Compliance Officer

0000950123-23-009032.txt : 20231026 0000950123-23-009032.hdr.sgml : 20231026 20231026113231 ACCESSION NUMBER: 0000950123-23-009032 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20230930 FILED AS OF DATE: 20231026 DATE AS OF CHANGE: 20231026 EFFECTIVENESS DATE: 20231026 FILER: COMPANY DATA: COMPANY CONFORMED NAME: Graypoint LLC CENTRAL INDEX KEY: 0001794198 IRS NUMBER: 161627374 STATE OF INCORPORATION: DE FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-20228 FILM NUMBER: 231348253 BUSINESS ADDRESS: STREET 1: 4 TOWER PLACE STREET 2: SUITE 1001 CITY: ALBANY STATE: NY ZIP: 12203 BUSINESS PHONE: 518-641-6860 MAIL ADDRESS: STREET 1: 4 TOWER PLACE STREET 2: SUITE 1001 CITY: ALBANY STATE: NY ZIP: 12203 FORMER COMPANY: FORMER CONFORMED NAME: JNB Advisors LLC DATE OF NAME CHANGE: 20191114 13F-HR 1 primary_doc.xml X0202 13F-HR LIVE 0001794198 XXXXXXXX 09-30-2023 09-30-2023 false Graypoint LLC

4 Tower Place Suite 1001 Albany NY 12203

13F HOLDINGS REPORT 028-20228 000135950 N Steven Pardo Compliance Officer 518-218-5223 Steven Pardo Albany NY 10-26-2023 0 405 1063980725 false INFORMATION TABLE 2 27532.xml INFORMATION TABLE FOR FORM 13F AMAZON COM INC COM Stock 023135106 7921565 62316 SH SOLE 62315 0 0 BLACKROCK SHORT MATURITY MUNICIPAL BOND ETF ETF 46431W838 885307 17774 SH SOLE 17773 0 0 PRUDENTIAL FINL INC COM Stock 744320102 441454 4652 SH SOLE 4652 0 0 HEWLETT PACKARD ENTERPRISE CO COM Stock 42824C109 314626 18113 SH SOLE 18113 0 0 SIRIUS XM HOLDINGS INC COM Stock 82968B103 45277 10017 SH SOLE 10017 0 0 INVESCO QQQ TRUST SERIES I ETF 46090E103 305240 852 SH SOLE 851 0 0 TECHNOLOGY SELECT SECTOR SPDR FUND ETF 81369Y803 41240788 251576 SH SOLE 251575 0 0 STARBUCKS CORP COM Stock 855244109 966157 10586 SH SOLE 10585 0 0 SEMPRA COM Stock 816851109 317198 4663 SH SOLE 4662 0 0 PUBLIC SVC ENTERPRISE GRP INC COM Stock 744573106 250080 4394 SH SOLE 4394 0 0 ELEVANCE HEALTH INC COM Stock 036752103 733114 1684 SH SOLE 1683 0 0 MONSTER BEVERAGE CORP NEW COM Stock 61174X109 354236 6690 SH SOLE 6690 0 0 JOHNSON & JOHNSON COM Stock 478160104 3259959 20931 SH SOLE 20930 0 0 WASTE MGMT INC DEL COM Stock 94106L109 917531 6019 SH SOLE 6018 0 0 VANGUARD TOTAL STOCK MARKET ETF ETF 922908769 21358388 100553 SH SOLE 100552 0 0 THOMSON REUTERS CORP. COM Stock 884903808 2588536 21162 SH SOLE 21162 0 0 COSTCO WHSL CORP NEW COM Stock 22160K105 1244528 2203 SH SOLE 2202 0 0 HCA HEALTHCARE INC COM Stock 40412C101 403504 1640 SH SOLE 1640 0 0 GOLDMAN SACHS GROUP INC COM Stock 38141G104 830027 2565 SH SOLE 2565 0 0 YUM BRANDS INC COM Stock 988498101 782991 6267 SH SOLE 6266 0 0 OLD DOMINION FREIGHT LINE INC COM Stock 679580100 217257 531 SH SOLE 531 0 0 BOSTON SCIENTIFIC CORP COM Stock 101137107 303494 5748 SH SOLE 5748 0 0 REAL ESTATE SELECT SECTOR SPDR FUND ETF 81369Y860 3625944 106426 SH SOLE 106426 0 0 PROCTER AND GAMBLE CO COM Stock 742718109 4068260 27892 SH SOLE 27891 0 0 COCA COLA CO COM Stock 191216100 1250760 22343 SH SOLE 22342 0 0 GENERAL MLS INC COM Stock 370334104 380957 5953 SH SOLE 5953 0 0 UNITED PARCEL SERVICE INC CL B Stock 911312106 485859 3117 SH SOLE 3117 0 0 MARRIOTT INTL INC NEW CL A Stock 571903202 335735 1708 SH SOLE 1708 0 0 VANGUARD REAL ESTATE ETF ETF 922908553 440568 5823 SH SOLE 5823 0 0 ISHARES MSCI USA ESG SELECT ETF ETF 464288802 450948 5012 SH SOLE 5012 0 0 ISHARES MSCI ACWI EX U.S. ETF ETF 464288240 1377767 29308 SH SOLE 29307 0 0 INTEL CORP COM Stock 458140100 1076370 30278 SH SOLE 30277 0 0 CME GROUP INC COM Stock 12572Q105 428410 2140 SH SOLE 2139 0 0 MEDTRONIC PLC SHS Stock G5960L103 558879 7132 SH SOLE 7132 0 0 FORTIVE CORP COM Stock 34959J108 545174 7351 SH SOLE 7351 0 0 NETFLIX INC COM Stock 64110L106 1655021 4383 SH SOLE 4383 0 0 PAYCHEX INC COM Stock 704326107 412264 3575 SH SOLE 3574 0 