EX-99.8 9 tm2517241d1_ex99-8.htm EXHIBIT 99.8

Exhibit 99.8

 

 

Exception Grades

Run Date - 6/4/2025 3:30:16 PM

 

SitusAMC Loan ID Customer Loan ID Seller Loan ID Investor Loan Number Loan Exception ID Exception ID Exception Date Exception Type Exception Category Exception Subcategory 15E Category Exception Exception Detail Exception Information Compensating Factors Compensating Factor Information Applying Party Follow-up Comments Cleared Date Cured Date Waived Date Exception Level Grade DBRS Initial Exception Rating DBRS Final Exception Rating Fitch Initial Exception Rating Fitch Final Exception Rating Kroll Initial Exception Rating Kroll Final Exception Rating Moody's Initial Exception Rating Moody's Final Exception Rating S&P Initial Exception Rating S&P Final Exception Rating Note Date Property State Occupancy Purpose Exception Remediation Overall
Initial Loan Grade		 Overall
Final Loan Grade		 Credit
Initial Loan Grade		 Credit
Final Loan Grade		 Compliance
Initial Loan Grade		 Compliance
Final Loan Grade		 Property
Initial Loan Grade		 Property
Final Loan Grade		 Originator QM ATR Status TPR QM ATR Status Is Curable
[REDACTED] RCKT2025CES60093     33362377     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/02/2025 2 A A A A A A A A A A   NV Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES60093     33362378     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-28): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/28/2025 2 A A A A N/A N/A     A A   NV Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES60220     33366167     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/02/2025 2 A A A A A A A A A A   NY Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES60220     33366168     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-29): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/29/2025 2 A A A A N/A N/A     A A   NY Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES60232     33366002     Compliance Compliance State Compliance Misc. State Level ([redacted]) [redacted] Cash-out Loan (The lender/Assignee cannot conclusively rely on the Value on the Acknowledgement of Fair Market Value as the loan file does not contain an Appraisal) [redacted] Constitution Section [redacted](a)[redacted]: The lender/Assignee cannot conclusively rely on the Value on Acknowledgement of Fair Market Value.  Test performed using stated value or other valuation method in file other than appraisal.               05/02/2025 2 A A A A A A A A A A   TX Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60232     33366006     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/02/2025 2 A A A A A A A A A A   TX Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60232     33366007     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-29): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/29/2025 3 D D A A N/A N/A     D D   TX Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60292     33362599     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/02/2025 2 A A A A A A A A A A   VA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60292     33362754     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-28): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/28/2025 3 D D A A N/A N/A     D D   VA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60342     33362704     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/02/2025 2 A A A A A A A A A A   NV Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60342     33362705     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-28): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/28/2025 3 D D A A N/A N/A     D D   NV Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60507     33362165     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/02/2025 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES60507     33362166     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-28): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/28/2025 2 A A A A N/A N/A     A A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES60854     33366572     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/02/2025 2 A A A A A A A A A A   TX Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60854     33367640     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-29): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/29/2025 3 D D A A N/A N/A     D D   TX Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61025     33364741     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/02/2025 2 A A A A A A A A A A   HI Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61025     33366145     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided [redacted]and/or [redacted]provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-29): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/29/2025 2 A A A A N/A N/A     A A   HI Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61025     33369749     Credit Loan Package Documentation Loan File Missing Document  Missing Document: Hazard Insurance Policy not provided   The subject is in a Condominium Project and the Master Policy was not found in the file.  Please provide for review.       Reviewer Comment (2025-05-05): [redacted] provided.  Exception cleared.


Buyer Comment (2025-05-05): Plase see attached [redacted].
 05/05/2025     1 C A C A C A C A C A   HI Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61082     33366500     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/02/2025 2 A A A A A A A A A A   WV Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61082     33366503     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided [redacted]and/or [redacted]provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-29): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/29/2025 2 A A A A N/A N/A     A A   WV Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61108     33365845     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/02/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   D D A A A A D D Non QM Non QM No
[REDACTED] RCKT2025CES61108     33365847     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. [redacted]was provided. Secondary valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-30): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/30/2025 3 D D A A N/A N/A     D D   CA Primary Refinance - Cash-out - Other   D D A A A A D D Non QM Non QM No
[REDACTED] RCKT2025CES61214     33364009     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/02/2025 2 A A A A A A A A A A   GA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61214     33364010     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-29): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/29/2025 3 D D A A N/A N/A     D D   GA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61333     33366034     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/02/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61333     33366079     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The [redacted] form was used, the [redacted] form should have been used.         Buyer Comment (2025-05-05): Seller acknowledges exception, no change to grading.
     05/05/2025 2 B B B B B B B B B B   CA Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[REDACTED] RCKT2025CES61333     33368090     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided [redacted]and/or [redacted]provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-29): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/29/2025 2 A A A A N/A N/A     A A   CA Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61355     33366583     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/05/2025 2 A A A A A A A A A A   MA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61355     33366584     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-29): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/29/2025 3 D D A A N/A N/A     D D   MA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61458     33364594     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided [redacted] and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-29): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/29/2025 2 A A A A N/A N/A     A A   OH Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES61458     33364595     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/05/2025 2 A A A A A A A A A A   OH Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES61645     33366613     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/05/2025 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   D D A A A A D D Non QM Non QM No
[REDACTED] RCKT2025CES61645     33366614     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. [redacted]was provided. Secondary valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-29): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/29/2025 3 D D A A N/A N/A     D D   FL Primary Refinance - Cash-out - Other   D D A A A A D D Non QM Non QM No
[REDACTED] RCKT2025CES61683     33367117     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/05/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61683     33367120     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted]provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-29): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/29/2025 3 D D A A N/A N/A     D D   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61745     33364584     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/05/2025 2 A A A A A A A A A A   KS Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES61745     33368154     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided [redacted]and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-29): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/29/2025 2 A A A A N/A N/A     A A   KS Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES61755     33366361     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/05/2025 2 A A A A A A A A A A   TN Primary Refinance - Cash-out - Other   D D A A A A D D Non QM Non QM No
[REDACTED] RCKT2025CES61755     33366364     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. [redacted]was provided. Secondary valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the supporting secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-29): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/29/2025 3 D D A A N/A N/A     D D   TN Primary Refinance - Cash-out - Other   D D A A A A D D Non QM Non QM No
[REDACTED] RCKT2025CES61842     33366771     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/05/2025 2 A A A A A A A A A A   FL Second Home Refinance - Cash-out - Other   C A C A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES61842     33366822     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided [redacted]and/or [redacted]provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-29): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/29/2025 2 A A A A N/A N/A     A A   FL Second Home Refinance - Cash-out - Other   C A C A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES61842     33368009     Credit Loan Package Documentation Loan File Missing Document  Missing Document: Hazard Insurance Policy not provided   The subject is located in a condo project. The file is missing proof of condominium master insurance.       Reviewer Comment (2025-05-07): Received [redacted] document. Exception cleared


Buyer Comment (2025-05-06): Please see the attached [redacted].
 05/07/2025     1 C A C A C A C A C A   FL Second Home Refinance - Cash-out - Other   C A C A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES62192     33364110     Compliance Compliance Federal Compliance ATR/QM Defect Check Loan Designation Match - QM Qualified Mortgage (Dodd-Frank  [redacted]): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Risk. Loan designation failure due to QM failure. This exception will be cleared when all QM related exceptions are cleared.       Reviewer Comment (2025-05-29): Received [redacted] for Rental Income and updated [redacted] for additional Variable pay. Exception Cleared.


Buyer Comment (2025-05-28): Please see attached [redacted]s confirming rental income for this property. Also, the property has been added to the [redacted]and [redacted] also attached. In addition, please review Pg [redacted] of the loan file which is the [redacted] confirming additional income not previously included. There is additional variable pay which adds $[redacted] in income which brings the DTI to [redacted] with the rental income.

Base pay fully supported, plus annual bonus on the WVOE in the current year, plus the calculated [redacted] in variable pay (treating it as commission) using the difference between the fully supported base, bonus, and the YTD on the [redacted] to establish YTD earnings, we get an extra [redacted] in income, and DTI should be[redacted]
 05/29/2025     1 B A C A B A C A B A   DE Primary Refinance - Cash-out - Other Lender to provide updated ATR/QM status D D C A C A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[REDACTED] RCKT2025CES62192     33364111     Compliance Compliance Federal Compliance ATR/QM Defect General QM Provision Investor and QM DTIs match and both significantly exceed Guidelines General QM: The DTI calculated in accordance with the Lenders Guidelines and  [redacted] significantly exceeds the guideline maximum of  [redacted]. (DTI Exception requires compelling compensating factors to consider regrading to [redacted].) DTI is excessive due to the inclusion of the PITIA for the [redacted] . property.       Reviewer Comment (2025-05-29): Received [redacted] for Rental Income and updated [redacted] for additional Variable pay. Exception Cleared.


Buyer Comment (2025-05-28): Please see attached [redacted]s confirming rental income for this property. Also, the property has been added to the [redacted]and [redacted] also attached. In addition, please review Pg [redacted] of the loan file which is the [redacted] confirming additional income not previously included. There is additional variable pay which adds $[redacted] in income which brings the DTI to [redacted] with the rental income.

Base pay fully supported, plus annual bonus on the WVOE in the current year, plus the calculated [redacted] in variable pay (treating it as commission) using the difference between the fully supported base, bonus, and the YTD on the [redacted] to establish YTD earnings, we get an extra [redacted] in income, and DTI should be[redacted]
 05/29/2025     1 C A C A C A C A C A   DE Primary Refinance - Cash-out - Other   D D C A C A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62192     33364114     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/05/2025 2 A A A A A A A A A A   DE Primary Refinance - Cash-out - Other   D D C A C A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62192     33364115     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-29): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/29/2025 3 D D A A N/A N/A     D D   DE Primary Refinance - Cash-out - Other   D D C A C A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62192     33364126     Credit Credit AUS Discrepancy / Guidelines Discrepancy Guideline Guideline Requirement: Investor qualifying total debt ratio discrepancy.   DTI is excessive due to the inclusion of the $ [redacted] PITIA for the [redacted] . property.  Documentation was not found to verify the reason for the exclusion of the property.       Reviewer Comment (2025-05-29): Received[redacted] for Rental Income and updated [redacted] for additional Variable pay. Exception Cleared.


Buyer Comment (2025-05-28): Please see attached  [redacted] confirming rental income for this property. Also, the property has been added to the  [redacted] and  [redacted] also attached. In addition, please review Pg  [redacted] of the loan file which is the  [redacted] confirming additional income not previously included. There is additional variable pay which adds  [redacted]in income which brings the DTI to  [redacted] with the rental income.

Base pay fully supported, plus annual bonus on the WVOE in the current year, plus the calculated[redacted] in variable pay (treating it as commission) using the difference between the fully supported base, bonus, and the YTD on the WVOE to establish YTD earnings, we get an extra [redacted] in income, and DTI should be [redacted]


Buyer Comment (2025-05-28): Please see attached  [redacted] confirming rental income for this property. Also, the property has been added to the  [redacted] and  [redacted] also attached. In addition, please review Pg  [redacted] of the loan file which is the WVOE confirming additional income not previously included. There is additional variable pay which adds  [redacted] in income which brings the DTI to  [redacted] with the rental income.

Base pay fully supported, plus annual bonus on the  [redacted] in the current year, plus the calculated  [redacted] in variable pay (treating it as commission) using the difference between the fully supported base, bonus, and the YTD on the  [redacted]to establish YTD earnings, we get an extra [redacted]in income, and DTI should be [redacted]
 05/29/2025     1 C A C A C A C A C A   DE Primary Refinance - Cash-out - Other   D D C A C A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62192     33364132     Compliance Compliance Federal Compliance ATR/QM Defect General QM Provision Investor Guidelines Violation General QM: Based on the loan failing one or more guideline components, the loan is at QM risk.         Reviewer Comment (2025-05-29): Received [redacted] for Rental Income and updated [redacted] for additional Variable pay. Exception Cleared.


Buyer Comment (2025-05-28): Please see attached [redacted]s confirming rental income for this property. Also, the property has been added to the [redacted]and [redacted] also attached. In addition, please review Pg [redacted] of the loan file which is the [redacted] confirming additional income not previously included. There is additional variable pay which adds $[redacted] in income which brings the DTI to [redacted] with the rental income.

Base pay fully supported, plus annual bonus on the WVOE in the current year, plus the calculated [redacted] in variable pay (treating it as commission) using the difference between the fully supported base, bonus, and the YTD on the [redacted] to establish YTD earnings, we get an extra [redacted] in income, and DTI should be[redacted]
 05/29/2025     1 C A C A C A C A C A   DE Primary Refinance - Cash-out - Other   D D C A C A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62198     33367107     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/05/2025 2 A A A A A A A A A A   IN Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES62198     33367109     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided [redacted]and/or [redacted]provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-29): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/29/2025 2 A A A A N/A N/A     A A   IN Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES62199     33366113     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/05/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES62199     33366114     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided [redacted]and/or [redacted]provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-29): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/29/2025 2 A A A A N/A N/A     A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES62258     33367029     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/05/2025 2 A A A A A A A A A A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES62258     33367030     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-29): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/29/2025 2 A A A A N/A N/A     A A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES62396     33382248     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/05/2025 2 A A A A A A A A A A   VA Primary Refinance - Cash-out - Other   D D C A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62396     33382271     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted]provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-30): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/30/2025 3 D D A A N/A N/A     D D   VA Primary Refinance - Cash-out - Other   D D C A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62396     33382330     Credit Income / Employment Income Documentation Income / Employment Income Docs Missing: - The third-party verification for the Schedule C business was not timestamped. Please provide evidence of when this was obtained by the lender for review.       Reviewer Comment (2025-05-06): Received [redacted] document with Time and Stamp. Exception Cleared.


