Compliance Officer

0000950123-23-003580.txt : 20230502 0000950123-23-003580.hdr.sgml : 20230502 20230502124216 ACCESSION NUMBER: 0000950123-23-003580 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20230331 FILED AS OF DATE: 20230502 DATE AS OF CHANGE: 20230502 EFFECTIVENESS DATE: 20230502 FILER: COMPANY DATA: COMPANY CONFORMED NAME: Graypoint LLC CENTRAL INDEX KEY: 0001794198 IRS NUMBER: 161627374 STATE OF INCORPORATION: DE FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-20228 FILM NUMBER: 23877607 BUSINESS ADDRESS: STREET 1: 4 TOWER PLACE STREET 2: SUITE 1001 CITY: ALBANY STATE: NY ZIP: 12203 BUSINESS PHONE: 518-641-6860 MAIL ADDRESS: STREET 1: 4 TOWER PLACE STREET 2: SUITE 1001 CITY: ALBANY STATE: NY ZIP: 12203 FORMER COMPANY: FORMER CONFORMED NAME: JNB Advisors LLC DATE OF NAME CHANGE: 20191114 13F-HR 1 primary_doc.xml X0202 13F-HR LIVE 0001794198 XXXXXXXX 03-31-2023 03-31-2023 false Graypoint LLC

4 Tower Place Suite 1001 Albany NY 12203

13F HOLDINGS REPORT 028-20228 000135950 N Steven Pardo Compliance Officer 518-218-5223 Steven Pardo Albany NY 05-02-2023 0 354 921763598 false INFORMATION TABLE 2 22524.xml INFORMATION TABLE FOR FORM 13F AMAZON COM INC COM Stock 023135106 4841610 46874 SH SOLE 46873 0 0 BLACKROCK SHORT MATURITY MUNICIPAL BOND ETF ETF 46431W838 985645 19729 SH SOLE 19728 0 0 HEWLETT PACKARD ENTERPRISE CO COM Stock 42824C109 171036 10737 SH SOLE 10736 0 0 INVESCO QQQ TRUST ETF 46090E103 225293 702 SH SOLE 702 0 0 TECHNOLOGY SELECT SECTOR SPDR FUND ETF 81369Y803 37366274 247442 SH SOLE 247442 0 0 STARBUCKS CORP COM Stock 855244109 1139463 10943 SH SOLE 10942 0 0 SEMPRA COM Stock 816851109 321554 2127 SH SOLE 2127 0 0 ELEVANCE HEALTH INC COM Stock 036752103 742375 1615 SH SOLE 1614 0 0 DOLLAR GEN CORP NEW COM Stock 256677105 427603 2032 SH SOLE 2031 0 0 SPDR PORTFOLIO S&P 500 HIGH DIVIDEND ETF ETF 78468R788 205922 5419 SH SOLE 5419 0 0 MONSTER BEVERAGE CORP NEW COM Stock 61174X109 290520 5379 SH SOLE 5379 0 0 JOHNSON & JOHNSON COM Stock 478160104 2430957 15684 SH SOLE 15683 0 0 WASTE MGMT INC DEL COM Stock 94106L109 992142 6080 SH SOLE 6080 0 0 VANGUARD TOTAL STOCK MARKET ETF ETF 922908769 21802637 106823 SH SOLE 106823 0 0 DEXCOM INC COM Stock 252131107 224460 1932 SH SOLE 1932 0 0 COSTCO WHSL CORP NEW COM Stock 22160K105 873817 1759 SH SOLE 1758 0 0 HCA HEALTHCARE INC COM Stock 40412C101 435080 1650 SH SOLE 1650 0 0 GOLDMAN SACHS GROUP INC COM Stock 38141G104 718731 2197 SH SOLE 2197 0 0 YUM BRANDS INC COM Stock 988498101 1737374 13154 SH SOLE 13153 0 0 BOSTON SCIENTIFIC CORP COM Stock 101137107 270112 5399 SH SOLE 5399 0 0 REAL ESTATE SELECT SECTOR SPDR FUND ETF 81369Y860 3075454 82275 SH SOLE 82275 0 0 PROCTER AND GAMBLE CO COM Stock 742718109 4090208 27508 SH SOLE 27508 0 0 COCA COLA CO COM Stock 191216100 965318 15562 SH SOLE 15562 0 0 GENERAL MLS INC COM Stock 370334104 206453 2416 SH SOLE 2415 0 0 TRUIST FINL CORP COM Stock 89832Q109 530517 15558 SH SOLE 15557 0 0 UNITED PARCEL SERVICE INC CL B Stock 911312106 823838 4247 SH SOLE 4246 0 0 MARRIOTT INTL INC NEW CL A Stock 571903202 263676 1588 SH SOLE 1588 0 0 VANGUARD REAL ESTATE ETF ETF 922908553 689028 8298 SH SOLE 8297 0 0 ISHARES MSCI USA ESG SELECT ETF ETF 464288802 439880 5012 SH SOLE 5011 0 0 ISHARES MSCI ACWI EX U.S. ETF ETF 464288240 1256362 25761 SH SOLE 25760 0 0 INTEL CORP COM