The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 328 2,206 SH   SOLE 0 0 0 2,206
ABBOTT LABS COM 002824100 394 3,299 SH   SOLE 0 0 0 3,299
ABBVIE INC COM 00287Y109 896 5,634 SH   SOLE 0 0 0 5,634
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 595 1,826 SH   SOLE 0 0 0 1,826
ADVANCED MICRO DEVICES INC COM 007903107 242 2,474 SH   SOLE 0 0 0 2,474
ALPHABET INC CAP STK CL C 02079K107 1,128 433 SH   SOLE 0 0 0 433
ALPHABET INC CAP STK CL A 02079K305 1,276 491 SH   SOLE 0 0 0 491
AMARIN CORP PLC SPONS ADR NEW 023111206 38 11,318 SH   SOLE 0 0 0 11,318
AMAZON COM INC COM 023135106 2,616 841 SH   SOLE 0 0 0 841
AMERICAN WTR WKS CO INC NEW COM 030420103 521 3,117 SH   SOLE 0 0 0 3,117
AON PLC SHS CL A G0403H108 500 1,514 SH   SOLE 0 0 0 1,514
APPLE INC COM 037833100 11,200 65,726 SH   SOLE 0 0 0 65,726
APPLIED MATLS INC COM 038222105 561 4,802 SH   SOLE 0 0 0 4,802
ARK ETF TR NEXT GNRTN INTER 00214Q401 3,331 41,079 SH   SOLE 0 0 0 41,079
ARK ETF TR INNOVATION ETF 00214Q104 13,288 215,253 SH   SOLE 0 0 0 215,253
ARK ETF TR GENOMIC REV ETF 00214Q302 292 6,619 SH   SOLE 0 0 0 6,619
AT&T INC COM 00206R102 254 13,081 SH   SOLE 0 0 0 13,081
AUTOMATIC DATA PROCESSING IN COM 053015103 529 2,263 SH   SOLE 0 0 0 2,263
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,618 4,673 SH   SOLE 0 0 0 4,673
BK OF AMERICA CORP COM 060505104 596 15,348 SH   SOLE 0 0 0 15,348
BOSTON SCIENTIFIC CORP COM 101137107 688 15,494 SH   SOLE 0 0 0 15,494
BRISTOL-MYERS SQUIBB CO COM 110122108 242 3,152 SH   SOLE 0 0 0 3,152
BROADCOM INC COM 11135F101 270 456 SH   SOLE 0 0 0 456
CATERPILLAR INC COM 149123101 293 1,344 SH   SOLE 0 0 0 1,344
CHEVRON CORP NEW COM 166764100 576 3,357 SH   SOLE 0 0 0 3,357
CHUBB LIMITED COM H1467J104 967 4,542 SH   SOLE 0 0 0 4,542
CHURCH & DWIGHT INC COM 171340102 520 5,060 SH   SOLE 0 0 0 5,060
CISCO SYS INC COM 17275R102 393 7,544 SH   SOLE 0 0 0 7,544
COCA COLA CO COM 191216100 766 11,831 SH   SOLE 0 0 0 11,831
COSTCO WHSL CORP NEW COM 22160K105 920 1,557 SH   SOLE 0 0 0 1,557
CSX CORP COM 126408103 432 12,382 SH   SOLE 0 0 0 12,382
DANAHER CORPORATION COM 235851102 263 925 SH   SOLE 0 0 0 925
DEERE & CO COM 244199105 351 821 SH   SOLE 0 0 0 821
DISCOVER FINL SVCS COM 254709108 323 2,870 SH   SOLE 0 0 0 2,870
DISNEY WALT CO COM 254687106 586 4,429 SH   SOLE 0 0 0 4,429
EAGLE BULK SHIPPING INC COM Y2187A150 9,198 144,991 SH   SOLE 0 0 0 144,991
EMERSON ELEC CO COM 291011104 356 3,810 SH   SOLE 0 0 0 3,810
EXXON MOBIL CORP COM 30231G102 580 6,678 SH   SOLE 0 0 0 6,678
FACEBOOK INC CL A 30303M102 349 1,624 SH   SOLE 0 0 0 1,624
FASTLY INC CL A 31188V100 357 18,724 SH   SOLE 0 0 0 18,724
FIRST TR EXCHANGE TRADED FD WTR ETF 33733B100 491 5,902 SH   SOLE 0 0 0 5,902