Buyer Comment (2025-05-06): Please see the attached screen shot from our [redacted] documents page confirming the [redacted] was verified on [redacted] and meets guidelines.
 05/06/2025     1 C A C A C A C A C A   VA Primary Refinance - Cash-out - Other   D D C A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62430     33366106     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/05/2025 2 A A A A A A A A A A   NJ Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62430     33366107     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-29): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/29/2025 2 A A A A N/A N/A     A A   NJ Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62487     33381687     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/05/2025 2 A A A A A A A A A A   WV Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES62487     33381689     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-30): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/30/2025 2 A A A A N/A N/A     A A   WV Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES62545     33366046     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/05/2025 2 A A A A A A A A A A   MO Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62545     33366047     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-29): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/29/2025 3 D D A A N/A N/A     D D   MO Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62569     33366966     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/05/2025 2 A A A A A A A A A A   UT Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62569     33366967     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted]provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-29): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/29/2025 3 D D A A N/A N/A     D D   UT Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62856     33368087     Compliance Compliance State Compliance State HPML [redacted] HPML Threshold Test Compliant [redacted]Higher-Priced Mortgage Loan: APR on subject loan of  [redacted] or Final Disclosure APR of  [redacted] is equal to or greater than the threshold of APOR  [redacted]  Compliant Higher Priced Loan.         Buyer Comment (2025-05-06): Seller acknowledges the exception, no change to grading.
     05/06/2025 2 B B B B B B B B B B   MA Primary Refinance - Cash-out - Other No obvious cure B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES62856     33368122     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-29): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/29/2025 2 A A A A N/A N/A     A A   MA Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES62856     33368123     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/05/2025 2 A A A A A A A A A A   MA Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES62896     33366321     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/05/2025 2 A A A A A A A A A A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES62896     33366322     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-29): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/29/2025 2 A A A A N/A N/A     A A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES62900     33368178     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/05/2025 2 A A A A A A A A A A   ND Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62900     33368179     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-30): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/30/2025 3 D D A A N/A N/A     D D   ND Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63069     33366677     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/05/2025 2 A A A A A A A A A A   VT Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63069     33366685     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.[redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-29): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/29/2025 3 D D A A N/A N/A     D D   VT Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63123     33366375     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/05/2025 2 A A A A A A A A A A   OH Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63123     33366376     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. [redacted]was provided. Secondary valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-30): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/30/2025 3 D D A A N/A N/A     D D   OH Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63136     33382107     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/05/2025 2 A A A A A A A A A A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES63136     33382113     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-30): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/30/2025 2 A A A A N/A N/A     A A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES63168     33367160     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/05/2025 2 A A A A A A A A A A   WA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES63168     33367161     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided[redacted]and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-05): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/05/2025 2 A A A A N/A N/A     A A   WA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES63182     33368144     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/05/2025 2 A A A A A A A A A A   IL Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES63182     33368146     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided [redacted] and/or[redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-05): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/05/2025 2 A A A A N/A N/A     A A   IL Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES63182     33368158     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the  [redacted] form should have been used.         Buyer Comment (2025-05-06): Seller acknowledges. No change to grading.
     05/06/2025 2 B B B B B B B B B B   IL Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) Yes
[REDACTED] RCKT2025CES63278     33382205     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/05/2025 2 A A A A A A A A A A   NV Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63278     33382218     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-30): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/30/2025 3 D D A A N/A N/A     D D   NV Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63299     33366353     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec ID:[redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-29): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/29/2025 3 D D A A N/A N/A     D D   NJ Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63299     33366354     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/05/2025 2 A A A A A A A A A A   NJ Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63424     33382279     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/05/2025 2 A A A A A A A A A A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES63424     33382280     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-30): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/30/2025 2 A A A A N/A N/A     A A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES63451     33369728     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/05/2025 2 A A A A A A A A A A   IL Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES63451     33369729     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided [redacted] and/or[redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-29): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/29/2025 2 A A A A N/A N/A     A A   IL Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES63453     33367357     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/05/2025 2 A A A A A A A A A A   AZ Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES63453     33367358     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-30): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/30/2025 2 A A A A N/A N/A     A A   AZ Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES63484     33382375     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/05/2025 2 A A A A A A A A A A   VA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES63484     33382377     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-30): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/30/2025 2 A A A A N/A N/A     A A   VA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES63498     33382428     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/05/2025 2 A A A A A A A A A A   MT Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63498     33382430     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. [redacted]was provided. Secondary valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-30): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/30/2025 3 D D A A N/A N/A     D D   MT Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63541     33366254     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. [redacted]was provided. Secondary valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-30): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/30/2025 3 D D A A N/A N/A     D D   GA Primary Refinance - Cash-out - Other   D D A A A A D D Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES63541     33366255     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/05/2025 2 A A A A A A A A A A   GA Primary Refinance - Cash-out - Other   D D A A A A D D Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES63654     33368043     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/05/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES63654     33368049     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-29): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/29/2025 2 A A A A N/A N/A     A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES63671     33366028     Compliance Compliance State Compliance Misc. State Level ([redacted]) [redacted] Cash-out Loan (The lender/Assignee cannot conclusively rely on the Value on the Acknowledgement of Fair Market Value as the loan file does not contain an Appraisal) [redacted] Constitution Section 50(a)(6): The lender/Assignee cannot conclusively rely on the Value on Acknowledgement of Fair Market Value.  Test performed using stated value or other valuation method in file other than appraisal.               05/05/2025 2 A A A A A A A A A A   TX Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63671     33366032     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/05/2025 2 A A A A A A A A A A   TX Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63671     33366035     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-29): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/29/2025 3 D D A A N/A N/A     D D   TX Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63784     33381288     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/05/2025 2 A A A A A A A A A A   TN Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES63784     33381290     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-30): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/30/2025 2 A A A A N/A N/A     A A   TN Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES63808     33366968     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/05/2025 2 A A A A A A A A A A   NY Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63808     33366979     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. [redacted]was provided. Secondary valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-29): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/29/2025 3 D D A A N/A N/A     D D   NY Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63810     33367953     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/05/2025 2 A A A A A A A A A A   NY Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES63810     33371274     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided [redacted] and/or[redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-29): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/29/2025 2 A A A A N/A N/A     A A   NY Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES63839     33371568     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/05/2025 2 A A A A A A A A A A   NC Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63839     33371569     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes       Reviewer Comment (2025-04-30): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/30/2025 3 D D A A N/A N/A     D D   NC Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63913     33366381     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/05/2025 2 A A A A A A A A A A   GA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63913     33366382     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-29): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/29/2025 3 D D A A N/A N/A     D D   GA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63947     33382234     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/05/2025 2 A A A A A A A A A A   NV Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES63947     33382236     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-30): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/30/2025 2 A A A A N/A N/A     A A   NV Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES64012     33381484     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/05/2025 2 A A A A A A A A A A   NC Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64012     33381488     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. [redacted] was provided. Secondary valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-30): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/30/2025 3 D D A A N/A N/A     D D   NC Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64096     33366343     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/05/2025 2 A A A A A A A A A A   AZ Primary Refinance - Cash-out - Other   D D A A A A D D Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES64096     33366344     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. [redacted] was provided. Secondary valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-29): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/29/2025 3 D D A A N/A N/A     D D   AZ Primary Refinance - Cash-out - Other   D D A A A A D D Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES64158     33381859     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/05/2025 2 A A A A A A A A A A   VA Primary Refinance - Cash-out - Other   D D A A A A D D Non QM Non QM No
[REDACTED] RCKT2025CES64158     33381860     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-30): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/30/2025 3 D D A A N/A N/A     D D   VA Primary Refinance - Cash-out - Other   D D A A A A D D Non QM Non QM No
[REDACTED] RCKT2025CES64198     33370837     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/05/2025 2 A A A A A A A A A A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES64198     33370838     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided [redacted] and/or[redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-30): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/30/2025 2 A A A A N/A N/A     A A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES64253     33366749     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/05/2025 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64253     33366750     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-29): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/29/2025 3 D D A A N/A N/A     D D   FL Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64358     33371243     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/05/2025 2 A A A A A A A A A A   OH Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES64358     33371244     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided [redacted]and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-30): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/30/2025 2 A A A A N/A N/A     A A   OH Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES64418     33366104     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/05/2025 2 A A A A A A A A A A   VA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64418     33366105     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-29): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/29/2025 3 D D A A N/A N/A     D D   VA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64432     33370585     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-30): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/30/2025 3 D D A A N/A N/A     D D   WA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64432     33370586     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/05/2025 2 A A A A A A A A A A   WA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64453     33381892     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/05/2025 2 A A A A A A A A A A   MA Primary Refinance - Cash-out - Other   C B C A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES64453     33381893     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided [redacted] and/or[redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-30): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/30/2025 2 A A A A N/A N/A     A A   MA Primary Refinance - Cash-out - Other   C B C A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES64453     33381895     Credit Income / Employment Income Documentation Income / Employment Income Docs Missing: - Please provide the 2024 W2 for the borrower.  The copy in file is blank.   Please provide for review.       Reviewer Comment (2025-05-06): Received [redacted] [redacted] for the borrower. Exception  cleared.


Buyer Comment (2025-05-06): Please see the [redacted] [redacted], attached.
 05/06/2025     1 C A C A C A C A C A   MA Primary Refinance - Cash-out - Other   C B C A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES64453     33382025     Compliance Compliance State Compliance State HPML [redacted] HPML Threshold Test Compliant [redacted] Higher-Priced Mortgage Loan: APR on subject loan of  [redacted] or Final Disclosure APR of  [redacted] is equal to or greater than the threshold of APOR [redacted]  Compliant Higher Priced Loan.         Buyer Comment (2025-05-06): Seller acknowledges exception, no change to grading.
     05/06/2025 2 B B B B B B B B B B   MA Primary Refinance - Cash-out - Other No obvious cure C B C A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES64459     33381085     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/05/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64459     33381094     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-30): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/30/2025 2 A A A A N/A N/A     A A   CA Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64459     33381147     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The  [redacted] form was used, the  [redacted] form should have been used.         Buyer Comment (2025-05-06): Seller acknowledges. No change to grading.
     05/06/2025 2 B B B B B B B B B B   CA Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[REDACTED] RCKT2025CES64479     33381018     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/06/2025 2 A A A A A A A A A A   IL Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES64479     33381019     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-30): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/30/2025 2 A A A A N/A N/A     A A   IL Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES64479     33381026     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC) Truth in Lending Act: Notice of[redacted] was not executed on the proper Model Form for a refinancing by the same creditor. The [redacted] form was used, the [redacted] form should have been used.         Buyer Comment (2025-05-07): Seller acknowledges the exception, no change to grading.
     05/07/2025 2 B B B B B B B B B B   IL Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B B A A B B A A Non QM Non QM Yes
[REDACTED] RCKT2025CES64531     33381209     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/06/2025 2 A A A A A A A A A A   NJ Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES64531     33381210     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-30): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/30/2025 2 A A A A N/A N/A     A A   NJ Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES64560     33381629     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/06/2025 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES64560     33381630     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-30): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/30/2025 2 A A A A N/A N/A     A A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES64613     33381603     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/06/2025 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES64613     33381604     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-30): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/30/2025 2 A A A A N/A N/A     A A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES64616     33367785     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/06/2025 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64616     33367786     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.[redacted] provided. The supporting secondary valuation is missing. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-29): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/29/2025 3 D D A A N/A N/A     D D   FL Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64676     33382417     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/06/2025 2 A A A A A A A A A A   MS Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES64676     33382418     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-30): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/30/2025 2 A A A A N/A N/A     A A   MS Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES64677     33381847     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/06/2025 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64677     33381849     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-30): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/30/2025 2 A A A A N/A N/A     A A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64743     33381669     Credit Loan Package Documentation Loan File Missing Document  Missing Document: Hazard Insurance Policy not provided   The subject is located in a condo project. The file was missing the condominium master insurance policy.       Reviewer Comment (2025-05-08): Received master policy document. Exception cleared


Buyer Comment (2025-05-07): Please see the attached master policy.
 05/08/2025     1 C A C A C A C A C A   UT Primary Refinance - Cash-out - Other   C B C A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES64743     33381680     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/06/2025 2 A A A A A A A A A A   UT Primary Refinance - Cash-out - Other   C B C A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES64743     33381681     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-30): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/30/2025 2 A A A A N/A N/A     A A   UT Primary Refinance - Cash-out - Other   C B C A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES64743     33384170     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC) Truth in Lending Act: Notice of [redacted] was not executed on the proper Model Form for a refinancing by the same creditor. The [redacted] form was used, the [redacted] form should have been used.         Buyer Comment (2025-05-07): Seller acknowledges. No change to grading.
     05/07/2025 2 B B B B B B B B B B   UT Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B C A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) Yes
[REDACTED] RCKT2025CES64766     33382015     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/06/2025 2 A A A A A A A A A A   ME Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64766     33382016     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-30): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/30/2025 2 A A A A N/A N/A     A A   ME Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64767     33382877     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/06/2025 2 A A A A A A A A A A   KY Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64767     33382879     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. [redacted] was provided. Secondary valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-30): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/30/2025 3 D D A A N/A N/A     D D   KY Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64769     33382757     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/06/2025 2 A A A A A A A A A A   TN Primary Refinance - Cash-out - Other   D D A A A A D D Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES64769     33382758     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. [redacted] was provided. Secondary valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the supporting secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-30): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/30/2025 3 D D A A N/A N/A     D D   TN Primary Refinance - Cash-out - Other   D D A A A A D D Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES64818     33398767     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/06/2025 2 A A A A A A A A A A   ME Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES64818     33398768     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-02): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/02/2025 2 A A A A N/A N/A     A A   ME Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES64830     33367111     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/06/2025 2 A A A A A A A A A A   MI Primary Refinance - Cash-out - Other   D D A A A A D D Non QM Non QM No
[REDACTED] RCKT2025CES64830     33367115     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. [redacted] was provided. Secondary valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-29): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/29/2025 3 D D A A N/A N/A     D D   MI Primary Refinance - Cash-out - Other   D D A A A A D D Non QM Non QM No
[REDACTED] RCKT2025CES64886     33383316     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/06/2025 2 A A A A A A A A A A   NH Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES64886     33383317     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided [redacted] and/or[redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-30): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/30/2025 2 A A A A N/A N/A     A A   NH Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES64914     33382122     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/06/2025 2 A A A A A A A A A A   MO Primary Refinance - Cash-out - Other   D D A A A A D D Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES64914     33382124     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. [redacted] was provided. Secondary valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-06): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/06/2025 3 D D A A N/A N/A     D D   MO Primary Refinance - Cash-out - Other   D D A A A A D D Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES64921     33370768     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/06/2025 2 A A A A A A A A A A   AZ Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64921     33370769     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-30): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/30/2025 3 D D A A N/A N/A     D D   AZ Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64974     33383202     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/06/2025 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES64974     33383203     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-30): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/30/2025 2 A A A A N/A N/A     A A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES64977     33367327     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/06/2025 2 A A A A A A A A A A   PA Primary Refinance - Cash-out - Other   D D C A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64977     33367334     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-29): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/29/2025 3 D D A A N/A N/A     D D   PA Primary Refinance - Cash-out - Other   D D C A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64977     33370352     Credit Income / Employment Income Documentation Missing Document  [redacted] Documents are missing. - The file was missing the [redacted] for the subject property, please provide for review.       Reviewer Comment (2025-05-08): Received revised [redacted]and [redacted] confirming there is no [redacted] dues for the subject property. Exception cleared..


Buyer Comment (2025-05-08): Please see attached updated [redacted] and [redacted] confirming no [redacted] dues.


Reviewer Comment (2025-05-07): Received [redacted]document confirming that no [redacted]dues for the subject property. Please provide revised [redacted] confirming there is no [redacted] dues for the subject property. Exception remains.


