EX-99.3 4 tm2517241d1_ex99-3.htm EXHIBIT 99.3

Exhibit 99.3

 

 

Exception Grades

Run Date - 6/4/2025 3:23:37 PM

 

SitusAMC Loan ID Customer Loan ID Seller Loan ID Investor Loan Number Loan Exception ID Exception ID Exception Date Exception Type Exception Category Exception Subcategory 15E Category Exception Exception Detail Exception Information Compensating Factors Compensating Factor Information Applying Party Follow-up Comments Cleared Date Cured Date Waived Date Exception Level Grade DBRS Initial Exception Rating DBRS Final Exception Rating Fitch Initial Exception Rating Fitch Final Exception Rating Kroll Initial Exception Rating Kroll Final Exception Rating Moody's Initial Exception Rating Moody's Final Exception Rating S&P Initial Exception Rating S&P Final Exception Rating Note Date Property State Occupancy Purpose Exception Remediation Overall
Initial Loan Grade		 Overall
Final Loan Grade		 Credit
Initial Loan Grade		 Credit
Final Loan Grade		 Compliance
Initial Loan Grade		 Compliance
Final Loan Grade		 Property
Initial Loan Grade		 Property
Final Loan Grade		 Originator QM ATR Status TPR QM ATR Status Is Curable
[REDACTED] RCKT2025CES60014     33232952     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/11/2025 2 A A A A A A A A A A   GA Second Home Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60014     33232953     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-11): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/11/2025 3 D D A A N/A N/A     D D   GA Second Home Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60020     33290240     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/17/2025 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES60020     33290242     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-17): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/17/2025 2 A A A A N/A N/A     A A   MD Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES60020     33290319     Compliance Compliance State Compliance State HPML (State HPML Disclosure) [redacted] Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) [redacted] Higher-Priced Mortgage Loan:  Borrower not provided with written disclosure of non-higher priced loans otherwise qualified for.         Buyer Comment (2025-04-18): Seller acknowledges exception, no change to grading.
     04/18/2025 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES60020     33290320     Compliance Compliance State Compliance State HPML [redacted] HPML Threshold Test Non-Compliant [redacted] Higher-Priced Mortgage Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is equal to or greater than the threshold of APOR [redacted] + [redacted], or [redacted].  Non-Compliant Higher Priced Loan.         Buyer Comment (2025-04-18): Seller acknowledges exception, no change to grading.
     04/18/2025 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES60040     33233209     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/11/2025 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   D D A A B B D D Non QM Non QM No
[REDACTED] RCKT2025CES60040     33233211     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-11): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/11/2025 3 D D A A N/A N/A     D D   MD Primary Refinance - Cash-out - Other   D D A A B B D D Non QM Non QM No
[REDACTED] RCKT2025CES60040     33233364     Compliance Compliance State Compliance State HPML (State HPML Disclosure) [redacted] Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) [redacted] Higher-Priced Mortgage Loan:  Borrower not provided with written disclosure of non-higher priced loans otherwise qualified for.         Buyer Comment (2025-04-14): seller accepts; no change to grading.
     04/14/2025 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   D D A A B B D D Non QM Non QM No
[REDACTED] RCKT2025CES60040     33233365     Compliance Compliance State Compliance State HPML [redacted] HPML Threshold Test Non-Compliant [redacted] Higher-Priced Mortgage Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is equal to or greater than the threshold of APOR [redacted] + [redacted], or [redacted].  Non-Compliant Higher Priced Loan.         Buyer Comment (2025-04-14): seller accepts; no change to grading.
     04/14/2025 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   D D A A B B D D Non QM Non QM No
[REDACTED] RCKT2025CES60121     33233444     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/14/2025 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60121     33233460     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-11): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/11/2025 3 D D A A N/A N/A     D D   MD Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60130     33233126     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/14/2025 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60130     33233127     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-11): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/11/2025 3 D D A A N/A N/A     D D   MD Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60132     33233423     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/14/2025 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES60132     33233615     Compliance Compliance State Compliance State HPML (State HPML Disclosure) [redacted] Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) [redacted] Higher-Priced Mortgage Loan:  Borrower not provided with written disclosure of non-higher priced loans otherwise qualified for.         Buyer Comment (2025-04-15): Seller acknowledges the exception, no change to grading.
     04/15/2025 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES60132     33233616     Compliance Compliance State Compliance State HPML [redacted] HPML Threshold Test Non-Compliant [redacted] Higher-Priced Mortgage Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is equal to or greater than the threshold of APOR [redacted] + [redacted], or [redacted]%.  Non-Compliant Higher Priced Loan.         Buyer Comment (2025-04-15): Seller acknowledges the exception, no change to grading.
     04/15/2025 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES60132     33243436     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-11): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/11/2025 2 A A A A N/A N/A     A A   MD Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES60133     33233080     Credit Loan Package Documentation Loan File Missing Document  Missing Document: Hazard Insurance Policy not provided   Subject is in a Condominium Project.  Please provide the Master Condominium Policy.       Reviewer Comment (2025-04-15): Received master insurance policy Exception cleared.


Buyer Comment (2025-04-15): Please see the attached master condo policy.
 04/15/2025     1 C A C A C A C A C A   MD Primary Refinance - Cash-out - Other   C B C A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES60133     33233084     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/14/2025 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   C B C A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES60133     33233120     Compliance Compliance State Compliance State HPML (State HPML Disclosure) [redacted] Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) [redacted] Higher-Priced Mortgage Loan:  Borrower not provided with written disclosure of non-higher priced loans otherwise qualified for.         Buyer Comment (2025-04-15): Seller acknowledges.  No change to grading.
     04/15/2025 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   C B C A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES60133     33233121     Compliance Compliance State Compliance State HPML [redacted] HPML Threshold Test Non-Compliant [redacted] Higher-Priced Mortgage Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is equal to or greater than the threshold of APOR [redacted] + [redacted], or [redacted].  Non-Compliant Higher Priced Loan.         Buyer Comment (2025-04-15): Seller acknowledges. No change to grading.
     04/15/2025 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   C B C A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES60133     33243411     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-11): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/11/2025 2 A A A A N/A N/A     A A   MD Primary Refinance - Cash-out - Other   C B C A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES60134     33233258     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/14/2025 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60134     33233259     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-11): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/11/2025 3 D D A A N/A N/A     D D   MD Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60138     33234030     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/14/2025 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES60138     33234050     Compliance Compliance State Compliance State HPML (State HPML Disclosure) [redacted] Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) [redacted] Higher-Priced Mortgage Loan:  Borrower not provided with written disclosure of non-higher priced loans otherwise qualified for.         Buyer Comment (2025-04-15): Seller acknowledges exception, no change to grading.
     04/15/2025 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES60138     33234051     Compliance Compliance State Compliance State HPML [redacted] HPML Threshold Test Non-Compliant [redacted] Higher-Priced Mortgage Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is equal to or greater than the threshold of APOR [redacted] + [redacted], or [redacted].  Non-Compliant Higher Priced Loan.         Buyer Comment (2025-04-15): Seller acknowledges exception, no change to grading.
     04/15/2025 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES60138     33243424     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-11): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/11/2025 2 A A A A N/A N/A     A A   MD Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES60140     33233541     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/14/2025 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES60140     33233723     Compliance Compliance State Compliance State HPML (State HPML Disclosure) [redacted] Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) [redacted] Higher-Priced Mortgage Loan:  Borrower not provided with written disclosure of non-higher priced loans otherwise qualified for.         Buyer Comment (2025-04-15): Seller acknowledges exception, no change in grading
     04/15/2025 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES60140     33233724     Compliance Compliance State Compliance State HPML [redacted]HPML Threshold Test Non-Compliant [redacted] Higher-Priced Mortgage Loan: APR on subject loan of [redacted]or Final Disclosure APR of [redacted] is equal to or greater than the threshold of APOR [redacted], or [redacted].  Non-Compliant Higher Priced Loan.         Buyer Comment (2025-04-15): Seller acknowledges exception, no change in grading
     04/15/2025 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES60140     33243430     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-11): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/11/2025 2 A A A A N/A N/A     A A   MD Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES60145     33233437     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/14/2025 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES60145     33233714     Compliance Compliance State Compliance State HPML (State HPML Disclosure) [redacted] Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) [redacted] Higher-Priced Mortgage Loan:  Borrower not provided with written disclosure of non-higher priced loans otherwise qualified for.         Buyer Comment (2025-04-15): seller accepts; no change to grading.
     04/15/2025 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES60145     33233715     Compliance Compliance State Compliance State HPML [redacted] HPML Threshold Test Non-Compliant [redacted] Higher-Priced Mortgage Loan: APR on subject loan of  [redacted] or Final Disclosure APR of  [redacted]is equal to or greater than the threshold of APOR  [redacted], or  [redacted].  Non-Compliant Higher Priced Loan.         Buyer Comment (2025-04-15): seller accepts; no change to grading.
     04/15/2025 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES60145     33242870     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID:  [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-11): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/11/2025 2 A A A A N/A N/A     A A   MD Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES60160     33233742     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/14/2025 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60160     33233745     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  [redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-14): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/14/2025 3 D D A A N/A N/A     D D   MD Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60162     33233106     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/14/2025 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES60162     33233224     Compliance Compliance State Compliance State HPML (State HPML Disclosure) [redacted] Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) [redacted] Higher-Priced Mortgage Loan:  Borrower not provided with written disclosure of non-higher priced loans otherwise qualified for.         Buyer Comment (2025-04-15): Seller acknowledges exception, no change to grading.
     04/15/2025 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES60162     33233225     Compliance Compliance State Compliance State HPML [redacted] HPML Threshold Test Non-Compliant [redacted] Higher-Priced Mortgage Loan: APR on subject loan of  [redacted] or Final Disclosure APR of  [redacted] is equal to or greater than the threshold of APOR  [redacted], or  [redacted].  Non-Compliant Higher Priced Loan.         Buyer Comment (2025-04-15): Seller acknowledges exception, no change to grading.
     04/15/2025 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES60162     33243449     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID:  [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-11): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/11/2025 2 A A A A N/A N/A     A A   MD Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES60166     33233758     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/14/2025 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60166     33233760     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  [redacted] provided. The supporting secondary valuation is missing. Sec ID:  [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-11): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/11/2025 3 D D A A N/A N/A     D D   MD Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60172     33233266     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/14/2025 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60172     33233267     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  [redacted] provided. The supporting secondary valuation is missing. Sec ID:  [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-11): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/11/2025 3 D D A A N/A N/A     D D   MD Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60173     33233158     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/14/2025 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60173     33233159     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  [redacted] provided. The supporting secondary valuation is missing. Sec ID:  [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-11): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/11/2025 3 D D A A N/A N/A     D D   MD Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60181     33232962     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/14/2025 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   D D A A B B D D Non QM Non QM No
[REDACTED] RCKT2025CES60181     33233015     Compliance Compliance State Compliance State HPML (State HPML Disclosure) [redacted] Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) [redacted] Higher-Priced Mortgage Loan:  Borrower not provided with written disclosure of non-higher priced loans otherwise qualified for.         Buyer Comment (2025-04-15): Seller acknowledges the exception, no change to grading.
     04/15/2025 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   D D A A B B D D Non QM Non QM No
[REDACTED] RCKT2025CES60181     33233016     Compliance Compliance State Compliance State HPML [redacted] HPML Threshold Test Non-Compliant [redacted] Higher-Priced Mortgage Loan: APR on subject loan of  [redacted] or Final Disclosure APR of  [redacted] is equal to or greater than the threshold of APOR  [redacted], or  [redacted].  Non-Compliant Higher Priced Loan.         Buyer Comment (2025-04-15): Seller acknowledges the exception, no change to grading.
     04/15/2025 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   D D A A B B D D Non QM Non QM No
[REDACTED] RCKT2025CES60181     33243468     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  [redacted] was provided. Secondary valuation from subject transaction is missing. Sec ID:  [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-11): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/11/2025 3 D D A A N/A N/A     D D   MD Primary Refinance - Cash-out - Other   D D A A B B D D Non QM Non QM No
[REDACTED] RCKT2025CES60184     33233649     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/14/2025 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES60184     33233733     Compliance Compliance State Compliance State HPML (State HPML Disclosure) [redacted] Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) [redacted] Higher-Priced Mortgage Loan:  Borrower not provided with written disclosure of non-higher priced loans otherwise qualified for.         Buyer Comment (2025-04-15): Seller acknowledges. No change to grading.
     04/15/2025 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES60184     33233734     Compliance Compliance State Compliance State HPML [redacted] HPML Threshold Test Non-Compliant [redacted] Higher-Priced Mortgage Loan: APR on subject loan of  [redacted] or Final Disclosure APR of  [redacted] is equal to or greater than the threshold of APOR  [redacted], or  [redacted].  Non-Compliant Higher Priced Loan.         Buyer Comment (2025-04-15): Seller acknowledges. No change to grading.
     04/15/2025 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES60184     33243478     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID:  [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-11): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/11/2025 2 A A A A N/A N/A     A A   MD Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES60187     33233538     Credit Loan Package Documentation Loan File Missing Document  Missing Document: Hazard Insurance Policy not provided   The file was missing the condominium master insurance policy, please provide for review.       Reviewer Comment (2025-04-16): Received Master Insurance policy document. Exception cleared


Buyer Comment (2025-04-15): Please see attached master policy.
 04/16/2025     1 C A C A C A C A C A   MD Primary Refinance - Cash-out - Other   C B C A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES60187     33233543     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/14/2025 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   C B C A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES60187     33233599     Compliance Compliance State Compliance State HPML (State HPML Disclosure) [redacted] Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) [redacted] Higher-Priced Mortgage Loan:  Borrower not provided with written disclosure of non-higher priced loans otherwise qualified for.         Buyer Comment (2025-04-15): Seller acknowledges the exception, no change to grading.
     04/15/2025 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   C B C A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES60187     33233600     Compliance Compliance State Compliance State HPML [redacted] HPML Threshold Test Non-Compliant [redacted] Higher-Priced Mortgage Loan: APR on subject loan of  [redacted] or Final Disclosure APR of  [redacted] is equal to or greater than the threshold of APOR  [redacted], or  [redacted].  Non-Compliant Higher Priced Loan.         Buyer Comment (2025-04-15): Seller acknowledges the exception, no change to grading.
     04/15/2025 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   C B C A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES60187     33243261     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID:  [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-11): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/11/2025 2 A A A A N/A N/A     A A   MD Primary Refinance - Cash-out - Other   C B C A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES60190     33233974     Compliance Compliance State Compliance State HPML (State HPML Disclosure) [redacted] Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) [redacted] Higher-Priced Mortgage Loan:  Borrower not provided with written disclosure of non-higher priced loans otherwise qualified for.         Buyer Comment (2025-04-15): Seller acknowledges. No change to grading.
     04/15/2025 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES60190     33233975     Compliance Compliance State Compliance State HPML [redacted] HPML Threshold Test Non-Compliant [redacted] Higher-Priced Mortgage Loan: APR on subject loan of  [redacted] or Final Disclosure APR of  [redacted] is equal to or greater than the threshold of APOR  [redacted], or  [redacted].  Non-Compliant Higher Priced Loan.         Buyer Comment (2025-04-15): Seller accepts. No change to grading.
     04/15/2025 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES60190     33234000     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID:  [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-11): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/11/2025 2 A A A A N/A N/A     A A   MD Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES60190     33234001     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/14/2025 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES60214     33233122     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/14/2025 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60214     33233123     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  [redacted] provided. The supporting secondary valuation is missing. Sec ID:  [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-11): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/11/2025 3 D D A A N/A N/A     D D   MD Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60233     33233264     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID:  [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-11): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/11/2025 2 A A A A N/A N/A     A A   MD Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES60233     33233265     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/14/2025 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES60233     33233298     Compliance Compliance State Compliance State HPML (State HPML Disclosure) [redacted] Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) [redacted] Higher-Priced Mortgage Loan:  Borrower not provided with written disclosure of non-higher priced loans otherwise qualified for.         Buyer Comment (2025-04-15): Seller acknowledges exception, no change to grading.
     04/15/2025 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES60233     33233299     Compliance Compliance State Compliance State HPML [redacted] HPML Threshold Test Non-Compliant [redacted] Higher-Priced Mortgage Loan: APR on subject loan of  [redacted] or Final Disclosure APR of  [redacted] is equal to or greater than the threshold of APOR  [redacted], or  [redacted].  Non-Compliant Higher Priced Loan.         Buyer Comment (2025-04-15): Seller acknowledges exception, no change to grading.
     04/15/2025 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES60233     33233300     Compliance Compliance State Compliance Misc. State Level [redacted] Mortgage Lending Regulations (Disclosure of Taxes and Insurance Not Provided Timely) [redacted] Mortgage Lending Regulations: Disclosure on responsibility for payment of taxes and insurance not provided to borrower within ten ( [redacted]) business days of application or  [redacted] business days prior to closing. [redacted] Escrow Responsibility Disclosure in the file was provided to the borrower on  [redacted] which is not within  [redacted] business days of the application dated  [redacted], or  [redacted] business days prior to closing on  [redacted].       Buyer Comment (2025-04-15): Seller acknowledges exception, no change to grading.
     04/15/2025 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES60235     33233124     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/14/2025 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES60235     33233125     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID:  [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-11): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/11/2025 2 A A A A N/A N/A     A A   MD Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES60235     33233214     Compliance Compliance State Compliance State HPML (State HPML Disclosure) [redacted] Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) [redacted] Higher-Priced Mortgage Loan:  Borrower not provided with written disclosure of non-higher priced loans otherwise qualified for.         Buyer Comment (2025-04-15): Seller acknowledges exception, no change in grading
     04/15/2025 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES60235     33233215     Compliance Compliance State Compliance State HPML [redacted] HPML Threshold Test Non-Compliant [redacted] Higher-Priced Mortgage Loan: APR on subject loan of  [redacted] or Final Disclosure APR of  [redacted] is equal to or greater than the threshold of APOR  [redacted], or  [redacted].  Non-Compliant Higher Priced Loan.         Buyer Comment (2025-04-15): Seller acknowledges exception, no change in grading
     04/15/2025 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES60248     33233485     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/14/2025 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES60248     33233486     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID:  [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-11): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/11/2025 2 A A A A N/A N/A     A A   MD Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES60248     33233502     Compliance Compliance State Compliance State HPML (State HPML Disclosure) [redacted] Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) [redacted] Higher-Priced Mortgage Loan:  Borrower not provided with written disclosure of non-higher priced loans otherwise qualified for.         Buyer Comment (2025-04-15): seller accepts; no change to grading.
     04/15/2025 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES60248     33233503     Compliance Compliance State Compliance State HPML [redacted] HPML Threshold Test Non-Compliant [redacted] Higher-Priced Mortgage Loan: APR on subject loan of  [redacted] or Final Disclosure APR of  [redacted] is equal to or greater than the threshold of APOR  [redacted], or  [redacted].  Non-Compliant Higher Priced Loan.         Buyer Comment (2025-04-15): seller accepts; no change to grading.
     04/15/2025 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES60258     33233461     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/14/2025 2 A A A A A A A A A A   SC Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60258     33233462     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  [redacted] provided. The supporting secondary valuation is missing. Sec ID:  [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-11): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/11/2025 3 D D A A N/A N/A     D D   SC Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60263     33233280     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/14/2025 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES60263     33233281     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID:  [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-11): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/11/2025 2 A A A A N/A N/A     A A   MD Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES60263     33233308     Compliance Compliance State Compliance State HPML (State HPML Disclosure) [redacted] Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) [redacted] Higher-Priced Mortgage Loan:  Borrower not provided with written disclosure of non-higher priced loans otherwise qualified for.         Buyer Comment (2025-04-15): Seller acknowledges exception, no change to grading.
     04/15/2025 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES60263     33233309     Compliance Compliance State Compliance State HPML [redacted] HPML Threshold Test Non-Compliant [redacted] Higher-Priced Mortgage Loan: APR on subject loan of  [redacted] or Final Disclosure APR of  [redacted] is equal to or greater than the threshold of APOR  [redacted], or  [redacted].  Non-Compliant Higher Priced Loan.         Buyer Comment (2025-04-15): Seller acknowledges exception, no change to grading.
     04/15/2025 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES60274     33234358     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/14/2025 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   D D A A B B D D Non QM Non QM No
[REDACTED] RCKT2025CES60274     33234388     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID:  [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-11): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/11/2025 3 D D A A N/A N/A     D D   MD Primary Refinance - Cash-out - Other   D D A A B B D D Non QM Non QM No
[REDACTED] RCKT2025CES60274     33234775     Compliance Compliance State Compliance State HPML (State HPML Disclosure) [redacted] Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) [redacted] Higher-Priced Mortgage Loan:  Borrower not provided with written disclosure of non-higher priced loans otherwise qualified for.         Buyer Comment (2025-04-15): Seller acknowledges the exception, no change to grading.
     04/15/2025 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   D D A A B B D D Non QM Non QM No
[REDACTED] RCKT2025CES60274     33234778     Compliance Compliance State Compliance State HPML [redacted] HPML Threshold Test Non-Compliant [redacted] Higher-Priced Mortgage Loan: APR on subject loan of  [redacted] or Final Disclosure APR of  [redacted] is equal to or greater than the threshold of APOR  [redacted], or  [redacted].  Non-Compliant Higher Priced Loan.         Buyer Comment (2025-04-15): Seller acknowledges the exception, no change to grading.
     04/15/2025 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   D D A A B B D D Non QM Non QM No
[REDACTED] RCKT2025CES60278     33233555     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/14/2025 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES60278     33233595     Compliance Compliance State Compliance State HPML (State HPML Disclosure) [redacted] Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) [redacted] Higher-Priced Mortgage Loan:  Borrower not provided with written disclosure of non-higher priced loans otherwise qualified for.         Buyer Comment (2025-04-15): Seller acknowledges the exception, no change to grading.
     04/15/2025 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES60278     33233596     Compliance Compliance State Compliance State HPML [redacted] HPML Threshold Test Non-Compliant [redacted] Higher-Priced Mortgage Loan: APR on subject loan of  [redacted] or Final Disclosure APR of  [redacted] is equal to or greater than the threshold of APOR  [redacted], or  [redacted].  Non-Compliant Higher Priced Loan.         Buyer Comment (2025-04-15): Seller acknowledges the exception, no change to grading.
     04/15/2025 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES60278     33442145     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-12): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/12/2025 2   A   A   N/A       A   MD Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES60280     33233439     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/14/2025 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   D D C A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60280     33233440     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  [redacted] provided. The supporting secondary valuation is missing. Sec ID:  [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-11): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/11/2025 3 D D A A N/A N/A     D D   MD Primary Refinance - Cash-out - Other   D D C A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60280     33233442     Credit Income / Employment Income Documentation Missing Document  REO Documents are missing. - The file is missing the HOA documentation for this property. Please provide for review.       Reviewer Comment (2025-04-16): Received HOA verification document for subject property. Exception cleared


Buyer Comment (2025-04-15): Please see the attached HOA verification.
 04/16/2025     1 C A C A C A C A C A   MD Primary Refinance - Cash-out - Other   D D C A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60303     33242186     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/14/2025 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   B B B B B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60303     33242187     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-14): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/14/2025 2 A A A A N/A N/A     A A   MD Primary Refinance - Cash-out - Other   B B B B B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60303     33242226     Compliance Compliance State Compliance State HPML (State HPML Disclosure) [redacted] Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) [redacted] Higher-Priced Mortgage Loan:  Borrower not provided with written disclosure of non-higher priced loans otherwise qualified for.         Buyer Comment (2025-04-15): Seller acknowledges exception, no change to grading.
     04/15/2025 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   B B B B B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60303     33242227     Compliance Compliance State Compliance State HPML [redacted] HPML Threshold Test Non-Compliant [redacted] Higher-Priced Mortgage Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is equal to or greater than the threshold of APOR [redacted], or [redacted].  Non-Compliant Higher Priced Loan.         Buyer Comment (2025-04-15): Seller acknowledges exception, no change to grading.
     04/15/2025 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   B B B B B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60303     33242361     Credit Credit Miscellaneous Guideline Credit Exception:   The borrower closed with a Power of Attorney, not allowed per lender's guidelines. The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least [redacted]

The Loan to Value (LTV) on the loan is less than the guideline maximum by at least [redacted].

Borrower has owned the subject property for at least [redacted] years.		 Combined Loan to Value:[redacted]
Guideline Maximum Combined Loan to Value:[redacted]

Loan to Value:[redacted]
Guideline Maximum Loan to Value: [redacted]

Long term homeownership		 SitusAMC,Originator,Aggregator

SitusAMC

SitusAMC		 Reviewer Comment (2025-04-11): Lender Exception found in the file.  Client elects to waive with compensating factors.
     04/11/2025 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   B B B B B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60304     33233381     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/14/2025 2 A A A A A A A A A A   NY Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60304     33233383     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-11): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/11/2025 2 A A A A N/A N/A     A A   NY Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60306     33233178     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/14/2025 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES60306     33233243     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-11): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/11/2025 2 A A A A N/A N/A     A A   MD Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES60306     33233262     Compliance Compliance State Compliance State HPML (State HPML Disclosure) [redacted] Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) [redacted] Higher-Priced Mortgage Loan:  Borrower not provided with written disclosure of non-higher priced loans otherwise qualified for.         Buyer Comment (2025-04-15): Seller acknowledges exception, with no change in grading
     04/15/2025 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES60306     33233263     Compliance Compliance State Compliance State HPML [redacted] HPML Threshold Test Non-Compliant [redacted] Higher-Priced Mortgage Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is equal to or greater than the threshold of APOR [redacted] or [redacted].  Non-Compliant Higher Priced Loan.         Buyer Comment (2025-04-15): Seller acknowledges exception, no change in grading
     04/15/2025 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES60309     33233919     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/14/2025 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   D D A A B B D D Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES60309     33233935     Compliance Compliance State Compliance State HPML (State HPML Disclosure) [redacted] Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) [redacted] Higher-Priced Mortgage Loan:  Borrower not provided with written disclosure of non-higher priced loans otherwise qualified for.         Buyer Comment (2025-04-15): seller accepts; no change to grading.
     04/15/2025 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   D D A A B B D D Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES60309     33233936     Compliance Compliance State Compliance State HPML [redacted] HPML Threshold Test Non-Compliant [redacted] Higher-Priced Mortgage Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is equal to or greater than the threshold of APOR [redacted], or [redacted].  Non-Compliant Higher Priced Loan.         Buyer Comment (2025-04-15): seller accepts; no change to grading.
     04/15/2025 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   D D A A B B D D Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES60309     33243677     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. [redacted] was provided. Secondary valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-11): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/11/2025 3 D D A A N/A N/A     D D   MD Primary Refinance - Cash-out - Other   D D A A B B D D Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES60324     33234015     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/14/2025 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES60324     33234017     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-11): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/11/2025 2 A A A A N/A N/A     A A   MD Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES60324     33234061     Compliance Compliance State Compliance State HPML (State HPML Disclosure) [redacted] Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) [redacted] Higher-Priced Mortgage Loan:  Borrower not provided with written disclosure of non-higher priced loans otherwise qualified for.         Buyer Comment (2025-04-15): Seller acknowledges exception, no change to grading.
     04/15/2025 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES60324     33234062     Compliance Compliance State Compliance State HPML [redacted] HPML Threshold Test Non-Compliant [redacted] Higher-Priced Mortgage Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is equal to or greater than the threshold of APOR [redacted], or [redacted].  Non-Compliant Higher Priced Loan.         Buyer Comment (2025-04-15): Seller acknowledges exception, no change to grading.
     04/15/2025 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES60327     33242066     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/14/2025 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES60327     33242067     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-11): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/11/2025 2 A A A A N/A N/A     A A   MD Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES60327     33242114     Compliance Compliance State Compliance State HPML (State HPML Disclosure) [redacted] Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) [redacted] Higher-Priced Mortgage Loan:  Borrower not provided with written disclosure of non-higher priced loans otherwise qualified for.         Buyer Comment (2025-04-15): Seller acknowledges the exception, no change to grading.
     04/15/2025 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES60327     33242115     Compliance Compliance State Compliance State HPML [redacted] HPML Threshold Test Non-Compliant [redacted] Higher-Priced Mortgage Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is equal to or greater than the threshold of APOR [redacted], or [redacted].  Non-Compliant Higher Priced Loan.         Buyer Comment (2025-04-15): Seller acknowledges the exception, no change to grading.
     04/15/2025 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES60340     33234087     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/14/2025 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60340     33234088     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-11): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/11/2025 3 D D A A N/A N/A     D D   MD Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60371     33236715     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/14/2025 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60371     33236791     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-11): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/11/2025 3 D D A A N/A N/A     D D   MD Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60378     33233852     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/14/2025 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES60378     33233853     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-11): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/11/2025 2 A A A A N/A N/A     A A   MD Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES60378     33233900     Compliance Compliance State Compliance State HPML (State HPML Disclosure) [redacted] Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) [redacted] Higher-Priced Mortgage Loan:  Borrower not provided with written disclosure of non-higher priced loans otherwise qualified for.         Buyer Comment (2025-04-15): Seller acknowledges the exception, no change to grading.
     04/15/2025 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES60378     33233901     Compliance Compliance State Compliance State HPML [redacted] HPML Threshold Test Non-Compliant [redacted] Higher-Priced Mortgage Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is equal to or greater than the threshold of APOR [redacted], or [redacted].  Non-Compliant Higher Priced Loan.         Buyer Comment (2025-04-15): Seller acknowledges the exception, no change to grading.
     04/15/2025 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES60380     33242128     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/14/2025 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60380     33242130     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-11): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/11/2025 3 D D A A N/A N/A     D D   MD Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60395     33242193     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. [redacted] was provided. Secondary valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-14): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/14/2025 3 D D A A N/A N/A     D D   MD Primary Refinance - Cash-out - Other   D D C A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60395     33242194     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/14/2025 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   D D C A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60395     33243884     Credit Income / Employment Income Documentation Income / Employment Income Docs Missing: - The file is missing the [redacted] [redacted].       Reviewer Comment (2025-04-15): Received[redacted] for the year[redacted] for [redacted]. Exception cleared.


Buyer Comment (2025-04-15): Please see the attached [redacted].
 04/15/2025     1 C A C A C A C A C A   MD Primary Refinance - Cash-out - Other   D D C A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60406     33233735     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/14/2025 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60406     33233736     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-11): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/11/2025 3 D D A A N/A N/A     D D   MD Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60407     33242153     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/14/2025 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60407     33242156     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-11): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/11/2025 3 D D A A N/A N/A     D D   MD Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60423     33236090     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/14/2025 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES60423     33236091     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-11): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/11/2025 2 A A A A N/A N/A     A A   MD Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES60423     33237448     Compliance Compliance State Compliance State HPML (State HPML Disclosure) [redacted] Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) [redacted] Higher-Priced Mortgage Loan:  Borrower not provided with written disclosure of non-higher priced loans otherwise qualified for.         Buyer Comment (2025-04-15): Seller acknowledges exception, no change to grading.
     04/15/2025 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES60423     33237449     Compliance Compliance State Compliance State HPML [redacted] HPML Threshold Test Non-Compliant [redacted] Higher-Priced Mortgage Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is equal to or greater than the threshold of APOR [redacted], or [redacted].  Non-Compliant Higher Priced Loan.         Buyer Comment (2025-04-15): Seller acknowledges exception, no change to grading.
     04/15/2025 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES60426     33233959     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/14/2025 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   D D A A B B D D Non QM Non QM No
[REDACTED] RCKT2025CES60426     33233960     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. [redacted] from prior transaction was in file. Secondary valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-11): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/11/2025 3 D D A A N/A N/A D D D D   MD Primary Refinance - Cash-out - Other   D D A A B B D D Non QM Non QM No
[REDACTED] RCKT2025CES60426     33233995     Compliance Compliance State Compliance State HPML (State HPML Disclosure) [redacted] Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) [redacted] Higher-Priced Mortgage Loan:  Borrower not provided with written disclosure of non-higher priced loans otherwise qualified for.         Buyer Comment (2025-04-15): Seller acknowledges exception, no change in grading
     04/15/2025 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   D D A A B B D D Non QM Non QM No
[REDACTED] RCKT2025CES60426     33233996     Compliance Compliance State Compliance State HPML [redacted] HPML Threshold Test Non-Compliant [redacted] Higher-Priced Mortgage Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is equal to or greater than the threshold of APOR [redacted], or [redacted].  Non-Compliant Higher Priced Loan.         Buyer Comment (2025-04-15): Seller acknowledges exception, no change in grading
     04/15/2025 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   D D A A B B D D Non QM Non QM No
[REDACTED] RCKT2025CES60436     33234007     Compliance Compliance State Compliance State HPML (State HPML Disclosure) [redacted] Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) [redacted] Higher-Priced Mortgage Loan:  Borrower not provided with written disclosure of non-higher priced loans otherwise qualified for.         Buyer Comment (2025-04-15): seller accepts; no change to grading.
     04/15/2025 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES60436     33234008     Compliance Compliance State Compliance State HPML [redacted] HPML Threshold Test Non-Compliant [redacted] Higher-Priced Mortgage Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted]is equal to or greater than the threshold of APOR [redacted], or [redacted].  Non-Compliant Higher Priced Loan.         Buyer Comment (2025-04-15): seller accepts; no change to grading.
     04/15/2025 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES60436     33234010     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/14/2025 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES60436     33234037     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-11): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/11/2025 2 A A A A N/A N/A     A A   MD Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES60454     33241893     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/14/2025 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60454     33241894     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-14): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/14/2025 3 D D A A N/A N/A     D D   MD Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60461     33241908     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/14/2025 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   D D A A C A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60461     33241909     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-11): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/11/2025 3 D D A A N/A N/A     D D   MD Primary Refinance - Cash-out - Other   D D A A C A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60461     33241969     Compliance Compliance Federal Compliance ATR/QM Defect General QM Provision Income and Assets - [redacted] General QM:  Unable to verity income due to, [redacted] provided was dated more than [redacted] days prior to closing. The file was missing the borrower's [redacted] [redacted] and most recent year [redacted] (only a [redacted] from [redacted] was in the file). Please provide at minimum the year-end [redacted] [redacted] which will cover the most recent year [redacted] and [redacted] [redacted] requirement.       Reviewer Comment (2025-04-16): Year-end[redacted] provided, exception cleared.


Buyer Comment (2025-04-15): Please see the[redacted] year end [redacted], attached.
 04/16/2025     1 C A C A C A C A C A   MD Primary Refinance - Cash-out - Other   D D A A C A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60461     33241970     Compliance Compliance Federal Compliance ATR/QM Defect Check Loan Designation Match - QM Qualified Mortgage ([redacted] [redacted]): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Fail. Loan designation failure due to QM failure. This exception will be cleared when all QM related exceptions are cleared.       Reviewer Comment (2025-04-16): Year-end [redacted] provided, exception cleared.