0 PACCAR INC COM Stock 693718108 220864 2598 SH SOLE 2597 0 0 SPDR MSCI USA STRATEGICFACTORS ETF ETF 78468R812 301579 2499 SH SOLE 2499 0 0 HESS CORP COM Stock 42809H107 342887 2241 SH SOLE 2241 0 0 ISHARES MSCI UNITED KINGDOM ETF ETF 46435G334 216259 6835 SH SOLE 6835 0 0 WELLS FARGO CO NEW PERP PFD CNV A Convertible Preferred 949746804 2812030 2522 SH SOLE 2522 0 0 PROLOGIS INC. COM REIT 74340W103 591375 5270 SH SOLE 5270 0 0 ISHARES AGENCY BOND ETF ETF 464288166 317402 3000 SH SOLE 3000 0 0 MERCK & CO INC COM Stock 58933Y105 3644797 35404 SH SOLE 35403 0 0 ISHARES SHORT-TERM NATIONAL MUNI BOND ETF ETF 464288158 347975 3383 SH SOLE 3383 0 0 SPDR S&P 500 ETF TRUST ETF 78462F103 39795186 93093 SH SOLE 93092 0 0 MCKESSON CORP COM Stock 58155Q103 296603 682 SH SOLE 682 0 0 MASTERCARD INCORPORATED CL A Stock 57636Q104 5693206 14380 SH SOLE 14380 0 0 ILLINOIS TOOL WKS INC COM Stock 452308109 571421 2481 SH SOLE 2481 0 0 ALLSTATE CORP COM Stock 020002101 2195837 19710 SH SOLE 19709 0 0 ISHARES TIPS BOND ETF ETF 464287176 1026828 9900 SH SOLE 9900 0 0 VERTEX PHARMACEUTICALS INC COM Stock 92532F100 712867 2050 SH SOLE 2050 0 0 COGNIZANT TECHNOLOGY SOLUTIONS CL A Stock 192446102 260460 3845 SH SOLE 3845 0 0 LIONS GATE ENTMNT CORP CL B NON VTG Stock 535919500 382089 48550 SH SOLE 48550 0 0 CORNING INC COM Stock 219350105 915521 30047 SH SOLE 30046 0 0 JPMORGAN BETABUILDERS USD HIGH YIELD CORPORATE BOND ETF ETF 46641Q878 484218 11035 SH SOLE 11035 0 0 BANK NEW YORK MELLON CORP COM Stock 064058100 315748 7403 SH SOLE 7403 0 0 BLACKROCK FLOATING RATE INC TR COM CEF 091941104 1999970 165835 SH SOLE 165835 0 0 VERIZON COMMUNICATIONS INC COM Stock 92343V104 1058274 32653 SH SOLE 32652 0 0 CHUBB LIMITED COM Stock H1467J104 478226 2297 SH SOLE 2297 0 0 FEDEX CORP COM Stock 31428X106 292207 1103 SH SOLE 1103 0 0 SHERWIN WILLIAMS CO COM Stock 824348106 203148 797 SH SOLE 796 0 0 PEPSICO INC COM Stock 713448108 2638964 15575 SH SOLE 15574 0 0 KIMBERLY-CLARK CORP COM Stock 494368103 305055 2524 SH SOLE 2524 0 0 HONEYWELL INTL INC COM Stock 438516106 596074 3227 SH SOLE 3226 0 0 TRANE TECHNOLOGIES PLC SHS Stock G8994E103 414482 2043 SH SOLE 2042 0 0 FORD MTR CO DEL COM Stock 345370860 226703 18253 SH SOLE 18253 0 0 OMEGA HEALTHCARE INVS INC COM REIT 681936100 2201811 66400 SH SOLE 66399 0 0 US BANCORP DEL COM NEW Stock 902973304 444379 13442 SH SOLE 13441 0 0 XCEL ENERGY INC COM Stock 98389B100 213474 3731 SH SOLE 3730 0 0 HOME DEPOT INC COM Stock 437076102 3863359 12786 SH SOLE 12785 0 0 BAXTER INTL INC COM Stock 071813109 512263 13573 SH SOLE 13573 0 0 AUTOMATIC DATA PROCESSING INC COM Stock 053015103 1313868 5461 SH SOLE 5461 0 0 ISHARES RUSSELL 2000 VALUE ETF ETF 464287630 490555 3619 SH SOLE 3619 0 0 HEALTH CARE SELECT SECTOR SPDR FUND ETF 81369Y209 27561963 214090 SH SOLE 214090 0 0 SOUTHERN CO COM Stock 842587107 410220 6338 SH SOLE 6338 0 0 BECTON DICKINSON & CO COM Stock 075887109 1294725 5008 SH SOLE 5008 0 0 REGIONS FINANCIAL CORP NEW COM Stock 7591EP100 406565 23638 SH SOLE 23637 0 0 ISHARES RUSSELL 1000 GROWTH ETF ETF 464287614 41977778 157817 SH SOLE 157817 0 0 CONSUMER STAPLES SELECT SECTOR SPDR FUND ETF 81369Y308 8731908 126899 SH SOLE 126898 0 0 SPDR PORTFOLIO S&P 400 MID CAP ETF ETF 78464A847 614987 14044 SH SOLE 14044 0 0 JPMORGAN ULTRA-SHORT INCOME ETF ETF 46641Q837 2323876 46311 SH SOLE 46310 0 0 AON PLC SHS CL A Stock G0403H108 514275 1586 SH SOLE 1586 0 0 GALLAGHER ARTHUR J & CO COM Stock 363576109 330043 1448 SH SOLE 1448 0 0 FS KKR CAP CORP COM CEF 302635206 1997944 101470 SH SOLE 101470 0 0 ISHARES CORE S&P SMALL CAP ETF ETF 464287804 25563264 270998 SH SOLE 270998 0 0 BERKSHIRE HATHAWAY INC DEL CL B NEW Stock 084670702 5270964 15047 SH SOLE 15047 0 0 CARTERS INC COM Stock 146229109 427347 6180 SH SOLE 6180 0 0 ADOBE INC COM