Buyer Comment (2025-05-07): Please see the attached confirmation from public records that there are no [redacted] dues on the subject property which supports the information on the [redacted].
 05/08/2025     1 C A C A C A C A C A   PA Primary Refinance - Cash-out - Other   D D C A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65090     33371364     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/06/2025 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES65090     33371365     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-30): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/30/2025 2 A A A A N/A N/A     A A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES65129     33381058     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/06/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES65129     33381061     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-30): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/30/2025 2 A A A A N/A N/A     A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES65143     33398532     Compliance Compliance State Compliance State HPML [redacted] HPML Threshold Test Compliant [redacted] Higher-Priced Mortgage Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is equal to or greater than the threshold of APOR [redacted] Compliant Higher Priced Loan.         Buyer Comment (2025-05-07): Seller acknowledges exception, no change to grading.
     05/07/2025 2 B B B B B B B B B B   MA Primary Refinance - Cash-out - Other No obvious cure B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES65143     33398556     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/06/2025 2 A A A A A A A A A A   MA Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES65143     33442463     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-12): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/12/2025 2   A   A   N/A       A   MA Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES65147     33381111     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/06/2025 2 A A A A A A A A A A   OH Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES65147     33381112     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-30): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/30/2025 2 A A A A N/A N/A     A A   OH Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES65215     33381343     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/06/2025 2 A A A A A A A A A A   AZ Primary Refinance - Cash-out - Other   D D A A B B D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65215     33381346     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-30): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/30/2025 3 D D A A N/A N/A     D D   AZ Primary Refinance - Cash-out - Other   D D A A B B D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65215     33381350     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC) Truth in Lending Act: [redacted] was not executed on the proper Model Form for a refinancing by the same creditor. The [redacted] form was used, the [redacted] form should have been used.         Buyer Comment (2025-05-07): Seller acknowledges the exception, no change to grading.
     05/07/2025 2 B B B B B B B B B B   AZ Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form D D A A B B D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[REDACTED] RCKT2025CES65235     33381369     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/06/2025 2 A A A A A A A A A A   GA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65235     33381371     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-30): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/30/2025 3 D D A A N/A N/A     D D   GA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65267     33382395     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/06/2025 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65267     33382396     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-30): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/30/2025 3 D D A A N/A N/A     D D   FL Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65284     33382324     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/06/2025 2 A A A A A A A A A A   MN Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES65284     33382325     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-30): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/30/2025 2 A A A A N/A N/A     A A   MN Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES65284     33382387     Compliance Compliance State Compliance Misc. State Level [redacted] Tangible Net Benefit Disclosure [redacted] Residential Mortgage Originator and Servicer Licensing Act: Tangible Net Benefit Disclosure not provided to the Borrower.         Buyer Comment (2025-05-07): Seller acknowledges exception, no change to grading.
     05/07/2025 2 B B B B B B B B B B   MN Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES65290     33382287     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/06/2025 2 A A A A A A A A A A   NJ Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES65290     33382288     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-30): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/30/2025 2 A A A A N/A N/A     A A   NJ Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES65299     33398718     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-02): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/02/2025 3 D D A A N/A N/A     D D   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65299     33398719     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/06/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65367     33382809     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided [redacted] and/or[redacted]provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-30): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/30/2025 2 A A A A N/A N/A     A A   TN Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES65367     33382812     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/06/2025 2 A A A A A A A A A A   TN Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES65372     33381714     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-30): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/30/2025 3 D D A A N/A N/A     D D   VA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65372     33381715     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/06/2025 2 A A A A A A A A A A   VA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65383     33382782     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-30): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/30/2025 3 D D A A N/A N/A     D D   KS Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65383     33382783     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/06/2025 2 A A A A A A A A A A   KS Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65399     33381502     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided [redacted] and/or[redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-30): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/30/2025 2 A A A A N/A N/A     A A   OR Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES65399     33381503     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/06/2025 2 A A A A A A A A A A   OR Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES65416     33381711     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/06/2025 2 A A A A A A A A A A   AZ Primary Refinance - Cash-out - Other   D D C A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65416     33381713     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-30): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/30/2025 3 D D A A N/A N/A     D D   AZ Primary Refinance - Cash-out - Other   D D C A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65416     33386762     Credit Income / Employment Income Documentation Income / Employment [redacted] Docs Missing: - The borrower's most recent [redacted] is missing. Please provide for review.       Reviewer Comment (2025-05-08): Employment start date is [redacted] so [redacted] is not required. Exception Cleared.


Buyer Comment (2025-05-07): We confirmed a two year work history with the borrower. There was no income earned in [redacted], so there is no [redacted] to upload. Please cancel this exception.
 05/08/2025     1 C A C A C A C A C A   AZ Primary Refinance - Cash-out - Other   D D C A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65444     33383074     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/06/2025 2 A A A A A A A A A A   WA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65444     33383075     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-30): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/30/2025 2 A A A A N/A N/A     A A   WA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65452     33381634     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/06/2025 2 A A A A A A A A A A   CT Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES65452     33381635     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID:[redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-30): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/30/2025 2 A A A A N/A N/A     A A   CT Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES65537     33386927     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/06/2025 2 A A A A A A A A A A   MO Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65537     33387778     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID:[redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-30): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/30/2025 2 A A A A N/A N/A     A A   MO Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65549     33391304     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/06/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65549     33391305     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-01): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/01/2025 3 D D A A N/A N/A     D D   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65622     33382331     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/06/2025 2 A A A A A A A A A A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES65622     33382334     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-30): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/30/2025 2 A A A A N/A N/A     A A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES65671     33382620     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/06/2025 2 A A A A A A A A A A   NY Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES65671     33382621     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-30): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/30/2025 2 A A A A N/A N/A     A A   NY Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES65710     33389346     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/08/2025 2 A A A A A A A A A A   NJ Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65710     33389348     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-01): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/01/2025 3 D D A A N/A N/A     D D   NJ Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65760     33382810     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-30): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/30/2025 2 A A A A N/A N/A     A A   OH Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES65760     33382811     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/06/2025 2 A A A A A A A A A A   OH Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES65847     33389148     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/08/2025 2 A A A A A A A A A A   PA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES65847     33389149     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-01): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/01/2025 2 A A A A N/A N/A     A A   PA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES65849     33389862     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-01): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/01/2025 2 A A A A N/A N/A     A A   KS Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES65849     33389867     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/08/2025 2 A A A A A A A A A A   KS Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES65879     33389170     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-01): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/01/2025 2 A A A A N/A N/A     A A   NV Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES65879     33389171     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/08/2025 2 A A A A A A A A A A   NV Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES65879     33389178     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC) Truth in Lending Act: [redacted] was not executed on the proper Model Form for a refinancing by the same creditor. The [redacted] form was used, the [redacted] form should have been used.         Buyer Comment (2025-05-09): Seller acknowledges exception, with no change in grading
     05/09/2025 2 B B B B B B B B B B   NV Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B B A A B B A A Non QM Non QM Yes
[REDACTED] RCKT2025CES65897     33391238     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/08/2025 2 A A A A A A A A A A   NJ Primary Refinance - Cash-out - Other   D D A A C B D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65897     33391239     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-01): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/01/2025 3 D D A A N/A N/A     D D   NJ Primary Refinance - Cash-out - Other   D D A A C B D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65897     33391730     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Third Circuit) Truth in Lending Act: [redacted]l was not executed on the proper Model Form for a refinancing by the same creditor. The [redacted] form was used, the [redacted] form should have been used.         Reviewer Comment (2025-05-20): LOE, proof of delivery, and [redacted] RTC provided. New rescission period has passed, exception cured.


Buyer Comment (2025-05-20): Please see the attached post close [redacted], shipping label, and LOX.
   05/20/2025   2 C B C B C B C B C B   NJ Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form D D A A C B D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[REDACTED] RCKT2025CES65940     33389211     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/08/2025 2 A A A A A A A A A A   NY Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65940     33389212     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-01): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/01/2025 2 A A A A N/A N/A     A A   NY Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65953     33388955     Compliance Compliance State Compliance Compliance [redacted] has been discontinued [redacted].  Average Prime Offer Rate (APOR) used in lieu of [redacted], pursuant to [redacted] FAQ guidance.           Reviewer Comment (2025-05-01): Seller acknowledges exception, no change to grading.
     05/01/2025 1 A A A A A A A A A A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES65953     33389437     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/08/2025 2 A A A A A A A A A A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES65953     33389439     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-01): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/01/2025 2 A A A A N/A N/A     A A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES65986     33391384     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/08/2025 2 A A A A A A A A A A   IA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES65986     33391386     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-01): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/01/2025 2 A A A A N/A N/A     A A   IA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES65989     33389970     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-01): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/01/2025 2 A A A A N/A N/A     A A   NJ Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES65989     33389971     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/08/2025 2 A A A A A A A A A A   NJ Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES66008     33389425     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/08/2025 2 A A A A A A A A A A   NV Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66008     33389426     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-01): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/01/2025 3 D D A A N/A N/A     D D   NV Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66009     33389628     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/08/2025 2 A A A A A A A A A A   TN Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES66009     33389629     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-01): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/01/2025 2 A A A A N/A N/A     A A   TN Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES66021     33389172     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-01): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/01/2025 2 A A A A N/A N/A     A A   NM Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES66021     33389174     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/08/2025 2 A A A A A A A A A A   NM Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES66027     33389370     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/08/2025 2 A A A A A A A A A A   NJ Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66027     33389371     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-01): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/01/2025 3 D D A A N/A N/A     D D   NJ Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66035     33389609     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/08/2025 2 A A A A A A A A A A   MA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66035     33389611     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-01): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/01/2025 3 D D A A N/A N/A     D D   MA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66038     33389179     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/08/2025 2 A A A A A A A A A A   NY Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66038     33389185     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-01): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/01/2025 2 A A A A N/A N/A     A A   NY Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66038     33389215     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC) Truth in Lending Act: [redacted] was not executed on the proper Model Form for a refinancing by the same creditor. The [redacted] form was used, the [redacted]form should have been used.         Buyer Comment (2025-05-09): Seller acknowledges exception, no change to grading.
     05/09/2025 2 B B B B B B B B B B   NY Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[REDACTED] RCKT2025CES66048     33389074     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/08/2025 2 A A A A A A A A A A   WI Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66048     33389075     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-01): ERRONEOUS EXCEPTION: Renewal [redacted] policy is only required on first mortgage.  Not CES
     05/01/2025 2 A A A A N/A N/A     A A   WI Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66093     33391496     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/07/2025 2 A A A A A A A A A A   OH Primary Refinance - Cash-out - Other   D D A A A A D D Non QM Non QM No
[REDACTED] RCKT2025CES66093     33391497     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-02): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/02/2025 3 D D A A N/A N/A     D D   OH Primary Refinance - Cash-out - Other   D D A A A A D D Non QM Non QM No
[REDACTED] RCKT2025CES66107     33389462     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/07/2025 2 A A A A A A A A A A   MA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66107     33389463     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-01): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/01/2025 3 D D A A N/A N/A     D D   MA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66123     33389852     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/07/2025 2 A A A A A A A A A A   CO Primary Refinance - Cash-out - Other   D D A A B B D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66123     33389855     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-01): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/01/2025 3 D D A A N/A N/A     D D   CO Primary Refinance - Cash-out - Other   D D A A B B D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66123     33390097     Compliance Compliance Federal Compliance ATR/QM Defect [redacted]Tax Return Recency - QM General QM: [redacted] Tax Returns - The business or personal tax returns provided are not the most recent. [redacted],  Most Recent [redacted], [redacted]. [redacted] was present in the file. Evidence of [redacted]extension for [redacted] was not provided.       Buyer Comment (2025-05-08): Seller acknowledges exception, no change to grading.
     05/08/2025 2 B B B B B B B B B B   CO Primary Refinance - Cash-out - Other   D D A A B B D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66129     33363883     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/06/2025 2 A A A A A A A A A A   NJ Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES66129     33363885     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-29): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/29/2025 2 A A A A N/A N/A     A A   NJ Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES66142     33389828     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/07/2025 2 A A A A A A A A A A   NY Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66142     33389829     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-01): ERRONEOUS EXCEPTION: Renewal [redacted]policy is only required on first mortgage.  Not CES
     05/01/2025 2 A A A A N/A N/A     A A   NY Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66161     33396958     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/07/2025 2 A A A A A A A A A A   IA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES66161     33396960     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-01): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/01/2025 2 A A A A N/A N/A     A A   IA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES66172     33389217     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/07/2025 2 A A A A A A A A A A   PA Primary Refinance - Cash-out - Other   D D A A A A D D Non QM Non QM No
[REDACTED] RCKT2025CES66172     33389218     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. [redacted] was provided. Secondary valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-01): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/01/2025 3 D D A A N/A N/A     D D   PA Primary Refinance - Cash-out - Other   D D A A A A D D Non QM Non QM No
[REDACTED] RCKT2025CES66182     33382424     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/06/2025 2 A A A A A A A A A A   NJ Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66182     33382425     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-30): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/30/2025 3 D D A A N/A N/A     D D   NJ Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66188     33398774     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-02): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/02/2025 2 A A A A N/A N/A     A A   AZ Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES66188     33398790     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/07/2025 2 A A A A A A A A A A   AZ Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES66247     33389547     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/07/2025 2 A A A A A A A A A A   WA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66247     33389551     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-01): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/01/2025 3 D D A A N/A N/A     D D   WA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66257     33389966     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/07/2025 2 A A A A A A A A A A   OH Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66257     33389973     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-01): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/01/2025 3 D D A A N/A N/A     D D   OH Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66261     33389768     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/07/2025 2 A A A A A A A A A A   OR Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES66261     33389769     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-01): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/01/2025 2 A A A A N/A N/A     A A   OR Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES66333     33389856     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/07/2025 2 A A A A A A A A A A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66333     33389857     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-01): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/01/2025 2 A A A A N/A N/A     A A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66343     33391219     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/07/2025 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66343     33391220     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-01): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/01/2025 3 D D A A N/A N/A     D D   FL Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66365     33389564     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/07/2025 2 A A A A A A A A A A   PA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66365     33389565     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-01): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/01/2025 2 A A A A N/A N/A     A A   PA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66376     33391193     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/07/2025 2 A A A A A A A A A A   WA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66376     33391195     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-01): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/01/2025 3 D D A A N/A N/A     D D   WA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66378     33389247     Compliance Compliance State Compliance State HPML (State HPML) [redacted] Higher-Priced Mortgage Loan (APR Exceeds HPML Threshold) [redacted] Higher-Priced Mortgage Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is equal to or greater than the threshold of APOR [redacted].  Compliant Higher Priced Loan.         Buyer Comment (2025-05-08): Seller acknowledges exception, no change to grading.
     05/08/2025 2 B B B B B B B B B B   OK Primary Refinance - Cash-out - Other No obvious cure D D A A B B D D Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES66378     33389250     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/07/2025 2 A A A A A A A A A A   OK Primary Refinance - Cash-out - Other   D D A A B B D D Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES66378     33389251     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-01): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/01/2025 3 D D A A N/A N/A     D D   OK Primary Refinance - Cash-out - Other   D D A A B B D D Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES66394     33398302     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/07/2025 2 A A A A A A A A A A   PA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66394     33398304     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-02): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/02/2025 3 D D A A N/A N/A     D D   PA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66450     33389900     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/07/2025 2 A A A A A A A A A A   VA Primary Refinance - Cash-out - Other   D D A A A A D D Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES66450     33389914     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal from prior transaction was in file. Secondary valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-01): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/01/2025 3 D D A A N/A N/A D D D D   VA Primary Refinance - Cash-out - Other   D D A A A A D D Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES66459     33391251     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/07/2025 2 A A A A A A A A A A   MO Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66459     33391256     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-01): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/01/2025 3 D D A A N/A N/A     D D   MO Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66461     33389192     Compliance Compliance State Compliance Misc. State Level ([redacted]) [redacted] Cash-out Loan (The lender/Assignee cannot conclusively rely on the Value on the Acknowledgement of Fair Market Value as the loan file does not contain an Appraisal) [redacted]Constitution Section [redacted]: The lender/Assignee cannot conclusively rely on the Value on Acknowledgement of Fair Market Value.  Test performed using stated value or other valuation method in file other than appraisal.               05/07/2025 2 A A A A A A A A A A   TX Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66461     33389193     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing supporting secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-01): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/01/2025 3 D D A A N/A N/A     D D   TX Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66461     33389194     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/07/2025 2 A A A A A A A A A A   TX Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66483     33389813     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/07/2025 2 A A A A A A A A A A   AZ Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66483     33389814     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-01): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/01/2025 3 D D A A N/A N/A     D D   AZ Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66485     33389405     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/07/2025 2 A A A A A A A A A A   AZ Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES66485     33389406     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-01): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/01/2025 2 A A A A N/A N/A     A A   AZ Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES66489     33391160     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/07/2025 2 A A A A A A A A A A   MS Primary Refinance - Cash-out - Other   D D A A A A D D Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES66489     33391170     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-01): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/01/2025 3 D D A A N/A N/A     D D   MS Primary Refinance - Cash-out - Other   D D A A A A D D Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES66503     33389479     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/07/2025 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66503     33389480     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-01): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/01/2025 3 D D A A N/A N/A     D D   FL Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66527     33399421     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/07/2025 2 A A A A A A A A A A   WA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES66527     33399423     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-02): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/02/2025 2 A A A A N/A N/A     A A   WA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES66536     33389256     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/07/2025 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES66536     33389257     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-01): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/01/2025 2 A A A A N/A N/A     A A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES66551     33391194     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/07/2025 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   D D C A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66551     33391198     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the [redacted] required for securitization purposes.       Reviewer Comment (2025-05-01): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/01/2025 3 D D A A N/A N/A     D D   FL Primary Refinance - Cash-out - Other   D D C A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66551     33391214     Credit Income / Employment Income Documentation Income / Employment [redacted] Docs Missing: - The [redacted] for the [redacted] was not time stamped. Please provide evidence of when the lender obtained the verification for review.       Reviewer Comment (2025-05-08): Received [redacted] document with Time and Stamp. Exception Cleared.