Buyer Comment (2025-04-15): Please see the [redacted] year end [redacted], attached.
 04/16/2025     1 B A C A B A C A B A   MD Primary Refinance - Cash-out - Other Lender to provide updated ATR/QM status D D A A C A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[REDACTED] RCKT2025CES60484     33242158     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-11): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/11/2025 2 A A A A N/A N/A     A A   MD Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60484     33242159     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/14/2025 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60488     33234016     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-11): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/11/2025 3 D D A A N/A N/A     D D   MD Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60488     33234018     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/14/2025 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60499     33240169     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/14/2025 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES60499     33240276     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-11): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/11/2025 2 A A A A N/A N/A     A A   MD Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES60499     33241863     Compliance Compliance State Compliance State HPML (State HPML Disclosure) [redacted] Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) [redacted] Higher-Priced Mortgage Loan:  Borrower not provided with written disclosure of non-higher priced loans otherwise qualified for.         Buyer Comment (2025-04-15): Seller acknowledges the exception, no change to grading.
     04/15/2025 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES60499     33241864     Compliance Compliance State Compliance State HPML [redacted] HPML Threshold Test Non-Compliant [redacted] Higher-Priced Mortgage Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted]is equal to or greater than the threshold of APOR [redacted], or [redacted].  Non-Compliant Higher Priced Loan.         Buyer Comment (2025-04-15): Seller acknowledges the exception, no change to grading.
     04/15/2025 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES60509     33242006     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/14/2025 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES60509     33242007     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-14): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/14/2025 2 A A A A N/A N/A     A A   MD Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES60509     33245959     Compliance Compliance State Compliance State HPML (State HPML Disclosure) [redacted] Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) [redacted] Higher-Priced Mortgage Loan:  Borrower not provided with written disclosure of non-higher priced loans otherwise qualified for.         Buyer Comment (2025-04-15): Seller acknowledges the exception, no change to grading.
     04/15/2025 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES60509     33245960     Compliance Compliance State Compliance State HPML [redacted] HPML Threshold Test Non-Compliant [redacted] Higher-Priced Mortgage Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is equal to or greater than the threshold of APOR [redacted], or [redacted].  Non-Compliant Higher Priced Loan.         Buyer Comment (2025-04-15): Seller acknowledges the exception, no change to grading.
     04/15/2025 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES60515     33236084     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/14/2025 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60515     33236085     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing supporting secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-11): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/11/2025 3 D D A A N/A N/A     D D   MD Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60519     33242299     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/14/2025 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60519     33242301     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-11): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/11/2025 2 A A A A N/A N/A     A A   MD Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60519     33243991     Credit Income / Employment Income Documentation Income / Employment The [redacted] is required and was not found in file. - The file is missing the [redacted] obtained within [redacted] business days of closing.       Reviewer Comment (2025-04-17): Received Verbal [redacted] document. Exception Cleared.


Buyer Comment (2025-04-16): Please see the attached post close[redacted]. Loan is QM safe harbor.
 04/17/2025     1 C A C A C A C A C A   MD Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60524     33244419     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/15/2025 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60524     33244420     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-14): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/14/2025 3 D D A A N/A N/A     D D   MD Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60528     33242246     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/14/2025 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60528     33242247     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-11): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/11/2025 3 D D A A N/A N/A     D D   MD Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60530     33241920     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/14/2025 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60530     33241921     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-11): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/11/2025 3 D D A A N/A N/A     D D   MD Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60531     33242188     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-11): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/11/2025 3 D D A A N/A N/A     D D   MD Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60531     33242190     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/14/2025 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60543     33241985     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/14/2025 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES60543     33241986     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-11): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/11/2025 2 A A A A N/A N/A     A A   MD Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES60543     33242004     Compliance Compliance State Compliance State HPML (State HPML Disclosure) [redacted] Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) [redacted] Higher-Priced Mortgage Loan:  Borrower not provided with written disclosure of non-higher priced loans otherwise qualified for.         Buyer Comment (2025-04-15): Seller acknowledges exception, no change to grading.
     04/15/2025 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES60543     33242005     Compliance Compliance State Compliance State HPML [redacted] HPML Threshold Test Non-Compliant [redacted] Higher-Priced Mortgage Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is equal to or greater than the threshold of APOR [redacted], or [redacted].  Non-Compliant Higher Priced Loan.         Buyer Comment (2025-04-15): Seller acknowledges exception, no change to grading.
     04/15/2025 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES60545     33242269     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/14/2025 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60545     33242271     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. [redacted] from prior transaction was in file. Secondary valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-14): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/14/2025 3 D D A A N/A N/A D D D D   MD Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60554     33234079     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/14/2025 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES60554     33234080     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-11): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/11/2025 2 A A A A N/A N/A     A A   MD Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES60554     33234277     Compliance Compliance State Compliance State HPML (State HPML Disclosure) [redacted] Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) [redacted] Higher-Priced Mortgage Loan:  Borrower not provided with written disclosure of non-higher priced loans otherwise qualified for.         Buyer Comment (2025-04-15): Seller acknowledges exception, no change in grading
     04/15/2025 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES60554     33234278     Compliance Compliance State Compliance State HPML [redacted] HPML Threshold Test Non-Compliant [redacted] Higher-Priced Mortgage Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is equal to or greater than the threshold of APOR [redacted], or [redacted].  Non-Compliant Higher Priced Loan.         Buyer Comment (2025-04-15): Seller acknowledges exception, no change in grading
     04/15/2025 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES60555     33242344     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-11): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/11/2025 2 A A A A N/A N/A     A A   MD Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES60555     33242345     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/14/2025 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES60555     33242355     Compliance Compliance State Compliance State HPML (State HPML Disclosure) [redacted] Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) [redacted] Higher-Priced Mortgage Loan:  Borrower not provided with written disclosure of non-higher priced loans otherwise qualified for.         Buyer Comment (2025-04-15): seller accepts; no change to grading.
     04/15/2025 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES60555     33242356     Compliance Compliance State Compliance State HPML [redacted] HPML Threshold Test Non-Compliant [redacted] Higher-Priced Mortgage Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is equal to or greater than the threshold of APOR [redacted], or [redacted].  Non-Compliant Higher Priced Loan.         Buyer Comment (2025-04-15): seller accepts; no change to grading.
     04/15/2025 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES60558     33244485     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/14/2025 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60558     33244486     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-12): Seller acknowledges exception, secondary valuation not required per product guidelines.


Reviewer Comment (2025-04-11): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/12/2025 3 D D A A N/A N/A     D D   MD Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60562     33243728     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/14/2025 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60562     33243730     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-11): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/11/2025 3 D D A A N/A N/A     D D   MD Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60563     33244530     Compliance Compliance State Compliance State HPML (State HPML Disclosure) [redacted] Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) [redacted] Higher-Priced Mortgage Loan:  Borrower not provided with written disclosure of non-higher priced loans otherwise qualified for.         Buyer Comment (2025-04-15): Seller acknowledges exception, no change to grading.
     04/15/2025 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES60563     33244531     Compliance Compliance State Compliance State HPML [redacted] HPML Threshold Test Non-Compliant [redacted] Higher-Priced Mortgage Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is equal to or greater than the threshold of APOR [redacted], or [redacted].  Non-Compliant Higher Priced Loan.         Buyer Comment (2025-04-15): Seller acknowledges exception, no change to grading.
     04/15/2025 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES60563     33244548     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/14/2025 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES60563     33244550     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-12): Seller acknowledges exception, secondary valuation not required per product guidelines.


Reviewer Comment (2025-04-11): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/12/2025 2 A A A A N/A N/A     A A   MD Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES60580     33242172     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/14/2025 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   D D C A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60580     33242173     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ .       Reviewer Comment (2025-04-11): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/11/2025 3 D D A A N/A N/A     D D   MD Primary Refinance - Cash-out - Other   D D C A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60580     33244907     Credit Income / Employment Income Documentation Income / Employment Income Docs Missing: -         Reviewer Comment (2025-04-16): Received current year [redacted] as well as previous year end[redacted]. Exception cleared.


Buyer Comment (2025-04-16): Please see the attached year end [redacted].


Reviewer Comment (2025-04-15): Please provide[redacted] for the year [redacted]
 or provide year end [redacted]for the year [redacted]. Exception remains.


Buyer Comment (2025-04-15): Please see the attached [redacted].
 04/16/2025     1 C A C A C A C A C A   MD Primary Refinance - Cash-out - Other   D D C A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60582     33242390     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/14/2025 2 A A A A A A A A A A   SC Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60582     33242395     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-11): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/11/2025 3 D D A A N/A N/A     D D   SC Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60590     33234066     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/14/2025 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES60590     33234069     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-12): Seller acknowledges exception, secondary valuation not required per product guidelines.


Reviewer Comment (2025-04-11): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/12/2025 2 A A A A N/A N/A     A A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES60608     33244964     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/15/2025 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60608     33244965     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-14): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/14/2025 3 D D A A N/A N/A     D D   MD Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60613     33242070     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/15/2025 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60613     33242080     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing supporting secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-14): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/14/2025 3 D D A A N/A N/A     D D   MD Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60629     33244911     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/14/2025 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60629     33244912     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-11): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/11/2025 3 D D A A N/A N/A     D D   MD Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60631     33244204     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/14/2025 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60631     33244205     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-11): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/11/2025 3 D D A A N/A N/A     D D   MD Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60632     33243426     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/14/2025 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60632     33243427     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-11): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/11/2025 3 D D A A N/A N/A     D D   MD Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60633     33242177     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/14/2025 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES60633     33242179     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-12): Seller acknowledges exception, secondary valuation not required per product guidelines.


Reviewer Comment (2025-04-11): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/12/2025 2 A A A A N/A N/A     A A   MD Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES60633     33242213     Compliance Compliance State Compliance State HPML (State HPML Disclosure) [redacted] Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) [redacted] Higher-Priced Mortgage Loan:  Borrower not provided with written disclosure of non-higher priced loans otherwise qualified for.         Buyer Comment (2025-04-15): Seller acknowledges the exception, no change to grading.
     04/15/2025 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES60633     33242214     Compliance Compliance State Compliance State HPML [redacted] HPML Threshold Test Non-Compliant [redacted] Higher-Priced Mortgage Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is equal to or greater than the threshold of APOR [redacted], or [redacted].  Non-Compliant Higher Priced Loan.         Buyer Comment (2025-04-15): Seller acknowledges the exception, no change to grading.
     04/15/2025 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES60640     33245011     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/15/2025 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60640     33245012     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-14): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/14/2025 3 D D A A N/A N/A     D D   MD Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60651     33244977     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/14/2025 2 A A A A A A A A A A   CO Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60651     33244978     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-14): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/14/2025 3 D D A A N/A N/A     D D   CO Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60665     33244933     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/14/2025 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60665     33244936     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-14): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/14/2025 3 D D A A N/A N/A     D D   MD Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60666     33244655     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/14/2025 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60666     33244656     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-14): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/14/2025 3 D D A A N/A N/A     D D   MD Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60676     33244850     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/14/2025 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   D D A A A A D D Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES60676     33244857     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. [redacted] was provided. Secondary valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-14): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/14/2025 3 D D A A N/A N/A     D D   FL Primary Refinance - Cash-out - Other   D D A A A A D D Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES60684     33245051     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/14/2025 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60684     33245052     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-14): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/14/2025 3 D D A A N/A N/A     D D   MD Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60690     33244995     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/14/2025 2 A A A A A A A A A A   PA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES60690     33244996     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-14): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/14/2025 2 A A A A N/A N/A     A A   PA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES60697     33245018     Compliance Compliance State Compliance Misc. State Level [redacted]Cash-out Loan (The lender/Assignee cannot conclusively rely on the Value on the Acknowledgement of Fair Market Value as the loan file does not contain an Appraisal) [redacted] Constitution Section [redacted]: The lender/Assignee cannot conclusively rely on the Value on Acknowledgement of Fair Market Value.  Test performed using stated value or other valuation method in file other than appraisal.               04/14/2025 2 A A A A A A A A A A   TX Primary Refinance - Cash-out - Other   D D C A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60697     33245020     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/14/2025 2 A A A A A A A A A A   TX Primary Refinance - Cash-out - Other   D D C A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60697     33245021     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-14): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/14/2025 3 D D A A N/A N/A     D D   TX Primary Refinance - Cash-out - Other   D D C A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60697     33247922     Credit Income / Employment Income Documentation Missing Document  REO Documents are missing. - ___ Verification of HOA dues for the subject property was missing from the file. Please provide for review.       Reviewer Comment (2025-04-16): Received HOA verification document for the subject property. Exception cleared


Buyer Comment (2025-04-15): Please see attached, zillow report confirming there are no HOA dues on this property. The escrow was left slightly elevated in order to give a more conservative estimate of DTI.
 04/16/2025     1 C A C A C A C A C A   TX Primary Refinance - Cash-out - Other   D D C A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60699     33242232     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-12): Seller acknowledges exception, secondary valuation not required per product guidelines.


Reviewer Comment (2025-04-11): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/12/2025 2 A A A A N/A N/A     A A   TX Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES60699     33242235     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/14/2025 2 A A A A A A A A A A   TX Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES60716     33245185     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/14/2025 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60716     33245186     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-14): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/14/2025 3 D D A A N/A N/A     D D   MD Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60718     33248820     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/14/2025 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES60718     33248822     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-14): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/14/2025 2 A A A A N/A N/A     A A   MD Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES60718     33248864     Compliance Compliance State Compliance State HPML (State HPML Disclosure) [redacted] Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) [redacted] Higher-Priced Mortgage Loan:  Borrower not provided with written disclosure of non-higher priced loans otherwise qualified for.         Buyer Comment (2025-04-15): Seller acknowledges exception, no change in grading
     04/15/2025 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES60718     33248865     Compliance Compliance State Compliance State HPML [redacted] HPML Threshold Test Non-Compliant [redacted] Higher-Priced Mortgage Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is equal to or greater than the threshold of APOR [redacted], or [redacted].  Non-Compliant Higher Priced Loan.         Buyer Comment (2025-04-15): Seller acknowledges exception, no change in grading
     04/15/2025 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES60722     33241150     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/14/2025 2 A A A A A A A A A A   IN Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60722     33241217     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-11): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/11/2025 3 D D A A N/A N/A     D D   IN Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60738     33245040     Compliance Compliance State Compliance State HPML (State HPML Disclosure) [redacted] Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) [redacted] Higher-Priced Mortgage Loan:  Borrower not provided with written disclosure of non-higher priced loans otherwise qualified for.         Buyer Comment (2025-04-16): seller accepts; no change to grading.
     04/16/2025 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES60738     33245041     Compliance Compliance State Compliance State HPML [redacted] HPML Threshold Test Non-Compliant [redacted] Higher-Priced Mortgage Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is equal to or greater than the threshold of APOR [redacted], or [redacted].  Non-Compliant Higher Priced Loan.         Buyer Comment (2025-04-16): seller accepts; no change to grading.
     04/16/2025 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES60738     33245042     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/15/2025 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES60738     33245043     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-14): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/14/2025 2 A A A A N/A N/A     A A   MD Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES60742     33245282     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/14/2025 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60742     33245283     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-14): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/14/2025 3 D D A A N/A N/A     D D   MD Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60747     33246966     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/15/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60747     33246968     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes       Reviewer Comment (2025-04-14): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/14/2025 3 D D A A N/A N/A     D D   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60756     33247470     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/14/2025 2 A A A A A A A A A A   CO Primary Refinance - Cash-out - Other   D D A A A A D D Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES60756     33247474     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. [redacted] was provided. Secondary valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-14): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/14/2025 3 D D A A N/A N/A     D D   CO Primary Refinance - Cash-out - Other   D D A A A A D D Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES60757     33245024     Compliance Compliance State Compliance State HPML (State HPML Disclosure) [redacted] Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) [redacted] Higher-Priced Mortgage Loan:  Borrower not provided with written disclosure of non-higher priced loans otherwise qualified for.         Buyer Comment (2025-04-15): seller accepts; no change to grading.
     04/15/2025 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES60757     33245025     Compliance Compliance State Compliance State HPML [redacted] HPML Threshold Test Non-Compliant [redacted] Higher-Priced Mortgage Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is equal to or greater than the threshold of APOR [redacted], or [redacted].  Non-Compliant Higher Priced Loan.         Buyer Comment (2025-04-15): seller accepts; no change to grading.
     04/15/2025 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES60757     33245027     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/14/2025 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES60757     33245030     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-14): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/14/2025 2 A A A A N/A N/A     A A   MD Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES60759     33246185     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/14/2025 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES60759     33246186     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-14): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/14/2025 2 A A A A N/A N/A     A A   MD Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES60759     33246918     Compliance Compliance State Compliance State HPML (State HPML Disclosure) [redacted] Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) [redacted] Higher-Priced Mortgage Loan:  Borrower not provided with written disclosure of non-higher priced loans otherwise qualified for.         Buyer Comment (2025-04-15): Seller acknowledges exception, no change to grading.
     04/15/2025 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES60759     33246919     Compliance Compliance State Compliance State HPML [redacted] HPML Threshold Test Non-Compliant [redacted] Higher-Priced Mortgage Loan: APR on subject loan of[redacted] or Final Disclosure APR of [redacted] is equal to or greater than the threshold of APOR [redacted], or [redacted].  Non-Compliant Higher Priced Loan.         Buyer Comment (2025-04-15): Seller acknowledges exception, no change to grading.
     04/15/2025 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES60772     33246394     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/15/2025 2 A A A A A A A A A A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60772     33246395     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-14): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/14/2025 2 A A A A N/A N/A     A A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60776     33246227     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/15/2025 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES60776     33246231     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-14): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/14/2025 2 A A A A N/A N/A     A A   MD Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES60776     33246278     Compliance Compliance State Compliance State HPML (State HPML Disclosure) [redacted] Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) [redacted] Higher-Priced Mortgage Loan:  Borrower not provided with written disclosure of non-higher priced loans otherwise qualified for.         Buyer Comment (2025-04-16): Seller acknowledges exception, no change to grading.
     04/16/2025 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES60776     33246279     Compliance Compliance State Compliance State HPML [redacted] HPML Threshold Test Non-Compliant [redacted] Higher-Priced Mortgage Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is equal to or greater than the threshold of APOR [redacted], or [redacted].  Non-Compliant Higher Priced Loan.         Buyer Comment (2025-04-16): Seller acknowledges exception, no change to grading.
     04/16/2025 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES60785     33247531     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/15/2025 2 A A A A A A A A A A   RI Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES60785     33247533     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-14): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/14/2025 2 A A A A N/A N/A     A A   RI Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES60802     33246287     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-14): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/14/2025 3 D D A A N/A N/A     D D   TN Second Home Refinance - Cash-out - Other   D D A A A A D D Non QM Non QM No
[REDACTED] RCKT2025CES60802     33246289     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/15/2025 2 A A A A A A A A A A   TN Second Home Refinance - Cash-out - Other   D D A A A A D D Non QM Non QM No
[REDACTED] RCKT2025CES60805     33247043     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/15/2025 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   D D A A B B D D Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES60805     33247045     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-14): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/14/2025 3 D D A A N/A N/A     D D   MD Primary Refinance - Cash-out - Other   D D A A B B D D Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES60805     33247152     Compliance Compliance State Compliance State HPML (State HPML Disclosure) [redacted] Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) [redacted] Higher-Priced Mortgage Loan:  Borrower not provided with written disclosure of non-higher priced loans otherwise qualified for.         Buyer Comment (2025-04-16): Seller acknowledges exception, no change to grading.
     04/16/2025 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   D D A A B B D D Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES60805     33247153     Compliance Compliance State Compliance State HPML [redacted] HPML Threshold Test Non-Compliant [redacted] Higher-Priced Mortgage Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is equal to or greater than the threshold of APOR [redacted], or [redacted].  Non-Compliant Higher Priced Loan.         Buyer Comment (2025-04-16): Seller acknowledges exception, no change to grading.
     04/16/2025 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   D D A A B B D D Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES60807     33245896     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/15/2025 2 A A A A A A A A A A   NJ Primary Refinance - Cash-out - Other   C A C A C A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60807     33245897     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-14): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/14/2025 2 A A A A N/A N/A     A A   NJ Primary Refinance - Cash-out - Other   C A C A C A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60807     33245938     Credit Income / Employment Income Documentation Income / Employment Income Docs Missing: - The file is missing the [redacted] obtained within [redacted] days of closing.       Reviewer Comment (2025-04-18): Lender provided updated [redacted]removing [redacted] income from qualification. Verification no longer required.  Exception cleared.


Reviewer Comment (2025-04-18): Lender used to qualify the business income, please provide third party verification within [redacted]
 business days of the note date. Exception Remains


Buyer Comment (2025-04-17): Please see attached updated [redacted] and [redacted] removing this income. Please review to clear this condition as the [redacted] is no longer needed.


Buyer Comment (2025-04-17): Please see attached updated[redacted] and [redacted] removing this income. Please review to clear this condition as the [redacted]is no longer needed.


Reviewer Comment (2025-04-17): Lender used to qualify the business income, please provide third party verification within [redacted] business days of the note date. Exception Remains


Buyer Comment (2025-04-16): No income was used to qualify for this business and as a result no [redacted] is required. Please review to cancel this exception.
 04/18/2025     1 C A C A C A C A C A   NJ Primary Refinance - Cash-out - Other   C A C A C A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60807     33245993     Compliance Compliance Federal Compliance ATR/QM Defect General [redacted] Provision Employment - [redacted] General QM: Unable to verify current [redacted] status using reasonably reliable [redacted] records. The file was missing the [redacted] for the borrower's [redacted]. Please provide evidence of the [redacted] obtained within [redacted] days of the Note date for review.       Reviewer Comment (2025-04-18): Lender provided updated [redacted]& [redacted]removing [redacted] income from qualification. Verification no longer required.  Exception cleared.


Reviewer Comment (2025-04-18): Lender used to qualify the business income, please provide third party verification within [redacted] business days of the note date. Exception Remains


Buyer Comment (2025-04-17): Please see attached updated[redacted] and [redacted] removing this income. Please review to clear this condition as the[redacted] is no longer needed.


Reviewer Comment (2025-04-17): Lender used to qualify the business income, please provide third party verification within [redacted] business days of the note date. Exception Remains


Buyer Comment (2025-04-16): No income was used to qualify for this business and as a result no [redacted] is required. Please review to cancel this exception.
 04/18/2025     1 C A C A C A C A C A   NJ Primary Refinance - Cash-out - Other   C A C A C A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60807     33245996     Compliance Compliance Federal Compliance ATR/QM Defect Check Loan Designation Match - [redacted] Qualified Mortgage ([redacted] [redacted]): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Fail. Loan designation failure due to QM failure. This exception will be cleared when all QM related exceptions are cleared.       Reviewer Comment (2025-04-18): Lender provided updated [redacted] & [redacted]removing [redacted] income from qualification. Verification no longer required.  Exception cleared.


Reviewer Comment (2025-04-18): Lender used to qualify the business income, please provide third party verification within [redacted] business days of the note date. Exception Remains


Buyer Comment (2025-04-17): Please see attached updated [redacted] and [redacted]
 removing this income. Please review to clear this condition as the [redacted]E is no longer needed.


Reviewer Comment (2025-04-17): Lender used to qualify the business income, please provide third party verification within [redacted] business days of the note date. Exception Remains


Buyer Comment (2025-04-16): No income was used to qualify for this business and as a result no[redacted] is required. Please review to cancel this exception.
 04/18/2025     1 B A C A B A C A B A   NJ Primary Refinance - Cash-out - Other Lender to provide updated ATR/QM status C A C A C A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[REDACTED] RCKT2025CES60814     33246067     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/15/2025 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60814     33246068     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-14): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/14/2025 3 D D A A N/A N/A     D D   MD Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60815     33245207     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/15/2025 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60815     33245215     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-14): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/14/2025 3 D D A A N/A N/A     D D   MD Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60820     33247325     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/15/2025 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60820     33247326     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-14): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/14/2025 3 D D A A N/A N/A     D D   MD Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60822     33247282     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/15/2025 2 A A A A A A A A A A   MI Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60822     33247311     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-14): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/14/2025 3 D D A A N/A N/A     D D   MI Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60825     33246651     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/15/2025 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES60825     33246653     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-14): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/14/2025 2 A A A A N/A N/A     A A   MD Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES60825     33246753     Compliance Compliance State Compliance State HPML (State HPML Disclosure) [redacted] Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) [redacted] Higher-Priced Mortgage Loan:  Borrower not provided with written disclosure of non-higher priced loans otherwise qualified for.         Buyer Comment (2025-04-16): Seller acknowledges. No change to grading.
     04/16/2025 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES60825     33246754     Compliance Compliance State Compliance State HPML [redacted] HPML Threshold Test Non-Compliant [redacted] Higher-Priced Mortgage Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is equal to or greater than the threshold of APOR [redacted], or [redacted].  Non-Compliant Higher Priced Loan.         Buyer Comment (2025-04-16): Seller acknowledges. No change to grading.
     04/16/2025 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES60834     33247123     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/15/2025 2 A A A A A A A A A A   VA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES60834     33247125     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-14): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/14/2025 2 A A A A N/A N/A     A A   VA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES60841     33247854     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/15/2025 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60841     33247856     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-14): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/14/2025 3 D D A A N/A N/A     D D   MD Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60847     33247136     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/15/2025 2 A A A A A A A A A A   SC Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES60847     33247138     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-14): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/14/2025 2 A A A A N/A N/A     A A   SC Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES60860     33247709     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/15/2025 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   D D A A B B D D Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES60860     33247711     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the supporting secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-14): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/14/2025 3 D D A A N/A N/A     D D   MD Primary Refinance - Cash-out - Other   D D A A B B D D Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES60860     33247744     Compliance Compliance State Compliance State HPML (State HPML Disclosure) [redacted] Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) [redacted] Higher-Priced Mortgage Loan:  Borrower not provided with written disclosure of non-higher priced loans otherwise qualified for.         Buyer Comment (2025-04-16): Seller acknowledges exception, no change to grading.
     04/16/2025 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   D D A A B B D D Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES60860     33247745     Compliance Compliance State Compliance State HPML [redacted] HPML Threshold Test Non-Compliant [redacted] Higher-Priced Mortgage Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is equal to or greater than the threshold of APOR [redacted], or [redacted].  Non-Compliant Higher Priced Loan.         Buyer Comment (2025-04-16): Seller acknowledges exception, no change to grading.
     04/16/2025 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   D D A A B B D D Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES60884     33247674     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/15/2025 2 A A A A A A A A A A   NY Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60884     33247675     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-14): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/14/2025 2 A A A A N/A N/A     A A   NY Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60891     33248880     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/15/2025 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   D D A A B B D D Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES60891     33248881     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the supporting secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-14): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/14/2025 3 D D A A N/A N/A     D D   MD Primary Refinance - Cash-out - Other   D D A A B B D D Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES60891     33248939     Compliance Compliance State Compliance State HPML (State HPML Disclosure) [redacted] Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) [redacted] Higher-Priced Mortgage Loan:  Borrower not provided with written disclosure of non-higher priced loans otherwise qualified for.         Buyer Comment (2025-04-17): Seller acknowledges exception, no change in grading
     04/17/2025 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   D D A A B B D D Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES60891     33248940     Compliance Compliance State Compliance State HPML [redacted] HPML Threshold Test Non-Compliant [redacted] Higher-Priced Mortgage Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted]is equal to or greater than the threshold of APOR [redacted], or [redacted].  Non-Compliant Higher Priced Loan.         Buyer Comment (2025-04-17): Seller acknowledges exception, no change in grading
     04/17/2025 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   D D A A B B D D Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES60894     33247190     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/15/2025 2 A A A A A A A A A A   MS Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES60894     33247192     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-14): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/14/2025 2 A A A A N/A N/A     A A   MS Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES60900     33248436     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/15/2025 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES60900     33248522     Compliance Compliance State Compliance State HPML (State HPML Disclosure) [redacted] Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) [redacted] Higher-Priced Mortgage Loan:  Borrower not provided with written disclosure of non-higher priced loans otherwise qualified for.         Buyer Comment (2025-04-16): seller accepts; no change to grading.
     04/16/2025 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES60900     33248523     Compliance Compliance State Compliance State HPML [redacted] HPML [redacted] Non-Compliant [redacted] Higher-Priced Mortgage Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is equal to or greater than the threshold of APOR [redacted], or [redacted].  Non-Compliant Higher Priced Loan.         Buyer Comment (2025-04-16): seller accepts; no change to grading.
     04/16/2025 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES60900     33248912     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-14): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/14/2025 2 A A A A N/A N/A     A A   MD Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES60904     33247049     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/15/2025 2 A A A A A A A A A A   MO Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES60904     33247060     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-14): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/14/2025 2 A A A A N/A N/A     A A   MO Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES60911     33246933     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/15/2025 2 A A A A A A A A A A   SC Primary Refinance - Cash-out - Other   D D A A A A D D Non QM Non QM No
[REDACTED] RCKT2025CES60911     33246934     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-14): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/14/2025 3 D D A A N/A N/A     D D   SC Primary Refinance - Cash-out - Other   D D A A A A D D Non QM Non QM No
[REDACTED] RCKT2025CES60953     33247185     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/15/2025 2 A A A A A A A A A A   GA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60953     33247196     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-14): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/14/2025 3 D D A A N/A N/A     D D   GA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60965     33246953     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/15/2025 2 A A A A A A A A A A   OR Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES60965     33246954     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-14): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/14/2025 2 A A A A N/A N/A     A A   OR Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES60969     33248578     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/16/2025 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60969     33248582     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-14): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/14/2025 2 A A A A N/A N/A     A A   MD Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60979     33248951     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/16/2025 2 A A A A A A A A A A   WA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES60979     33248952     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-14): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/14/2025 2 A A A A N/A N/A     A A   WA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES60988     33247752     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/16/2025 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   D D C A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60988     33247753     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-14): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/14/2025 3 D D A A N/A N/A     D D   MD Primary Refinance - Cash-out - Other   D D C A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60988     33247794     Credit Income / Employment Income Documentation Income / Employment [redacted] is not within [redacted] days of the Note. - The file is missing the [redacted] obtained within [redacted] days of closing       Reviewer Comment (2025-04-22): [redacted] provided dated post close, which is acceptable for QM loans.  Exception cleared.


Buyer Comment (2025-04-21): Please see attached [redacted].
 04/22/2025     1 C A C A C A C A C A   MD Primary Refinance - Cash-out - Other   D D C A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61037     33247285     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/16/2025 2 A A A A A A A A A A   PA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES61037     33247287     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-15): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/15/2025 2 A A A A N/A N/A     A A   PA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES61049     33247232     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/16/2025 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   D D C A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61049     33247238     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-14): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/14/2025 3 D D A A N/A N/A     D D   MD Primary Refinance - Cash-out - Other   D D C A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61049     33247244     Credit Income / Employment Income Documentation Income / Employment Income Docs Missing: - The file is missing the borrower's [redacted]. Please provide for review.       Reviewer Comment (2025-04-17): Received borrower [redacted] for the year [redacted]. Exception cleared.


Buyer Comment (2025-04-17): Please see attached.
 04/17/2025     1 C A C A C A C A C A   MD Primary Refinance - Cash-out - Other   D D C A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61063     33246935     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID[redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-14): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/14/2025 2 A A A A N/A N/A     A A   NV Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES61063     33246936     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/16/2025 2 A A A A A A A A A A   NV Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES61073     33246931     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/16/2025 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61073     33246932     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID[redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-14): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/14/2025 3 D D A A N/A N/A     D D   MD Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61084     33247597     Compliance Compliance State Compliance Compliance [redacted] Day RNY has been discontinued effective [redacted].  Average Prime Offer Rate (APOR) used in lieu of RNY effective[redacted] pursuant to [redacted] guidance.           Reviewer Comment (2025-04-14): Seller acknowledges the exception. This exception is for informational purposes only and does not impact grading.
     04/14/2025 1 A A A A A A A A A A   NC Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61084     33247852     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/16/2025 2 A A A A A A A A A A   NC Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61084     33247853     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID[redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-14): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/14/2025 3 D D A A N/A N/A     D D   NC Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61085     33247562     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/16/2025 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61085     33247563     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID[redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-14): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/14/2025 3 D D A A N/A N/A     D D   MD Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61093     33247626     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/16/2025 2 A A A A A A A A A A   OH Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES61093     33247628     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID[redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-14): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/14/2025 2 A A A A N/A N/A     A A   OH Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES61095     33246713     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/16/2025 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61095     33246716     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID[redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-14): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/14/2025 2 A A A A N/A N/A     A A   MD Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61100     33247881     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/16/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   D D A A A A D D Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES61100     33247882     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID[redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-14): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/14/2025 3 D D A A N/A N/A     D D   CA Primary Refinance - Cash-out - Other   D D A A A A D D Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES61104     33246772     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/16/2025 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61104     33246779     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID[redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-14): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/14/2025 3 D D A A N/A N/A     D D   MD Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61110     33248630     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/16/2025 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61110     33248635     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID[redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-14): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/14/2025 3 D D A A N/A N/A     D D   MD Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61124     33246804     Compliance Compliance State Compliance State HPML (State HPML Disclosure) [redacted] Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) [redacted] Higher-Priced Mortgage Loan:  Borrower not provided with written disclosure of non-higher priced loans otherwise qualified for.         Buyer Comment (2025-04-17): Seller acknowledges exception, no change to grading.
     04/17/2025 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES61124     33246805     Compliance Compliance State Compliance State HPML [redacted] HPML Threshold Test Non-Compliant [redacted] Higher-Priced Mortgage Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is equal to or greater than the threshold of APOR[redacted].  Non-Compliant Higher Priced Loan.         Buyer Comment (2025-04-17): Seller acknowledges exception, no change to grading.
     04/17/2025 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES61124     33246813     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/16/2025 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES61124     33246816     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-14): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/14/2025 2 A A A A N/A N/A     A A   MD Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES61138     33246927     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/16/2025 2 A A A A A A A A A A   KS Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61138     33246928     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID[redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-14): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/14/2025 3 D D A A N/A N/A     D D   KS Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61141     33247022     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/16/2025 2 A A A A A A A A A A   NM Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES61141     33247024     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID[redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-14): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/14/2025 2 A A A A N/A N/A     A A   NM Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES61142     33248499     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/16/2025 2 A A A A A A A A A A   WY Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES61142     33249563     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID[redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-14): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/14/2025 2 A A A A N/A N/A     A A   WY Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES61143     33248506     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/16/2025 2 A A A A A A A A A A   TN Primary Refinance - Cash-out - Other   D D A A A A D D Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES61143     33248510     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID[redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-14): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/14/2025 3 D D A A N/A N/A     D D   TN Primary Refinance - Cash-out - Other   D D A A A A D D Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES61148     33246881     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/16/2025 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES61148     33246882     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID[redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-14): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/14/2025 2 A A A A N/A N/A     A A   MD Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES61148     33246899     Compliance Compliance State Compliance State HPML (State HPML Disclosure) [redacted] Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) [redacted] Higher-Priced Mortgage Loan:  Borrower not provided with written disclosure of non-higher priced loans otherwise qualified for.         Buyer Comment (2025-04-17): Seller acknowledges the exception, no change to grading.
     04/17/2025 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES61148     33246900     Compliance Compliance State Compliance State HPML [redacted] HPML Threshold Test Non-Compliant [redacted] Higher-Priced Mortgage Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is equal to or greater than the threshold of APOR [redacted].  Non-Compliant Higher Priced Loan.         Buyer Comment (2025-04-17): Seller acknowledges the exception, no change to grading.
     04/17/2025 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES61149     33247589     Credit Income / Employment Income Documentation Income / Employment Income Docs Missing: - ___ The file is missing the [redacted]) Please provide for review.       Reviewer Comment (2025-04-18): Received[redacted] from employer verified borrower has started work on[redacted]. Exception cleared


Buyer Comment (2025-04-17): Please clear this exception as there is no [redacted]. Please review pg[redacted] which contains a letter from [redacted] and states "his hire date was [redacted] although he did not begin work until [redacted]".
 04/18/2025     1 C A C A C A C A C A   IL Primary Refinance - Cash-out - Other   C A C A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES61149     33247591     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID[redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-14): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/14/2025 2 A A A A N/A N/A     A A   IL Primary Refinance - Cash-out - Other   C A C A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES61149     33247592     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/16/2025 2 A A A A A A A A A A   IL Primary Refinance - Cash-out - Other   C A C A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES61180     33246901     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID[redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-14): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/14/2025 3 D D A A N/A N/A     D D   MD Primary Refinance - Cash-out - Other   D D A A B B D D Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES61180     33246905     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/16/2025 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   D D A A B B D D Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES61180     33246922     Compliance Compliance State Compliance State HPML (State HPML Disclosure) [redacted] Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) [redacted] Higher-Priced Mortgage Loan:  Borrower not provided with written disclosure of non-higher priced loans otherwise qualified for.         Buyer Comment (2025-04-17): Seller acknowledges exception, no change to grading.
     04/17/2025 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   D D A A B B D D Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES61180     33246923     Compliance Compliance State Compliance State HPML [redacted] HPML Threshold Test Non-Compliant [redacted] Higher-Priced Mortgage Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is equal to or greater than the threshold of APOR [redacted]  Non-Compliant Higher Priced Loan.         Buyer Comment (2025-04-17): Seller acknowledges exception, no change to grading.
     04/17/2025 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   D D A A B B D D Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES61207     33246958     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/17/2025 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61207     33246961     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID[redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-14): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/14/2025 3 D D A A N/A N/A     D D   MD Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61227     33246776     Compliance Compliance State Compliance State HPML (State HPML Disclosure) [redacted] Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) [redacted] Higher-Priced Mortgage Loan:  Borrower not provided with written disclosure of non-higher priced loans otherwise qualified for.         Buyer Comment (2025-04-18): Seller acknowledges exception, no change in grading
     04/18/2025 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES61227     33246777     Compliance Compliance State Compliance State HPML [redacted] HPML Threshold Test Non-Compliant [redacted] Higher-Priced Mortgage Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is equal to or greater than the threshold of APOR [redacted].  Non-Compliant Higher Priced Loan.         Buyer Comment (2025-04-18): Seller acknowledges exception, no change in grading
     04/18/2025 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES61227     33246788     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/17/2025 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES61227     33246789     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID[redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-14): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/14/2025 2 A A A A N/A N/A     A A   MD Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES61239     33248621     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/17/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61239     33248622     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID[redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-14): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/14/2025 3 D D A A N/A N/A     D D   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61243     33247963     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/17/2025 2 A A A A A A A A A A   TX Primary Refinance - Cash-out - Other   D D C A A A D D Non QM Non QM No
[REDACTED] RCKT2025CES61243     33247965     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID[redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-14): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/14/2025 3 D D A A N/A N/A     D D   TX Primary Refinance - Cash-out - Other   D D C A A A D D Non QM Non QM No
[REDACTED] RCKT2025CES61243     33249459     Credit Income / Employment Income Documentation Income / Employment Income Docs Missing: - The co-borrower's [redacted]is missing from the file.  Please provide a copy for review.       Reviewer Comment (2025-04-18): Received Co-borrower [redacted] for the year[redacted]. Exception cleared.


