 0 0 0 352,548
GRAINGER W W INC COM 384802104 419 923 SH   SOLE 0 0 0 923
HOME DEPOT INC COM 437076102 576 2,100 SH   SOLE 0 0 0 2,100
HONEYWELL INTL INC COM 438516106 293 1,686 SH   SOLE 0 0 0 1,686
HP INC COM 40434L105 212 6,471 SH   SOLE 0 0 0 6,471
ILLINOIS TOOL WKS INC COM 452308109 311 1,709 SH   SOLE 0 0 0 1,709
INNOVATOR ETFS TR US EQUT BUFR AUG 45782C698 236 8,000 SH   SOLE 0 0 0 8,000
INNOVATOR ETFS TR US EQTY BUF SEP 45782C664 600 20,507 SH   SOLE 0 0 0 20,507
INNOVATOR ETFS TR US EQTY BUF DEC 45782C557 599 19,677 SH   SOLE 0 0 0 19,677
INNOVATOR ETFS TR US EQTY BUFR MAR 45782C326 385 13,552 SH   SOLE 0 0 0 13,552
INNOVATOR ETFS TR US EQTY PWR BUF 45782C508 960 31,965 SH   SOLE 0 0 0 31,965
INNOVATOR ETFS TR US EQTY BUFR JAN 45782C409 935 29,095 SH   SOLE 0 0 0 29,095
INNOVATOR ETFS TR US EQTY BUFR JUL 45782C789 836 27,738 SH   SOLE 0 0 0 27,738
INTEL CORP COM 458140100 471 12,586 SH   SOLE 0 0 0 12,586
INVESCO EXCH TRADED FD TR II FTSE RAFI EMNG 46138E727 276 15,178 SH   SOLE 0 0 0 15,178
INVESCO EXCHANGE TRADED FD T S&P500 EQL TEC 46137V282 331 1,400 SH   SOLE 0 0 0 1,400
ISHARES INC MSCI EMERG MRKT 464286533 375 6,768 SH   SOLE 0 0 0 6,768
ISHARES INC CORE MSCI EMKT 46434G103 339 6,901 SH   SOLE 0 0 0 6,901
ISHARES TR CORE MSCI EAFE 46432F842 245 4,166 SH   SOLE 0 0 0 4,166
ISHARES TR MSCI USA MIN VOL 46429B697 1,224 17,434 SH   SOLE 0 0 0 17,434
ISHARES TR MSCI EAFE MIN VL 46429B689 913 14,418 SH   SOLE 0 0 0 14,418
ISHARES TR SHRT NAT MUN ETF 464288158 9,445 90,233 SH   SOLE 0 0 0 90,233
ISHARES TR EAFE GRWTH ETF 464288885 288 3,574 SH   SOLE 0 0 0 3,574
ISHARES TR MSCI INTL VLU FT 46435G409 19,857 895,267 SH   SOLE 0 0 0 895,267
ISHARES TR MSCI INTL MOMENT 46434V449 14,212 474,858 SH   SOLE 0 0 0 474,858
ISHARES TR MSCI INTL QUALTY 46434V456 14,129 456,820 SH   SOLE 0 0 0 456,820
ISHARES TR IBONDS DEC2022 46435G755 279 10,774 SH   SOLE 0 0 0 10,774
ISHARES TR IBONDS DEC2023 46435G318 216 8,470 SH   SOLE 0 0 0 8,470
ISHARES TR IBONDS DEC23 ETF 46434VAX8 461 18,384 SH   SOLE 0 0 0 18,384
ISHARES TR IBONDS DEC25 ETF 46434VBD1 384 15,535 SH   SOLE 0 0 0 15,535
ISHARES TR IBONDS DEC22 ETF 46434VBA7 460 18,406 SH   SOLE 0 0 0 18,406
ISHARES TR IBONDS DEC24 ETF 46434VBG4 388 15,659 SH   SOLE 0 0 0 15,659
ISHARES TR MSCI USA MMENTM 46432F396 24,907 182,641 SH   SOLE 0 0 0 182,641
ISHARES TR MSCI USA VALUE 46432F388 35,955 397,203 SH   SOLE 0 0 0 397,203
ISHARES TR MSCI USA QLT FCT 46432F339 25,655 229,614 SH   SOLE 0 0 0 229,614
ISHARES TR 0-5YR HI YL CP 46434V407 21,373 527,077 SH   SOLE 0 0 0 527,077
ISHARES TR BLACKROCK ULTRA 46434V878 476 9,508 SH   SOLE 0 0 0 9,508
ISHARES TR CORE S&P SCP ETF 464287804 251 2,716 SH   SOLE 0 0 0 2,716
ISHARES TR CORE S&P500 ETF 464287200 254 669 SH   SOLE 0 0 0 669
ISHARES TR ISHARES SEMICDTR 464287523 976 2,792 SH   SOLE 0 0 0 2,792
ISHARES TR MSCI AC ASIA ETF 464288182 595 8,602 SH   SOLE 0 0 0 8,602