Buyer Comment (2025-05-08): Please see the attached screenshot from our LOS showing the date the se verification was received by underwriting.
 05/08/2025     1 C A C A C A C A C A   FL Primary Refinance - Cash-out - Other   D D C A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66556     33389831     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/07/2025 2 A A A A A A A A A A   PA Primary Refinance - Cash-out - Other   D D A A C B D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66556     33389838     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted]provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-01): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/01/2025 3 D D A A N/A N/A     D D   PA Primary Refinance - Cash-out - Other   D D A A C B D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66556     33389882     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA Rescission - Disbursement Date Less than [redacted] Business Days From Transaction Date Truth in Lending Act:  Subject loan transaction disbursed on [redacted], prior to [redacted] from [redacted] The final Closing Disclosure was not signed until [redacted] on this [redacted] closing.  The loan disbursed prior to midnight of [redacted] business day after consummation.  Lender to re-open rescission, provide the new right to cancel form, a copy of letter of explanation sent to borrower, and proof of delivery.  Note:  This exception cannot be cured until the new rescission period ends.       Reviewer Comment (2025-05-18): LOE, proof of delivery, and [redacted] provided. New rescission period has passed, exception cured.


Buyer Comment (2025-05-15): Please see the attached [redacted]package mailed to borrower along with proof of delivery, recission period has ended.
   05/18/2025   2 C B C B C B C B C B   PA Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form D D A A C B D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[REDACTED] RCKT2025CES66556     33389883     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA Notice of Right to Cancel Expiration Date Prior or equal to Disbursement Date Truth in Lending Act:  Actual Date(s) on [redacted] occurs prior to expected date(s). The final Closing Disclosure was not signed until [redacted] on this [redacted] closing.  The RTC disclosed incorrect transaction and expiration dates. Lender to re-open rescission, provide a copy of the new right to cancel form, the letter of explanation sent to borrower, and proof of delivery. Note: This exception cannot be cured until expiration of new rescission period.       Reviewer Comment (2025-05-18): LOE, proof of delivery, and [redacted] provided. New rescission period has passed, exception cured.


Buyer Comment (2025-05-15): Please see the attached [redacted]package mailed to borrower along with proof of delivery, recission period has ended.
   05/18/2025   2 C B C B C B C B C B   PA Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form D D A A C B D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[REDACTED] RCKT2025CES66572     33390062     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-01): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/01/2025 3 D D A A N/A N/A     D D   NE Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66572     33390098     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/07/2025 2 A A A A A A A A A A   NE Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66576     33389946     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/07/2025 2 A A A A A A A A A A   NY Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66576     33389947     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-01): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/01/2025 3 D D A A N/A N/A     D D   NY Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66577     33389497     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/07/2025 2 A A A A A A A A A A   PA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66577     33389511     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-01): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/01/2025 3 D D A A N/A N/A     D D   PA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66579     33364219     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/06/2025 2 A A A A A A A A A A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66579     33364220     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided [redacted] and/or[redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-29): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/29/2025 2 A A A A N/A N/A     A A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66584     33389490     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-01): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/01/2025 2 A A A A N/A N/A     A A   CO Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES66584     33389491     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/07/2025 2 A A A A A A A A A A   CO Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES66591     33390699     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/07/2025 2 A A A A A A A A A A   MN Primary Refinance - Cash-out - Other   D D C A B B D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66591     33391017     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-01): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/01/2025 3 D D A A N/A N/A     D D   MN Primary Refinance - Cash-out - Other   D D C A B B D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66591     33391087     Credit Income / Employment Income Documentation Missing Document  [redacted] Documents are missing. - The file is missing the [redacted] dues documentation for this property. Please provide for review.       Reviewer Comment (2025-05-08): Received [redacted]dues for the subject property. Exception cleared..


Buyer Comment (2025-05-08): Please see the attached [redacted]verification.
 05/08/2025     1 C A C A C A C A C A   MN Primary Refinance - Cash-out - Other   D D C A B B D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66591     33391168     Compliance Compliance State Compliance Misc. State Level [redacted] Tangible Net Benefit Disclosure [redacted] Residential Mortgage Originator and Servicer Licensing Act: Tangible Net Benefit Disclosure not provided to the Borrower.         Buyer Comment (2025-05-08): Seller acknowledges the exception, no change to grading.
     05/08/2025 2 B B B B B B B B B B   MN Primary Refinance - Cash-out - Other   D D C A B B D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66605     33398632     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/07/2025 2 A A A A A A A A A A   UT Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66605     33398634     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-02): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/02/2025 3 D D A A N/A N/A     D D   UT Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66610     33398649     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/07/2025 2 A A A A A A A A A A   TN Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES66610     33398650     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided [redacted] and/or[redacted]provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-02): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/02/2025 2 A A A A N/A N/A     A A   TN Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES66612     33389748     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided [redacted] and/or[redacted] relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-01): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/01/2025 2 A A A A N/A N/A     A A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES66612     33389749     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/07/2025 2 A A A A A A A A A A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES66627     33390112     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/07/2025 2 A A A A A A A A A A   AZ Primary Refinance - Cash-out - Other   D D A A B B D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66627     33390115     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-01): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/01/2025 3 D D A A N/A N/A     D D   AZ Primary Refinance - Cash-out - Other   D D A A B B D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66627     33396927     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The [redacted] form was used, the [redacted] form should have been used.         Buyer Comment (2025-05-08): Seller acknowledges exception, no change to grading.
     05/08/2025 2 B B B B B B B B B B   AZ Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form D D A A B B D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[REDACTED] RCKT2025CES66634     33389793     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/07/2025 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66634     33389794     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-01): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/01/2025 3 D D A A N/A N/A     D D   FL Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66646     33367854     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/06/2025 2 A A A A A A A A A A   NC Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66646     33371626     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-30): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/30/2025 3 D D A A N/A N/A     D D   NC Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66647     33391371     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/07/2025 2 A A A A A A A A A A   WI Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66647     33391373     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-01): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/01/2025 3 D D A A N/A N/A     D D   WI Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66652     33366569     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/06/2025 2 A A A A A A A A A A   TX Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66652     33366574     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing supporting secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-29): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/29/2025 3 D D A A N/A N/A     D D   TX Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66652     33366628     Compliance Compliance State Compliance Misc. State Level ([redacted]) [redacted] Cash-out Loan (The lender/Assignee cannot conclusively rely on the Value on the Acknowledgement of Fair Market Value as the loan file does not contain an Appraisal) [redacted] Constitution Section 50(a)(6): The lender/Assignee cannot conclusively rely on the Value on Acknowledgement of Fair Market Value.  Test performed using stated value or other valuation method in file other than appraisal.               05/06/2025 2 A A A A A A A A A A   TX Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66655     33389817     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/07/2025 2 A A A A A A A A A A   NJ Primary Refinance - Cash-out - Other   D D C A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66655     33389818     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec ID:[redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-01): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/01/2025 3 D D A A N/A N/A     D D   NJ Primary Refinance - Cash-out - Other   D D C A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66655     33389827     Credit Income / Employment Income Documentation Income / Employment Income Docs Missing: - ___ The file was missing the [redacted] [redacted] from [redacted]; the [redacted] provided was blank. Additionally, please confirm if there was a [redacted] [redacted] for [redacted], or if the first pay from this employer rolled into [redacted]       Reviewer Comment (2025-05-12): Received [redacted] employers. Exception cleared


Buyer Comment (2025-05-09): The article on page [redacted] confirms the [redacted] [redacted]purchased [redacted] in [redacted]. The [redacted] from [redacted] on page [redacted]satisfies the [redacted]requirement. Additionally, [redacted]on page [redacted] satisfies the employment history guidelines.


Reviewer Comment (2025-05-09): Please provide [redacted] for [redacted]employment started from[redacted]. Exception Remains.


