The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 BBG001S5T7X2 822,639 8,787 SH   SOLE   8,787 0 0
ABBOTT LABS COM 002824100 BBG001S5N9M6 2,126,186 21,953 SH   SOLE   21,953 0 0
ABBVIE INC COM 00287Y109 BBG0025Y4RZ3 3,606,060 24,192 SH   SOLE   24,192 0 0
ADOBE INC COM 00724F101 BBG001S5NCQ5 204,980 402 SH   SOLE   402 0 0
ALBEMARLE CORP COM 012653101 BBG001S7SBP9 340,080 2,000 SH   SOLE   2,000 0 0
ALPHABET INC CAP STK CL A 02079K305 BBG009S39JY5 706,382 5,398 SH   SOLE   5,398 0 0
ALPHABET INC CAP STK CL C 02079K107 BBG009S3NB21 382,365 2,900 SH   SOLE   2,900 0 0
ALTRIA GROUP INC COM 02209S103 BBG001S5T8T5 508,608 12,095 SH   SOLE   12,095 0 0
AMAZON COM INC COM 023135106 BBG001S5PQL7 1,469,380 11,559 SH   SOLE   11,559 0 0
AMERICAN ELEC PWR CO INC COM 025537101 BBG001S5NFD2 281,735 3,745 SH   SOLE   3,745 0 0
AMERICAN EXPRESS CO COM 025816109 BBG001S5P034 338,214 2,267 SH   SOLE   2,267 0 0
AMGEN INC COM 031162100 BBG001S5NNL6 387,821 1,443 SH   SOLE   1,443 0 0
APPLE INC COM 037833100 BBG001S5N8V8 5,437,091 31,757 SH   SOLE   31,757 0 0
ARK ETF TR NEXT GNRTN INTER 00214Q401 BBG0077Q7LG8 254,552 4,700 SH   SOLE   4,700 0 0
ARS PHARMACEUTICALS INC COM 82835W108 BBG00FZQGXH2 16,050,148 4,246,071 SH   SOLE   4,246,071 0 0
AT&T INC COM 00206R102 BBG001S5VWH2 200,485 13,348 SH   SOLE   13,348 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 BBG001S82KF6 962,872 4,002 SH   SOLE   4,002 0 0
BANK AMERICA CORP COM 060505104 BBG001S5P0Y0 501,273 18,308 SH   SOLE   18,308 0 0
BECTON DICKINSON & CO COM 075887109 BBG001S5P374 271,457 1,050 SH   SOLE   1,050 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 BBG001S90346 531,405 1,517 SH   SOLE   1,517 0 0
BOEING CO COM 097023105 BBG001S5P0V3 1,154,680 6,024 SH   SOLE   6,024 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 BBG001S8N8J6 289,371 4,986 SH   SOLE   4,986 0 0
BROADCOM INC COM 11135F101 BBG00KHY5SY8 2,038,243 2,454 SH   SOLE   2,454 0 0
CATERPILLAR INC COM 149123101 BBG001S5PJ06 1,713,507 6,277 SH   SOLE   6,277 0 0
CHENIERE ENERGY PARTNERS LP COM UNIT 16411Q101 BBG001SSCPS6 216,760 4,000 SH   SOLE   4,000 0 0
CHEVRON CORP NEW COM 166764100 BBG001S67ZC5 4,464,005 26,474 SH   SOLE   26,474 0 0
CISCO SYS INC COM 17275R102 BBG001S6HC62 1,006,433 18,721 SH   SOLE   18,721 0 0
CME GROUP INC COM 12572Q105 BBG001S86547 1,401,540 7,000 SH   SOLE   7,000 0 0
COLGATE PALMOLIVE CO COM 194162103 BBG001S5PVM5 391,105 5,500 SH   SOLE   5,500 0 0
CONOCOPHILLIPS COM 20825C104 BBG001S5TZM2 1,290,605 10,773 SH   SOLE   10,773 0 0
CORNERSTONE STRATEGIC VALUE COM 21924B302 BBG001S5PWK5 173,228 21,519 SH   SOLE   21,519 0 0
COSTCO WHSL CORP NEW COM 22160K105 BBG001S9KRQ7 566,090 1,002 SH   SOLE   1,002 0 0
CSX CORP COM 126408103 BBG001S5Q7Q3 247,189 8,039 SH   SOLE   8,039 0 0
CVS HEALTH CORP COM 126650100 BBG001S5QBD8 662,680 9,491 SH   SOLE   9,491 0 0
DEERE & CO COM 244199105 BBG001S5QFF7 2,861,295 7,582 SH   SOLE   7,582 0 0
