The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 615 3,508 SH   SOLE   0 0 3,508
ABBVIE INC COM 00287Y109 7,336 68,009 SH   SOLE   0 0 68,009
ABERDEEN STD GOLD ETF TR PHYSCL GOLD SHS 00326A104 1,487 88,225 SH   SOLE   0 0 88,225
ADOBE SYSTEMS INCORPORATED COM 00724F101 387 673 SH   SOLE   0 0 673
ADVANCED MICRO DEVICES INC COM 007903107 2,651 25,764 SH   SOLE   0 0 25,764
AIRBNB INC COM CL A 009066101 3,062 18,255 SH   SOLE   0 0 18,255
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 210 1,417 SH   SOLE   0 0 1,417
ALICO INC COM 016230104 257 7,500 SH   SOLE   0 0 7,500
ALPHABET INC CAP STK CL C 02079K107 1,663 624 SH   SOLE   0 0 624
ALPHABET INC CAP STK CL A 02079K305 8,841 3,307 SH   SOLE   0 0 3,307
AMAZON COM INC COM 023135106 19,760 6,015 SH   SOLE   0 0 6,015
AMERICAN EXPRESS CO COM 025816109 415 2,479 SH   SOLE   0 0 2,479
AMERICAN WTR WKS CO INC NEW COM 030420103 242 1,434 SH   SOLE   0 0 1,434
AMGEN INC COM 031162100 2,282 10,729 SH   SOLE   0 0 10,729
APPLE INC COM 037833100 10,564 74,654 SH   SOLE   0 0 74,654
APTIV PLC SHS G6095L109 216 1,450 SH   SOLE   0 0 1,450
AT&T INC COM 00206R102 5,441 201,439 SH   SOLE   0 0 201,439
AUTOMATIC DATA PROCESSING IN COM 053015103 307 1,537 SH   SOLE   0 0 1,537
BARRICK GOLD CORP COM 067901108 3,181 176,251 SH   SOLE   0 0 176,251
BECTON DICKINSON & CO COM 075887109 298 1,212 SH   SOLE   0 0 1,212
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 936 3,431 SH   SOLE   0 0 3,431
BK OF AMERICA CORP COM 060505104 6,997 164,825 SH   SOLE   0 0 164,825
BLOOMIN BRANDS INC COM 094235108 4,633 185,335 SH   SOLE   0 0 185,335
BOEING CO COM 097023105 7,080 32,191 SH   SOLE   0 0 32,191
BP PLC SPONSORED ADR 055622104 775 28,339 SH   SOLE   0 0 28,339
BRISTOL-MYERS SQUIBB CO COM 110122108 9,741 164,619 SH   SOLE   0 0 164,619
BROADCOM INC COM 11135F101 4,704 9,701 SH   SOLE   0 0 9,701
BROWN & BROWN INC COM 115236101 334 6,027 SH   SOLE   0 0 6,027
CARMAX INC COM 143130102 3,136 24,510 SH   SOLE   0 0 24,510
CATERPILLAR INC COM 149123101 736 3,833 SH   SOLE   0 0 3,833
CELSIUS HLDGS INC COM NEW 15118V207 1,144 12,700 SH   SOLE   0 0 12,700
CHEVRON CORP NEW COM 166764100 625 6,159 SH   SOLE   0 0 6,159
CISCO SYS INC COM 17275R102 576 10,587 SH   SOLE   0 0 10,587
CITIGROUP INC COM NEW 172967424 476 6,776 SH   SOLE   0 0 6,776
CLEVELAND-CLIFFS INC NEW COM 185899101 428 21,601 SH   SOLE   0 0 21,601
COCA COLA CO COM 191216100 2,435 46,398 SH   SOLE   0 0 46,398
CONSTELLATION BRANDS INC CL A 21036P108 2,690 12,769 SH   SOLE   0 0 12,769
COSTCO WHSL CORP NEW COM 22160K105 541 1,205 SH   SOLE   0 0 1,205
CROWDSTRIKE HLDGS INC CL A 22788C105 1,964 7,991 SH   SOLE   0 0 7,991
CROWN CASTLE INTL CORP NEW COM 22822V101 1,687 9,733 SH   SOLE   0 0 9,733
CVS HEALTH CORP COM 126650100 1,485 17,505 SH   SOLE   0 0 17,505
DARDEN RESTAURANTS INC COM 237194105 847 5,590 SH   SOLE   0 0 5,590
DEERE & CO COM 244199105 737 2,200 SH   SOLE   0 0 2,200
DISNEY WALT CO COM 254687106 2,256 13,336 SH   SOLE   0 0 13,336