Buyer Comment (2025-05-08): Please see the attached [redacted] from [redacted]. The client began employment with [redacted] on [redacted] and the first [redacted]would've been received in [redacted].
 05/12/2025     1 C A C A C A C A C A   NJ Primary Refinance - Cash-out - Other   D D C A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66657     33397910     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/07/2025 2 A A A A A A A A A A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66657     33397911     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-01): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/01/2025 2 A A A A N/A N/A     A A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66697     33364956     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/06/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES66697     33371089     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-29): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/29/2025 2 A A A A N/A N/A     A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES66708     33367669     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/06/2025 2 A A A A A A A A A A   TN Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66708     33367671     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID:[redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-29): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/29/2025 3 D D A A N/A N/A     D D   TN Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66710     33398691     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/07/2025 2 A A A A A A A A A A   OH Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66710     33398692     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-02): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/02/2025 3 D D A A N/A N/A     D D   OH Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66719     33364970     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/06/2025 2 A A A A A A A A A A   CO Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66719     33364972     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-29): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/29/2025 3 D D A A N/A N/A     D D   CO Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66725     33389544     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/07/2025 2 A A A A A A A A A A   MN Primary Refinance - Cash-out - Other   D D A A B B D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66725     33389545     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-01): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/01/2025 3 D D A A N/A N/A     D D   MN Primary Refinance - Cash-out - Other   D D A A B B D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66725     33389598     Compliance Compliance State Compliance Misc. State Level [redacted] Tangible Net Benefit Disclosure [redacted] Residential Mortgage Originator and Servicer Licensing Act: [redacted] Disclosure not provided to the Borrower.         Buyer Comment (2025-05-08): Seller acknowledges exception, no change to grading.
     05/08/2025 2 B B B B B B B B B B   MN Primary Refinance - Cash-out - Other   D D A A B B D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66736     33398843     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/07/2025 2 A A A A A A A A A A   AL Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66736     33398844     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-02): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/02/2025 3 D D A A N/A N/A     D D   AL Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66745     33398440     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/07/2025 2 A A A A A A A A A A   OR Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66745     33398441     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.[redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-01): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/01/2025 3 D D A A N/A N/A     D D   OR Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66748     33366435     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/06/2025 2 A A A A A A A A A A   GA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66748     33366436     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-29): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/29/2025 3 D D A A N/A N/A     D D   GA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66773     33389953     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/07/2025 2 A A A A A A A A A A   OH Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66773     33389955     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-01): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/01/2025 3 D D A A N/A N/A     D D   OH Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66812     33399109     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/07/2025 2 A A A A A A A A A A   WA Primary Refinance - Cash-out - Other   D D A A B B D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66812     33399110     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-02): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/02/2025 3 D D A A N/A N/A     D D   WA Primary Refinance - Cash-out - Other   D D A A B B D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66812     33399121     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The [redacted] form was used, the[redacted] form should have been used.         Buyer Comment (2025-05-08): Seller acknowledges exception, no change to grading.
     05/08/2025 2 B B B B B B B B B B   WA Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form D D A A B B D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[REDACTED] RCKT2025CES66828     33367342     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/06/2025 2 A A A A A A A A A A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES66828     33367344     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-29): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/29/2025 2 A A A A N/A N/A     A A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES66834     33368329     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-29): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/29/2025 2 A A A A N/A N/A     A A   VA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES66834     33368331     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/06/2025 2 A A A A A A A A A A   VA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES66866     33391428     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/07/2025 2 A A A A A A A A A A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES66866     33391432     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided [redacted]and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-01): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/01/2025 2 A A A A N/A N/A     A A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES66881     33389784     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/07/2025 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66881     33389785     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.[redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-01): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/01/2025 3 D D A A N/A N/A     D D   FL Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66889     33389743     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/07/2025 2 A A A A A A A A A A   NJ Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66889     33389747     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-01): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/01/2025 3 D D A A N/A N/A     D D   NJ Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66896     33399414     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/07/2025 2 A A A A A A A A A A   MI Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66896     33399415     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-02): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/02/2025 3 D D A A N/A N/A     D D   MI Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66920     33389734     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-01): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/01/2025 3 D D A A N/A N/A     D D   PA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66920     33389735     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/07/2025 2 A A A A A A A A A A   PA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60073     33419222     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/08/2025 2 A A A A A A A A A A   MI Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60073     33419223     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.[redacted]provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-07): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/07/2025 3 D D A A N/A N/A     D D   MI Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60265     33414420     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/08/2025 2 A A A A A A A A A A   NC Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60265     33414432     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-07): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/07/2025 3 D D A A N/A N/A     D D   NC Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60267     33413256     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/08/2025 2 A A A A A A A A A A   NC Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60267     33413260     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-06): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/06/2025 3 D D A A N/A N/A     D D   NC Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60463     33412934     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-06): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/06/2025 3 D D A A N/A N/A     D D   MN Primary Refinance - Cash-out - Other   D D A A B B D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60463     33412935     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/08/2025 2 A A A A A A A A A A   MN Primary Refinance - Cash-out - Other   D D A A B B D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60463     33412972     Compliance Compliance State Compliance Misc. State Level [redacted] Tangible Net Benefit Disclosure [redacted] Residential Mortgage Originator and Servicer Licensing Act: [redacted] Disclosure not provided to the Borrower.         Buyer Comment (2025-05-09): Seller acknowledges the exception, no change to grading.
     05/09/2025 2 B B B B B B B B B B   MN Primary Refinance - Cash-out - Other   D D A A B B D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60476     33419948     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/08/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60476     33419949     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-07): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/07/2025 3 D D A A N/A N/A     D D   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60773     33419725     Compliance Compliance State Compliance Compliance [redacted] Day RNY has been discontinued effective [redacted].  Most recent available index value used for bona fide discount point testing.           Buyer Comment (2025-05-12): Seller acknowledges exception, no change to grading.
     05/12/2025 2 B B B B B B B B B B   AR Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES60773     33419838     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/09/2025 2 A A A A A A A A A A   AR Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES60773     33423798     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided [redacted]and/or[redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-07): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/07/2025 2 A A A A N/A N/A     A A   AR Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES60783     33412923     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/08/2025 2 A A A A A A A A A A   TX Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES60783     33412931     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-06): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/06/2025 2 A A A A N/A N/A     A A   TX Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES60803     33413255     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/08/2025 2 A A A A A A A A A A   KY Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60803     33413257     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-06): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/06/2025 3 D D A A N/A N/A     D D   KY Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60827     33413322     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/08/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60827     33413325     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-06): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/06/2025 3 D D A A N/A N/A     D D   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61105     33413720     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/08/2025 2 A A A A A A A A A A   NY Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES61105     33413721     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided [redacted] and/or [redacted]provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-06): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/06/2025 2 A A A A N/A N/A     A A   NY Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES61117     33413935     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/08/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61117     33413937     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.[redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-06): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/06/2025 3 D D A A N/A N/A     D D   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61140     33414126     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/08/2025 2 A A A A A A A A A A   VA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES61140     33414127     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-06): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/06/2025 2 A A A A N/A N/A     A A   VA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES61322     33414055     Compliance Compliance State Compliance Compliance [redacted] Day RNY has been discontinued effective [redacted].  Average Prime Offer Rate (APOR) used in lieu of RNY effective [redacted], pursuant to OCOB FAQ guidance.           Reviewer Comment (2025-05-06): Seller acknowledges exception, no change to grading.
     05/06/2025 1 A A A A A A A A A A   NC Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61322     33414347     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/08/2025 2 A A A A A A A A A A   NC Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61322     33414349     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-06): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/06/2025 3 D D A A N/A N/A     D D   NC Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61520     33413812     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/08/2025 2 A A A A A A A A A A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES61520     33413813     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided [redacted]and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-06): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/06/2025 2 A A A A N/A N/A     A A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES61845     33413736     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/08/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   D D B B A A D D Non QM Non QM No
[REDACTED] RCKT2025CES61845     33413738     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-06): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/06/2025 3 D D A A N/A N/A     D D   CA Primary Refinance - Cash-out - Other   D D B B A A D D Non QM Non QM No
[REDACTED] RCKT2025CES61845     33413741     Credit Title General Title Title Policy Coverage is less than Original Loan Amount. The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file.         Buyer Comment (2025-05-09): Seller acknowledges exception, no change to grading.
     05/09/2025 2 B B B B B B B B B B   CA Primary Refinance - Cash-out - Other   D D B B A A D D Non QM Non QM No
[REDACTED] RCKT2025CES62195     33412550     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/08/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62195     33412551     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-06): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/06/2025 3 D D A A N/A N/A     D D   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62813     33412485     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-06): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/06/2025 2 A A A A N/A N/A     A A   IL Primary Refinance - Cash-out - Other   C A C A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES62813     33412487     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/08/2025 2 A A A A A A A A A A   IL Primary Refinance - Cash-out - Other   C A C A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES62813     33413809     Credit Income / Employment Income Documentation Income / Employment [redacted] Docs Missing: - ___ [redacted] is missing the source used to obtain the [redacted]  Please provide for review.       Reviewer Comment (2025-05-09): Source document received used to obtain the phone number. Exception cleared


Buyer Comment (2025-05-09): Please see attached google search verifying the phone number.
 05/09/2025     1 C A C A C A C A C A   IL Primary Refinance - Cash-out - Other   C A C A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES62860     33419325     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/08/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   D D A A A A D D Non QM Non QM No
[REDACTED] RCKT2025CES62860     33419326     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.[redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-07): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/07/2025 3 D D A A N/A N/A     D D   CA Primary Refinance - Cash-out - Other   D D A A A A D D Non QM Non QM No
[REDACTED] RCKT2025CES63048     33413079     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/08/2025 2 A A A A A A A A A A   IN Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES63048     33413080     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided[redacted] and/or[redacted]provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-06): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/06/2025 2 A A A A N/A N/A     A A   IN Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES63076     33415554     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-06): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/06/2025 3 D D A A N/A N/A     D D   IL Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63076     33415595     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/08/2025 2 A A A A A A A A A A   IL Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63228     33412894     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/08/2025 2 A A A A A A A A A A   MA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63228     33412921     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-06): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/06/2025 3 D D A A N/A N/A     D D   MA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63286     33413338     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/08/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63286     33413339     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec ID:[redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-06): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/06/2025 3 D D A A N/A N/A     D D   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63440     33412933     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/08/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES63440     33412937     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided [redacted]and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-06): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/06/2025 2 A A A A N/A N/A     A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES63724     33416149     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/08/2025 2 A A A A A A A A A A   NH Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES63724     33418009     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID:[redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-06): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/06/2025 2 A A A A N/A N/A     A A   NH Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES63827     33413198     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/08/2025 2 A A A A A A A A A A   NC Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63827     33413199     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.[redacted]provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-06): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/06/2025 3 D D A A N/A N/A     D D   NC Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64097     33412743     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/08/2025 2 A A A A A A A A A A   KY Primary Refinance - Cash-out - Other   D D A A A A D D Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES64097     33412753     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-06): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/06/2025 3 D D A A N/A N/A     D D   KY Primary Refinance - Cash-out - Other   D D A A A A D D Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES64122     33413314     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/08/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64122     33413315     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-06): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/06/2025 3 D D A A N/A N/A     D D   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64205     33413870     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/08/2025 2 A A A A A A A A A A   IL Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES64205     33413872     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-06): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/06/2025 2 A A A A N/A N/A     A A   IL Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES64220     33413030     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-06): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/06/2025 3 D D A A N/A N/A     D D   LA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64220     33413031     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/08/2025 2 A A A A A A A A A A   LA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64236     33418805     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/08/2025 2 A A A A A A A A A A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES64236     33418806     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-07): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/07/2025 2 A A A A N/A N/A     A A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES64493     33413940     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided [redacted]and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-06): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/06/2025 2 A A A A N/A N/A     A A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES64493     33413945     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/08/2025 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES64523     33412297     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/08/2025 2 A A A A A A A A A A   PA Primary Refinance - Cash-out - Other   D D A A C B D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64523     33412299     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.[redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-06): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/06/2025 3 D D A A N/A N/A     D D   PA Primary Refinance - Cash-out - Other   D D A A C B D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64523     33412354     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Third Circuit) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The [redacted] form was used, the [redacted] form should have been used.         Reviewer Comment (2025-05-20): LOE, proof of delivery, and [redacted] provided. New rescission period has passed, exception cured.


Buyer Comment (2025-05-20): please see attached
   05/20/2025   2 C B C B C B C B C B   PA Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form D D A A C B D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[REDACTED] RCKT2025CES64537     33413038     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/08/2025 2 A A A A A A A A A A   OH Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES64537     33413040     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided [redacted] and/or[redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-06): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/06/2025 2 A A A A N/A N/A     A A   OH Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES64744     33413975     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-06): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/06/2025 3 D D A A N/A N/A     D D   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64744     33413977     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/08/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64823     33413089     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/08/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   D D C A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64823     33413090     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.[redacted] provided. The supporting secondary valuation is missing. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-06): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/06/2025 3 D D A A N/A N/A     D D   CA Primary Refinance - Cash-out - Other   D D C A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64823     33413097     Credit Loan Package Documentation Loan File Missing Document  Missing Document: Hazard Insurance Policy not provided   The subject is located in a condo project. The file was missing the [redacted], if applicable. It's unable to be determined if the subject is attached or detached, or whether the insurance provided is [redacted] or [redacted] coverage. If it's a site condo and has a [redacted] policy, please confirm and this exception will be further reviewed.       Reviewer Comment (2025-05-12): Per client rebuttal, subject is a [redacted] and insurance is a full[redacted] policy.  Exception cleared.


Buyer Comment (2025-05-12): The subject has a full [redacted]covering the subject property. This [redacted]does not the subject.


Reviewer Comment (2025-05-12): As per Project approval provided, Subject is[redacted], still we require master insurance policy. Please provide the same. Exception remains.


Buyer Comment (2025-05-09): Per the attached PERS approval, the property is a detached condo.
 05/12/2025     1 C A C A C A C A C A   CA Primary Refinance - Cash-out - Other   D D C A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64838     33413368     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/08/2025 2 A A A A A A A A A A   HI Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64838     33413369     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.[redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-06): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/06/2025 3 D D A A N/A N/A     D D   HI Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64840     33417712     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/08/2025 2 A A A A A A A A A A   NY Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64840     33417716     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-06): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/06/2025 2 A A A A N/A N/A     A A   NY Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64840     33417757     Credit Income / Employment Income Documentation Income / Employment Income Docs Missing: - ___ The [redacted] for the [redacted] income was not time stamped. Please provide evidence of when the lender obtained the verification for review.       Reviewer Comment (2025-05-09): Received [redacted] document with Time and Stamp. Exception Cleared.


Buyer Comment (2025-05-09): Please see the attached confirmation the [redacted] verification was obtained within the required timeframe prior to close.
 05/09/2025     1 C A C A C A C A C A   NY Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64849     33412446     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/08/2025 2 A A A A A A A A A A   KS Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64849     33412471     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-06): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/06/2025 3 D D A A N/A N/A     D D   KS Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64894     33413874     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/08/2025 2 A A A A A A A A A A   GA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64894     33413876     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.[redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-06): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/06/2025 3 D D A A N/A N/A     D D   GA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64898     33412893     Compliance Compliance State Compliance Compliance [redacted] Day RNY has been discontinued effective [redacted].  Average Prime Offer Rate (APOR) used in lieu of RNY effective [redacted], pursuant to OCOB FAQ guidance.           Reviewer Comment (2025-05-06): Seller acknowledges exception, no change to grading.
     05/06/2025 1 A A A A A A A A A A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64898     33413232     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/08/2025 2 A A A A A A A A A A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64898     33413233     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided [redacted]and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-06): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/06/2025 2 A A A A N/A N/A     A A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65007     33414274     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/08/2025 2 A A A A A A A A A A   TX Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65007     33414275     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.[redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-06): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/06/2025 3 D D A A N/A N/A     D D   TX Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65007     33414323     Compliance Compliance State Compliance Misc. State Level ([redacted]) [redacted] Cash-out Loan (The lender/Assignee cannot conclusively rely on the Value on the Acknowledgement of Fair Market Value as the loan file does not contain an Appraisal) [redacted] Constitution Section [redacted]: The lender/Assignee cannot conclusively rely on the Value on Acknowledgement of Fair Market Value.  Test performed using stated value or other valuation method in file other than appraisal.               05/08/2025 2 A A A A A A A A A A   TX Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65018     33412786     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/08/2025 2 A A A A A A A A A A   IN Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65018     33412787     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-06): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/06/2025 3 D D A A N/A N/A     D D   IN Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65109     33412997     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-06): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/06/2025 2 A A A A N/A N/A     A A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES65109     33413000     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/08/2025 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES65194     33414009     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/08/2025 2 A A A A A A A A A A   NV Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES65194     33414013     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided [redacted] and/or[redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-06): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/06/2025 2 A A A A N/A N/A     A A   NV Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES65366     33413380     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/08/2025 2 A A A A A A A A A A   NC Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65366     33413387     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-06): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/06/2025 3 D D A A N/A N/A     D D   NC Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65377     33413989     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/08/2025 2 A A A A A A A A A A   NJ Primary Refinance - Cash-out - Other   D D A A A A D D Non QM Non QM No
[REDACTED] RCKT2025CES65377     33413990     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. [redacted] was provided. Secondary valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-06): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/06/2025 3 D D A A N/A N/A     D D   NJ Primary Refinance - Cash-out - Other   D D A A A A D D Non QM Non QM No
[REDACTED] RCKT2025CES65445     33414155     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/08/2025 2 A A A A A A A A A A   OH Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES65445     33414168     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-06): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/06/2025 2 A A A A N/A N/A     A A   OH Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES65478     33413456     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/08/2025 2 A A A A A A A A A A   OH Primary Refinance - Cash-out - Other   C A C A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES65478     33413457     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided [redacted] and/or[redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-06): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/06/2025 2 A A A A N/A N/A     A A   OH Primary Refinance - Cash-out - Other   C A C A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES65478     33413485     Credit Income / Employment Income Documentation Income / Employment Verification(s) of employment is not within [redacted] business days of the Note. - The [redacted] in the file was incomplete and the civilian [redacted] was not within [redacted] business days of closing. Please provide the [redacted] obtained for the co-borrower.       Reviewer Comment (2025-05-12): VVOE within [redacted] business days of note is already in the file, Exception Cleared.


