The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 413 2,393 SH   SOLE 0 0 0 2,393
ABBOTT LABS COM 002824100 385 3,057 SH   SOLE 0 0 0 3,057
ABBVIE INC COM 00287Y109 759 5,753 SH   SOLE 0 0 0 5,753
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 627 1,869 SH   SOLE 0 0 0 1,869
ADVANCED MICRO DEVICES INC COM 007903107 313 2,633 SH   SOLE 0 0 0 2,633
ALPHABET INC CAP STK CL A 02079K305 1,225 470 SH   SOLE 0 0 0 470
ALPHABET INC CAP STK CL C 02079K107 1,215 467 SH   SOLE 0 0 0 467
AMARIN CORP PLC SPONS ADR NEW 023111206 35 11,318 SH   SOLE 0 0 0 11,318
AMAZON COM INC COM 023135106 2,297 805 SH   SOLE 0 0 0 805
AMERICAN WTR WKS CO INC NEW COM 030420103 511 3,165 SH   SOLE 0 0 0 3,165
AON PLC SHS CL A G0403H108 391 1,467 SH   SOLE 0 0 0 1,467
APPLE INC COM 037833100 9,804 60,363 SH   SOLE 0 0 0 60,363
APPLIED MATLS INC COM 038222105 664 4,917 SH   SOLE 0 0 0 4,917
ARK ETF TR INNOVATION ETF 00214Q104 17,201 240,505 SH   SOLE 0 0 0 240,505
ARK ETF TR NEXT GNRTN INTER 00214Q401 1,478 16,201 SH   SOLE 0 0 0 16,201
ARK ETF TR GENOMIC REV ETF 00214Q302 620 13,302 SH   SOLE 0 0 0 13,302
AT&T INC COM 00206R102 281 10,542 SH   SOLE 0 0 0 10,542
AUTOMATIC DATA PROCESSING IN COM 053015103 499 2,300 SH   SOLE 0 0 0 2,300
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,404 4,599 SH   SOLE 0 0 0 4,599
BK OF AMERICA CORP COM 060505104 615 13,688 SH   SOLE 0 0 0 13,688
BOSTON SCIENTIFIC CORP COM 101137107 657 15,299 SH   SOLE 0 0 0 15,299
CATERPILLAR INC COM 149123101 260 1,214 SH   SOLE 0 0 0 1,214
CHEVRON CORP NEW COM 166764100 436 3,433 SH   SOLE 0 0 0 3,433
CHUBB LIMITED COM H1467J104 870 4,529 SH   SOLE 0 0 0 4,529
CHURCH & DWIGHT CO INC COM 171340102 519 5,022 SH   SOLE 0 0 0 5,022
CISCO SYS INC COM 17275R102 365 6,432 SH   SOLE 0 0 0 6,432
CLOROX CO DEL COM 189054109 224 1,253 SH   SOLE 0 0 0 1,253
COCA COLA CO COM 191216100 595 9,851 SH   SOLE 0 0 0 9,851
COSTCO WHSL CORP NEW COM 22160K105 743 1,542 SH   SOLE 0 0 0 1,542
CSX CORP COM 126408103 428 12,554 SH   SOLE 0 0 0 12,554
DANAHER CORPORATION COM 235851102 294 1,047 SH   SOLE 0 0 0 1,047
DEERE & CO COM 244199105 275 755 SH   SOLE 0 0 0 755
DESTINATION XL GROUP INC COM 25065K104 232 50,000 SH   SOLE 0 0 0 50,000
DISCOVER FINL SVCS COM 254709108 336 2,937 SH   SOLE 0 0 0 2,937
DISNEY WALT CO COM 254687106 547 3,981 SH   SOLE 0 0 0 3,981
EAGLE BULK SHIPPING INC COM Y2187A150 4,502 111,348 SH   SOLE 0 0 0 111,348
EMERSON ELEC CO COM 291011104 318 3,413 SH   SOLE 0 0 0 3,413
EXXON MOBIL CORP COM 30231G102 489 6,769 SH   SOLE 0 0 0 6,769
FASTLY INC CL A 31188V100 486 17,280 SH   SOLE 0 0 0 17,280