Buyer Comment (2025-04-18): [redacted]: please see the attachment.
 04/18/2025     1 C A C A C A C A C A   TX Primary Refinance - Cash-out - Other   D D C A A A D D Non QM Non QM No
[REDACTED] RCKT2025CES61243     33249466     Credit Income / Employment Income Documentation Missing Document  REO Documents are missing. - The file is missing the [redacted] documentation for this property. Please provide for review.       Reviewer Comment (2025-04-18): Received property history report  for REO property located at "[redacted]" . Exception cleared.


Buyer Comment (2025-04-18): Please see the attachment.
 04/18/2025     1 C A C A C A C A C A   TX Primary Refinance - Cash-out - Other   D D C A A A D D Non QM Non QM No
[REDACTED] RCKT2025CES61256     33247502     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/17/2025 2 A A A A A A A A A A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES61256     33249735     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID[redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-14): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/14/2025 2 A A A A N/A N/A     A A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES61273     33248339     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/17/2025 2 A A A A A A A A A A   TX Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES61273     33248445     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID[redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-14): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/14/2025 2 A A A A N/A N/A     A A   TX Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES61275     33246993     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/17/2025 2 A A A A A A A A A A   OK Primary Refinance - Cash-out - Other   D D A A B B D D Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES61275     33246995     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID[redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-14): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/14/2025 3 D D A A N/A N/A     D D   OK Primary Refinance - Cash-out - Other   D D A A B B D D Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES61275     33247032     Compliance Compliance State Compliance State HPML (State HPML) [redacted] Higher-Priced Mortgage Loan (APR Exceeds HPML Threshold) [redacted] Higher-Priced Mortgage Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is equal to or greater than the threshold of APOR [redacted].  Compliant Higher Priced Loan.         Buyer Comment (2025-04-18): Seller acknowledges the exception,  no change to grading.
     04/18/2025 2 B B B B B B B B B B   OK Primary Refinance - Cash-out - Other No obvious cure D D A A B B D D Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES61356     33246680     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/17/2025 2 A A A A A A A A A A   TX Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES61356     33246727     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID[redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-14): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/14/2025 2 A A A A N/A N/A     A A   TX Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES61361     33248565     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/17/2025 2 A A A A A A A A A A   PA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES61361     33248567     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided [redacted]and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-14): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/14/2025 2 A A A A N/A N/A     A A   PA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES61372     33246885     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/17/2025 2 A A A A A A A A A A   TX Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61372     33246890     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing supporting secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-14): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/14/2025 3 D D A A N/A N/A     D D   TX Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61372     33246903     Compliance Compliance State Compliance Misc. State Level [redacted]Cash-out Loan (The lender/Assignee cannot conclusively rely on the Value on the Acknowledgement of Fair Market Value as the loan file does not contain an Appraisal) [redacted] Constitution Section [redacted]: The [redacted] cannot conclusively rely on the Value on Acknowledgement of Fair Market Value.  Test performed using stated value or other valuation method in file other than appraisal.               04/17/2025 2 A A A A A A A A A A   TX Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61375     33247836     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/17/2025 2 A A A A A A A A A A   NE Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES61375     33247837     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-14): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/14/2025 2 A A A A N/A N/A     A A   NE Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES61375     33247859     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC) [redacted]: [redacted] was not executed on the proper Model Form for a refinancing by the same creditor. The [redacted] form was used, the [redacted] form should have been used.         Buyer Comment (2025-04-18): Seller acknowledges exception, no change to grading.
     04/18/2025 2 B B B B B B B B B B   NE Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) Yes
[REDACTED] RCKT2025CES61377     33246708     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/17/2025 2 A A A A A A A A A A   NJ Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES61377     33246709     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided [redacted]and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-14): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/14/2025 2 A A A A N/A N/A     A A   NJ Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES61378     33248728     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/17/2025 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61378     33248730     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-14): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/14/2025 3 D D A A N/A N/A     D D   MD Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61381     33247411     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/17/2025 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   D D A A B B D D Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES61381     33247415     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-14): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/14/2025 3 D D A A N/A N/A     D D   MD Primary Refinance - Cash-out - Other   D D A A B B D D Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES61381     33247491     Compliance Compliance State Compliance State HPML (State HPML Disclosure) [redacted] Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) [redacted] Higher-Priced Mortgage Loan:  Borrower not provided with written disclosure of non-higher priced loans otherwise qualified for.         Buyer Comment (2025-04-18): Seller acknowledges the exception, no change to grading.
     04/18/2025 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   D D A A B B D D Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES61381     33247492     Compliance Compliance State Compliance State HPML [redacted] HPML Threshold Test Non-Compliant [redacted] Higher-Priced Mortgage Loan: [redacted] on subject loan of [redacted] or Final Disclosure [redacted] of [redacted]  is equal to or greater than the threshold of [redacted] + [redacted].  Non-Compliant Higher Priced Loan.         Buyer Comment (2025-04-18): Seller acknowledges the exception, no change to grading.
     04/18/2025 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   D D A A B B D D Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES61389     33247005     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/17/2025 2 A A A A A A A A A A   CT Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES61389     33247025     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-14): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/14/2025 2 A A A A N/A N/A     A A   CT Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES61391     33247762     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/17/2025 2 A A A A A A A A A A   WI Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61391     33247772     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-14): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/14/2025 3 D D A A N/A N/A     D D   WI Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61397     33247677     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-14): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/14/2025 2 A A A A N/A N/A     A A   TN Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES61397     33247679     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/17/2025 2 A A A A A A A A A A   TN Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES61416     33247798     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/17/2025 2 A A A A A A A A A A   MN Primary Refinance - Cash-out - Other   D D A A B B D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61416     33247800     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-14): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/14/2025 3 D D A A N/A N/A     D D   MN Primary Refinance - Cash-out - Other   D D A A B B D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61416     33247824     Compliance Compliance State Compliance Misc. State Level [redacted] Tangible Net Benefit Disclosure [redacted] Residential Mortgage Originator and Servicer Licensing Act: Tangible Net Benefit Disclosure not provided to the Borrower.         Buyer Comment (2025-04-18): Seller acknowledges exception, no change to grading.
     04/18/2025 2 B B B B B B B B B B   MN Primary Refinance - Cash-out - Other   D D A A B B D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61417     33246951     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-14): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/14/2025 2 A A A A N/A N/A     A A   MA Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES61417     33246952     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/17/2025 2 A A A A A A A A A A   MA Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES61417     33246964     Compliance Compliance State Compliance State HPML [redacted]HPML Threshold Test Compliant [redacted] Higher-Priced Mortgage Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is equal to or greater than the threshold of APOR [redacted] + [redacted], or [redacted]  Compliant Higher Priced Loan.         Buyer Comment (2025-04-18): Seller acknowledges exception, no change in grading
     04/18/2025 2 B B B B B B B B B B   MA Primary Refinance - Cash-out - Other No obvious cure B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES61437     33248583     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/17/2025 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61437     33248584     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-14): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/14/2025 3 D D A A N/A N/A     D D   MD Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61443     33248454     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-14): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/14/2025 2 A A A A N/A N/A     A A   IA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES61443     33248455     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/17/2025 2 A A A A A A A A A A   IA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES61460     33248528     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-14): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/14/2025 3 D D A A N/A N/A     D D   GA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61460     33248535     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/17/2025 2 A A A A A A A A A A   GA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61476     33246883     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/17/2025 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61476     33246888     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-14): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/14/2025 3 D D A A N/A N/A     D D   FL Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61491     33246959     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/21/2025 2 A A A A A A A A A A   IN Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES61491     33246960     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided [redacted]and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-14): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/14/2025 2 A A A A N/A N/A     A A   IN Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES61495     33248276     Credit Title Document Error Title The Preliminary title policy is within [REDACTED] or [REDACTED] and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided.           Buyer Comment (2025-04-21): seller accepts; no change to grading.
     04/21/2025 2 B B B B B B B B B B   CA Primary Refinance - Cash-out - Other   D D C C C C D D Safe Harbor QM (APOR) QM (APOR) Risk No
[REDACTED] RCKT2025CES61495     33248278     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/21/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   D D C C C C D D Safe Harbor QM (APOR) QM (APOR) Risk No
[REDACTED] RCKT2025CES61495     33248280     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-14): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/14/2025 3 D D A A N/A N/A     D D   CA Primary Refinance - Cash-out - Other   D D C C C C D D Safe Harbor QM (APOR) QM (APOR) Risk No
[REDACTED] RCKT2025CES61495     33248320     Compliance Compliance Federal Compliance ATR/QM Defect Check Loan Designation Match - QM Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Risk. Loan designation failure due to QM failure. This exception will be cleared when all QM related exceptions are cleared.               3 B B C C B B C C B B   CA Primary Refinance - Cash-out - Other Lender to provide updated ATR/QM status D D C C C C D D Safe Harbor QM (APOR) QM (APOR) Risk Yes
[REDACTED] RCKT2025CES61495     33248321     Compliance Compliance Federal Compliance ATR/QM Defect General QM Provision Investor and QM DTIs match and both significantly exceed Guidelines General QM: The DTI calculated in accordance with the Lenders Guidelines and 1026.43(e) of [redacted]% significantly exceeds the guideline maximum of 50.00%. (DTI Exception requires compelling compensating factors to consider regrading to EV2-B.) DTI is excessive due to diligence including credit debt that was not used by the lender. Please provide documentation that supports the exclusion of the [redacted] additional tradelines on the credit report that were not considered.       Reviewer Comment (2025-05-09): EXCEPTION HISTORY - Exception Detail was updated on 05/09/2025 PRIOR Exception Detail: General QM: The DTI calculated in accordance with the Lenders Guidelines and 1026.43(e) of [redacted]% significantly exceeds the guideline maximum of 50.00%. (DTI Exception requires compelling compensating factors to consider regrading to EV2-B.)
       3 C C C C C C C C C C   CA Primary Refinance - Cash-out - Other   D D C C C C D D Safe Harbor QM (APOR) QM (APOR) Risk No
[REDACTED] RCKT2025CES61495     33248322     Credit Credit AUS Discrepancy / Guidelines Discrepancy Guideline Guideline Requirement: Investor qualifying total debt ratio discrepancy. Calculated investor qualifying total debt ratio of ___ exceeds Guideline total debt ratio of ___. DTI is excessive due to diligence including credit debt that was not used by the lender. Please provide documentation that supports the exclusion of the [redacted] additional tradelines on the credit report that were not considered. Note - Diligence has not considered debt paid at closing or debt listed as an authorized user account.       Reviewer Comment (2025-05-09): EXCEPTION HISTORY - Exception Explanation was updated on 05/09/2025 PRIOR Exception Explanation: Calculated investor qualifying total debt ratio of [redacted]% exceeds Guideline total debt ratio of 50.00000%.
       3 C C C C C C C C C C   CA Primary Refinance - Cash-out - Other   D D C C C C D D Safe Harbor QM (APOR) QM (APOR) Risk No
[REDACTED] RCKT2025CES61495     33248442     Compliance Compliance Federal Compliance ATR/QM Defect General QM Provision Investor Guidelines Violation General QM: Based on the loan failing one or more guideline components, the loan is at QM risk.                 3 C C C C C C C C C C   CA Primary Refinance - Cash-out - Other   D D C C C C D D Safe Harbor QM (APOR) QM (APOR) Risk No
[REDACTED] RCKT2025CES61495     33251420     Credit Income / Employment Income Documentation Missing Document  REO Documents are missing. - The AVM reflects the subject property is in a PUD.  Please provide evidence the property is in a voluntary PUD, or provide evidence of the HOA dues and the executed PUD Rider/amended Security Instrument, as applicable.       Reviewer Comment (2025-05-09): Confirmation of PUD with rider and monthly HOA payment. was provided to satisfy exception.


Buyer Comment (2025-05-09): Please see the attached for HOA docs, DOT and PUD rider.
 05/09/2025     1 C A C A C A C A C A   CA Primary Refinance - Cash-out - Other   D D C C C C D D Safe Harbor QM (APOR) QM (APOR) Risk No
[REDACTED] RCKT2025CES61519     33248739     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/21/2025 2 A A A A A A A A A A   OK Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES61519     33248742     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-14): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/14/2025 2 A A A A N/A N/A     A A   OK Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES61519     33248752     Compliance Compliance State Compliance State HPML (State HPML) [redacted] Higher-Priced Mortgage Loan (APR Exceeds HPML Threshold) [redacted] Higher-Priced Mortgage Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is equal to or greater than the threshold of APOR [redacted] + [redacted], or [redacted].  Compliant Higher Priced Loan.         Buyer Comment (2025-04-21): Seller acknowledges the exception, no change to grading.
     04/21/2025 2 B B B B B B B B B B   OK Primary Refinance - Cash-out - Other No obvious cure B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES61585     33247277     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/21/2025 2 A A A A A A A A A A   IN Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES61585     33247278     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-14): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/14/2025 2 A A A A N/A N/A     A A   IN Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES61619     33248667     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/21/2025 2 A A A A A A A A A A   TX Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES61619     33248669     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-14): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/14/2025 2 A A A A N/A N/A     A A   TX Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES61620     33246812     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/21/2025 2 A A A A A A A A A A   MI Primary Refinance - Cash-out - Other   D D A A A A D D Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES61620     33246814     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. [redacted] was provided. Secondary valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-14): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/14/2025 3 D D A A N/A N/A     D D   MI Primary Refinance - Cash-out - Other   D D A A A A D D Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES61624     33288868     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/21/2025 2 A A A A A A A A A A   WA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61624     33288871     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-18): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/18/2025 3 D D A A N/A N/A     D D   WA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61670     33247898     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/21/2025 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES61670     33247913     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-14): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/14/2025 2 A A A A N/A N/A     A A   MD Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES61670     33247930     Compliance Compliance State Compliance State HPML (State HPML Disclosure) [redacted] Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) [redacted] Higher-Priced Mortgage Loan:  Borrower not provided with written disclosure of non-higher priced loans otherwise qualified for.         Buyer Comment (2025-04-21): Seller acknowledges the exception, no change to grading.
     04/21/2025 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES61670     33247931     Compliance Compliance State Compliance State HPML [redacted] HPML Threshold Test Non-Compliant [redacted] Higher-Priced Mortgage Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is equal to or greater than the threshold of APOR [redacted] + [redacted], or [redacted].  Non-Compliant Higher Priced Loan.         Buyer Comment (2025-04-21): Seller acknowledges the exception, no change to grading.
     04/21/2025 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES61672     33248398     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/21/2025 2 A A A A A A A A A A   NJ Primary Refinance - Cash-out - Other   D D A A C B D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61672     33248400     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-14): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/14/2025 3 D D A A N/A N/A     D D   NJ Primary Refinance - Cash-out - Other   D D A A C B D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61672     33248483     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Third Circuit) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The [redacted] form was used, the [redacted] form should have been used.         Reviewer Comment (2025-04-29): [redacted], proof of delivery, and[redacted] provided. New rescission period has passed, exception cured.


Buyer Comment (2025-04-28): Please see attached, [redacted] re-opened
   04/29/2025   2 C B C B C B C B C B   NJ Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form D D A A C B D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[REDACTED] RCKT2025CES61692     33246761     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/21/2025 2 A A A A A A A A A A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61692     33246768     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-14): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/14/2025 2 A A A A N/A N/A     A A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61704     33248303     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/21/2025 2 A A A A A A A A A A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES61704     33248312     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided [redacted] and/or [[redacted]] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-14): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/14/2025 2 A A A A N/A N/A     A A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES61741     33248706     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/21/2025 2 A A A A A A A A A A   MS Primary Refinance - Cash-out - Other   D D C A A A D D Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES61741     33248748     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-14): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/14/2025 3 D D A A N/A N/A     D D   MS Primary Refinance - Cash-out - Other   D D C A A A D D Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES61741     33272236     Credit Income / Employment Income Documentation Missing Document  REO Documents are missing. - The file is missing the mortgage statement documentation for this property. Per the letter of explanation provided, the property has a monthly note of [redacted] and is co-owned with [redacted] Land Bank.  Please provide for review.       Reviewer Comment (2025-04-29): Received updated[redacted] documents. Exception cleared.


Buyer Comment (2025-04-28): Please see the attached updated [redacted] and [redacted] including the additional monthly payment.


Buyer Comment (2025-04-28): Please see the attached updated [redacted] and [redacted]including the additional monthly payment.
 04/29/2025     1 C A C A C A C A C A   MS Primary Refinance - Cash-out - Other   D D C A A A D D Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES61741     33272427     Credit Income / Employment Income Documentation Income / Employment Income Docs Missing: - The [redacted] in the file is missing the YTD earnings through [redacted] which is the date signed by the employer on the document.  Please provide a fully completed [redacted] E for review.       Reviewer Comment (2025-04-24): Received[redacted] to verify Co-borrower's [redacted]. Exception Cleared.


Buyer Comment (2025-04-23): Please see the attached [redacted] for co-borrower. This document was extracted and provided as part of the loan image delivery to SAMC, but does not appear part of the document files in Acuity.


Reviewer Comment (2025-04-22): No[redacted] in the file to verify the Borrower Current[redacted]. Exception remains.


Buyer Comment (2025-04-21): Please be advised the [redacted]on file can be used for the current [redacted], [redacted] can be used for [redacted] and [redacted] information.
 04/24/2025     1 C A C A C A C A C A   MS Primary Refinance - Cash-out - Other   D D C A A A D D Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES61743     33290277     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/21/2025 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES61743     33290304     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-17): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/17/2025 2 A A A A N/A N/A     A A   MD Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES61743     33290378     Compliance Compliance State Compliance State HPML (State HPML Disclosure) [redacted] Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) [redacted] Higher-Priced Mortgage Loan:  Borrower not provided with written disclosure of non-higher priced loans otherwise qualified for.         Buyer Comment (2025-04-21): Seller acknowledges. No change to grading.
     04/21/2025 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES61743     33290379     Compliance Compliance State Compliance State HPML [redacted]HPML Threshold Test Non-Compliant [redacted] Higher-Priced Mortgage Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is equal to or greater than the threshold of APOR[redacted] +[redacted], or [redacted].  Non-Compliant Higher Priced Loan.         Buyer Comment (2025-04-21): Seller acknowledges. No change to grading.
     04/21/2025 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES61762     33248589     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-12): Seller acknowledges exception, secondary valuation not required per product guidelines.


Reviewer Comment (2025-04-14): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/12/2025 2 A A A A N/A N/A     A A   OH Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61762     33248591     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/21/2025 2 A A A A A A A A A A   OH Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61787     33246844     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/21/2025 2 A A A A A A A A A A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES61787     33246845     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-14): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/14/2025 2 A A A A N/A N/A     A A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES61824     33290434     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/21/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   D D A A A A D D Non QM Non QM No
[REDACTED] RCKT2025CES61824     33290438     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal from prior transaction was in file. Secondary valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-18): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/18/2025 3 D D A A N/A N/A D D D D   CA Primary Refinance - Cash-out - Other   D D A A A A D D Non QM Non QM No
[REDACTED] RCKT2025CES61856     33288940     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/21/2025 2 A A A A A A A A A A   AZ Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES61856     33288941     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-17): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/17/2025 2 A A A A N/A N/A     A A   AZ Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES61868     33243508     Credit Credit Miscellaneous Guideline Credit Exception:   The subject has acreage of [redacted] which is greater than the allowable [redacted] acres per the guidelines.  Lender has advised a Lender Exception was provided for this guideline.  Please provide documentation verifying this exception was approved prior to closing in order to waive and re-grade. The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least [redacted]

The Loan to Value (LTV) on the loan is less than the guideline maximum by at least [redacted].		 Combined Loan to Value:[redacted]
Guideline Maximum Combined Loan to Value:[redacted]

Loan to Value: [redacted]
Guideline Maximum Loan to Value: [redacted]		 SitusAMC,Originator Pre-Close,Originator,Aggregator

Originator Pre-Close,Originator,Aggregator,SitusAMC		 Reviewer Comment (2025-04-22): Client elects to waive with compensating factors.


Buyer Comment (2025-04-21): Please see attached confirming the exception was granted.
     04/22/2025 2 C B C B C B C B C B   NY Primary Refinance - Cash-out - Other   D D C B A A D D Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES61868     33247447     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/21/2025 2 A A A A A A A A A A   NY Primary Refinance - Cash-out - Other   D D C B A A D D Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES61868     33247449     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-14): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/14/2025 3 D D A A N/A N/A     D D   NY Primary Refinance - Cash-out - Other   D D C B A A D D Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES61885     33284232     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/21/2025 2 A A A A A A A A A A   TX Primary Refinance - Cash-out - Other   D D A A A A D D Non QM Non QM No
[REDACTED] RCKT2025CES61885     33284277     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-16): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/16/2025 3 D D A A N/A N/A     D D   TX Primary Refinance - Cash-out - Other   D D A A A A D D Non QM Non QM No
[REDACTED] RCKT2025CES61901     33288912     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/21/2025 2 A A A A A A A A A A   NM Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES61901     33294194     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-17): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/17/2025 2 A A A A N/A N/A     A A   NM Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES61914     33290184     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/21/2025 2 A A A A A A A A A A   IN Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES61914     33290195     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-17): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/17/2025 2 A A A A N/A N/A     A A   IN Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES61915     33284101     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/21/2025 2 A A A A A A A A A A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES61915     33284102     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-16): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/16/2025 2 A A A A N/A N/A     A A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES61922     33283892     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/21/2025 2 A A A A A A A A A A   AZ Primary Refinance - Cash-out - Other   D D C A B B D D Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES61922     33283893     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-16): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/16/2025 3 D D A A N/A N/A     D D   AZ Primary Refinance - Cash-out - Other   D D C A B B D D Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES61922     33283897     Credit Income / Employment Income Documentation Missing Document  REO Documents are missing. - The file is missing evidence of taxes for the indicated property.  There is a Zillow document in file, however, it does not identify a property.       Reviewer Comment (2025-04-21): Received Tax Verification  document for the property located at "[redacted]". Exception  cleared.


Buyer Comment (2025-04-21): Please see attached,[redacted]with the property address. Information confirms the[redacted] tax amount of $[redacted]
 04/21/2025     1 C A C A C A C A C A   AZ Primary Refinance - Cash-out - Other   D D C A B B D D Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES61922     33283901     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The [redacted] form was used, the [redacted] form should have been used.         Buyer Comment (2025-04-21): Seller acknowledges exception, no change to grading.
     04/21/2025 2 B B B B B B B B B B   AZ Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form D D C A B B D D Higher Priced QM (APOR) Higher Priced QM (APOR) Yes
[REDACTED] RCKT2025CES61963     33284993     Compliance Compliance State Compliance State HPML (State HPML Disclosure) [redacted] Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) [redacted] Higher-Priced Mortgage Loan:  Borrower not provided with written disclosure of non-higher priced loans otherwise qualified for.         Buyer Comment (2025-04-21): Seller acknowledges exception, no change in grading
     04/21/2025 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES61963     33284994     Compliance Compliance State Compliance State HPML [redacted] HPML Threshold Test Non-Compliant [redacted] Higher-Priced Mortgage Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is equal to or greater than the threshold of APOR [redacted] + [redacted], or [redacted].  Non-Compliant Higher Priced Loan.         Buyer Comment (2025-04-21): Seller acknowledges exception, no change in grading
     04/21/2025 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES61963     33285010     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/21/2025 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES61963     33285011     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-16): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/16/2025 2 A A A A N/A N/A     A A   MD Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES61965     33285583     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-16): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/16/2025 3 D D A A N/A N/A     D D   GA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61965     33285612     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/21/2025 2 A A A A A A A A A A   GA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61977     33285621     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-16): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/16/2025 3 D D A A N/A N/A     D D   PA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61977     33285622     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/21/2025 2 A A A A A A A A A A   PA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61993     33284012     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/21/2025 2 A A A A A A A A A A   PA Primary Refinance - Cash-out - Other   D D A A A A D D Non QM Non QM No
[REDACTED] RCKT2025CES61993     33284014     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-16): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/16/2025 3 D D A A N/A N/A     D D   PA Primary Refinance - Cash-out - Other   D D A A A A D D Non QM Non QM No
[REDACTED] RCKT2025CES61995     33284780     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/21/2025 2 A A A A A A A A A A   CT Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES61995     33284782     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-16): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/16/2025 2 A A A A N/A N/A     A A   CT Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES62065     33290007     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/21/2025 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES62065     33290020     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-17): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/17/2025 2 A A A A N/A N/A     A A   MD Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES62065     33290106     Compliance Compliance State Compliance State HPML (State HPML Disclosure) [redacted] Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) [redacted] Higher-Priced Mortgage Loan:  Borrower not provided with written disclosure of non-higher priced loans otherwise qualified for.         Buyer Comment (2025-04-21): seller accepts; no change to grading.
     04/21/2025 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES62065     33290107     Compliance Compliance State Compliance State HPML [redacted] HPML Threshold Test Non-Compliant [redacted] Higher-Priced Mortgage Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is equal to or greater than the threshold of APOR [redacted] + [redacted], or [redacted].  Non-Compliant Higher Priced Loan.         Buyer Comment (2025-04-21): seller accepts; no change to grading.
     04/21/2025 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES62089     33285165     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/21/2025 2 A A A A A A A A A A   ND Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES62089     33285167     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-16): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/16/2025 2 A A A A N/A N/A     A A   ND Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES62096     33285457     Compliance Compliance State Compliance Compliance [redacted] RNY has been discontinued effective [redacted].  Average Prime Offer Rate (APOR) used in lieu of RNY effective [redacted], pursuant to [redacted] FAQ guidance.           Reviewer Comment (2025-04-17): Seller acknowledges exception, no change to grading.
     04/17/2025 1 A A A A A A A A A A   NC Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62096     33285859     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/21/2025 2 A A A A A A A A A A   NC Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62096     33285861     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-17): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/17/2025 3 D D A A N/A N/A     D D   NC Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62097     33284569     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/21/2025 2 A A A A A A A A A A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES62097     33284571     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-16): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/16/2025 2 A A A A N/A N/A     A A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES62112     33285766     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/21/2025 2 A A A A A A A A A A   AL Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES62112     33285767     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-16): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/16/2025 2 A A A A N/A N/A     A A   AL Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES62116     33283939     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/21/2025 2 A A A A A A A A A A   VA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES62116     33283942     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-16): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/16/2025 2 A A A A N/A N/A     A A   VA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES62125     33290343     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/21/2025 2 A A A A A A A A A A   KY Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES62125     33290346     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-17): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/17/2025 2 A A A A N/A N/A     A A   KY Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES62126     33283687     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/21/2025 2 A A A A A A A A A A   TX Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62126     33283688     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-16): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/16/2025 3 D D A A N/A N/A     D D   TX Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62126     33283701     Compliance Compliance State Compliance Misc. State Level [redacted]Cash-out Loan (The lender/Assignee cannot conclusively rely on the Value on the Acknowledgement of Fair Market Value as the loan file does not contain an Appraisal) [redacted] Constitution Section [redacted]: The lender/Assignee cannot conclusively rely on the Value on Acknowledgement of Fair Market Value.  Test performed using stated value or other valuation method in file other than appraisal.               04/21/2025 2 A A A A A A A A A A   TX Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62127     33289318     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/21/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES62127     33289323     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-18): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/18/2025 2 A A A A N/A N/A     A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES62144     33285842     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/21/2025 2 A A A A A A A A A A   PA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62144     33285844     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-16): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/16/2025 2 A A A A N/A N/A     A A   PA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62145     33285387     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/21/2025 2 A A A A A A A A A A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES62145     33285388     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-16): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/16/2025 2 A A A A N/A N/A     A A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES62153     33288031     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/21/2025 2 A A A A A A A A A A   NY Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES62153     33288032     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-17): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/17/2025 2 A A A A N/A N/A     A A   NY Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES62165     33286668     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/21/2025 2 A A A A A A A A A A   MO Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES62165     33286669     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-16): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/16/2025 2 A A A A N/A N/A     A A   MO Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES62169     33290131     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/21/2025 2 A A A A A A A A A A   WA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62169     33290146     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-17): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/17/2025 3 D D A A N/A N/A     D D   WA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62189     33286031     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/21/2025 2 A A A A A A A A A A   IN Primary Refinance - Cash-out - Other   D D A A B B D D Non QM Non QM No
[REDACTED] RCKT2025CES62189     33286033     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-16): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/16/2025 3 D D A A N/A N/A     D D   IN Primary Refinance - Cash-out - Other   D D A A B B D D Non QM Non QM No
[REDACTED] RCKT2025CES62189     33286197     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The [redacted] form was used, the [redacted] form should have been used.         Buyer Comment (2025-04-21): Seller acknowledges exception, no change to grading.
     04/21/2025 2 B B B B B B B B B B   IN Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form D D A A B B D D Non QM Non QM Yes
[REDACTED] RCKT2025CES62191     33248843     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/21/2025 2 A A A A A A A A A A   VA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62191     33248852     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-14): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/14/2025 3 D D A A N/A N/A     D D   VA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62194     33288053     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/21/2025 2 A A A A A A A A A A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES62194     33288059     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-17): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/17/2025 2 A A A A N/A N/A     A A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES62230     33285591     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/21/2025 2 A A A A A A A A A A   PA Primary Refinance - Cash-out - Other   C A C A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES62230     33285593     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-17): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/17/2025 2 A A A A N/A N/A     A A   PA Primary Refinance - Cash-out - Other   C A C A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES62230     33287785     Credit Income / Employment Income Documentation Income / Employment Income Docs Missing: - ___ The file was missing the [redacted] of the [redacted] dated within [redacted] days prior to the Note. Updated business search or alternative allowable docs confirming business is active can additionally be dated post-closing.       Reviewer Comment (2025-04-21): Received screenshot verifies third party verification. Exception cleared


Buyer Comment (2025-04-21): please see attached
 04/21/2025     1 C A C A C A C A C A   PA Primary Refinance - Cash-out - Other   C A C A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES62230     33287787     Credit Income / Employment Income Documentation Income / Employment Income Docs Missing: - ___ The file was missing the [redacted] of the [redacted] dated within [redacted] days of the Note. Updated business search or alternative allowable docs confirming business is active can additionally be dated post-closing.       Reviewer Comment (2025-04-21): Received screenshot verifies third party verification. Exception cleared


Buyer Comment (2025-04-21): please see attached
 04/21/2025     1 C A C A C A C A C A   PA Primary Refinance - Cash-out - Other   C A C A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES62234     33288087     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/21/2025 2 A A A A A A A A A A   PA Primary Refinance - Cash-out - Other   D D A A A A D D Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES62234     33288089     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-17): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/17/2025 3 D D A A N/A N/A     D D   PA Primary Refinance - Cash-out - Other   D D A A A A D D Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES62238     33285418     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/21/2025 2 A A A A A A A A A A   KY Primary Refinance - Cash-out - Other   D D A A A A D D Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES62238     33285421     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-16): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/16/2025 3 D D A A N/A N/A     D D   KY Primary Refinance - Cash-out - Other   D D A A A A D D Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES62260     33288773     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/21/2025 2 A A A A A A A A A A   GA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62260     33288774     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-17): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/17/2025 3 D D A A N/A N/A     D D   GA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62279     33285415     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-17): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/17/2025 3 D D A A N/A N/A     D D   WA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62279     33285417     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/21/2025 2 A A A A A A A A A A   WA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62282     33248519     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/21/2025 2 A A A A A A A A A A   VA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62282     33248534     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-14): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/14/2025 3 D D A A N/A N/A     D D   VA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62283     33285494     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/21/2025 2 A A A A A A A A A A   NJ Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES62283     33285496     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-16): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/16/2025 2 A A A A N/A N/A     A A   NJ Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES62298     33283955     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/21/2025 2 A A A A A A A A A A   NJ Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES62298     33283957     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-16): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/16/2025 2 A A A A N/A N/A     A A   NJ Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES62317     33285687     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/21/2025 2 A A A A A A A A A A   AK Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62317     33285689     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-16): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/16/2025 2 A A A A N/A N/A     A A   AK Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62342     33288807     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/21/2025 2 A A A A A A A A A A   MI Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62342     33288810     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes       Reviewer Comment (2025-04-17): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/17/2025 3 D D A A N/A N/A     D D   MI Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62344     33287144     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/21/2025 2 A A A A A A A A A A   VA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62344     33287147     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-16): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/16/2025 3 D D A A N/A N/A     D D   VA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62350     33286902     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/21/2025 2 A A A A A A A A A A   VA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62350     33286904     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-16): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/16/2025 3 D D A A N/A N/A     D D   VA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62351     33284267     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/21/2025 2 A A A A A A A A A A   IL Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES62351     33284269     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-16): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/16/2025 2 A A A A N/A N/A     A A   IL Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES62379     33285674     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/21/2025 2 A A A A A A A A A A   GA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62379     33285676     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-16): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/16/2025 3 D D A A N/A N/A     D D   GA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62448     33290407     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/21/2025 2 A A A A A A A A A A   VA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES62448     33290408     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-18): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/18/2025 2 A A A A N/A N/A     A A   VA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES62452     33290541     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/21/2025 2 A A A A A A A A A A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES62452     33290549     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-17): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/17/2025 2 A A A A N/A N/A     A A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES62475     33247874     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/21/2025 2 A A A A A A A A A A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62475     33247875     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-14): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/14/2025 2 A A A A N/A N/A     A A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62476     33285771     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/21/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   D D C A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62476     33285773     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-16): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/16/2025 3 D D A A N/A N/A     D D   CA Primary Refinance - Cash-out - Other   D D C A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62476     33285794     Credit Income / Employment Income Documentation Income / Employment Income Docs Missing: - The borrower's most recent paystub not provided in this file. Please provide clear copies for review.       Reviewer Comment (2025-04-22): Received Borrower's most recent[redacted]. Exception Cleared.