ISHARES U S ETF TR BLACKROCK SHORT 46431W838 17,003 341,979 SH   SOLE 0 0 0 341,979
J & J SNACK FOODS CORP COM 466032109 782 5,600 SH   SOLE 0 0 0 5,600
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837 807 16,114 SH   SOLE 0 0 0 16,114
J P MORGAN EXCHANGE TRADED F US QUALTY FCTR 46641Q761 416 11,165 SH   SOLE 0 0 0 11,165
J P MORGAN EXCHANGE TRADED F US MOMENTUM 46641Q779 678 18,666 SH   SOLE 0 0 0 18,666
J P MORGAN EXCHANGE TRADED F US VALUE FACTR 46641Q753 473 14,727 SH   SOLE 0 0 0 14,727
J P MORGAN EXCHANGE TRADED F JPMORGAN DIVER 46641Q407 256 2,797 SH   SOLE 0 0 0 2,797
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654 6,680 131,885 SH   SOLE 0 0 0 131,885
JANUS DETROIT STR TR HENDRSN SHRT ETF 47103U886 238 4,888 SH   SOLE 0 0 0 4,888
JOHN HANCOCK EXCHANGE TRADED MLTFCTR LRG CAP 47804J107 344 7,213 SH   SOLE 0 0 0 7,213
JOHNSON & JOHNSON COM 478160104 2,149 12,108 SH   SOLE 0 0 0 12,108
JPMORGAN CHASE & CO COM 46625H100 432 3,840 SH   SOLE 0 0 0 3,840
KIMBERLY-CLARK CORP COM 494368103 226 1,673 SH   SOLE 0 0 0 1,673
KROGER CO COM 501044101 515 10,879 SH   SOLE 0 0 0 10,879
LILLY ELI & CO COM 532457108 873 2,691 SH   SOLE 0 0 0 2,691
LOCKHEED MARTIN CORP COM 539830109 404 939 SH   SOLE 0 0 0 939
LOWES COS INC COM 548661107 855 4,893 SH   SOLE 0 0 0 4,893
MARSH & MCLENNAN COS INC COM 571748102 504 3,248 SH   SOLE 0 0 0 3,248
MASTERCARD INCORPORATED CL A 57636Q104 446 1,415 SH   SOLE 0 0 0 1,415
MCKESSON CORP COM 58155Q103 420 1,286 SH   SOLE 0 0 0 1,286
MERCK & CO INC COM 58933Y105 1,238 13,582 SH   SOLE 0 0 0 13,582
META PLATFORMS INC CL A 30303M102 333 2,065 SH   SOLE 0 0 0 2,065
MICROSOFT CORP COM 594918104 2,270 8,840 SH   SOLE 0 0 0 8,840
MID-AMER APT CMNTYS INC COM 59522J103 337 1,931 SH   SOLE 0 0 0 1,931
NATWEST GROUP PLC SPONS ADR 2 ORD 639057108 73 13,310 SH   SOLE 0 0 0 13,310
NEXTERA ENERGY INC COM 65339F101 266 3,435 SH   SOLE 0 0 0 3,435
NOVARTIS AG SPONSORED ADR 66987V109 354 4,182 SH   SOLE 0 0 0 4,182
NOVO-NORDISK A S ADR 670100205 467 4,193 SH   SOLE 0 0 0 4,193
ORACLE CORP COM 68389X105 334 4,775 SH   SOLE 0 0 0 4,775
OREILLY AUTOMOTIVE INC COM 67103H107 296 469 SH   SOLE 0 0 0 469
PACER FDS TR TRENDP US LAR CP 69374H105 4,529 120,584 SH   SOLE 0 0 0 120,584
PACER FDS TR TRENDPILOT INTL 69374H683 1,735 70,961 SH   SOLE 0 0 0 70,961
PEPSICO INC COM 713448108 1,105 6,632 SH   SOLE 0 0 0 6,632
PFIZER INC COM 717081103 273 5,204 SH   SOLE 0 0 0 5,204
PGIM ETF TR PGIM ULTRA SH BD 69344A107 2,018 41,119 SH   SOLE 0 0 0 41,119
PHILIP MORRIS INTL INC COM 718172109 545 5,522 SH   SOLE 0 0 0 5,522
PIMCO ETF TR SHTRM MUN BD ACT 72201R874 2,957 59,578 SH   SOLE 0 0 0 59,578
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 27,274 275,188 SH   SOLE 0 0 0 275,188
PIMCO ETF TR ENHNCD LW DUR AC 72201R718 15,783 164,376 SH   SOLE 0 0 0 164,376
PROCTER AND GAMBLE CO COM 742718109 600 4,172 SH   SOLE 0 0 0 4,172