FIRST TR EXCHANGE TRADED FD WTR ETF 33733B100 492 5,902 SH   SOLE 0 0 0 5,902
GOLDMAN SACHS GROUP INC COM 38141G104 734 2,135 SH   SOLE 0 0 0 2,135
HERSHEY CO COM 427866108 251 1,255 SH   SOLE 0 0 0 1,255
HOME DEPOT INC COM 437076102 999 2,862 SH   SOLE 0 0 0 2,862
HONEYWELL INTL INC COM 438516106 1,155 5,630 SH   SOLE 0 0 0 5,630
ILLINOIS TOOL WKS INC COM 452308109 278 1,172 SH   SOLE 0 0 0 1,172
INFORMATION SVCS GROUP INC COM 45675Y104 909 143,575 SH   SOLE 0 0 0 143,575
INTEL CORP COM 458140100 328 6,310 SH   SOLE 0 0 0 6,310
INTERNATIONAL BUSINESS MACHS COM 459200101 224 1,729 SH   SOLE 0 0 0 1,729
INVESCO EXCHANGE TRADED FD T WATER RES ETF 46137V142 480 9,055 SH   SOLE 0 0 0 9,055
INVESCO QQQ TR UNIT SER 1 46090E103 946 2,690 SH   SOLE 0 0 0 2,690
ISHARES GOLD TR ISHARES NEW 464285204 1,462 41,965 SH   SOLE 0 0 0 41,965
ISHARES INC CORE MSCI EMKT 46434G103 1,952 32,649 SH   SOLE 0 0 0 32,649
ISHARES INC ESG AWR MSCI EM 46434G863 656 16,444 SH   SOLE 0 0 0 16,444
ISHARES TR MSCI EAFE ETF 464287465 543 7,110 SH   SOLE 0 0 0 7,110
ISHARES TR CORE S&P SCP ETF 464287804 669 6,385 SH   SOLE 0 0 0 6,385
ISHARES TR MSCI USA ESG SLC 464288802 1,194 12,360 SH   SOLE 0 0 0 12,360
ISHARES TR U.S. MED DVC ETF 464288810 887 14,994 SH   SOLE 0 0 0 14,994
ISHARES TR PFD AND INCM SEC 464288687 974 25,600 SH   SOLE 0 0 0 25,600
ISHARES TR RUS 2000 GRW ETF 464287648 1,946 7,899 SH   SOLE 0 0 0 7,899
ISHARES TR RUS 1000 VAL ETF 464287598 2,866 17,720 SH   SOLE 0 0 0 17,720
ISHARES TR CORE MSCI EAFE 46432F842 2,810 38,941 SH   SOLE 0 0 0 38,941
ISHARES TR CORE MSCI INTL 46435G326 2,969 45,399 SH   SOLE 0 0 0 45,399
ISHARES TR MSCI EMG MKT ETF 464287234 1,516 30,948 SH   SOLE 0 0 0 30,948
ISHARES TR ESG AWARE MSCI 46435U663 614 16,823 SH   SOLE 0 0 0 16,823
ISHARES TR CORE S&P500 ETF 464287200 1,664 3,783 SH   SOLE 0 0 0 3,783
ISHARES TR ESG AW MSCI EAFE 46435G516 405 5,251 SH   SOLE 0 0 0 5,251
ISHARES TR RUS 1000 GRW ETF 464287614 5,113 19,083 SH   SOLE 0 0 0 19,083
ISHARES TR RUS 2000 VAL ETF 464287630 627 4,056 SH   SOLE 0 0 0 4,056
ISHARES TR RUS MID CAP ETF 464287499 344 4,580 SH   SOLE 0 0 0 4,580
ISHARES TR S&P 100 ETF 464287101 211 1,046 SH   SOLE 0 0 0 1,046
ISHARES TR RUSSELL 2000 ETF 464287655 1,243 6,312 SH   SOLE 0 0 0 6,312
ISHARES TR MSCI USA MIN VOL 46429B697 1,557 20,704 SH   SOLE 0 0 0 20,704
JOHNSON & JOHNSON COM 478160104 1,411 8,560 SH   SOLE 0 0 0 8,560
JPMORGAN CHASE & CO COM 46625H100 1,287 8,874 SH   SOLE 0 0 0 8,874
LIGHTPATH TECHNOLOGIES INC COM CL A 532257805 2,693 1,117,405 SH   SOLE 0 0 0 1,117,405
