The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 288 2,227 SH   SOLE 0 0 0 2,227
ABBOTT LABS COM 002824100 346 3,182 SH   SOLE 0 0 0 3,182
ABBVIE INC COM 00287Y109 870 5,680 SH   SOLE 0 0 0 5,680
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 536 1,929 SH   SOLE 0 0 0 1,929
ALPHABET INC CAP STK CL C 02079K107 890 407 SH   SOLE 0 0 0 407
ALPHABET INC CAP STK CL A 02079K305 1,249 573 SH   SOLE 0 0 0 573
AMARIN CORP PLC SPONS ADR NEW 023111206 18 11,796 SH   SOLE 0 0 0 11,796
AMAZON COM INC COM 023135106 1,695 15,955 SH   SOLE 0 0 0 15,955
AMERICAN WTR WKS CO INC NEW COM 030420103 462 3,104 SH   SOLE 0 0 0 3,104
AON PLC SHS CL A G0403H108 416 1,544 SH   SOLE 0 0 0 1,544
APPLE INC COM 037833100 8,069 59,019 SH   SOLE 0 0 0 59,019
APPLIED MATLS INC COM 038222105 403 4,427 SH   SOLE 0 0 0 4,427
ARK ETF TR NEXT GNRTN INTER 00214Q401 2,692 54,944 SH   SOLE 0 0 0 54,944
ARK ETF TR INNOVATION ETF 00214Q104 6,238 156,413 SH   SOLE 0 0 0 156,413
AT&T INC COM 00206R102 316 15,057 SH   SOLE 0 0 0 15,057
AUTOMATIC DATA PROCESSING IN COM 053015103 521 2,481 SH   SOLE 0 0 0 2,481
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,220 4,467 SH   SOLE 0 0 0 4,467
BK OF AMERICA CORP COM 060505104 459 14,733 SH   SOLE 0 0 0 14,733
BOSTON SCIENTIFIC CORP COM 101137107 569 15,276 SH   SOLE 0 0 0 15,276
BRISTOL-MYERS SQUIBB CO COM 110122108 292 3,796 SH   SOLE 0 0 0 3,796
CATERPILLAR INC COM 149123101 227 1,271 SH   SOLE 0 0 0 1,271
CHEVRON CORP NEW COM 166764100 548 3,785 SH   SOLE 0 0 0 3,785
CHUBB LIMITED COM H1467J104 894 4,549 SH   SOLE 0 0 0 4,549
CHURCH & DWIGHT CO INC COM 171340102 428 4,621 SH   SOLE 0 0 0 4,621
CISCO SYS INC COM 17275R102 289 6,774 SH   SOLE 0 0 0 6,774
COCA COLA CO COM 191216100 790 12,563 SH   SOLE 0 0 0 12,563
COLGATE PALMOLIVE CO COM 194162103 203 2,530 SH   SOLE 0 0 0 2,530
COSTCO WHSL CORP NEW COM 22160K105 712 1,486 SH   SOLE 0 0 0 1,486
CSX CORP COM 126408103 393 13,508 SH   SOLE 0 0 0 13,508
DEERE & CO COM 244199105 212 707 SH   SOLE 0 0 0 707
DISCOVER FINL SVCS COM 254709108 254 2,684 SH   SOLE 0 0 0 2,684
DISNEY WALT CO COM 254687106 392 4,152 SH   SOLE 0 0 0 4,152
DUKE ENERGY CORP NEW COM NEW 26441C204 213 1,989 SH   SOLE 0 0 0 1,989
EAGLE BULK SHIPPING INC COM Y2187A150 5,996 115,566 SH   SOLE 0 0 0 115,566
EMERSON ELEC CO COM 291011104 282 3,543 SH   SOLE 0 0 0 3,543
EXXON MOBIL CORP COM 30231G102 620 7,244 SH   SOLE 0 0 0 7,244
FASTLY INC CL A 31188V100 257 22,158 SH   SOLE 0 0 0 22,158
