X0202 SCHEDULE 13G 0001607841 XXXXXXXX LIVE Class A Common Stock, $0.0001 par value 03/31/2026 0001788451 Ethos Technologies Inc. 29765A101 90 New Montgomery Street Suite 1500 San Francisco CA 94105 Rule 13d-1(d) SEQUOIA CAPITAL U.S. VENTURE PARTNERS FUND XV, L.P. ("STP XV") E9 0 121541 0 121541 121541 N 0.4 PN Includes 121,541 shares of Class A Common Stock issuable upon the conversion of an equivalent number of shares of Class B Common Stock beneficially owned by the Reporting Person. Based on a total of 30,790,388 shares of Class A Common Stock outstanding as of February 28, 2026, as reported in the Issuer's Annual Report on Form 10-K filed with the Securities and Exchange Commission on March 17, 2026. SEQUOIA CAPITAL U.S. GROWTH FUND VIII, L.P. ("SEQUOIA CAPITAL U.S. GROWTH FUND VIII") E9 0 2132408 0 2132408 2132408 N 6.5 PN Includes 2,132,408 shares of Class A Common Stock issuable upon the conversion of an equivalent number of shares of Class B Common Stock beneficially owned by the Reporting Person. Based on a total of 30,790,388 shares of Class A Common Stock outstanding as of February 28, 2026, as reported in the Issuer's Annual Report on Form 10-K filed with the Securities and Exchange Commission on March 17, 2026. SEQUOIA CAPITAL U.S. VENTURE PARTNERS FUND XV (Q), L.P. ("STPQ XV") E9 0 337996 0 337996 337996 N 1.1 PN Includes 337,996 shares of Class A Common Stock issuable upon the conversion of an equivalent number of shares of Class B Common Stock beneficially owned by the Reporting Person. Based on a total of 30,790,388 shares of Class A Common Stock outstanding as of February 28, 2026, as reported in the Issuer's Annual Report on Form 10-K filed with the Securities and Exchange Commission on March 17, 2026. SEQUOIA CAPITAL U.S. VENTURE FUND XV, L.P. ("SC XV") E9 0 8027281 0 8027281 8027281 N 20.7 PN Includes 8,027,281 shares of Class A Common Stock issuable upon the conversion of an equivalent number of shares of Class B Common Stock beneficially owned by the Reporting Person. Based on a total of 30,790,388 shares of Class A Common Stock outstanding as of February 28, 2026, as reported in the Issuer's Annual Report on Form 10-K filed with the Securities and Exchange Commission on March 17, 2026. SPELUNKER CHANNEL HOLDINGS, LLC ("SPELUNKER") DE 0 79246 0 79246 79246 N 0.3 OO Includes 79,246 shares of Class A Common Stock issuable upon the conversion of an equivalent number of shares of Class B Common Stock beneficially owned by the Reporting Person. Based on a total of 30,790,388 shares of Class A Common Stock outstanding as of February 28, 2026, as reported in the Issuer's Annual Report on Form 10-K filed with the Securities and Exchange Commission on March 17, 2026. NALRENA, LLC ("NALRENA") DE 0 63370 0 63370 63370 N 0.2 OO Includes 63,370 shares of Class A Common Stock issuable upon the conversion of an equivalent number of shares of Class B Common Stock beneficially owned by the Reporting Person. Based on a total of 30,790,388 shares of Class A Common Stock outstanding as of February 28, 2026, as reported in the Issuer's Annual Report on Form 10-K filed with the Securities and