Buyer Comment (2025-04-21): Please see the attached paycheck.
 04/22/2025     1 C A C A C A C A C A   CA Primary Refinance - Cash-out - Other   D D C A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62480     33286268     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/21/2025 2 A A A A A A A A A A   GA Primary Refinance - Cash-out - Other   C A C A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES62480     33289822     Credit Income / Employment Income Documentation Income / Employment Income Docs Missing: - ___ Only page [redacted] of the [redacted] business return was found.  Please provide complete [redacted] [redacted] Business Returns.       Reviewer Comment (2025-04-21): Received complete [redacted]. Exception cleared.


Buyer Comment (2025-04-21): Please see full [redacted], attached.
 04/21/2025     1 C A C A C A C A C A   GA Primary Refinance - Cash-out - Other   C A C A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES62480     33289891     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-17): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/17/2025 2 A A A A N/A N/A     A A   GA Primary Refinance - Cash-out - Other   C A C A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES62490     33285169     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/21/2025 2 A A A A A A A A A A   ID Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES62490     33285668     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-16): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/16/2025 2 A A A A N/A N/A     A A   ID Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES62496     33274598     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/21/2025 2 A A A A A A A A A A   NM Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62496     33274599     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes       Reviewer Comment (2025-04-15): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/15/2025 3 D D A A N/A N/A     D D   NM Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62502     33249007     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/21/2025 2 A A A A A A A A A A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES62502     33249010     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-14): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/14/2025 2 A A A A N/A N/A     A A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES62544     33288756     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/21/2025 2 A A A A A A A A A A   OH Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES62544     33288759     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-17): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/17/2025 2 A A A A N/A N/A     A A   OH Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES62564     33284188     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/23/2025 2 A A A A A A A A A A   VA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62564     33284190     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-16): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/16/2025 3 D D A A N/A N/A     D D   VA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62575     33285586     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-16): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/16/2025 3 D D A A N/A N/A     D D   AZ Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62575     33285587     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/23/2025 2 A A A A A A A A A A   AZ Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62593     33288846     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/23/2025 2 A A A A A A A A A A   AZ Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62593     33288848     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-18): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/18/2025 3 D D A A N/A N/A     D D   AZ Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62645     33274695     Compliance Compliance State Compliance Misc. State Level [redacted] Tangible Net Benefit Disclosure [redacted] Residential Mortgage Originator and Servicer Licensing Act: Tangible Net Benefit Disclosure not provided to the Borrower.         Buyer Comment (2025-04-24): Seller acknowledges exception, no change in grading
     04/24/2025 2 B B B B B B B B B B   MN Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES62645     33274706     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/23/2025 2 A A A A A A A A A A   MN Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES62645     33274708     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-16): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/16/2025 2 A A A A N/A N/A     A A   MN Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES62657     33288892     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/23/2025 2 A A A A A A A A A A   TN Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES62657     33288893     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-18): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/18/2025 2 A A A A N/A N/A     A A   TN Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES62658     33284139     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/23/2025 2 A A A A A A A A A A   CO Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62658     33284145     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-17): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/17/2025 3 D D A A N/A N/A     D D   CO Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62664     33284167     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/23/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62664     33284174     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-16): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/16/2025 3 D D A A N/A N/A     D D   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62670     33274815     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/23/2025 2 A A A A A A A A A A   PA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62670     33274816     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-15): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/15/2025 2 A A A A N/A N/A     A A   PA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62671     33281741     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/23/2025 2 A A A A A A A A A A   GA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62671     33281742     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-16): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/16/2025 3 D D A A N/A N/A     D D   GA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62673     33284498     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/23/2025 2 A A A A A A A A A A   OH Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62673     33284530     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-16): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/16/2025 3 D D A A N/A N/A     D D   OH Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62683     33284358     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/23/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES62683     33284360     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-16): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/16/2025 2 A A A A N/A N/A     A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES62690     33284451     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/23/2025 2 A A A A A A A A A A   SD Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62690     33284452     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-16): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/16/2025 2 A A A A N/A N/A     A A   SD Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62719     33284506     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/23/2025 2 A A A A A A A A A A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES62719     33284508     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-16): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/16/2025 2 A A A A N/A N/A     A A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES62724     33284589     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/23/2025 2 A A A A A A A A A A   TN Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES62724     33284591     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-16): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/16/2025 2 A A A A N/A N/A     A A   TN Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES62725     33282243     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/23/2025 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62725     33282244     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-16): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/16/2025 2 A A A A N/A N/A     A A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62731     33283963     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/23/2025 2 A A A A A A A A A A   VA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES62731     33283964     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-16): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/16/2025 2 A A A A N/A N/A     A A   VA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES62736     33284622     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/23/2025 2 A A A A A A A A A A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES62736     33284638     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-16): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/16/2025 2 A A A A N/A N/A     A A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES62761     33284430     Compliance Compliance State Compliance Compliance [redacted] Day RNY has been discontinued effective [redacted].  Average Prime Offer Rate (APOR) used in lieu of RNY effective [redacted], pursuant to [redacted] FAQ guidance.           Reviewer Comment (2025-04-16): Seller acknowledges exception, no change to grading.
     04/16/2025 1 A A A A A A A A A A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES62761     33284632     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/23/2025 2 A A A A A A A A A A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES62761     33284634     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-16): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/16/2025 2 A A A A N/A N/A     A A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES62781     33284746     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/23/2025 2 A A A A A A A A A A   CO Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES62781     33284748     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-16): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/16/2025 2 A A A A N/A N/A     A A   CO Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES62787     33275516     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/23/2025 2 A A A A A A A A A A   NJ Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES62787     33275518     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-15): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/15/2025 2 A A A A N/A N/A     A A   NJ Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES62801     33283491     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/23/2025 2 A A A A A A A A A A   IN Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62801     33283492     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-17): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/17/2025 3 D D A A N/A N/A     D D   IN Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62809     33284255     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/23/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62809     33284262     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-17): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/17/2025 3 D D A A N/A N/A     D D   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62817     33283365     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/23/2025 2 A A A A A A A A A A   KY Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62817     33283366     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-16): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/16/2025 2 A A A A N/A N/A     A A   KY Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62866     33283902     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/23/2025 2 A A A A A A A A A A   DE Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62866     33283903     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-16): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/16/2025 2 A A A A N/A N/A     A A   DE Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62871     33283271     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/23/2025 2 A A A A A A A A A A   MI Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62871     33283272     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-16): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/16/2025 3 D D A A N/A N/A     D D   MI Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62885     33283564     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/23/2025 2 A A A A A A A A A A   TX Primary Refinance - Cash-out - Other   C B C B C B A A Non QM Non QM No
[REDACTED] RCKT2025CES62885     33283565     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-16): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/16/2025 2 A A A A N/A N/A     A A   TX Primary Refinance - Cash-out - Other   C B C B C B A A Non QM Non QM No
[REDACTED] RCKT2025CES62885     33283626     Compliance Compliance Federal Compliance ATR/QM Defect Check Loan Designation Match - ATR Risk Ability to Repay [redacted] Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk. Loan designation failure due to ATR failure. This exception will be cleared when all ATR related exceptions are cleared.       Reviewer Comment (2025-05-27): Downgrading [redacted] exception for compensating factors. This exception is no longer valid.
 05/27/2025     1 B A C A B A C A B A   TX Primary Refinance - Cash-out - Other Lender to provide updated ATR/QM Loan Designation C B C B C B A A Non QM Non QM Yes
[REDACTED] RCKT2025CES62885     33283628     Compliance Compliance Federal Compliance ATR/QM Defect General ATR Provision Investor and Non QM DTIs match and both moderately exceed Guidelines Ability to Repay [redacted]: The DTI calculated in accordance with the Lenders Guidelines and[redacted] moderately exceeds the guideline maximum of [redacted] (DTI Exception is eligible to be regraded with compensating factors.)   The Loan to Value (LTV) on the loan is less than the guideline maximum by at least [redacted]

Borrower has been employed in the same industry for more than[redacted] years.

Borrower has worked in the same position for more than [redacted] years.

Borrower has verified disposable income of at least [redacted]		 Comp Factors:
[redacted] Residual Income of [redacted]
[redacted] Employed at same job for [redacted] years
[redacted]. CLTV Under [redacted]		 SitusAMC

SitusAMC

SitusAMC

SitusAMC,Originator		 Reviewer Comment (2025-05-27): Seller acknowledges this exception.  Waived at client's request.


Reviewer Comment (2025-05-27): Comp Factors:
1. [redacted]
2. Employed at same job for[redacted]
3. CLTV Under [redacted]
     05/27/2025 2 C B C B C B C B C B   TX Primary Refinance - Cash-out - Other   C B C B C B A A Non QM Non QM No
[REDACTED] RCKT2025CES62885     33283636     Credit Credit AUS Discrepancy / Guidelines Discrepancy Guideline Guideline Requirement: Investor qualifying total debt ratio discrepancy. Calculated investor qualifying total debt ratio of ___ exceeds Guideline total debt ratio of ___. DTI is excessive due to the hazard insurance premium considered by the lender of [redacted] was not the most recent amount. The most recent policy provided in the file discloses the annual premium as [redacted]. The Loan to Value (LTV) on the loan is less than the guideline maximum by at least [redacted]

Borrower has been employed in the same industry for more than[redacted] years.

Borrower has worked in the same position for more than [redacted] years.

Borrower has verified disposable income of at least [redacted]		 Comp Factors:
[redacted] Residual Income of [redacted]
[redacted] Employed at same job for [redacted] years
[redacted]. CLTV Under [redacted]		 SitusAMC

SitusAMC

SitusAMC

SitusAMC,Originator		 Reviewer Comment (2025-05-27): Seller acknowledges this exception.  Waived at client's request.


Reviewer Comment (2025-05-27): Comp Factors:
1. [redacted]
2. Employed at same job for[redacted]
3. CLTV Under [redacted]
     05/27/2025 2 C B C B C B C B C B   TX Primary Refinance - Cash-out - Other   C B C B C B A A Non QM Non QM No
[REDACTED] RCKT2025CES62885     33283639     Compliance Compliance Federal Compliance ATR/QM Defect General Ability To Repay Provision Investor Guidelines Ability to Repay [redacted] Based on the loan failing one or more guideline components, the loan is at ATR risk. ATR risk due to excessive DTI. This exception will be cleared when all ATR related exceptions cleared.       Reviewer Comment (2025-05-27): Downgrading [redacted] exception for compensating factors. This exception is no longer valid.
 05/27/2025     1 C A C A C A C A C A   TX Primary Refinance - Cash-out - Other   C B C B C B A A Non QM Non QM No
[REDACTED] RCKT2025CES62910     33288814     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The [redacted] form was used, the [redacted] form should have been used.         Buyer Comment (2025-04-24): Seller acknowledges exception, no change to grading.
     04/24/2025 2 B B B B B B B B B B   WA Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form D D A A B B D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[REDACTED] RCKT2025CES62910     33288815     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/23/2025 2 A A A A A A A A A A   WA Primary Refinance - Cash-out - Other   D D A A B B D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62910     33288817     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-17): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/17/2025 3 D D A A N/A N/A     D D   WA Primary Refinance - Cash-out - Other   D D A A B B D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62923     33283456     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/23/2025 2 A A A A A A A A A A   WI Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES62923     33283457     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-16): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/16/2025 2 A A A A N/A N/A     A A   WI Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES62950     33283919     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/23/2025 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES62950     33283921     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-16): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/16/2025 2 A A A A N/A N/A     A A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES62952     33283384     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/23/2025 2 A A A A A A A A A A   CT Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62952     33283385     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-16): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/16/2025 3 D D A A N/A N/A     D D   CT Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62955     33284064     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/23/2025 2 A A A A A A A A A A   MO Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES62955     33284065     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-17): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/17/2025 2 A A A A N/A N/A     A A   MO Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES62961     33283944     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/23/2025 2 A A A A A A A A A A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES62961     33283945     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-16): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/16/2025 2 A A A A N/A N/A     A A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES62966     33284349     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/23/2025 2 A A A A A A A A A A   PA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62966     33284355     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the supporting secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-16): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/16/2025 3 D D A A N/A N/A     D D   PA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62974     33283308     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/23/2025 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES62974     33283309     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-16): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/16/2025 2 A A A A N/A N/A     A A   MD Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES62974     33283370     Compliance Compliance State Compliance State HPML (State HPML Disclosure) [redacted] Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) [redacted] Higher-Priced Mortgage Loan:  Borrower not provided with written disclosure of non-higher priced loans otherwise qualified for.         Buyer Comment (2025-04-24): Seller acknowledges. No change to grading.
     04/24/2025 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES62974     33283371     Compliance Compliance State Compliance State HPML [redacted] HPML Threshold Test Non-Compliant [redacted] Higher-Priced Mortgage Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is equal to or greater than the threshold of APOR [redacted] + [redacted], or [redacted].  Non-Compliant Higher Priced Loan.         Buyer Comment (2025-04-24): Seller acknowledges. No change to grading.
     04/24/2025 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES63003     33283970     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/23/2025 2 A A A A A A A A A A   TN Primary Refinance - Cash-out - Other   D D C A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63003     33283971     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-16): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/16/2025 3 D D A A N/A N/A     D D   TN Primary Refinance - Cash-out - Other   D D C A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63003     33286194     Credit Income / Employment Income Documentation Missing Document  [redacted] Documents are missing. - The [redacted] indicates the subject is in a [redacted]. [redacted] was not attached to the mortgage and [redacted] dues were not verified.       Reviewer Comment (2025-04-24): Received HOA document  for the subject property confirming there is no HOA dues . Exception Cleared.

As per the [redacted] there is no HOA dues.


Buyer Comment (2025-04-24): Please clarify, the [redacted]confirms [redacted] use of singl family residential. No red flag of HOA dues nor PUD. Additionally, I have attached a zillow report confirming no HOA dues. This is not a PUD.
 04/24/2025     1 C A C A C A C A C A   TN Primary Refinance - Cash-out - Other   D D C A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63017     33284480     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/23/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES63017     33284481     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-16): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/16/2025 2 A A A A N/A N/A     A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES63020     33283961     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/23/2025 2 A A A A A A A A A A   NJ Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES63020     33283962     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-16): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/16/2025 2 A A A A N/A N/A     A A   NJ Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES63053     33283606     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/23/2025 2 A A A A A A A A A A   TX Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63053     33283607     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-16): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/16/2025 3 D D A A N/A N/A     D D   TX Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63053     33283635     Compliance Compliance State Compliance Misc. State Level [redacted]Cash-out Loan (The lender/Assignee cannot conclusively rely on the Value on the Acknowledgement of Fair Market Value as the loan file does not contain an Appraisal) [redacted] Constitution [redacted]: The lender/Assignee cannot conclusively rely on the Value on Acknowledgement of Fair Market Value.  Test performed using stated value or other valuation method in file other than[redacted]l.               04/23/2025 2 A A A A A A A A A A   TX Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63055     33284755     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/23/2025 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   C B C A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES63055     33284756     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-17): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/17/2025 2 A A A A N/A N/A     A A   MD Primary Refinance - Cash-out - Other   C B C A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES63055     33284800     Compliance Compliance State Compliance State HPML (State HPML Disclosure) [redacted] Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) [redacted] Higher-Priced Mortgage Loan:  Borrower not provided with written disclosure of non-higher priced loans otherwise qualified for.         Buyer Comment (2025-04-24): seller accepts; no change to grading.
     04/24/2025 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   C B C A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES63055     33284801     Compliance Compliance State Compliance State HPML [redacted] HPML Threshold Test Non-Compliant [redacted] Higher-Priced Mortgage Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is equal to or greater than the threshold of APOR [redacted] + [redacted], or [redacted].  Non-Compliant Higher Priced Loan.         Buyer Comment (2025-04-24): seller accepts; no change to grading.
     04/24/2025 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   C B C A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES63055     33288192     Credit Income / Employment Income Documentation Income / Employment Income Docs Missing: - [redacted] is missing the source used to obtain the phone number.  Please provide for review.       Reviewer Comment (2025-04-24): Received snip sort confirmation for  employer's telephone number for the borrower's ,Exception Cleared.


Buyer Comment (2025-04-24): Please see the attachment.
 04/24/2025     1 C A C A C A C A C A   MD Primary Refinance - Cash-out - Other   C B C A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES63061     33285597     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/23/2025 2 A A A A A A A A A A   TX Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63061     33285599     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the supporting secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-16): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/16/2025 3 D D A A N/A N/A     D D   TX Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63061     33285680     Compliance Compliance State Compliance Misc. State Level [redacted]Cash-out Loan (The lender/Assignee cannot conclusively rely on the Value on the Acknowledgement of Fair Market Value as the loan file does not contain an Appraisal) [redacted] Constitution Section [redacted]: The lender/Assignee cannot conclusively rely on the Value on Acknowledgement of Fair Market Value.  Test performed using stated value or other valuation method in file other than appraisal.               04/23/2025 2 A A A A A A A A A A   TX Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63071     33284721     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/23/2025 2 A A A A A A A A A A   CT Primary Refinance - Cash-out - Other   D D A A A A D D Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES63071     33284724     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-16): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/16/2025 3 D D A A N/A N/A     D D   CT Primary Refinance - Cash-out - Other   D D A A A A D D Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES63075     33284820     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/23/2025 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES63075     33284821     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-16): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/16/2025 2 A A A A N/A N/A     A A   MD Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES63075     33284853     Compliance Compliance State Compliance State HPML (State HPML Disclosure) [redacted] Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) [redacted] Higher-Priced Mortgage Loan:  Borrower not provided with written disclosure of non-higher priced loans otherwise qualified for.         Buyer Comment (2025-04-24): Seller acknowledges exception, no change to grading.
     04/24/2025 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES63075     33284854     Compliance Compliance State Compliance State HPML [redacted] HPML Threshold Test Non-Compliant [redacted] Higher-Priced Mortgage Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is equal to or greater than the threshold of APOR [redacted]+ [redacted], or [redacted].  Non-Compliant Higher Priced Loan.         Buyer Comment (2025-04-24): Seller acknowledges exception, no change to grading.
     04/24/2025 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES63087     33284239     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/23/2025 2 A A A A A A A A A A   NY Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63087     33284240     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-16): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/16/2025 2 A A A A N/A N/A     A A   NY Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63104     33284438     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/23/2025 2 A A A A A A A A A A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES63104     33284439     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-16): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/16/2025 2 A A A A N/A N/A     A A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES63114     33285774     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/23/2025 2 A A A A A A A A A A   NJ Primary Refinance - Cash-out - Other   C B A A C B A A Non QM Non QM No
[REDACTED] RCKT2025CES63114     33285775     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-16): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/16/2025 2 A A A A N/A N/A     A A   NJ Primary Refinance - Cash-out - Other   C B A A C B A A Non QM Non QM No
[REDACTED] RCKT2025CES63114     33285834     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Third Circuit) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The [redacted] form was used, the [redacted] form should have been used.         Reviewer Comment (2025-05-02): [redacted] proof of delivery [redacted], and [redacted] to the borrower provided. New rescission period has passed, exception cured.


Buyer Comment (2025-05-01): Please see the [redacted] and proof of delivery attached


Buyer Comment (2025-05-01): Please see the[redacted] and proof of delivery attached
   05/02/2025   2 C B C B C B C B C B   NJ Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B A A C B A A Non QM Non QM Yes
[REDACTED] RCKT2025CES63147     33285707     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/23/2025 2 A A A A A A A A A A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES63147     33285708     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-17): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/17/2025 2 A A A A N/A N/A     A A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES63195     33283751     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/23/2025 2 A A A A A A A A A A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63195     33283752     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-16): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/16/2025 2 A A A A N/A N/A     A A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63199     33285746     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/23/2025 2 A A A A A A A A A A   NH Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63199     33285748     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-16): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/16/2025 3 D D A A N/A N/A     D D   NH Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63221     33283922     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/23/2025 2 A A A A A A A A A A   WI Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63221     33283923     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-16): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/16/2025 3 D D A A N/A N/A     D D   WI Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63225     33283815     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/23/2025 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES63225     33283816     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-16): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/16/2025 2 A A A A N/A N/A     A A   MD Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES63225     33283819     Compliance Compliance State Compliance State HPML (State HPML Disclosure) [redacted] Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) [redacted] Higher-Priced Mortgage Loan:  Borrower not provided with written disclosure of non-higher priced loans otherwise qualified for.         Buyer Comment (2025-04-24): Seller acknowledges the exception, no change to grading.
     04/24/2025 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES63225     33283820     Compliance Compliance State Compliance State HPML [redacted] HPML Threshold Test Non-Compliant [redacted] Higher-Priced Mortgage Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is equal to or greater than the threshold of APOR [redacted] + [redacted], or [redacted].  Non-Compliant Higher Priced Loan.         Buyer Comment (2025-04-24): Seller acknowledges the exception, no change to grading.
     04/24/2025 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES63227     33284520     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/23/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63227     33284522     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-16): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/16/2025 3 D D A A N/A N/A     D D   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63229     33284579     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/23/2025 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63229     33284580     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-17): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/17/2025 3 D D A A N/A N/A     D D   FL Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63233     33282117     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/23/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES63233     33282121     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-16): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/16/2025 2 A A A A N/A N/A     A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES63241     33284334     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/23/2025 2 A A A A A A A A A A   IL Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63241     33284336     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-16): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/16/2025 3 D D A A N/A N/A     D D   IL Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63246     33284969     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/23/2025 2 A A A A A A A A A A   VA Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63246     33284970     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-16): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/16/2025 2 A A A A N/A N/A     A A   VA Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63246     33284987     Credit Loan Package Documentation Loan File Missing Document  Missing Document: [redacted] not provided   The senior lien is escrowed confirming [redacted] effective at consummation, however, documentation to support the annual premium considered by the lender was missing.       Reviewer Comment (2025-04-25): Client elects not to provide the [redacted] as the senior lien is escrowed. Used the verified [redacted] - total escrowed amount per the senior lien or [redacted]for [redacted]. [redacted] unable to be balanced due to missing documentation. Exception cleared.


Reviewer Comment (2025-04-25): Please provide the Hazard Insurance document effective at the time of closing date. Exception Remains.


Buyer Comment (2025-04-24): Please refer to job notes as this is not required, solely evidence that an insurance policy exists on the subject property is required for the closed end second product.
 04/25/2025     1 C A C A C A C A C A   VA Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63261     33285049     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/23/2025 2 A A A A A A A A A A   OH Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63261     33285051     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-16): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/16/2025 3 D D A A N/A N/A     D D   OH Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63265     33285359     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/23/2025 2 A A A A A A A A A A   TX Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63265     33285360     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-16): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/16/2025 3 D D A A N/A N/A     D D   TX Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63265     33285391     Compliance Compliance State Compliance Misc. State Level [redacted]Cash-out Loan (The lender/Assignee cannot conclusively rely on the Value on the Acknowledgement of Fair Market Value as the loan file does not contain an Appraisal) [redacted] Constitution Section [redacted]): The lender/Assignee cannot conclusively rely on the Value on Acknowledgement of Fair Market Value.  Test performed using stated value or other valuation method in file other than appraisal.               04/23/2025 2 A A A A A A A A A A   TX Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63269     33285224     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/23/2025 2 A A A A A A A A A A   KS Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63269     33285226     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-16): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/16/2025 3 D D A A N/A N/A     D D   KS Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63273     33285116     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/23/2025 2 A A A A A A A A A A   CO Primary Refinance - Cash-out - Other   D D A A B B D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63273     33285119     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-16): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/16/2025 3 D D A A N/A N/A     D D   CO Primary Refinance - Cash-out - Other   D D A A B B D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63273     33285144     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The [redacted] form was used, the [redacted] form should have been used.         Buyer Comment (2025-04-24): Seller acknowledges. No change to grading.
     04/24/2025 2 B B B B B B B B B B   CO Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form D D A A B B D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[REDACTED] RCKT2025CES63345     33284628     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/23/2025 2 A A A A A A A A A A   MI Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63345     33284630     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-16): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/16/2025 3 D D A A N/A N/A     D D   MI Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63357     33283646     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/23/2025 2 A A A A A A A A A A   MI Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63357     33283647     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-16): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/16/2025 3 D D A A N/A N/A     D D   MI Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63366     33284384     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/23/2025 2 A A A A A A A A A A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES63366     33284386     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-16): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/16/2025 2 A A A A N/A N/A     A A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES63374     33284725     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/23/2025 2 A A A A A A A A A A   NJ Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES63374     33284726     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-16): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/16/2025 2 A A A A N/A N/A     A A   NJ Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES63456     33285694     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/23/2025 2 A A A A A A A A A A   GA Primary Refinance - Cash-out - Other   D D C A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63456     33285695     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-16): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/16/2025 3 D D A A N/A N/A     D D   GA Primary Refinance - Cash-out - Other   D D C A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63456     33285712     Credit Income / Employment Income Documentation Missing Document  [redacted] Documents are missing. - The file is missing documentation to support the monthly [redacted] dues for the subject property. Please provide for review.       Reviewer Comment (2025-04-24): Received HOA document  for the subject property. Exception Cleared.


Buyer Comment (2025-04-24): Please see attached, confirmation from zillow of HOA dues.
 04/24/2025     1 C A C A C A C A C A   GA Primary Refinance - Cash-out - Other   D D C A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63457     33285484     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/23/2025 2 A A A A A A A A A A   GA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63457     33285485     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-16): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/16/2025 3 D D A A N/A N/A     D D   GA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63517     33285799     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/23/2025 2 A A A A A A A A A A   GA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63517     33285800     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-16): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/16/2025 3 D D A A N/A N/A     D D   GA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63534     33285266     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/23/2025 2 A A A A A A A A A A   CO Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63534     33285267     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-16): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/16/2025 3 D D A A N/A N/A     D D   CO Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63573     33284586     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/23/2025 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES63573     33284587     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-17): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/17/2025 2 A A A A N/A N/A     A A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES63577     33285296     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/23/2025 2 A A A A A A A A A A   IN Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63577     33285299     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-16): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/16/2025 3 D D A A N/A N/A     D D   IN Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63594     33285571     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/23/2025 2 A A A A A A A A A A   OK Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63594     33285573     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-16): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/16/2025 2 A A A A N/A N/A     A A   OK Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63639     33283979     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/23/2025 2 A A A A A A A A A A   IN Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES63639     33283980     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-16): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/16/2025 2 A A A A N/A N/A     A A   IN Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES63694     33285724     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/23/2025 2 A A A A A A A A A A   NJ Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63694     33285732     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-16): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/16/2025 3 D D A A N/A N/A     D D   NJ Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63802     33285782     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/23/2025 2 A A A A A A A A A A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES63802     33285783     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-16): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/16/2025 2 A A A A N/A N/A     A A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES63955     33285718     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/23/2025 2 A A A A A A A A A A   WA Primary Refinance - Cash-out - Other   D D A A B B D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63955     33285722     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-16): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/16/2025 3 D D A A N/A N/A     D D   WA Primary Refinance - Cash-out - Other   D D A A B B D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63955     33285740     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The [redacted] form was used, the [redacted] form should have been used.         Buyer Comment (2025-04-24): seller accepts; no change to grading.
     04/24/2025 2 B B B B B B B B B B   WA Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form D D A A B B D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[REDACTED] RCKT2025CES63984     33284331     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/23/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63984     33284333     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-16): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/16/2025 3 D D A A N/A N/A     D D   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64043     33283977     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/23/2025 2 A A A A A A A A A A   OR Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES64043     33283978     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-16): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/16/2025 2 A A A A N/A N/A     A A   OR Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES64072     33286021     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/23/2025 2 A A A A A A A A A A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES64072     33286030     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-16): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/16/2025 2 A A A A N/A N/A     A A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES64089     33283895     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-17): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/17/2025 2 A A A A N/A N/A     A A   CA Primary Refinance - Cash-out - Other   C A C A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES64089     33283896     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/23/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   C A C A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES64089     33283931     Credit Loan Package Documentation Application / Processing Insurance Missing Document: Flood Certificate not provided   The file is missing the Flood Certificate.   Please provide for review.       Reviewer Comment (2025-04-24): Received[redacted] document. Exception  cleared.


Buyer Comment (2025-04-24): Please see the[redacted], attached.
 04/24/2025     1 C A C A C A C A C A   CA Primary Refinance - Cash-out - Other   C A C A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES64103     33283680     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/23/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES64103     33283681     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-16): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/16/2025 2 A A A A N/A N/A     A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES64181     33285733     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-16): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/16/2025 3 D D A A N/A N/A     D D   OR Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64181     33285734     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/23/2025 2 A A A A A A A A A A   OR Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64248     33285294     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-16): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/16/2025 3 D D A A N/A N/A     D D   MI Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64248     33285295     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/23/2025 2 A A A A A A A A A A   MI Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64286     33284025     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/23/2025 2 A A A A A A A A A A   UT Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64286     33284028     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-16): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/16/2025 3 D D A A N/A N/A     D D   UT Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64382     33283882     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-16): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/16/2025 3 D D A A N/A N/A     D D   TX Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64382     33283883     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/23/2025 2 A A A A A A A A A A   TX Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64382     33283889     Compliance Compliance State Compliance Misc. State Level [redacted]Cash-out Loan (The lender/Assignee cannot conclusively rely on the Value on the Acknowledgement of Fair Market Value as the loan file does not contain an Appraisal) [redacted]: The lender/Assignee cannot conclusively rely on the Value on Acknowledgement of Fair Market Value.  Test performed using stated value or other valuation method in file other than appraisal.               04/23/2025 2 A A A A A A A A A A   TX Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64456     33285549     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec[redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-16): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/16/2025 3 D D A A N/A N/A     D D   MI Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64456     33285551     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/23/2025 2 A A A A A A A A A A   MI Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64487     33283999     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/23/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   D D A A B B D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64487     33284001     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-16): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/16/2025 3 D D A A N/A N/A     D D   CA Primary Refinance - Cash-out - Other   D D A A B B D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64487     33284007     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The[redacted] form was used, the[redacted] form should have been used.         Buyer Comment (2025-04-24): Seller acknowledges exception, no change in grading
     04/24/2025 2 B B B B B B B B B B   CA Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form D D A A B B D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[REDACTED] RCKT2025CES64564     33283824     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/24/2025 2 A A A A A A A A A A   OH Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64564     33283851     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec [redacted] Note Date:  ___; Lien Position: ___ The file is missing supporting secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-16): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/16/2025 3 D D A A N/A N/A     D D   OH Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64585     33285469     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-16): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/16/2025 2 A A A A N/A N/A     A A   CA Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES64585     33285470     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/24/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES64585     33285535     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The[redacted] form was used, the[redacted] form should have been used.         Buyer Comment (2025-04-25): Seller acknowledges exception, no change to grading.
     04/25/2025 2 B B B B B B B B B B   CA Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B B A A B B A A Non QM Non QM Yes
[REDACTED] RCKT2025CES64586     33283925     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/24/2025 2 A A A A A A A A A A   GA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64586     33283926     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing supporting secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-16): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/16/2025 3 D D A A N/A N/A     D D   GA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64619     33284635     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/24/2025 2 A A A A A A A A A A   IN Primary Refinance - Cash-out - Other   D D A A A A D D Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES64619     33284637     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal from prior transaction was in file. Secondary valuation from subject transaction is missing. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-16): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/16/2025 3 D D A A N/A N/A D D D D   IN Primary Refinance - Cash-out - Other   D D A A A A D D Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES64624     33285320     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/24/2025 2 A A A A A A A A A A   GA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64624     33285321     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID:[redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-16): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/16/2025 3 D D A A N/A N/A     D D   GA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64704     33284975     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/24/2025 2 A A A A A A A A A A   NC Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64704     33284978     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID[redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-17): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/17/2025 3 D D A A N/A N/A     D D   NC Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64801     33284865     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/24/2025 2 A A A A A A A A A A   NJ Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64801     33284868     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file is missing supporting secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-16): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/16/2025 3 D D A A N/A N/A     D D   NJ Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64967     33283950     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-16): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/16/2025 3 D D A A N/A N/A     D D   AL Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64967     33283951     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/24/2025 2 A A A A A A A A A A   AL Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65021     33285069     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/24/2025 2 A A A A A A A A A A   WA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65021     33285070     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID[redacted] Note Date:  ___; Lien Position: ___ The file is missing supporting secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-16): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/16/2025 3 D D A A N/A N/A     D D   WA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65103     33285688     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/24/2025 2 A A A A A A A A A A   NJ Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65103     33285702     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing supporting secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-16): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/16/2025 3 D D A A N/A N/A     D D   NJ Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65197     33284021     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/24/2025 2 A A A A A A A A A A   CO Primary Refinance - Cash-out - Other   D D C A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65197     33284024     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-16): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/16/2025 3 D D A A N/A N/A     D D   CO Primary Refinance - Cash-out - Other   D D C A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65197     33288006     Credit Income / Employment Income Documentation Income / Employment Income Docs Missing: - ___ The borrower's most recent [redacted]is incomplete. Please provide clear copies for review.       Reviewer Comment (2025-04-25): Received snip sort confirmation for  employer's telephone number for the borrower ,Exception Cleared.


Buyer Comment (2025-04-25): Please see attached, [redacted]
 notes confirming the source of the phone number was google.
 04/25/2025     1 C A C A C A C A C A   CO Primary Refinance - Cash-out - Other   D D C A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65254     33284361     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/24/2025 2 A A A A A A A A A A   WA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65254     33284362     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-17): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/17/2025 3 D D A A N/A N/A     D D   WA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65570     33284453     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/24/2025 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   D D A A A A D D Non QM Non QM No
[REDACTED] RCKT2025CES65570     33284458     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-17): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/17/2025 3 D D A A N/A N/A     D D   FL Primary Refinance - Cash-out - Other   D D A A A A D D Non QM Non QM No
[REDACTED] RCKT2025CES65689     33284486     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/24/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65689     33284513     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-17): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/17/2025 3 D D A A N/A N/A     D D   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60015     33310229     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/24/2025 2 A A A A A A A A A A   RI Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60015     33310234     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-21): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/21/2025 2 A A A A N/A N/A     A A   RI Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60030     33309834     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/24/2025 2 A A A A A A A A A A   OH Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60030     33309835     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-21): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/21/2025 3 D D A A N/A N/A     D D   OH Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60037     33309975     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/24/2025 2 A A A A A A A A A A   CO Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60037     33309976     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-21): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/21/2025 3 D D A A N/A N/A     D D   CO Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60043     33309978     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/28/2025 2 A A A A A A A A A A   NJ Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60043     33309979     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-28): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/28/2025 3 D D A A N/A N/A     D D   NJ Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60047     33309805     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/24/2025 2 A A A A A A A A A A   IL Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60047     33309806     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-21): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/21/2025 3 D D A A N/A N/A     D D   IL Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60051     33312637     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/24/2025 2 A A A A A A A A A A   OH Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60051     33312639     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-21): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/21/2025 2 A A A A N/A N/A     A A   OH Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60060     33309801     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/24/2025 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60060     33309802     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-21): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/21/2025 3 D D A A N/A N/A     D D   FL Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60078     33307405     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/24/2025 2 A A A A A A A A A A   ND Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60078     33307407     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-18): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/18/2025 3 D D A A N/A N/A     D D   ND Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60096     33311177     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/24/2025 2 A A A A A A A A A A   WV Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60096     33311182     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-21): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/21/2025 3 D D A A N/A N/A     D D   WV Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60168     33311295     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/24/2025 2 A A A A A A A A A A   GA Primary Refinance - Cash-out - Other   D D A A A A D D Non QM Non QM No
[REDACTED] RCKT2025CES60168     33311336     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-21): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/21/2025 3 D D A A N/A N/A     D D   GA Primary Refinance - Cash-out - Other   D D A A A A D D Non QM Non QM No
[REDACTED] RCKT2025CES60210     33309817     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/24/2025 2 A A A A A A A A A A   AR Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60210     33309818     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-21): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/21/2025 3 D D A A N/A N/A     D D   AR Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60211     33309986     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/24/2025 2 A A A A A A A A A A   TX Primary Refinance - Cash-out - Other   D D A A C A D D Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES60211     33309987     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-21): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/21/2025 3 D D A A N/A N/A     D D   TX Primary Refinance - Cash-out - Other   D D A A C A D D Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES60211     33316228     Compliance Compliance State Compliance State Defect [redacted]Cash-out Loan  (Itemization of Points and Fees Not Provided) [redacted] Constitution Section[redacted] Final Itemized disclosure of fees, points, costs and charges not provided to borrower at least[redacted]) business day prior to closing.         Reviewer Comment (2025-04-28): Documentation provided verifying receipt of an itemized disclosure at least[redacted] business day prior to closing.  Exception cleared.