DISNEY WALT CO COM 254687106 BBG001S5QHF3 951,415 11,739 SH   SOLE   11,739 0 0
EATON CORP PLC SHS G29183103 BBG001S5QZ45 209,228 981 SH   SOLE   981 0 0
ELI LILLY & CO COM 532457108 BBG001S5STL8 679,125 1,264 SH   SOLE   1,264 0 0
ENTEGRIS INC COM 29362U104 BBG001SF9YL6 262,291 2,793 SH   SOLE   2,793 0 0
ENTERPRISE PRODS PARTNERS L COM 293792107 BBG001S9P0Z1 1,793,228 65,518 SH   SOLE   65,518 0 0
EXXON MOBIL CORP COM 30231G102 BBG001S69V32 3,137,219 26,682 SH   SOLE   26,682 0 0
FLEETCOR TECHNOLOGIES INC COM 339041105 BBG001SHC7K8 1,021,360 4,000 SH   SOLE   4,000 0 0
HOME DEPOT INC COM 437076102 BBG001S5RTW7 2,817,098 9,323 SH   SOLE   9,323 0 0
HONEYWELL INTL INC COM 438516106 BBG001S5X1N1 400,396 2,167 SH   SOLE   2,167 0 0
HUBBELL INC COM 443510607 BBG001S5S1L9 1,786,437 5,700 SH   SOLE   5,700 0 0
INTEL CORP COM 458140100 BBG001S5SF65 330,850 9,307 SH   SOLE   9,307 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 BBG001S5S399 539,933 3,848 SH   SOLE   3,848 0 0
INVESCO EXCH TRADED FD TR II FTSE RAFI DEV 46138E743 BBG001SS8729 13,173,702 302,635 SH   SOLE   302,635 0 0
INVESCO EXCH TRADED FD TR II FTSE RAFI EMNG 46138E727 BBG001SSJYS0 1,627,162 91,311 SH   SOLE   91,311 0 0
INVESCO EXCH TRADED FD TR II FTSE RAFI SML 46138E735 BBG001SSH3K8 1,088,785 36,858 SH   SOLE   36,858 0 0
INVESCO EXCH TRADED FD TR II PFD ETF 46138E511 BBG001T0NSB6 1,520,123 138,824 SH   SOLE   138,824 0 0
INVESCO EXCH TRADED FD TR II SR LN ETF 46138G508 BBG001V0MBC0 2,645,517 126,037 SH   SOLE   126,037 0 0
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613 BBG001S6H5N8 15,433,305 485,019 SH   SOLE   485,019 0 0
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1500 46137V597 BBG001SPSDJ2 2,862,476 86,768 SH   SOLE   86,768 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 BBG001S9GN63 718,794 2,006 SH   SOLE   2,006 0 0
ISHARES GOLD TR ISHARES NEW 464285204 BBG001SJK6D5 258,681 7,393 SH   SOLE   7,393 0 0
ISHARES INC CORE MSCI EMKT 46434G103 BBG003HC3DG9 1,260,659 26,490 SH   SOLE   26,490 0 0
ISHARES TR 3 7 YR TREAS BD 464288661 BBG001SSD812 578,587 5,113 SH   SOLE   5,113 0 0
ISHARES TR BROAD USD HIGH 46435U853 BBG00J2DS0J6 876,809 25,261 SH   SOLE   25,261 0 0
ISHARES TR CORE INTL AGGR 46435G672 BBG00BDV2SQ0 330,485 6,775 SH   SOLE   6,775 0 0
ISHARES TR CORE MSCI EAFE 46432F842 BBG003H6TRS0 8,103,209 125,924 SH   SOLE   125,924 0 0
ISHARES TR CORE S&P MCP ETF 464287507 BBG001SFC7V0 313,184 1,256 SH   SOLE   1,256 0 0
ISHARES TR CORE S&P SCP ETF 464287804 BBG001SFC7W9 2,061,205 21,851 SH   SOLE   21,851 0 0
ISHARES TR CORE S&P US GWT 464287671 BBG001SFQL99 25,759,526 271,639 SH   SOLE   271,639 0 0
ISHARES TR CORE S&P500 ETF 464287200 BBG001SFB7R6 25,961,784 60,456 SH   SOLE   60,456 0 0
ISHARES TR CORE US AGGBD ET 464287226 BBG001SM1QT8 109,025,604 1,159,354 SH   SOLE   1,159,354 0 0
ISHARES TR CRE U S REIT ETF 464288521 BBG001ST7G55 23,034,550 488,227 SH   SOLE   488,227 0 0
ISHARES TR EAFE SML CP ETF 464288273 BBG001SYVWS7 5,897,162 104,430 SH   SOLE   104,430 0 0
