The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M Company COM 88579Y101 1,330 12,034 SH   SOLE NONE 11,629 0 405
A F L A C Inc COM 001055102 2,104 37,442 SH   SOLE NONE 36,223 0 1,219
A T & T New COM 00206R102 380 24,798 SH   SOLE NONE 23,574 0 1,224
Abbott Laboratories COM 002824100 1,600 16,535 SH   SOLE NONE 16,160 0 375
AbbVie Inc COM 00287Y109 305 2,269 SH   SOLE NONE 2,231 0 38
Adobe Systems Inc COM 00724F101 258 937 SH   SOLE NONE 937 0 0
Advanced Micro Devices COM 007903107 226 3,565 SH   SOLE NONE 3,565 0 0
Air Prod & Chemicals Inc COM 009158106 1,712 7,356 SH   SOLE NONE 7,031 0 325
Albemarle Corp COM 012653101 1,148 4,341 SH   SOLE NONE 4,341 0 0
Alphabet Inc Cl C (Google CAP STK CL C 02079K107 4,278 44,490 SH   SOLE NONE 42,710 0 1,780
Amazon Com Inc COM 023135106 3,193 28,260 SH   SOLE NONE 27,420 0 840
American Tower Corp COM 03027X100 334 1,555 SH   SOLE NONE 1,545 0 10
Amgen Incorporated COM 031162100 2,173 9,641 SH   SOLE NONE 9,391 0 250
Apple Computer Inc COM 037833100 10,166 73,557 SH   SOLE NONE 70,990 0 2,567
Applied Materials Inc COM 038222105 3,145 38,392 SH   SOLE NONE 37,398 0 994
Atmos Energy Corp COM 049560105 807 7,923 SH   SOLE NONE 7,788 0 135
Automatic Data Processing COM 053015103 3,544 15,668 SH   SOLE NONE 15,402 0 266
Bank Of New York Mellon C COM 064058100 1,918 49,781 SH   SOLE NONE 48,880 0 901
Becton Dickinson & Co COM 075887109 1,760 7,898 SH   SOLE NONE 7,712 0 186
Berkshire Hathaway Cl B CL B NEW 084670702 2,951 11,052 SH   SOLE NONE 10,822 0 230
Blackrock Inc COM 09247X101 2,195 3,989 SH   SOLE NONE 3,909 0 80
Boeing Co COM 097023105 412 3,404 SH   SOLE NONE 3,404 0 0
Bristol-Myers Squibb Co COM 110122108 1,854 26,080 SH   SOLE NONE 25,496 0 584
Broadcom Inc Com COM 11135F101 307 692 SH   SOLE NONE 692 0 0
C V S Health Corp COM 126650100 3,094 32,443 SH   SOLE NONE 32,114 0 329
Carrier Global Corp COM 14448C104 1,043 29,342 SH   SOLE NONE 28,863 0 479
CBRE Group CL A 12504L109 944 13,977 SH   SOLE NONE 13,327 0 650
Centerpoint Energy Inc COM 15189T107 243 8,635 SH   SOLE NONE 8,635 0 0
Chevron Corp COM 166764100 2,275 15,833 SH   SOLE NONE 15,433 0 400
Chubb Ltd COM H1467J104 1,087 5,974 SH   SOLE NONE 5,838 0 136
Cigna Corp COM 125523100 1,008 3,634 SH   SOLE NONE 3,580 0 54
Cisco Systems Inc COM 17275R102 343 8,570 SH   SOLE NONE 8,370 0 200
Coca Cola Company COM 191216100 734 13,109 SH   SOLE NONE 12,999 0 110
Cognizant Tech Sol Cl A CL A 192446102 1,439 25,055 SH   SOLE NONE 24,745 0 310
Colgate-Palmolive Co COM 194162103 345 4,911 SH   SOLE NONE 4,841 0 70
ConocoPhillips COM 20825C104 1,371 13,393 SH   SOLE NONE 13,043 0 350
Constellation Brands Cl A CL A 21036P108 893 3,888 SH   SOLE NONE 3,806 0 82