Buyer Comment (2025-04-25): [redacted]: please see the attachment.
 04/28/2025     1 C A C A C A C A C A   TX Primary Refinance - Cash-out - Other Refund or credit the borrower $1,000 and offer the borrower the right to refinance the extension of credit for the remaining term of the loan at no cost to the borrower on the same terms, including interest, as the original extension of credit with any modifications necessary to comply with this section or on terms on which the borrower and the lender or holder otherwise agree. D D A A C A D D Higher Priced QM (APOR) Higher Priced QM (APOR) Yes
[REDACTED] RCKT2025CES60312     33310024     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/24/2025 2 A A A A A A A A A A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES60312     33534329     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-29): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/29/2025 2   A   A   N/A       A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES60326     33307619     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/24/2025 2 A A A A A A A A A A   OH Primary Refinance - Cash-out - Other   D D A A A A D D Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES60326     33307623     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-18): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/18/2025 3 D D A A N/A N/A     D D   OH Primary Refinance - Cash-out - Other   D D A A A A D D Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES60353     33311268     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/24/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES60353     33311274     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-21): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/21/2025 2 A A A A N/A N/A     A A   CA Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES60353     33311290     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The[redacted] form was used, the[redacted] form should have been used.         Buyer Comment (2025-04-25): Seller acknowledges exception, no change in grading
     04/25/2025 2 B B B B B B B B B B   CA Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B B A A B B A A Non QM Non QM Yes
[REDACTED] RCKT2025CES60415     33309950     Compliance Compliance State Compliance Compliance [redacted] has been discontinued effective[redacted]  Average Prime Offer Rate (APOR) used in lieu of[redacted], pursuant to OCOB FAQ guidance.           Reviewer Comment (2025-04-21): Seller acknowledges exception, no change to grading.
     04/21/2025 1 A A A A A A A A A A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES60415     33309955     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/24/2025 2 A A A A A A A A A A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES60415     33309956     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-21): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/21/2025 2 A A A A N/A N/A     A A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES60455     33309843     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-21): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/21/2025 2 A A A A N/A N/A     A A   TN Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES60455     33309844     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/24/2025 2 A A A A A A A A A A   TN Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES60482     33310817     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/24/2025 2 A A A A A A A A A A   NJ Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES60482     33310818     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-21): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/21/2025 2 A A A A N/A N/A     A A   NJ Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES60485     33310032     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/24/2025 2 A A A A A A A A A A   NH Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES60485     33310033     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-21): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/21/2025 2 A A A A N/A N/A     A A   NH Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES60516     33312094     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/24/2025 2 A A A A A A A A A A   TX Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES60516     33312095     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-21): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/21/2025 2 A A A A N/A N/A     A A   TX Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES60542     33309960     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/24/2025 2 A A A A A A A A A A   NJ Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES60542     33309961     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-21): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/21/2025 2 A A A A N/A N/A     A A   NJ Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES60544     33312005     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/24/2025 2 A A A A A A A A A A   DE Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60544     33312006     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-21): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/21/2025 3 D D A A N/A N/A     D D   DE Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60573     33309948     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/24/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60573     33313365     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-21): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/21/2025 3 D D A A N/A N/A     D D   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60583     33311380     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/24/2025 2 A A A A A A A A A A   NY Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES60583     33534476     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-29): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/29/2025 2   A   A   N/A       A   NY Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES60592     33309963     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/24/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60592     33309964     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-24): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/24/2025 2 A A A A N/A N/A     A A   CA Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60592     33309965     Credit Income / Employment Income Documentation Income / Employment Income Docs Missing: - The third-party verification of employment for the Partnership was not timestamped. Please provide evidence of when the lender obtained the verification for review.       Reviewer Comment (2025-04-25): Received screenshot verifies third party verification. Exception cleared


Buyer Comment (2025-04-25): Please see attached confirming when the verification was received.
 04/25/2025     1 C A C A C A C A C A   CA Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60654     33309574     Compliance Compliance State Compliance Compliance [redacted] has been discontinued effective [redacted].  Average Prime Offer Rate (APOR) used in lieu of[redacted], pursuant to OCOB FAQ guidance.           Reviewer Comment (2025-04-23): Seller acknowledges the exception. This exception is for informational purposes only and does not impact grading.
     04/23/2025 1 A A A A A A A A A A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60654     33309822     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/24/2025 2 A A A A A A A A A A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60654     33309823     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-23): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/23/2025 2 A A A A N/A N/A     A A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60682     33311644     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/24/2025 2 A A A A A A A A A A   OH Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES60682     33311645     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-21): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/21/2025 2 A A A A N/A N/A     A A   OH Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES60689     33311904     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/24/2025 2 A A A A A A A A A A   IL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60689     33317290     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-21): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/21/2025 2 A A A A N/A N/A     A A   IL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60706     33311353     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/24/2025 2 A A A A A A A A A A   VA Primary Refinance - Cash-out - Other   D D A A A A D D Non QM Non QM No
[REDACTED] RCKT2025CES60706     33311359     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID:[redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-21): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/21/2025 3 D D A A N/A N/A     D D   VA Primary Refinance - Cash-out - Other   D D A A A A D D Non QM Non QM No
[REDACTED] RCKT2025CES60732     33312159     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/24/2025 2 A A A A A A A A A A   CO Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60732     33312161     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-21): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/21/2025 3 D D A A N/A N/A     D D   CO Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60741     33310200     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/24/2025 2 A A A A A A A A A A   KY Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES60741     33310201     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-21): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/21/2025 2 A A A A N/A N/A     A A   KY Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES60754     33310045     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/24/2025 2 A A A A A A A A A A   MI Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60754     33310049     Compliance Compliance State Compliance Misc. State Level [redacted] CMPA Home Loan Toolkit Timing [redacted] Consumer Mortgage Protection Act:  Home Loan Toolkit not provided to borrower within three [redacted] business days of application. The Home Loan Toolkit was not provided within three business days of application.       Buyer Comment (2025-04-25): Seller acknowledges exception, no change to grading.
     04/25/2025 2 B B B B B B B B B B   MI Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60754     33442189     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-12): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/12/2025 2   A   A   N/A       A   MI Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60808     33311785     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/24/2025 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60808     33311828     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-21): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/21/2025 3 D D A A N/A N/A     D D   FL Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60838     33310064     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/24/2025 2 A A A A A A A A A A   MS Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES60838     33310065     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-21): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/21/2025 2 A A A A N/A N/A     A A   MS Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES60848     33312612     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/24/2025 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   D D A A A A D D Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES60848     33312613     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-24): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/24/2025 3 D D A A N/A N/A     D D   FL Primary Refinance - Cash-out - Other   D D A A A A D D Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES60877     33309985     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/24/2025 2 A A A A A A A A A A   MO Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES60877     33309988     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-21): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/21/2025 2 A A A A N/A N/A     A A   MO Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES60880     33312003     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/24/2025 2 A A A A A A A A A A   WA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60880     33312004     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-21): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/21/2025 2 A A A A N/A N/A     A A   WA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60896     33310073     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/24/2025 2 A A A A A A A A A A   IN Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES60896     33310074     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-21): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/21/2025 2 A A A A N/A N/A     A A   IN Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES60899     33310145     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-21): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/21/2025 2 A A A A N/A N/A     A A   IL Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES60899     33310146     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/24/2025 2 A A A A A A A A A A   IL Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES60918     33312582     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/24/2025 2 A A A A A A A A A A   OK Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES60918     33312584     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-21): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/21/2025 2 A A A A N/A N/A     A A   OK Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES60918     33312600     Compliance Compliance State Compliance State HPML (State HPML) [redacted] Higher-Priced Mortgage Loan (APR Exceeds HPML Threshold) [redacted] Higher-Priced Mortgage Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted]is equal to or greater than the threshold of APOR [redacted].  Compliant Higher Priced Loan.         Buyer Comment (2025-04-25): Seller acknowledges exception, no change to grading.
     04/25/2025 2 B B B B B B B B B B   OK Primary Refinance - Cash-out - Other No obvious cure B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES60926     33311151     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/24/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES60926     33311152     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-21): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/21/2025 2 A A A A N/A N/A     A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES60956     33312836     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/24/2025 2 A A A A A A A A A A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES60956     33312838     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-21): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/21/2025 2 A A A A N/A N/A     A A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES60972     33309812     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/24/2025 2 A A A A A A A A A A   KS Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES60972     33309813     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-21): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/21/2025 2 A A A A N/A N/A     A A   KS Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES60976     33310057     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/24/2025 2 A A A A A A A A A A   AZ Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES60976     33310058     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-21): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/21/2025 2 A A A A N/A N/A     A A   AZ Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES60997     33309829     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/24/2025 2 A A A A A A A A A A   NC Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60997     33309830     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-21): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/21/2025 3 D D A A N/A N/A     D D   NC Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61005     33310912     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/24/2025 2 A A A A A A A A A A   IL Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61005     33310913     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID:[redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-24): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/24/2025 3 D D A A N/A N/A     D D   IL Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61054     33311801     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/24/2025 2 A A A A A A A A A A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61054     33311804     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-21): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/21/2025 2 A A A A N/A N/A     A A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61083     33311271     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/24/2025 2 A A A A A A A A A A   MO Primary Refinance - Cash-out - Other   D D C A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61083     33311272     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-24): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/24/2025 3 D D A A N/A N/A     D D   MO Primary Refinance - Cash-out - Other   D D C A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61083     33311284     Credit Income / Employment Income Documentation Missing Document  REO Documents are missing. - The file was missing the HOA dues documentation for this property, please provide for review.       Reviewer Comment (2025-04-25): Received HOA document  for the subject  property. Exception Cleared.


Buyer Comment (2025-04-25): [redacted]: please see the attached verification.
 04/25/2025     1 C A C A C A C A C A   MO Primary Refinance - Cash-out - Other   D D C A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61098     33312245     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/24/2025 2 A A A A A A A A A A   PA Primary Refinance - Cash-out - Other   D D A A C B D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61098     33312246     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-21): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/21/2025 3 D D A A N/A N/A     D D   PA Primary Refinance - Cash-out - Other   D D A A C B D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61098     33312269     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Third Circuit) Truth in Lending Act: Notice of [redacted] was not executed on the proper Model Form for a refinancing by the same creditor. The [redacted] form was used, the [redacted] form should have been used.         Reviewer Comment (2025-05-09): [redacted], proof of delivery, and [redacted] provided. New rescission period has passed, exception cured.


Buyer Comment (2025-05-06): please see attached
   05/09/2025   2 C B C B C B C B C B   PA Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form D D A A C B D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[REDACTED] RCKT2025CES61123     33313570     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID:[redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-21): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/21/2025 3 D D A A N/A N/A     D D   WA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61123     33313573     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/24/2025 2 A A A A A A A A A A   WA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61132     33310081     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/24/2025 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61132     33310082     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-21): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/21/2025 3 D D A A N/A N/A     D D   FL Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61201     33310181     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-21): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/21/2025 2 A A A A N/A N/A     A A   ID Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61201     33310182     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/24/2025 2 A A A A A A A A A A   ID Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61212     33310136     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-21): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/21/2025 3 D D A A N/A N/A     D D   TX Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61212     33310137     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/24/2025 2 A A A A A A A A A A   TX Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61212     33310140     Compliance Compliance State Compliance Misc. State Level [redacted]Cash-out Loan (The lender/Assignee cannot conclusively rely on the Value on the Acknowledgement of Fair Market Value as the loan file does not contain an Appraisal) [redacted] Constitution Section[redacted] The lender/Assignee cannot conclusively rely on the Value on Acknowledgement of Fair Market Value.  Test performed using stated value or other valuation method in file other than appraisal.               04/24/2025 2 A A A A A A A A A A   TX Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61248     33311153     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/24/2025 2 A A A A A A A A A A   AL Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES61248     33311154     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-21): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/21/2025 2 A A A A N/A N/A     A A   AL Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES61267     33312605     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/24/2025 2 A A A A A A A A A A   MI Primary Refinance - Cash-out - Other   D D A A A A D D Non QM Non QM No
[REDACTED] RCKT2025CES61267     33312609     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-21): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/21/2025 3 D D A A N/A N/A     D D   MI Primary Refinance - Cash-out - Other   D D A A A A D D Non QM Non QM No
[REDACTED] RCKT2025CES61274     33312751     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/24/2025 2 A A A A A A A A A A   AL Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES61274     33312762     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-21): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/21/2025 2 A A A A N/A N/A     A A   AL Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES61280     33310117     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/24/2025 2 A A A A A A A A A A   TX Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61280     33310118     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-24): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/24/2025 3 D D A A N/A N/A     D D   TX Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61280     33310120     Compliance Compliance State Compliance Misc. State Level [redacted]Cash-out Loan (The lender/Assignee cannot conclusively rely on the Value on the Acknowledgement of Fair Market Value as the loan file does not contain an Appraisal) [redacted] Constitution Section [redacted] The lender/Assignee cannot conclusively rely on the Value on Acknowledgement of Fair Market Value.  Test performed using stated value or other valuation method in file other than appraisal.               04/24/2025 2 A A A A A A A A A A   TX Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61299     33309995     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/24/2025 2 A A A A A A A A A A   SC Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61299     33309997     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-21): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/21/2025 3 D D A A N/A N/A     D D   SC Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61312     33313174     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/24/2025 2 A A A A A A A A A A   UT Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES61312     33313175     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-21): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/21/2025 2 A A A A N/A N/A     A A   UT Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES61323     33310156     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/24/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   D D C A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61323     33310157     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-24): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/24/2025 3 D D A A N/A N/A     D D   CA Primary Refinance - Cash-out - Other   D D C A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61323     33310159     Credit Income / Employment Income Documentation Income / Employment Income Docs Missing: - The file was missing the [redacted] for the [redacted] business. Please provide the third-party verification for the business obtained within [redacted] calendar days of the Note date for review       Reviewer Comment (2025-04-28): Liability policy provided for the [redacted] income which meets client's guidelines. Exception cleared.


Buyer Comment (2025-04-25): Please see attached liability insurance verifying [redacted]. Also attached is the timestamp confirming when it was obtained.


Buyer Comment (2025-04-25): Please see attached liability insurance verifying self employment. Also attached is the timestamp confirming when it was obtained.
 04/28/2025     1 C A C A C A C A C A   CA Primary Refinance - Cash-out - Other   D D C A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61323     33342681     Credit Income / Employment Income Documentation Income / Employment Income Docs Missing: - The third-party verification for [redacted] was not timestamped. Please provide evidence of when this was obtained by the lender for review.       Reviewer Comment (2025-04-28): Received [redacted] with Time and Stamp. Exception Cleared.


Buyer Comment (2025-04-25): Please see attached timestamp confirming when the voe was received.
 04/28/2025     1 C A C A C A C A C A   CA Primary Refinance - Cash-out - Other   D D C A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61323     33342756     Credit Income / Employment Income Documentation Income / Employment Income Docs Missing:   The file was missing [redacted] from the [redacted]. Please provide Schedule D for further review of [redacted].       Reviewer Comment (2025-05-08): [redacted] information updated from [redacted] Tax Transcript. Exception Cleared.


Buyer Comment (2025-05-07): Please see the attached[redacted], including [redacted]. A [redacted] is allowable per Fannie Mae guidelines in lieu of a signed [redacted], as it includes all necessary information. Please clear exception.


Reviewer Comment (2025-04-28): Received again [redacted] in file. Please provide [redacted] which is required. Exception Remains.


Buyer Comment (2025-04-25): Please see attached [redacted]
 05/08/2025     1 C A C A C A C A C A   CA Primary Refinance - Cash-out - Other   D D C A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61338     33311487     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/24/2025 2 A A A A A A A A A A   NJ Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES61338     33311503     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-21): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/21/2025 2 A A A A N/A N/A     A A   NJ Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES61363     33310000     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/24/2025 2 A A A A A A A A A A   NJ Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61363     33310003     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-21): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/21/2025 3 D D A A N/A N/A     D D   NJ Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61395     33310126     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-21): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/21/2025 3 D D A A N/A N/A     D D   WA Primary Refinance - Cash-out - Other   D D A A B B D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61395     33310127     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/24/2025 2 A A A A A A A A A A   WA Primary Refinance - Cash-out - Other   D D A A B B D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61395     33314287     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The[redacted]form was used, the [redacted]form should have been used.         Buyer Comment (2025-04-25): Seller acknowledges exception, no change to grading.
     04/25/2025 2 B B B B B B B B B B   WA Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form D D A A B B D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[REDACTED] RCKT2025CES61429     33321873     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/24/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   D D A A A A D D Non QM Non QM No
[REDACTED] RCKT2025CES61429     33321877     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-24): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/24/2025 3 D D A A N/A N/A     D D   CA Primary Refinance - Cash-out - Other   D D A A A A D D Non QM Non QM No
[REDACTED] RCKT2025CES61449     33312181     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/24/2025 2 A A A A A A A A A A   NY Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES61449     33312182     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-21): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/21/2025 2 A A A A N/A N/A     A A   NY Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES61457     33313470     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/24/2025 2 A A A A A A A A A A   IN Primary Refinance - Cash-out - Other   D D A A A A D D Non QM Non QM No
[REDACTED] RCKT2025CES61457     33313471     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-21): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/21/2025 3 D D A A N/A N/A     D D   IN Primary Refinance - Cash-out - Other   D D A A A A D D Non QM Non QM No
[REDACTED] RCKT2025CES61462     33312890     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/24/2025 2 A A A A A A A A A A   AL Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES61462     33312892     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-21): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/21/2025 2 A A A A N/A N/A     A A   AL Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES61467     33311269     Compliance Compliance State Compliance Compliance [redacted] Day RNY has been discontinued effective[redacted].  Average Prime Offer Rate (APOR) used in lieu of RNY effective [redacted], pursuant to OCOB FAQ guidance.           Reviewer Comment (2025-04-21): Seller acknowledges exception, no change to grading.
     04/21/2025 1 A A A A A A A A A A   NC Primary Refinance - Cash-out - Other   C A A A C A A A Non QM Non QM No
[REDACTED] RCKT2025CES61467     33311421     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/24/2025 2 A A A A A A A A A A   NC Primary Refinance - Cash-out - Other   C A A A C A A A Non QM Non QM No
[REDACTED] RCKT2025CES61467     33311423     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-21): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/21/2025 2 A A A A N/A N/A     A A   NC Primary Refinance - Cash-out - Other   C A A A C A A A Non QM Non QM No
[REDACTED] RCKT2025CES61467     33311474     Compliance Compliance State Compliance State HPML [redacted] Rate Spread Threshold Test Non-Compliant [redacted] Rate Spread Home Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is equal to or greater than the threshold of APOR [redacted].  Non-Compliant Rate Spread Home Loan.         Reviewer Comment (2025-06-03): This exception was cleared manually on 4/29/2025.  Loan is now a Compliant NC Rate Spread Home Loan.


Reviewer Comment (2025-04-29): Broker comp was based on principal amount of loan and not based on loan terms (which is prohibited).  Loan is a Compliant [redacted]Rate Spread Home Loan.


Buyer Comment (2025-04-29): Please see attached; the partner compensation was based on [redacted]% of the principal balance of the loan.
       1 C A C A C A C A C A   NC Primary Refinance - Cash-out - Other Within 90 days of closing and prior to institution of any action against the lender, (1) notify the borrower, and (2) make appropriate restitution at the option of the borrower to either (a) make the loan comply with prohibited acts and practices or (b) change the terms of the loan in a manner beneficial to the borrower so the loan is no longer rate spread.  

(Limited Use Bona Fide Errors - Compliance and Client Approval Required)   Within [redacted] days of discovery, provide:
(1) Legal opinion from originating lender with loan-specific details on how a rate spread home loan was made despite procedures to prevent and confirms (i) the failure constitutes a bona fide error for the jurisdiction in which the property is located, and (ii) that the lender has not received any notice from the borrower of the failure; (2) procedures or explanation of controls in place to prevent such errors; (3) client written approval accepting use of the bona fide error cure; (4) signed borrower choice letter to either (a) accept refund and make loan non-rate spread loan or (b) keep loan as a rate spread loan and make loan compliant;  (5) If option 4(a) is selected, copy of refund check and proof of mailing; (6) If option 4(b) is selected, proof of cure for each of the prohibited practice violations. Note, a cure may not be accepted if the seller/lender has certified a fix has been made to their system and the same issue continues to occur after the fix has been put into place.		 C A A A C A A A Non QM Non QM Yes
[REDACTED] RCKT2025CES61467     33311475     Compliance Compliance State Compliance State HPML (State HPML Provision) [REDACTED] Rate Spread Home Loan (Charged Impermissible YSP) [redacted] Rate Spread Home Loan: Mortgage loan contains broker compensation that is not based on the principal balance of the loan.         Reviewer Comment (2025-04-29): Broker comp based on principal balance of loan and not loan terms.


Buyer Comment (2025-04-29): Please see attached; the partner compensation was based on [redacted] of the principal balance of the loan.
 04/29/2025     1 C A C A C A C A C A   NC Primary Refinance - Cash-out - Other See any available cure under the North Carolina Rate Spread Home Loan threshold exception. C A A A C A A A Non QM Non QM No
[REDACTED] RCKT2025CES61479     33312096     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/24/2025 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61479     33312099     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-21): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/21/2025 3 D D A A N/A N/A     D D   FL Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61482     33310100     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/25/2025 2 A A A A A A A A A A   TX Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61482     33310103     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-21): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/21/2025 3 D D A A N/A N/A     D D   TX Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61482     33310110     Compliance Compliance State Compliance Misc. State Level [redacted]Cash-out Loan (The lender/Assignee cannot conclusively rely on the Value on the Acknowledgement of Fair Market Value as the loan file does not contain an Appraisal) [redacted] Constitution Section [redacted]: The lender/Assignee cannot conclusively rely on the Value on Acknowledgement of Fair Market Value.  Test performed using stated value or other valuation method in file other than appraisal.               04/25/2025 2 A A A A A A A A A A   TX Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61483     33310071     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/25/2025 2 A A A A A A A A A A   TX Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61483     33310072     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-21): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/21/2025 3 D D A A N/A N/A     D D   TX Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61483     33310076     Compliance Compliance State Compliance Misc. State Level [redacted]Cash-out Loan (The lender/Assignee cannot conclusively rely on the Value on the Acknowledgement of Fair Market Value as the loan file does not contain an Appraisal) [redacted] Constitution Section[redacted]: The lender/Assignee cannot conclusively rely on the Value on Acknowledgement of Fair Market Value.  Test performed using stated value or other valuation method in file other than appraisal.               04/25/2025 2 A A A A A A A A A A   TX Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61516     33311982     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/25/2025 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   D D A A A A D D Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES61516     33311983     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID:[redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-21): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/21/2025 3 D D A A N/A N/A     D D   FL Primary Refinance - Cash-out - Other   D D A A A A D D Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES61539     33311398     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/25/2025 2 A A A A A A A A A A   IL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61539     33311399     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-24): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/24/2025 2 A A A A N/A N/A     A A   IL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61562     33310005     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/25/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61562     33310006     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-21): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/21/2025 3 D D A A N/A N/A     D D   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61564     33310009     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID[redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-21): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/21/2025 3 D D A A N/A N/A     D D   GA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61564     33310010     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/25/2025 2 A A A A A A A A A A   GA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61631     33310013     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-21): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/21/2025 2 A A A A N/A N/A     A A   AL Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES61631     33310014     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/25/2025 2 A A A A A A A A A A   AL Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES61650     33311643     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/25/2025 2 A A A A A A A A A A   VA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61650     33311649     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-21): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/21/2025 3 D D A A N/A N/A     D D   VA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61652     33310041     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/25/2025 2 A A A A A A A A A A   NC Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61652     33310042     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-21): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/21/2025 3 D D A A N/A N/A     D D   NC Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61660     33310115     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/25/2025 2 A A A A A A A A A A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES61660     33310116     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-21): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/21/2025 2 A A A A N/A N/A     A A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES61666     33310043     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/25/2025 2 A A A A A A A A A A   TN Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61666     33310044     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-21): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/21/2025 3 D D A A N/A N/A     D D   TN Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61685     33310084     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/25/2025 2 A A A A A A A A A A   OH Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES61685     33316446     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-21): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/21/2025 2 A A A A N/A N/A     A A   OH Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES61693     33311338     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/25/2025 2 A A A A A A A A A A   WI Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES61693     33311339     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-21): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/21/2025 2 A A A A N/A N/A     A A   WI Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES61709     33311941     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-21): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/21/2025 3 D D A A N/A N/A     D D   NJ Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61709     33311942     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/25/2025 2 A A A A A A A A A A   NJ Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61732     33311789     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/25/2025 2 A A A A A A A A A A   IL Primary Refinance - Cash-out - Other   D D A A A A D D Non QM Non QM No
[REDACTED] RCKT2025CES61732     33311791     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-21): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/21/2025 3 D D A A N/A N/A     D D   IL Primary Refinance - Cash-out - Other   D D A A A A D D Non QM Non QM No
[REDACTED] RCKT2025CES61733     33310020     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/25/2025 2 A A A A A A A A A A   IL Primary Refinance - Cash-out - Other   D D A A B B D D Non QM Non QM No
[REDACTED] RCKT2025CES61733     33310021     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file was missing the supporting secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-21): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/21/2025 3 D D A A N/A N/A     D D   IL Primary Refinance - Cash-out - Other   D D A A B B D D Non QM Non QM No
[REDACTED] RCKT2025CES61733     33310038     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The [redacted]form was used, the [redacted] form should have been used.         Buyer Comment (2025-04-25): seller accepts; no change to grading.
     04/25/2025 2 B B B B B B B B B B   IL Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form D D A A B B D D Non QM Non QM Yes
[REDACTED] RCKT2025CES61784     33310132     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/25/2025 2 A A A A A A A A A A   PA Primary Refinance - Cash-out - Other   D D C A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61784     33310133     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing supporting secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-21): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/21/2025 3 D D A A N/A N/A     D D   PA Primary Refinance - Cash-out - Other   D D C A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61784     33316206     Credit Income / Employment Income Documentation Missing Document  [redacted]Documents are missing. - The file was missing the[redacted] dues documentation for this property, please provide for review.       Reviewer Comment (2025-04-28): Zillow reflects [redacted] in HOA dues for the subject. Exception cleared.


Buyer Comment (2025-04-25): Please see the screen shot attached from Zillow confirming [redacted] in HOA dues. [redacted] contains the mortgage statement for [redacted] [redacted] and verifies liability of $[redacted]. [redacted] padded that amount to be conservative and the loan still qualifies. The small difference does not cause a DTI change greater than [redacted] so a corrected[redacted]  should not be required. Thank you
 04/28/2025     1 C A C A C A C A C A   PA Primary Refinance - Cash-out - Other   D D C A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61794     33312038     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-22): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/22/2025 3 D D A A N/A N/A     D D   NJ Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61794     33312040     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/25/2025 2 A A A A A A A A A A   NJ Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61796     33310209     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/25/2025 2 A A A A A A A A A A   UT Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES61796     33310210     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-21): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/21/2025 2 A A A A N/A N/A     A A   UT Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES61807     33311906     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/25/2025 2 A A A A A A A A A A   WA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES61807     33311907     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-21): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/21/2025 2 A A A A N/A N/A     A A   WA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES61818     33309946     Compliance Compliance State Compliance Compliance [redacted] Day RNY has been discontinued effective [redacted].  Average Prime Offer Rate (APOR) used in lieu of RNY effective [redacted], pursuant to OCOB FAQ guidance.           Reviewer Comment (2025-04-21): Seller acknowledges the exception. This exception is for informational purposes only and does not impact grading.
     04/21/2025 1 A A A A A A A A A A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61818     33309970     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/25/2025 2 A A A A A A A A A A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61818     33309971     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-21): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/21/2025 2 A A A A N/A N/A     A A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61834     33310167     Compliance Compliance Federal Compliance ATR/QM Defect [redacted] Points and Fees [redacted] Qualified Mortgage ([redacted]: Points and Fees on subject loan of [redacted] is in excess of the allowable maximum of  [redacted]of the Federal Total Loan Amount. Points and Fees total $[redacted] on a Federal Total Loan Amount of [redacted] vs. an allowable total of [redacted](an overage of[redacted]. Fees included are [redacted]Broker Fee and the following [redacted] paid to an affiliate, Tax Cert Fee [redacted]Title - Title Search [redacted], Title - Closing Fee [redacted], and Title-Signing/Notary Fee [redacted] for a total of[redacted].  Total fees exceed allowable amount by [redacted].       Buyer Comment (2025-04-30): Seller acknowledges the exception, no change to grading.


Reviewer Comment (2025-04-30): Please note that on [redacted], our Compliance Department downgraded this [redacted]Points and Fees exception to an [redacted]and the Loan Designation was corrected to [redacted].  This exception can be waived by client.


Buyer Comment (2025-04-29): The amount paid at consumation is not the amount used for the test. The amount comes from the date the rate was set. We are passing the test. Please review to clear this condition.

Official Interpretation of Paragraph [redacted]-[redacted]states:
3. Loan originator compensation - timing. Compensation paid to a loan originator that can be attributed to a transaction must be included in the points and fees calculation for that loan regardless of whether the compensation is paid before, at, or after consummation. The amount of loan originator compensation that can be attributed to a transaction is determined as of the date the interest rate is set. Thus, loan originator compensation for a transaction includes compensation that can be attributed to that transaction at the time the creditor sets the interest rate for the transaction, even if that compensation is not paid until after consummation.


Reviewer Comment (2025-04-28): LO Comp amount included in points and fees determined as the latest rate lock event under [redacted] which does not include the full LO Comp amount paid to broker at consummation which would result in exceeding the QM [redacted] threshold.


Buyer Comment (2025-04-25): The amount of broker comp to be used in the test is the amount of broker comp at the time the rate was locked. Please see attached confirming the broker comp is[redacted]. Please retest as we are passing the test.
     04/30/2025 2 C B C B C B C B C B   CA Primary Refinance - Cash-out - Other   D D A A C B D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61834     33310168     Compliance Compliance Federal Compliance ATR/QM Defect Check Loan Designation Match - QM Qualified Mortgage ([redacted]: Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Fail. Loan designation failure due to QM failure. This exception will be cleared when all QM related exceptions are cleared.       Reviewer Comment (2025-04-28): Based on regrade of [redacted], loan is now [redacted].


Buyer Comment (2025-04-25): The amount of broker comp to be used in the test is the amount of broker comp at the time the rate was locked. Please see attached confirming the broker comp is $[redacted]. Please retest as we are passing the test.
 04/28/2025     1 B A C A B A C A B A   CA Primary Refinance - Cash-out - Other Lender to provide updated ATR/QM status D D A A C B D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[REDACTED] RCKT2025CES61834     33310170     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/25/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   D D A A C B D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61834     33310171     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID[redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-21): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/21/2025 3 D D A A N/A N/A     D D   CA Primary Refinance - Cash-out - Other   D D A A C B D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61837     33310204     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/25/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES61837     33310205     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-21): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/21/2025 2 A A A A N/A N/A     A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES61859     33321967     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/25/2025 2 A A A A A A A A A A   SC Primary Refinance - Cash-out - Other   D D C A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61859     33321971     Credit Income / Employment Income Documentation Income / Employment Income Docs Missing: - ___ The third-party verification of employment for the [redacted] was not timestamped. Please provide evidence of when the lender obtained the verification for review.       Reviewer Comment (2025-04-25): Received screenshot verifies third party verification. Exception cleared


Buyer Comment (2025-04-25): Pleas see attached confirmation the self employment verification was obtained within the required timeframe prior to closing.
 04/25/2025     1 C A C A C A C A C A   SC Primary Refinance - Cash-out - Other   D D C A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61859     33342505     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID[redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-24): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/24/2025 3 D D A A N/A N/A     D D   SC Primary Refinance - Cash-out - Other   D D C A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61860     33311529     Credit Loan Package Documentation Application / Processing Insurance Missing Document: Flood Certificate not provided           Reviewer Comment (2025-04-25): Received [redacted] document. Exception  cleared.


Buyer Comment (2025-04-25): Please see attached, [redacted] as requested.
 04/25/2025     1 C A C A C A C A C A   GA Primary Refinance - Cash-out - Other   D D C A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61860     33311532     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/25/2025 2 A A A A A A A A A A   GA Primary Refinance - Cash-out - Other   D D C A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61860     33311533     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-21): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/21/2025 3 D D A A N/A N/A     D D   GA Primary Refinance - Cash-out - Other   D D C A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61869     33310050     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/25/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   D D A A A A D D Non QM Non QM No
[REDACTED] RCKT2025CES61869     33310052     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-21): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/21/2025 3 D D A A N/A N/A     D D   CA Primary Refinance - Cash-out - Other   D D A A A A D D Non QM Non QM No
[REDACTED] RCKT2025CES61895     33313158     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/25/2025 2 A A A A A A A A A A   IL Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61895     33313159     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-21): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/21/2025 3 D D A A N/A N/A     D D   IL Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61917     33312935     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/25/2025 2 A A A A A A A A A A   TX Primary Refinance - Cash-out - Other   D D A A A A D D Non QM Non QM No
[REDACTED] RCKT2025CES61917     33312939     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-21): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/21/2025 3 D D A A N/A N/A     D D   TX Primary Refinance - Cash-out - Other   D D A A A A D D Non QM Non QM No
[REDACTED] RCKT2025CES61924     33310121     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/25/2025 2 A A A A A A A A A A   NJ Primary Refinance - Cash-out - Other   C B A A C B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES61924     33310122     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-21): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/21/2025 2 A A A A N/A N/A     A A   NJ Primary Refinance - Cash-out - Other   C B A A C B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES61924     33310125     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Third Circuit) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The [redacted] form was used, the [redacted] form should have been used.         Reviewer Comment (2025-05-08): [redacted], proof of delivery [redacted], and LOE to the borrower provided. New rescission period has passed, exception cured.


Buyer Comment (2025-05-06): Please see the attached for the updated [redacted] package sent to client.
   05/08/2025   2 C B C B C B C B C B   NJ Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B A A C B A A Higher Priced QM (APOR) Higher Priced QM (APOR) Yes
[REDACTED] RCKT2025CES61927     33311011     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/25/2025 2 A A A A A A A A A A   GA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61927     33311023     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-21): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/21/2025 3 D D A A N/A N/A     D D   GA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61946     33311618     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/25/2025 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   D D C A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61946     33311620     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID:[redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-21): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/21/2025 3 D D A A N/A N/A     D D   FL Primary Refinance - Cash-out - Other   D D C A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61946     33311626     Credit Income / Employment Income Documentation Missing Document  REO Documents are missing. - The subject is in a [redacted], however, evidence of [redacted]dues was not provided. It's noted the lender did not qualify with any [redacted] dues. If the subject is in a voluntary[redacted], please provide documentation that confirms the same.       Reviewer Comment (2025-04-25): Received [redacted]document  for the subject  property confirming that no [redacted]dues. Exception Cleared.

As per the [redacted][redacted]dues is [redacted].