FIRST TR EXCHANGE TRADED FD WTR ETF 33733B100 425 5,902 SH   SOLE 0 0 0 5,902
GLOBALSTAR INC COM 378973408 25 20,000 SH   SOLE 0 0 0 20,000
GOLDMAN SACHS GROUP INC COM 38141G104 545 1,835 SH   SOLE 0 0 0 1,835
HERSHEY CO COM 427866108 326 1,513 SH   SOLE 0 0 0 1,513
HOME DEPOT INC COM 437076102 781 2,846 SH   SOLE 0 0 0 2,846
HONEYWELL INTL INC COM 438516106 915 5,265 SH   SOLE 0 0 0 5,265
ILLINOIS TOOL WKS INC COM 452308109 227 1,247 SH   SOLE 0 0 0 1,247
INFORMATION SVCS GROUP INC COM 45675Y104 971 143,575 SH   SOLE 0 0 0 143,575
INTEL CORP COM 458140100 312 8,333 SH   SOLE 0 0 0 8,333
INTELLIA THERAPEUTICS INC COM 45826J105 684 13,208 SH   SOLE 0 0 0 13,208
INTERNATIONAL BUSINESS MACHS COM 459200101 509 3,607 SH   SOLE 0 0 0 3,607
INVESCO EXCHANGE TRADED FD T WATER RES ETF 46137V142 419 9,055 SH   SOLE 0 0 0 9,055
INVESCO QQQ TR UNIT SER 1 46090E103 754 2,690 SH   SOLE 0 0 0 2,690
ISHARES GOLD TR ISHARES NEW 464285204 1,469 42,822 SH   SOLE 0 0 0 42,822
ISHARES INC ESG AWR MSCI EM 46434G863 680 21,041 SH   SOLE 0 0 0 21,041
ISHARES INC CORE MSCI EMKT 46434G103 1,778 36,247 SH   SOLE 0 0 0 36,247
ISHARES TR CORE MSCI EAFE 46432F842 2,571 43,685 SH   SOLE 0 0 0 43,685
ISHARES TR CORE MSCI INTL 46435G326 1,669 31,064 SH   SOLE 0 0 0 31,064
ISHARES TR ESG AWR MSCI USA 46435G425 1,553 18,513 SH   SOLE 0 0 0 18,513
ISHARES TR ESG AWARE MSCI 46435U663 447 14,177 SH   SOLE 0 0 0 14,177
ISHARES TR ESG AW MSCI EAFE 46435G516 629 10,020 SH   SOLE 0 0 0 10,020
ISHARES TR MSCI USA ESG SLC 464288802 2,463 30,527 SH   SOLE 0 0 0 30,527
ISHARES TR PFD AND INCM SEC 464288687 1,764 53,641 SH   SOLE 0 0 0 53,641
ISHARES TR CORE S&P SCP ETF 464287804 593 6,413 SH   SOLE 0 0 0 6,413
ISHARES TR RUS 1000 VAL ETF 464287598 12,314 84,944 SH   SOLE 0 0 0 84,944
ISHARES TR RUS 1000 GRW ETF 464287614 13,108 59,938 SH   SOLE 0 0 0 59,938
ISHARES TR RUSSELL 2000 ETF 464287655 882 5,207 SH   SOLE 0 0 0 5,207
ISHARES TR RUS 2000 VAL ETF 464287630 4,603 33,806 SH   SOLE 0 0 0 33,806
ISHARES TR RUS 2000 GRW ETF 464287648 3,831 18,568 SH   SOLE 0 0 0 18,568
ISHARES TR RUS MID CAP ETF 464287499 207 3,204 SH   SOLE 0 0 0 3,204
ISHARES TR RUS MD CP GR ETF 464287481 348 4,393 SH   SOLE 0 0 0 4,393
ISHARES TR MSCI EAFE ETF 464287465 448 7,163 SH   SOLE 0 0 0 7,163
ISHARES TR MSCI EMG MKT ETF 464287234 1,066 26,574 SH   SOLE 0 0 0 26,574
JOHNSON & JOHNSON COM 478160104 1,932 10,886 SH   SOLE 0 0 0 10,886
JPMORGAN CHASE & CO COM 46625H100 995 8,840 SH   SOLE 0 0 0 8,840
