The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 641 3,328 SH   SOLE   0 0 3,328
ABBVIE INC COM 00287Y109 6,180 57,106 SH   SOLE   0 0 57,106
ABERDEEN STD GOLD ETF TR PHYSCL GOLD SHS 00326A104 2,499 152,385 SH   SOLE   0 0 152,385
ADOBE SYSTEMS INCORPORATED COM 00724F101 324 681 SH   SOLE   0 0 681
ADVANCED MICRO DEVICES INC COM 007903107 1,783 22,719 SH   SOLE   0 0 22,719
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 778 3,433 SH   SOLE   0 0 3,433
ALPHABET INC CAP STK CL C 02079K107 1,210 585 SH   SOLE   0 0 585
ALPHABET INC CAP STK CL A 02079K305 6,654 3,226 SH   SOLE   0 0 3,226
AMAZON COM INC COM 023135106 16,656 5,383 SH   SOLE   0 0 5,383
AMERICAN WTR WKS CO INC NEW COM 030420103 215 1,434 SH   SOLE   0 0 1,434
AMGEN INC COM 031162100 2,713 10,904 SH   SOLE   0 0 10,904
APPLE INC COM 037833100 9,091 74,425 SH   SOLE   0 0 74,425
AT&T INC COM 00206R102 3,833 126,636 SH   SOLE   0 0 126,636
AUTOMATIC DATA PROCESSING IN COM 053015103 290 1,537 SH   SOLE   0 0 1,537
BECTON DICKINSON & CO COM 075887109 295 1,212 SH   SOLE   0 0 1,212
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 878 3,437 SH   SOLE   0 0 3,437
BIOGEN INC COM 09062X103 1,313 4,695 SH   SOLE   0 0 4,695
BK OF AMERICA CORP COM 060505104 6,371 164,679 SH   SOLE   0 0 164,679
BLOOMIN BRANDS INC COM 094235108 9,445 349,175 SH   SOLE   0 0 349,175
BOEING CO COM 097023105 4,547 17,852 SH   SOLE   0 0 17,852
BP PLC SPONSORED ADR 055622104 394 16,190 SH   SOLE   0 0 16,190
BRISTOL-MYERS SQUIBB CO COM 110122108 9,658 152,991 SH   SOLE   0 0 152,991
BROADCOM INC COM 11135F101 4,510 9,726 SH   SOLE   0 0 9,726
BROWN & BROWN INC COM 115236101 216 4,736 SH   SOLE   0 0 4,736
CARMAX INC COM 143130102 4,111 30,988 SH   SOLE   0 0 30,988
CATERPILLAR INC COM 149123101 1,179 5,083 SH   SOLE   0 0 5,083
CELSIUS HLDGS INC COM NEW 15118V207 216 4,500 SH   SOLE   0 0 4,500
CHEVRON CORP NEW COM 166764100 580 5,535 SH   SOLE   0 0 5,535
CISCO SYS INC COM 17275R102 321 6,204 SH   SOLE   0 0 6,204
CITIGROUP INC COM NEW 172967424 468 6,436 SH   SOLE   0 0 6,436
COCA COLA CO COM 191216100 2,446 46,398 SH   SOLE   0 0 46,398
CONSTELLATION BRANDS INC CL A 21036P108 2,227 9,769 SH   SOLE   0 0 9,769
COSTCO WHSL CORP NEW COM 22160K105 456 1,295 SH   SOLE   0 0 1,295
CROWDSTRIKE HLDGS INC CL A 22788C105 1,127 6,173 SH   SOLE   0 0 6,173
CROWN CASTLE INTL CORP NEW COM 22822V101 1,675 9,733 SH   SOLE   0 0 9,733
CSX CORP COM 126408103 204 2,113 SH   SOLE   0 0 2,113
CVS HEALTH CORP COM 126650100 2,229 29,630 SH   SOLE   0 0 29,630
DARDEN RESTAURANTS INC COM 237194105 1,756 12,365 SH   SOLE   0 0 12,365
DEERE & CO COM 244199105 1,010 2,700 SH   SOLE   0 0 2,700
DISNEY WALT CO COM 254687106 1,384 7,500 SH   SOLE   0 0 7,500
DRAFTKINGS INC COM CL A 26142R104 240 3,914 SH   SOLE   0 0 3,914
DUPONT DE NEMOURS INC COM 26614N102 808 10,460 SH   SOLE   0 0 10,460