Exchange Commission on March 17, 2026. SEQUOIA CAPITAL U.S. VENTURE XV PRINCIPALS FUND, L.P. ("SC XV PF") E9 0 1238282 0 1238282 1238282 N 3.9 PN Includes 1,238,282 shares of Class A Common Stock issuable upon the conversion of an equivalent number of shares of Class B Common Stock beneficially owned by the Reporting Person. Based on a total of 30,790,388 shares of Class A Common Stock outstanding as of February 28, 2026, as reported in the Issuer's Annual Report on Form 10-K filed with the Securities and Exchange Commission on March 17, 2026. SC U.S. VENTURE XV MANAGEMENT, L.P. ("SC U.S. VENTURE XV MANAGEMENT") E9 0 9725100 0 9725100 9725100 N 24.0 PN Includes 9,725,100 shares of Class A Common Stock issuable upon the conversion of an equivalent number of shares of Class B Common Stock beneficially owned by the Reporting Person, of which 121,541 shares are directly owned by STP XV, 1,238,282 shares are directly owned by SC XV PF, 337,996 shares are directly owned by STPQ XV, and 8,027,281 shares are directly owned by SC XV. SC U.S. VENTURE XV MANAGEMENT is the general partner of STP XV, SC XV PF, STPQ XV, and SC XV. Based on a total of 30,790,388 shares of Class A Common Stock outstanding as of February 28, 2026, as reported in the Issuer's Annual Report on Form 10-K filed with the Securities and Exchange Commission on March 17, 2026. SC U.S. GROWTH VIII MANAGEMENT, L.P. ("SC U.S. GROWTH VIII MANAGEMENT") E9 0 2132408 0 2132408 2132408 N 6.5 PN Includes 2,132,408 shares of Class A Common Stock issuable upon the conversion of an equivalent number of shares of Class B Common Stock beneficially owned by the Reporting Person, of which 2,132,408 shares are directly owned by SEQUOIA CAPITAL U.S. GROWTH FUND VIII. SC U.S. GROWTH VIII MANAGEMENT is the general partner of SEQUOIA CAPITAL U.S. GROWTH FUND VIII. Based on a total of 30,790,388 shares of Class A Common Stock outstanding as of February 28, 2026, as reported in the Issuer's Annual Report on Form 10-K filed with the Securities and Exchange Commission on March 17, 2026. SC US (TTGP), LTD. ("SC US (TTGP)") E9 0 11857508 0 11857508 11857508 N 27.8 OO Includes 11,857,508 shares of Class A Common Stock issuable upon the conversion of an equivalent number of shares of Class B Common Stock beneficially owned by the Reporting Person, of which 121,541 shares are directly owned by STP XV, 1,238,282 shares are directly owned by SC XV PF, 337,996 shares are directly owned by STPQ XV, 8,027,281 shares are directly owned by SC XV, and 2,132,408 shares are directly owned by SEQUOIA CAPITAL U.S. GROWTH FUND VIII. The general partner of STP XV, SC XV PF, STPQ XV, and SC XV is SC U.S. VENTURE XV MANAGEMENT. The general partner of SEQUOIA CAPITAL U.S. GROWTH FUND VIII is SC U.S. GROWTH VIII MANAGEMENT. The general partner of SC U.S. VENTURE XV MANAGEMENT and SC U.S. GROWTH VIII MANAGEMENT is SC US (TTGP). Based on a total of 30,790,388 shares of Class A Common Stock outstanding as of February 28, 2026, as reported in the Issuer's Annual Report on Form 10-K filed with the Securities and Exchange Commission on March 17, 2026. SEQUOIA CAPITAL U.S. SCOUT FUND