Stock 458140100 1233448 37755 SH SOLE 37754 0 0 CME GROUP INC COM Stock 12572Q105 366485 1914 SH SOLE 1913 0 0 MEDTRONIC PLC SHS Stock G5960L103 660812 8197 SH SOLE 8196 0 0 FORTIVE CORP COM Stock 34959J108 695409 10201 SH SOLE 10201 0 0 NETFLIX INC COM Stock 64110L106 1316279 3810 SH SOLE 3810 0 0 PAYCHEX INC COM Stock 704326107 404146 3527 SH SOLE 3526 0 0 SPDR MSCI USA STRATEGICFACTORS ETF ETF 78468R812 289709 2499 SH SOLE 2499 0 0 ISHARES MSCI UNITED KINGDOM ETF ETF 46435G334 220497 6835 SH SOLE 6835 0 0 LAUDER ESTEE COS INC CL A Stock 518439104 242152 983 SH SOLE 982 0 0 WELLS FARGO CO NEW PERP PFD CNV A Convertible Preferred 949746804 498730 424 SH SOLE 424 0 0 PROLOGIS INC. COM REIT 74340W103 691432 5542 SH SOLE 5541 0 0 MERCK & CO INC COM Stock 58933Y105 3691653 34699 SH SOLE 34699 0 0 ISHARES SHORT-TERM NATIONAL MUNI BOND ETF ETF 464288158 354132 3383 SH SOLE 3383 0 0 SPDR S&P 500 ETF TRUST ETF 78462F103 37595572 91833 SH SOLE 91833 0 0 MASTERCARD INCORPORATED CL A Stock 57636Q104 5111743 14066 SH SOLE 14066 0 0 FIRST REP BK SAN FRANCISCO CAL COM Stock 33616C100 385683 27568 SH SOLE 27568 0 0 ILLINOIS TOOL WKS INC COM Stock 452308109 485931 1996 SH SOLE 1996 0 0 ALLSTATE CORP COM Stock 020002101 3042880 27460 SH SOLE 27460 0 0 DIAGEO PLC SPON ADR NEW ADR 25243Q205 362246 1999 SH SOLE 1999 0 0 ISHARES TIPS BOND ETF ETF 464287176 1416713 12850 SH SOLE 12850 0 0 VERTEX PHARMACEUTICALS INC COM Stock 92532F100 356659 1132 SH SOLE 1132 0 0 LIONS GATE ENTMNT CORP CL B NON VTG Stock 535919500 442406 42621 SH SOLE 42621 0 0 CORNING INC COM Stock 219350105 1050906 29788 SH SOLE 29787 0 0 EDWARDS LIFESCIENCES CORP COM Stock 28176E108 347383 4199 SH SOLE 4199 0 0 JPMORGAN BETABUILDERS USD HIGH YIELD CORPORATE BOND ETF ETF 46641Q878 665019 14801 SH SOLE 14801 0 0 BANK NEW YORK MELLON CORP COM Stock 064058100 350854 7721 SH SOLE 7721 0 0 VERIZON COMMUNICATIONS INC COM Stock 92343V104 1394517 35858 SH SOLE 35857 0 0 CHUBB LIMITED COM Stock H1467J104 349498 1800 SH SOLE 1799 0 0 FEDEX CORP COM Stock 31428X106 220036 963 SH SOLE 963 0 0 PEPSICO INC COM Stock 713448108 2750162 15086 SH SOLE 15085 0 0 ISHARES 1-3 YEAR TREASURY BOND ETF ETF 464287457 237367 2889 SH SOLE 2889 0 0 KIMBERLY-CLARK CORP COM Stock 494368103 298871 2227 SH SOLE 2226 0 0 HONEYWELL INTL INC COM Stock 438516106 539036 2820 SH SOLE 2820 0 0 TRANE TECHNOLOGIES PLC SHS Stock G8994E103 211311 1149 SH SOLE 1148 0 0 FORD MTR CO DEL COM Stock 345370860 167548 13297 SH SOLE 13297 0 0 US BANCORP DEL COM NEW Stock 902973304 411295 11409 SH SOLE 11409 0 0 HOME DEPOT INC COM Stock 437076102 3819303 12942 SH SOLE 12941 0 0 BAXTER INTL INC COM Stock 071813109 252103 6216 SH SOLE 6215 0 0 AUTOMATIC DATA PROCESSING INC COM Stock 053015103 864774 3884 SH SOLE 3884 0 0 DUPONT DE NEMOURS INC COM Stock 26614N102 366868 5112 SH SOLE 5111 0 0 ISHARES RUSSELL 2000 VALUE ETF ETF 464287630 496972 3627 SH SOLE 3627 0 0 HEALTH CARE SELECT SECTOR SPDR FUND ETF 81369Y209 38662572 298645 SH SOLE 298644 0 0 SOUTHERN CO COM Stock 842587107 454525 6532 SH SOLE 6532 0 0 BECTON DICKINSON & CO COM Stock 075887109 1343147 5426 SH SOLE 5425 0 0 REGIONS FINANCIAL CORP NEW COM Stock 7591EP100 353657 19055 SH SOLE 19054 0 0 ISHARES RUSSELL 1000 GROWTH ETF ETF 464287614 34329661 140505 SH SOLE 140505 0 0 CONSUMER STAPLES SELECT SECTOR SPDR FUND ETF 81369Y308 