ISHARES TR MBS ETF 464288588 BBG001SSD8B1 389,210 4,383 SH   SOLE   4,383 0 0
ISHARES TR MSCI EAFE ETF 464287465 BBG001SG09V7 408,696 5,930 SH   SOLE   5,930 0 0
ISHARES TR NATIONAL MUN ETF 464288414 BBG001SZV978 3,966,247 38,680 SH   SOLE   38,680 0 0
ISHARES TR PFD AND INCM SEC 464288687 BBG001SNVWC8 3,294,370 109,266 SH   SOLE   109,266 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 BBG001S56320 281,009 1,056 SH   SOLE   1,056 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 BBG001S562P7 252,173 1,661 SH   SOLE   1,661 0 0
ISHARES TR RUS MID CAP ETF 464287499 BBG001SJCNS1 579,761 8,372 SH   SOLE   8,372 0 0
ISHARES TR S&P 500 VAL ETF 464287408 BBG001S561K4 668,127 4,343 SH   SOLE   4,343 0 0
ISHARES TR S&P MC 400VL ETF 464287705 BBG001SFQJM9 272,511 2,700 SH   SOLE   2,700 0 0
ISHARES TR SELECT DIVID ETF 464287168 BBG001SDJVG2 374,562 3,480 SH   SOLE   3,480 0 0
ISHARES TR SHRT NAT MUN ETF 464288158 BBG001SLS4Q3 1,052,361 10,231 SH   SOLE   10,231 0 0
ISHARES TR TIPS BD ETF 464287176 BBG001SD9RM5 12,058,591 116,261 SH   SOLE   116,261 0 0
ISHARES TR U.S. MED DVC ETF 464288810 BBG001SQZT52 287,136 5,920 SH   SOLE   5,920 0 0
JOHNSON & JOHNSON COM 478160104 BBG001S5SHQ9 3,392,464 21,781 SH   SOLE   21,781 0 0
JPMORGAN CHASE & CO COM 46625H100 BBG001S8CRC3 3,537,976 24,396 SH   SOLE   24,396 0 0
KIMBERLY-CLARK CORP COM 494368103 BBG001S5SLZ0 725,100 6,000 SH   SOLE   6,000 0 0
MARRIOTT INTL INC NEW CL A 571903202 BBG001S78K44 685,798 3,489 SH   SOLE   3,489 0 0
MASTERCARD INCORPORATED CL A 57636Q104 BBG001SKNNS6 3,057,613 7,723 SH   SOLE   7,723 0 0
MCDONALDS CORP COM 580135101 BBG001S5T110 899,384 3,414 SH   SOLE   3,414 0 0
MEDTRONIC PLC SHS G5960L103 BBG001S5T2S9 1,611,317 20,563 SH   SOLE   20,563 0 0
MERCK & CO INC COM 58933Y105 BBG001S5TC52 1,593,835 15,482 SH   SOLE   15,482 0 0
MICROSOFT CORP COM 594918104 BBG001S5TD05 5,712,010 18,090 SH   SOLE   18,090 0 0
MONDELEZ INTL INC CL A 609207105 BBG001SHHZJ3 211,115 3,042 SH   SOLE   3,042 0 0
MORGAN STANLEY COM NEW 617446448 BBG001S9V5Z3 688,070 8,425 SH   SOLE   8,425 0 0
NEXTERA ENERGY INC COM 65339F101 BBG001S5RB29 498,939 8,709 SH   SOLE   8,709 0 0
NVIDIA CORPORATION COM 67066G104 BBG001S5TZJ6 3,448,431 7,928 SH   SOLE   7,928 0 0
ONEOK INC NEW COM 682680103 BBG001S5TWK1 2,189,667 34,521 SH   SOLE   34,521 0 0
ORACLE CORP COM 68389X105 BBG001S5SJG6 1,125,188 10,623 SH   SOLE   10,623 0 0
PACKAGING CORP AMER COM 695156109 BBG001S5V741 1,265,713 8,243 SH   SOLE   8,243 0 0
PARKER-HANNIFIN CORP COM 701094104 BBG001S5V554 591,291 1,518 SH   SOLE   1,518 0 0
PAYPAL HLDGS INC COM 70450Y103 BBG0077VNXW5 252,781 4,324 SH   SOLE   4,324 0 0
PEPSICO INC COM 713448108 BBG001S695T1 1,760,567 10,391 SH   SOLE   10,391 0 0
PFIZER INC COM 717081103 BBG001S5V466 1,455,019 43,866 SH   SOLE   43,866 0 0
PHILIP MORRIS INTL INC COM 718172109 BBG001STP9N1 696,016 7,518 SH   SOLE   7,518 0 0
PPG INDS INC COM 693506107 BBG001S5VC13 207,680 1,600 SH   SOLE   1,600 0 0