GLOBALSTAR INC COM 378973408 27 20,000 SH   SOLE 0 0 0 20,000
GOLDMAN SACHS GROUP INC COM 38141G104 632 1,962 SH   SOLE 0 0 0 1,962
HERSHEY CO COM 427866108 294 1,303 SH   SOLE 0 0 0 1,303
HOME DEPOT INC COM 437076102 871 2,804 SH   SOLE 0 0 0 2,804
HONEYWELL INTL INC COM 438516106 1,114 5,715 SH   SOLE 0 0 0 5,715
ILLINOIS TOOL WKS INC COM 452308109 262 1,314 SH   SOLE 0 0 0 1,314
INFORMATION SVCS GROUP INC COM 45675Y104 956 143,575 SH   SOLE 0 0 0 143,575
INTEL CORP COM 458140100 390 8,298 SH   SOLE 0 0 0 8,298
INTELLIA THERAPEUTICS INC COM 45826J105 832 13,206 SH   SOLE 0 0 0 13,206
INTERNATIONAL BUSINESS MACHS COM 459200101 406 3,216 SH   SOLE 0 0 0 3,216
INVESCO EXCHANGE TRADED FD T WATER RES ETF 46137V142 474 9,055 SH   SOLE 0 0 0 9,055
INVESCO QQQ TR UNIT SER 1 46090E103 932 2,690 SH   SOLE 0 0 0 2,690
ISHARES GOLD TR ISHARES 464285105 1,611 42,822 SH   SOLE 0 0 0 42,822
ISHARES INC ESG AWR MSCI EM 46434G863 718 19,786 SH   SOLE 0 0 0 19,786
ISHARES INC CORE MSCI EMKT 46434G103 1,802 32,624 SH   SOLE 0 0 0 32,624
ISHARES TR CORE MSCI EAFE 46432F842 2,747 40,214 SH   SOLE 0 0 0 40,214
ISHARES TR MSCI USA MIN VOL 46429B697 1,621 20,704 SH   SOLE 0 0 0 20,704
ISHARES TR ESG AW MSCI EAFE 46435G516 625 8,625 SH   SOLE 0 0 0 8,625
ISHARES TR CORE MSCI INTL 46435G326 1,303 20,810 SH   SOLE 0 0 0 20,810
ISHARES TR ESG AWR MSCI USA 46435G425 1,397 14,090 SH   SOLE 0 0 0 14,090
ISHARES TR ESG AWARE MSCI 46435U663 1,217 32,531 SH   SOLE 0 0 0 32,531
ISHARES TR U.S. MED DVC ETF 464288810 491 8,131 SH   SOLE 0 0 0 8,131
ISHARES TR MSCI USA ESG SLC 464288802 1,211 12,794 SH   SOLE 0 0 0 12,794
ISHARES TR PFD AND INCM SEC 464288687 1,236 35,219 SH   SOLE 0 0 0 35,219
ISHARES TR CORE S&P SCP ETF 464287804 676 6,385 SH   SOLE 0 0 0 6,385
ISHARES TR CORE S&P500 ETF 464287200 1,847 4,149 SH   SOLE 0 0 0 4,149
ISHARES TR RUS 1000 VAL ETF 464287598 3,472 20,901 SH   SOLE 0 0 0 20,901
ISHARES TR RUS 1000 GRW ETF 464287614 7,962 29,816 SH   SOLE 0 0 0 29,816
ISHARES TR RUSSELL 2000 ETF 464287655 1,074 5,346 SH   SOLE 0 0 0 5,346
ISHARES TR RUS 2000 VAL ETF 464287630 593 3,737 SH   SOLE 0 0 0 3,737
ISHARES TR RUS 2000 GRW ETF 464287648 4,174 16,748 SH   SOLE 0 0 0 16,748
ISHARES TR RUS MID CAP ETF 464287499 304 3,930 SH   SOLE 0 0 0 3,930
ISHARES TR MSCI EAFE ETF 464287465 514 7,110 SH   SOLE 0 0 0 7,110
ISHARES TR S&P 100 ETF 464287101 212 1,046 SH   SOLE 0 0 0 1,046
ISHARES TR MSCI EMG MKT ETF 464287234 1,348 30,084 SH   SOLE 0 0 0 30,084
ISHARES TR GENOMICS IMMUN 46435U192 221 6,400 SH   SOLE 0 0 0 6,400
JOHNSON & JOHNSON COM 478160104 1,815 10,044 SH   SOLE 0 0 0 10,044
JPMORGAN CHASE & CO COM 46625H100 1,046 8,216 SH   SOLE 0 0 0 8,216