Stock 00724F101 1976372 3876 SH SOLE 3876 0 0 VANGUARD SHORT-TERM CORPORATE BOND ETF ETF 92206C409 1805967 24031 SH SOLE 24031 0 0 VANGUARD INTERMEDIATE-TERM CORPORATE BOND ETF ETF 92206C870 991738 13053 SH SOLE 13052 0 0 ALPHABET INC CAP STK CL A Stock 02079K305 6400886 48914 SH SOLE 48914 0 0 PROGRESSIVE CORP COM Stock 743315103 509631 3659 SH SOLE 3658 0 0 VANGUARD U.S. VALUE FACTOR ETF ETF 921935805 495396 4950 SH SOLE 4950 0 0 VANGUARD U.S. MOMENTUM FACTOR ETF ETF 921935508 421128 3714 SH SOLE 3714 0 0 FISERV INC COM Stock 337738108 3475553 30768 SH SOLE 30768 0 0 OREILLY AUTOMOTIVE INC COM Stock 67103H107 241757 266 SH SOLE 266 0 0 INTUIT COM Stock 461202103 866288 1695 SH SOLE 1695 0 0 HALLIBURTON CO COM Stock 406216101 387548 9569 SH SOLE 9569 0 0 UNILEVER PLC SPON ADR NEW ADR 904767704 404317 8185 SH SOLE 8184 0 0 CSX CORP COM Stock 126408103 301488 9804 SH SOLE 9804 0 0 GRAPHIC PACKAGING HLDG CO COM Stock 388689101 423776 19020 SH SOLE 19020 0 0 SENSATA TECHNOLOGIES HLDG PLC SHS Stock G8060N102 422822 11180 SH SOLE 11179 0 0 COMCAST CORP NEW CL A Stock 20030N101 1345337 30341 SH SOLE 30341 0 0 MICROSOFT CORP COM Stock 594918104 23296744 73782 SH SOLE 73782 0 0 SS&C TECHNOLOGIES HLDGS INC COM Stock 78467J100 483337 9199 SH SOLE 9199 0 0 VALERO ENERGY CORP COM Stock 91913Y100 2981723 21041 SH SOLE 21041 0 0 SCHLUMBERGER LTD COM STK Stock 806857108 511075 8766 SH SOLE 8766 0 0 CVS HEALTH CORP COM Stock 126650100 630483 9030 SH SOLE 9030 0 0 DTE ENERGY CO COM Stock 233331107 207702 2092 SH SOLE 2092 0 0 SPROTT PHYSICAL GOLD TR UNIT CEF 85207H104 243998 17039 SH SOLE 17039 0 0 VANGUARD U.S. MINIMUM VOLATILITY ETF ETF 921935409 219743 2285 SH SOLE 2285 0 0 COMMUNICATION SERVICES SELECT SECTOR SPDR FUND ETF 81369Y852 14592940 222555 SH SOLE 222555 0 0 SIMON PPTY GROUP INC NEW COM REIT 828806109 270110 2500 SH SOLE 2500 0 0 KEURIG DR PEPPER INC COM Stock 49271V100 233999 7412 SH SOLE 7412 0 0 TILRAY BRANDS INC COM Stock 88688T100 65878 27564 SH SOLE 27564 0 0 AMERIPRISE FINL INC COM Stock 03076C106 1549668 4701 SH SOLE 4700 0 0 BROWN & BROWN INC COM Stock 115236101 207844 2976 SH SOLE 2976 0 0 VANGUARD INTERMEDIATE-TERM TREASURY ETF ETF 92206C706 1314550 23002 SH SOLE 23001 0 0 MIDCAP FINANCIAL INVSTMNT CORP COM NEW CEF 03761U502 2089643 151974 SH SOLE 151974 0 0 ARES CAPITAL CORP COM CEF 04010L103 8803166 452140 SH SOLE 452140 0 0 BERKSHIRE HATHAWAY INC DEL CL A Stock 084670108 1062954 2 SH SOLE 2 0 0 ELANCO ANIMAL HEALTH INC COM Stock 28414H103 444801 39573 SH SOLE 39573 0 0 BOEING CO COM Stock 097023105 747552 3900 SH SOLE 3900 0 0 VANGUARD SMALL-CAP ETF ETF 922908751 2870763 15184 SH SOLE 15183 0 0 VANGUARD MID-CAP ETF ETF 922908629 8748187 42010 SH SOLE 42010 0 0 NEXTERA ENERGY INC COM Stock 65339F101 465307 8122 SH SOLE 8121 0 0 OFS CREDIT COMPANY INC COM CEF 67111Q107 760473 107260 SH SOLE 107260 0 0 NIKE INC CL B Stock 654106103 594604 6218 SH SOLE 6218 0 0 ALIGN TECHNOLOGY INC COM Stock 016255101 302572 991 SH SOLE 991 0 0 VANGUARD SHORT-TERM TREASURY ETF ETF 92206C102 591091 10262 SH SOLE 10262 0 0 TESLA INC COM Stock 88160R101 3795087 15167 SH SOLE 15167 0 0 MSCI INC COM Stock 55354G100 297605 580 SH SOLE 580 0 0 LINDE PLC SHS Stock G54950103 1084509 2913 SH SOLE 2912 0 0 BAIN CAP SPECIALTY FIN INC COM STK CEF 05684B107 1470553 96052 SH SOLE 96051 0 0 ISHARES MSCI EMERGING MARKETS EX CHINA ETF ETF 46434G764 3911108 78489 SH SOLE 78489 0 0 HILTON WORLDWIDE HLDGS INC COM Stock 43300A203 220464 1468 SH SOLE 1468 0 0 VANGUARD HEALTH CARE ETF ETF 92204A504 780458 3320 SH SOLE 3319 0 0 FINANCIAL SELECT SECTOR SPDR FUND ETF 81369Y605 17297365 521476 SH SOLE 521476 0 0 NORFOLK SOUTHN CORP COM Stock 655844108 292298 1484 SH SOLE 1484 0 0 ALERIAN MLP ETF ETF 00162Q452 883148 20928 SH SOLE 20927 0 0 VANGUARD FTSE EUROPE ETF