16567989 221764 SH SOLE 221764 0 0 SPDR PORTFOLIO S&P 400 MID CAP ETF ETF 78464A847 643326 14641 SH SOLE 14641 0 0 JPMORGAN ULTRA-SHORT INCOME ETF ETF 46641Q837 2891463 57462 SH SOLE 57461 0 0 AON PLC SHS CL A Stock G0403H108 405827 1287 SH SOLE 1287 0 0 GALLAGHER ARTHUR J & CO COM Stock 363576109 254825 1332 SH SOLE 1332 0 0 SPDR PORTFOLIO SHORT TERM CORPORATE BOND ETF ETF 78464A474 878650 29654 SH SOLE 29654 0 0 ISHARES CORE S&P SMALL CAP ETF ETF 464287804 18231969 188542 SH SOLE 188541 0 0 BERKSHIRE HATHAWAY INC DEL CL B NEW Stock 084670702 3838629 12432 SH SOLE 12432 0 0 CARTERS INC COM Stock 146229109 387577 5389 SH SOLE 5389 0 0 ADOBE SYSTEMS INCORPORATED COM Stock 00724F101 1164974 3023 SH SOLE 3023 0 0 VANGUARD SHORT-TERM CORPORATE BOND ETF ETF 92206C409 2890810 37922 SH SOLE 37922 0 0 VANGUARD INTERMEDIATE-TERM CORPORATE BOND ETF ETF 92206C870 1108438 13817 SH SOLE 13817 0 0 ALPHABET INC CAP STK CL A Stock 02079K305 4638598 44718 SH SOLE 44718 0 0 PROGRESSIVE CORP COM Stock 743315103 407790 2850 SH SOLE 2850 0 0 VANGUARD U.S. VALUE FACTOR ETF ETF 921935805 484850 5000 SH SOLE 5000 0 0 VANGUARD U.S. MOMENTUM FACTOR ETF ETF 921935508 415719 3694 SH SOLE 3694 0 0 FISERV INC COM Stock 337738108 4333457 38339 SH SOLE 38339 0 0 INTUIT COM Stock 461202103 674241 1512 SH SOLE 1512 0 0 UNILEVER PLC SPON ADR NEW ADR 904767704 593740 11433 SH SOLE 11433 0 0 CSX CORP COM Stock 126408103 219286 7324 SH SOLE 7324 0 0 GRAPHIC PACKAGING HLDG CO COM Stock 388689101 454240 17820 SH SOLE 17820 0 0 SENSATA TECHNOLOGIES HLDG PLC SHS Stock G8060N102 426607 8529 SH SOLE 8528 0 0 COMCAST CORP NEW CL A Stock 20030N101 936182 24695 SH SOLE 24694 0 0 MICROSOFT CORP COM Stock 594918104 19019486 65971 SH SOLE 65971 0 0 SS&C TECHNOLOGIES HLDGS INC COM Stock 78467J100 450253 7973 SH SOLE 7973 0 0 VALERO ENERGY CORP COM Stock 91913Y100 3641173 26083 SH SOLE 26082 0 0 DOCUSIGN INC COM Stock 256163106 224863 3857 SH SOLE 3857 0 0 SCHLUMBERGER LTD COM STK Stock 806857108 312702 6369 SH SOLE 6368 0 0 CVS HEALTH CORP COM Stock 126650100 633575 8526 SH SOLE 8526 0 0 DTE ENERGY CO COM Stock 233331107 814764 7438 SH SOLE 7438 0 0 SPROTT PHYSICAL GOLD TR UNIT CEF 85207H104 319697 20679 SH SOLE 20679 0 0 COMMUNICATION SERVICES SELECT SECTOR SPDR FUND ETF 81369Y852 13001782 224285 SH SOLE 224284 0 0 SIMON PPTY GROUP INC NEW COM REIT 828806109 221019 1974 SH SOLE 1973 0 0 KEURIG DR PEPPER INC COM Stock 49271V100 221962 6291 SH SOLE 6291 0 0 TILRAY BRANDS INC COM Stock 88688T100 69737 27564 SH SOLE 27564 0 0 AMERIPRISE FINL INC COM Stock 03076C106 1555298 5074 SH SOLE 5074 0 0 VANGUARD INTERMEDIATE-TERM TREASURY ETF ETF 92206C706 1306751 21794 SH SOLE 21793 0 0 ARES CAPITAL CORP COM CEF 04010L103 8262877 452141 SH SOLE 452141 0 0 BERKSHIRE HATHAWAY INC DEL CL A Stock 084670108 1396800 3 SH SOLE 3 0 0 ELANCO ANIMAL HEALTH INC COM Stock 28414H103 373424 39726 SH SOLE 39726 0 0 BOEING CO COM Stock 097023105 808296 3805 SH SOLE 3805 0 0 VANGUARD SMALL-CAP ETF ETF 922908751 2048361 10806 SH SOLE 10805 0 0 VANGUARD MID-CAP ETF ETF 922908629 4675875 22169 SH SOLE 22168 0 0 NEXTERA ENERGY INC COM Stock 65339F101 711154 9226 SH SOLE 9226 0 0 NIKE INC CL B Stock 654106103 911538 7433 SH SOLE 7432 0 0 ALIGN TECHNOLOGY INC COM Stock 016255101 308745 924 SH SOLE 924 0 0 URBAN OUTFITTERS INC COM Stock 917047102 283021 10210 SH