Buyer Comment (2025-05-09): Clarification needed. The[redacted] for [redacted] is dated [redacted] which is within [redacted]of closing. Please advise.
 05/12/2025     1 C A C A C A C A C A   OH Primary Refinance - Cash-out - Other   C A C A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES65509     33412883     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing supporting secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-06): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/06/2025 3 D D A A N/A N/A     D D   IL Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65509     33412884     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/08/2025 2 A A A A A A A A A A   IL Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65528     33413264     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/08/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65528     33413266     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-06): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/06/2025 2 A A A A N/A N/A     A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65580     33419926     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/08/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65580     33419927     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-07): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/07/2025 3 D D A A N/A N/A     D D   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65583     33419365     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/08/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65583     33419366     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-07): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/07/2025 2 A A A A N/A N/A     A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65614     33419580     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/08/2025 2 A A A A A A A A A A   NY Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65614     33419581     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-07): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/07/2025 2 A A A A N/A N/A     A A   NY Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65685     33412988     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/08/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES65685     33442500     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-12): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/12/2025 2   A   A   N/A       A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES65729     33419265     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/08/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES65729     33422514     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-07): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/07/2025 2 A A A A N/A N/A     A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES65739     33413452     Credit Title General Title Title Policy Coverage is less than Original Loan Amount. The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file.         Buyer Comment (2025-05-09): Seller acknowledges the exception, no change to grading.
     05/09/2025 2 B B B B B B B B B B   CA Primary Refinance - Cash-out - Other   B B B B B B A A Non QM Non QM No
[REDACTED] RCKT2025CES65739     33413455     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/08/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   B B B B B B A A Non QM Non QM No
[REDACTED] RCKT2025CES65739     33416239     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The [redacted] form was used, the [redacted] form should have been used.         Buyer Comment (2025-05-09): Seller acknowledges the exception, no change to grading.
     05/09/2025 2 B B B B B B B B B B   CA Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B B B B B B A A Non QM Non QM Yes
[REDACTED] RCKT2025CES65739     33442527     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-12): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/12/2025 2   A   A   N/A       A   CA Primary Refinance - Cash-out - Other   B B B B B B A A Non QM Non QM No
[REDACTED] RCKT2025CES65766     33420095     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/08/2025 2 A A A A A A A A A A   IL Primary Refinance - Cash-out - Other   C B A A C B A A Non QM Non QM No
[REDACTED] RCKT2025CES65766     33420166     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA Rescission - Disbursement Date Less than [redacted] Business Days From Transaction Date Truth in Lending Act:  Subject loan transaction disbursed on [redacted], prior to [redacted] days from transaction date of [redacted]. Loan was disbursed prior to midnight of [redacted] business day after consummation (Final CD and RTC were signed [redacted])  Lender to re-open rescission, provide the new right to cancel form, a copy of letter of explanation sent to borrower, and proof of delivery.  Note:  This exception cannot be cured until the new rescission period ends.       Reviewer Comment (2025-05-22): Letter of explanation, proof of delivery, and reopen of rescission was provided to cure exception.  Exception cured.


Buyer Comment (2025-05-20): Please see the attached [redacted], and proof of delivery. [redacted] expired [redacted] at midnight. Please cure
   05/22/2025   2 C B C B C B C B C B   IL Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B A A C B A A Non QM Non QM Yes
[REDACTED] RCKT2025CES65766     33420168     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA Notice of Right to Cancel Expiration Date Prior or equal to Disbursement Date Truth in Lending Act:  Actual Date(s) on Notice of [redacted] occurs prior to expected date(s). [redacted]disclosed incorrect transaction and expiration dates - CD and RTC were both signed [redacted]. Lender to re-open rescission, provide a copy of the new right to cancel form, the letter of explanation sent to borrower, and proof of delivery. Note: This exception cannot be cured until expiration of new rescission period.       Reviewer Comment (2025-05-22): Letter of explanation, proof of delivery, and reopen of rescission was provided to cure exception.  Exception cured.


Buyer Comment (2025-05-20): Please see the attached [redacted], [redacted], and proof of delivery. [redacted]expired[redacted] at midnight. Please cure
   05/22/2025   2 C B C B C B C B C B   IL Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B A A C B A A Non QM Non QM Yes
[REDACTED] RCKT2025CES65766     33422574     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided [redacted] and/or[redacted]provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-07): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/07/2025 2 A A A A N/A N/A     A A   IL Primary Refinance - Cash-out - Other   C B A A C B A A Non QM Non QM No
[REDACTED] RCKT2025CES65805     33413731     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/08/2025 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65805     33413732     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-06): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/06/2025 3 D D A A N/A N/A     D D   FL Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65912     33416078     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/08/2025 2 A A A A A A A A A A   NM Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES65912     33416080     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-06): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/06/2025 2 A A A A N/A N/A     A A   NM Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES65972     33413047     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-06): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/06/2025 2 A A A A N/A N/A     A A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES65972     33413048     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/08/2025 2 A A A A A A A A A A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES65984     33419569     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/08/2025 2 A A A A A A A A A A   AZ Primary Refinance - Cash-out - Other   D D A A A A D D Non QM Non QM No
[REDACTED] RCKT2025CES65984     33419570     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. [redacted] was provided. Secondary valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-07): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/07/2025 3 D D A A N/A N/A     D D   AZ Primary Refinance - Cash-out - Other   D D A A A A D D Non QM Non QM No
[REDACTED] RCKT2025CES66017     33416112     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/08/2025 2 A A A A A A A A A A   GA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66017     33416114     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-06): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/06/2025 3 D D A A N/A N/A     D D   GA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66032     33414218     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/08/2025 2 A A A A A A A A A A   GA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66032     33414224     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.[redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-07): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/07/2025 3 D D A A N/A N/A     D D   GA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66278     33416066     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/08/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66278     33416067     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided [redacted] and/or[redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-06): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/06/2025 2 A A A A N/A N/A     A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66283     33414161     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/08/2025 2 A A A A A A A A A A   NJ Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66283     33414167     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-06): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/06/2025 3 D D A A N/A N/A     D D   NJ Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66320     33415017     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/08/2025 2 A A A A A A A A A A   OH Primary Refinance - Cash-out - Other   D D A A A A D D Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES66320     33415082     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. [redacted] was provided. Secondary valuation from subject transaction is missing. Sec ID:[redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-06): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/06/2025 3 D D A A N/A N/A     D D   OH Primary Refinance - Cash-out - Other   D D A A A A D D Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES66323     33412721     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/08/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66323     33412727     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-06): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/06/2025 3 D D A A N/A N/A     D D   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66339     33413277     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/08/2025 2 A A A A A A A A A A   IN Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66339     33413278     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-06): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/06/2025 3 D D A A N/A N/A     D D   IN Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66348     33413555     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/09/2025 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66348     33413556     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-07): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/07/2025 3 D D A A N/A N/A     D D   FL Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66349     33412692     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/09/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66349     33412693     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-07): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/07/2025 3 D D A A N/A N/A     D D   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66412     33412560     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/09/2025 2 A A A A A A A A A A   VA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66412     33412574     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-07): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/07/2025 3 D D A A N/A N/A     D D   VA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66423     33414367     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/09/2025 2 A A A A A A A A A A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES66423     33414369     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-07): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/07/2025 2 A A A A N/A N/A     A A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES66429     33419634     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/09/2025 2 A A A A A A A A A A   NY Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES66429     33419635     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided [redacted] and/or[redacted]provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-07): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/07/2025 2 A A A A N/A N/A     A A   NY Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES66505     33416506     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/09/2025 2 A A A A A A A A A A   IL Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES66505     33416513     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID:[redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-07): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/07/2025 2 A A A A N/A N/A     A A   IL Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES66523     33413237     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/09/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   D D C A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66523     33413238     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-07): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/07/2025 3 D D A A N/A N/A     D D   CA Primary Refinance - Cash-out - Other   D D C A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66523     33422410     Credit Income / Employment Income Documentation Income / Employment Income Docs Missing: - Please verify/provide the telephone number utilized to obtain the [redacted].  The number on the form contains all [redacted]'s.       Reviewer Comment (2025-05-12): Received verification of the employer's telephone number.


Buyer Comment (2025-05-12): Please see the attached screenshot showing the source of the phone number used to complete the [redacted].
 05/12/2025     1 C A C A C A C A C A   CA Primary Refinance - Cash-out - Other   D D C A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66529     33416249     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/09/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66529     33416251     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-07): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/07/2025 3 D D A A N/A N/A     D D   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66539     33413326     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/09/2025 2 A A A A A A A A A A   NH Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66539     33413328     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-07): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/07/2025 3 D D A A N/A N/A     D D   NH Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66543     33412667     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/09/2025 2 A A A A A A A A A A   GA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66543     33412668     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-07): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/07/2025 3 D D A A N/A N/A     D D   GA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66568     33413342     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/09/2025 2 A A A A A A A A A A   IN Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66568     33413344     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec ID:[redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-07): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/07/2025 3 D D A A N/A N/A     D D   IN Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66569     33414090     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/09/2025 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66569     33414093     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes       Reviewer Comment (2025-05-07): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/07/2025 3 D D A A N/A N/A     D D   FL Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66589     33413429     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided [redacted] and/or [redacted]provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-07): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/07/2025 2 A A A A N/A N/A     A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES66589     33413430     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/09/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES66609     33413822     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/09/2025 2 A A A A A A A A A A   VA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES66609     33413823     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided [redacted]and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-07): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/07/2025 2 A A A A N/A N/A     A A   VA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES66611     33413864     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-07): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/07/2025 3 D D A A N/A N/A     D D   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66611     33413866     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/09/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66659     33416133     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/09/2025 2 A A A A A A A A A A   KS Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66659     33416134     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-06): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/06/2025 3 D D A A N/A N/A     D D   KS Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66665     33413534     Compliance Compliance State Compliance Compliance [redacted] Day RNY has been discontinued effective[redacted].  Average Prime Offer Rate (APOR) used in lieu of RNY effective [redacted], pursuant to OCOB FAQ guidance.           Reviewer Comment (2025-05-06): Seller acknowledges exception, no change to grading.
     05/06/2025 1 A A A A A A A A A A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66665     33413567     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/09/2025 2 A A A A A A A A A A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66665     33413568     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided[redacted] and/or [redacted]provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-06): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/06/2025 2 A A A A N/A N/A     A A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66680     33419199     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/09/2025 2 A A A A A A A A A A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES66680     33419202     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-07): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/07/2025 2 A A A A N/A N/A     A A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES66691     33413215     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-06): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/06/2025 3 D D A A N/A N/A     D D   AZ Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66691     33413217     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/09/2025 2 A A A A A A A A A A   AZ Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66703     33412531     Compliance Compliance State Compliance Compliance [redacted] Day RNY has been discontinued effective[redacted]  Average Prime Offer Rate (APOR) used in lieu of RNY effective [redacted], pursuant to OCOB FAQ guidance.           Reviewer Comment (2025-05-06): Seller acknowledges exception, no change to grading.
     05/06/2025 1 A A A A A A A A A A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES66703     33413867     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/09/2025 2 A A A A A A A A A A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES66703     33413869     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-06): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/06/2025 2 A A A A N/A N/A     A A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES66723     33420918     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/09/2025 2 A A A A A A A A A A   PA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66723     33420919     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-07): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/07/2025 3 D D A A N/A N/A     D D   PA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66760     33414173     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/09/2025 2 A A A A A A A A A A   NY Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66760     33418760     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-06): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/06/2025 2 A A A A N/A N/A     A A   NY Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66765     33412862     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/09/2025 2 A A A A A A A A A A   VA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66765     33412881     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-06): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/06/2025 3 D D A A N/A N/A     D D   VA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66767     33412725     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/09/2025 2 A A A A A A A A A A   MI Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66767     33412726     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-06): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/06/2025 3 D D A A N/A N/A     D D   MI Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66769     33413424     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-06): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/06/2025 3 D D A A N/A N/A     D D   NJ Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66769     33413426     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/09/2025 2 A A A A A A A A A A   NJ Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66771     33412672     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/09/2025 2 A A A A A A A A A A   MI Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66771     33412673     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-06): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/06/2025 3 D D A A N/A N/A     D D   MI Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66779     33413095     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/09/2025 2 A A A A A A A A A A   OH Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES66779     33413096     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-06): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/06/2025 2 A A A A N/A N/A     A A   OH Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES66795     33413767     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/09/2025 2 A A A A A A A A A A   ID Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66795     33413769     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-07): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/07/2025 3 D D A A N/A N/A     D D   ID Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66796     33420150     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/09/2025 2 A A A A A A A A A A   KY Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES66796     33420151     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-07): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/07/2025 2 A A A A N/A N/A     A A   KY Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES66809     33412846     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/09/2025 2 A A A A A A A A A A   NY Primary Refinance - Cash-out - Other   C A C A A A C A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66809     33412861     Property Property - Appraisal Appraisal Data Integrity Property - Appraisal Appraiser's license or certification was not active at the time of the appraisal. - Appraiser license was effective as of [redacted] which is prior to the report date, but not prior to the [redacted] effective date. Unable to confirm a prior license issue/effective date using asc.gov/appraiser and [redacted] Department of state license search.  Please provide evidence of the prior license that was in effect on [redacted].       Reviewer Comment (2025-05-18): Received additional copy of the appraisal with the appraiser's license verifying the effective date from [redacted].  Exception cleared.


Buyer Comment (2025-05-14): please see attached
 05/18/2025     1 C A C A C A C A C A   NY Primary Refinance - Cash-out - Other   C A C A A A C A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66809     33417627     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-07): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/07/2025 2 A A A A N/A N/A     A A   NY Primary Refinance - Cash-out - Other   C A C A A A C A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66809     33417632     Credit Credit Miscellaneous Credit [redacted] Property Exception - Primary Valuation with defect   This will clear once the borrower's license in effect on [redacted] is provided.       Reviewer Comment (2025-05-18): Received additional copy of the appraisal with the appraiser's license verifying the effective date from [redacted].  Exception cleared.
 05/18/2025     1 A A A A C A A A A A   NY Primary Refinance - Cash-out - Other   C A C A A A C A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66814     33419793     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/09/2025 2 A A A A A A A A A A   VA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES66814     33419794     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-07): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/07/2025 2 A A A A N/A N/A     A A   VA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES66815     33416688     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/09/2025 2 A A A A A A A A A A   MA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66815     33416689     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-07): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/07/2025 3 D D A A N/A N/A     D D   MA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66817     33412896     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/09/2025 2 A A A A A A A A A A   IL Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES66817     33412918     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-07): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/07/2025 2 A A A A N/A N/A     A A   IL Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES66820     33413461     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/09/2025 2 A A A A A A A A A A   TN Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES66820     33413462     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-07): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/07/2025 2 A A A A N/A N/A     A A   TN Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES66833     33416082     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The [redacted] form was used, the [redacted] form should have been used.         Buyer Comment (2025-05-12): Seller acknowledges exception, no change to grading.
     05/12/2025 2 B B B B B B B B B B   ID Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form D D A A B B D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[REDACTED] RCKT2025CES66833     33416119     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/09/2025 2 A A A A A A A A A A   ID Primary Refinance - Cash-out - Other   D D A A B B D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66833     33416123     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-07): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/07/2025 3 D D A A N/A N/A     D D   ID Primary Refinance - Cash-out - Other   D D A A B B D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66855     33413526     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing supporting secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-07): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/07/2025 3 D D A A N/A N/A     D D   IL Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66855     33413528     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/09/2025 2 A A A A A A A A A A   IL Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66877     33420220     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/09/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66877     33420222     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes       Reviewer Comment (2025-05-07): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/07/2025 3 D D A A N/A N/A     D D   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66900     33419885     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/09/2025 2 A A A A A A A A A A   IN Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66900     33419887     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-07): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/07/2025 3 D D A A N/A N/A     D D   IN Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66903     33417513     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/09/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66903     33417522     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-07): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/07/2025 3 D D A A N/A N/A     D D   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66924     33419769     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/09/2025 2 A A A A A A A A A A   IL Primary Refinance - Cash-out - Other   D D A A A A D D Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES66924     33419771     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal from prior transaction was in file. Secondary valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-07): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/07/2025 3 D D A A N/A N/A D D D D   IL Primary Refinance - Cash-out - Other   D D A A A A D D Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES66927     33412722     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/09/2025 2 A A A A A A A A A A   OH Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66927     33412723     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-07): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/07/2025 3 D D A A N/A N/A     D D   OH Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66931     33413524     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/09/2025 2 A A A A A A A A A A   GA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66931     33413525     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-07): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/07/2025 3 D D A A N/A N/A     D D   GA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66935     33412880     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-07): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/07/2025 3 D D A A N/A N/A     D D   NH Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66935     33412885     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/09/2025 2 A A A A A A A A A A   NH Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66942     33419160     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/09/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66942     33419161     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-07): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/07/2025 3 D D A A N/A N/A     D D   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60456     33477018     Compliance Compliance State Compliance Misc. State Level ([redacted]) [redacted] Cash-out Loan (The lender/Assignee cannot conclusively rely on the Value on the Acknowledgement of Fair Market Value as the loan file does not contain an Appraisal) [redacted] Constitution Section [redacted]: The lender/Assignee cannot conclusively rely on the Value on Acknowledgement of Fair Market Value.  Test performed using stated value or other valuation method in file other than appraisal.               05/20/2025 2 A A A A A A A A A A   TX Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60456     33477021     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing supporting secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-20): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/20/2025 3 D D A A N/A N/A     D D   TX Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60456     33477022     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/20/2025 2 A A A A A A A A A A   TX Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60694     33477079     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/21/2025 2 A A A A A A A A A A   NJ Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60694     33477080     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-20): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/20/2025 3 D D A A N/A N/A     D D   NJ Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60719     33479606     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/21/2025 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   D D C A A A D D Non QM Non QM No
[REDACTED] RCKT2025CES60719     33479607     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-20): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/20/2025 3 D D A A N/A N/A     D D   FL Primary Refinance - Cash-out - Other   D D C A A A D D Non QM Non QM No
[REDACTED] RCKT2025CES60719     33479656     Credit Income / Employment Income Documentation Income / Employment Verification(s) of employment is not within [redacted] business days of the Note. - The file is missing the verbal verification of employment obtained within  [redacted]business days of closing.  Please provide the third party verification from The Work Number dated  [redacted], per [redacted]  [redacted] form. Borrower has been employed in the same industry for more than[redacted] years.

