The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR CORE S&P SCP ETF 464287804 715 6,326 SH   SOLE 0 0 0 6,326
ISHARES TR RUS 1000 VAL ETF 464287598 2,759 17,395 SH   SOLE 0 0 0 17,395
ISHARES TR RUS 1000 GRW ETF 464287614 5,076 18,696 SH   SOLE 0 0 0 18,696
ISHARES TR RUSSELL 2000 ETF 464287655 1,451 6,324 SH   SOLE 0 0 0 6,324
ISHARES TR RUS 2000 VAL ETF 464287630 798 4,815 SH   SOLE 0 0 0 4,815
SPDR S&P 500 ETF TR TR UNIT 78462F103 4,709 11,001 SH   SOLE 0 0 0 11,001
AMAZON COM INC COM 023135106 2,226 647 SH   SOLE 0 0 0 647
BRISTOL-MYERS SQUIBB CO COM 110122108 254 3,794 SH   SOLE 0 0 0 3,794
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 991 3,564 SH   SOLE 0 0 0 3,564
EMERSON ELEC CO COM 291011104 313 3,251 SH   SOLE 0 0 0 3,251
HERSHEY CO COM 427866108 212 1,217 SH   SOLE 0 0 0 1,217
INVESCO QQQ TR UNIT SER 1 46090E103 1,231 3,473 SH   SOLE 0 0 0 3,473
ABBOTT LABS COM 002824100 261 2,251 SH   SOLE 0 0 0 2,251
INTEL CORP COM 458140100 251 4,473 SH   SOLE 0 0 0 4,473
ILLINOIS TOOL WKS INC COM 452308109 248 1,110 SH   SOLE 0 0 0 1,110
ISHARES TR RUS 2000 GRW ETF 464287648 2,727 8,749 SH   SOLE 0 0 0 8,749
ORACLE CORP COM 68389X105 438 5,627 SH   SOLE 0 0 0 5,627
DISNEY WALT CO COM 254687106 687 3,909 SH   SOLE 0 0 0 3,909
HONEYWELL INTL INC COM 438516106 1,225 5,586 SH   SOLE 0 0 0 5,586
JOHNSON & JOHNSON COM 478160104 1,322 8,024 SH   SOLE 0 0 0 8,024
PFIZER INC COM 717081103 290 7,418 SH   SOLE 0 0 0 7,418
ISHARES TR MSCI EAFE ETF 464287465 561 7,110 SH   SOLE 0 0 0 7,110
CHEVRON CORP NEW COM 166764100 285 2,722 SH   SOLE 0 0 0 2,722
MICROSOFT CORP COM 594918104 3,971 14,657 SH   SOLE 0 0 0 14,657
AT&T INC COM 00206R102 285 9,917 SH   SOLE 0 0 0 9,917
CISCO SYS INC COM 17275R102 264 4,990 SH   SOLE 0 0 0 4,990
INTERNATIONAL BUSINESS MACHS COM 459200101 210 1,434 SH   SOLE 0 0 0 1,434
COCA COLA CO COM 191216100 438 8,100 SH   SOLE 0 0 0 8,100
PEPSICO INC COM 713448108 1,636 11,039 SH   SOLE 0 0 0 11,039
PPG INDS INC COM 693506107 807 4,751 SH   SOLE 0 0 0 4,751
STRYKER CORPORATION COM 863667101 242 930 SH   SOLE 0 0 0 930
VERIZON COMMUNICATIONS INC COM 92343V104 337 6,009 SH   SOLE 0 0 0 6,009
SPDR SER TR PRTFLO S&P500 GW 78464A409 6,460 102,587 SH   SOLE 0 0 0 102,587
ISHARES TR RUS MID CAP ETF 464287499 363 4,580 SH   SOLE 0 0 0 4,580
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 334 2,261 SH   SOLE 0 0 0 2,261
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 1,031 6,663 SH   SOLE 0 0 0 6,663
SCHWAB CHARLES CORP COM 808513105 257 3,535 SH   SOLE 0 0 0 3,535
DEERE & CO COM 244199105 261 741 SH   SOLE 0 0 0 741
BK OF AMERICA CORP COM 060505104 407 9,869 SH   SOLE 0 0 0 9,869
AUTOMATIC DATA PROCESSING IN COM 053015103 459 2,312 SH   SOLE 0 0 0 2,312
EXXON MOBIL CORP COM 30231G102 309 4,905 SH   SOLE 0 0 0 4,905
WALMART INC COM 931142103 220 1,563 SH   SOLE 0 0 0 1,563
APPLIED MATLS INC COM 038222105 537 3,772 SH   SOLE 0 0 0 3,772
UNION PAC CORP COM 907818108 726 3,303 SH   SOLE 0 0 0 3,303
COSTCO WHSL CORP NEW COM 22160K105 531 1,342 SH   SOLE 0 0 0 1,342