SOLE 10210 0 0 TESLA INC COM Stock 88160R101 1901371 9165 SH SOLE 9165 0 0 MSCI INC COM Stock 55354G100 333592 596 SH SOLE 596 0 0 LINDE PLC SHS Stock G54950103 632536 1780 SH SOLE 1779 0 0 BAIN CAP SPECIALTY FIN INC COM STK CEF 05684B107 272358 22849 SH SOLE 22848 0 0 FINANCIAL SELECT SECTOR SPDR FUND ETF 81369Y605 17607977 547682 SH SOLE 547682 0 0 NORFOLK SOUTHN CORP COM Stock 655844108 283991 1340 SH SOLE 1339 0 0 PUBLIC STORAGE COM REIT 74460D109 232183 768 SH SOLE 768 0 0 ALERIAN MLP ETF ETF 00162Q452 805546 20842 SH SOLE 20842 0 0 VANGUARD FTSE EUROPE ETF ETF 922042874 446349 7323 SH SOLE 7323 0 0 VANGUARD INFORMATION TECHNOLOGY ETF ETF 92204A702 465648 1208 SH SOLE 1208 0 0 WALGREENS BOOTS ALLIANCE INC COM Stock 931427108 408044 11800 SH SOLE 11800 0 0 INTERNATIONAL FLAVORS&FRAGRANC COM Stock 459506101 232843 2532 SH SOLE 2532 0 0 DOW INC COM Stock 260557103 225859 4120 SH SOLE 4120 0 0 LYONDELLBASELL INDUSTRIES N V SHS - A - Stock N53745100 260979 2780 SH SOLE 2779 0 0 VANGUARD S&P 500 ETF ETF 922908363 3495722 9295 SH SOLE 9295 0 0 BROWN FORMAN CORP CL A Stock 115637100 284554 4365 SH SOLE 4365 0 0 FIFTH THIRD BANCORP COM Stock 316773100 430998 16179 SH SOLE 16178 0 0 WISDOMTREE EUROPE HEDGED EQUITY FUND ETF 97717X701 460047 5596 SH SOLE 5596 0 0 SPDR S&P MIDCAP 400 ETF TRUST ETF 78467Y107 1509573 3293 SH SOLE 3293 0 0 ILLUMINA INC COM Stock 452327109 472309 2031 SH SOLE 2031 0 0 GENERAL MTRS CO COM Stock 37045V100 595573 16237 SH SOLE 16237 0 0 HUNTINGTON BANCSHARES INC COM Stock 446150104 140102 12509 SH SOLE 12509 0 0 INVESCO S&P 500 EQUAL WEIGHT ETF ETF 46137V357 1084650 7500 SH SOLE 7500 0 0 JPMORGAN BETABUILDERS USD INVESTMENT GRADE CORPORATE BOND ETF ETF 46641Q449 966144 21053 SH SOLE 21053 0 0 OWL ROCK CAPITAL CORPORATION COM CEF 69121K104 4654818 369137 SH SOLE 369137 0 0 LILLY ELI & CO COM Stock 532457108 1693323 4931 SH SOLE 4930 0 0 AIR PRODS & CHEMS INC COM Stock 009158106 498128 1734 SH SOLE 1734 0 0 WISDOMTREE CLOUD COMPUTING FUND ETF 97717Y691 281705 9485 SH SOLE 9485 0 0 GRANITESHARES XOUT US LARGE CAP ETF ETF 38747R603 601300 16583 SH SOLE 16583 0 0 VANGUARD TOTAL INTERNATIONAL STOCK ETF ETF 921909768 261349 4734 SH SOLE 4733 0 0 ISHARES RUSSELL MID-CAP VALUE ETF ETF 464287473 771543 7265 SH SOLE 7265 0 0 VANGUARD MORTGAGE-BACKED SECURITIES ETF ETF 92206C771 521360 11200 SH SOLE 11200 0 0 VANGUARD S&P 500 GROWTH ETF ETF 921932505 463751 2012 SH SOLE 2012 0 0 ISHARES RUSSELL 2000 ETF ETF 464287655 2317143 12988 SH SOLE 12988 0 0 ISHARES CORE HIGH DIVIDEND ETF ETF 46429B663 10781290 106052 SH SOLE 106052 0 0 DUKE ENERGY CORP NEW COM NEW Stock 26441C204 318765 3304 SH SOLE 3304 0 0 MICRON TECHNOLOGY INC COM Stock 595112103 595208 9864 SH SOLE 9864 0 0 CARRIER GLOBAL CORPORATION COM Stock 14448C104 497708 10879 SH SOLE 10878 0 0 FREEPORT-MCMORAN INC CL B Stock 35671D857 316617 7739 SH SOLE 7739 0 0 JPMORGAN EQUITY PREMIUM INCOME ETF ETF 46641Q332 22121601 405158 SH SOLE 405157 0 0 ROYALTY PHARMA PLC SHS CLASS A Stock G7709Q104 1583482 43949 SH SOLE 43949 0 0 AMERICAN ELEC PWR CO INC COM Stock 025537101 1629869 17913 SH SOLE 17912 0 0 ISHARES RUSSELL MID-CAP GROWTH ETF ETF 464287481 1348086 14806 SH SOLE 14806 0 0 MARATHON PETE CORP COM Stock 56585A102 329347 2443 SH SOLE 2442 0 0 VANGUARD FTSE PACIFIC ETF ETF 922042866 1190770 17558 SH SOLE 17557 0 0 FIRST