IV, L.L.C. ("SCOUT FUND IV") DE 0 142616 0 142616 142616 N 0.5 OO Includes 142,616 shares of Class A Common Stock issuable upon the conversion of an equivalent number of shares of Class B Common Stock beneficially owned by the Reporting Person, of which 79,246 shares are directly owned by SPELUNKER and 63,370 shares are directly owned by NALRENA. SPELUNKER and NALRENA are wholly owned by SCOUT FUND IV. Based on a total of 30,790,388 shares of Class A Common Stock outstanding as of February 28, 2026, as reported in the Issuer's Annual Report on Form 10-K filed with the Securities and Exchange Commission on March 17, 2026. SEQUOIA CAPITAL U.S. SCOUT SEED FUND 2013, L.P. ("SC US SSF 2013") DE 0 142616 0 142616 142616 N 0.5 PN Includes 142,616 shares of Class A Common Stock issuable upon the conversion of an equivalent number of shares of Class B Common Stock beneficially owned by the Reporting Person, of which 79,246 shares are directly owned by SPELUNKER and 63,370 shares are directly owned by NALRENA. SPELUNKER and NALRENA are wholly owned by SCOUT FUND IV. SCOUT FUND IV is wholly owned by SC US SSF 2013. Based on a total of 30,790,388 shares of Class A Common Stock outstanding as of February 28, 2026, as reported in the Issuer's Annual Report on Form 10-K filed with the Securities and Exchange Commission on March 17, 2026. SC U.S. SCOUT SEED FUND 2013 MANAGEMENT, L.P. ("SC SSF 2013 MGMT") DE 0 142616 0 142616 142616 N 0.5 PN Includes 142,616 shares of Class A Common Stock issuable upon the conversion of an equivalent number of shares of Class B Common Stock beneficially owned by the Reporting Person, of which 79,246 shares are directly owned by SPELUNKER and 63,370 shares are directly owned by NALRENA. SPELUNKER and NALRENA are wholly owned by SCOUT FUND IV. SCOUT FUND IV is wholly owned by SC US SSF 2013. The General Partner of SC US SSF 2013 is SC SSF 2013 MGMT. Based on a total of 30,790,388 shares of Class A Common Stock outstanding as of February 28, 2026, as reported in the Issuer's Annual Report on Form 10-K filed with the Securities and Exchange Commission on March 17, 2026. SC US SSF 2013 (TTGP), L.L.C. ("SC US SSF 2013 TTGP") DE 0 142616 0 142616 142616 N 0.5 OO Includes 142,616 shares of Class A Common Stock issuable upon the conversion of an equivalent number of shares of Class B Common Stock beneficially owned by the Reporting Person, of which 79,246 shares are directly owned by SPELUNKER and 63,370 shares are directly owned by NALRENA. SPELUNKER and NALRENA are wholly owned by SCOUT FUND IV. SCOUT FUND IV is wholly owned by SC US SSF 2013. The General Partner of SC US SSF 2013 is SC SSF 2013 MGMT. SC US SSF 2013 TTGP is the General Partner of SC SSF 2013 MGMT. Based on a total of 30,790,388 shares of Class A Common Stock outstanding as of February 28, 2026, as reported in the Issuer's Annual Report on Form 10-K filed with the Securities and Exchange Commission on March 17, 2026. Ethos Technologies Inc. 90 New Montgomery Street, Suite 1500, San Francisco, CA 94105 SC US (TTGP), Ltd. SC U.S. Venture XV Management, L.P. Sequoia Capital U.S. Venture Fund XV, L.P. Sequoia Capital U.S. Venture