LIGHTPATH TECHNOLOGIES INC COM CL A 532257805 1,978 1,117,405 SH   SOLE 0 0 0 1,117,405
LIVEXLIVE MEDIA INC COM NEW 53839L208 136 158,137 SH   SOLE 0 0 0 158,137
MARSH & MCLENNAN COS INC COM 571748102 1,426 8,391 SH   SOLE 0 0 0 8,391
MASTERCARD INCORPORATED CL A 57636Q104 810 2,282 SH   SOLE 0 0 0 2,282
MCDONALDS CORP COM 580135101 714 2,842 SH   SOLE 0 0 0 2,842
MCKESSON CORP COM 58155Q103 522 1,603 SH   SOLE 0 0 0 1,603
MERCK & CO. INC COM 58933Y105 451 5,235 SH   SOLE 0 0 0 5,235
MICROSOFT CORP COM 594918104 4,841 16,830 SH   SOLE 0 0 0 16,830
MORGAN STANLEY COM NEW 617446448 844 10,029 SH   SOLE 0 0 0 10,029
NEXTERA ENERGY INC COM 65339F101 308 3,688 SH   SOLE 0 0 0 3,688
NIKE INC CL B 654106103 208 1,629 SH   SOLE 0 0 0 1,629
NORFOLK SOUTHN CORP COM 655844108 457 1,751 SH   SOLE 0 0 0 1,751
NORTHROP GRUMMAN CORP COM 666807102 309 666 SH   SOLE 0 0 0 666
NUSHARES ETF TR NUVEEN ESG SMLCP 67092P607 1,133 29,076 SH   SOLE 0 0 0 29,076
NUSHARES ETF TR NUVEEN ESG LRGCP 67092P201 285 4,880 SH   SOLE 0 0 0 4,880
NUSHARES ETF TR NUVEEN ESG LRGVL 67092P300 238 6,256 SH   SOLE 0 0 0 6,256
NVIDIA CORPORATION COM 67066G104 472 2,124 SH   SOLE 0 0 0 2,124
PAYCHEX INC COM 704326107 589 4,270 SH   SOLE 0 0 0 4,270
PEPSICO INC COM 713448108 2,025 11,705 SH   SOLE 0 0 0 11,705
PFIZER INC COM 717081103 536 10,091 SH   SOLE 0 0 0 10,091
PPG INDS INC COM 693506107 612 4,689 SH   SOLE 0 0 0 4,689
PROCTER AND GAMBLE CO COM 742718109 1,178 7,387 SH   SOLE 0 0 0 7,387
S&P GLOBAL INC COM 78409V104 403 1,018 SH   SOLE 0 0 0 1,018
SCHWAB CHARLES CORP COM 808513105 384 4,576 SH   SOLE 0 0 0 4,576
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 311 3,930 SH   SOLE 0 0 0 3,930
SEACOAST BKG CORP FLA COM NEW 811707801 912 27,319 SH   SOLE 0 0 0 27,319
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852 652 9,645 SH   SOLE 0 0 0 9,645
SELECT SECTOR SPDR TR ENERGY 81369Y506 238 2,996 SH   SOLE 0 0 0 2,996
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 646 17,317 SH   SOLE 0 0 0 17,317
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 674 6,733 SH   SOLE 0 0 0 6,733
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 1,797 11,958 SH   SOLE 0 0 0 11,958
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 374 4,743 SH   SOLE 0 0 0 4,743
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 402 2,888 SH   SOLE 0 0 0 2,888
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 771 4,260 SH   SOLE 0 0 0 4,260
SPDR GOLD TR GOLD SHS 78463V107 2,126 11,515 SH   SOLE 0 0 0 11,515
SPDR S&P 500 ETF TR TR UNIT 78462F103 6,899 15,562 SH   SOLE 0 0 0 15,562
SPDR SER TR PRTFLO S&P500 GW 78464A409 6,447 101,500 SH   SOLE 0 0 0 101,500