LIGHTPATH TECHNOLOGIES INC COM CL A 532257805 1,374 1,117,405 SH   SOLE 0 0 0 1,117,405
LILLY ELI & CO COM 532457108 237 731 SH   SOLE 0 0 0 731
LIVEONE INC COM 53814X102 135 158,137 SH   SOLE 0 0 0 158,137
MARSH & MCLENNAN COS INC COM 571748102 1,268 8,166 SH   SOLE 0 0 0 8,166
MASTERCARD INCORPORATED CL A 57636Q104 754 2,389 SH   SOLE 0 0 0 2,389
MCDONALDS CORP COM 580135101 729 2,953 SH   SOLE 0 0 0 2,953
MCKESSON CORP COM 58155Q103 525 1,608 SH   SOLE 0 0 0 1,608
MERCK & CO INC COM 58933Y105 516 5,661 SH   SOLE 0 0 0 5,661
META PLATFORMS INC CL A 30303M102 304 1,884 SH   SOLE 0 0 0 1,884
MICROSOFT CORP COM 594918104 4,490 17,481 SH   SOLE 0 0 0 17,481
MORGAN STANLEY COM NEW 617446448 764 10,047 SH   SOLE 0 0 0 10,047
NEXTERA ENERGY INC COM 65339F101 309 3,995 SH   SOLE 0 0 0 3,995
NIKE INC CL B 654106103 217 2,120 SH   SOLE 0 0 0 2,120
NORFOLK SOUTHN CORP COM 655844108 392 1,723 SH   SOLE 0 0 0 1,723
NORTHROP GRUMMAN CORP COM 666807102 326 682 SH   SOLE 0 0 0 682
NUSHARES ETF TR NUVEEN ESG SMLCP 67092P607 1,395 42,505 SH   SOLE 0 0 0 42,505
NUSHARES ETF TR NUVEEN ESG LRGVL 67092P300 336 10,062 SH   SOLE 0 0 0 10,062
NVIDIA CORPORATION COM 67066G104 406 2,676 SH   SOLE 0 0 0 2,676
PAYCHEX INC COM 704326107 501 4,397 SH   SOLE 0 0 0 4,397
PEPSICO INC COM 713448108 1,992 11,953 SH   SOLE 0 0 0 11,953
PFIZER INC COM 717081103 557 10,616 SH   SOLE 0 0 0 10,616
PPG INDS INC COM 693506107 526 4,603 SH   SOLE 0 0 0 4,603
PROCTER AND GAMBLE CO COM 742718109 958 6,660 SH   SOLE 0 0 0 6,660
S&P GLOBAL INC COM 78409V104 343 1,018 SH   SOLE 0 0 0 1,018
SCHWAB CHARLES CORP COM 808513105 270 4,279 SH   SOLE 0 0 0 4,279
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 275 3,834 SH   SOLE 0 0 0 3,834
SEACOAST BKG CORP FLA COM NEW 811707801 903 27,319 SH   SOLE 0 0 0 27,319
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852 523 9,645 SH   SOLE 0 0 0 9,645
SELECT SECTOR SPDR TR ENERGY 81369Y506 214 2,996 SH   SOLE 0 0 0 2,996
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 545 17,317 SH   SOLE 0 0 0 17,317
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 588 6,733 SH   SOLE 0 0 0 6,733
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 1,433 11,273 SH   SOLE 0 0 0 11,273
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 342 4,743 SH   SOLE 0 0 0 4,743
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 771 6,014 SH   SOLE 0 0 0 6,014
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 586 4,260 SH   SOLE 0 0 0 4,260
