The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 208 1,757 SH   SOLE   0 0 1,757
ABBVIE INC COM 00287Y109 4,072 25,117 SH   SOLE   0 0 25,117
ABRDN GOLD ETF TRUST PHYSCL GOLD SHS 00326A104 1,133 60,975 SH   SOLE   0 0 60,975
ADOBE SYSTEMS INCORPORATED COM 00724F101 291 638 SH   SOLE   0 0 638
ADVANCED MICRO DEVICES INC COM 007903107 3,332 30,476 SH   SOLE   0 0 30,476
AFFIRM HLDGS INC COM CL A 00827B106 1,743 37,659 SH   SOLE   0 0 37,659
AIRBNB INC COM CL A 009066101 2,743 15,968 SH   SOLE   0 0 15,968
ALICO INC COM 016230104 282 7,500 SH   SOLE   0 0 7,500
ALPHABET INC CAP STK CL C 02079K107 2,140 766 SH   SOLE   0 0 766
ALPHABET INC CAP STK CL A 02079K305 11,604 4,172 SH   SOLE   0 0 4,172
ALTRIA GROUP INC COM 02209S103 340 6,504 SH   SOLE   0 0 6,504
AMAZON COM INC COM 023135106 21,500 6,595 SH   SOLE   0 0 6,595
AMERICAN EXPRESS CO COM 025816109 464 2,480 SH   SOLE   0 0 2,480
AMERICAN WTR WKS CO INC NEW COM 030420103 237 1,434 SH   SOLE   0 0 1,434
AMGEN INC COM 031162100 1,952 8,071 SH   SOLE   0 0 8,071
APPLE INC COM 037833100 11,947 68,421 SH   SOLE   0 0 68,421
AT&T INC COM 00206R102 2,406 101,812 SH   SOLE   0 0 101,812
AUTOMATIC DATA PROCESSING IN COM 053015103 350 1,537 SH   SOLE   0 0 1,537
BARRICK GOLD CORP COM 067901108 1,895 77,251 SH   SOLE   0 0 77,251
BAUSCH HEALTH COS INC COM 071734107 215 9,400 SH   SOLE   0 0 9,400
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,224 3,469 SH   SOLE   0 0 3,469
BK OF AMERICA CORP COM 060505104 8,788 213,193 SH   SOLE   0 0 213,193
BK OF AMERICA CORP 7.25%CNV PFD L 060505682 568 433 SH   SOLE   0 0 433
BLOCK H & R INC COM 093671105 2,014 77,350 SH   SOLE   0 0 77,350
BLOOMIN BRANDS INC COM 094235108 9,754 444,560 SH   SOLE   0 0 444,560
BOEING CO COM 097023105 8,806 45,984 SH   SOLE   0 0 45,984
BP PLC SPONSORED ADR 055622104 442 15,046 SH   SOLE   0 0 15,046
BRISTOL-MYERS SQUIBB CO COM 110122108 6,180 84,620 SH   SOLE   0 0 84,620
BROADCOM INC COM 11135F101 4,905 7,790 SH   SOLE   0 0 7,790
BROWN & BROWN INC COM 115236101 444 6,147 SH   SOLE   0 0 6,147
CATERPILLAR INC COM 149123101 854 3,834 SH   SOLE   0 0 3,834
CELSIUS HLDGS INC COM NEW 15118V207 1,633 29,601 SH   SOLE   0 0 29,601
CHEVRON CORP NEW COM 166764100 975 5,986 SH   SOLE   0 0 5,986
CISCO SYS INC COM 17275R102 424 7,599 SH   SOLE   0 0 7,599
CITIGROUP INC COM NEW 172967424 420 7,869 SH   SOLE   0 0 7,869
COCA COLA CO COM 191216100 2,806 45,265 SH   SOLE   0 0 45,265
CONSTELLATION BRANDS INC CL A 21036P108 3,190 13,849 SH   SOLE   0 0 13,849
COSTCO WHSL CORP NEW COM 22160K105 670 1,163 SH   SOLE   0 0 1,163
CREDIT SUISSE ASSET MGMT INC COM 224916106 39 12,875 SH   SOLE   0 0 12,875
CROWDSTRIKE HLDGS INC CL A 22788C105 1,812 7,980 SH   SOLE   0 0 7,980
CROWN CASTLE INTL CORP NEW COM 22822V101 2,272 12,308 SH   SOLE   0 0 12,308
CSX CORP COM 126408103 243 6,493 SH   SOLE   0 0 6,493
CVS HEALTH CORP COM 126650100 553 5,459 SH   SOLE   0 0 5,459
DARDEN RESTAURANTS INC COM 237194105 355 2,670 SH   SOLE   0 0 2,670
DEERE & CO COM 244199105 634 1,526 SH   SOLE   0 0 1,526
DISNEY WALT CO COM 254687106 4,013 29,261 SH   SOLE   0 0 29,261
