144 0001697450 XXXXXXXX LIVE 0001788882 Root, Inc. 001-39658 80 E RICH STREET SUITE 500 COLUMBUS OH 43215 (614) 591-4568 Ribbit Capital IV, L.P. 10% Stockholder Class A Common Merrill Lynch, Pierce, Fenner & Smith Incorporated

One Bryant Park New York NY 10036

50959 2063329.91 10700000 10/31/2024 NASDAQ Class A Common 09/20/2019 Private Placement Issuer N 50959 09/20/2019 Cash Y 10/31/2024 Cynthia McAdam