ETF 922042874 352110 6078 SH SOLE 6078 0 0 VANGUARD INFORMATION TECHNOLOGY ETF ETF 92204A702 501199 1208 SH SOLE 1208 0 0 AMPHENOL CORP NEW CL A Stock 032095101 210874 2511 SH SOLE 2510 0 0 DOW INC COM Stock 260557103 223364 4332 SH SOLE 4332 0 0 LYONDELLBASELL INDUSTRIES N V SHS - A - Stock N53745100 278763 2944 SH SOLE 2943 0 0 VANGUARD S&P 500 ETF ETF 922908363 6150250 15661 SH SOLE 15661 0 0 BROWN FORMAN CORP CL A Stock 115637100 276905 4766 SH SOLE 4766 0 0 FIFTH THIRD BANCORP COM Stock 316773100 263431 10400 SH SOLE 10399 0 0 WISDOMTREE EUROPE HEDGED EQUITY FUND ETF 97717X701 442084 11192 SH SOLE 11192 0 0 UBER TECHNOLOGIES INC COM Stock 90353T100 221028 4806 SH SOLE 4806 0 0 SPDR S&P MIDCAP 400 ETF TRUST ETF 78467Y107 1822069 3990 SH SOLE 3990 0 0 ILLUMINA INC COM Stock 452327109 255615 1862 SH SOLE 1862 0 0 AVANTOR INC COM Stock 05352A100 486927 23099 SH SOLE 23099 0 0 GENERAL MTRS CO COM Stock 37045V100 525872 15950 SH SOLE 15950 0 0 HUNTINGTON BANCSHARES INC COM Stock 446150104 119832 11522 SH SOLE 11522 0 0 INVESCO S&P 500 EQUAL WEIGHT ETF ETF 46137V357 1062675 7500 SH SOLE 7500 0 0 JPMORGAN BETABUILDERS USD INVESTMENT GRADE CORPORATE BOND ETF ETF 46641Q449 911391 21097 SH SOLE 21097 0 0 BLUE OWL CAPITAL CORPORATION COM CEF 69121K104 5112547 369137 SH SOLE 369137 0 0 EAGLE POINT INCOME COMPANY INC COM CEF 269817102 2043080 143374 SH SOLE 143374 0 0 ELI LILLY & CO COM Stock 532457108 3485025 6488 SH SOLE 6488 0 0 HASBRO INC COM Stock 418056107 263105 3978 SH SOLE 3978 0 0 AIR PRODS & CHEMS INC COM Stock 009158106 691716 2441 SH SOLE 2440 0 0 WISDOMTREE CLOUD COMPUTING FUND ETF 97717Y691 281041 9485 SH SOLE 9485 0 0 SCHWAB U.S. MID-CAP ETF ETF 808524508 1144057 16904 SH SOLE 16903 0 0 VANGUARD TOTAL INTERNATIONAL STOCK ETF ETF 921909768 386077 7214 SH SOLE 7213 0 0 ISHARES RUSSELL MID-CAP VALUE ETF ETF 464287473 718277 6884 SH SOLE 6884 0 0 VANGUARD MORTGAGE-BACKED SECURITIES ETF ETF 92206C771 483331 11040 SH SOLE 11040 0 0 VANGUARD S&P 500 GROWTH ETF ETF 921932505 618811 2507 SH SOLE 2506 0 0 ISHARES RUSSELL 2000 ETF ETF 464287655 2318418 13118 SH SOLE 13117 0 0 ISHARES CORE HIGH DIVIDEND ETF ETF 46429B663 10378165 104947 SH SOLE 104946 0 0 DUKE ENERGY CORP NEW COM NEW Stock 26441C204 470649 5333 SH SOLE 5332 0 0 DIGITAL RLTY TR INC COM REIT 253868103 200246 1655 SH SOLE 1654 0 0 MICRON TECHNOLOGY INC COM Stock 595112103 718719 10565 SH SOLE 10564 0 0 CARRIER GLOBAL CORPORATION COM Stock 14448C104 528128 9568 SH SOLE 9567 0 0 AFLAC INC COM Stock 001055102 388295 5059 SH SOLE 5059 0 0 FREEPORT-MCMORAN INC CL B Stock 35671D857 307067 8235 SH SOLE 8234 0 0 CHIPOTLE MEXICAN GRILL INC COM Stock 169656105 223483 122 SH SOLE 122 0 0 INVESCO S&P 500 LOW VOLATILITY ETF ETF 46138E354 719629 12241 SH SOLE 12240 0 0 JPMORGAN EQUITY PREMIUM INCOME ETF ETF 46641Q332 27887262 520673 SH SOLE 520673 0 0 ISHARES FLOATING RATE BOND ETF ETF 46429B655 254959 5010 SH SOLE 5010 0 0 ROYALTY PHARMA PLC SHS CLASS A Stock G7709Q104 1194024 43995 SH SOLE 43995 0 0 AMERICAN ELEC PWR CO INC COM Stock 025537101 1010410 13433 SH SOLE 13432 0 0 ISHARES RUSSELL MID-CAP GROWTH ETF ETF 464287481 1352528 14806 SH SOLE 14806 0 0 MARATHON PETE CORP COM Stock 56585A102 305981 2022 SH SOLE 2021 0 0 VANGUARD FTSE PACIFIC ETF ETF 922042866 1193133 17840 SH SOLE 17839 0 0 FIRST TRUST CLOUD COMPUTING ETF ETF 33734X192 518162 6826 SH SOLE 6826 0 0 VANGUARD SMALL CAP VALUE ETF ETF 922908611 586115 3675 SH SOLE 3674 0 0 REGENERON PHARMACEUTICALS COM Stock 75886F107 1682953 2045 SH SOLE 2045 0 0 ATLASSIAN CORPORATION CL A Stock 049468101 351030 1742 SH SOLE 1742 0 0 AIRBNB INC COM CL A Stock 009066101 634322 4623 SH SOLE 4623 0 0 VANGUARD MID-CAP GROWTH ETF ETF 922908538 1024085 5258 SH SOLE 5257 0 0 SCHWAB US DIVIDEND EQUITY ETF ETF 808524797 333538 4714 SH SOLE 4713 