TRUST CLOUD COMPUTING ETF ETF 33734X192 456659 6826 SH SOLE 6826 0 0 VANGUARD SMALL CAP VALUE ETF ETF 922908611 408290 2572 SH SOLE 2571 0 0 REGENERON PHARMACEUTICALS COM Stock 75886F107 1988441 2420 SH SOLE 2420 0 0 AIRBNB INC COM CL A Stock 009066101 455180 3659 SH SOLE 3659 0 0 VANGUARD MID-CAP GROWTH ETF ETF 922908538 661262 3393 SH SOLE 3393 0 0 SCHWAB US DIVIDEND EQUITY ETF ETF 808524797 339076 4635 SH SOLE 4634 0 0 WHEELS UP EXPERIENCE INC COM CL A Stock 96328L106 12671 20024 SH SOLE 20024 0 0 VISA INC COM CL A Stock 92826C839 2628706 11659 SH SOLE 11659 0 0 ISHARES CMBS ETF ETF 46429B366 261658 5665 SH SOLE 5665 0 0 VANGUARD SMALL-CAP GROWTH ETF ETF 922908595 403518 1865 SH SOLE 1864 0 0 VANGUARD VALUE ETF ETF 922908744 298041 2158 SH SOLE 2158 0 0 PHILLIPS 66 COM Stock 718546104 215093 2122 SH SOLE 2121 0 0 AMERICAN TOWER CORP NEW COM REIT 03027X100 281710 1379 SH SOLE 1378 0 0 ISHARES CORE S&P TOTAL U.S. STOCK MARKET ETF ETF 464287150 611213 6750 SH SOLE 6750 0 0 META PLATFORMS INC CL A Stock 30303M102 2586728 12205 SH SOLE 12205 0 0 SERVICENOW INC COM Stock 81762P102 947564 2039 SH SOLE 2039 0 0 PALO ALTO NETWORKS INC COM Stock 697435105 632377 3166 SH SOLE 3166 0 0 MONDELEZ INTL INC CL A Stock 609207105 971470 13934 SH SOLE 13933 0 0 BROADCOM INC COM Stock 11135F101 4419108 6888 SH SOLE 6888 0 0 EATON VANCE TAX MNGED BUY WRIT COM CEF 27828X100 135355 10372 SH SOLE 10372 0 0 WORKDAY INC CL A Stock 98138H101 205094 993 SH SOLE 993 0 0 D R HORTON INC COM Stock 23331A109 425688 4358 SH SOLE 4357 0 0 MARTIN MARIETTA MATLS INC COM Stock 573284106 412614 1162 SH SOLE 1162 0 0 PIONEER NAT RES CO COM Stock 723787107 238348 1167 SH SOLE 1167 0 0 MAGNA INTL INC COM Stock 559222401 266698 4978 SH SOLE 4978 0 0 ISHARES CORE MSCI TOTAL INTERNATIONAL STOCK ETF ETF 46432F834 216949 3502 SH SOLE 3502 0 0 NOVARTIS AG SPONSORED ADR ADR 66987V109 725579 7887 SH SOLE 7886 0 0 ISHARES CORE MSCI EAFE ETF ETF 46432F842 7810258 116833 SH SOLE 116832 0 0 ACCENTURE PLC IRELAND SHS CLASS A Stock G1151C101 1107357 3874 SH SOLE 3874 0 0 MOHAWK INDS INC COM Stock 608190104 260572 2600 SH SOLE 2600 0 0 OMNICOM GROUP INC COM Stock 681919106 313316 3321 SH SOLE 3321 0 0 SPDR BLOOMBERG INVESTMENT GRADE FLOATING RATE ETF ETF 78468R200 583921 19189 SH SOLE 19189 0 0 NVIDIA CORPORATION COM Stock 67066G104 17397739 62634 SH SOLE 62633 0 0 ISHARES 1-5 YEAR INVESTMENT GRADE CORPORATE BOND ETF ETF 464288646 6396814 126569 SH SOLE 126569 0 0 CUMMINS INC COM Stock 231021106 202630 848 SH SOLE 848 0 0 EOG RES INC COM Stock 26875P101 209583 1828 SH SOLE 1828 0 0 GRAINGER W W INC COM Stock 384802104 555441 806 SH SOLE 806 0 0 ABBVIE INC COM Stock 00287Y109 1966828 12341 SH SOLE 12341 0 0 S&P GLOBAL INC COM Stock 78409V104 296457 860 SH SOLE 859 0 0 SPDR S&P BIOTECH ETF ETF 78464A870 262696 3447 SH SOLE 3447 0 0 ISHARES CORE MSCI EMERGING MARKETS ETF ETF 46434G103 2676269 54853 SH SOLE 54852 0 0 VANGUARD TOTAL BOND MARKET ETF ETF 921937835 1107598 15002 SH SOLE 15002 0 0 VANGUARD FTSE ALL-WORLD EX-US INDEX FUND ETF 922042775 1563188 29235 SH SOLE 29234 0 0 ZOETIS INC CL A Stock 98978V103 576332 3463 SH SOLE 3462 0 0 TRUSTCO BK CORP N Y COM NEW Stock 898349204 381078 11931 SH SOLE 11931 0 0 ISHARES RUSSELL 2000 GROWTH ETF ETF 464287648 826122 3642 SH SOLE 3642 0 0 BLACKSTONE INC COM Stock 09260D107 3207936 36520 SH