The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
BOEING CO COM 097023105 335 1,665 SH   SOLE   0 0 1,665
CATERPILLAR INC COM 149123101 367 1,775 SH   SOLE   0 0 1,775
DEERE & CO COM 244199105 1,063 3,100 SH   SOLE   0 0 3,100
DOMINION ENERGY INC COM 25746U109 273 3,474 SH   SOLE   0 0 3,474
EXXON MOBIL CORP COM 30231G102 325 5,315 SH   SOLE   0 0 5,315
HOME DEPOT INC COM 437076102 218 525 SH   SOLE   0 0 525
ISHARES TR MORNINGSTR US EQ 464287127 6,016 90,594 SH   SOLE   0 0 90,594
ISHARES TR S&P MC 400GR ETF 464287606 273 3,206 SH   SOLE   0 0 3,206
ISHARES TR MRGSTR MD CP ETF 464288208 6,364 89,535 SH   SOLE   0 0 89,535
ISHARES TR NATIONAL MUN ETF 464288414 699 6,013 SH   SOLE   0 0 6,013
JOHNSON & JOHNSON COM 478160104 276 1,614 SH   SOLE   0 0 1,614
KIMBERLY-CLARK CORP COM 494368103 380 2,658 SH   SOLE   0 0 2,658
MICROSOFT CORP COM 594918104 501 1,491 SH   SOLE   0 0 1,491
PEPSICO INC COM 713448108 335 1,931 SH   SOLE   0 0 1,931
PFIZER INC COM 717081103 1,174 19,875 SH   SOLE   0 0 19,875
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 15,463 152,255 SH   SOLE   0 0 152,255
PROCTER AND GAMBLE CO COM 742718109 204 1,246 SH   SOLE   0 0 1,246
ROYCE VALUE TR INC COM 780910105 322 16,452 SH   SOLE   0 0 16,452
SPDR INDEX SHS FDS S&P INTL ETF 78463X772 241 6,211 SH   SOLE   0 0 6,211
SPDR SER TR PORTFLI TIPS ETF 78464A656 383 12,145 SH   SOLE   0 0 12,145
SPDR SER TR S&P DIVID ETF 78464A763 805 6,235 SH   SOLE   0 0 6,235
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 1,996 17,663 SH   SOLE   0 0 17,663
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 1,212 15,063 SH   SOLE   0 0 15,063
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 5,470 67,672 SH   SOLE   0 0 67,672
SCHWAB STRATEGIC TR US TIPS ETF 808524870 1,781 28,321 SH   SOLE   0 0 28,321
3M CO COM 88579Y101 332 1,871 SH   SOLE   0 0 1,871
UNITEDHEALTH GROUP INC COM 91324P102 295 588 SH   SOLE   0 0 588
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 7,707 44,875 SH   SOLE   0 0 44,875
VANGUARD STAR FDS VG TL INTL STK F 921909768 292 4,592 SH   SOLE   0 0 4,592
VANGUARD ADMIRAL FDS INC MIDCP 400 IDX 921932885 403 2,105 SH   SOLE   0 0 2,105
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 18,477 218,021 SH   SOLE   0 0 218,021
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 292 5,722 SH   SOLE   0 0 5,722
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 27,058 241,352 SH   SOLE   0 0 241,352
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 720 14,012 SH   SOLE   0 0 14,012
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 1,316 12,247 SH   SOLE   0 0 12,247
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 569 9,283 SH   SOLE   0 0 9,283
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 629 10,339 SH   SOLE   0 0 10,339
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 4,305 52,984 SH   SOLE   0 0 52,984
VANGUARD SCOTTSDALE FDS VNG RUS2000IDX 92206C664 342 3,804 SH   SOLE   0 0 3,804
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680 598 7,608 SH   SOLE   0 0 7,608
VANGUARD SCOTTSDALE FDS VNG RUS1000VAL 92206C714 603 8,173 SH   SOLE   0 0 8,173
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 224 2,418 SH   SOLE   0 0 2,418
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 272 1,812 SH   SOLE   0 0 1,812
VANGUARD INDEX FDS SM CP VAL ETF 922908611 218 1,219 SH   SOLE   0 0 1,219
VANGUARD INDEX FDS MID CAP ETF 922908629 798 3,131 SH   SOLE   0 0 3,131
VANGUARD INDEX FDS GROWTH ETF 922908736 30,280 94,360 SH   SOLE   0 0 94,360
VANGUARD INDEX FDS VALUE ETF 922908744 4,765 32,389 SH   SOLE   0 0 32,389
VANGUARD INDEX FDS SMALL CP ETF 922908751 7,784 34,440 SH   SOLE   0 0 34,440