0 0 ISHARES MSCI GLOBAL MIN VOL FACTOR ETF ETF 464286525 238550 2500 SH SOLE 2500 0 0 VISA INC COM CL A Stock 92826C839 3289962 14304 SH SOLE 14303 0 0 SHARECARE INC COM CL A Stock 81948W104 407405 433225 SH SOLE 433225 0 0 ISHARES MSCI USA MIN VOL FACTOR ETF ETF 46429B697 643630 8892 SH SOLE 8892 0 0 ISHARES CMBS ETF ETF 46429B366 235784 5235 SH SOLE 5235 0 0 VANGUARD SMALL-CAP GROWTH ETF ETF 922908595 488302 2280 SH SOLE 2279 0 0 VANGUARD VALUE ETF ETF 922908744 342389 2482 SH SOLE 2482 0 0 VANGUARD GROWTH ETF ETF 922908736 612213 2248 SH SOLE 2248 0 0 SPLUNK INC COM Stock 848637104 1934303 13226 SH SOLE 13226 0 0 PHILLIPS 66 COM Stock 718546104 346549 2884 SH SOLE 2884 0 0 AMERICAN TOWER CORP NEW COM REIT 03027X100 305925 1860 SH SOLE 1860 0 0 ISHARES CORE S&P TOTAL U.S. STOCK MARKET ETF ETF 464287150 517009 5489 SH SOLE 5489 0 0 META PLATFORMS INC CL A Stock 30303M102 4704891 15672 SH SOLE 15672 0 0 SERVICENOW INC COM Stock 81762P102 1430379 2559 SH SOLE 2559 0 0 J.P. MORGAN NASDAQ EQUITY PREMIUM INCOME ETF ETF 46654Q203 4968436 105869 SH SOLE 105869 0 0 PALO ALTO NETWORKS INC COM Stock 697435105 874461 3730 SH SOLE 3730 0 0 MONDELEZ INTL INC CL A Stock 609207105 842734 12143 SH SOLE 12143 0 0 BROADCOM INC COM Stock 11135F101 5669221 6826 SH SOLE 6825 0 0 EATON VANCE TAX MNGED BUY WRIT COM CEF 27828X100 130791 10372 SH SOLE 10372 0 0 WORKDAY INC CL A Stock 98138H101 452259 2105 SH SOLE 2105 0 0 BLACKROCK FLOATING RATE INCOME COM CEF 09255X100 2054132 162768 SH SOLE 162768 0 0 D R HORTON INC COM Stock 23331A109 368266 3427 SH SOLE 3426 0 0 JOHNSON CTLS INTL PLC SHS Stock G51502105 218837 4113 SH SOLE 4112 0 0 METLIFE INC COM Stock 59156R108 310488 4935 SH SOLE 4935 0 0 MOODYS CORP COM Stock 615369105 210574 666 SH SOLE 666 0 0 MARTIN MARIETTA MATLS INC COM Stock 573284106 491801 1198 SH SOLE 1198 0 0 PIONEER NAT RES CO COM Stock 723787107 335819 1463 SH SOLE 1462 0 0 NOVARTIS AG SPONSORED ADR ADR 66987V109 715789 7027 SH SOLE 7027 0 0 ISHARES CORE MSCI EAFE ETF ETF 46432F842 7826632 121626 SH SOLE 121625 0 0 PENNANTPARK FLOATING RATE CAP COM CEF 70806A106 668382 62700 SH SOLE 62700 0 0 EXPEDITORS INTL WASH INC COM Stock 302130109 267317 2332 SH SOLE 2332 0 0 KINDER MORGAN INC DEL COM Stock 49456B101 223549 13483 SH SOLE 13483 0 0 ACCENTURE PLC IRELAND SHS CLASS A Stock G1151C101 1690493 5505 SH SOLE 5504 0 0 MOHAWK INDS INC COM Stock 608190104 321616 3748 SH SOLE 3748 0 0 OMNICOM GROUP INC COM Stock 681919106 208570 2800 SH SOLE 2800 0 0 NVIDIA CORPORATION COM Stock 67066G104 21131106 48578 SH SOLE 48578 0 0 ISHARES 1-5 YEAR INVESTMENT GRADE CORPORATE BOND ETF ETF 464288646 6811611 136697 SH SOLE 136696 0 0 ARCHER DANIELS MIDLAND CO COM Stock 039483102 216938 2876 SH SOLE 2876 0 0 CUMMINS INC COM Stock 231021106 236300 1034 SH SOLE 1034 0 0 EOG RES INC COM Stock 26875P101 432597 3413 SH SOLE 3412 0 0 GRAINGER W W INC COM Stock 384802104 602931 871 SH SOLE 871 0 0 ABBVIE INC COM Stock 00287Y109 2259845 15161 SH SOLE 15160 0 0 S&P GLOBAL INC COM Stock 78409V104 441418 1208 SH SOLE 1208 0 0 ISHARES CORE MSCI EMERGING MARKETS ETF ETF 46434G103 2298031 48288 SH SOLE 48288 0 0 VANGUARD TOTAL BOND MARKET ETF ETF 921937835 1085428 15555 SH SOLE 15555 0 0 VANGUARD FTSE ALL-WORLD EX-US INDEX FUND ETF 922042775 1629351 31412 SH SOLE 31412 0 0 KENVUE INC COM Stock 49177J102 265188 13207 SH SOLE 13206 0 0 ZOETIS INC CL A Stock 98978V103 849019 4880 SH SOLE 4879 0 0 TRUSTCO BK CORP N Y COM NEW Stock 898349204 325808 11939 SH SOLE 11938 0 0 VANECK BDC INCOME ETF ETF 92189F411 160300 10000 SH SOLE 10000 0 0 ISHARES RUSSELL 2000 GROWTH ETF ETF 464287648 816402 3642 SH SOLE 3642 0 0 BLACKSTONE INC COM Stock 09260D107 3994035 37279 SH SOLE 37278 0 0 CHURCH & DWIGHT CO INC COM Stock 171340102 3946385 43069 SH SOLE 43068 0 0 STRYKER CORPORATION