STRYKER CORPORATION COM 863667101 387 1,468 SH   SOLE 0 0 0 1,468
SVF INVESTMENT CORP 3 CL A SHS G8601N108 198 20,000 SH   SOLE 0 0 0 20,000
SYSCO CORP COM 871829107 235 2,710 SH   SOLE 0 0 0 2,710
TESLA INC COM 88160R101 829 811 SH   SOLE 0 0 0 811
THERMO FISHER SCIENTIFIC INC COM 883556102 245 424 SH   SOLE 0 0 0 424
UNION PAC CORP COM 907818108 915 3,742 SH   SOLE 0 0 0 3,742
UNITEDHEALTH GROUP INC COM 91324P102 678 1,262 SH   SOLE 0 0 0 1,262
VANGUARD ADMIRAL FDS INC SMLCP 600 GRTH 921932794 385 1,835 SH   SOLE 0 0 0 1,835
VANGUARD ADMIRAL FDS INC SMLCP 600 VAL 921932778 1,546 8,826 SH   SOLE 0 0 0 8,826
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F 921932505 6,936 26,231 SH   SOLE 0 0 0 26,231
VANGUARD ADMIRAL FDS INC 500 VAL IDX FD 921932703 7,641 50,571 SH   SOLE 0 0 0 50,571
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 2,185 5,361 SH   SOLE 0 0 0 5,361
VANGUARD INDEX FDS VALUE ETF 922908744 47,995 323,002 SH   SOLE 0 0 0 323,002
VANGUARD INDEX FDS SM CP VAL ETF 922908611 9,502 54,540 SH   SOLE 0 0 0 54,540
VANGUARD INDEX FDS GROWTH ETF 922908736 41,725 151,100 SH   SOLE 0 0 0 151,100
VANGUARD INDEX FDS SML CP GRW ETF 922908595 6,779 27,954 SH   SOLE 0 0 0 27,954
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 549 2,526 SH   SOLE 0 0 0 2,526
VANGUARD INDEX FDS TOTAL STK MKT 922908769 4,896 21,919 SH   SOLE 0 0 0 21,919
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 638 11,236 SH   SOLE 0 0 0 11,236
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 4,504 98,012 SH   SOLE 0 0 0 98,012
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 349 6,871 SH   SOLE 0 0 0 6,871
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680 334 4,866 SH   SOLE 0 0 0 4,866
VANGUARD SCOTTSDALE FDS VNG RUS2000GRW 92206C623 253 1,394 SH   SOLE 0 0 0 1,394
VANGUARD SCOTTSDALE FDS VNG RUS2000VAL 92206C649 365 2,624 SH   SOLE 0 0 0 2,624
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 1,081 6,715 SH   SOLE 0 0 0 6,715
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 7,381 156,235 SH   SOLE 0 0 0 156,235
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 590 5,226 SH   SOLE 0 0 0 5,226
VANGUARD WORLD FD ESG US STK ETF 921910733 1,507 19,055 SH   SOLE 0 0 0 19,055
VANGUARD WORLD FDS INF TECH ETF 92204A702 967 2,455 SH   SOLE 0 0 0 2,455
VERIZON COMMUNICATIONS INC COM 92343V104 461 8,522 SH   SOLE 0 0 0 8,522
VISA INC COM CL A 92826C839 774 3,629 SH   SOLE 0 0 0 3,629
WALMART INC COM 931142103 333 2,120 SH   SOLE 0 0 0 2,120
WISDOMTREE TR US HIGH DIVIDEND 97717W208 496 5,514 SH   SOLE 0 0 0 5,514
YUM BRANDS INC COM 988498101 669 5,493 SH   SOLE 0 0 0 5,493
YUM CHINA HLDGS INC COM 98850P109 208 4,960 SH   SOLE 0 0 0 4,960