Exhibit 99.4 - Schedule 1

Client Loan Number

Channel

Rate Lock Date

Application Date

Borrower Employment Indicator

Co Borrower Employment Indicator

Borrower Citizenship Indicator

Co Borrower Citizenship Indicator

Residual Income

Points And Fees

Points And Fees Without Reductions

APR

Qualifying Interest Rate

Average Prime Offer Rate

GSE Eligibility

Opus QM ATR Status

S&P QM ATR Status

Fitch QM ATR Status

Moodys QM ATR Status

TRID

301155663

Wholesale

XXXX

XXXX

Employed

Employed

US

US

10004.716

6320

6320

0.04441

0.04375

4.34

No

QM/Non-HPML

QM/Non-HPML

SHQM

QM Safe Harbor

Yes

301159179

Correspondent Flow without delegated underwriting

XXXX

XXXX

Employed

Non Permanent Resident Alien

5703.942

1800

1800

0.0495

0.04875

4.21

No

QM/Non-HPML

QM/Non-HPML

SHQM

QM Safe Harbor

Yes

301150504

Wholesale

XXXX

XXXX

Employed

US

12406.017

9044.4

9044.4

0.04526

0.045

4.45

No

QM/Non-HPML

QM/Non-HPML

SHQM

QM Safe Harbor

Yes

301133752

Wholesale

XXXX

XXXX

Employed

Employed

US

US

8950.618

13205

13205

0.05028

0.04875

4.4

No

QM/Non-HPML

QM/Non-HPML

SHQM

QM Safe Harbor

Yes

301158639

Wholesale

XXXX

XXXX

Employed

Unemployed

Permanent Resident Alien

US

7584.042

1626.23

1626.23

0.03775

0.0375

4.31

No

QM/Non-HPML

QM/Non-HPML

SHQM

QM Safe Harbor

Yes

301150076

Correspondent Flow without delegated underwriting

XXXX

XXXX

Employed

US

11665.285

1975

1975

0.05322

0.0525

4.39

No

QM/Non-HPML

QM/Non-HPML

SHQM

QM Safe Harbor

Yes

301158540

Wholesale

XXXX

XXXX

Employed

US

7322.785

7980

7980

0.04483

0.04375

4.31

No

QM/Non-HPML

QM/Non-HPML

SHQM

QM Safe Harbor

Yes

301154813

Wholesale

XXXX

XXXX

Employed

US

6667.866

6210

6210

0.0477

0.0475

4.34

No

QM/Non-HPML

QM/Non-HPML

SHQM

QM Safe Harbor

Yes

301147129

Wholesale

XXXX

XXXX

Employed

Unemployed

US

US

8262.491

11232

11232

0.04894

0.04875

4.39

No

QM/Non-HPML

QM/Non-HPML

SHQM

QM Safe Harbor

Yes