COM Stock 863667101 693425 2538 SH SOLE 2537 0 0 QUALCOMM INC COM Stock 747525103 513906 4627 SH SOLE 4627 0 0 T-MOBILE US INC COM Stock 872590104 254471 1817 SH SOLE 1817 0 0 SPDR BLACKSTONE SENIOR LOAN ETF ETF 78467V608 945562 22551 SH SOLE 22550 0 0 FASTENAL CO COM Stock 311900104 351982 6442 SH SOLE 6441 0 0 GENERAL DYNAMICS CORP COM Stock 369550108 507817 2298 SH SOLE 2298 0 0 INTUITIVE SURGICAL INC COM NEW Stock 46120E602 453342 1551 SH SOLE 1551 0 0 MCDONALDS CORP COM Stock 580135101 2770653 10517 SH SOLE 10517 0 0 INTERCONTINENTAL EXCHANGE INC COM Stock 45866F104 691353 6284 SH SOLE 6283 0 0 CISCO SYS INC COM Stock 17275R102 3671052 68286 SH SOLE 68285 0 0 CAPITAL ONE FINL CORP COM Stock 14040H105 533935 5502 SH SOLE 5501 0 0 ISHARES RUSSELL MIDCAP ETF ETF 464287499 796444 11501 SH SOLE 11501 0 0 ADVANCED MICRO DEVICES INC COM Stock 007903107 952086 9260 SH SOLE 9259 0 0 AUTODESK INC COM Stock 052769106 759980 3673 SH SOLE 3673 0 0 CDW CORP COM Stock 12514G108 347053 1720 SH SOLE 1720 0 0 AT&T INC COM Stock 00206R102 712273 47422 SH SOLE 47421 0 0 VANGUARD FINANCIALS ETF ETF 92204A405 326902 4070 SH SOLE 4070 0 0 ENERGY SELECT SECTOR SPDR FUND ETF 81369Y506 10261251 113522 SH SOLE 113521 0 0 MATERIALS SELECT SECTOR SPDR FUND ETF 81369Y100 6784535 86372 SH SOLE 86372 0 0 GENERAL ELECTRIC CO COM NEW Stock 369604301 625206 5655 SH SOLE 5655 0 0 ISHARES IBOXX $ HIGH YIELD CORPORATE BOND ETF ETF 464288513 3601812 48858 SH SOLE 48858 0 0 ISHARES S&P SMALL-CAP 600 GROWTH ETF ETF 464287887 222650 2030 SH SOLE 2030 0 0 INFINERA CORP COM Stock 45667G103 127908 30600 SH SOLE 30600 0 0 SPDR S&P REGIONAL BANKING ETF ETF 78464A698 5063724 121229 SH SOLE 121228 0 0 ISHARES MSCI USA MOMENTUM FACTOR ETF ETF 46432F396 851680 6096 SH SOLE 6096 0 0 CONSUMER DISCRETIONARY SELECT SECTOR SPDR FUND ETF 81369Y407 18121825 112572 SH SOLE 112571 0 0 INDUSTRIAL SELECT SECTOR SPDR FUND ETF 81369Y704 12443803 122744 SH SOLE 122744 0 0 ISHARES U.S. TECHNOLOGY ETF ETF 464287721 2967099 28280 SH SOLE 28279 0 0 CHARTER COMMUNICATIONS INC NEW CL A Stock 16119P108 229146 521 SH SOLE 521 0 0 FIDELITY MSCI INFORMATION TECHNOLOGY INDEX ETF ETF 316092808 309458 2517 SH SOLE 2517 0 0 ISHARES S&P 500 VALUE ETF ETF 464287408 7480941 48628 SH SOLE 48628 0 0 SPDR PORTFOLIO S&P 600 SMALL CAP ETF ETF 78468R853 279195 7566 SH SOLE 7566 0 0 ISHARES S&P 500 GROWTH ETF ETF 464287309 9829826 143669 SH SOLE 143668 0 0 ISHARES CORE S&P 500 ETF ETF 464287200 53010444 123444 SH SOLE 123443 0 0 THE CIGNA GROUP COM Stock 125523100 659480 2305 SH SOLE 2305 0 0 ONEOK INC NEW COM Stock 682680103 200140 3155 SH SOLE 3155 0 0 ROSS STORES INC COM Stock 778296103 313155 2773 SH SOLE 2772 0 0 ISHARES 0-5 YEAR HIGH YIELD CORPORATE BOND ETF ETF 46434V407 8545366 208271 SH SOLE 208271 0 0 WELLS FARGO CO NEW COM Stock 949746101 529223 12952 SH SOLE 12952 0 0 VMWARE INC CL A COM Stock 928563402 263371 1582 SH SOLE 1582 0 0 UNION PAC CORP COM Stock 907818108 7171654 35219 SH SOLE 35219 0 0 ECOLAB INC COM Stock 278865100 280534 1656 SH SOLE 1656 0 0 ISHARES MBS ETF ETF 464288588 4482119 50474 SH SOLE 50474 0 0 ISHARES PREFERRED & INCOME SECURITIES ETF ETF 464288687 7472650 247849 SH SOLE 247849 0 0 SALESFORCE INC COM Stock 79466L302 2122701 10468 SH SOLE 10468 0 0 MICROCHIP TECHNOLOGY INC. COM Stock 595017104 380683 4877 SH SOLE 4877 0 0 MCCORMICK & CO INC COM NON VTG Stock 579780206 350667 4636 SH SOLE 4636 0 0 NORTHROP GRUMMAN CORP COM Stock 666807102 733960 1667 SH SOLE 1667 0 0 SPDR EURO STOXX 50 ETF ETF 78463X202 6737690 160383 SH SOLE 160383 0 0 THERMO FISHER SCIENTIFIC INC COM Stock 883556102 915760 1809 SH SOLE 1809 0 0 VANGUARD MID-CAP VALUE ETF ETF 922908512 226620 1730 SH SOLE 1730 0 0 LOCKHEED MARTIN CORP COM Stock 539830109 809072 1978 SH SOLE 1978 0 0 JPMORGAN CHASE & CO COM