PROCTER AND GAMBLE CO COM 742718109 BBG001S5V4L9 2,813,023 19,286 SH   SOLE   19,286 0 0
RTX CORPORATION COM 75513E101 BBG001S5X5Q9 822,132 11,423 SH   SOLE   11,423 0 0
SCHWAB STRATEGIC TR 1 5YR CORP BD 808524714 BBG00PZFDF86 1,253,778 26,696 SH   SOLE   26,696 0 0
SCHWAB STRATEGIC TR 5 10YR CORP BD 808524698 BBG00PZFPGG2 6,800,699 161,154 SH   SOLE   161,154 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 BBG001T6L7D9 7,962,181 332,589 SH   SOLE   332,589 0 0
SCHWAB STRATEGIC TR INTERNL DIVID 808524672 BBG00Z60CHB2 5,332,895 231,865 SH   SOLE   231,865 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 BBG001T5XQY3 34,893,628 1,027,492 SH   SOLE   1,027,492 0 0
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 BBG001T6L7C0 7,510,090 232,871 SH   SOLE   232,871 0 0
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854 BBG001T9F7C1 576,239 12,020 SH   SOLE   12,020 0 0
SCHWAB STRATEGIC TR LONG TERM US 808524680 BBG00PZFJQM0 1,167,693 36,859 SH   SOLE   36,859 0 0
SCHWAB STRATEGIC TR MUN BD ETF 808524649 BBG019GV63H2 4,355,660 87,860 SH   SOLE   87,860 0 0
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771 BBG0051J0PJ9 39,374,335 703,490 SH   SOLE   703,490 0 0
SCHWAB STRATEGIC TR SCHWAB FDT US SC 808524763 BBG0051NXNX3 6,672,757 137,611 SH   SOLE   137,611 0 0
SCHWAB STRATEGIC TR SCHWB FDT EMK LG 808524730 BBG0051QPC87 6,662,659 254,106 SH   SOLE   254,106 0 0
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755 BBG0051K49J8 19,808,413 625,463 SH   SOLE   625,463 0 0
SCHWAB STRATEGIC TR SCHWB FDT INT SC 808524748 BBG0051QD594 4,279,891 133,164 SH   SOLE   133,164 0 0
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 BBG001T9F795 11,510,553 240,354 SH   SOLE   240,354 0 0
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 BBG001WBMLH8 48,595,014 1,098,689 SH   SOLE   1,098,689 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 BBG001T5XQT9 208,878 4,190 SH   SOLE   4,190 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 BBG0025RWLM4 8,362,204 118,177 SH   SOLE   118,177 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 BBG001T66WN0 19,421,040 267,066 SH   SOLE   267,066 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 BBG001T5XQV6 46,356,178 916,130 SH   SOLE   916,130 0 0
SCHWAB STRATEGIC TR US REIT ETF 808524847 BBG001V039G2 10,229,778 576,326 SH   SOLE   576,326 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 BBG001T5XQW5 9,636,984 232,665 SH   SOLE   232,665 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870 BBG001T9F777 1,391,504 27,560 SH   SOLE   27,560 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 BBG001S7TD56 329,880 5,598 SH   SOLE   5,598 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 BBG001S7TCZ5 1,133,749 6,916 SH   SOLE   6,916 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 BBG001S72SM3 390,289 913 SH   SOLE   913 0 0
SPDR SER TR BBG CONV SEC ETF 78464A359 BBG001T2PMD1 386,392 5,699 SH   SOLE   5,699 0 0
