The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR CORE S&P SCP ETF 464287804 290 3,800 SH   SOLE 0 0 0 3,800
ISHARES TR RUS 1000 VAL ETF 464287598 2,032 16,534 SH   SOLE 0 0 0 16,534
ISHARES TR RUS 1000 GRW ETF 464287614 3,309 14,643 SH   SOLE 0 0 0 14,643
ISHARES TR RUSSELL 2000 ETF 464287655 988 6,071 SH   SOLE 0 0 0 6,071
ISHARES TR RUS 2000 VAL ETF 464287630 514 4,736 SH   SOLE 0 0 0 4,736
SPDR S&P 500 ETF TR TR UNIT 78462F103 3,544 10,199 SH   SOLE 0 0 0 10,199
AMAZON COM INC COM 023135106 1,983 594 SH   SOLE 0 0 0 594
BRISTOL-MYERS SQUIBB CO COM 110122108 319 5,280 SH   SOLE 0 0 0 5,280
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 804 3,797 SH   SOLE 0 0 0 3,797
EMERSON ELEC CO COM 291011104 208 2,990 SH   SOLE 0 0 0 2,990
INVESCO QQQ TR UNIT SER 1 46090E103 763 2,630 SH   SOLE 0 0 0 2,630
ABBOTT LABS COM 002824100 230 2,139 SH   SOLE 0 0 0 2,139
ADVANCED MICRO DEVICES INC COM 007903107 209 2,510 SH   SOLE 0 0 0 2,510
INTEL CORP COM 458140100 242 4,488 SH   SOLE 0 0 0 4,488
ILLINOIS TOOL WKS INC COM 452308109 246 1,208 SH   SOLE 0 0 0 1,208
ISHARES TR RUS 2000 GRW ETF 464287648 1,688 7,036 SH   SOLE 0 0 0 7,036
ORACLE CORP COM 68389X105 370 6,112 SH   SOLE 0 0 0 6,112
DISNEY WALT CO COM DISNEY 254687106 551 4,325 SH   SOLE 0 0 0 4,325
HONEYWELL INTL INC COM 438516106 999 5,787 SH   SOLE 0 0 0 5,787
JOHNSON & JOHNSON COM 478160104 1,117 7,587 SH   SOLE 0 0 0 7,587
PFIZER INC COM 717081103 252 6,900 SH   SOLE 0 0 0 6,900
ISHARES TR MSCI EAFE ETF 464287465 458 7,110 SH   SOLE 0 0 0 7,110
MICROSOFT CORP COM 594918104 3,222 14,669 SH   SOLE 0 0 0 14,669
AT&T INC COM 00206R102 239 8,716 SH   SOLE 0 0 0 8,716
INTERNATIONAL BUSINESS MACHS COM 459200101 277 2,215 SH   SOLE 0 0 0 2,215
COCA COLA CO COM 191216100 386 7,716 SH   SOLE 0 0 0 7,716
PEPSICO INC COM 713448108 1,581 11,178 SH   SOLE 0 0 0 11,178
PPG INDS INC COM 693506107 802 5,869 SH   SOLE 0 0 0 5,869
VERIZON COMMUNICATIONS INC COM 92343V104 311 5,348 SH   SOLE 0 0 0 5,348
SPDR SER TR PRTFLO S&P500 GW 78464A409 5,392 103,517 SH   SOLE 0 0 0 103,517
ISHARES TR RUS MID CAP ETF 464287499 279 4,580 SH   SOLE 0 0 0 4,580
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 304 2,506 SH   SOLE 0 0 0 2,506
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 835 6,253 SH   SOLE 0 0 0 6,253
BK OF AMERICA CORP COM 060505104 209 8,647 SH   SOLE 0 0 0 8,647
AUTOMATIC DATA PROCESSING IN COM 053015103 320 2,171 SH   SOLE 0 0 0 2,171
APPLIED MATLS INC COM 038222105 281 4,430 SH   SOLE 0 0 0 4,430
UNION PAC CORP COM 907818108 686 3,287 SH   SOLE 0 0 0 3,287
COLGATE PALMOLIVE CO COM 194162103 399 5,001 SH   SOLE 0 0 0 5,001
COSTCO WHSL CORP NEW COM 22160K105 481 1,278 SH   SOLE 0 0 0 1,278