Stock 46625H100 7007116 48318 SH SOLE 48318 0 0 ISHARES 5-10 YEAR INVESTMENT GRADE CORPORATE BOND ETF ETF 464288638 7334122 150753 SH SOLE 150752 0 0 SPDR PORTFOLIO EMERGING MARKETS ETF ETF 78463X509 243253 7246 SH SOLE 7246 0 0 CHEVRON CORP NEW COM Stock 166764100 5152039 30554 SH SOLE 30554 0 0 ISHARES NATIONAL MUNI BOND ETF ETF 464288414 6688091 65224 SH SOLE 65224 0 0 CONOCOPHILLIPS COM Stock 20825C104 2523767 21067 SH SOLE 21066 0 0 VANGUARD FTSE DEVELOPED MARKETS ETF ETF 921943858 1086395 24849 SH SOLE 24848 0 0 DANAHER CORPORATION COM Stock 235851102 3733807 15050 SH SOLE 15049 0 0 TJX COS INC NEW COM Stock 872540109 556903 6266 SH SOLE 6265 0 0 BANK AMERICA CORP COM Stock 060505104 1943671 70989 SH SOLE 70988 0 0 SPDR S&P DIVIDEND ETF ETF 78464A763 5531457 48095 SH SOLE 48095 0 0 SPDR PORTFOLIO S&P 1500 COMPOSITE STOCK MARKET ETF ETF 78464A805 1948410 37120 SH SOLE 37119 0 0 WALMART INC COM Stock 931142103 4733924 29600 SH SOLE 29599 0 0 INTERNATIONAL BUSINESS MACHS COM Stock 459200101 1064134 7585 SH SOLE 7584 0 0 ORACLE CORP COM Stock 68389X105 980519 9257 SH SOLE 9257 0 0 RTX CORPORATION COM Stock 75513E101 1073046 14910 SH SOLE 14909 0 0 VANGUARD FTSE EMERGING MARKETS ETF ETF 922042858 470677 12004 SH SOLE 12004 0 0 TEXAS INSTRS INC COM Stock 882508104 5600838 35223 SH SOLE 35223 0 0 TARGET CORP COM Stock 87612E106 354704 3208 SH SOLE 3207 0 0 VANGUARD HIGH DIVIDEND YIELD INDEX ETF ETF 921946406 1360326 13166 SH SOLE 13166 0 0 PFIZER INC COM Stock 717081103 1636120 49325 SH SOLE 49325 0 0 ISHARES IBOXX $ INVESTMENT GRADE CORPORATE BOND ETF ETF 464287242 1954846 19161 SH SOLE 19161 0 0 MORGAN STANLEY COM NEW Stock 617446448 547052 6698 SH SOLE 6698 0 0 3M CO COM Stock 88579Y101 403706 4312 SH SOLE 4312 0 0 KLA CORP COM NEW Stock 482480100 1100543 2399 SH SOLE 2399 0 0 HP INC COM Stock 40434L105 246329 9585 SH SOLE 9584 0 0 GILEAD SCIENCES INC COM Stock 375558103 754871 10073 SH SOLE 10073 0 0 CATERPILLAR INC COM Stock 149123101 3038872 11131 SH SOLE 11131 0 0 BAKER HUGHES COMPANY CL A Stock 05722G100 435183 12321 SH SOLE 12321 0 0 ALPHABET INC CAP STK CL C Stock 02079K107 6321638 47946 SH SOLE 47945 0 0 AMERICAN EXPRESS CO COM Stock 025816109 631160 4231 SH SOLE 4230 0 0 AMGEN INC COM Stock 031162100 1261450 4694 SH SOLE 4693 0 0 APPLIED MATLS INC COM Stock 038222105 632982 4572 SH SOLE 4571 0 0 OTIS WORLDWIDE CORP COM Stock 68902V107 301092 3749 SH SOLE 3749 0 0 ANALOG DEVICES INC COM Stock 032654105 732987 4186 SH SOLE 4186 0 0 HUMANA INC COM Stock 444859102 329454 677 SH SOLE 677 0 0 WILLIAMS COS INC COM Stock 969457100 402812 11956 SH SOLE 11956 0 0 INVESCO VARIABLE RATE PREFERRED ETF ETF 46138G870 371611 16612 SH SOLE 16612 0 0 ARISTA NETWORKS INC COM Stock 040413106 273136 1485 SH SOLE 1485 0 0 CHECK POINT SOFTWARE TECH LTD ORD Stock M22465104 2294415 17215 SH SOLE 17215 0 0 MERCADOLIBRE INC COM Stock 58733R102 200325 158 SH SOLE 158 0 0 VANGUARD DIVIDEND APPRECIATION ETF ETF 921908844 3278226 21098 SH SOLE 21098 0 0 ISHARES MSCI EAFE SMALL-CAP ETF ETF 464288273 808670 14320 SH SOLE 14320 0 0 HERCULES CAPITAL INC COM CEF 427096508 2070677 126107 SH SOLE 126107 0 0 BARINGS CORPORATE INVS COM CEF 06759X107 335936 21075 SH SOLE 21075 0 0 ISHARES CORE U.S. AGGREGATE BOND ETF ETF 464287226 2248565 23911 SH SOLE 23910 0 0 ISHARES CORE DIVIDEND GROWTH ETF ETF 46434V621 5142411 103824 SH SOLE 103824 0 0 EATON CORP PLC SHS Stock G29183103 1102085 5167 SH SOLE 5167 0 0 ISHARES CORE MSCI EUROPE ETF ETF 46434V738 12166282 244992 SH SOLE 244991 0 0 ISHARES S&P MID-CAP 400 GROWTH ETF ETF 464287606 848603 11747 SH SOLE 11747 0 0 ISHARES S&P MID-CAP 400 VALUE ETF ETF 464287705 470637 4663 SH SOLE 4663 0 0 ISHARES INTERMEDIATE GOVERNMENT/CREDIT BOND ETF ETF 464288612 613893 6058 SH SOLE 6058 0 0 ISHARES CORE TOTAL USD BOND MARKET