Partners Fund XV, L.P. Sequoia Capital U.S. Venture XV Principals Fund, L.P. Sequoia Capital U.S. Venture Partners Fund XV (Q), L.P. SC U.S. Growth VIII Management, L.P. Sequoia Capital U.S. Growth Fund VIII, L.P. SC US SSF 2013 (TTGP), L.L.C. SC U.S. Scout Seed Fund 2013 Management, L.P. Sequoia Capital U.S. Scout Seed Fund 2013, L.P. Sequoia Capital U.S. Scout Fund IV, L.L.C. Spelunker Channel Holdings, LLC Nalrena, LLC 2800 Sand Hill Road, Suite 101, Menlo Park, CA 94025 SC US (TTGP), Ltd., SC U.S. Venture XV Management, L.P., Sequoia Capital U.S. Venture Fund XV, L.P., Sequoia Capital U.S. Venture Partners Fund XV, L.P., Sequoia Capital U.S. Venture XV Principals Fund, L.P. , Sequoia Capital U.S. Venture Partners Fund XV (Q), L.P., SC U.S. Growth VIII Management, L.P., and Sequoia Capital U.S. Growth Fund VIII, L.P. are each organized under the laws of the Cayman Islands. Nalrena, LLC, Sequoia Capital U.S. Scout Fund IV, L.L.C., Sequoia Capital U.S. Scout Seed Fund 2013, L.P., SC U.S. Scout Seed Fund 2013 Management, L.P., Spelunker Channel Holdings, LLC, and SC US SSF 2013 (TTGP), L.L.C. are each organized under the laws of the State of Delaware. Y Includes 11,857,508 shares of Class A Common Stock issuable upon the conversion of an equivalent number of shares of Class B Common Stock beneficially owned by SC US (TTGP), of which 121,541 shares are directly owned by STP XV, 1,238,282 shares are directly owned by SC XV PF, 337,996 shares are directly owned by STPQ XV, 8,027,281 shares are directly owned by SC XV, and 2,132,408 shares are directly owned by SEQUOIA CAPITAL U.S. GROWTH FUND VIII. The general partner of STP XV, SC XV PF, STPQ XV, and SC XV is SC U.S. VENTURE XV MANAGEMENT. The general partner of SEQUOIA CAPITAL U.S. GROWTH FUND VIII is SC U.S. GROWTH VIII MANAGEMENT. The general partner of SC U.S. VENTURE XV MANAGEMENT and SC U.S. GROWTH VIII MANAGEMENT is SC US (TTGP). Includes 142,616 shares of Class A Common Stock issuable upon the conversion of an equivalent number of shares of Class B Common Stock beneficially owned by SC US SSF 2013 TTGP, of which 79,246 shares are directly owned by SPELUNKER and 63,370 shares are directly owned by NALRENA. SPELUNKER and NALRENA are wholly owned by SCOUT FUND IV. SCOUT FUND IV is wholly owned by SC US SSF 2013. The General Partner of SC US SSF 2013 is SC SSF 2013 MGMT. SC US SSF 2013 TTGP is the General Partner of SC SSF 2013 MGMT. 27.8%; 0.5%. Based on a total of 30,790,388 shares of Class A Common Stock outstanding as of February 28, 2026, as reported in the Issuer's Annual Report on Form 10-K filed with the Securities and Exchange Commission on March 17, 2026. 0 Sequoia Capital U.S. Venture Partners Fund XV, L.P.: 121,541 Sequoia Capital U.S. Growth Fund VIII, L.P.: 2,132,408 Sequoia Capital U.S. Venture Partners Fund XV (Q), L.P.: 337,996 Sequoia Capital U.S. Venture Fund XV, L.P.: 8,027,281 Spelunker Channel Holdings, LLC: 79,246 Nalrena, LLC: 63,370 Sequoia Capital U.S. Venture XV Principals Fund, L.P.: 1,238,282 SC U.S. Venture XV Management, L.P.: 9,725,100 shares, of which 121,541 shares are directly owned by STP XV, 1,238,282 shares