DOW INC COM 260557103 222 3,851 SH   SOLE   0 0 3,851
DRAFTKINGS INC COM CL A 26142R104 605 12,565 SH   SOLE   0 0 12,565
DUPONT DE NEMOURS INC COM 26614N102 812 11,942 SH   SOLE   0 0 11,942
ECOLAB INC COM 278865100 564 2,705 SH   SOLE   0 0 2,705
EXXON MOBIL CORP COM 30231G102 801 13,610 SH   SOLE   0 0 13,610
FACEBOOK INC CL A 30303M102 4,495 13,245 SH   SOLE   0 0 13,245
FEDEX CORP COM 31428X106 823 3,755 SH   SOLE   0 0 3,755
FIDELITY COVINGTON TRUST MSCI INFO TECH I 316092808 470 3,958 SH   SOLE   0 0 3,958
FIDELITY COVINGTON TRUST MSCI HLTH CARE I 316092600 340 5,328 SH   SOLE   0 0 5,328
FORD MTR CO DEL COM 345370860 6,688 472,348 SH   SOLE   0 0 472,348
GENERAL ELECTRIC CO COM NEW 369604301 7,671 74,451 SH   SOLE   0 0 74,451
GENERAL MTRS CO COM 37045V100 522 9,900 SH   SOLE   0 0 9,900
GOLDMAN SACHS GROUP INC COM 38141G104 3,211 8,494 SH   SOLE   0 0 8,494
HOME DEPOT INC COM 437076102 3,959 12,061 SH   SOLE   0 0 12,061
HONEYWELL INTL INC COM 438516106 1,552 7,309 SH   SOLE   0 0 7,309
INTERNATIONAL BUSINESS MACHS COM 459200101 278 2,002 SH   SOLE   0 0 2,002
INTERNATIONAL PAPER CO COM 460146103 502 8,975 SH   SOLE   0 0 8,975
INVESCO QQQ TR UNIT SER 1 46090E103 498 1,392 SH   SOLE   0 0 1,392
ISHARES TR NATIONAL MUN ETF 464288414 209 1,801 SH   SOLE   0 0 1,801
JOHNSON & JOHNSON COM 478160104 277 1,713 SH   SOLE   0 0 1,713
JPMORGAN CHASE & CO COM 46625H100 9,242 56,458 SH   SOLE   0 0 56,458
KEYCORP COM 493267108 313 14,500 SH   SOLE   0 0 14,500
LILLY ELI & CO COM 532457108 423 1,830 SH   SOLE   0 0 1,830
LINDE PLC SHS G5494J103 314 1,069 SH   SOLE   0 0 1,069
LOCKHEED MARTIN CORP COM 539830109 2,815 8,157 SH   SOLE   0 0 8,157
LOWES COS INC COM 548661107 348 1,714 SH   SOLE   0 0 1,714
MASCO CORP COM 574599106 628 11,300 SH   SOLE   0 0 11,300
MASTERCARD INCORPORATED CL A 57636Q104 280 804 SH   SOLE   0 0 804
MCDONALDS CORP COM 580135101 324 1,343 SH   SOLE   0 0 1,343
MEDTRONIC PLC SHS G5960L103 7,172 57,212 SH   SOLE   0 0 57,212
MERCK & CO INC COM 58933Y105 1,418 18,876 SH   SOLE   0 0 18,876
MICROSOFT CORP COM 594918104 2,015 7,148 SH   SOLE   0 0 7,148
MODERNA INC COM 60770K107 2,179 5,663 SH   SOLE   0 0 5,663
MONGODB INC CL A 60937P106 3,990 8,462 SH   SOLE   0 0 8,462
MORGAN STANLEY COM NEW 617446448 2,447 25,146 SH   SOLE   0 0 25,146
NETFLIX INC COM 64110L106 1,608 2,635 SH   SOLE   0 0 2,635
NEXTERA ENERGY INC COM 65339F101 914 11,644 SH   SOLE   0 0 11,644
NEXTERA ENERGY PARTNERS LP COM UNIT PART IN 65341B106 203 2,690 SH   SOLE   0 0 2,690
NIKE INC CL B 654106103 2,079 14,315 SH   SOLE   0 0 14,315
NVIDIA CORPORATION COM 67066G104 7,270 35,092 SH   SOLE   0 0 35,092
ORACLE CORP COM 68389X105 895 10,269 SH   SOLE   0 0 10,269
PALO ALTO NETWORKS INC COM 697435105 1,364 2,847 SH   SOLE   0 0 2,847
PAYPAL HLDGS INC COM 70450Y103 1,163 4,470 SH   SOLE   0 0 4,470
PEPSICO INC COM 713448108 3,224 21,432 SH   SOLE   0 0 21,432
PFIZER INC COM 717081103 17,841 414,813 SH   SOLE   0 0 414,813
PHILIP MORRIS INTL INC COM 718172109 303 3,200 SH   SOLE   0 0 3,200