LIVEONE INC COM 53814X102 123 158,137 SH   SOLE 0 0 0 158,137
MARSH & MCLENNAN COS INC COM 571748102 1,373 8,745 SH   SOLE 0 0 0 8,745
MASTERCARD INCORPORATED CL A 57636Q104 769 2,165 SH   SOLE 0 0 0 2,165
MCDONALDS CORP COM 580135101 709 2,785 SH   SOLE 0 0 0 2,785
MCKESSON CORP COM 58155Q103 390 1,582 SH   SOLE 0 0 0 1,582
MERCK & CO INC COM 58933Y105 308 3,853 SH   SOLE 0 0 0 3,853
META PLATFORMS INC CL A 30303M102 586 1,934 SH   SOLE 0 0 0 1,934
MICROSOFT CORP COM 594918104 4,215 14,237 SH   SOLE 0 0 0 14,237
MORGAN STANLEY COM NEW 617446448 1,031 10,432 SH   SOLE 0 0 0 10,432
NEXTERA ENERGY INC COM 65339F101 317 3,832 SH   SOLE 0 0 0 3,832
NIKE INC CL B 654106103 232 1,620 SH   SOLE 0 0 0 1,620
NORFOLK SOUTHN CORP COM 655844108 470 1,699 SH   SOLE 0 0 0 1,699
NORTHROP GRUMMAN CORP COM 666807102 261 655 SH   SOLE 0 0 0 655
NUSHARES ETF TR NUVEEN ESG LRGCP 67092P201 361 6,148 SH   SOLE 0 0 0 6,148
NUSHARES ETF TR NUVEEN ESG SMLCP 67092P607 1,186 31,005 SH   SOLE 0 0 0 31,005
NVIDIA CORPORATION COM 67066G104 426 1,821 SH   SOLE 0 0 0 1,821
PAYCHEX INC COM 704326107 503 4,242 SH   SOLE 0 0 0 4,242
PEPSICO INC COM 713448108 1,998 11,469 SH   SOLE 0 0 0 11,469
PFIZER INC COM 717081103 530 10,042 SH   SOLE 0 0 0 10,042
PPG INDS INC COM 693506107 727 4,696 SH   SOLE 0 0 0 4,696
PROCTER AND GAMBLE CO COM 742718109 931 5,726 SH   SOLE 0 0 0 5,726
S&P GLOBAL INC COM 78409V104 376 901 SH   SOLE 0 0 0 901
SCHWAB CHARLES CORP COM 808513105 396 4,443 SH   SOLE 0 0 0 4,443
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 305 3,930 SH   SOLE 0 0 0 3,930
SEACOAST BKG CORP FLA COM NEW 811707801 1,015 27,319 SH   SOLE 0 0 0 27,319
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 465 12,180 SH   SOLE 0 0 0 12,180
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 880 8,700 SH   SOLE 0 0 0 8,700
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 360 4,743 SH   SOLE 0 0 0 4,743
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852 802 11,099 SH   SOLE 0 0 0 11,099
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 917 5,082 SH   SOLE 0 0 0 5,082
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 374 2,888 SH   SOLE 0 0 0 2,888
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 1,796 11,638 SH   SOLE 0 0 0 11,638
SPDR GOLD TR GOLD SHS 78463V107 1,918 11,211 SH   SOLE 0 0 0 11,211
SPDR S&P 500 ETF TR TR UNIT 78462F103 6,491 14,820 SH   SOLE 0 0 0 14,820
SPDR SER TR PRTFLO S&P500 GW 78464A409 6,525 102,127 SH   SOLE 0 0 0 102,127
STRYKER CORPORATION COM 863667101 359 1,410 SH   SOLE 0 0 0 1,410
SYSCO CORP COM 871829107 206 2,667 SH   SOLE 0 0 0 2,667