Buyer Comment (2025-04-25): Please see the link and screen shot attached from Zillow confirming [redacted] correctly qualified using [redacted]in [redacted]dues
 04/25/2025     1 C A C A C A C A C A   FL Primary Refinance - Cash-out - Other   D D C A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61947     33312854     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/25/2025 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61947     33312855     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-21): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/21/2025 3 D D A A N/A N/A     D D   FL Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61972     33312993     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-21): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/21/2025 2 A A A A N/A N/A     A A   TX Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES61972     33312994     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/25/2025 2 A A A A A A A A A A   TX Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES61982     33310099     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/25/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES61982     33310101     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-21): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/21/2025 2 A A A A N/A N/A     A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES61983     33310178     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-21): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/21/2025 3 D D A A N/A N/A     D D   MA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61983     33310179     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/25/2025 2 A A A A A A A A A A   MA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61997     33313510     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/25/2025 2 A A A A A A A A A A   MA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61997     33313511     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-21): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/21/2025 3 D D A A N/A N/A     D D   MA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62005     33322101     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/25/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES62005     33322103     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-22): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/22/2025 2 A A A A N/A N/A     A A   CA Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES62005     33322147     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The[redacted]form was used, the[redacted] form should have been used.         Buyer Comment (2025-04-25): Seller acknowledges the exception, no change to grading.
     04/25/2025 2 B B B B B B B B B B   CA Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B B A A B B A A Non QM Non QM Yes
[REDACTED] RCKT2025CES62006     33311877     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/25/2025 2 A A A A A A A A A A   PA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES62006     33311882     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-21): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/21/2025 2 A A A A N/A N/A     A A   PA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES62016     33313722     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/25/2025 2 A A A A A A A A A A   NV Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES62016     33313724     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-21): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/21/2025 2 A A A A N/A N/A     A A   NV Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES62023     33312844     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/25/2025 2 A A A A A A A A A A   MI Second Home Refinance - Cash-out - Other   D D A A A A D D Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES62023     33312845     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-21): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/21/2025 3 D D A A N/A N/A     D D   MI Second Home Refinance - Cash-out - Other   D D A A A A D D Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES62029     33313421     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/25/2025 2 A A A A A A A A A A   KS Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES62029     33313422     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-21): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/21/2025 2 A A A A N/A N/A     A A   KS Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES62029     33313438     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The [redacted] form was used, the [redacted]form should have been used.         Buyer Comment (2025-04-25): Seller acknowledges exception, no change to grading.
     04/25/2025 2 B B B B B B B B B B   KS Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B B A A B B A A Non QM Non QM Yes
[REDACTED] RCKT2025CES62037     33313626     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/22/2025 2 A A A A A A A A A A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES62037     33313627     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-21): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/21/2025 2 A A A A N/A N/A     A A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES62039     33310184     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/22/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62039     33310185     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-22): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/22/2025 2 A A A A N/A N/A     A A   CA Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62039     33310186     Credit Income / Employment Income Documentation Income / Employment Income Docs Missing: - The [redacted] provided was blank. Please provide the [redacted]or equivalent documentation for review.       Reviewer Comment (2025-04-23): Received [redacted]. Exception cleared.


Buyer Comment (2025-04-22): please see attached
 04/23/2025     1 C A C A C A C A C A   CA Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62072     33311548     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/22/2025 2 A A A A A A A A A A   SC Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES62072     33311550     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-22): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/22/2025 2 A A A A N/A N/A     A A   SC Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES62084     33313006     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/22/2025 2 A A A A A A A A A A   WY Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES62084     33313008     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-21): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/21/2025 2 A A A A N/A N/A     A A   WY Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES62105     33309935     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/25/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES62105     33309938     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-23): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/23/2025 2 A A A A N/A N/A     A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES62106     33312575     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/22/2025 2 A A A A A A A A A A   MI Primary Refinance - Cash-out - Other   D D A A A A D D Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES62106     33312577     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file was missing the supporting secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-21): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/21/2025 3 D D A A N/A N/A     D D   MI Primary Refinance - Cash-out - Other   D D A A A A D D Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES62130     33310093     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/22/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62130     33310094     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-22): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/22/2025 3 D D A A N/A N/A     D D   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62132     33312833     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/22/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   D D A A A A D D Non QM Non QM No
[REDACTED] RCKT2025CES62132     33312835     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-21): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/21/2025 3 D D A A N/A N/A     D D   CA Primary Refinance - Cash-out - Other   D D A A A A D D Non QM Non QM No
[REDACTED] RCKT2025CES62136     33310214     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/22/2025 2 A A A A A A A A A A   CA Second Home Refinance - Cash-out - Other   D D C A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62136     33310215     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-21): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/21/2025 3 D D A A N/A N/A     D D   CA Second Home Refinance - Cash-out - Other   D D C A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62136     33317198     Credit Income / Employment Income Documentation Missing Document  REO Documents are missing. - The file is missing the [redacted] Verification for this property. Please provide for review.       Reviewer Comment (2025-04-23): Received [redacted]document. Exception Cleared.


Buyer Comment (2025-04-22): Please see the attached [redacted]verification. [redacted] is [redacted]/[redacted].
 04/23/2025     1 C A C A C A C A C A   CA Second Home Refinance - Cash-out - Other   D D C A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62137     33311761     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/22/2025 2 A A A A A A A A A A   WA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES62137     33311762     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-21): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/21/2025 2 A A A A N/A N/A     A A   WA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES62158     33311494     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/22/2025 2 A A A A A A A A A A   AZ Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES62158     33311495     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-21): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/21/2025 2 A A A A N/A N/A     A A   AZ Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES62193     33311962     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/22/2025 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   D D A A A A D D Non QM Non QM No
[REDACTED] RCKT2025CES62193     33311967     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-21): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/21/2025 3 D D A A N/A N/A     D D   FL Primary Refinance - Cash-out - Other   D D A A A A D D Non QM Non QM No
[REDACTED] RCKT2025CES62197     33313162     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/22/2025 2 A A A A A A A A A A   TN Primary Refinance - Cash-out - Other   B B B B A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES62197     33313187     Credit Title General Title Title Policy Coverage is less than Original Loan Amount. The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file.         Buyer Comment (2025-04-22): Seller acknowledges exception, no change to grading.
     04/22/2025 2 B B B B B B B B B B   TN Primary Refinance - Cash-out - Other   B B B B A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES62197     33317811     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-21): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/21/2025 2 A A A A N/A N/A     A A   TN Primary Refinance - Cash-out - Other   B B B B A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES62211     33320386     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/22/2025 2 A A A A A A A A A A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES62211     33322887     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-22): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/22/2025 2 A A A A N/A N/A     A A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES62227     33310195     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/25/2025 2 A A A A A A A A A A   NJ Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62227     33310196     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-24): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/24/2025 3 D D A A N/A N/A     D D   NJ Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62251     33310135     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/22/2025 2 A A A A A A A A A A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES62251     33310138     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-21): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/21/2025 2 A A A A N/A N/A     A A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES62252     33313704     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/22/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES62252     33313707     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-21): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/21/2025 2 A A A A N/A N/A     A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES62253     33309991     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/22/2025 2 A A A A A A A A A A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES62253     33309992     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-21): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/21/2025 2 A A A A N/A N/A     A A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES62254     33313588     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/22/2025 2 A A A A A A A A A A   NJ Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES62254     33313589     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-21): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/21/2025 2 A A A A N/A N/A     A A   NJ Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES62266     33312212     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-22): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/22/2025 3 D D A A N/A N/A     D D   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62266     33312213     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/22/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62275     33310096     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/25/2025 2 A A A A A A A A A A   HI Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62275     33310097     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID:[redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-24): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/24/2025 3 D D A A N/A N/A     D D   HI Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62278     33310015     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/22/2025 2 A A A A A A A A A A   WY Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES62278     33310016     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-21): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/21/2025 2 A A A A N/A N/A     A A   WY Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES62321     33312259     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-21): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/21/2025 3 D D A A N/A N/A     D D   MS Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62321     33312260     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/22/2025 2 A A A A A A A A A A   MS Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62324     33309943     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The [redacted] form was used, the [redacted] form should have been used.         Buyer Comment (2025-04-22): Seller acknowledges the exception, no change to grading.
     04/22/2025 2 B B B B B B B B B B   AZ Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form D D A A B B D D Higher Priced QM (APOR) Higher Priced QM (APOR) Yes
[REDACTED] RCKT2025CES62324     33309944     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/22/2025 2 A A A A A A A A A A   AZ Primary Refinance - Cash-out - Other   D D A A B B D D Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES62324     33309945     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-22): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/22/2025 3 D D A A N/A N/A     D D   AZ Primary Refinance - Cash-out - Other   D D A A B B D D Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES62327     33311392     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/22/2025 2 A A A A A A A A A A   MA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62327     33311397     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-21): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/21/2025 3 D D A A N/A N/A     D D   MA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62346     33312628     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/22/2025 2 A A A A A A A A A A   IA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES62346     33318557     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-21): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/21/2025 2 A A A A N/A N/A     A A   IA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES62359     33313571     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/22/2025 2 A A A A A A A A A A   WV Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62359     33313574     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-22): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/22/2025 3 D D A A N/A N/A     D D   WV Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62360     33310029     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/22/2025 2 A A A A A A A A A A   WI Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES62360     33310030     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-21): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/21/2025 2 A A A A N/A N/A     A A   WI Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES62363     33311850     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/22/2025 2 A A A A A A A A A A   AZ Primary Refinance - Cash-out - Other   D D A A A A D D Non QM Non QM No
[REDACTED] RCKT2025CES62363     33311868     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-22): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/22/2025 3 D D A A N/A N/A     D D   AZ Primary Refinance - Cash-out - Other   D D A A A A D D Non QM Non QM No
[REDACTED] RCKT2025CES62369     33311008     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/25/2025 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES62369     33311009     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-23): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/23/2025 2 A A A A N/A N/A     A A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES62381     33311525     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/22/2025 2 A A A A A A A A A A   PA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES62381     33311536     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-22): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/22/2025 2 A A A A N/A N/A     A A   PA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES62386     33320596     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/22/2025 2 A A A A A A A A A A   AL Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES62386     33320604     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID[redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-22): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/22/2025 2 A A A A N/A N/A     A A   AL Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES62387     33310149     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID[redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-22): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/22/2025 3 D D A A N/A N/A     D D   NJ Primary Refinance - Cash-out - Other   D D A A C B D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62387     33310150     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/22/2025 2 A A A A A A A A A A   NJ Primary Refinance - Cash-out - Other   D D A A C B D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62387     33310152     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA Rescission - Disbursement Date Less than [redacted] Business Days From Transaction Date Truth in Lending Act:  Subject loan transaction disbursed on[redacted], prior to three [redacted] business days from transaction date of 0[redacted]. The final CD was not executed by the borrower's until[redacted] on this[redacted] closing.  Loan was disbursed prior to midnight of [redacted] business day after consummation.  Lender to re-open rescission, provide the new right to cancel form, a copy of letter of explanation sent to borrower, and proof of delivery. Note:  This exception cannot be cured until the new rescission period ends.       Reviewer Comment (2025-04-30): [redacted], proof of delivery, and [redacted] [redacted]provided. New rescission period has passed, exception cured.


Buyer Comment (2025-04-29): Please see new [redacted]forms attached along with proof of delivery. Thank you
   04/30/2025   2 C B C B C B C B C B   NJ Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form D D A A C B D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[REDACTED] RCKT2025CES62387     33310154     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Third Circuit) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The [redacted] form was used, the [redacted] form should have been used.         Reviewer Comment (2025-04-30): [redacted], proof of delivery, and [redacted] [redacted]provided. New rescission period has passed, exception cured.


Buyer Comment (2025-04-29): Please see new [redacted]forms attached along with proof of delivery. Thank you
   04/30/2025   2 C B C B C B C B C B   NJ Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form D D A A C B D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[REDACTED] RCKT2025CES62387     33310155     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA Notice of Right to Cancel Expiration Date Prior or equal to Disbursement Date Truth in Lending Act:  Actual Date(s) on Notice of Right to Cancel occurs prior to expected date(s). The final CD was not executed by the borrower's until [redacted] on this [redacted] closing.  RTC disclosed incorrect transaction and expiration dates. Lender to re-open rescission, provide a copy of the new right to cancel form, the letter of explanation sent to borrower, and proof of delivery. Note: This exception cannot be cured until expiration of new rescission period.       Reviewer Comment (2025-04-30): [redacted], proof of delivery, and [redacted] [redacted]provided. New rescission period has passed, exception cured.


Buyer Comment (2025-04-29): Please see new [redacted]forms attached along with proof of delivery. Thank you
   04/30/2025   2 C B C B C B C B C B   NJ Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form D D A A C B D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[REDACTED] RCKT2025CES62389     33310069     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/22/2025 2 A A A A A A A A A A   OH Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES62389     33310070     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID[redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-21): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/21/2025 2 A A A A N/A N/A     A A   OH Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES62411     33312374     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/22/2025 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES62411     33312376     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID[redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-21): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/21/2025 2 A A A A N/A N/A     A A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES62414     33312202     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/22/2025 2 A A A A A A A A A A   FL Second Home Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES62414     33322050     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID[redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-22): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/22/2025 2 A A A A N/A N/A     A A   FL Second Home Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES62418     33312316     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID[redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-22): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/22/2025 3 D D A A N/A N/A     D D   VA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62418     33312317     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/22/2025 2 A A A A A A A A A A   VA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62432     33313454     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID[redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-22): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/22/2025 3 D D A A N/A N/A     D D   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62432     33313456     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/22/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62453     33310129     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/22/2025 2 A A A A A A A A A A   GA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62453     33310130     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID[redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-22): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/22/2025 3 D D A A N/A N/A     D D   GA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62461     33313643     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/22/2025 2 A A A A A A A A A A   IA Primary Refinance - Cash-out - Other   D D A A A A D D Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES62461     33313646     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID[redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-22): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/22/2025 3 D D A A N/A N/A     D D   IA Primary Refinance - Cash-out - Other   D D A A A A D D Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES62467     33312239     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/25/2025 2 A A A A A A A A A A   AZ Primary Refinance - Cash-out - Other   D D C A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62467     33312240     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID[redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-22): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/22/2025 3 D D A A N/A N/A     D D   AZ Primary Refinance - Cash-out - Other   D D C A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62467     33318157     Credit Income / Employment Income Documentation Missing Document  REO Documents are missing. - The file was missing evidence of the HOA dues for the subject property, please provide for review.       Reviewer Comment (2025-04-25): Received [redacted]document  for the subject  property. Exception Cleared.


Buyer Comment (2025-04-25): Please see attached, [redacted] report confirming [redacted]dues are [redacted]/[redacted]
 04/25/2025     1 C A C A C A C A C A   AZ Primary Refinance - Cash-out - Other   D D C A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62467     33323304     Credit Income / Employment Income Documentation Income / Employment Income Docs Missing: - The [redacted] in the file was blank. Please provide the prior year[redacted] or equivalent documentation for review.       Reviewer Comment (2025-04-25): Received [redacted]. Exception cleared.


Buyer Comment (2025-04-25): Please see attached, [redacted]as requested.
 04/25/2025     1 C A C A C A C A C A   AZ Primary Refinance - Cash-out - Other   D D C A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62468     33313400     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/22/2025 2 A A A A A A A A A A   VA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62468     33321805     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-22): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/22/2025 2 A A A A N/A N/A     A A   VA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62479     33310223     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/22/2025 2 A A A A A A A A A A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES62479     33310224     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID[redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-22): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/22/2025 2 A A A A N/A N/A     A A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES62482     33310018     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/22/2025 2 A A A A A A A A A A   AK Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62482     33310019     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID[redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-22): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/22/2025 2 A A A A N/A N/A     A A   AK Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62485     33312371     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/22/2025 2 A A A A A A A A A A   KY Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES62485     33312372     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID[redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-22): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/22/2025 2 A A A A N/A N/A     A A   KY Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES62491     33312420     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/22/2025 2 A A A A A A A A A A   AZ Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62491     33312428     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID[redacted] Note Date:  ___; Lien Position: ___ The file was missing the supporting secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-22): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/22/2025 3 D D A A N/A N/A     D D   AZ Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62495     33310194     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/25/2025 2 A A A A A A A A A A   NJ Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62495     33310197     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID[redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-24): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/24/2025 3 D D A A N/A N/A     D D   NJ Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62497     33312397     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/22/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62497     33312405     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID[redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-22): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/22/2025 3 D D A A N/A N/A     D D   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62503     33313595     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/25/2025 2 A A A A A A A A A A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES62503     33313598     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID[redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-22): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/22/2025 2 A A A A N/A N/A     A A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES62505     33312434     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/22/2025 2 A A A A A A A A A A   IL Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62505     33312443     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID[redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-22): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/22/2025 3 D D A A N/A N/A     D D   IL Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62531     33313065     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-22): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/22/2025 2 A A A A N/A N/A     A A   AL Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES62531     33313066     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/22/2025 2 A A A A A A A A A A   AL Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES62534     33322172     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/22/2025 2 A A A A A A A A A A   PA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62534     33322173     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID[redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-22): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/22/2025 3 D D A A N/A N/A     D D   PA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62535     33313406     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-22): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/22/2025 2 A A A A N/A N/A     A A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES62535     33313407     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/22/2025 2 A A A A A A A A A A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES62560     33312342     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/22/2025 2 A A A A A A A A A A   IL Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES62560     33312346     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID[redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-22): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/22/2025 2 A A A A N/A N/A     A A   IL Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES62567     33313753     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/22/2025 2 A A A A A A A A A A   TX Primary Refinance - Cash-out - Other   D D A A A A D D Non QM Non QM No
[REDACTED] RCKT2025CES62567     33322980     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID[redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-22): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/22/2025 3 D D A A N/A N/A     D D   TX Primary Refinance - Cash-out - Other   D D A A A A D D Non QM Non QM No
[REDACTED] RCKT2025CES62618     33313647     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/22/2025 2 A A A A A A A A A A   NY Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62618     33313648     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-22): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/22/2025 2 A A A A N/A N/A     A A   NY Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62647     33311250     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/22/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62647     33311251     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID[redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-22): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/22/2025 3 D D A A N/A N/A     D D   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62650     33311260     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/25/2025 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62650     33311261     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID[redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-24): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/24/2025 3 D D A A N/A N/A     D D   FL Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62659     33322218     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/25/2025 2 A A A A A A A A A A   NY Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES62659     33322221     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-23): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/23/2025 2 A A A A N/A N/A     A A   NY Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES62659     33322256     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The [redacted] form was used, the [redacted] form should have been used.         Buyer Comment (2025-04-25): seller accepts; no change to grading.
     04/25/2025 2 B B B B B B B B B B   NY Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B B A A B B A A Non QM Non QM Yes
[REDACTED] RCKT2025CES62678     33312025     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/25/2025 2 A A A A A A A A A A   NY Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62678     33312027     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-22): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/22/2025 2 A A A A N/A N/A     A A   NY Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62678     33312061     Credit Income / Employment Income Documentation Income / Employment Income Docs Missing: - The [redacted] in the file was blank. Please provide the prior year [redacted] or equivalent documentation for review.       Reviewer Comment (2025-04-25): Received [redacted][redacted]. Exception cleared.


Buyer Comment (2025-04-25): Please see [redacted] [redacted]attached
 04/25/2025     1 C A C A C A C A C A   NY Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62694     33312882     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/22/2025 2 A A A A A A A A A A   MI Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62694     33312884     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID[redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-22): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/22/2025 3 D D A A N/A N/A     D D   MI Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62710     33310894     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/25/2025 2 A A A A A A A A A A   VA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES62710     33310895     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID[redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-22): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/22/2025 2 A A A A N/A N/A     A A   VA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES62718     33311616     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/22/2025 2 A A A A A A A A A A   VA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62718     33311617     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID[redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-22): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/22/2025 2 A A A A N/A N/A     A A   VA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62768     33311464     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/25/2025 2 A A A A A A A A A A   NJ Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62768     33311482     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID[redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-22): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/22/2025 3 D D A A N/A N/A     D D   NJ Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62777     33310062     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/25/2025 2 A A A A A A A A A A   NC Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62777     33310063     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec I[redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-22): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/22/2025 3 D D A A N/A N/A     D D   NC Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62799     33310053     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/25/2025 2 A A A A A A A A A A   IL Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62799     33310054     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID[redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-22): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/22/2025 2 A A A A N/A N/A     A A   IL Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62799     33323370     Credit Loan Package Documentation Loan File Missing Document  Missing Document: Hazard Insurance Policy not provided   The subject is located in a condo project. The file is missing the condominium master insurance policy.       Reviewer Comment (2025-05-01): [redacted] does not need to be loan specific. [redacted] confirms coverage for the building at consummation, exception cleared.


Reviewer Comment (2025-04-25): Received [redacted], however the property address [redacted] does not match with the subject property address [redacted]. As well as the project name on [redacted] ([redacted]) does not match with the [redacted] and [redacted] [redacted]
Please provide corrected document.


Buyer Comment (2025-04-25): Please see attached [redacted]
 05/01/2025     1 C A C A C A C A C A   IL Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62805     33311387     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/25/2025 2 A A A A A A A A A A   NY Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62805     33311389     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID[redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-22): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/22/2025 2 A A A A N/A N/A     A A   NY Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62811     33313543     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/25/2025 2 A A A A A A A A A A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62811     33313544     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-22): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/22/2025 2 A A A A N/A N/A     A A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62831     33321333     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/25/2025 2 A A A A A A A A A A   DE Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62831     33321349     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID[redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-23): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/23/2025 3 D D A A N/A N/A     D D   DE Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62833     33312080     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/25/2025 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62833     33312081     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID[redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-23): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/23/2025 3 D D A A N/A N/A     D D   FL Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62844     33311560     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/25/2025 2 A A A A A A A A A A   NJ Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62844     33311562     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID[redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-22): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/22/2025 3 D D A A N/A N/A     D D   NJ Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62848     33310932     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/25/2025 2 A A A A A A A A A A   NV Primary Refinance - Cash-out - Other   D D C A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62848     33310933     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID[redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-22): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/22/2025 3 D D A A N/A N/A     D D   NV Primary Refinance - Cash-out - Other   D D C A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62848     33323713     Credit Income / Employment Income Documentation Missing Document  [redacted] Documents are missing. - The file was missing evidence of the HOA dues for the subject property. Please provide for review.       Reviewer Comment (2025-04-28): Documentation provided verifying [redacted] Dues for the subject.  Exception cleared.


Buyer Comment (2025-04-28): Please see attached evidence of [redacted] dues from appraisal completed on [redacted] lien transaction, along with updated [redacted] and [redacted].


Buyer Comment (2025-04-28): Please see attached evidence of [redacted] dues from [redacted]completed on [redacted] lien transaction, along with updated [redacted] and [redacted].


Buyer Comment (2025-04-28): Please see attached evidence of [redacted] dues from [redacted] completed on [redacted] lien transaction, along with updated [redacted] and [redacted].
 04/28/2025     1 C A C A C A C A C A   NV Primary Refinance - Cash-out - Other   D D C A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62850     33320440     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/25/2025 2 A A A A A A A A A A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES62850     33320441     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-22): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/22/2025 2 A A A A N/A N/A     A A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES62872     33311328     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/25/2025 2 A A A A A A A A A A   PA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES62872     33311329     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-22): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/22/2025 2 A A A A N/A N/A     A A   PA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES62907     33312369     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/25/2025 2 A A A A A A A A A A   IL Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES62907     33312370     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-22): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/22/2025 2 A A A A N/A N/A     A A   IL Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES62916     33310791     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/25/2025 2 A A A A A A A A A A   NJ Primary Refinance - Cash-out - Other   C B A A C B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62916     33310795     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-22): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/22/2025 2 A A A A N/A N/A     A A   NJ Primary Refinance - Cash-out - Other   C B A A C B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62916     33310837     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Third Circuit) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The [redacted] form was used, the [redacted] form should have been used.         Reviewer Comment (2025-05-09): [redacted], proof of delivery, and [redacted] provided. New rescission period has passed, exception cured.


Buyer Comment (2025-05-06): Please see attached, re-opened [redacted]with date in the past.
   05/09/2025   2 C B C B C B C B C B   NJ Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B A A C B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[REDACTED] RCKT2025CES62938     33313653     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/25/2025 2 A A A A A A A A A A   VA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62938     33313655     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID[redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-22): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/22/2025 3 D D A A N/A N/A     D D   VA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62947     33312306     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/25/2025 2 A A A A A A A A A A   VA Primary Refinance - Cash-out - Other   D D A A A A D D Non QM Non QM No
[REDACTED] RCKT2025CES62947     33312311     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID[redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-22): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/22/2025 3 D D A A N/A N/A     D D   VA Primary Refinance - Cash-out - Other   D D A A A A D D Non QM Non QM No
[REDACTED] RCKT2025CES62951     33320720     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/25/2025 2 A A A A A A A A A A   MO Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES62951     33320721     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID[redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-22): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/22/2025 2 A A A A N/A N/A     A A   MO Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES62958     33321190     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/25/2025 2 A A A A A A A A A A   CT Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES62958     33321195     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-22): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/22/2025 2 A A A A N/A N/A     A A   CT Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES62973     33321400     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/25/2025 2 A A A A A A A A A A   IN Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62973     33321401     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID[redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-22): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/22/2025 3 D D A A N/A N/A     D D   IN Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62975     33321953     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/25/2025 2 A A A A A A A A A A   NY Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES62975     33321954     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID[redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-23): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/23/2025 2 A A A A N/A N/A     A A   NY Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES63000     33313728     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/25/2025 2 A A A A A A A A A A   PA Primary Refinance - Cash-out - Other   D D C A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63000     33313729     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID[redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-22): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/22/2025 3 D D A A N/A N/A     D D   PA Primary Refinance - Cash-out - Other   D D C A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63000     33324232     Credit Legal / Regulatory / Compliance Title / Lien Defect Legal / Regulatory / Compliance Final Title Policy is missing. No evidence of title in file.   The file contains the title commitment summary, however, the title commitment referenced as attached to the summary was missing. Please provide the full title commitment for review.       Reviewer Comment (2025-04-25): Received Title commitment document, Exception Cleared.


Buyer Comment (2025-04-25): [redacted]: please see the attached title commitment.
 04/25/2025     1 C A C A C A C A C A   PA Primary Refinance - Cash-out - Other   D D C A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63006     33321807     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/25/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63006     33321808     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID[redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-22): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/22/2025 3 D D A A N/A N/A     D D   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63011     33321057     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID[redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-22): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/22/2025 3 D D A A N/A N/A     D D   WI Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63011     33321058     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/25/2025 2 A A A A A A A A A A   WI Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63021     33320332     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/25/2025 2 A A A A A A A A A A   TN Primary Refinance - Cash-out - Other   D D A A A A D D Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES63021     33320333     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal from prior transaction was in file. Secondary valuation from subject transaction is missing. Sec ID[redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-22): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/22/2025 3 D D A A N/A N/A D D D D   TN Primary Refinance - Cash-out - Other   D D A A A A D D Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES63026     33321305     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/25/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES63026     33321306     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID[redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-22): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/22/2025 2 A A A A N/A N/A     A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES63049     33320559     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/25/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES63049     33320560     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID[redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-22): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/22/2025 2 A A A A N/A N/A     A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES63054     33321311     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/25/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63054     33321313     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID[redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-22): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/22/2025 3 D D A A N/A N/A     D D   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63079     33321454     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/25/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES63079     33321455     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID[redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-22): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/22/2025 2 A A A A N/A N/A     A A   CA Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES63079     33321598     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The [redacted] form was used, the [redacted]form should have been used.         Buyer Comment (2025-04-25): Seller acknowledges exception, no change in grading
     04/25/2025 2 B B B B B B B B B B   CA Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B B A A B B A A Non QM Non QM Yes
[REDACTED] RCKT2025CES63093     33321633     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/25/2025 2 A A A A A A A A A A   OR Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES63093     33321635     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID[redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-22): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/22/2025 2 A A A A N/A N/A     A A   OR Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES63096     33321258     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/25/2025 2 A A A A A A A A A A   AZ Primary Refinance - Cash-out - Other   D D C A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63096     33321259     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID[redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-22): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/22/2025 3 D D A A N/A N/A     D D   AZ Primary Refinance - Cash-out - Other   D D C A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63096     33324223     Credit Income / Employment Income Documentation Missing Document  REO Documents are missing. - The file is missing the HOA dues documentation for this property. Please provide for review.       Reviewer Comment (2025-04-25): Received [redacted] document  for the [redacted] [redacted] property. Exception Cleared.


Buyer Comment (2025-04-25): Please see attached [redacted] dues for this property.
 04/25/2025     1 C A C A C A C A C A   AZ Primary Refinance - Cash-out - Other   D D C A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63103     33320703     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/25/2025 2 A A A A A A A A A A   GA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63103     33320704     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID[redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-22): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/22/2025 3 D D A A N/A N/A     D D   GA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63109     33321055     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/25/2025 2 A A A A A A A A A A   OH Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63109     33321056     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID[redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-22): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/22/2025 3 D D A A N/A N/A     D D   OH Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63126     33321801     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/28/2025 2 A A A A A A A A A A   VT Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63126     33321802     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID[redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-22): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/22/2025 3 D D A A N/A N/A     D D   VT Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63138     33322041     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/28/2025 2 A A A A A A A A A A   WA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63138     33322052     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID[redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-22): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/22/2025 3 D D A A N/A N/A     D D   WA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63160     33322074     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/28/2025 2 A A A A A A A A A A   TX Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63160     33322075     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID[redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-22): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/22/2025 3 D D A A N/A N/A     D D   TX Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63160     33322446     Compliance Compliance State Compliance Misc. State Level [redacted]Cash-out Loan (The lender/Assignee cannot conclusively rely on the Value on the Acknowledgement of Fair Market Value as the loan file does not contain an Appraisal) [redacted] Constitution Section [redacted]The lender/Assignee cannot conclusively rely on the Value on Acknowledgement of Fair Market Value.  Test performed using stated value or other valuation method in file other than appraisal.               04/28/2025 2 A A A A A A A A A A   TX Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63162     33320652     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/28/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES63162     33320653     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-22): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/22/2025 2 A A A A N/A N/A     A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES63163     33320219     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/28/2025 2 A A A A A A A A A A   AZ Primary Refinance - Cash-out - Other   D D C A A A D D Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES63163     33320220     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID[redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-22): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/22/2025 3 D D A A N/A N/A     D D   AZ Primary Refinance - Cash-out - Other   D D C A A A D D Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES63163     33320223     Credit Income / Employment Income Documentation Income / Employment Income Docs Missing: - The [redacted] provided is blank. Please provide the [redacted] or equivalent documentation for review.       Reviewer Comment (2025-04-29): Received [redacted] [redacted]. Exception cleared.


Buyer Comment (2025-04-29): Please see attached [redacted]
 04/29/2025     1 C A C A C A C A C A   AZ Primary Refinance - Cash-out - Other   D D C A A A D D Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES63189     33321108     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/28/2025 2 A A A A A A A A A A   ID Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63189     33321113     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID[redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-22): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/22/2025 3 D D A A N/A N/A     D D   ID Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63192     33320380     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/28/2025 2 A A A A A A A A A A   IL Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63192     33320381     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID[redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-22): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/22/2025 3 D D A A N/A N/A     D D   IL Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63198     33321342     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/28/2025 2 A A A A A A A A A A   WI Primary Refinance - Cash-out - Other   D D A A A A D D Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES63198     33321350     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID[redacted] Note Date:  ___; Lien Position: ___ The file was missing the supporting secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-22): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/22/2025 3 D D A A N/A N/A     D D   WI Primary Refinance - Cash-out - Other   D D A A A A D D Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES63207     33321672     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/28/2025 2 A A A A A A A A A A   TX Primary Refinance - Cash-out - Other   D D C A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63207     33321693     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID[redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-22): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/22/2025 3 D D A A N/A N/A     D D   TX Primary Refinance - Cash-out - Other   D D C A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63207     33321749     Compliance Compliance State Compliance Misc. State Level [redacted]Cash-out Loan (The lender/Assignee cannot conclusively rely on the Value on the Acknowledgement of Fair Market Value as the loan file does not contain an Appraisal) [redacted] Constitution Section [redacted]: The lender/Assignee cannot conclusively rely on the Value on Acknowledgement of Fair Market Value.  Test performed using stated value or other valuation method in file other than appraisal.               04/28/2025 2 A A A A A A A A A A   TX Primary Refinance - Cash-out - Other   D D C A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63207     33324710     Credit Income / Employment Income Documentation Income / Employment Income Docs Missing: - The [redacted] in the file was blank.  Please provide the most recent year [redacted] or equivalent documentation for review.       Reviewer Comment (2025-04-29): Received [redacted] [redacted]. Exception cleared.