DANAHER CORPORATION COM 235851102 231 859 SH   SOLE 0 0 0 859
MCKESSON CORP COM 58155Q103 293 1,534 SH   SOLE 0 0 0 1,534
MERCK & CO INC COM 58933Y105 239 3,073 SH   SOLE 0 0 0 3,073
MORGAN STANLEY COM NEW 617446448 920 10,036 SH   SOLE 0 0 0 10,036
PROCTER AND GAMBLE CO COM 742718109 632 4,683 SH   SOLE 0 0 0 4,683
HOME DEPOT INC COM 437076102 778 2,441 SH   SOLE 0 0 0 2,441
MCDONALDS CORP COM 580135101 360 1,559 SH   SOLE 0 0 0 1,559
JPMORGAN CHASE & CO COM 46625H100 1,200 7,714 SH   SOLE 0 0 0 7,714
UNITEDHEALTH GROUP INC COM 91324P102 279 696 SH   SOLE 0 0 0 696
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 453 1,536 SH   SOLE 0 0 0 1,536
MARSH & MCLENNAN COS INC COM 571748102 2,210 15,711 SH   SOLE 0 0 0 15,711
3M CO COM 88579Y101 430 2,167 SH   SOLE 0 0 0 2,167
VANGUARD INDEX FDS TOTAL STK MKT 922908769 4,476 20,086 SH   SOLE 0 0 0 20,086
NORFOLK SOUTHN CORP COM 655844108 487 1,836 SH   SOLE 0 0 0 1,836
NEXTERA ENERGY INC COM 65339F101 213 2,911 SH   SOLE 0 0 0 2,911
CSX CORP COM 126408103 473 14,733 SH   SOLE 0 0 0 14,733
APPLE INC COM 037833100 6,036 44,070 SH   SOLE 0 0 0 44,070
AMERICAN WTR WKS CO INC NEW COM 030420103 490 3,182 SH   SOLE 0 0 0 3,182
ISHARES TR MSCI EMG MKT ETF 464287234 1,713 31,063 SH   SOLE 0 0 0 31,063
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 262 1,390 SH   SOLE 0 0 0 1,390
CHUBB LIMITED COM H1467J104 681 4,283 SH   SOLE 0 0 0 4,283
AON PLC SHS CL A G0403H108 379 1,588 SH   SOLE 0 0 0 1,588
S&P GLOBAL INC COM 78409V104 333 812 SH   SOLE 0 0 0 812
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 5,334 98,216 SH   SOLE 0 0 0 98,216
PAYCHEX INC COM 704326107 428 3,986 SH   SOLE 0 0 0 3,986
NORTHROP GRUMMAN CORP COM 666807102 205 565 SH   SOLE 0 0 0 565
BOSTON SCIENTIFIC CORP COM 101137107 940 21,981 SH   SOLE 0 0 0 21,981
CLOROX CO DEL COM 189054109 205 1,142 SH   SOLE 0 0 0 1,142
STANLEY BLACK & DECKER INC COM 854502101 375 1,830 SH   SOLE 0 0 0 1,830
LIGHTPATH TECHNOLOGIES INC COM CL A 532257805 2,838 1,117,405 SH   SOLE 0 0 0 1,117,405
CHURCH & DWIGHT INC COM 171340102 446 5,232 SH   SOLE 0 0 0 5,232
YUM BRANDS INC COM 988498101 618 5,374 SH   SOLE 0 0 0 5,374
ALPHABET INC CAP STK CL A 02079K305 916 375 SH   SOLE 0 0 0 375
SPDR GOLD TR GOLD SHS 78463V107 1,931 11,658 SH   SOLE 0 0 0 11,658
VANGUARD INDEX FDS VALUE ETF 922908744 21,474 156,221 SH   SOLE 0 0 0 156,221
VANGUARD INDEX FDS SM CP VAL ETF 922908611 6,343 36,528 SH   SOLE 0 0 0 36,528
VANGUARD INDEX FDS GROWTH ETF 922908736 37,647 131,261 SH   SOLE 0 0 0 131,261
VANGUARD INDEX FDS SML CP GRW ETF 922908595 7,345 25,347 SH   SOLE 0 0 0 25,347
ISHARES GOLD TR ISHARES NEW 464285204 1,040 30,851 SH   SOLE 0 0 0 30,851
INVESCO EXCHANGE TRADED FD T WATER RES ETF 46137V142 436 8,150 SH   SOLE 0 0 0 8,150
VANGUARD WORLD FDS INF TECH ETF 92204A702 542 1,359 SH   SOLE 0 0 0 1,359
MASTERCARD INCORPORATED CL A 57636Q104 685 1,875 SH   SOLE 0 0 0 1,875
WISDOMTREE TR US HIGH DIVIDEND 97717W208 482 6,160 SH   SOLE 0 0 0 6,160
ISHARES TR MSCI USA ESG SLC 464288802 1,135 11,877 SH   SOLE 0 0 0 11,877
AMARIN CORP PLC SPONS ADR NEW 023111206 50 11,318 SH   SOLE 0 0 0 11,318