Borrower has worked in the same position for more than [redacted] years.

Borrower has verified disposable income of at least [redacted]		 Borrower has been employed in the same industry for more than [redacted] years.

Borrower has worked in the same position for more than [redacted]years.		 Originator,Aggregator,SitusAMC

Originator,Aggregator,SitusAMC

SitusAMC		 Reviewer Comment (2025-06-02): Paystub within [redacted] days of closing was provided to satisfy exception. Exception cleared.


Buyer Comment (2025-06-02): Please see attached, final paystub before close to be used as the VOE


Reviewer Comment (2025-06-02): Reopening - client request.


Reviewer Comment (2025-05-30): Client requested waiver with compensating factors.


Reviewer Comment (2025-05-22): The received  [redacted] is post close. We require VVOE within  [redacted] business days of note date. Exception remains


Buyer Comment (2025-05-22): Please see attached,  [redacted] report confirming the employment is still active.
 06/02/2025     1 C A C A C A C A C A   FL Primary Refinance - Cash-out - Other   D D C A A A D D Non QM Non QM No
[REDACTED] RCKT2025CES60789     33477105     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/23/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES60789     33477106     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-23): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/23/2025 2 A A A A N/A N/A     A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES60868     33476958     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/21/2025 2 A A A A A A A A A A   MA Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES60868     33476959     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-20): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/20/2025 2 A A A A N/A N/A     A A   MA Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES60868     33477009     Compliance Compliance State Compliance State HPML [redacted]HPML Threshold Test Compliant [redacted]Higher-Priced Mortgage Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is equal to or greater than the threshold of APOR [redacted] Compliant Higher Priced Loan.         Buyer Comment (2025-05-22): seller accepts no change to grading.
     05/22/2025 2 B B B B B B B B B B   MA Primary Refinance - Cash-out - Other No obvious cure B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES60973     33479149     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/21/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60973     33479154     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-20): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/20/2025 3 D D A A N/A N/A     D D   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60985     33477029     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/21/2025 2 A A A A A A A A A A   MA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60985     33477030     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-20): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/20/2025 2 A A A A N/A N/A     A A   MA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61289     33478583     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/22/2025 2 A A A A A A A A A A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES61289     33478601     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-22): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/22/2025 2 A A A A N/A N/A     A A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES61436     33479312     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-20): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/20/2025 3 D D A A N/A N/A     D D   NC Primary Refinance - Cash-out - Other   D D A A A A D D Non QM Non QM No
[REDACTED] RCKT2025CES61436     33479313     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/21/2025 2 A A A A A A A A A A   NC Primary Refinance - Cash-out - Other   D D A A A A D D Non QM Non QM No
[REDACTED] RCKT2025CES61541     33477910     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/21/2025 2 A A A A A A A A A A   VA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61541     33477911     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-20): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/20/2025 3 D D A A N/A N/A     D D   VA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61582     33477124     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/21/2025 2 A A A A A A A A A A   IA Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES61582     33477125     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-20): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/20/2025 2 A A A A N/A N/A     A A   IA Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES61582     33477133     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The [redacted] form was used, the [redacted] form should have been used.         Buyer Comment (2025-05-22): seller accepts; no change to grading.
     05/22/2025 2 B B B B B B B B B B   IA Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B B A A B B A A Non QM Non QM Yes
[REDACTED] RCKT2025CES61612     33478967     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/23/2025 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61612     33478968     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID[redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-23): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/23/2025 3 D D A A N/A N/A     D D   FL Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61662     33478327     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/27/2025 2 A A A A A A A A A A   MI Primary Refinance - Cash-out - Other   C D C A A A A D Non QM Non QM No
[REDACTED] RCKT2025CES61662     33489381     Credit Loan Package Documentation Loan File Missing Document  Missing Document: Hazard Insurance Policy not provided   The subject is located in a condo project. The file was missing the condominium master insurance policy.       Reviewer Comment (2025-05-27): Received Master Insurance policy. Exception cleared.


Buyer Comment (2025-05-27): Please see the attached condo policy.
 05/27/2025     1 C A C A C A C A C A   MI Primary Refinance - Cash-out - Other   C D C A A A A D Non QM Non QM No
[REDACTED] RCKT2025CES61662     33524141     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID[redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-27): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/27/2025 3   D   A   N/A       D   MI Primary Refinance - Cash-out - Other   C D C A A A A D Non QM Non QM No
[REDACTED] RCKT2025CES61699     33479266     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/22/2025 2 A A A A A A A A A A   PA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES61699     33479271     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided[redacted] provide relief. Sec ID:[[redacted]] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-22): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/22/2025 2 A A A A N/A N/A     A A   PA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES61898     33484683     Compliance Compliance Federal Compliance ATR/QM Defect Check Loan Designation Match - QM Qualified Mortgage (Dodd-Frank  [redacted]): Originator Loan Designation of [redacted]does not match Due Diligence Loan Designation of  [redacted] Fail. Loan designation failure due to Points and Fees failure.       Reviewer Comment (2025-05-30): Client requested re-stated Loan Designation to Non-QM.  Exception cleared.


Buyer Comment (2025-05-30): Please see attached, updating the QM status to Non-QM.


Reviewer Comment (2025-05-30): Discount point worksheet provided indicates there were no discount points excluded.   Please provide further clarification.


Buyer Comment (2025-05-28): Please see attached, bona fide discount points calculation to determine the appropriate amount to be used in the points and fees test.
 05/30/2025     1 B A C A B A C A B A   CA Primary Refinance - Cash-out - Other Lender to provide updated ATR/QM status D D A A C B D D Safe Harbor QM (APOR) Non QM Yes
[REDACTED] RCKT2025CES61898     33484684     Compliance Compliance Federal Compliance ATR/QM Defect QM Points and Fees[redacted] Qualified Mortgage (Dodd Frank  [redacted]): Points and Fees on subject loan of  [redacted] is in excess of the allowable maximum of   [redacted] of the Federal Total Loan Amount. Points and Fees total [redacted] on a Federal Total Loan Amount of  [redacted] vs. an allowable total of  [redacted] (an overage of  [redacted]or  [redacted]).         Reviewer Comment (2025-05-30): Client requested re-stated Loan Designation to Non-QM.  Exception cleared.


Buyer Comment (2025-05-30): Please see attached, updating the QM status to Non-QM.


Reviewer Comment (2025-05-30): Discount point worksheet provided indicates there were no discount points excluded. Please provide further clarification.


Buyer Comment (2025-05-28): Please see attached, bona fide discount points calculation to determine the appropriate amount to be used in the points and fees test.
 05/30/2025     1 C A C A C A C A C A   CA Primary Refinance - Cash-out - Other   D D A A C B D D Safe Harbor QM (APOR) Non QM No
[REDACTED] RCKT2025CES61898     33484688     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/27/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   D D A A C B D D Safe Harbor QM (APOR) Non QM No
[REDACTED] RCKT2025CES61898     33484692     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.[redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-27): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/27/2025 3 D D A A N/A N/A     D D   CA Primary Refinance - Cash-out - Other   D D A A C B D D Safe Harbor QM (APOR) Non QM No
[REDACTED] RCKT2025CES61898     33543248     Compliance Compliance Federal Compliance ATR/QM Defect Check Restated Loan Designation Match - General Ability to Repay Ability to Repay (Dodd-Frank  [redacted]): The initial Loan Designation provided did not match.  However, the updated Loan Designation of Non QM matches the Due Diligence Loan Designation of Non QM. Client requested LD re-stated to Non-QM.       Reviewer Comment (2025-05-30): Seller acknowledges exception, no change to grading.
     05/30/2025 2   A   B   B   B   A   CA Primary Refinance - Cash-out - Other   D D A A C B D D Safe Harbor QM (APOR) Non QM No
[REDACTED] RCKT2025CES62140     33487112     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/23/2025 2 A A A A A A A A A A   TN Primary Refinance - Cash-out - Other   D D A A A A D D Non QM Non QM No
[REDACTED] RCKT2025CES62140     33487123     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID[redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-23): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/23/2025 3 D D A A N/A N/A     D D   TN Primary Refinance - Cash-out - Other   D D A A A A D D Non QM Non QM No
[REDACTED] RCKT2025CES62586     33487891     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/23/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62586     33487895     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-23): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/23/2025 2 A A A A N/A N/A     A A   CA Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62586     33514504     Credit Credit Miscellaneous Guideline Credit Exception:   The  [redacted]for the[redacted]business was not timestamped. Please provide evidence of when the lender obtained the [redacted] for review.       Reviewer Comment (2025-05-27): [redacted]with time stamp was provided to satisfy exception. Exception cleared.


Buyer Comment (2025-05-27): Please see the attached screen shot from our LOS documents portal confirming the [redacted]y proof was obtained on [redacted] and meets guidelines.
 05/27/2025     1 C A C A C A C A C A   CA Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62640     33479952     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/23/2025 2 A A A A A A A A A A   MI Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62640     33479967     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-23): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/23/2025 3 D D A A N/A N/A     D D   MI Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62825     33488761     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/23/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   D D A A A A D D Non QM Non QM No
[REDACTED] RCKT2025CES62825     33513201     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-23): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/23/2025 3 D D A A N/A N/A     D D   CA Primary Refinance - Cash-out - Other   D D A A A A D D Non QM Non QM No
[REDACTED] RCKT2025CES63018     33485690     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/23/2025 2 A A A A A A A A A A   NV Primary Refinance - Cash-out - Other   A D A A A A A D Non QM Non QM No
[REDACTED] RCKT2025CES63018     33534163     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec Id: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-29): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/29/2025 3   D   A   N/A       D   NV Primary Refinance - Cash-out - Other   A D A A A A A D Non QM Non QM No
[REDACTED] RCKT2025CES63306     33486828     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/21/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63306     33486829     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-21): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/21/2025 3 D D A A N/A N/A     D D   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63607     33484304     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/22/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   D D B B A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63607     33484331     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-21): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/21/2025 3 D D A A N/A N/A     D D   CA Primary Refinance - Cash-out - Other   D D B B A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63607     33484342     Credit Title Document Error Title The Preliminary title policy is within [redacted] and does not reflect a coverage amount (no final [redacted]policy in file). Unable to determine if appropriate coverage is provided.           Buyer Comment (2025-05-23): Seller acknowledges the exception, no change to grading.
     05/23/2025 2 B B B B B B B B B B   CA Primary Refinance - Cash-out - Other   D D B B A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63689     33487296     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/22/2025 2 A A A A A A A A A A   OH Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES63689     33487337     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided[redacted] provide relief. Sec ID:[redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-21): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/21/2025 2 A A A A N/A N/A     A A   OH Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES63793     33486077     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/23/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   D D A A A A D D Non QM Non QM No
[REDACTED] RCKT2025CES63793     33514221     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-23): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/23/2025 3 D D A A N/A N/A     D D   CA Primary Refinance - Cash-out - Other   D D A A A A D D Non QM Non QM No
[REDACTED] RCKT2025CES63830     33485949     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/22/2025 2 A A A A A A A A A A   AL Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63830     33485950     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-21): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/21/2025 3 D D A A N/A N/A     D D   AL Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63944     33488375     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/22/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   D D B B A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63944     33488378     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-22): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/22/2025 3 D D A A N/A N/A     D D   CA Primary Refinance - Cash-out - Other   D D B B A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63944     33488380     Credit Title Document Error Title [redacted] is within [redacted] or [redacted] and does not reflect a coverage amount (no[redacted] in file). Unable to determine if appropriate coverage is provided.           Buyer Comment (2025-05-23): Seller acknowledges. No change to grading.
     05/23/2025 2 B B B B B B B B B B   CA Primary Refinance - Cash-out - Other   D D B B A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63997     33486682     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes       Reviewer Comment (2025-05-22): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/22/2025 3 D D A A N/A N/A     D D   CA Primary Refinance - Cash-out - Other   D D C A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63997     33486691     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/22/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   D D C A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63997     33505693     Credit Credit Miscellaneous Guideline Credit Exception:   The [redacted]and [redacted] in the file were blank. [redacted]to be further reviewed upon receipt of the missing documentation.       Reviewer Comment (2025-05-27): [redacted] was provided to satisfy exception. Exception cleared.