SPDR SER TR BLOOMBERG HIGH Y 78468R622 BBG001SQS7X7 4,461,150 49,349 SH   SOLE   49,349 0 0
SPDR SER TR PORTFOLIO INTRMD 78464A375 BBG001T2HCY9 395,358 12,571 SH   SOLE   12,571 0 0
SPDR SER TR PORTFOLIO LN TSR 78464A664 BBG001STKCY7 1,058,238 40,468 SH   SOLE   40,468 0 0
SPDR SER TR S&P DIVID ETF 78464A763 BBG001SPTBP8 1,722,818 14,980 SH   SOLE   14,980 0 0
STARBUCKS CORP COM 855244109 BBG001S72KH6 888,331 9,733 SH   SOLE   9,733 0 0
SYSCO CORP COM 871829107 BBG001S5WJS8 332,892 5,040 SH   SOLE   5,040 0 0
TARGET CORP COM 87612E106 BBG001SC0K41 286,487 2,591 SH   SOLE   2,591 0 0
TENNANT CO COM 880345103 BBG001SCHFK6 13,654,723 184,150 SH   SOLE   184,150 0 0
TEXAS INSTRS INC COM 882508104 BBG001S5WYZ7 239,787 1,508 SH   SOLE   1,508 0 0
ULTA BEAUTY INC COM 90384S303 BBG00FWQ4W44 399,450 1,000 SH   SOLE   1,000 0 0
UNION PAC CORP COM 907818108 BBG001S5X2M0 1,430,704 7,026 SH   SOLE   7,026 0 0
UNITEDHEALTH GROUP INC COM 91324P102 BBG001S6WCJ1 1,187,872 2,356 SH   SOLE   2,356 0 0
US BANCORP DEL COM NEW 902973304 BBG001S6T8C1 296,515 8,969 SH   SOLE   8,969 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 BBG001SK7DK4 15,971,107 228,878 SH   SOLE   228,878 0 0
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 BBG004N1LGK2 550,188 11,503 SH   SOLE   11,503 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 BBG001SHVTS1 1,762,543 8,464 SH   SOLE   8,464 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 BBG001TC6MC1 70,866,642 180,460 SH   SOLE   180,460 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 BBG001SHTTV0 10,248,728 54,206 SH   SOLE   54,206 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 BBG001SHTB03 4,911,439 23,122 SH   SOLE   23,122 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 BBG001SP7T00 1,452,360 28,000 SH   SOLE   28,000 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 BBG001SHTTZ6 5,631,497 143,624 SH   SOLE   143,624 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 BBG001T62M38 3,654,942 48,104 SH   SOLE   48,104 0 0
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 BBG001T62M74 25,352,986 440,156 SH   SOLE   440,156 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 BBG001T62KZ7 824,320 10,969 SH   SOLE   10,969 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 BBG001SSPWL4 36,562,205 836,281 SH   SOLE   836,281 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 BBG001SS0V24 678,064 6,563 SH   SOLE   6,563 0 0
VANGUARD WORLD FDS INF TECH ETF 92204A702 BBG001SHTTR5 622,350 1,500 SH   SOLE   1,500 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 BBG001S67QY1 707,091 21,817 SH   SOLE   21,817 0 0
VISA INC COM CL A 92826C839 BBG001SRCFY3 1,101,978 4,791 SH   SOLE   4,791 0 0
WALMART INC COM 931142103 BBG001S5XH92 1,286,932 8,047 SH   SOLE   8,047 0 0
ZIONS BANCORPORATION N A COM 989701107 BBG001S5XN80 453,570 13,000 SH   SOLE   13,000 0 0
ZOETIS INC CL A 98978V103 BBG0039320P7 562,129 3,231 SH   SOLE   3,231 0 0