SOLE 36520 0 0 CHURCH & DWIGHT CO INC COM Stock 171340102 4504581 50951 SH SOLE 50951 0 0 STRYKER CORPORATION COM Stock 863667101 548774 1922 SH SOLE 1922 0 0 QUALCOMM INC COM Stock 747525103 665212 5214 SH SOLE 5214 0 0 T-MOBILE US INC COM Stock 872590104 267085 1844 SH SOLE 1844 0 0 SPDR BLACKSTONE SENIOR LOAN ETF ETF 78467V608 503269 12139 SH SOLE 12138 0 0 GENERAL DYNAMICS CORP COM Stock 369550108 363084 1591 SH SOLE 1591 0 0 INTUITIVE SURGICAL INC COM NEW Stock 46120E602 318571 1247 SH SOLE 1247 0 0 MCDONALDS CORP COM Stock 580135101 2998991 10726 SH SOLE 10725 0 0 INTERCONTINENTAL EXCHANGE INC COM Stock 45866F104 486309 4663 SH SOLE 4663 0 0 DOVER CORP COM Stock 260003108 211652 1393 SH SOLE 1393 0 0 CISCO SYS INC COM Stock 17275R102 4019369 76889 SH SOLE 76888 0 0 CAPITAL ONE FINL CORP COM Stock 14040H105 762963 7934 SH SOLE 7934 0 0 ISHARES RUSSELL MIDCAP ETF ETF 464287499 804150 11501 SH SOLE 11501 0 0 ADVANCED MICRO DEVICES INC COM Stock 007903107 825316 8421 SH SOLE 8420 0 0 AUTODESK INC COM Stock 052769106 554122 2662 SH SOLE 2662 0 0 AT&T INC COM Stock 00206R102 565935 29399 SH SOLE 29399 0 0 VANGUARD FINANCIALS ETF ETF 92204A405 317012 4070 SH SOLE 4070 0 0 ENERGY SELECT SECTOR SPDR FUND ETF 81369Y506 12083369 145882 SH SOLE 145881 0 0 MATERIALS SELECT SECTOR SPDR FUND ETF 81369Y100 7040406 87285 SH SOLE 87284 0 0 GENERAL ELECTRIC CO COM NEW Stock 369604301 504225 5274 SH SOLE 5274 0 0 ISHARES IBOXX $ HIGH YIELD CORPORATE BOND ETF ETF 464288513 3691222 48858 SH SOLE 48858 0 0 ISHARES S&P SMALL-CAP 600 GROWTH ETF ETF 464287887 226476 2060 SH SOLE 2060 0 0 INFINERA CORP COM Stock 45667G103 173824 22400 SH SOLE 22400 0 0 CONSUMER DISCRETIONARY SELECT SECTOR SPDR FUND ETF 81369Y407 18870797 126192 SH SOLE 126192 0 0 INDUSTRIAL SELECT SECTOR SPDR FUND ETF 81369Y704 12250580 121077 SH SOLE 121077 0 0 ISHARES U.S. BASIC MATERIALS ETF ETF 464287838 202903 1531 SH SOLE 1531 0 0 ISHARES S&P 500 VALUE ETF ETF 464287408 7790916 51337 SH SOLE 51337 0 0 SPDR PORTFOLIO S&P 600 SMALL CAP ETF ETF 78468R853 285618 7562 SH SOLE 7562 0 0 ISHARES S&P 500 GROWTH ETF ETF 464287309 9553907 149537 SH SOLE 149536 0 0 ISHARES CORE S&P 500 ETF ETF 464287200 41392698 100693 SH SOLE 100692 0 0 THE CIGNA GROUP COM Stock 125523100 323172 1265 SH SOLE 1264 0 0 ONEOK INC NEW COM Stock 682680103 251000 3950 SH SOLE 3950 0 0 ISHARES 0-5 YEAR HIGH YIELD CORPORATE BOND ETF ETF 46434V407 4122215 98902 SH SOLE 98901 0 0 WELLS FARGO CO NEW COM Stock 949746101 494618 13232 SH SOLE 13232 0 0 UNION PAC CORP COM Stock 907818108 8939894 44420 SH SOLE 44419 0 0 ISHARES MBS ETF ETF 464288588 420601 4440 SH SOLE 4440 0 0 ISHARES PREFERRED & INCOME SECURITIES ETF ETF 464288687 7528605 241147 SH SOLE 241146 0 0 SALESFORCE INC COM Stock 79466L302 1647586 8247 SH SOLE 8247 0 0 MICROCHIP TECHNOLOGY INC. COM Stock 595017104 222549 2656 SH SOLE 2656 0 0 MCCORMICK & CO INC COM NON VTG Stock 579780206 416050 5000 SH SOLE 5000 0 0 NORTHROP GRUMMAN CORP COM Stock 666807102 915732 1983 SH SOLE 1983 0 0 SPDR EURO STOXX 50 ETF ETF 78463X202 5661800 126098 SH SOLE 126098 0 0 THERMO FISHER SCIENTIFIC INC COM Stock 883556102 1195477 2074 SH SOLE 2074 0 0 VANGUARD MID-CAP VALUE ETF ETF 922908512 339465 2532 SH SOLE 2532 0 0 LOCKHEED MARTIN CORP COM Stock 539830109 789414 1670 SH SOLE 1669 0 0 JPMORGAN CHASE & CO COM Stock 46625H100 