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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL C 02079K107   307,264 2,540 SH   SOLE 0 0 0 2,540
ALPS ETF TR ALERIAN MLP 00162Q452   762,948 19,458 SH   SOLE 0 0 0 19,458
APPLE INC COM 037833100   1,701,699 8,773 SH   SOLE 0 0 0 8,773
ARCH CAP GROUP LTD ORD G0450A105   785,925 10,500 SH   SOLE 0 0 0 10,500
ATEA PHARMACEUTICALS INC COM 04683R106   661,980 177,000 SH   SOLE 0 0 0 177,000
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   205,623 603 SH   SOLE 0 0 0 603
CINTAS CORP COM 172908105   251,025 505 SH   SOLE 0 0 0 505
EXXON MOBIL CORP COM 30231G102   236,594 2,206 SH   SOLE 0 0 0 2,206
FIRST TR EXCH TRADED FD III MANAGD MUN ETF 33739N108   352,158 6,949 SH   SOLE 0 0 0 6,949
FIRST TR EXCHANGE-TRADED FD NO AMER ENERGY 33738D101   1,574,856 58,328 SH   SOLE 0 0 0 58,328
FLEXSHARES TR FLEXSHARES ULTRA 33939L886   1,080,348 14,413 SH   SOLE 0 37 0 14,376
HOME DEPOT INC COM 437076102   260,627 839 SH   SOLE 0 0 0 839
ISHARES TR CORE US AGGBD ET 464287226   1,855,360 18,942 SH   SOLE 0 29 0 18,913
ISHARES TR RUS 1000 ETF 464287622   1,414,661 5,804 SH   SOLE 0 0 0 5,804
ISHARES TR CORE S&P MCP ETF 464287507   261,219 999 SH   SOLE 0 0 0 999
ISHARES TR RUS 1000 GRW ETF 464287614   1,828,310 6,644 SH   SOLE 0 0 0 6,644
ISHARES TR CORE MSCI EAFE 46432F842   5,410,664 80,158 SH   SOLE 0 1,310 0 78,848
ISHARES TR RUSSELL 2000 ETF 464287655   3,108,544 16,599 SH   SOLE 0 0 0 16,599
ISHARES TR RUS MD CP GR ETF 464287481   3,023,666 31,291 SH   SOLE 0 0 0 31,291
ISHARES TR GLB INFRASTR ETF 464288372   451,096 9,608 SH   SOLE 0 0 0 9,608
ISHARES TR NATIONAL MUN ETF 464288414   352,611 3,304 SH   SOLE 0 0 0 3,304
ISHARES TR SHRT NAT MUN ETF 464288158   442,586 4,254 SH   SOLE 0 0 0 4,254
ISHARES TR TIPS BD ETF 464287176   534,239 4,964 SH   SOLE 0 2 0 4,962
ISHARES TR INTL SEL DIV ETF 464288448   668,729 25,398 SH   SOLE 0 0 0 25,398
ISHARES TR PFD AND INCM SEC 464288687   468,064 15,133 SH   SOLE 0 0 0 15,133
ISHARES TR RUSSELL 3000 ETF 464287689   307,412 1,208 SH   SOLE 0 0 0 1,208
ISHARES TR RUS 1000 VAL ETF 464287598   4,609,896 29,208 SH   SOLE 0 0 0 29,208
ISHARES TR RUS MDCP VAL ETF 464287473   3,013,190 27,433 SH   SOLE 0 0 0 27,433
ISHARES U S ETF TR BLACKROCK ST MAT 46431W507   5,340,077 107,403 SH   SOLE 0 906 0 106,497
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332   926,003 16,736 SH   SOLE 0 0 0 16,736
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   4,664,660 93,033 SH   SOLE 0 709 0 92,324
JOHNSON & JOHNSON COM 478160104   212,197 1,282 SH   SOLE 0 0 0 1,282
LOTTERY COM INC COM 54570M108   7,851 39,694 SH   SOLE 0 0 0 39,694
MICROSOFT CORP COM 594918104   750,891 2,205 SH   SOLE 0 0 0 2,205
PIMCO ETF TR ENHAN SHRT MA AC 72201R833   5,289,275 53,020 SH   SOLE 0 0 0 53,020
PROCTER AND GAMBLE CO COM 742718109   511,819 3,373 SH   SOLE 0 0 0 3,373
PROSHARES TR SHORT QQQ NEW 74347B714   193,526 18,309 SH   SOLE 0 0 0 18,309
SERES THERAPEUTICS INC COM 81750R102   81,430 17,000 SH   SOLE 0 0 0 17,000