are directly owned by SC XV PF, 337,996 shares are directly owned by STPQ XV, and 8,027,281 shares are directly owned by SC XV. SC U.S. VENTURE XV MANAGEMENT is the general partner of STP XV, SC XV PF, STPQ XV, and SC XV. SC U.S. Growth VIII Management, L.P.: 2,132,408 shares, of which 2,132,408 shares are directly owned by SEQUOIA CAPITAL U.S. GROWTH FUND VIII. SC U.S. GROWTH VIII MANAGEMENT is the general partner of SEQUOIA CAPITAL U.S. GROWTH FUND VIII. SC US (TTGP), Ltd.: 11,857,508 shares, of which 121,541 shares are directly owned by STP XV, 1,238,282 shares are directly owned by SC XV PF, 337,996 shares are directly owned by STPQ XV, 8,027,281 shares are directly owned by SC XV, and 2,132,408 shares are directly owned by SEQUOIA CAPITAL U.S. GROWTH FUND VIII. The general partner of STP XV, SC XV PF, STPQ XV, and SC XV is SC U.S. VENTURE XV MANAGEMENT. The general partner of SEQUOIA CAPITAL U.S. GROWTH FUND VIII is SC U.S. GROWTH VIII MANAGEMENT. The general partner of SC U.S. VENTURE XV MANAGEMENT and SC U.S. GROWTH VIII MANAGEMENT is SC US (TTGP). Sequoia Capital U.S. Scout Fund IV, L.L.C.: 142,616 shares, of which 79,246 shares are directly owned by SPELUNKER and 63,370 shares are directly owned by NALRENA. SPELUNKER and NALRENA are wholly owned by SCOUT FUND IV. Sequoia Capital U.S. Scout Seed Fund 2013, L.P.: 142,616 shares, of which 79,246 shares are directly owned by SPELUNKER and 63,370 shares are directly owned by NALRENA. SPELUNKER and NALRENA are wholly owned by SCOUT FUND IV. SCOUT FUND IV is wholly owned by SC US SSF 2013. SC U.S. Scout Seed Fund 2013 Management, L.P.: 142,616 shares, of which 79,246 shares are directly owned by SPELUNKER and 63,370 shares are directly owned by NALRENA. SPELUNKER and NALRENA are wholly owned by SCOUT FUND IV. SCOUT FUND IV is wholly owned by SC US SSF 2013. The General Partner of SC US SSF 2013 is SC SSF 2013 MGMT. SC US SSF 2013 (TTGP), L.L.C.: 142,616 shares, of which 79,246 shares are directly owned by SPELUNKER and 63,370 shares are directly owned by NALRENA. SPELUNKER and NALRENA are wholly owned by SCOUT FUND IV. SCOUT FUND IV is wholly owned by SC US SSF 2013. The General Partner of SC US SSF 2013 is SC SSF 2013 MGMT. SC US SSF 2013 TTGP is the General Partner of SC SSF 2013 MGMT. 0 Sequoia Capital U.S. Venture Partners Fund XV, L.P.: 121,541 Sequoia Capital U.S. Growth Fund VIII, L.P.: 2,132,408 Sequoia Capital U.S. Venture Partners Fund XV (Q), L.P.: 337,996 Sequoia Capital U.S. Venture Fund XV, L.P.: 8,027,281 Spelunker Channel Holdings, LLC: 79,246 Nalrena, LLC: 63,370 Sequoia Capital U.S. Venture XV Principals Fund, L.P.: 1,238,282 SC U.S. Venture XV Management, L.P.: 9,725,100 shares, of which 121,541 shares are directly owned by STP XV, 1,238,282 shares are directly owned by SC XV PF, 337,996 shares are directly owned by STPQ XV, and 8,027,281 shares are directly owned by SC XV. SC U.S. VENTURE XV MANAGEMENT is the general partner of STP XV, SC XV PF, STPQ XV, and SC XV. SC U.S. Growth VIII Management, L.P.: 2,132,408 shares, of which 2,132,408 shares are directly owned by SEQUOIA CAPITAL U.S. GROWTH FUND VIII. SC U.S. GROWTH