DOW INC COM 260557103 443 6,946 SH   SOLE   0 0 6,946
DUKE ENERGY CORP NEW COM NEW 26441C204 225 2,017 SH   SOLE   0 0 2,017
DUPONT DE NEMOURS INC COM 26614N102 509 6,914 SH   SOLE   0 0 6,914
ECOLAB INC COM 278865100 252 1,430 SH   SOLE   0 0 1,430
EXXON MOBIL CORP COM 30231G102 945 11,441 SH   SOLE   0 0 11,441
FEDERAL RLTY INVT TR NEW SH BEN INT NEW 313745101 201 1,650 SH   SOLE   0 0 1,650
FEDEX CORP COM 31428X106 426 1,840 SH   SOLE   0 0 1,840
FIDELITY COVINGTON TRUST MSCI INFO TECH I 316092808 418 3,397 SH   SOLE   0 0 3,397
FIDELITY COVINGTON TRUST MSCI HLTH CARE I 316092600 338 5,155 SH   SOLE   0 0 5,155
FORD MTR CO DEL COM 345370860 9,083 537,159 SH   SOLE   0 0 537,159
GENERAL ELECTRIC CO COM NEW 369604301 5,881 64,268 SH   SOLE   0 0 64,268
GENERAL MTRS CO COM 37045V100 538 12,292 SH   SOLE   0 0 12,292
GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 1,438 33,006 SH   SOLE   0 0 33,006
GLOBAL X FDS NASDAQ 100 COVER 37954Y483 959 45,745 SH   SOLE   0 0 45,745
GOLDMAN SACHS GROUP INC COM 38141G104 2,689 8,145 SH   SOLE   0 0 8,145
HOME DEPOT INC COM 437076102 3,385 11,308 SH   SOLE   0 0 11,308
HONEYWELL INTL INC COM 438516106 2,759 14,181 SH   SOLE   0 0 14,181
INTERNATIONAL BUSINESS MACHS COM 459200101 415 3,191 SH   SOLE   0 0 3,191
INTERNATIONAL PAPER CO COM 460146103 470 10,192 SH   SOLE   0 0 10,192
INVESCO QQQ TR UNIT SER 1 46090E103 685 1,890 SH   SOLE   0 0 1,890
IRON MTN INC NEW COM 46284V101 206 3,725 SH   SOLE   0 0 3,725
JOHNSON & JOHNSON COM 478160104 312 1,763 SH   SOLE   0 0 1,763
JPMORGAN CHASE & CO COM 46625H100 8,716 63,938 SH   SOLE   0 0 63,938
KEYCORP COM 493267108 325 14,500 SH   SOLE   0 0 14,500
LILLY ELI & CO COM 532457108 951 3,321 SH   SOLE   0 0 3,321
LINDE PLC SHS G5494J103 377 1,180 SH   SOLE   0 0 1,180
LOCKHEED MARTIN CORP COM 539830109 609 1,380 SH   SOLE   0 0 1,380
LOWES COS INC COM 548661107 347 1,716 SH   SOLE   0 0 1,716
MARVELL TECHNOLOGY INC COM 573874104 636 8,866 SH   SOLE   0 0 8,866
MASCO CORP COM 574599106 576 11,300 SH   SOLE   0 0 11,300
MASTERCARD INCORPORATED CL A 57636Q104 291 813 SH   SOLE   0 0 813
MCDONALDS CORP COM 580135101 332 1,344 SH   SOLE   0 0 1,344
MEDTRONIC PLC SHS G5960L103 8,421 75,903 SH   SOLE   0 0 75,903
META PLATFORMS INC CL A 30303M102 3,986 17,926 SH   SOLE   0 0 17,926
MICROSOFT CORP COM 594918104 2,320 7,525 SH   SOLE   0 0 7,525
MODERNA INC COM 60770K107 564 3,276 SH   SOLE   0 0 3,276
MONGODB INC CL A 60937P106 3,295 7,427 SH   SOLE   0 0 7,427
MORGAN STANLEY COM NEW 617446448 3,331 38,110 SH   SOLE   0 0 38,110
NETFLIX INC COM 64110L106 923 2,463 SH   SOLE   0 0 2,463
NEWELL BRANDS INC COM 651229106 3,091 144,350 SH   SOLE   0 0 144,350
NEXTERA ENERGY INC COM 65339F101 942 11,117 SH   SOLE   0 0 11,117
NEXTERA ENERGY PARTNERS LP COM UNIT PART IN 65341B106 224 2,690 SH   SOLE   0 0 2,690
NIKE INC CL B 654106103 1,592 11,833 SH   SOLE   0 0 11,833
NVIDIA CORPORATION COM 67066G104 10,295 37,731 SH   SOLE   0 0 37,731
ORACLE CORP COM 68389X105 850 10,278 SH   SOLE   0 0 10,278
PALO ALTO NETWORKS INC COM 697435105 1,240 1,992 SH   SOLE   0 0 1,992