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   23,741,838 729,620 SH   SOLE 0 0 0 729,620
SPDR S&P 500 ETF TR TR UNIT 78462F103   1,275,811 2,878 SH   SOLE 0 0 0 2,878
SPDR SER TR PORTFLI TIPS ETF 78464A656   481,122 18,619 SH   SOLE 0 90 0 18,529
SPDR SER TR PORTFOLIO INTRMD 78464A375   6,076,458 189,239 SH   SOLE 0 0 0 189,239
SPDR SER TR BLOOMBERG 3-12 M 78468R523   3,508,849 35,279 SH   SOLE 0 0 0 35,279
SPDR SER TR PORTFOLIO S&P500 78464A854   39,888,653 765,470 SH   SOLE 0 0 0 765,470
SPDR SER TR BLOOMBERG INVT 78468R200   228,242 7,437 SH   SOLE 0 0 0 7,437
SPDR SER TR NUVEEN BLMBRG SH 78468R739   290,983 6,185 SH   SOLE 0 0 0 6,185
SPDR SER TR PORTFLI INTRMDIT 78464A672   4,912,001 173,630 SH   SOLE 0 0 0 173,630
SPDR SER TR BLOOMBERG INTL T 78464A516   1,152,551 51,111 SH   SOLE 0 0 0 51,111
SPDR SER TR PORTFOLIO LN TSR 78464A664   441,324 14,760 SH   SOLE 0 0 0 14,760
SPDR SER TR BLOOMBERG 1-3 MO 78468R663   30,968,002 337,269 SH   SOLE 0 2,097 0 335,172
SPDR SER TR PRTFLO S&P500 VL 78464A508   5,729,742 132,633 SH   SOLE 0 1,006 0 131,627
SPDR SER TR BLOOMBERG HIGH Y 78468R622   880,359 9,566 SH   SOLE 0 0 0 9,566
SPDR SER TR PORTFOLIO AGRGTE 78464A649   2,779,762 109,569 SH   SOLE 0 403 0 109,166
SPDR SER TR PRTFLO S&P500 GW 78464A409   4,131,222 67,714 SH   SOLE 0 0 0 67,714
SPDR SER TR PORTFOLIO SHORT 78464A474   4,521,203 153,573 SH   SOLE 0 1,133 0 152,440
SSGA ACTIVE ETF TR BLACKSTONE SENR 78467V608   423,641 10,118 SH   SOLE 0 0 0 10,118
SSGA ACTIVE ETF TR ULT SHT TRM BD 78467V707   4,754,584 118,126 SH   SOLE 0 1,784 0 116,342
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848   2,055,142 50,682 SH   SOLE 0 128 0 50,554
SSGA ACTIVE TR SPDR BLACKSTONE 78470P846   1,772,585 63,923 SH   SOLE 0 0 0 63,923
TYRA BIOSCIENCES INC COM 90240B106   1,447,891 85,020 SH   SOLE 0 0 0 85,020
VANECK ETF TRUST SHRT HGH YLD MUN 92189F387   452,982 20,313 SH   SOLE 0 0 0 20,313
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   5,316,627 108,769 SH   SOLE 0 310 0 108,459
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   3,527,602 8,661 SH   SOLE 0 415 0 8,246
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   482,225 5,771 SH   SOLE 0 0 0 5,771
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   5,345,873 131,413 SH   SOLE 0 0 0 131,413
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   4,317,255 54,628 SH   SOLE 0 304 0 54,324
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   4,191,688 71,457 SH   SOLE 0 477 0 70,980
VANGUARD SCOTTSDALE FDS LONG TERM TREAS 92206C847   402,463 6,335 SH   SOLE 0 0 0 6,335
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680   4,267,283 60,306 SH   SOLE 0 519 0 59,787
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   9,619,355 208,301 SH   SOLE 0 0 0 208,301
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   1,953,703 18,419 SH   SOLE 0 0 0 18,419
WORLD GOLD TR SPDR GLD MINIS 98149E303   312,300 8,199 SH   SOLE 0 0 0 8,199