Costco Wholesale Corp COM 22160K105 1,861 3,941 SH   SOLE NONE 3,799 0 142
Cummins Inc COM 231021106 1,260 6,190 SH   SOLE NONE 6,040 0 150
Davita Inc COM 23918K108 493 5,955 SH   SOLE NONE 5,635 0 320
Disney Walt Co COM 254687106 1,724 18,275 SH   SOLE NONE 17,783 0 492
Duke Energy Corporation COM NEW 26441C204 854 9,176 SH   SOLE NONE 8,921 0 255
Emerson Electric Co COM 291011104 1,075 14,679 SH   SOLE NONE 14,303 0 376
Entergy Corp New COM 29364G103 2,314 22,992 SH   SOLE NONE 22,517 0 475
Expeditors Intl of WA Inc COM 302130109 2,128 24,101 SH   SOLE NONE 23,447 0 654
Exxon Mobil Corporation COM 30231G102 1,889 21,634 SH   SOLE NONE 20,850 0 784
Fedex Corporation COM 31428X106 1,004 6,766 SH   SOLE NONE 6,642 0 124
General Mills Inc COM 370334104 599 7,820 SH   SOLE NONE 7,820 0 0
Genuine Parts Co COM 372460105 1,857 12,438 SH   SOLE NONE 12,181 0 257
Goldman Sachs Group Inc COM 38141G104 2,123 7,245 SH   SOLE NONE 7,080 0 165
Home Depot Inc COM 437076102 382 1,384 SH   SOLE NONE 1,384 0 0
IAC/InterActive Corp COM NEW 44891N208 258 4,662 SH   SOLE NONE 4,453 0 209
Intel Corp COM 458140100 1,397 54,215 SH   SOLE NONE 52,825 0 1,390
Ishares Tr Barclays Fund CORE US AGGBD ET 464287226 572 5,937 SH   SOLE NONE 5,673 0 264
Ishares Tr Comex Gold ISHARES NEW 464285204 2,642 83,782 SH   SOLE NONE 81,300 0 2,482
IShares Tr MSCI EAFE Fd MSCI EAFE ETF 464287465 4,252 75,922 SH   SOLE NONE 75,922 0 0
Ishares Tr S&P Midcap 400 CORE S&P MCP ETF 464287507 2,198 10,024 SH   SOLE NONE 9,996 0 28
IShares Tr S&P Smallcap 600 CORE S&P SCP ETF 464287804 1,601 18,365 SH   SOLE NONE 18,332 0 33
IShares Trust S&P 500 CORE S&P500 ETF 464287200 276 769 SH   SOLE NONE 439 0 330
J P Morgan Chase & Co COM 46625H100 1,376 13,165 SH   SOLE NONE 12,845 0 320
Johnson & Johnson COM 478160104 4,174 25,548 SH   SOLE NONE 24,991 0 557
Kinder Morgan Inc COM 49456B101 505 30,326 SH   SOLE NONE 28,816 0 1,510
Lowes Companies Inc COM 548661107 2,492 13,266 SH   SOLE NONE 13,116 0 150
Match Group Inc New Com COM 57667L107 459 9,607 SH   SOLE NONE 9,156 0 451
Mc Donalds Corp COM 580135101 1,270 5,502 SH   SOLE NONE 5,372 0 130
Merck & Co Inc COM 58933Y105 596 6,922 SH   SOLE NONE 6,822 0 100
Meta Platforms Inc (Facebook Inc Class A) CL A 30303M102 923 6,806 SH   SOLE NONE 6,476 0 330
Microsoft Corp COM 594918104 7,142 30,665 SH   SOLE NONE 30,030 0 635
Monster Beverage Corp COM 61174X109 862 9,916 SH   SOLE NONE 9,916 0 0
Nike Inc Class B CL B 654106103 2,758 33,179 SH   SOLE NONE 32,794 0 385
Nucor Corp COM 670346105 3,569 33,361 SH   SOLE NONE 32,734 0 627
Nvidia Corp COM 67066G104 954 7,859 SH   SOLE NONE 7,859 0 0
Omnicom Group Inc COM 681919106 1,221 19,346 SH   SOLE NONE 19,141 0 205
Oracle Corporation COM 68389X105 2,120 34,714 SH   SOLE NONE 33,782 0 932