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 743 3,142 SH   SOLE 0 0 0 3,142
SPDR SER TR S&P REGL BKG 78464A698 278 4,243 SH   SOLE 0 0 0 4,243
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 696 10,987 SH   SOLE 0 0 0 10,987
DISCOVER FINL SVCS COM 254709108 277 2,338 SH   SOLE 0 0 0 2,338
EAGLE BULK SHIPPING INC COM Y2187A150 5,101 107,802 SH   SOLE 0 0 0 107,802
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 244 2,331 SH   SOLE 0 0 0 2,331
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 5,535 107,432 SH   SOLE 0 0 0 107,432
FIRST TR EXCHANGE TRADED FD WTR ETF 33733B100 444 5,312 SH   SOLE 0 0 0 5,312
VISA INC COM CL A 92826C839 651 2,786 SH   SOLE 0 0 0 2,786
SEACOAST BKG CORP FLA COM NEW 811707801 933 27,319 SH   SOLE 0 0 0 27,319
INFORMATION SVCS GROUP INC COM 45675Y104 439 75,000 SH   SOLE 0 0 0 75,000
TESLA INC COM 88160R101 309 454 SH   SOLE 0 0 0 454
VANGUARD ADMIRAL FDS INC SMLCP 600 GRTH 921932794 407 1,780 SH   SOLE 0 0 0 1,780
VANGUARD ADMIRAL FDS INC SMLCP 600 VAL 921932778 1,696 9,299 SH   SOLE 0 0 0 9,299
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 1,000 2,540 SH   SOLE 0 0 0 2,540
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F 921932505 6,161 23,479 SH   SOLE 0 0 0 23,479
VANGUARD ADMIRAL FDS INC 500 VAL IDX FD 921932703 6,289 44,084 SH   SOLE 0 0 0 44,084
VANGUARD SCOTTSDALE FDS VNG RUS2000GRW 92206C623 834 3,675 SH   SOLE 0 0 0 3,675
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 290 3,834 SH   SOLE 0 0 0 3,834
FACEBOOK INC CL A 30303M102 392 1,126 SH   SOLE 0 0 0 1,126
ISHARES INC CORE MSCI EMKT 46434G103 774 11,559 SH   SOLE 0 0 0 11,559
ISHARES TR CORE MSCI EAFE 46432F842 2,534 33,845 SH   SOLE 0 0 0 33,845
ABBVIE INC COM 00287Y109 568 5,043 SH   SOLE 0 0 0 5,043
ALPHABET INC CAP STK CL C 02079K107 885 353 SH   SOLE 0 0 0 353
ARK ETF TR NEXT GNRTN INTER 00214Q401 4,025 26,121 SH   SOLE 0 0 0 26,121
ARK ETF TR INNOVATION ETF 00214Q104 27,658 211,485 SH   SOLE 0 0 0 211,485
ARK ETF TR GENOMIC REV ETF 00214Q302 1,518 16,412 SH   SOLE 0 0 0 16,412
ISHARES TR MSCI LW CRB TG 46434V464 219 1,318 SH   SOLE 0 0 0 1,318
PAYPAL HLDGS INC COM 70450Y103 270 927 SH   SOLE 0 0 0 927
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 435 7,858 SH   SOLE 0 0 0 7,858
ISHARES INC ESG AWR MSCI EM 46434G863 853 18,898 SH   SOLE 0 0 0 18,898
ISHARES TR ESG AW MSCI EAFE 46435G516 373 4,725 SH   SOLE 0 0 0 4,725
YUM CHINA HLDGS INC COM 98850P109 356 5,370 SH   SOLE 0 0 0 5,370
NUSHARES ETF TR NUVEEN ESG SMLCP 67092P607 1,686 37,348 SH   SOLE 0 0 0 37,348
ISHARES TR CORE MSCI INTL 46435G326 1,043 15,459 SH   SOLE 0 0 0 15,459
NUSHARES ETF TR NUVEEN ESG LRGCP 67092P201 376 5,835 SH   SOLE 0 0 0 5,835
WISDOMTREE TR INTL ESG FUND 97717Y709 204 6,604 SH   SOLE 0 0 0 6,604
LIVEXLIVE MEDIA INC COM NEW 53839L208 746 158,137 SH   SOLE 0 0 0 158,137
ISHARES TR ESG AWARE MSCI 46435U663 685 16,970 SH   SOLE 0 0 0 16,970
SONOS INC COM 83570H108 266 7,550 SH   SOLE 0 0 0 7,550
FASTLY INC CL A 31188V100 1,030 17,280 SH   SOLE 0 0 0 17,280