SPDR GOLD TR GOLD SHS 78463V107 1,944 11,537 SH   SOLE 0 0 0 11,537
SPDR S&P 500 ETF TR TR UNIT 78462F103 5,876 15,577 SH   SOLE 0 0 0 15,577
SPDR SER TR PRTFLO S&P500 GW 78464A409 5,468 104,597 SH   SOLE 0 0 0 104,597
STRYKER CORPORATION COM 863667101 224 1,125 SH   SOLE 0 0 0 1,125
SYSCO CORP COM 871829107 274 3,234 SH   SOLE 0 0 0 3,234
TESLA INC COM 88160R101 589 875 SH   SOLE 0 0 0 875
UNION PAC CORP COM 907818108 744 3,487 SH   SOLE 0 0 0 3,487
UNITEDHEALTH GROUP INC COM 91324P102 616 1,200 SH   SOLE 0 0 0 1,200
VANGUARD ADMIRAL FDS INC SMLCP 600 GRTH 921932794 332 1,836 SH   SOLE 0 0 0 1,836
VANGUARD ADMIRAL FDS INC SMLCP 600 VAL 921932778 1,327 8,622 SH   SOLE 0 0 0 8,622
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F 921932505 5,129 23,568 SH   SOLE 0 0 0 23,568
VANGUARD ADMIRAL FDS INC 500 VAL IDX FD 921932703 6,923 52,109 SH   SOLE 0 0 0 52,109
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 2,947 8,494 SH   SOLE 0 0 0 8,494
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 443 2,526 SH   SOLE 0 0 0 2,526
VANGUARD INDEX FDS VALUE ETF 922908744 43,026 326,249 SH   SOLE 0 0 0 326,249
VANGUARD INDEX FDS SM CP VAL ETF 922908611 4,718 31,491 SH   SOLE 0 0 0 31,491
VANGUARD INDEX FDS GROWTH ETF 922908736 32,620 146,352 SH   SOLE 0 0 0 146,352
VANGUARD INDEX FDS SML CP GRW ETF 922908595 5,185 26,316 SH   SOLE 0 0 0 26,316
VANGUARD INDEX FDS TOTAL STK MKT 922908769 3,979 21,096 SH   SOLE 0 0 0 21,096
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 4,614 110,784 SH   SOLE 0 0 0 110,784
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680 551 9,793 SH   SOLE 0 0 0 9,793
VANGUARD SCOTTSDALE FDS VNG RUS2000VAL 92206C649 257 2,154 SH   SOLE 0 0 0 2,154
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 959 6,683 SH   SOLE 0 0 0 6,683
VANGUARD TAX-MANAGED INTL FD VAN FTSE DEV MKT 921943858 6,920 169,610 SH   SOLE 0 0 0 169,610
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 579 5,692 SH   SOLE 0 0 0 5,692
VANGUARD WORLD FD ESG US STK ETF 921910733 442 6,650 SH   SOLE 0 0 0 6,650
VANGUARD WORLD FDS INF TECH ETF 92204A702 793 2,429 SH   SOLE 0 0 0 2,429
VERIZON COMMUNICATIONS INC COM 92343V104 435 8,569 SH   SOLE 0 0 0 8,569
VISA INC COM CL A 92826C839 692 3,516 SH   SOLE 0 0 0 3,516
WALMART INC COM 931142103 206 1,693 SH   SOLE 0 0 0 1,693
WISDOMTREE TR US HIGH DIVIDEND 97717W208 433 5,262 SH   SOLE 0 0 0 5,262
YUM BRANDS INC COM 988498101 575 5,070 SH   SOLE 0 0 0 5,070
YUM CHINA HLDGS INC COM 98850P109 259 5,332 SH   SOLE 0 0 0 5,332