VIII MANAGEMENT is the general partner of SEQUOIA CAPITAL U.S. GROWTH FUND VIII. SC US (TTGP), Ltd.: 11,857,508 shares, of which 121,541 shares are directly owned by STP XV, 1,238,282 shares are directly owned by SC XV PF, 337,996 shares are directly owned by STPQ XV, 8,027,281 shares are directly owned by SC XV, and 2,132,408 shares are directly owned by SEQUOIA CAPITAL U.S. GROWTH FUND VIII. The general partner of STP XV, SC XV PF, STPQ XV, and SC XV is SC U.S. VENTURE XV MANAGEMENT. The general partner of SEQUOIA CAPITAL U.S. GROWTH FUND VIII is SC U.S. GROWTH VIII MANAGEMENT. The general partner of SC U.S. VENTURE XV MANAGEMENT and SC U.S. GROWTH VIII MANAGEMENT is SC US (TTGP). Sequoia Capital U.S. Scout Fund IV, L.L.C.: 142,616 shares, of which 79,246 shares are directly owned by SPELUNKER and 63,370 shares are directly owned by NALRENA. SPELUNKER and NALRENA are wholly owned by SCOUT FUND IV. Sequoia Capital U.S. Scout Seed Fund 2013, L.P.: 142,616 shares, of which 79,246 shares are directly owned by SPELUNKER and 63,370 shares are directly owned by NALRENA. SPELUNKER and NALRENA are wholly owned by SCOUT FUND IV. SCOUT FUND IV is wholly owned by SC US SSF 2013. SC U.S. Scout Seed Fund 2013 Management, L.P.: 142,616 shares, of which 79,246 shares are directly owned by SPELUNKER and 63,370 shares are directly owned by NALRENA. SPELUNKER and NALRENA are wholly owned by SCOUT FUND IV. SCOUT FUND IV is wholly owned by SC US SSF 2013. The General Partner of SC US SSF 2013 is SC SSF 2013 MGMT. SC US SSF 2013 (TTGP), L.L.C.: 142,616 shares, of which 79,246 shares are directly owned by SPELUNKER and 63,370 shares are directly owned by NALRENA. SPELUNKER and NALRENA are wholly owned by SCOUT FUND IV. SCOUT FUND IV is wholly owned by SC US SSF 2013. The General Partner of SC US SSF 2013 is SC SSF 2013 MGMT. SC US SSF 2013 TTGP is the General Partner of SC SSF 2013 MGMT. Y Y Y Y Y Y SEQUOIA CAPITAL U.S. VENTURE PARTNERS FUND XV, L.P. ("STP XV") /s/ Jung Yeon Son 05/15/2026 SEQUOIA CAPITAL U.S. GROWTH FUND VIII, L.P. ("SEQUOIA CAPITAL U.S. GROWTH FUND VIII") /s/ Jung Yeon Son 05/15/2026 SEQUOIA CAPITAL U.S. VENTURE PARTNERS FUND XV (Q), L.P. ("STPQ XV") /s/ Jung Yeon Son 05/15/2026 SEQUOIA CAPITAL U.S. VENTURE FUND XV, L.P. ("SC XV") /s/ Jung Yeon Son 05/15/2026 SPELUNKER CHANNEL HOLDINGS, LLC ("SPELUNKER") /s/ Jung Yeon Son 05/15/2026 NALRENA, LLC ("NALRENA") /s/ Jung Yeon Son 05/15/2026 SEQUOIA CAPITAL U.S. VENTURE XV PRINCIPALS FUND, L.P. ("SC XV PF") /s/ Jung Yeon Son 05/15/2026 SC U.S. VENTURE XV MANAGEMENT, L.P. ("SC U.S. VENTURE XV MANAGEMENT") /s/ Jung Yeon Son 05/15/2026 SC U.S. GROWTH VIII MANAGEMENT, L.P. ("SC U.S. GROWTH VIII MANAGEMENT") /s/ Jung Yeon Son 05/15/2026 SC US (TTGP), LTD. ("SC US (TTGP)") /s/ Jung Yeon Son 05/15/2026 SEQUOIA CAPITAL U.S. SCOUT FUND IV, L.L.C. ("SCOUT FUND IV") /s/ Jung Yeon Son 05/15/2026 SEQUOIA CAPITAL U.S. SCOUT SEED FUND 2013, L.P. ("SC US SSF 2013") /s/ Jung Yeon Son 05/15/2026 SC U.S. SCOUT SEED FUND 2013 MANAGEMENT, L.P. ("SC SSF 2013 MGMT") /s/ Jung Yeon Son 05/15/2026 SC US SSF 2013 (TTGP), L.L.C. ("SC US SSF 2013 TTGP") /s/ Jung Yeon Son 05/15/2026