The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR CORE S&P500 ETF 464287200 8,506 29,891 SH   SOLE   0 0 29,891
ISHARES TR RUSSELL 2000 ETF 464287655 2,316 15,129 SH   SOLE   0 0 15,129
VANGUARD GROUP DIV APP ETF 921908844 1,049 9,570 SH   SOLE   0 0 9,570
ISHARES TR 1 3 YR TREAS BD 464287457 6,697 79,616 SH   SOLE   0 0 79,616
ISHARES TR IBOXX INV CP ETF 464287242 225 1,890 SH   SOLE   0 0 1,890
ISHARES TR SELECT DIVID ETF 464287168 8,682 88,434 SH   SOLE   0 0 88,434
ISHARES TR 3YRTB ETF 464288125 945 11,975 SH   SOLE   0 0 11,975
ISHARES TR CORE S&P TTL STK 464287150 1,489 23,120 SH   SOLE   0 0 23,120
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 306 2,934 SH   SOLE   0 0 2,934
ISHARES TR INTRM GOV CR ETF 464288612 18,484 167,636 SH   SOLE   0 0 167,636
ISHARES TR EAFE SML CP ETF 464288273 2,375 41,342 SH   SOLE   0 0 41,342
SPDR INDEX SHS FDS DJ GLB RL ES ETF 78463X749 4,157 83,088 SH   SOLE   0 0 83,088
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 275 4,034 SH   SOLE   0 0 4,034
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 2,700 39,929 SH   SOLE   0 0 39,929
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 643 9,197 SH   SOLE   0 0 9,197
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 731 22,672 SH   SOLE   0 0 22,672
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 3,031 116,513 SH   SOLE   0 0 116,513
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 2,560 51,016 SH   SOLE   0 0 51,016
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 2,635 50,411 SH   SOLE   0 0 50,411
FACEBOOK INC CL A 30303M102 246 1,475 SH   SOLE   0 0 1,475
ISHARES INC CORE MSCI EMKT 46434G103 10,312 199,420 SH   SOLE   0 0 199,420
ISHARES TR CORE MSCI EAFE 46432F842 1,395 22,950 SH   SOLE   0 0 22,950
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 3,452 61,889 SH   SOLE   0 0 61,889
INVESCO EXCHNG TRADED FD TR GBL SRT TRM HY 46138E669 8,274 354,332 SH   SOLE   0 0 354,332
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 219 1,200 SH   SOLE   0 0 1,200
GOLDMAN SACHS ETF TR ACTIVEBETA INT 381430107 15,071 537,301 SH   SOLE   0 0 537,301
ISHARES TR CORE MSCI INTL 46435G326 590 10,900 SH   SOLE   0 0 10,900