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LOSS AND LOSS ADJUSTMENT EXPENSE RESERVES - Schedule of Reserve Balance (Details) - USD ($)
$ in Millions
3 Months Ended 9 Months Ended
Sep. 30, 2024
Sep. 30, 2023
Sep. 30, 2024
Sep. 30, 2023
Dec. 31, 2023
Dec. 31, 2022
Liability for Unpaid Claims and Claims Adjustment Expense [Roll Forward]            
Gross loss and LAE reserves, January 1     $ 284.2 $ 287.4    
Reinsurance recoverable on unpaid losses     (43.8) (76.4)    
Net loss and LAE reserves, January 1 $ 342.1 $ 214.9 342.1 214.9 $ 240.4 $ 211.0
Net incurred loss and LAE related to:            
Current year     549.1 209.2    
Prior years     (7.9) (0.6)    
Total incurred 184.5 85.8 541.2 208.6    
Net paid loss and LAE related to:            
Current year     293.2 87.4    
Prior years     146.3 117.3    
Total paid     439.5 204.7    
Net loss and LAE reserves, September 30 342.1 214.9 342.1 214.9    
Plus reinsurance recoverable on unpaid losses 50.3 41.6 50.3 41.6    
Gross loss and LAE reserves, September 30 $ 392.4 $ 256.5 $ 392.4 $ 256.5