PROSPECT CAP CORP COM 74348T102 330 47,267 SH   SOLE 0 0 0 47,267
ROSS STORES INC COM 778296103 211 3,006 SH   SOLE 0 0 0 3,006
ROYAL BK CDA COM 780087102 318 3,289 SH   SOLE 0 0 0 3,289
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 232 7,373 SH   SOLE 0 0 0 7,373
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 1,906 75,110 SH   SOLE 0 0 0 75,110
SCHWAB STRATEGIC TR SCHWAB FDT US SC 808524763 12,373 273,441 SH   SOLE 0 0 0 273,441
SCHWAB STRATEGIC TR SCHWB FDT EMK LG 808524730 8,367 322,695 SH   SOLE 0 0 0 322,695
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755 2,470 87,241 SH   SOLE 0 0 0 87,241
SIMPLIFY EXCHANGE TRADED FUN US EQT PLS CNVEX 82889N103 8,356 314,991 SH   SOLE 0 0 0 314,991
SIMPLIFY EXCHANGE TRADED FUN US EQT PLS DWNSD 82889N202 22,924 866,024 SH   SOLE 0 0 0 866,024
SPDR S&P 500 ETF TR TR UNIT 78462F103 294 780 SH   SOLE 0 0 0 780
SPDR SER TR BLOOMBERG SHT TE 78468R408 8,503 352,521 SH   SOLE 0 0 0 352,521
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 382 4,675 SH   SOLE 0 0 0 4,675
THE LION ELECTRIC COMPANY COMMON STOCK 536221104 1 4,500 SH Call SOLE 0 0 0 4,500
THE LION ELECTRIC COMPANY COMMON STOCK 536221104 2 16,400 SH Call SOLE 0 0 0 16,400
THE LION ELECTRIC COMPANY COMMON STOCK 536221104 3 5,000 SH Call SOLE 0 0 0 5,000
UNITEDHEALTH GROUP INC COM 91324P102 1,286 2,503 SH   SOLE 0 0 0 2,503
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 324 4,305 SH   SOLE 0 0 0 4,305
VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303 31,062 631,335 SH   SOLE 0 0 0 631,335
VANGUARD INDEX FDS LARGE CAP ETF 922908637 14,487 84,055 SH   SOLE 0 0 0 84,055
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 363 1,048 SH   SOLE 0 0 0 1,048
VANGUARD INDEX FDS TOTAL STK MKT 922908769 2,090 11,081 SH   SOLE 0 0 0 11,081
VANGUARD INDEX FDS VALUE ETF 922908744 5,556 42,128 SH   SOLE 0 0 0 42,128
VANGUARD INDEX FDS SM CP VAL ETF 922908611 799 5,333 SH   SOLE 0 0 0 5,333
VANGUARD INDEX FDS SMALL CP ETF 922908751 6,920 39,296 SH   SOLE 0 0 0 39,296
VANGUARD INDEX FDS GROWTH ETF 922908736 4,892 21,947 SH   SOLE 0 0 0 21,947
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 13,599 326,499 SH   SOLE 0 0 0 326,499
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 278 5,571 SH   SOLE 0 0 0 5,571
VANGUARD STAR FDS VG TL INTL STK F 921909768 294 5,698 SH   SOLE 0 0 0 5,698
VANGUARD TAX-MANAGED INTL FD VAN FTSE DEV MKT 921943858 19,492 477,756 SH   SOLE 0 0 0 477,756
VERIZON COMMUNICATIONS INC COM 92343V104 743 14,644 SH   SOLE 0 0 0 14,644
VISA INC COM CL A 92826C839 1,281 6,507 SH   SOLE 0 0 0 6,507
WALKER & DUNLOP INC COM 93148P102 11,902 123,538 SH   SOLE 0 0 0 123,538
WASTE MGMT INC DEL COM 94106L109 226 1,478 SH   SOLE 0 0 0 1,478
WHEELS UP EXPERIENCE INC COM CL A 96328L106 98 50,075 SH   SOLE 0 0 0 50,075
WP CAREY INC COM 92936U109 460 5,548 SH   SOLE 0 0 0 5,548
ZOETIS INC CL A 98978V103 269 1,566 SH   SOLE 0 0 0 1,566