PPL CORP COM 69351T106 5,388 193,264 SH   SOLE   0 0 193,264
PROCTER AND GAMBLE CO COM 742718109 667 4,773 SH   SOLE   0 0 4,773
PROTHENA CORP PLC SHS G72800108 285 4,000 SH   SOLE   0 0 4,000
QUALCOMM INC COM 747525103 1,969 15,264 SH   SOLE   0 0 15,264
RACKSPACE TECHNOLOGY INC COM 750102105 312 21,953 SH   SOLE   0 0 21,953
RAYONIER INC COM 754907103 2,347 65,790 SH   SOLE   0 0 65,790
RAYTHEON TECHNOLOGIES CORP COM 75513E101 3,915 45,541 SH   SOLE   0 0 45,541
RH COM 74967X103 1,854 2,780 SH   SOLE   0 0 2,780
ROKU INC COM CL A 77543R102 5,421 17,299 SH   SOLE   0 0 17,299
ROSS STORES INC COM 778296103 214 1,970 SH   SOLE   0 0 1,970
SALESFORCE COM INC COM 79466L302 10,586 39,030 SH   SOLE   0 0 39,030
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852 410 5,123 SH   SOLE   0 0 5,123
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 643 17,137 SH   SOLE   0 0 17,137
SHOPIFY INC CL A 82509L107 712 525 SH   SOLE   0 0 525
SI-BONE INC COM 825704109 841 39,250 SH   SOLE   0 0 39,250
SNOWFLAKE INC CL A 833445109 242 800 SH   SOLE   0 0 800
SOUTHERN CO COM 842587107 342 5,521 SH   SOLE   0 0 5,521
SOUTHWEST AIRLS CO COM 844741108 776 15,089 SH   SOLE   0 0 15,089
SPDR GOLD TR GOLD SHS 78463V107 458 2,790 SH   SOLE   0 0 2,790
SPLUNK INC COM 848637104 419 2,898 SH   SOLE   0 0 2,898
STARBUCKS CORP COM 855244109 2,096 19,002 SH   SOLE   0 0 19,002
T-MOBILE US INC COM 872590104 641 5,015 SH   SOLE   0 0 5,015
TESLA INC COM 88160R101 1,028 1,326 SH   SOLE   0 0 1,326
THE TRADE DESK INC COM CL A 88339J105 341 4,850 SH   SOLE   0 0 4,850
TJX COS INC NEW COM 872540109 1,923 29,144 SH   SOLE   0 0 29,144
TRUIST FINL CORP COM 89832Q109 467 7,968 SH   SOLE   0 0 7,968
TWILIO INC CL A 90138F102 10,888 34,127 SH   SOLE   0 0 34,127
UBER TECHNOLOGIES INC COM 90353T100 6,273 140,020 SH   SOLE   0 0 140,020
UNDER ARMOUR INC CL C 904311206 443 25,302 SH   SOLE   0 0 25,302
UNION PAC CORP COM 907818108 1,503 7,670 SH   SOLE   0 0 7,670
UNITED PARCEL SERVICE INC CL B 911312106 7,165 39,349 SH   SOLE   0 0 39,349
UNITED RENTALS INC COM 911363109 474 1,350 SH   SOLE   0 0 1,350
UNITEDHEALTH GROUP INC COM 91324P102 706 1,806 SH   SOLE   0 0 1,806
UNITY SOFTWARE INC COM 91332U101 748 5,923 SH   SOLE   0 0 5,923
VANGUARD INDEX FDS TOTAL STK MKT 922908769 437 1,966 SH   SOLE   0 0 1,966
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 3,339 8,466 SH   SOLE   0 0 8,466
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 1,662 25,329 SH   SOLE   0 0 25,329
VERIZON COMMUNICATIONS INC COM 92343V104 14,868 275,279 SH   SOLE   0 0 275,279
VIACOMCBS INC CL B 92556H206 518 13,108 SH   SOLE   0 0 13,108
VISA INC COM CL A 92826C839 6,309 28,322 SH   SOLE   0 0 28,322
WALMART INC COM 931142103 4,936 35,416 SH   SOLE   0 0 35,416
WASTE MGMT INC DEL COM 94106L109 2,639 17,670 SH   SOLE   0 0 17,670
WELLS FARGO CO NEW COM 949746101 2,438 52,541 SH   SOLE   0 0 52,541
WENDYS CO COM 95058W100 547 25,250 SH   SOLE   0 0 25,250
WYNN RESORTS LTD COM 983134107 3,269 38,570 SH   SOLE   0 0 38,570