PARAMOUNT GLOBAL CLASS B COM 92556H206 1,598 42,270 SH   SOLE   0 0 42,270
PAYPAL HLDGS INC COM 70450Y103 768 6,642 SH   SOLE   0 0 6,642
PEPSICO INC COM 713448108 2,967 17,725 SH   SOLE   0 0 17,725
PFIZER INC COM 717081103 23,381 451,628 SH   SOLE   0 0 451,628
PHILIP MORRIS INTL INC COM 718172109 303 3,229 SH   SOLE   0 0 3,229
PPL CORP COM 69351T106 10,132 354,775 SH   SOLE   0 0 354,775
PROCTER AND GAMBLE CO COM 742718109 733 4,795 SH   SOLE   0 0 4,795
PROSHARES TR ULTRAPRO SHT QQQ 74347G432 438 13,000 SH   SOLE   0 0 13,000
PRUDENTIAL FINL INC COM 744320102 4,156 35,167 SH   SOLE   0 0 35,167
PUBLIC STORAGE COM 74460D109 206 528 SH   SOLE   0 0 528
QUALCOMM INC COM 747525103 3,296 21,571 SH   SOLE   0 0 21,571
RAYONIER INC COM 754907103 2,373 57,715 SH   SOLE   0 0 57,715
RAYTHEON TECHNOLOGIES CORP COM 75513E101 4,060 40,985 SH   SOLE   0 0 40,985
RH COM 74967X103 2,668 8,182 SH   SOLE   0 0 8,182
ROKU INC COM CL A 77543R102 2,475 19,758 SH   SOLE   0 0 19,758
SALESFORCE COM INC COM 79466L302 9,235 43,497 SH   SOLE   0 0 43,497
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852 351 5,100 SH   SOLE   0 0 5,100
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 896 23,372 SH   SOLE   0 0 23,372
SI-BONE INC COM 825704109 906 40,075 SH   SOLE   0 0 40,075
SKYWORKS SOLUTIONS INC COM 83088M102 4,444 33,340 SH   SOLE   0 0 33,340
SOFI TECHNOLOGIES INC COM 83406F102 208 22,030 SH   SOLE   0 0 22,030
SOUTHERN CO COM 842587107 430 5,924 SH   SOLE   0 0 5,924
SOUTHWEST AIRLS CO COM 844741108 520 11,359 SH   SOLE   0 0 11,359
SPDR GOLD TR GOLD SHS 78463V107 500 2,770 SH   SOLE   0 0 2,770
T-MOBILE US INC COM 872590104 321 2,500 SH   SOLE   0 0 2,500
TESLA INC COM 88160R101 1,510 1,401 SH   SOLE   0 0 1,401
THE TRADE DESK INC COM CL A 88339J105 374 5,395 SH   SOLE   0 0 5,395
TJX COS INC NEW COM 872540109 2,223 36,699 SH   SOLE   0 0 36,699
TRUIST FINL CORP COM 89832Q109 460 8,121 SH   SOLE   0 0 8,121
TWILIO INC CL A 90138F102 6,229 37,797 SH   SOLE   0 0 37,797
UBER TECHNOLOGIES INC COM 90353T100 6,970 195,347 SH   SOLE   0 0 195,347
UNION PAC CORP COM 907818108 578 2,116 SH   SOLE   0 0 2,116
UNITED PARCEL SERVICE INC CL B 911312106 5,520 25,739 SH   SOLE   0 0 25,739
UNITEDHEALTH GROUP INC COM 91324P102 914 1,792 SH   SOLE   0 0 1,792
UNITY SOFTWARE INC COM 91332U101 778 7,846 SH   SOLE   0 0 7,846
VANGUARD INDEX FDS TOTAL STK MKT 922908769 452 1,984 SH   SOLE   0 0 1,984
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 3,432 8,267 SH   SOLE   0 0 8,267
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 1,453 23,329 SH   SOLE   0 0 23,329
VERIZON COMMUNICATIONS INC COM 92343V104 15,705 308,304 SH   SOLE   0 0 308,304
VISA INC COM CL A 92826C839 5,451 24,581 SH   SOLE   0 0 24,581
WALMART INC COM 931142103 6,982 46,882 SH   SOLE   0 0 46,882
WASTE MGMT INC DEL COM 94106L109 2,674 16,870 SH   SOLE   0 0 16,870
WELLS FARGO CO NEW COM 949746101 2,397 49,469 SH   SOLE   0 0 49,469
WENDYS CO COM 95058W100 404 18,400 SH   SOLE   0 0 18,400
WYNN RESORTS LTD COM 983134107 3,114 39,055 SH   SOLE   0 0 39,055