Buyer Comment (2025-04-29): Please see attached, [redacted] with information filled in.
 04/29/2025     1 C A C A C A C A C A   TX Primary Refinance - Cash-out - Other   D D C A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63211     33321369     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/28/2025 2 A A A A A A A A A A   VT Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63211     33321370     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID[redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-24): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/24/2025 3 D D A A N/A N/A     D D   VT Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63212     33323355     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/28/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63212     33323356     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID[redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-24): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/24/2025 3 D D A A N/A N/A     D D   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63215     33321538     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/28/2025 2 A A A A A A A A A A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES63215     33321539     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID[redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-22): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/22/2025 2 A A A A N/A N/A     A A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES63248     33321457     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/28/2025 2 A A A A A A A A A A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES63248     33321458     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID[redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-22): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/22/2025 2 A A A A N/A N/A     A A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES63254     33323296     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/28/2025 2 A A A A A A A A A A   AZ Second Home Refinance - Cash-out - Other   D D A A A A D D Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES63254     33323298     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID[redacted] Note Date:  ___; Lien Position: ___ The file was missing the supporting secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-22): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/22/2025 3 D D A A N/A N/A     D D   AZ Second Home Refinance - Cash-out - Other   D D A A A A D D Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES63256     33322304     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/28/2025 2 A A A A A A A A A A   UT Primary Refinance - Cash-out - Other   D D A A A A D D Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES63256     33322310     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID[redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-22): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/22/2025 3 D D A A N/A N/A     D D   UT Primary Refinance - Cash-out - Other   D D A A A A D D Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES63280     33322502     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/28/2025 2 A A A A A A A A A A   WI Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES63280     33322503     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID[redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-22): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/22/2025 2 A A A A N/A N/A     A A   WI Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES63284     33313767     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/28/2025 2 A A A A A A A A A A   MO Primary Refinance - Cash-out - Other   D D A A A A D D Non QM Non QM No
[REDACTED] RCKT2025CES63284     33313770     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID[redacted] Note Date:  ___; Lien Position: ___ The file was missing the supporting secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-22): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/22/2025 3 D D A A N/A N/A     D D   MO Primary Refinance - Cash-out - Other   D D A A A A D D Non QM Non QM No
[REDACTED] RCKT2025CES63291     33321197     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/28/2025 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES63291     33321198     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-22): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/22/2025 2 A A A A N/A N/A     A A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES63297     33313804     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/28/2025 2 A A A A A A A A A A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES63297     33313805     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-22): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/22/2025 2 A A A A N/A N/A     A A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES63312     33321523     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/28/2025 2 A A A A A A A A A A   TX Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES63312     33321527     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID[redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-22): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/22/2025 2 A A A A N/A N/A     A A   TX Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES63315     33321650     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/28/2025 2 A A A A A A A A A A   VA Primary Refinance - Cash-out - Other   D D A A A A D D Non QM Non QM No
[REDACTED] RCKT2025CES63315     33321670     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID[redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-22): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/22/2025 3 D D A A N/A N/A     D D   VA Primary Refinance - Cash-out - Other   D D A A A A D D Non QM Non QM No
[REDACTED] RCKT2025CES63336     33321476     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/28/2025 2 A A A A A A A A A A   AZ Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63336     33321477     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID[redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-22): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/22/2025 3 D D A A N/A N/A     D D   AZ Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63349     33322745     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/28/2025 2 A A A A A A A A A A   OH Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES63349     33322746     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID[redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-22): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/22/2025 2 A A A A N/A N/A     A A   OH Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES63351     33321546     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/28/2025 2 A A A A A A A A A A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES63351     33327228     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID[redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-22): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/22/2025 2 A A A A N/A N/A     A A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES63353     33313781     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/28/2025 2 A A A A A A A A A A   AL Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63353     33313784     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID[redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-22): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/22/2025 3 D D A A N/A N/A     D D   AL Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63367     33316404     Compliance Compliance State Compliance Compliance [redacted]Day RNY has been discontinued effective [redacted] Average Prime Offer Rate (APOR) used in lieu of RNY effective [redacted] pursuant to OCOB FAQ guidance.           Reviewer Comment (2025-04-23): Seller acknowledges exception, no change to grading.
     04/23/2025 1 A A A A A A A A A A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES63367     33319077     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/28/2025 2 A A A A A A A A A A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES63367     33319078     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID[redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-23): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/23/2025 2 A A A A N/A N/A     A A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES63394     33321487     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/28/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63394     33338960     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-13): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/13/2025 2 A A A A N/A N/A     A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63401     33322356     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/28/2025 2 A A A A A A A A A A   PA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES63401     33322357     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-13): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/13/2025 2 A A A A N/A N/A     A A   PA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES63423     33318695     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/28/2025 2 A A A A A A A A A A   MI Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63423     33318696     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID[redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-22): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/22/2025 3 D D A A N/A N/A     D D   MI Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63429     33321850     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/28/2025 2 A A A A A A A A A A   NJ Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63429     33321851     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID[redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-22): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/22/2025 3 D D A A N/A N/A     D D   NJ Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63432     33322182     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/28/2025 2 A A A A A A A A A A   NM Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63432     33322184     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID[redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-22): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/22/2025 3 D D A A N/A N/A     D D   NM Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63450     33322452     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/28/2025 2 A A A A A A A A A A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES63450     33322456     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID[redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-22): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/22/2025 2 A A A A N/A N/A     A A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES63465     33321314     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/28/2025 2 A A A A A A A A A A   NY Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63465     33321315     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID[redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-22): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/22/2025 2 A A A A N/A N/A     A A   NY Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63465     33321341     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The[redacted] form was used, the [redacted] form should have been used.         Buyer Comment (2025-04-29): Seller acknowledges. No change to grading.
     04/29/2025 2 B B B B B B B B B B   NY Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[REDACTED] RCKT2025CES63495     33321229     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/28/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63495     33321238     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID[redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-22): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/22/2025 3 D D A A N/A N/A     D D   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63518     33313433     Compliance Compliance State Compliance Compliance [redacted] Day RNY has been discontinued effective [redacted].  Average Prime Offer Rate (APOR) used in lieu of RNY effective [redacted], pursuant to OCOB FAQ guidance.           Reviewer Comment (2025-04-22): Seller acknowledges exception, no change to grading.
     04/22/2025 1 A A A A A A A A A A   NC Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63518     33313833     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/28/2025 2 A A A A A A A A A A   NC Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63518     33313834     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID[redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-22): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/22/2025 3 D D A A N/A N/A     D D   NC Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63558     33321287     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/28/2025 2 A A A A A A A A A A   MO Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES63558     33321288     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID[redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-22): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/22/2025 2 A A A A N/A N/A     A A   MO Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES63569     33320402     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/28/2025 2 A A A A A A A A A A   IN Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES63569     33320403     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID[redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-23): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/23/2025 2 A A A A N/A N/A     A A   IN Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES63582     33313710     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID[redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-22): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/22/2025 3 D D A A N/A N/A     D D   WA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63582     33313711     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/28/2025 2 A A A A A A A A A A   WA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63583     33320651     Compliance Compliance State Compliance Compliance [redacted] Day RNY has been discontinued effective [redacted]  Average Prime Offer Rate (APOR) used in lieu of RNY effective[redacted], pursuant to OCOB FAQ guidance.           Reviewer Comment (2025-04-22): Seller acknowledges the exception. This exception is for informational purposes only and does not impact grading.
     04/22/2025 1 A A A A A A A A A A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES63583     33321337     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/28/2025 2 A A A A A A A A A A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES63583     33321339     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID[redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-22): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/22/2025 2 A A A A N/A N/A     A A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES63588     33322193     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/28/2025 2 A A A A A A A A A A   TN Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63588     33322216     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID[redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-22): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/22/2025 3 D D A A N/A N/A     D D   TN Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63593     33320438     Compliance Compliance State Compliance Compliance [redacted] Day RNY has been discontinued effective [redacted].  Average Prime Offer Rate (APOR) used in lieu of RNY effective [redacted] pursuant to OCOB FAQ guidance.           Reviewer Comment (2025-04-22): Seller acknowledges the exception. This exception is for informational purposes only and does not impact grading.
     04/22/2025 1 A A A A A A A A A A   NC Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63593     33321388     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/28/2025 2 A A A A A A A A A A   NC Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63593     33321402     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID[redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-22): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/22/2025 3 D D A A N/A N/A     D D   NC Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63599     33320289     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/28/2025 2 A A A A A A A A A A   OR Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES63599     33320290     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-22): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/22/2025 2 A A A A N/A N/A     A A   OR Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES63610     33320291     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/28/2025 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63610     33320292     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID[redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-22): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/22/2025 3 D D A A N/A N/A     D D   FL Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63622     33320329     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/28/2025 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES63622     33320330     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-22): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/22/2025 2 A A A A N/A N/A     A A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES63656     33321247     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID[redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-24): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/24/2025 3 D D A A N/A N/A     D D   GA Primary Refinance - Cash-out - Other   D D A A A A D D Non QM Non QM No
[REDACTED] RCKT2025CES63656     33321252     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/28/2025 2 A A A A A A A A A A   GA Primary Refinance - Cash-out - Other   D D A A A A D D Non QM Non QM No
[REDACTED] RCKT2025CES63665     33320971     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/28/2025 2 A A A A A A A A A A   IL Second Home Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES63665     33320972     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID[redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-22): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/22/2025 2 A A A A N/A N/A     A A   IL Second Home Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES63672     33319121     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID[redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-22): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/22/2025 2 A A A A N/A N/A     A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES63672     33319122     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/28/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES63719     33321121     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/28/2025 2 A A A A A A A A A A   PA Primary Refinance - Cash-out - Other   D D A A C B D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63719     33321122     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-22): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/22/2025 3 D D A A N/A N/A     D D   PA Primary Refinance - Cash-out - Other   D D A A C B D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63719     33326542     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Third Circuit) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The [redacted] form was used, the [redacted] form should have been used.         Reviewer Comment (2025-05-09): [redacted], proof of delivery, and [redacted] provided. New rescission period has passed, exception cured.


Buyer Comment (2025-05-06): please see attached
   05/09/2025   2 C B C B C B C B C B   PA Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form D D A A C B D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[REDACTED] RCKT2025CES63737     33322574     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/28/2025 2 A A A A A A A A A A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES63737     33322575     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID[redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-22): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/22/2025 2 A A A A N/A N/A     A A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES63758     33321734     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/28/2025 2 A A A A A A A A A A   AK Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES63758     33321735     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID[redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-22): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/22/2025 2 A A A A N/A N/A     A A   AK Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES63768     33321583     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/28/2025 2 A A A A A A A A A A   PA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES63768     33321584     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID[redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-22): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/22/2025 2 A A A A N/A N/A     A A   PA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES63776     33323832     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/28/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63776     33323835     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID[redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-22): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/22/2025 3 D D A A N/A N/A     D D   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63787     33321625     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/28/2025 2 A A A A A A A A A A   SC Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63787     33321629     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID[redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-22): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/22/2025 3 D D A A N/A N/A     D D   SC Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63817     33322728     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID[redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-22): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/22/2025 3 D D A A N/A N/A     D D   MI Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63817     33322731     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/28/2025 2 A A A A A A A A A A   MI Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63822     33320867     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/28/2025 2 A A A A A A A A A A   NJ Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES63822     33320869     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID[redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-23): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/23/2025 2 A A A A N/A N/A     A A   NJ Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES63860     33322909     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/28/2025 2 A A A A A A A A A A   IL Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES63860     33322910     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID[redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-23): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/23/2025 2 A A A A N/A N/A     A A   IL Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES63871     33321001     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/28/2025 2 A A A A A A A A A A   UT Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES63871     33321003     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID[redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-23): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/23/2025 2 A A A A N/A N/A     A A   UT Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES63900     33322929     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/28/2025 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES63900     33322935     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID[redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-23): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/23/2025 2 A A A A N/A N/A     A A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES63902     33321740     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/28/2025 2 A A A A A A A A A A   AL Primary Refinance - Cash-out - Other   D D A A A A D D Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES63902     33321743     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID[redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-23): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/23/2025 3 D D A A N/A N/A     D D   AL Primary Refinance - Cash-out - Other   D D A A A A D D Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES63928     33318562     Compliance Compliance State Compliance State Defect [redacted]Cash-out Loan  (Points and Fees Exceeds 2% of Original Principal Balance) [redacted] Constitution Section [redacted]: Points and fees on subject loan of [redacted] is in excess of the allowable maximum of [redacted] of the Original Principal Loan Amount. Points and Fees total [redacted] on an Original Principal Loan Amount of [redacted] vs. an allowable total of [redacted] (an overage of [redacted] or [redacted].)         Reviewer Comment (2025-05-13): Per client, [redacted] is the undiscounted base rate after rate adjuster is applied.. [redacted]. Exception cleared.


Buyer Comment (2025-05-12): The undiscounted rate is [redacted] prior to any rate adjustors. This came with [redacted] points. The selected rate of [redacted]came with [redacted] points. The rate adjustor is to be applied to both rates. The amount of the adjustor is [redacted] points. This means the base rate adjusted to [redacted] and the selected rate adjusted to [redacted].


Reviewer Comment (2025-05-09): Compliance Department response - SitusAMC will not discern from the rate sheet or interpret any rate adjusters.  Please provide a direct statement of the undiscounted rate and the undiscounted rate price from loan origination.  Exception remains.


Buyer Comment (2025-05-02): This can also be found on [redacted] which confirms the undiscounted rate is [redacted] with an undiscounted price of[redacted] points.


Reviewer Comment (2025-05-02): Per prior discussion with compliance, it's acceptable for SAMC to apply the rate adjuster as needed for [redacted] [redacted]. However, please provide the correct undiscounted base rate diligence should be considering for further review.


Buyer Comment (2025-04-30): [redacted] needs to excludes the bonafide discount points for the borrower buying down the interest rate. The QM finidngs which is PG [redacted] confirms the base undiscounted rate is [redacted]. The attached confirms that the base selected rate is [redacted]which was bought down. this results in [redacted] points to exclude from this test. The note rate is the result of applying the rate adjusters which also need to be applied to the undiscounted rate. Please exclude [redacted] from the test.
 05/13/2025     1 C A C A C A C A C A   TX Primary Refinance - Cash-out - Other Refund the borrower, or credit their account, an amount equal to any overcharge paid by the borrower. (Provide Proof of Delivery, LOE, and Copy of Check. [A servicing screen print can be provided in place of a check when a credit is applied to the borrowers account.]) C B A A C B A A Non QM Non QM Yes
[REDACTED] RCKT2025CES63928     33318630     Compliance Compliance Federal Compliance ATR/QM [redacted] Tax Return Recency - ATR Ability to Repay (Dodd-Frank [redacted]): [redacted] Tax Returns - The business or personal tax returns provided are not the most recent. Application Date [redacted],  Most Recent Tax Return End Date [redacted], Tax Return Due Date [redacted]. [redacted] was not present in the file. Evidence of tax return extension was not provided.       Buyer Comment (2025-04-29): Seller acknowledges the exception, no change to grading.
     04/29/2025 2 B B B B B B B B B B   TX Primary Refinance - Cash-out - Other   C B A A C B A A Non QM Non QM No
[REDACTED] RCKT2025CES63928     33318638     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/28/2025 2 A A A A A A A A A A   TX Primary Refinance - Cash-out - Other   C B A A C B A A Non QM Non QM No
[REDACTED] RCKT2025CES63928     33534258     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-29): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/29/2025 2   A   A   N/A       A   TX Primary Refinance - Cash-out - Other   C B A A C B A A Non QM Non QM No
[REDACTED] RCKT2025CES63939     33321814     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/28/2025 2 A A A A A A A A A A   IL Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES63939     33321816     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID[redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-23): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/23/2025 2 A A A A N/A N/A     A A   IL Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES63957     33321599     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/28/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES63957     33321600     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID[redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-23): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/23/2025 2 A A A A N/A N/A     A A   CA Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES63957     33321620     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The [redacted] form was used, the[redacted] form should have been used.         Buyer Comment (2025-04-29): Seller acknowledges exception, no change to grading.
     04/29/2025 2 B B B B B B B B B B   CA Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B B A A B B A A Non QM Non QM Yes
[REDACTED] RCKT2025CES63959     33323889     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/28/2025 2 A A A A A A A A A A   PA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES63959     33323890     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID[redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-22): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/22/2025 2 A A A A N/A N/A     A A   PA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES63962     33322531     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/28/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63962     33322533     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID[redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-22): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/22/2025 3 D D A A N/A N/A     D D   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63963     33321356     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/28/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63963     33321360     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID[redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-24): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/24/2025 3 D D A A N/A N/A     D D   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63967     33323768     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/28/2025 2 A A A A A A A A A A   MO Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES63967     33442208     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-12): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/12/2025 2   A   A   N/A       A   MO Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES63973     33323422     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/28/2025 2 A A A A A A A A A A   WV Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63973     33323434     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID[redacted] Note Date:  ___; Lien Position: ___ The file was missing the supporting secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-22): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/22/2025 3 D D A A N/A N/A     D D   WV Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63974     33318828     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/28/2025 2 A A A A A A A A A A   GA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63974     33318830     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID[redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-22): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/22/2025 3 D D A A N/A N/A     D D   GA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64053     33322945     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/28/2025 2 A A A A A A A A A A   UT Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64053     33322947     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID[redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-24): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/24/2025 3 D D A A N/A N/A     D D   UT Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64061     33323541     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/28/2025 2 A A A A A A A A A A   MI Primary Refinance - Cash-out - Other   D D A A A A D D Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES64061     33323543     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID[redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-22): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/22/2025 3 D D A A N/A N/A     D D   MI Primary Refinance - Cash-out - Other   D D A A A A D D Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES64063     33320724     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/28/2025 2 A A A A A A A A A A   OR Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES64063     33320725     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID[redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-22): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/22/2025 2 A A A A N/A N/A     A A   OR Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES64073     33321266     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID[redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-22): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/22/2025 3 D D A A N/A N/A     D D   WA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64073     33321267     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/28/2025 2 A A A A A A A A A A   WA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64077     33322711     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/28/2025 2 A A A A A A A A A A   NJ Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64077     33322714     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID[redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-23): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/23/2025 3 D D A A N/A N/A     D D   NJ Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64123     33323486     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/28/2025 2 A A A A A A A A A A   PA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES64123     33323488     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID[redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-22): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/22/2025 2 A A A A N/A N/A     A A   PA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES64159     33321516     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/28/2025 2 A A A A A A A A A A   MI Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64159     33321522     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID[redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-22): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/22/2025 3 D D A A N/A N/A     D D   MI Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64165     33321094     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/28/2025 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64165     33321095     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID[redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-22): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/22/2025 3 D D A A N/A N/A     D D   FL Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64166     33322939     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID[redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-23): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/23/2025 3 D D A A N/A N/A     D D   AZ Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64166     33322940     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/28/2025 2 A A A A A A A A A A   AZ Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64171     33321944     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/28/2025 2 A A A A A A A A A A   CO Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES64171     33442258     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-12): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/12/2025 2   A   A   N/A       A   CO Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES64179     33323297     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/28/2025 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES64179     33323299     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID[redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-23): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/23/2025 2 A A A A N/A N/A     A A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES64187     33321706     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID[redacted] Note Date:  ___; Lien Position: ___ The file is missing supporting secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-23): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/23/2025 3 D D A A N/A N/A     D D   VA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64187     33321707     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/28/2025 2 A A A A A A A A A A   VA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64189     33322548     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/28/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64189     33322549     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID[redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-24): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/24/2025 3 D D A A N/A N/A     D D   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64199     33321887     Compliance Compliance State Compliance Compliance [redacted] Day RNY has been discontinued effective [redacted].  Average Prime Offer Rate (APOR) used in lieu of RNY effective [redacted], pursuant to OCOB FAQ guidance.           Reviewer Comment (2025-04-23): Seller acknowledges exception, no change to grading.
     04/23/2025 1 A A A A A A A A A A   NC Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64199     33322998     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/29/2025 2 A A A A A A A A A A   NC Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64199     33323061     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID[redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-23): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/23/2025 3 D D A A N/A N/A     D D   NC Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64200     33323998     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/29/2025 2 A A A A A A A A A A   NJ Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64200     33324002     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID[redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-23): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/23/2025 3 D D A A N/A N/A     D D   NJ Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64202     33330497     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/29/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64202     33330498     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID[redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-23): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/23/2025 2 A A A A N/A N/A     A A   CA Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64202     33330551     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The [redacted]orm was used, the[redacted] form should have been used.         Buyer Comment (2025-04-30): Seller acknowledges the exception, no change to grading.
     04/30/2025 2 B B B B B B B B B B   CA Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[REDACTED] RCKT2025CES64210     33322911     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID[redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-23): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/23/2025 3 D D A A N/A N/A     D D   NY Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64210     33322912     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/29/2025 2 A A A A A A A A A A   NY Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64225     33322951     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/29/2025 2 A A A A A A A A A A   NC Primary Refinance - Cash-out - Other   D D C A A A D D Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES64225     33327417     Credit Income / Employment Income Documentation Income / Employment Income Docs Missing: - ___ [redacted]is missing the source used to obtain the phone number.  Please provide for review.       Reviewer Comment (2025-04-30): Source used to obtain phone number was provided.  Exception cleared.


Buyer Comment (2025-04-30): Please see attached confirming google to be the source of the number.
 04/30/2025     1 C A C A C A C A C A   NC Primary Refinance - Cash-out - Other   D D C A A A D D Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES64225     33331850     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID[redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-23): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/23/2025 3 D D A A N/A N/A     D D   NC Primary Refinance - Cash-out - Other   D D C A A A D D Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES64231     33323825     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/29/2025 2 A A A A A A A A A A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES64231     33323828     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID[redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-23): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/23/2025 2 A A A A N/A N/A     A A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES64243     33322981     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/29/2025 2 A A A A A A A A A A   NC Primary Refinance - Cash-out - Other   C A C A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES64243     33322982     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID[redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-23): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/23/2025 2 A A A A N/A N/A     A A   NC Primary Refinance - Cash-out - Other   C A C A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES64243     33323201     Credit Income / Employment Income Documentation Income / Employment Income Docs Missing: - The borrower's most recent paystub missing.  Income will be re-calculated upon receipt.       Reviewer Comment (2025-04-30): [redacted] was provided to satisfy exception. Exception cleared.


Buyer Comment (2025-04-30): Please see the [redacted] used to qualify, attached.
 04/30/2025     1 C A C A C A C A C A   NC Primary Refinance - Cash-out - Other   C A C A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES64251     33321865     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/29/2025 2 A A A A A A A A A A   UT Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES64251     33321866     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID[redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-23): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/23/2025 2 A A A A N/A N/A     A A   UT Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES64302     33321852     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/29/2025 2 A A A A A A A A A A   TN Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64302     33321864     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID[redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-23): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/23/2025 3 D D A A N/A N/A     D D   TN Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64305     33323282     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID[redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-23): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/23/2025 3 D D A A N/A N/A     D D   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64305     33323283     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/29/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64320     33323536     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/29/2025 2 A A A A A A A A A A   WA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64320     33323537     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID[redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-23): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/23/2025 3 D D A A N/A N/A     D D   WA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64324     33323265     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/29/2025 2 A A A A A A A A A A   TN Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES64324     33323268     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID[redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-23): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/23/2025 2 A A A A N/A N/A     A A   TN Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES64332     33323792     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/29/2025 2 A A A A A A A A A A   CO Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES64332     33323793     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID[redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-23): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/23/2025 2 A A A A N/A N/A     A A   CO Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES64347     33327299     Compliance Compliance State Compliance Misc. State Level [redacted]Cash-out Loan (The lender/Assignee cannot conclusively rely on the Value on the Acknowledgement of Fair Market Value as the loan file does not contain an Appraisal) [redacted] Constitution Section [redacted] The lender/Assignee cannot conclusively rely on the Value on Acknowledgement of Fair Market Value.  Test performed using stated value or other valuation method in file other than appraisal.               04/29/2025 2 A A A A A A A A A A   TX Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64347     33327314     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/29/2025 2 A A A A A A A A A A   TX Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64347     33327315     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID[redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-23): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/23/2025 3 D D A A N/A N/A     D D   TX Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64349     33321728     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/29/2025 2 A A A A A A A A A A   PA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES64349     33321746     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID[redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-23): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/23/2025 2 A A A A N/A N/A     A A   PA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES64354     33327981     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/29/2025 2 A A A A A A A A A A   TX Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES64354     33327984     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID[redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-23): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/23/2025 2 A A A A N/A N/A     A A   TX Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES64364     33324045     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/29/2025 2 A A A A A A A A A A   IA Primary Refinance - Cash-out - Other   D D A A A A D D Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES64364     33324063     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal from prior transaction was in file. Secondary valuation from subject transaction is missing. Sec ID[redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-23): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/23/2025 3 D D A A N/A N/A D D D D   IA Primary Refinance - Cash-out - Other   D D A A A A D D Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES64390     33322893     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/29/2025 2 A A A A A A A A A A   CO Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64390     33322895     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID[redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-25): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/25/2025 3 D D A A N/A N/A     D D   CO Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64392     33327863     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID[redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-23): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/23/2025 3 D D A A N/A N/A     D D   OH Primary Refinance - Cash-out - Other   D D A A A A D D Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES64392     33327864     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/29/2025 2 A A A A A A A A A A   OH Primary Refinance - Cash-out - Other   D D A A A A D D Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES64410     33322417     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/29/2025 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64410     33322421     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID[redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-23): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/23/2025 3 D D A A N/A N/A     D D   FL Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64415     33326648     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/29/2025 2 A A A A A A A A A A   NJ Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64415     33326649     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-23): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/23/2025 2 A A A A N/A N/A     A A   NJ Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64419     33312700     Credit Credit Miscellaneous Guideline Credit Exception:   The third-party verification disclosed the borrower as an owner of the business she works for. Please provide her [redacted] and [redacted] as applicable to confirm the borrower's ownership percentage. If ownership is greater than [redacted], business return(s) will also required in order to cash flow the wages with the business income/loss accordingly. Income to be updated upon receipt of additional documentation.       Reviewer Comment (2025-05-14): [redacted] provided show the borrower is [redacted] owner of the business. As the borrower is not considered [redacted] with this business and only [redacted] income stream was used, no [redacted] or secondary [redacted] losses are required to be considered. Exception cleared.


Buyer Comment (2025-05-13): Please see the attached [redacted]documentation.


Buyer Comment (2025-05-13): Please see the attached [redacted] documentation.


Buyer Comment (2025-05-13): Please see the attached [redacted].
 05/14/2025     1 C A C A C A C A C A   AR Primary Refinance - Cash-out - Other   D D C A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64419     33323529     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/29/2025 2 A A A A A A A A A A   AR Primary Refinance - Cash-out - Other   D D C A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64419     33323532     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted]   The file was missing the supporting secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-25): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/25/2025 3 D D A A N/A N/A     D D   AR Primary Refinance - Cash-out - Other   D D C A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64426     33322868     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/29/2025 2 A A A A A A A A A A   IL Primary Refinance - Cash-out - Other   C A C A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES64426     33322879     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-23): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/23/2025 2 A A A A N/A N/A     A A   IL Primary Refinance - Cash-out - Other   C A C A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES64426     33330782     Credit Credit Miscellaneous Guideline Credit Exception:   Borrower has been at the subject address for [redacted]years.  The pay history was only verified for a total of [redacted] ([redacted] on the credit report and [redacted] on current Mortgage Statement).  Please provide documentation to verify a full [redacted]month history, to verify a maximum of one[redacted] day late in the last[redacted]months per guidelines.       Reviewer Comment (2025-05-01): Per clients rebuttal and the prior loan application provided, the subject property was owned free and clear prior to the new [redacted] lien with [redacted] from [redacted].  Exception cleared.


Buyer Comment (2025-04-30): We do not have any additional payment history to provide. The current transaction [redacted] paid off a cash-out refinance [redacted] on a property that was previously owned free and clear. The borrower did not have any [redacted] payments prior to [redacted] [redacted]. For reference, we've attached the [redacted] from transaction [redacted], where Section [redacted] confirms the property was free and clear prior to that refinance
 05/01/2025     1 C A C A C A C A C A   IL Primary Refinance - Cash-out - Other   C A C A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES64436     33322560     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/29/2025 2 A A A A A A A A A A   MI Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64436     33322565     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-23): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/23/2025 3 D D A A N/A N/A     D D   MI Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64468     33324412     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/29/2025 2 A A A A A A A A A A   VA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES64468     33324413     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID:[redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-23): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/23/2025 2 A A A A N/A N/A     A A   VA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES64494     33330653     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/29/2025 2 A A A A A A A A A A   SC Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64494     33330663     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-23): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/23/2025 3 D D A A N/A N/A     D D   SC Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64502     33325966     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/29/2025 2 A A A A A A A A A A   MA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64502     33325998     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-23): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/23/2025 3 D D A A N/A N/A     D D   MA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64506     33322595     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/29/2025 2 A A A A A A A A A A   NY Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES64506     33322596     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-23): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/23/2025 2 A A A A N/A N/A     A A   NY Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES64510     33330060     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/29/2025 2 A A A A A A A A A A   OK Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64510     33330068     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID:[redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-23): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/23/2025 3 D D A A N/A N/A     D D   OK Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64516     33322260     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/29/2025 2 A A A A A A A A A A   AZ Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64516     33322261     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-23): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/23/2025 3 D D A A N/A N/A     D D   AZ Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64532     33322415     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/29/2025 2 A A A A A A A A A A   PA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64532     33322418     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-23): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/23/2025 3 D D A A N/A N/A     D D   PA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64557     33323919     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-23): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/23/2025 3 D D A A N/A N/A     D D   WA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64557     33323920     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/29/2025 2 A A A A A A A A A A   WA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64562     33322271     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/29/2025 2 A A A A A A A A A A   AZ Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64562     33322272     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-25): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/25/2025 3 D D A A N/A N/A     D D   AZ Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64565     33328064     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/29/2025 2 A A A A A A A A A A   UT Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64565     33328090     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-23): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/23/2025 3 D D A A N/A N/A     D D   UT Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64581     33328235     Compliance Compliance State Compliance State HPML [redacted]HPML Threshold Test Compliant [redacted] Higher-Priced Mortgage Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is equal to or greater than the threshold of APOR [redacted], or [redacted]  Compliant Higher Priced Loan.         Buyer Comment (2025-04-30): Seller acknowledges the exception, no change to grading.
     04/30/2025 2 B B B B B B B B B B   MA Primary Refinance - Cash-out - Other No obvious cure B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES64581     33328236     Compliance Compliance State Compliance Misc. State Level [redacted] Mortgage Lender and Broker Regulation (Ability to Repay not Verified) [redacted] Mortgage Lender and Broker Regulation:  File does not contain evidence that analysis of borrower's ability to repay was performed based on verified income, obligations, assets, and/or employment using PITI payment based on fully indexed rate and fully amortizing payment, if applicable         Buyer Comment (2025-04-30): Seller acknowledges the exception, no change to grading.
     04/30/2025 2 B B B B B B B B B B   MA Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES64581     33328241     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/29/2025 2 A A A A A A A A A A   MA Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES64581     33328242     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-23): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/23/2025 2 A A A A N/A N/A     A A   MA Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES64590     33322265     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/29/2025 2 A A A A A A A A A A   CO Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64590     33322280     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-23): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/23/2025 3 D D A A N/A N/A     D D   CO Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64593     33327497     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/29/2025 2 A A A A A A A A A A   VA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64593     33327499     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-23): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/23/2025 3 D D A A N/A N/A     D D   VA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64606     33322860     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/29/2025 2 A A A A A A A A A A   CT Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES64606     33332096     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-23): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/23/2025 2 A A A A N/A N/A     A A   CT Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES64608     33329523     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/29/2025 2 A A A A A A A A A A   LA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64608     33329525     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-24): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/24/2025 3 D D A A N/A N/A     D D   LA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64618     33327917     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/29/2025 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   D D A A A A D D Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES64618     33327918     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal from prior transaction was in file. Secondary valuation from subject transaction is missing. Sec ID:[redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-29): Seller acknowledges exception, secondary valuation not required per product guidelines.


Reviewer Comment (2025-05-29): Re-open for correct comments.


Reviewer Comment (2025-04-23): [redacted] requires only proof of [redacted] coverage.  [redacted] lien [redacted] statement confirms proof of [redacted][redacted] at time of transaction.
     05/29/2025 3 D D A A N/A N/A D D D D   FL Primary Refinance - Cash-out - Other   D D A A A A D D Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES64625     33322614     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/29/2025 2 A A A A A A A A A A   MO Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES64625     33322615     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID:[redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-23): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/23/2025 2 A A A A N/A N/A     A A   MO Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES64637     33328296     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/29/2025 2 A A A A A A A A A A   MS Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64637     33328306     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-23): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/23/2025 3 D D A A N/A N/A     D D   MS Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64648     33322353     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/29/2025 2 A A A A A A A A A A   IN Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES64648     33322355     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-23): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/23/2025 2 A A A A N/A N/A     A A   IN Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES64659     33329616     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/29/2025 2 A A A A A A A A A A   NJ Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES64659     33329617     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID:[redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-23): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/23/2025 2 A A A A N/A N/A     A A   NJ Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES64665     33322822     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/29/2025 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64665     33322832     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-23): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/23/2025 3 D D A A N/A N/A     D D   FL Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64686     33330087     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/29/2025 2 A A A A A A A A A A   MN Primary Refinance - Cash-out - Other   D D A A B B D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64686     33330098     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-23): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/23/2025 3 D D A A N/A N/A     D D   MN Primary Refinance - Cash-out - Other   D D A A B B D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64686     33330168     Compliance Compliance State Compliance Misc. State Level [redacted] Tangible Net Benefit Disclosure [redacted]Residential Mortgage Originator and Servicer Licensing Act: Tangible Net Benefit Disclosure not provided to the Borrower.         Buyer Comment (2025-04-30): Seller acknowledges. No change to grading.
     04/30/2025 2 B B B B B B B B B B   MN Primary Refinance - Cash-out - Other   D D A A B B D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64688     33330309     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/29/2025 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64688     33330325     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-23): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/23/2025 3 D D A A N/A N/A     D D   FL Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64690     33330847     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/29/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES64690     33330848     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-23): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/23/2025 2 A A A A N/A N/A     A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES64692     33332671     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/29/2025 2 A A A A A A A A A A   IL Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64692     33332676     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-23): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/23/2025 3 D D A A N/A N/A     D D   IL Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64709     33331605     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/29/2025 2 A A A A A A A A A A   AZ Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64709     33331606     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-23): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/23/2025 2 A A A A N/A N/A     A A   AZ Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64709     33331621     Credit Income / Employment Income Documentation Income / Employment Income Docs Missing: - ___ The[redacted] [redacted] in the file was blank. Please provide the [redacted] or equivalent documentation for review.       Reviewer Comment (2025-04-30): Received [redacted] [redacted] document. Exception cleared


Buyer Comment (2025-04-30): Please see the attached [redacted]
 04/30/2025     1 C A C A C A C A C A   AZ Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64717     33329592     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/29/2025 2 A A A A A A A A A A   NH Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES64717     33329595     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID:[redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-23): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/23/2025 2 A A A A N/A N/A     A A   NH Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES64718     33331522     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/29/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64718     33331523     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-23): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/23/2025 3 D D A A N/A N/A     D D   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64719     33333029     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/29/2025 2 A A A A A A A A A A   WY Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES64719     33333034     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID:[redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-24): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/24/2025 2 A A A A N/A N/A     A A   WY Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES64728     33329572     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/29/2025 2 A A A A A A A A A A   SC Primary Refinance - Cash-out - Other   D D C A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64728     33329575     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-23): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/23/2025 3 D D A A N/A N/A     D D   SC Primary Refinance - Cash-out - Other   D D C A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64728     33332380     Credit Income / Employment Income Documentation Missing Document  REO Documents are missing. - The subject is in a[redacted]. Please provide documentation supporting the HOA dues used to qualify.       Reviewer Comment (2025-05-01): Received [redacted] document confirming that no [redacted] dues. Exception  cleared.

As per the [redacted] [redacted] amount is [redacted] .


Buyer Comment (2025-05-01): Please see the attached [redacted] from the [redacted] lien originated through [redacted] supporting Zillow and confirming no [redacted] dues.


Reviewer Comment (2025-04-30): Zillow does not confirm [redacted] Client holds [redacted] lien to confirm no [redacted].


Buyer Comment (2025-04-30): Please see attached from zillow confirming there are no [redacted] [redacted] for this property. Please clear this condition.
 05/01/2025     1 C A C A C A C A C A   SC Primary Refinance - Cash-out - Other   D D C A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64737     33330500     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/29/2025 2 A A A A A A A A A A   CO Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64737     33330502     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-23): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/23/2025 3 D D A A N/A N/A     D D   CO Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64748     33322453     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/29/2025 2 A A A A A A A A A A   MN Primary Refinance - Cash-out - Other   D D A A B B D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64748     33322454     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-23): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/23/2025 3 D D A A N/A N/A     D D   MN Primary Refinance - Cash-out - Other   D D A A B B D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64748     33332613     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The [redacted] form was used, the [redacted] form should have been used.         Buyer Comment (2025-04-30): Seller acknowledges exception, no change to grading.
     04/30/2025 2 B B B B B B B B B B   MN Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form D D A A B B D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[REDACTED] RCKT2025CES64760     33331217     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/29/2025 2 A A A A A A A A A A   UT Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64760     33331220     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-23): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/23/2025 3 D D A A N/A N/A     D D   UT Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64765     33330735     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/29/2025 2 A A A A A A A A A A   NJ Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES64765     33330737     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-24): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/24/2025 2 A A A A N/A N/A     A A   NJ Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES64778     33323310     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/29/2025 2 A A A A A A A A A A   VA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64778     33323311     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID:[redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-23): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/23/2025 3 D D A A N/A N/A     D D   VA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64789     33330255     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/29/2025 2 A A A A A A A A A A   MA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64789     33330256     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-23): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/23/2025 3 D D A A N/A N/A     D D   MA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64798     33330065     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/29/2025 2 A A A A A A A A A A   PA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES64798     33330072     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-23): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/23/2025 2 A A A A N/A N/A     A A   PA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES64811     33331451     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/29/2025 2 A A A A A A A A A A   MA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64811     33331453     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the supporting secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-23): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/23/2025 3 D D A A N/A N/A     D D   MA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64829     33323272     Compliance Compliance State Compliance Compliance [redacted] Day RNY has been discontinued effective [redacted].  Average Prime Offer Rate (APOR) used in lieu of RNY effective [redacted], pursuant to OCOB FAQ guidance.           Reviewer Comment (2025-04-23): Seller acknowledges the exception. This exception is for informational purposes only and does not impact grading.
     04/23/2025 1 A A A A A A A A A A   NC Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64829     33323351     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/29/2025 2 A A A A A A A A A A   NC Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64829     33323353     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-23): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/23/2025 3 D D A A N/A N/A     D D   NC Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64851     33330891     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/29/2025 2 A A A A A A A A A A   AL Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64851     33330909     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-23): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/23/2025 3 D D A A N/A N/A     D D   AL Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64856     33330302     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/29/2025 2 A A A A A A A A A A   WI Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES64856     33534502     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-29): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/29/2025 2   A   A   N/A       A   WI Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES64880     33330382     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/29/2025 2 A A A A A A A A A A   GA Primary Refinance - Cash-out - Other   D D A A A A D D Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES64880     33330383     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-23): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/23/2025 3 D D A A N/A N/A     D D   GA Primary Refinance - Cash-out - Other   D D A A A A D D Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES64924     33330974     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/29/2025 2 A A A A A A A A A A   MS Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES64924     33330976     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-23): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/23/2025 2 A A A A N/A N/A     A A   MS Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES64927     33331345     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/29/2025 2 A A A A A A A A A A   NJ Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64927     33331347     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-12): Seller acknowledges exception, secondary valuation not required per product guidelines.