ETF ETF 46434V613 392580 8980 SH SOLE 8980 0 0 AXALTA COATING SYS LTD COM Stock G0750C108 278523 10354 SH SOLE 10354 0 0 TOPGOLF CALLAWAY BRANDS CORP COM Stock 131193104 290086 20960 SH SOLE 20960 0 0 VANGUARD SHORT-TERM BOND ETF ETF 921937827 3599757 47888 SH SOLE 47888 0 0 GARTNER INC COM Stock 366651107 366288 1066 SH SOLE 1066 0 0 SPDR PORTFOLIO S&P 500 GROWTH ETF ETF 78464A409 5317811 89707 SH SOLE 89706 0 0 LAM RESEARCH CORP COM Stock 512807108 448241 715 SH SOLE 715 0 0 SPDR PORTFOLIO S&P 500 VALUE ETF ETF 78464A508 1224108 29668 SH SOLE 29668 0 0 PHILIP MORRIS INTL INC COM Stock 718172109 776205 8384 SH SOLE 8384 0 0 NUCOR CORP COM Stock 670346105 335889 2148 SH SOLE 2148 0 0 PARKER-HANNIFIN CORP COM Stock 701094104 316508 813 SH SOLE 812 0 0 ROPER TECHNOLOGIES INC COM Stock 776696106 1913666 3952 SH SOLE 3951 0 0 SYNOPSYS INC COM Stock 871607107 392419 855 SH SOLE 855 0 0 PNC FINL SVCS GROUP INC COM Stock 693475105 356965 2908 SH SOLE 2907 0 0 EQUINIX INC COM REIT 29444U700 341094 470 SH SOLE 469 0 0 BRISTOL-MYERS SQUIBB CO COM Stock 110122108 692215 11927 SH SOLE 11926 0 0 ISHARES RUSSELL 3000 ETF ETF 464287689 1119057 4566 SH SOLE 4566 0 0 REALTY INCOME CORP COM REIT 756109104 237170 4749 SH SOLE 4749 0 0 ALTRIA GROUP INC COM Stock 02209S103 493014 11724 SH SOLE 11724 0 0 DOMINION ENERGY INC COM Stock 25746U109 211388 4732 SH SOLE 4732 0 0 CITIGROUP INC COM NEW Stock 172967424 267409 6502 SH SOLE 6501 0 0 CADENCE DESIGN SYSTEM INC COM Stock 127387108 368085 1571 SH SOLE 1571 0 0 EXXON MOBIL CORP COM Stock 30231G102 3844788 32699 SH SOLE 32699 0 0 UNITEDHEALTH GROUP INC COM Stock 91324P102 3734412 7407 SH SOLE 7406 0 0 PRICE T ROWE GROUP INC COM Stock 74144T108 256722 2448 SH SOLE 2448 0 0 TRAVELERS COMPANIES INC COM Stock 89417E109 392749 2405 SH SOLE 2404 0 0 ISHARES EXPONENTIAL TECHNOLOGIES ETF ETF 46434V381 324553 6216 SH SOLE 6216 0 0 LOWES COS INC COM Stock 548661107 4998969 24052 SH SOLE 24052 0 0 ARK INNOVATION ETF ETF 00214Q104 4653 117 SH SOLE 117 0 0 DEERE & CO COM Stock 244199105 1727762 4578 SH SOLE 4578 0 0 COLGATE PALMOLIVE CO COM Stock 194162103 279434 3930 SH SOLE 3929 0 0 ISHARES MSCI INTL QUALITY FACTOR ETF ETF 46434V456 4194488 124799 SH SOLE 124798 0 0 AMERICAN INTL GROUP INC COM NEW Stock 026874784 470227 7760 SH SOLE 7759 0 0 DEVON ENERGY CORP NEW COM Stock 25179M103 303972 6373 SH SOLE 6372 0 0 UTILITIES SELECT SECTOR SPDR FUND ETF 81369Y886 6320677 107257 SH SOLE 107257 0 0 NOVO-NORDISK A S ADR ADR 670100205 318290 3500 SH SOLE 3500 0 0 KRAFT HEINZ CO COM Stock 500754106 562534 16722 SH SOLE 16722 0 0 PAYPAL HLDGS INC COM Stock 70450Y103 579748 9917 SH SOLE 9917 0 0 SCHWAB CHARLES CORP COM Stock 808513105 345156 6287 SH SOLE 6286 0 0 ACTIVISION BLIZZARD INC COM Stock 00507V109 424437 4533 SH SOLE 4533 0 0 SPDR PORTFOLIO DEVELOPED WORLD EX-US ETF ETF 78463X889 15974633 515145 SH SOLE 515144 0 0 CROWN CASTLE INC COM REIT 22822V101 301353 3275 SH SOLE 3274 0 0 AUTOZONE INC COM Stock 053332102 335279 132 SH SOLE 132 0 0 BLACKROCK INC COM Stock 09247X101 970859 1502 SH SOLE 1501 0 0 ISHARES CORE S&P MID-CAP ETF ETF 464287507 27385208 109826 SH SOLE 109826 0 0 ISHARES MSCI EAFE ETF ETF 464287465 1363181 19779 SH SOLE 19779 0 0 APPLE INC COM Stock 037833100 33489606 195605 SH SOLE 195605 0 0 GOLDMAN SACHS ACTIVEBETA U.S. LARGE CAP EQUITY ETF ETF 381430503 2012255 23890 SH SOLE 23890 0 0 ABBOTT LABS COM Stock 002824100 5047419 52116 SH SOLE 52115 0 0 DISNEY WALT CO COM Stock 254687106 2226392 27469 SH SOLE 27469 0 0 BOOKING HOLDINGS INC COM Stock 09857L108 656881 213 SH SOLE 213 0 0 ISHARES RUSSELL 1000 ETF ETF 464287622 1389258 5914 SH SOLE 5914 0 0 MARSH & MCLENNAN COS INC COM Stock 571748102 685767 3604 SH SOLE 3603 0 0 ISHARES RUSSELL 1000 VALUE ETF ETF 464287598 21834823 143820 SH SOLE 143820 0 0