EATON VANCE TAX ADVT DIV INC COM 27828G107 216 8,226 SH   SOLE   0 0 8,226
ECOLAB INC COM 278865100 536 2,505 SH   SOLE   0 0 2,505
FACEBOOK INC CL A 30303M102 4,044 13,730 SH   SOLE   0 0 13,730
FEDEX CORP COM 31428X106 550 1,935 SH   SOLE   0 0 1,935
FIDELITY COVINGTON TRUST MSCI INFO TECH I 316092808 371 3,505 SH   SOLE   0 0 3,505
FIDELITY COVINGTON TRUST MSCI HLTH CARE I 316092600 314 5,328 SH   SOLE   0 0 5,328
FORD MTR CO DEL COM 345370860 1,696 138,478 SH   SOLE   0 0 138,478
GENERAL ELECTRIC CO COM 369604103 4,862 370,278 SH   SOLE   0 0 370,278
GOLDMAN SACHS GROUP INC COM 38141G104 2,857 8,736 SH   SOLE   0 0 8,736
HOME DEPOT INC COM 437076102 3,682 12,061 SH   SOLE   0 0 12,061
HONEYWELL INTL INC COM 438516106 1,483 6,834 SH   SOLE   0 0 6,834
INTERNATIONAL PAPER CO COM 460146103 1,246 23,050 SH   SOLE   0 0 23,050
INVESCO QQQ TR UNIT SER 1 46090E103 434 1,361 SH   SOLE   0 0 1,361
ISHARES TR NATIONAL MUN ETF 464288414 209 1,801 SH   SOLE   0 0 1,801
JOHNSON & JOHNSON COM 478160104 383 2,333 SH   SOLE   0 0 2,333
JPMORGAN CHASE & CO COM 46625H100 8,494 55,795 SH   SOLE   0 0 55,795
KEYCORP COM 493267108 290 14,500 SH   SOLE   0 0 14,500
LILLY ELI & CO COM 532457108 330 1,765 SH   SOLE   0 0 1,765
LINDE PLC SHS G5494J103 271 969 SH   SOLE   0 0 969
LOCKHEED MARTIN CORP COM 539830109 660 1,785 SH   SOLE   0 0 1,785
LOWES COS INC COM 548661107 326 1,714 SH   SOLE   0 0 1,714
MASCO CORP COM 574599106 839 14,000 SH   SOLE   0 0 14,000
MASTERCARD INCORPORATED CL A 57636Q104 430 1,209 SH   SOLE   0 0 1,209
MCDONALDS CORP COM 580135101 301 1,343 SH   SOLE   0 0 1,343
MEDTRONIC PLC SHS G5960L103 8,358 70,753 SH   SOLE   0 0 70,753
MERCK & CO. INC COM 58933Y105 1,306 16,942 SH   SOLE   0 0 16,942
MICRON TECHNOLOGY INC COM 595112103 300 3,400 SH   SOLE   0 0 3,400
MICROSOFT CORP COM 594918104 1,361 5,772 SH   SOLE   0 0 5,772
MODERNA INC COM 60770K107 587 4,480 SH   SOLE   0 0 4,480
MONGODB INC CL A 60937P106 2,853 10,667 SH   SOLE   0 0 10,667
MORGAN STANLEY COM NEW 617446448 1,208 15,560 SH   SOLE   0 0 15,560
NETFLIX INC COM 64110L106 1,476 2,830 SH   SOLE   0 0 2,830
NEXTERA ENERGY INC COM 65339F101 979 12,944 SH   SOLE   0 0 12,944
NIKE INC CL B 654106103 1,730 13,015 SH   SOLE   0 0 13,015
NORTONLIFELOCK INC COM 668771108 461 21,700 SH   SOLE   0 0 21,700
NVIDIA CORPORATION COM 67066G104 4,184 7,836 SH   SOLE   0 0 7,836
ORACLE CORP COM 68389X105 712 10,150 SH   SOLE   0 0 10,150
PALO ALTO NETWORKS INC COM 697435105 655 2,033 SH   SOLE   0 0 2,033
PAYPAL HLDGS INC COM 70450Y103 863 3,555 SH   SOLE   0 0 3,555
PELOTON INTERACTIVE INC CL A COM 70614W100 228 2,031 SH   SOLE   0 0 2,031
PEPSICO INC COM 713448108 3,013 21,298 SH   SOLE   0 0 21,298
PETIQ INC COM CL A 71639T106 364 10,322 SH   SOLE   0 0 10,322
PFIZER INC COM 717081103 15,061 415,715 SH   SOLE   0 0 415,715
PHILIP MORRIS INTL INC COM 718172109 284 3,200 SH   SOLE   0 0 3,200