TESLA INC COM 88160R101 679 719 SH   SOLE 0 0 0 719
TEXAS INSTRS INC COM 882508104 233 1,327 SH   SOLE 0 0 0 1,327
THERMO FISHER SCIENTIFIC INC COM 883556102 254 438 SH   SOLE 0 0 0 438
UNION PAC CORP COM 907818108 894 3,630 SH   SOLE 0 0 0 3,630
UNITEDHEALTH GROUP INC COM 91324P102 549 1,190 SH   SOLE 0 0 0 1,190
VANGUARD ADMIRAL FDS INC 500 VAL IDX FD 921932703 6,716 45,764 SH   SOLE 0 0 0 45,764
VANGUARD ADMIRAL FDS INC SMLCP 600 GRTH 921932794 401 1,897 SH   SOLE 0 0 0 1,897
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F 921932505 6,249 23,494 SH   SOLE 0 0 0 23,494
VANGUARD ADMIRAL FDS INC SMLCP 600 VAL 921932778 1,571 9,169 SH   SOLE 0 0 0 9,169
VANGUARD INDEX FDS TOTAL STK MKT 922908769 4,848 21,945 SH   SOLE 0 0 0 21,945
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 780 3,629 SH   SOLE 0 0 0 3,629
VANGUARD INDEX FDS SM CP VAL ETF 922908611 7,604 45,137 SH   SOLE 0 0 0 45,137
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 2,343 5,819 SH   SOLE 0 0 0 5,819
VANGUARD INDEX FDS GROWTH ETF 922908736 40,237 143,926 SH   SOLE 0 0 0 143,926
VANGUARD INDEX FDS VALUE ETF 922908744 34,780 242,351 SH   SOLE 0 0 0 242,351
VANGUARD INDEX FDS SML CP GRW ETF 922908595 8,347 34,937 SH   SOLE 0 0 0 34,937
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 4,588 92,383 SH   SOLE 0 0 0 92,383
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 709 11,794 SH   SOLE 0 0 0 11,794
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 390 7,218 SH   SOLE 0 0 0 7,218
VANGUARD SCOTTSDALE FDS VNG RUS2000GRW 92206C623 1,406 7,831 SH   SOLE 0 0 0 7,831
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680 1,261 18,305 SH   SOLE 0 0 0 18,305
VANGUARD SCOTTSDALE FDS VNG RUS2000VAL 92206C649 1,599 11,816 SH   SOLE 0 0 0 11,816
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 1,072 6,710 SH   SOLE 0 0 0 6,710
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 5,723 115,710 SH   SOLE 0 0 0 115,710
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 256 2,333 SH   SOLE 0 0 0 2,333
VANGUARD WORLD FDS INF TECH ETF 92204A702 988 2,455 SH   SOLE 0 0 0 2,455
VERIZON COMMUNICATIONS INC COM 92343V104 336 6,322 SH   SOLE 0 0 0 6,322
VISA INC COM CL A 92826C839 615 2,989 SH   SOLE 0 0 0 2,989
WALMART INC COM 931142103 299 2,130 SH   SOLE 0 0 0 2,130
WISDOMTREE TR INTL ESG FUND 97717Y709 202 6,670 SH   SOLE 0 0 0 6,670
WISDOMTREE TR US HIGH DIVIDEND 97717W208 494 5,922 SH   SOLE 0 0 0 5,922
YUM BRANDS INC COM 988498101 681 5,482 SH   SOLE 0 0 0 5,482
YUM CHINA HLDGS INC COM 98850P109 234 5,120 SH   SOLE 0 0 0 5,120