6957571 53392 SH SOLE 53392 0 0 ISHARES 5-10 YEAR INVESTMENT GRADE CORPORATE BOND ETF ETF 464288638 1913564 37316 SH SOLE 37316 0 0 SPDR PORTFOLIO EMERGING MARKETS ETF ETF 78463X509 234200 6862 SH SOLE 6861 0 0 CHEVRON CORP NEW COM Stock 166764100 4837843 29651 SH SOLE 29650 0 0 ISHARES NATIONAL MUNI BOND ETF ETF 464288414 2430196 22556 SH SOLE 22556 0 0 CONOCOPHILLIPS COM Stock 20825C104 2579475 26000 SH SOLE 26000 0 0 VANGUARD FTSE DEVELOPED MARKETS ETF ETF 921943858 713478 15795 SH SOLE 15795 0 0 DANAHER CORPORATION COM Stock 235851102 4625762 18353 SH SOLE 18353 0 0 TJX COS INC NEW COM Stock 872540109 344768 4400 SH SOLE 4399 0 0 BANK AMERICA CORP COM Stock 060505104 2010782 70307 SH SOLE 70307 0 0 SPDR S&P DIVIDEND ETF ETF 78464A763 5932281 47953 SH SOLE 47953 0 0 SPDR PORTFOLIO S&P 1500 COMPOSITE STOCK MARKET ETF ETF 78464A805 1266481 25114 SH SOLE 25113 0 0 WALMART INC COM Stock 931142103 4842311 32840 SH SOLE 32840 0 0 INTERNATIONAL BUSINESS MACHS COM Stock 459200101 518239 3953 SH SOLE 3953 0 0 ORACLE CORP COM Stock 68389X105 788508 8486 SH SOLE 8485 0 0 RAYTHEON TECHNOLOGIES CORP COM Stock 75513E101 1865443 19049 SH SOLE 19048 0 0 TEXAS INSTRS INC COM Stock 882508104 7838592 42141 SH SOLE 42140 0 0 TARGET CORP COM Stock 87612E106 731490 4416 SH SOLE 4416 0 0 VANGUARD HIGH DIVIDEND YIELD INDEX ETF ETF 921946406 1577964 14957 SH SOLE 14957 0 0 PFIZER INC COM Stock 717081103 2195237 53805 SH SOLE 53804 0 0 ISHARES IBOXX $ INVESTMENT GRADE CORPORATE BOND ETF ETF 464287242 3747115 34186 SH SOLE 34185 0 0 MORGAN STANLEY COM NEW Stock 617446448 657720 7491 SH SOLE 7491 0 0 3M CO COM Stock 88579Y101 381123 3626 SH SOLE 3625 0 0 KLA CORP COM NEW Stock 482480100 914663 2291 SH SOLE 2291 0 0 HP INC COM Stock 40434L105 275447 9385 SH SOLE 9384 0 0 GILEAD SCIENCES INC COM Stock 375558103 554323 6681 SH SOLE 6681 0 0 CATERPILLAR INC COM Stock 149123101 2559522 11185 SH SOLE 11184 0 0 ALPHABET INC CAP STK CL C Stock 02079K107 4459695 42882 SH SOLE 42881 0 0 AMERICAN EXPRESS CO COM Stock 025816109 775390 4701 SH SOLE 4700 0 0 AMGEN INC COM Stock 031162100 978421 4047 SH SOLE 4047 0 0 APPLIED MATLS INC COM Stock 038222105 541495 4408 SH SOLE 4408 0 0 OTIS WORLDWIDE CORP COM Stock 68902V107 383426 4543 SH SOLE 4542 0 0 ANALOG DEVICES INC COM Stock 032654105 622143 3155 SH SOLE 3154 0 0 HUMANA INC COM Stock 444859102 330167 680 SH SOLE 680 0 0 WILLIAMS COS INC COM Stock 969457100 219364 7346 SH SOLE 7346 0 0 INVESCO VARIABLE RATE PREFERRED ETF ETF 46138G870 394088 17792 SH SOLE 17791 0 0 ARISTA NETWORKS INC COM Stock 040413106 221407 1319 SH SOLE 1319 0 0 CHECK POINT SOFTWARE TECH LTD ORD Stock M22465104 2931890 22553 SH SOLE 22553 0 0 MERCADOLIBRE INC COM Stock 58733R102 205617 156 SH SOLE 156 0 0 VANGUARD DIVIDEND APPRECIATION ETF ETF 921908844 2724117 17688 SH SOLE 17687 0 0 ISHARES MSCI EAFE SMALL-CAP ETF ETF 464288273 852894 14332 SH SOLE 14331 0 0 ISHARES CORE U.S. AGGREGATE BOND ETF ETF 464287226 897400 9006 SH SOLE 9006 0 0 EATON CORP PLC SHS Stock G29183103 1064546 6213 SH SOLE 6213 0 0 ISHARES CORE MSCI EUROPE ETF ETF 46434V738 12245994 233791 SH SOLE 233791 0 0 ISHARES S&P MID-CAP 400 GROWTH ETF ETF 464287606 847179 11847 SH SOLE 11847 0 0 ISHARES S&P MID-CAP 400 VALUE ETF ETF 464287705 486410 4733 SH SOLE 4733 0 0 ISHARES INTERMEDIATE GOVERNMENT/CREDIT BOND ETF ETF 464288612 