MCKESSON CORP COM 58155Q103 235 1,500 SH   SOLE 0 0 0 1,500
MERCK & CO. INC COM 58933Y105 283 3,576 SH   SOLE 0 0 0 3,576
MORGAN STANLEY COM NEW 617446448 515 10,036 SH   SOLE 0 0 0 10,036
PROCTER AND GAMBLE CO COM 742718109 670 4,656 SH   SOLE 0 0 0 4,656
HOME DEPOT INC COM 437076102 709 2,467 SH   SOLE 0 0 0 2,467
MCDONALDS CORP COM 580135101 332 1,446 SH   SOLE 0 0 0 1,446
JPMORGAN CHASE & CO COM 46625H100 721 7,092 SH   SOLE 0 0 0 7,092
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 315 1,379 SH   SOLE 0 0 0 1,379
MARSH & MCLENNAN COS INC COM 571748102 2,299 20,101 SH   SOLE 0 0 0 20,101
3M CO COM 88579Y101 511 3,021 SH   SOLE 0 0 0 3,021
VANGUARD INDEX FDS TOTAL STK MKT 922908769 3,609 20,290 SH   SOLE 0 0 0 20,290
NORFOLK SOUTHN CORP COM 655844108 382 1,740 SH   SOLE 0 0 0 1,740
CSX CORP COM 126408103 411 5,075 SH   SOLE 0 0 0 5,075
APPLE INC COM 037833100 5,418 44,881 SH   SOLE 0 0 0 44,881
AMERICAN WTR WKS CO INC NEW COM 030420103 481 3,085 SH   SOLE 0 0 0 3,085
ISHARES TR MSCI EMG MKT ETF 464287234 1,343 29,578 SH   SOLE 0 0 0 29,578
CHUBB LIMITED COM H1467J104 588 4,894 SH   SOLE 0 0 0 4,894
AON PLC SHS CL A G0403H108 296 1,389 SH   SOLE 0 0 0 1,389
S&P GLOBAL INC COM 78409V104 278 800 SH   SOLE 0 0 0 800
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 2,381 53,434 SH   SOLE 0 0 0 53,434
PAYCHEX INC COM 704326107 316 3,797 SH   SOLE 0 0 0 3,797
BOSTON SCIENTIFIC CORP COM 101137107 930 23,850 SH   SOLE 0 0 0 23,850
WPP PLC NEW ADR 92937A102 332 7,929 SH   SOLE 0 0 0 7,929
CLOROX CO DEL COM 189054109 238 1,090 SH   SOLE 0 0 0 1,090
STANLEY BLACK & DECKER INC COM 854502101 316 1,790 SH   SOLE 0 0 0 1,790
LIGHTPATH TECHNOLOGIES INC COM CL A 532257805 1,952 777,604 SH   SOLE 0 0 0 777,604
CHURCH & DWIGHT INC COM 171340102 489 5,145 SH   SOLE 0 0 0 5,145
YUM BRANDS INC COM 988498101 384 3,860 SH   SOLE 0 0 0 3,860
ALPHABET INC CAP STK CL A 02079K305 560 360 SH   SOLE 0 0 0 360
SPDR GOLD TR GOLD SHS 78463V107 980 5,475 SH   SOLE 0 0 0 5,475
VANGUARD INDEX FDS VALUE ETF 922908744 8,855 81,945 SH   SOLE 0 0 0 81,945
VANGUARD INDEX FDS SM CP VAL ETF 922908611 2,251 18,797 SH   SOLE 0 0 0 18,797
VANGUARD INDEX FDS GROWTH ETF 922908736 19,837 83,578 SH   SOLE 0 0 0 83,578
VANGUARD INDEX FDS SML CP GRW ETF 922908595 4,887 21,151 SH   SOLE 0 0 0 21,151
DESTINATION XL GROUP INC COM 25065K104 176 639,703 SH   SOLE 0 0 0 639,703
ISHARES GOLD TRUST ISHARES 464285105 943 51,885 SH   SOLE 0 0 0 51,885
SALESFORCE COM INC COM 79466L302 205 794 SH   SOLE 0 0 0 794
VANGUARD WORLD FDS INF TECH ETF 92204A702 485 1,484 SH   SOLE 0 0 0 1,484
MASTERCARD INCORPORATED CL A 57636Q104 699 2,064 SH   SOLE 0 0 0 2,064
