The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
BOEING CO COM 097023105 399 1,665 SH   SOLE   0 0 1,665
CATERPILLAR INC COM 149123101 386 1,774 SH   SOLE   0 0 1,774
DEERE & CO COM 244199105 1,093 3,100 SH   SOLE   0 0 3,100
DOMINION ENERGY INC COM 25746U109 256 3,474 SH   SOLE   0 0 3,474
EXXON MOBIL CORP COM 30231G102 335 5,315 SH   SOLE   0 0 5,315
ISHARES TR MORNINGSTR US EQ 464287127 5,664 93,251 SH   SOLE   0 0 93,251
ISHARES TR S&P MC 400GR ETF 464287606 276 3,406 SH   SOLE   0 0 3,406
ISHARES TR MRGSTR MD CP ETF 464288208 5,946 88,676 SH   SOLE   0 0 88,676
ISHARES TR NATIONAL MUN ETF 464288414 705 6,013 SH   SOLE   0 0 6,013
ISHARES TR PFD AND INCM SEC 464288687 252 6,414 SH   SOLE   0 0 6,414
ISHARES U S ETF TR GSCI CMDTY STGY 46431W853 975 28,261 SH   SOLE   0 0 28,261
JOHNSON & JOHNSON COM 478160104 287 1,744 SH   SOLE   0 0 1,744
KIMBERLY-CLARK CORP COM 494368103 356 2,658 SH   SOLE   0 0 2,658
MICROSOFT CORP COM 594918104 413 1,524 SH   SOLE   0 0 1,524
PEPSICO INC COM 713448108 286 1,931 SH   SOLE   0 0 1,931
PFIZER INC COM 717081103 835 21,326 SH   SOLE   0 0 21,326
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 17,645 173,046 SH   SOLE   0 0 173,046
ROYCE VALUE TR INC COM 780910105 388 20,436 SH   SOLE   0 0 20,436
SPDR INDEX SHS FDS S&P INTL ETF 78463X772 245 6,211 SH   SOLE   0 0 6,211
SPDR SER TR PORTFLI TIPS ETF 78464A656 221 7,088 SH   SOLE   0 0 7,088
SPDR SER TR S&P DIVID ETF 78464A763 786 6,429 SH   SOLE   0 0 6,429
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 1,795 17,212 SH   SOLE   0 0 17,212
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 1,179 15,063 SH   SOLE   0 0 15,063
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 5,390 71,279 SH   SOLE   0 0 71,279
SCHWAB STRATEGIC TR US TIPS ETF 808524870 1,673 26,762 SH   SOLE   0 0 26,762
3M CO COM 88579Y101 372 1,871 SH   SOLE   0 0 1,871
UNITEDHEALTH GROUP INC COM 91324P102 284 709 SH   SOLE   0 0 709
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 7,484 48,349 SH   SOLE   0 0 48,349
VANGUARD STAR FDS VG TL INTL STK F 921909768 302 4,592 SH   SOLE   0 0 4,592
VANGUARD ADMIRAL FDS INC MIDCP 400 IDX 921932885 405 2,228 SH   SOLE   0 0 2,228
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 19,730 229,717 SH   SOLE   0 0 229,717
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 247 4,797 SH   SOLE   0 0 4,797
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 22,774 217,369 SH   SOLE   0 0 217,369
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 598 11,408 SH   SOLE   0 0 11,408
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 216 2,084 SH   SOLE   0 0 2,084
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 341 5,377 SH   SOLE   0 0 5,377
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 235 3,823 SH   SOLE   0 0 3,823
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 4,100 49,572 SH   SOLE   0 0 49,572
VANGUARD SCOTTSDALE FDS VNG RUS2000IDX 92206C664 319 3,449 SH   SOLE   0 0 3,449
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680 400 5,734 SH   SOLE   0 0 5,734
VANGUARD SCOTTSDALE FDS VNG RUS1000VAL 92206C714 368 5,287 SH   SOLE   0 0 5,287
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 230 2,418 SH   SOLE   0 0 2,418
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 255 1,812 SH   SOLE   0 0 1,812
VANGUARD INDEX FDS MID CAP ETF 922908629 689 2,902 SH   SOLE   0 0 2,902
VANGUARD INDEX FDS GROWTH ETF 922908736 26,443 92,197 SH   SOLE   0 0 92,197
VANGUARD INDEX FDS VALUE ETF 922908744 4,411 32,088 SH   SOLE   0 0 32,088
VANGUARD INDEX FDS SMALL CP ETF 922908751 7,613 33,794 SH   SOLE   0 0 33,794