Buyer Comment (2025-05-23): Please see attached[redacted].
 05/27/2025     1 C A C A C A C A C A   CA Primary Refinance - Cash-out - Other   D D C A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64049     33486302     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/22/2025 2 A A A A A A A A A A   LA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64049     33486303     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-22): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/22/2025 3 D D A A N/A N/A     D D   LA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64292     33478733     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/22/2025 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES64292     33478734     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-22): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/22/2025 2 A A A A N/A N/A     A A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES64470     33484360     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/22/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES64470     33484361     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided[redacted]provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-22): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/22/2025 2 A A A A N/A N/A     A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES64496     33486252     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided [redacted] provide relief. Sec ID:[redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-21): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/21/2025 2 A A A A N/A N/A     A A   VA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES64496     33486253     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/22/2025 2 A A A A A A A A A A   VA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES64605     33495931     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/23/2025 2 A A A A A A A A A A   SC Primary Refinance - Cash-out - Other   D D A A B B D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64605     33495932     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-23): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/23/2025 3 D D A A N/A N/A     D D   SC Primary Refinance - Cash-out - Other   D D A A B B D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64605     33514311     Compliance Compliance Federal Compliance ATR/QM Defect [redacted]Tax Return Recency - QM General QM: [redacted]Tax Returns - The [redacted] tax returns provided are not the most recent. Application Date [redacted],  Most Recent Tax Return End Date [redacted], Tax Return Due Date [redacted].         Buyer Comment (2025-05-27): Seller acknowledges exception, no change to grading.
     05/27/2025 2 B B B B B B B B B B   SC Primary Refinance - Cash-out - Other   D D A A B B D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64738     33486858     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/22/2025 2 A A A A A A A A A A   UT Primary Refinance - Cash-out - Other   D D A A A A D D Non QM Non QM No
[REDACTED] RCKT2025CES64738     33486863     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-21): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/21/2025 3 D D A A N/A N/A     D D   UT Primary Refinance - Cash-out - Other   D D A A A A D D Non QM Non QM No
[REDACTED] RCKT2025CES64808     33486805     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided [redacted] provide relief. Sec ID:[redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-21): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/21/2025 2 A A A A N/A N/A     A A   ME Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES64808     33486807     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/21/2025 2 A A A A A A A A A A   ME Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES64900     33486693     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/21/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64900     33486694     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-21): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/21/2025 3 D D A A N/A N/A     D D   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64950     33486697     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/21/2025 2 A A A A A A A A A A   AZ Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64950     33486703     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-21): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/21/2025 3 D D A A N/A N/A     D D   AZ Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65331     33487571     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/22/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65331     33487576     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-21): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/21/2025 3 D D A A N/A N/A     D D   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65449     33486628     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/22/2025 2 A A A A A A A A A A   NY Primary Refinance - Cash-out - Other   C A A A C A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65449     33486632     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-22): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/22/2025 2 A A A A N/A N/A     A A   NY Primary Refinance - Cash-out - Other   C A A A C A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65449     33486667     Compliance Compliance Federal Compliance Federal HPML Federal HPML [redacted]Compliant Federal Higher-Priced Mortgage Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is equal to or greater than the threshold of APOR [redacted].  Compliant Higher Priced Mortgage Loan.         Reviewer Comment (2025-05-27): Screenshot from client's LOS confirms last rate change was [redacted]. Using last rate date of [redacted] exception is satisfied.  Exception cleared.
 05/27/2025     1 A A A A A A A A A A   NY Primary Refinance - Cash-out - Other   C A A A C A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65449     33486669     Compliance Compliance Federal Compliance ATR/QM Defect Check Loan Designation Match - QM Qualified Mortgage [redacted]): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of Non QM. Loan designation failure due to the rate set date. Please provide documentation to support the rate lock event which occurred on [redacted].       Reviewer Comment (2025-05-27): Screenshot from client's LOS confirms last rate change was [redacted]. Using last rate date of[redacted], exception is satisfied.  Exception cleared.


Buyer Comment (2025-05-23): The APOR used in your testing is [redacted] however, the rate set date was [redacted] putting APOR at [redacted], please see the attached screen shots from our LOS confirming when the final rate was set to update APOR and clear this issue.
 05/27/2025     1 B A C A B A C A B A   NY Primary Refinance - Cash-out - Other Lender to provide updated ATR/QM status C A A A C A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[REDACTED] RCKT2025CES65449     33486670     Compliance Compliance Federal Compliance ATR/QM Defect QM (APOR) Threshold Fail Qualified Mortgage: QM APR on subject loan of[redacted] is equal to or greater than the threshold of  [redacted].         Reviewer Comment (2025-05-27): Screenshot from client's LOS confirms last rate change was [redacted]. Using last rate date of [redacted], exception is satisfied.  Exception cleared.


Buyer Comment (2025-05-23): The APOR used in your testing is [redacted] however, the rate set date was [redacted] putting APOR at [redacted], please see the attached screen shots from our LOS confirming when the final rate was set to update APOR and clear this issue.
 05/27/2025     1 C A C A C A C A C A   NY Primary Refinance - Cash-out - Other   C A A A C A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65751     33488653     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/23/2025 2 A A A A A A A A A A   TX Primary Refinance - Cash-out - Other   D D A A C A D D Non QM Non QM No
[REDACTED] RCKT2025CES65751     33488655     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal from prior transaction was in file. Secondary valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-23): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/23/2025 3 D D A A N/A N/A D D D D   TX Primary Refinance - Cash-out - Other   D D A A C A D D Non QM Non QM No
[REDACTED] RCKT2025CES65751     33505148     Compliance Compliance State Compliance State Defect ([redacted]) [redacted] Cash-out Loan  (Points and Fees Exceeds 2% of Original Principal Balance) [redacted] Constitution Section 50(a)(6): Points and fees on subject loan of [redacted] is in excess of the allowable maximum of [redacted]of the Original Principal Loan Amount. Points and Fees total [redacted] on an Original Principal Loan Amount of [redacted] vs. an allowable total of $[redacted] (an overage of [redacted].)         Reviewer Comment (2025-05-29): [redacted] received evidence of  [redacted] undiscounted rate.


Buyer Comment (2025-05-29): Please see the attachment providing proof that the true undiscounted rate is  [redacted] when adding rate adjustors and the borrowers base rate points plus the points for extending the rate were all used to lower the borrowers rate from the true undiscounted rate.


Reviewer Comment (2025-05-29): Per  [redacted] compliance, in order to consider discount points bona fide and excludable from [redacted] Equity points and fees testing, there must be evidence that the rate was reduced (bought down) from an undiscounted starting rate with the discount points. For the subject loan, the undiscounted starting rate of  [redacted] was lower than the Note rate of  [redacted], therefore there is no evidence that the discount points were paid to reduce the interest rate.  Exception remains.


Buyer Comment (2025-05-27): Per the  [redacted] regulation all bona fide discount points are excludable. Note [redacted]defines bona fide discount points as all discount points used to lower the interest rate, which all of the discount points are used for. Please remove all discount points from the test.
 05/29/2025     1 C A C A C A C A C A   TX Primary Refinance - Cash-out - Other Refund the borrower, or credit their account, an amount equal to any overcharge paid by the borrower. (Provide Proof of Delivery, LOE, and Copy of Check. [A servicing screen print can be provided in place of a check when a credit is applied to the borrowers account.]) D D A A C A D D Non QM Non QM Yes
[REDACTED] RCKT2025CES65848     33483618     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/22/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES65848     33506174     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided[redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-22): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/22/2025 2 A A A A N/A N/A     A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES65922     33486090     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/21/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   D D A A A A D D Non QM Non QM No
[REDACTED] RCKT2025CES65922     33486091     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-21): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/21/2025 3 D D A A N/A N/A     D D   CA Primary Refinance - Cash-out - Other   D D A A A A D D Non QM Non QM No
[REDACTED] RCKT2025CES66006     33486772     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-21): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/21/2025 3 D D A A N/A N/A     D D   SD Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66006     33486773     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/22/2025 2 A A A A A A A A A A   SD Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66063     33484191     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/21/2025 2 A A A A A A A A A A   PA Primary Refinance - Cash-out - Other   D D A A A A D D Non QM Non QM No
[REDACTED] RCKT2025CES66063     33484192     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-21): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/21/2025 3 D D A A N/A N/A     D D   PA Primary Refinance - Cash-out - Other   D D A A A A D D Non QM Non QM No
[REDACTED] RCKT2025CES66088     33486092     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/21/2025 2 A A A A A A A A A A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES66088     33486093     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-21): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/21/2025 2 A A A A N/A N/A     A A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES66104     33487342     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/22/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   D D A A A A D D Non QM Non QM No
[REDACTED] RCKT2025CES66104     33487344     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-21): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/21/2025 3 D D A A N/A N/A     D D   CA Primary Refinance - Cash-out - Other   D D A A A A D D Non QM Non QM No
[REDACTED] RCKT2025CES66145     33488519     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/22/2025 2 A A A A A A A A A A   SC Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES66145     33488525     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided [redacted]provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-21): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/21/2025 2 A A A A N/A N/A     A A   SC Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES66199     33489120     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/23/2025 2 A A A A A A A A A A   VA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES66199     33489123     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-22): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/22/2025 2 A A A A N/A N/A     A A   VA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES66212     33486300     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/22/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   D D A A A A D D Non QM Non QM No
[REDACTED] RCKT2025CES66212     33486301     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID[redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-21): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/21/2025 3 D D A A N/A N/A     D D   CA Primary Refinance - Cash-out - Other   D D A A A A D D Non QM Non QM No
[REDACTED] RCKT2025CES66231     33488088     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/21/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66231     33488089     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-21): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/21/2025 3 D D A A N/A N/A     D D   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66252     33488036     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/21/2025 2 A A A A A A A A A A   IL Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66252     33488037     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-21): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/21/2025 3 D D A A N/A N/A     D D   IL Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66390     33479231     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/21/2025 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66390     33479233     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-21): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/21/2025 3 D D A A N/A N/A     D D   FL Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66411     33487209     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/23/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66411     33487216     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-22): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/22/2025 2 A A A A N/A N/A     A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66470     33486567     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/23/2025 2 A A A A A A A A A A   ID Primary Refinance - Cash-out - Other   D D A A B B D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66470     33486569     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-23): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/23/2025 3 D D A A N/A N/A     D D   ID Primary Refinance - Cash-out - Other   D D A A B B D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66470     33486588     Compliance Compliance Federal Compliance ATR/QM Defect [redacted] Tax Return Recency - QM General QM: [redacted] Tax Returns - The [redacted] tax returns provided are not the most recent. Application Date [redacted],  Most Recent Tax Return End Date [redacted] Tax Return Due Date [redacted].         Buyer Comment (2025-05-27): seller accepts; no change to grading.
     05/27/2025 2 B B B B B B B B B B   ID Primary Refinance - Cash-out - Other   D D A A B B D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66498     33480209     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/21/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   D D B B A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66498     33480214     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-21): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/21/2025 3 D D A A N/A N/A     D D   CA Primary Refinance - Cash-out - Other   D D B B A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66498     33480286     Credit Title Document Error Title The Preliminary title policy is within [redacted] or [redacted] and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided.           Buyer Comment (2025-05-22): Seller acknowledges exception, no change to grading.
     05/22/2025 2 B B B B B B B B B B   CA Primary Refinance - Cash-out - Other   D D B B A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66513     33488488     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/21/2025 2 A A A A A A A A A A   AK Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES66513     33488489     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided [redacted] provide relief. Sec ID:[redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-21): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/21/2025 2 A A A A N/A N/A     A A   AK Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES66565     33478568     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/23/2025 2 A A A A A A A A A A   WA Primary Refinance - Cash-out - Other   D D A A B B D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66565     33478570     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-23): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/23/2025 3 D D A A N/A N/A     D D   WA Primary Refinance - Cash-out - Other   D D A A B B D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66565     33478599     Compliance Compliance Federal Compliance ATR/QM Defect [redacted] Tax Return Recency - QM General QM: [redacted] Tax Returns - The [redacted] tax returns provided are not the most recent. Application Date [redacted],  Most Recent Tax Return End Date [redacted], Tax Return Due Date [redacted].         Buyer Comment (2025-05-27): Seller acknowledges. No change to grading.
     05/27/2025 2 B B B B B B B B B B   WA Primary Refinance - Cash-out - Other   D D A A B B D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66582     33488038     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/23/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66582     33488040     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-21): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/21/2025 3 D D A A N/A N/A     D D   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66641     33486895     Credit Title Document Error Title The Preliminary/Commitment does not reflect a coverage amount (no final [redacted]policy in file). Unable to determine if appropriate coverage is provided.           Reviewer Comment (2025-05-27): [redacted]received reflecting the coverage amount. Exception cleared.


Buyer Comment (2025-05-27): Please see the attached title commitment.
 05/27/2025     1 C A C A C A C A C A   CA Primary Refinance - Cash-out - Other   D D C A A A D D Non QM Non QM No
[REDACTED] RCKT2025CES66641     33486898     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/23/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   D D C A A A D D Non QM Non QM No
[REDACTED] RCKT2025CES66641     33486900     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-21): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/21/2025 3 D D A A N/A N/A     D D   CA Primary Refinance - Cash-out - Other   D D C A A A D D Non QM Non QM No
[REDACTED] RCKT2025CES66654     33480137     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/23/2025 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES66654     33480138     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-21): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/21/2025 2 A A A A N/A N/A     A A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES66668     33480297     Credit Loan Package Documentation Loan File Missing Document  Missing Document: Hazard Insurance Policy not provided           Reviewer Comment (2025-05-27): Revised  [redacted]with updated  [redacted]amount was provided to satisfy exception. Exception cleared.


Buyer Comment (2025-05-27): Please see attached, updated  [redacted]and  [redacted]as requested


Reviewer Comment (2025-05-27): Hazard Insurance details updated as per the document provided however we require updated  [redacted]&  [redacted]reflecting the updated amount. Exception remains.


Buyer Comment (2025-05-27): Please see attached, insurance information confirming dates and policy numbers on the subject property.
 05/27/2025     1 C A C A C A C A C A   WA Primary Refinance - Cash-out - Other   D D C A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66668     33480324     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal from prior transaction was in file. Secondary valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-21): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/21/2025 3 D D A A N/A N/A D D D D   WA Primary Refinance - Cash-out - Other   D D C A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66668     33480325     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/23/2025 2 A A A A A A A A A A   WA Primary Refinance - Cash-out - Other   D D C A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66727     33488283     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/23/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66727     33488292     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-21): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/21/2025 3 D D A A N/A N/A     D D   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66793     33488313     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/23/2025 2 A A A A A A A A A A   MI Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66793     33488315     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-21): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/21/2025 3 D D A A N/A N/A     D D   MI Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66915     33486249     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/23/2025 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   D D A A A A D D Non QM Non QM No
[REDACTED] RCKT2025CES66915     33486254     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-21): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/21/2025 3 D D A A N/A N/A     D D   FL Primary Refinance - Cash-out - Other   D D A A A A D D Non QM Non QM No
[REDACTED] RCKT2025CES66917     33486079     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/23/2025 2 A A A A A A A A A A   TN Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66917     33486081     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-22): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/22/2025 3 D D A A N/A N/A     D D   TN Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No