WISDOMTREE TR US HIGH DIVIDEND 97717W208 397 6,160 SH   SOLE 0 0 0 6,160
ISHARES TR MSCI USA ESG SLC 464288802 905 5,894 SH   SOLE 0 0 0 5,894
AMARIN CORP PLC SPONS ADR NEW 023111206 57 11,318 SH   SOLE 0 0 0 11,318
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 598 3,134 SH   SOLE 0 0 0 3,134
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 829 16,140 SH   SOLE 0 0 0 16,140
EAGLE BULK SHIPPING INC COM Y2187A150 1,692 97,432 SH   SOLE 0 0 0 97,432
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 250 2,977 SH   SOLE 0 0 0 2,977
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 2,494 60,206 SH   SOLE 0 0 0 60,206
VISA INC COM CL A 92826C839 603 3,022 SH   SOLE 0 0 0 3,022
SEACOAST BKG CORP FLA COM NEW 811707801 451 22,819 SH   SOLE 0 0 0 22,819
INFORMATION SVCS GROUP INC COM 45675Y104 161 75,000 SH   SOLE 0 0 0 75,000
SPROTT PHYSICAL GOLD TR UNIT 85207H104 243 16,025 SH   SOLE 0 0 0 16,025
VANGUARD ADMIRAL FDS INC SMLCP 600 GRTH 921932794 263 1,599 SH   SOLE 0 0 0 1,599
VANGUARD ADMIRAL FDS INC SMLCP 600 VAL 921932778 1,123 9,650 SH   SOLE 0 0 0 9,650
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 766 2,400 SH   SOLE 0 0 0 2,400
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F 921932505 6,248 28,827 SH   SOLE 0 0 0 28,827
VANGUARD ADMIRAL FDS INC 500 VAL IDX FD 921932703 4,799 42,643 SH   SOLE 0 0 0 42,643
FACEBOOK INC CL A 30303M102 414 1,554 SH   SOLE 0 0 0 1,554
ISHARES INC CORE MSCI EMKT 46434G103 588 10,834 SH   SOLE 0 0 0 10,834
ISHARES TR CORE MSCI EAFE 46432F842 2,072 33,981 SH   SOLE 0 0 0 33,981
ABBVIE INC COM 00287Y109 403 4,728 SH   SOLE 0 0 0 4,728
ALPHABET INC CAP STK CL C 02079K107 447 287 SH   SOLE 0 0 0 287
ARK ETF TR NEXT GNRTN INTER 00214Q401 797 6,687 SH   SOLE 0 0 0 6,687
ARK ETF TR INNOVATION ETF 00214Q104 18,771 182,548 SH   SOLE 0 0 0 182,548
ARK ETF TR GENOMIC REV ETF 00214Q302 721 9,894 SH   SOLE 0 0 0 9,894
ISHARES TR MSCI LW CRB TG 46434V464 396 2,930 SH   SOLE 0 0 0 2,930
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 426 7,858 SH   SOLE 0 0 0 7,858
ISHARES INC ESG AWR MSCI EM 46434G863 645 17,506 SH   SOLE 0 0 0 17,506
ISHARES TR ESG AW MSCI EAFE 46435G516 337 5,245 SH   SOLE 0 0 0 5,245
YUM CHINA HLDGS INC COM 98850P109 206 3,860 SH   SOLE 0 0 0 3,860
NUSHARES ETF TR NUVEEN ESG SMLCP 67092P607 1,160 35,859 SH   SOLE 0 0 0 35,859
ISHARES TR CORE MSCI INTL 46435G326 781 14,283 SH   SOLE 0 0 0 14,283
NUSHARES ETF TR NUVEEN ESG LRGCP 67092P201 300 5,680 SH   SOLE 0 0 0 5,680
LIVEXLIVE MEDIA INC COM NEW 53839L208 23 10,000 SH   SOLE 0 0 0 10,000
ISHARES TR ESG AWARE MSCI 46435U663 608 21,117 SH   SOLE 0 0 0 21,117
FASTLY INC CL A 31188V100 653 7,280 SH   SOLE 0 0 0 7,280