PROCTER AND GAMBLE CO COM 742718109 646 4,773 SH   SOLE   0 0 4,773
QUALCOMM INC COM 747525103 1,790 13,504 SH   SOLE   0 0 13,504
RACKSPACE TECHNOLOGY INC COM 750102105 1,297 54,547 SH   SOLE   0 0 54,547
RAYONIER INC COM 754907103 326 10,100 SH   SOLE   0 0 10,100
RAYTHEON TECHNOLOGIES CORP COM 75513E101 3,518 45,525 SH   SOLE   0 0 45,525
RH COM 74967X103 1,357 2,275 SH   SOLE   0 0 2,275
ROKU INC COM CL A 77543R102 5,654 17,357 SH   SOLE   0 0 17,357
ROSS STORES INC COM 778296103 236 1,970 SH   SOLE   0 0 1,970
ROYALTY PHARMA PLC SHS CLASS A G7709Q104 218 5,000 SH   SOLE   0 0 5,000
SALESFORCE COM INC COM 79466L302 8,157 38,502 SH   SOLE   0 0 38,502
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852 414 5,646 SH   SOLE   0 0 5,646
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 569 16,721 SH   SOLE   0 0 16,721
SERVICENOW INC COM 81762P102 213 425 SH   SOLE   0 0 425
SHOPIFY INC CL A 82509L107 692 625 SH   SOLE   0 0 625
SKYWORKS SOLUTIONS INC COM 83088M102 212 1,155 SH   SOLE   0 0 1,155
SOUTHERN CO COM 842587107 311 4,996 SH   SOLE   0 0 4,996
SOUTHWEST AIRLS CO COM 844741108 549 8,989 SH   SOLE   0 0 8,989
SPDR GOLD TR GOLD SHS 78463V107 443 2,770 SH   SOLE   0 0 2,770
SPLUNK INC COM 848637104 498 3,677 SH   SOLE   0 0 3,677
STARBUCKS CORP COM 855244109 2,065 18,902 SH   SOLE   0 0 18,902
TELADOC HEALTH INC COM 87918A105 1,525 8,390 SH   SOLE   0 0 8,390
TESLA INC COM 88160R101 730 1,093 SH   SOLE   0 0 1,093
THE TRADE DESK INC COM CL A 88339J105 749 1,150 SH   SOLE   0 0 1,150
T-MOBILE US INC COM 872590104 630 5,031 SH   SOLE   0 0 5,031
TRUIST FINL CORP COM 89832Q109 523 8,968 SH   SOLE   0 0 8,968
TRUSTMARK CORP COM 898402102 202 6,000 SH   SOLE   0 0 6,000
TWILIO INC CL A 90138F102 12,303 36,105 SH   SOLE   0 0 36,105
UBER TECHNOLOGIES INC COM 90353T100 4,387 80,482 SH   SOLE   0 0 80,482
UNION PAC CORP COM 907818108 705 3,200 SH   SOLE   0 0 3,200
UNITED PARCEL SERVICE INC CL B 911312106 6,274 36,908 SH   SOLE   0 0 36,908
UNITED RENTALS INC COM 911363109 757 2,300 SH   SOLE   0 0 2,300
UNITEDHEALTH GROUP INC COM 91324P102 990 2,661 SH   SOLE   0 0 2,661
UNITY SOFTWARE INC COM 91332U101 496 4,948 SH   SOLE   0 0 4,948
VANGUARD INDEX FDS TOTAL STK MKT 922908769 419 2,028 SH   SOLE   0 0 2,028
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 3,076 8,444 SH   SOLE   0 0 8,444
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 578 9,170 SH   SOLE   0 0 9,170
VERIZON COMMUNICATIONS INC COM 92343V104 7,962 136,927 SH   SOLE   0 0 136,927
VIATRIS INC COM 92556V106 261 18,670 SH   SOLE   0 0 18,670
VISA INC COM CL A 92826C839 6,248 29,507 SH   SOLE   0 0 29,507
WALMART INC COM 931142103 4,828 35,544 SH   SOLE   0 0 35,544
WASTE MGMT INC DEL COM 94106L109 2,286 17,720 SH   SOLE   0 0 17,720
WELLS FARGO CO NEW COM 949746101 1,154 29,548 SH   SOLE   0 0 29,548
WYNN RESORTS LTD COM 983134107 402 3,205 SH   SOLE   0 0 3,205