726022 6948 SH SOLE 6948 0 0 AXALTA COATING SYS LTD COM Stock G0750C108 440841 14554 SH SOLE 14554 0 0 VANGUARD SHORT-TERM BOND ETF ETF 921937827 3704596 48432 SH SOLE 48432 0 0 GARTNER INC COM Stock 366651107 314368 965 SH SOLE 965 0 0 SPDR PORTFOLIO S&P 500 GROWTH ETF ETF 78464A409 4077407 73653 SH SOLE 73652 0 0 LAM RESEARCH CORP COM Stock 512807108 312700 590 SH SOLE 589 0 0 SPDR PORTFOLIO S&P 500 VALUE ETF ETF 78464A508 1207429 29652 SH SOLE 29652 0 0 PHILIP MORRIS INTL INC COM Stock 718172109 838165 8619 SH SOLE 8618 0 0 NUCOR CORP COM Stock 670346105 320414 2074 SH SOLE 2074 0 0 PARKER-HANNIFIN CORP COM Stock 701094104 269288 801 SH SOLE 801 0 0 ROPER TECHNOLOGIES INC COM Stock 776696106 2012441 4567 SH SOLE 4566 0 0 SYNOPSYS INC COM Stock 871607107 246041 637 SH SOLE 637 0 0 PNC FINL SVCS GROUP INC COM Stock 693475105 339856 2674 SH SOLE 2673 0 0 EQUINIX INC COM REIT 29444U700 267871 372 SH SOLE 371 0 0 BRISTOL-MYERS SQUIBB CO COM Stock 110122108 784679 11321 SH SOLE 11321 0 0 ISHARES RUSSELL 3000 ETF ETF 464287689 1002195 4257 SH SOLE 4257 0 0 REALTY INCOME CORP COM REIT 756109104 269490 4256 SH SOLE 4255 0 0 ALTRIA GROUP INC COM Stock 02209S103 524454 11754 SH SOLE 11753 0 0 DOMINION ENERGY INC COM Stock 25746U109 358335 6409 SH SOLE 6409 0 0 CITIGROUP INC COM NEW Stock 172967424 431768 9208 SH SOLE 9208 0 0 CADENCE DESIGN SYSTEM INC COM Stock 127387108 250427 1192 SH SOLE 1192 0 0 EXXON MOBIL CORP COM Stock 30231G102 3556439 32432 SH SOLE 32431 0 0 UNITEDHEALTH GROUP INC COM Stock 91324P102 2762532 5846 SH SOLE 5845 0 0 PRICE T ROWE GROUP INC COM Stock 74144T108 358683 3177 SH SOLE 3177 0 0 TRAVELERS COMPANIES INC COM Stock 89417E109 357409 2085 SH SOLE 2085 0 0 LOWES COS INC COM Stock 548661107 5782496 28917 SH SOLE 28916 0 0 ARK INNOVATION ETF ETF 00214Q104 4732 117 SH SOLE 117 0 0 DEERE & CO COM Stock 244199105 2025940 4907 SH SOLE 4906 0 0 COLGATE PALMOLIVE CO COM Stock 194162103 216298 2878 SH SOLE 2878 0 0 AMERICAN INTL GROUP INC COM NEW Stock 026874784 239557 4757 SH SOLE 4756 0 0 UTILITIES SELECT SECTOR SPDR FUND ETF 81369Y886 11117921 164248 SH SOLE 164247 0 0 KRAFT HEINZ CO COM Stock 500754106 914205 23641 SH SOLE 23641 0 0 PAYPAL HLDGS INC COM Stock 70450Y103 498090 6559 SH SOLE 6559 0 0 ACTIVISION BLIZZARD INC COM Stock 00507V109 250188 2923 SH SOLE 2923 0 0 SPDR PORTFOLIO DEVELOPED WORLD EX-US ETF ETF 78463X889 4520117 140726 SH SOLE 140725 0 0 CROWN CASTLE INC COM REIT 22822V101 387631 2896 SH SOLE 2896 0 0 BLACKROCK INC COM Stock 09247X101 762926 1140 SH SOLE 1140 0 0 ISHARES CORE S&P MID-CAP ETF ETF 464287507 26194496 104711 SH SOLE 104710 0 0 ISHARES MSCI EAFE ETF ETF 464287465 1367865 19126 SH SOLE 19125 0 0 APPLE INC COM Stock 037833100 29431851 178483 SH SOLE 178483 0 0 GOLDMAN SACHS ACTIVEBETA U.S. LARGE CAP EQUITY ETF ETF 381430503 1998824 24610 SH SOLE 24610 0 0 WEC ENERGY GROUP INC COM Stock 92939U106 228999 2416 SH SOLE 2415 0 0 ABBOTT LABS COM Stock 002824100 5802832 57306 SH SOLE 57306 0 0 DISNEY WALT CO COM Stock 254687106 3980863 39757 SH SOLE 39756 0 0 BOOKING HOLDINGS INC COM Stock 09857L108 360728 136 SH SOLE 136 0 0 ISHARES RUSSELL 1000 ETF ETF 464287622 1409489 6258 SH SOLE 6258 0 0 MARSH & MCLENNAN COS INC COM Stock 571748102 527738 3169 SH SOLE 3168 0 0 ISHARES RUSSELL 1000 VALUE ETF ETF 464287598 19477590 127923 SH SOLE 127923 0 0