Pepsico Incorporated COM 713448108 2,790 17,091 SH   SOLE NONE 16,663 0 428
Pfizer Incorporated COM 717081103 2,041 46,642 SH   SOLE NONE 44,308 0 2,334
Phillips 66 com COM 718546104 743 9,207 SH   SOLE NONE 9,032 0 175
PNC Finl Services Gp Inc COM 693475105 1,313 8,785 SH   SOLE NONE 8,670 0 115
Procter & Gamble Co COM 742718109 3,984 31,559 SH   SOLE NONE 30,960 0 599
Qualcomm Inc COM 747525103 254 2,249 SH   SOLE NONE 2,249 0 0
Raytheon Tech Corp COM 75513E101 2,109 25,763 SH   SOLE NONE 24,758 0 1,005
Regeneron Pharms Inc COM 75886F107 933 1,355 SH   SOLE NONE 1,310 0 45
S P D R TRUST Unit SR TR UNIT 78462F103 14,918 41,766 SH   SOLE NONE 41,627 0 139
Salesforce Com COM 79466L302 414 2,875 SH   SOLE NONE 2,770 0 105
Schwab (The Charles) Corp COM 808513105 336 4,681 SH   SOLE NONE 4,681 0 0
Sony Group Corp ADR SPONSORED ADR 835699307 306 4,775 SH   SOLE NONE 4,725 0 50
Southwest Airlines Co. COM 844741108 417 13,523 SH   SOLE NONE 12,737 0 786
Starbucks Corp COM 855244109 1,678 19,917 SH   SOLE NONE 18,496 0 1,421
T J X Cos Inc COM 872540109 3,924 63,163 SH   SOLE NONE 61,916 0 1,247
T Rowe Price Group Inc COM 74144T108 920 8,758 SH   SOLE NONE 8,553 0 205
Tesla Motors Inc COM 88160R101 428 1,614 SH   SOLE NONE 1,569 0 45
Toronto Dominion Bank COM NEW 891160509 1,800 29,352 SH   SOLE NONE 28,772 0 580
TotalEnergies SE ADR SPONSORED ADS 89151E109 230 4,945 SH   SOLE NONE 4,705 0 240
Travelers Companies Inc COM 89417E109 1,885 12,303 SH   SOLE NONE 11,874 0 429
Unilever Plc Adr New SPON ADR NEW 904767704 281 6,407 SH   SOLE NONE 6,407 0 0
United Parcel Service B CL B 911312106 416 2,576 SH   SOLE NONE 2,546 0 30
Unitedhealth Group Inc COM 91324P102 1,575 3,120 SH   SOLE NONE 3,074 0 46
V F Corporation COM 918204108 628 20,984 SH   SOLE NONE 20,259 0 725
Vanguard Emerging Market FTSE EMR MKT ETF 922042858 1,731 47,439 SH   SOLE NONE 47,045 0 394
Vanguard High Div Yield E HIGH DIV YLD 921946406 3,128 32,967 SH   SOLE NONE 32,967 0 0
Vanguard Large Cap LARGE CAP ETF 922908637 375 2,295 SH   SOLE NONE 2,172 0 123
Vanguard Mid Cap MID CAP ETF 922908629 805 4,280 SH   SOLE NONE 4,122 0 158
Vanguard Msci Eafe ETF VAN FTSE DEV MKT 921943858 1,084 29,825 SH   SOLE NONE 29,392 0 433
Vanguard Short Term Bond SHORT TRM BOND 921937827 817 10,925 SH   SOLE NONE 9,860 0 1,065
Vanguard Small Cap ETF SMALL CP ETF 922908751 848 4,964 SH   SOLE NONE 4,832 0 132
Verizon Communications COM 92343V104 885 23,295 SH   SOLE NONE 22,744 0 551
Visa Inc Class A COM CL A 92826C839 4,789 26,960 SH   SOLE NONE 26,379 0 581
Vmware Inc CL A COM 928563402 649 6,093 SH   SOLE NONE 5,943 0 150
Wal-Mart Stores Inc COM 931142103 2,385 18,386 SH   SOLE NONE 17,694 0 692
Whirlpool Corp COM 963320106 348 2,580 SH   SOLE NONE 2,396 0 184