Reviewer Comment (2025-04-23): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/12/2025 3 D D A A N/A N/A     D D   NJ Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64930     33329735     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/29/2025 2 A A A A A A A A A A   NY Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64930     33329736     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-23): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/23/2025 2 A A A A N/A N/A     A A   NY Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64953     33330839     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/29/2025 2 A A A A A A A A A A   AL Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64953     33330841     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-23): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/23/2025 3 D D A A N/A N/A     D D   AL Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64984     33331065     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/29/2025 2 A A A A A A A A A A   TN Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64984     33331066     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-12): Seller acknowledges exception, secondary valuation not required per product guidelines.


Reviewer Comment (2025-04-23): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/12/2025 3 D D A A N/A N/A     D D   TN Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65014     33330854     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/29/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   D D C A C A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65014     33330855     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-24): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/24/2025 3 D D A A N/A N/A     D D   CA Primary Refinance - Cash-out - Other   D D C A C A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65014     33330868     Credit Loan Package Documentation Application / Processing Missing Document  Missing Document: [redacted] not provided           Reviewer Comment (2025-04-30): Received Child support document. Exception cleared


Buyer Comment (2025-04-30): [redacted]: Please see attached [redacted].
 04/30/2025     1 C A C A C A C A C A   CA Primary Refinance - Cash-out - Other   D D C A C A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65014     33330881     Credit Income / Employment Income Documentation Missing Document  REO Documents are missing. - The file is missing the mortgage HOA dues documentation for this property. Please provide for review.       Reviewer Comment (2025-04-30): Received [redacted] verification document. Exception cleared


Buyer Comment (2025-04-30): [redacted]: Please see the attached [redacted] verification.
 04/30/2025     1 C A C A C A C A C A   CA Primary Refinance - Cash-out - Other   D D C A C A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65014     33343856     Compliance Compliance Federal Compliance ATR/QM Defect General QM Provision Investor and QM DTIs don't match and both moderately exceed Guidelines General QM: The DTIs calculated in accordance with the Lenders Guidelines of [redacted] and based on [redacted]) of [redacted] moderately exceed the guideline maximum of [redacted]. (DTI Exception is eligible to be regraded with compensating factors.)         Reviewer Comment (2025-04-30): As per underwriter approach meals & entertainment not considered. DTI matches now. Exception cleared


Buyer Comment (2025-04-30): Please provide the differences in [redacted] calculation. [redacted](income is decreasing year over year. The income is calculated by taking [redacted] income received [redacted], and it dividing by the months business was open last year of [redacted].) Combined Business Earnings [redacted] [redacted][redacted]: [redacted] = Business Earnings of [redacted] + [redacted] + [redacted] + [redacted]
 04/30/2025     1 C A C A C A C A C A   CA Primary Refinance - Cash-out - Other   D D C A C A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65014     33343869     Compliance Compliance Federal Compliance ATR/QM Defect Check Loan Designation Match - QM Qualified Mortgage ([redacted]: Originator Loan Designation of [redacted] (APOR) does not match Due Diligence Loan Designation of QM (APOR) Risk. Loan designation failure due to ATR failure. This exception will be cleared when all ATR related exceptions are cleared.       Reviewer Comment (2025-04-30): As per underwriter approach meals & entertainment not considered. DTI matches now. Exception cleared


Buyer Comment (2025-04-30): Please provide the differences in [redacted] calculation. [redacted] (income is decreasing year over year. The income is calculated by taking [redacted] income received[redacted] and it dividing by the [redacted] business was open [redacted] of [redacted].) Combined Business Earnings [redacted] (Includes [redacted] [redacted]: [redacted] = [redacted]of [redacted] + [redacted] + [redacted] + [redacted].
 04/30/2025     1 B A C A B A C A B A   CA Primary Refinance - Cash-out - Other Lender to provide updated ATR/QM status D D C A C A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[REDACTED] RCKT2025CES65014     33343883     Credit Credit AUS Discrepancy / Guidelines Discrepancy Guideline Guideline Requirement: Investor qualifying total debt ratio discrepancy.   Due to income calculation of $[redacted] versus [redacted]       Reviewer Comment (2025-04-30): As per underwriter approach meals & entertainment not considered. DTI matches now. Exception cleared


Buyer Comment (2025-04-30): Please provide the differences in [redacted] calculation.[redacted] ([redacted] is decreasing year over year. The income is calculated by taking [redacted] income received [redacted] and it dividing by the [redacted] business was open [redacted]. Combined Business Earnings [redacted] [redacted] [redacted] [redacted] = Business Earnings of [redacted] + [redacted] Income of [redacted] + [redacted] Or[redacted] Net Rental Income of [redacted]
 04/30/2025     1 C A C A C A C A C A   CA Primary Refinance - Cash-out - Other   D D C A C A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65014     33343902     Compliance Compliance Federal Compliance ATR/QM Defect General QM Provision Investor Guidelines Violation General QM: Based on the loan failing one or more guideline components, the loan is at QM risk. Loan designation failure due to ATR failure. This exception will be cleared when all ATR related exceptions are cleared.       Reviewer Comment (2025-04-30): As per underwriter approach meals & entertainment not considered. DTI matches now. Exception cleared


Buyer Comment (2025-04-30): Please provide the differences in [redacted] calculation. [redacted] (income is [redacted] year over year. The income is calculated by taking [redacted] income received [redacted] and it dividing by the [redacted] business was open [redacted] Combined Business Earnings Previous Year (Includes [redacted] Income and [redacted] [redacted] [redacted] = [redacted] + [redacted] + [redacted] + [redacted]
 04/30/2025     1 C A C A C A C A C A   CA Primary Refinance - Cash-out - Other   D D C A C A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65024     33330618     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/29/2025 2 A A A A A A A A A A   DE Primary Refinance - Cash-out - Other   D D C A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65024     33330622     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-24): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/24/2025 3 D D A A N/A N/A     D D   DE Primary Refinance - Cash-out - Other   D D C A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65024     33342703     Credit Income / Employment Income Documentation Missing Document  REO Documents are missing. - The HOA Indicator on the AVM reflects yes, and HOA dues were not utilized in qualifying.  Please provide documentation to verify the amount of the HOA Dues or evidence none exist.       Reviewer Comment (2025-05-01): Received [redacted] document  for the subject  property. Exception Cleared.


Buyer Comment (2025-05-01): Please see screen shot and link attached from Redfin confirming [redacted] in [redacted] dues supporting the [redacted] and [redacted] from the appraisal on the previous transaction


Reviewer Comment (2025-04-30): Appraisal appears to be from [redacted]. More recent document should be provided to confirm [redacted] expense.  Exception remains.


Buyer Comment (2025-04-30): Please see screen shot attached from the appraisal on associated [redacted] for the [redacted] lien on the subject property verifying [redacted] or[redacted] in [redacted] dues. We updated the liability and have also attached a corrected [redacted] and [redacted].


Buyer Comment (2025-04-30): Please see screen shot attached from the appraisal on associated [redacted] for the [redacted] lien on the subject property verifying [redacted] or [redacted] in [redacted] dues. We updated the liability and have also attached a corrected [redacted] and [redacted]


Buyer Comment (2025-04-30): Please see screen shot attached from the appraisal on associated [redacted]for the [redacted] lien on the subject property verifying [redacted]or [redacted] in [redacted] dues. We updated the liability and have also attached a corrected [redacted] and [redacted]
 05/01/2025     1 C A C A C A C A C A   DE Primary Refinance - Cash-out - Other   D D C A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65025     33332012     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/29/2025 2 A A A A A A A A A A   CT Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES65025     33332014     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID:[redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-24): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/24/2025 2 A A A A N/A N/A     A A   CT Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES65027     33331128     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/29/2025 2 A A A A A A A A A A   NJ Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65027     33331129     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-23): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/23/2025 2 A A A A N/A N/A     A A   NJ Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65037     33330575     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/29/2025 2 A A A A A A A A A A   IL Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES65037     33330576     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-24): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/24/2025 2 A A A A N/A N/A     A A   IL Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES65042     33330460     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/29/2025 2 A A A A A A A A A A   WA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65042     33330486     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID:[redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-23): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/23/2025 3 D D A A N/A N/A     D D   WA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65057     33330788     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/29/2025 2 A A A A A A A A A A   IL Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65057     33330789     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-23): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/23/2025 3 D D A A N/A N/A     D D   IL Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65113     33328449     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/29/2025 2 A A A A A A A A A A   PA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES65113     33328450     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-23): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/23/2025 2 A A A A N/A N/A     A A   PA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES65148     33330930     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/29/2025 2 A A A A A A A A A A   SC Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES65148     33330931     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-23): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/23/2025 2 A A A A N/A N/A     A A   SC Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES65157     33330894     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/29/2025 2 A A A A A A A A A A   AZ Primary Refinance - Cash-out - Other   D D A A B B D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65157     33330897     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-24): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/24/2025 3 D D A A N/A N/A     D D   AZ Primary Refinance - Cash-out - Other   D D A A B B D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65157     33330911     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The [redacted] form was used, the [redacted] form should have been used.         Buyer Comment (2025-04-30): Seller acknowledges the exception, no change to grading.
     04/30/2025 2 B B B B B B B B B B   AZ Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form D D A A B B D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[REDACTED] RCKT2025CES65160     33330638     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/29/2025 2 A A A A A A A A A A   SC Primary Refinance - Cash-out - Other   D D C A A A D D Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES65160     33330639     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-06-02): Seller acknowledges exception, secondary valuation not required per product guidelines.


Reviewer Comment (2025-06-02): Re-opened exception to correct comment.


Reviewer Comment (2025-04-23): Seller acknowledges the exception. This exception is for informational purposes only and does not impact grading.
     06/02/2025 3 D D A A N/A N/A     D D   SC Primary Refinance - Cash-out - Other   D D C A A A D D Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES65160     33330669     Credit Income / Employment Income Documentation Income / Employment The verification of employment is required and was not found in file. - The file is missing the verbal verification of employment obtained within [redacted] business days of closing.       Reviewer Comment (2025-04-30): Paystub in the file within [redacted] of the note date. Exception cleared


Buyer Comment (2025-04-30): The paystub on page [redacted] is dated within [redacted] within the closing date and is sufficient to meet the [redacted] requirement.
 04/30/2025     1 C A C A C A C A C A   SC Primary Refinance - Cash-out - Other   D D C A A A D D Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES65160     33330670     Credit Income / Employment Income Documentation Income / Employment Verification(s) of employment is not within [redacted] - The file is missing the verbal verification of employment obtained within [redacted] business days of closing.       Reviewer Comment (2025-04-30): Paystub in the file within [redacted] of the note date. Exception cleared


Buyer Comment (2025-04-30): The paystub on page [redacted] is dated within [redacted] within the closing date and is sufficient to meet the [redacted] requirement.
 04/30/2025     1 C A C A C A C A C A   SC Primary Refinance - Cash-out - Other   D D C A A A D D Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES65179     33330350     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/29/2025 2 A A A A A A A A A A   MI Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65179     33330360     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-23): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/23/2025 3 D D A A N/A N/A     D D   MI Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65203     33332936     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/29/2025 2 A A A A A A A A A A   IL Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES65203     33332939     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-23): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/23/2025 2 A A A A N/A N/A     A A   IL Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES65211     33330257     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/29/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65211     33330258     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-23): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/23/2025 3 D D A A N/A N/A     D D   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65227     33331243     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/30/2025 2 A A A A A A A A A A   NJ Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES65227     33331255     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-23): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/23/2025 2 A A A A N/A N/A     A A   NJ Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES65233     33323939     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-23): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/23/2025 3 D D A A N/A N/A     D D   RI Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65233     33323940     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/30/2025 2 A A A A A A A A A A   RI Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65240     33330677     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/30/2025 2 A A A A A A A A A A   IL Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES65240     33330678     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-23): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/23/2025 2 A A A A N/A N/A     A A   IL Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES65275     33330270     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/30/2025 2 A A A A A A A A A A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES65275     33330271     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-23): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/23/2025 2 A A A A N/A N/A     A A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES65288     33322385     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/30/2025 2 A A A A A A A A A A   IN Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65288     33322389     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-23): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/23/2025 3 D D A A N/A N/A     D D   IN Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65289     33331366     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/30/2025 2 A A A A A A A A A A   PA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65289     33331374     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-23): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/23/2025 3 D D A A N/A N/A     D D   PA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65307     33330523     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/30/2025 2 A A A A A A A A A A   IL Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65307     33330564     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-24): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/24/2025 3 D D A A N/A N/A     D D   IL Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65320     33331081     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/30/2025 2 A A A A A A A A A A   CO Primary Refinance - Cash-out - Other   D D C A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65320     33331088     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-24): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/24/2025 3 D D A A N/A N/A     D D   CO Primary Refinance - Cash-out - Other   D D C A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65320     33333899     Credit Income / Employment Income Documentation Missing Document  REO Documents are missing. - ___ [redacted] Dues were included in qualifying and not documented in the file.  Please provide [redacted] documentation for review..       Reviewer Comment (2025-05-12): Client provided documentation verifying there were no [redacted] dues for the subject, an updated [redacted] and [redacted].  Exception cleared.


Buyer Comment (2025-05-12): Please see the attached for the updated [redacted] and [redacted].


Reviewer Comment (2025-05-12): Diligence agrees taxes and insurance are included in the senior lien mortgage payment in the monthly amount of [redacted].  However, the taxes and insurance are already being considered separately on the [redacted].  Therefore, the P&I payment should be [redacted] on the [redacted] so that the total PITIA being utilized in qualifying is [redacted] versus [redacted] on the revised [redacted].  Due to this, the DTI on the most recent [redacted] provided is [redacted], which exceeds guidelines.


Buyer Comment (2025-05-09): The payment on the [redacted] is correct. The monthly Insurance, [redacted], Association Dues etc. portion of section [redacted] is only to be filled in if NOT included in the monthly mortgage payment. As previously stated/documented, the mortgage is escrowed. No additional documentation required.


Reviewer Comment (2025-05-08): Please provide revised [redacted] reflecting Second Mortgage P&I only [redacted] per mortgage statement. the provided [redacted] are reflecting including tax and insurance.


Buyer Comment (2025-05-08): Please see the revised [redacted] noting total pitia payment as [redacted] per the mortgage coupon, tax and ins are escrowed.


Reviewer Comment (2025-05-07): Received revised [redacted] confirming [redacted], however the subject property [redacted] amount is reflecting [redacted] on revised [redacted] instead of $[redacted], so please provide revised [redacted] confirming the P&I amount of [redacted]. Exception  remains.


Buyer Comment (2025-05-07): Please see the attached revised [redacted] and [redacted] noting [redacted] dues.


Reviewer Comment (2025-05-05): Received updated [redacted] confirming that [redacted] dues [redacted] per/month, so please provide revised [redacted] confirming that [redacted] dues [redacted]. Exception remains.


Buyer Comment (2025-05-05): Please see the attached revised [redacted].


Reviewer Comment (2025-05-02): Received [redacted] document confirming that no [redacted] for the subject property. Please provide revised [redacted] and [redacted] confirming there is no [redacted]. Exception  remains..


Buyer Comment (2025-05-02): Please see the attached evidence of no [redacted] on the subject property.


Buyer Comment (2025-05-02): Please see the attached verification of no [redacted].


Reviewer Comment (2025-05-01): Please provide the [redacted] document for subject property. Exception Remains.


Buyer Comment (2025-05-01): There is no [redacted] noted in the [redacted] or associated with this property. Per the mortgage coupon on page [redacted]of the loan images, the [redacted] is for the escrow associated with the property.
 05/12/2025     1 C A C A C A C A C A   CO Primary Refinance - Cash-out - Other   D D C A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65328     33330769     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/30/2025 2 A A A A A A A A A A   OR Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65328     33330770     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID:[redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-24): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/24/2025 3 D D A A N/A N/A     D D   OR Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65338     33330389     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/30/2025 2 A A A A A A A A A A   AL Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65338     33330390     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-23): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/23/2025 3 D D A A N/A N/A     D D   AL Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65362     33329826     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/30/2025 2 A A A A A A A A A A   WA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65362     33329827     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID:[redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-24): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/24/2025 3 D D A A N/A N/A     D D   WA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65387     33330901     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/30/2025 2 A A A A A A A A A A   UT Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES65387     33330904     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-24): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/24/2025 2 A A A A N/A N/A     A A   UT Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES65389     33330978     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/30/2025 2 A A A A A A A A A A   MA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65389     33330979     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-24): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/24/2025 3 D D A A N/A N/A     D D   MA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65406     33331987     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-24): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/24/2025 2 A A A A N/A N/A     A A   VA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES65406     33331988     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/30/2025 2 A A A A A A A A A A   VA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES65410     33331455     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/30/2025 2 A A A A A A A A A A   NV Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65410     33331456     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-24): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/24/2025 3 D D A A N/A N/A     D D   NV Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65419     33331294     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-23): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/23/2025 2 A A A A N/A N/A     A A   OH Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES65419     33331317     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/30/2025 2 A A A A A A A A A A   OH Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES65421     33331648     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/30/2025 2 A A A A A A A A A A   PA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES65421     33331650     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-24): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/24/2025 2 A A A A N/A N/A     A A   PA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES65459     33331753     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/30/2025 2 A A A A A A A A A A   NJ Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65459     33331754     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-23): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/23/2025 3 D D A A N/A N/A     D D   NJ Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65470     33329905     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/30/2025 2 A A A A A A A A A A   WI Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65470     33329906     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-23): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/23/2025 3 D D A A N/A N/A     D D   WI Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65471     33331980     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/30/2025 2 A A A A A A A A A A   VA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65471     33331982     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-23): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/23/2025 3 D D A A N/A N/A     D D   VA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65504     33330950     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID:[redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-23): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/23/2025 2 A A A A N/A N/A     A A   PA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES65504     33330952     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/30/2025 2 A A A A A A A A A A   PA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES65507     33330262     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/30/2025 2 A A A A A A A A A A   VA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65507     33330263     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-23): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/23/2025 3 D D A A N/A N/A     D D   VA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65508     33330829     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/30/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65508     33330830     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-23): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/23/2025 3 D D A A N/A N/A     D D   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65541     33331448     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/30/2025 2 A A A A A A A A A A   IN Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65541     33331450     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID:[redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-23): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/23/2025 3 D D A A N/A N/A     D D   IN Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65542     33331666     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/30/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65542     33331667     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-23): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/23/2025 3 D D A A N/A N/A     D D   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65551     33330641     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/30/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65551     33330643     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID:[redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-23): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/23/2025 3 D D A A N/A N/A     D D   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65593     33329875     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/30/2025 2 A A A A A A A A A A   AZ Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES65593     33329876     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-23): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/23/2025 2 A A A A N/A N/A     A A   AZ Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES65627     33331694     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The [redacted] form was used, the [redacted] form should have been used.         Buyer Comment (2025-05-01): Seller acknowledges the exception, no change to grading.
     05/01/2025 2 B B B B B B B B B B   AZ Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form D D A A B B D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[REDACTED] RCKT2025CES65627     33331696     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/30/2025 2 A A A A A A A A A A   AZ Primary Refinance - Cash-out - Other   D D A A B B D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65627     33331703     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-23): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/23/2025 3 D D A A N/A N/A     D D   AZ Primary Refinance - Cash-out - Other   D D A A B B D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65634     33330581     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/30/2025 2 A A A A A A A A A A   LA Primary Refinance - Cash-out - Other   D D A A B B D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65634     33330584     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID:[redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-23): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/23/2025 3 D D A A N/A N/A     D D   LA Primary Refinance - Cash-out - Other   D D A A B B D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65634     33330614     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The [redacted] form was used, the [redacted] form should have been used.         Buyer Comment (2025-05-01): Seller acknowledges exception, no change to grading.
     05/01/2025 2 B B B B B B B B B B   LA Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form D D A A B B D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[REDACTED] RCKT2025CES65635     33329916     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/30/2025 2 A A A A A A A A A A   OH Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES65635     33329917     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-23): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/23/2025 2 A A A A N/A N/A     A A   OH Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES65641     33331905     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-23): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/23/2025 2 A A A A N/A N/A     A A   OH Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES65641     33331906     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/30/2025 2 A A A A A A A A A A   OH Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES65648     33332903     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-23): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/23/2025 2 A A A A N/A N/A     A A   MO Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES65648     33332907     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/30/2025 2 A A A A A A A A A A   MO Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES65657     33331435     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/30/2025 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65657     33331438     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-23): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/23/2025 3 D D A A N/A N/A     D D   FL Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65695     33330223     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/30/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65695     33330230     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-23): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/23/2025 3 D D A A N/A N/A     D D   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65707     33332203     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/30/2025 2 A A A A A A A A A A   AZ Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65707     33332204     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-23): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/23/2025 3 D D A A N/A N/A     D D   AZ Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65714     33330790     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/30/2025 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES65714     33330791     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID:[redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-23): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/23/2025 2 A A A A N/A N/A     A A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES65720     33331342     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/30/2025 2 A A A A A A A A A A   OH Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES65720     33331343     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-23): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/23/2025 2 A A A A N/A N/A     A A   OH Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES65773     33330069     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/30/2025 2 A A A A A A A A A A   CT Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES65773     33330070     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-23): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/23/2025 2 A A A A N/A N/A     A A   CT Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES65776     33330913     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/30/2025 2 A A A A A A A A A A   AZ Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65776     33330923     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-23): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/23/2025 3 D D A A N/A N/A     D D   AZ Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65851     33331195     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/30/2025 2 A A A A A A A A A A   NY Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65851     33331196     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-23): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/23/2025 3 D D A A N/A N/A     D D   NY Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65852     33332283     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-23): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/23/2025 3 D D A A N/A N/A     D D   NC Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65852     33332287     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/30/2025 2 A A A A A A A A A A   NC Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65859     33332217     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/30/2025 2 A A A A A A A A A A   IL Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65859     33332221     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID:[redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-24): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/24/2025 3 D D A A N/A N/A     D D   IL Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65869     33330520     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/30/2025 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65869     33330521     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-24): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/24/2025 3 D D A A N/A N/A     D D   FL Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65920     33330633     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/30/2025 2 A A A A A A A A A A   IN Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65920     33330635     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing supporting secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-24): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/24/2025 3 D D A A N/A N/A     D D   IN Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65926     33332581     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/30/2025 2 A A A A A A A A A A   NJ Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65926     33332614     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-24): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/24/2025 3 D D A A N/A N/A     D D   NJ Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65943     33331218     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/30/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65943     33331221     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-24): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/24/2025 3 D D A A N/A N/A     D D   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65954     33331436     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/30/2025 2 A A A A A A A A A A   UT Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65954     33331437     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-24): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/24/2025 3 D D A A N/A N/A     D D   UT Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65990     33330546     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/30/2025 2 A A A A A A A A A A   VA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES65990     33330547     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-24): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/24/2025 2 A A A A N/A N/A     A A   VA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES65999     33332716     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/30/2025 2 A A A A A A A A A A   AZ Primary Refinance - Cash-out - Other   D D A A B B D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65999     33332717     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-24): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/24/2025 3 D D A A N/A N/A     D D   AZ Primary Refinance - Cash-out - Other   D D A A B B D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65999     33332720     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The [redacted] form was used, the [redacted] form should have been used.         Buyer Comment (2025-05-01): seller accepts; no change to grading.
     05/01/2025 2 B B B B B B B B B B   AZ Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form D D A A B B D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[REDACTED] RCKT2025CES66000     33332774     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/30/2025 2 A A A A A A A A A A   TX Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66000     33332777     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the supporting secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-24): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/24/2025 3 D D A A N/A N/A     D D   TX Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66000     33332847     Compliance Compliance State Compliance Misc. State Level [redacted]Cash-out Loan (The lender/Assignee cannot conclusively rely on the Value on the Acknowledgement of Fair Market Value as the loan file does not contain an Appraisal) [redacted] Constitution Section 50(a)(6): The lender/Assignee cannot conclusively rely on the Value on Acknowledgement of Fair Market Value.  Test performed using stated value or other valuation method in file other than appraisal.               04/30/2025 2 A A A A A A A A A A   TX Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66033     33330736     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/30/2025 2 A A A A A A A A A A   NH Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66033     33330738     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing supporting secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-24): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/24/2025 3 D D A A N/A N/A     D D   NH Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66055     33331114     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/30/2025 2 A A A A A A A A A A   TN Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66055     33331117     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-24): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/24/2025 3 D D A A N/A N/A     D D   TN Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66106     33332314     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID:[redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-24): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/24/2025 2 A A A A N/A N/A     A A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES66106     33332315     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/30/2025 2 A A A A A A A A A A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES66226     33331940     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/30/2025 2 A A A A A A A A A A   CT Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66226     33331941     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-24): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/24/2025 3 D D A A N/A N/A     D D   CT Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66329     33331592     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/30/2025 2 A A A A A A A A A A   OR Primary Refinance - Cash-out - Other   D D C A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66329     33331600     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file is missing supporting secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-24): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/24/2025 3 D D A A N/A N/A     D D   OR Primary Refinance - Cash-out - Other   D D C A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66329     33335766     Credit Income / Employment Income Documentation Missing Document  REO Documents are missing. - The file is missing the HOA dues documentation for this property. Please provide for review.       Reviewer Comment (2025-05-01): Received [redacted] document  for the subject  property. Exception Cleared.


Buyer Comment (2025-05-01): Please see screen shot attached confirming [redacted] in [redacted] dues. [redacted] was conservative and used [redacted] to qualify
 05/01/2025     1 C A C A C A C A C A   OR Primary Refinance - Cash-out - Other   D D C A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66433     33330342     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-24): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/24/2025 3 D D A A N/A N/A     D D   OH Primary Refinance - Cash-out - Other   D D C A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66433     33330343     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/30/2025 2 A A A A A A A A A A   OH Primary Refinance - Cash-out - Other   D D C A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66433     33340211     Credit Credit Miscellaneous Guideline Credit Exception:   Per the borrower's [redacted], the [redacted] bonus income reflected on the [redacted] is in fact [redacted].  There was no documentation to evidence of any portion of the [redacted] and [redacted]earnings were [redacted][redacted].  If [redacted] is to be utilized in qualifying, please provide evidence of the [redacted]Day Stock Price and [redacted] as required.  If not, please provide a revised [redacted] excluding this portion of the income in qualifying.       Reviewer Comment (2025-05-02): Client elects to remove the additional variable earnings. Revised [redacted] of [redacted] per the new [redacted] provided aligns with [redacted] calculations. Exception cleared.


Buyer Comment (2025-05-01): Please see attached [redacted] and [redacted] removing the bonus income. Borrower qualifies with base income only.
 05/02/2025     1 C A C A C A C A C A   OH Primary Refinance - Cash-out - Other   D D C A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66452     33330808     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/30/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66452     33330811     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-24): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/24/2025 3 D D A A N/A N/A     D D   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66458     33331372     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/30/2025 2 A A A A A A A A A A   WA Primary Refinance - Cash-out - Other   D D A A A A D D Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES66458     33331375     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-24): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/24/2025 3 D D A A N/A N/A     D D   WA Primary Refinance - Cash-out - Other   D D A A A A D D Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES66563     33331497     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/30/2025 2 A A A A A A A A A A   WA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66563     33331498     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID:[redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-24): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/24/2025 3 D D A A N/A N/A     D D   WA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66601     33331785     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/30/2025 2 A A A A A A A A A A   ID Primary Refinance - Cash-out - Other   D D C A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66601     33331790     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-24): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/24/2025 3 D D A A N/A N/A     D D   ID Primary Refinance - Cash-out - Other   D D C A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66601     33340785     Credit Credit Miscellaneous Guideline Credit Exception:   Borrower has been at the subject address for[redacted] years.  The pay history was only verified for a total of [redacted] months with [redacted] and there was no prior consecutive [redacted] mortgage appearing on the credit report.  Please provide documentation to verify a full [redacted] month history, to verify a maximum of one [redacted] day late in the last [redacted]months per guidelines.       Reviewer Comment (2025-05-06): Per client attestation, they originated the senior lien that was just originated the end of [redacted] and the property was owned free and clear prior to that time.  Exception cleared.


Buyer Comment (2025-05-01): The loan ending [redacted] was originated in [redacted] and the property was owned free and clear prior to that loans origination. The credit report is sufficient to document the mortgage history as the tradeline is less than [redacted] months old.
 05/06/2025     1 C A C A C A C A C A   ID Primary Refinance - Cash-out - Other   D D C A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60006     33331734     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/30/2025 2 A A A A A A A A A A   LA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60006     33331735     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-28): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/28/2025 3 D D A A N/A N/A     D D   LA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60376     33331901     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/30/2025 2 A A A A A A A A A A   NJ Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60376     33331904     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-24): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/24/2025 3 D D A A N/A N/A     D D   NJ Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60391     33331073     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/30/2025 2 A A A A A A A A A A   TX Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60391     33331095     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-24): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/24/2025 3 D D A A N/A N/A     D D   TX Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60391     33331240     Compliance Compliance State Compliance Misc. State Level [redacted]Cash-out Loan (The lender/Assignee cannot conclusively rely on the Value on the Acknowledgement of Fair Market Value as the loan file does not contain an Appraisal) [redacted] Constitution Section 50(a)(6): The lender/Assignee cannot conclusively rely on the Value on Acknowledgement of Fair Market Value.  Test performed using stated value or other valuation method in file other than appraisal.               04/30/2025 2 A A A A A A A A A A   TX Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60514     33331813     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/30/2025 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60514     33331814     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-24): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/24/2025 3 D D A A N/A N/A     D D   FL Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60550     33331789     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/30/2025 2 A A A A A A A A A A   NY Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60550     33331791     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID:[redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-24): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/24/2025 2 A A A A N/A N/A     A A   NY Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60824     33337612     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/30/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   C B C B C B A A Non QM Non QM No
[REDACTED] RCKT2025CES60824     33337622     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-25): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/25/2025 2 A A A A N/A N/A     A A   CA Primary Refinance - Cash-out - Other   C B C B C B A A Non QM Non QM No
[REDACTED] RCKT2025CES60824     33354293     Compliance Compliance Federal Compliance ATR/QM Defect Check Loan Designation Match - ATR Risk Ability to Repay ([redacted]): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk. Loan designation failure due to ATR failure. This exception will be cleared when all ATR related exceptions are cleared.       Reviewer Comment (2025-05-02): Client elected to downgrade and waive the exceptions related to [redacted]. Loan designation exception cleared.


Buyer Comment (2025-05-01): Please downgrade with the following comp factors:
1. Loan is debt consolidation with borrower paying off [redacted] debts, and saving [redacted]
2. Borrower credit score [redacted]
3. CLTV is [redacted]
4. Borrowers only debt is the mortgages he owes at closing
 05/02/2025     1 B A C A B A C A B A   CA Primary Refinance - Cash-out - Other Lender to provide updated ATR/QM Loan Designation C B C B C B A A Non QM Non QM Yes
[REDACTED] RCKT2025CES60824     33354294     Compliance Compliance Federal Compliance ATR/QM Defect General ATR Provision Investor and Non QM DTIs don't match and both moderately exceed Guidelines Ability to Repay ([redacted]): The DTIs calculated in accordance with the Lenders Guidelines of [redacted] and based on [redacted] moderately exceed the guideline maximum of [redacted]. ([redacted]Exception is eligible to be regraded with compensating factors.) [redacted]is excessive due to the lender not hitting for the meals expense on the [redacted]. Diligence has considered: [redacted] = [redacted]month qualifying income from the S-Corp. All other income and debt aligns with the lender. The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least [redacted].

The Loan to Value (LTV) on the loan is less than the guideline maximum by at least [redacted]

Borrower has verified [redacted]of at least [redacted].		 CLTV of [redacted] is < guideline allowable CLTV of [redacted] by > [redacted]

LTV is < guideline maximum by > [redacted]

Residual income of [redacted] month.		 SitusAMC,Originator,Aggregator

Originator,SitusAMC

Originator,SitusAMC		 Reviewer Comment (2025-05-02): Client elects to waive with compensating factors.


Buyer Comment (2025-05-01): Please downgrade with the following comp factors:
1. Loan is debt consolidation with borrower paying off [redacted] debts, and saving [redacted]
2. Borrower credit score [redacted]
3. CLTV is [redacted]
4. Borrowers only debt is the mortgages he owes at closing
     05/02/2025 2 C B C B C B C B C B   CA Primary Refinance - Cash-out - Other   C B C B C B A A Non QM Non QM No
[REDACTED] RCKT2025CES60824     33354305     Credit Credit AUS Discrepancy / Guidelines Discrepancy Guideline Guideline Requirement: Investor qualifying total debt ratio discrepancy. Calculated investor qualifying total debt ratio of ___ exceeds Guideline total debt ratio of ___. DTI of [redacted] exceeds guideline allowable DTI of [redacted] The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least [redacted].

The Loan to Value (LTV) on the loan is less than the guideline maximum by at least [redacted]

Borrower has verified [redacted]of at least [redacted].		 CLTV of [redacted] is < guideline allowable CLTV of [redacted] by > [redacted]

LTV is < guideline maximum by > [redacted]

Residual income of [redacted] month.		 SitusAMC,Originator,Aggregator

Originator,SitusAMC

Originator,SitusAMC		 Reviewer Comment (2025-05-02): Client elects to waive with compensating factors.


Buyer Comment (2025-05-01): Please downgrade with the following comp factors:
1. Loan is debt consolidation with borrower paying off [redacted] debts, and saving [redacted]
2. Borrower credit score [redacted]
3. CLTV is [redacted]
4. Borrowers only debt is the mortgages he owes at closing
     05/02/2025 2 C B C B C B C B C B   CA Primary Refinance - Cash-out - Other   C B C B C B A A Non QM Non QM No
[REDACTED] RCKT2025CES60824     33354312     Compliance Compliance Federal Compliance ATR/QM Defect General Ability To Repay Provision Investor Guidelines Ability to Repay ([redacted]): Based on the loan failing one or more guideline components, the loan is at ATR risk. ATR risk due to excessive DTI. This exception will be cleared when all ATR related exceptions are cleared.       Reviewer Comment (2025-05-02): Client elected to downgrade and waive the exceptions related to [redacted] exception cleared.


Buyer Comment (2025-05-01): Please downgrade with the following comp factors:
1. Loan is debt consolidation with borrower paying off [redacted] debts, and saving [redacted]
2. Borrower credit score [redacted]
3. CLTV is [redacted]
4. Borrowers only debt is the mortgages he owes at closing
 05/02/2025     1 C A C A C A C A C A   CA Primary Refinance - Cash-out - Other   C B C B C B A A Non QM Non QM No
[REDACTED] RCKT2025CES60931     33331370     Compliance Compliance State Compliance Compliance [redacted] Day RNY has been discontinued effective [redacted].  Average Prime Offer Rate (APOR) used in lieu of RNY effective [redacted], pursuant to OCOB FAQ guidance.           Reviewer Comment (2025-04-24): Seller acknowledges the exception. This exception is for informational purposes only and does not impact grading.
     04/24/2025 1 A A A A A A A A A A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES60931     33331741     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/30/2025 2 A A A A A A A A A A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES60931     33331743     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-24): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/24/2025 2 A A A A N/A N/A     A A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES60966     33332002     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/30/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60966     33332004     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-24): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/24/2025 2 A A A A N/A N/A     A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60978     33336037     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/30/2025 2 A A A A A A A A A A   TX Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES60978     33336038     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-25): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/25/2025 2 A A A A N/A N/A     A A   TX Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES60986     33331927     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/30/2025 2 A A A A A A A A A A   NJ Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES60986     33331928     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-24): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/24/2025 2 A A A A N/A N/A     A A   NJ Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES61011     33336063     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/30/2025 2 A A A A A A A A A A   NH Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES61011     33336073     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID:[redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-24): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/24/2025 2 A A A A N/A N/A     A A   NH Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES61097     33338157     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/30/2025 2 A A A A A A A A A A   GA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61097     33338158     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-24): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/24/2025 3 D D A A N/A N/A     D D   GA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61189     33338190     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/30/2025 2 A A A A A A A A A A   NY Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61189     33338202     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-24): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/24/2025 2 A A A A N/A N/A     A A   NY Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61231     33340659     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/30/2025 2 A A A A A A A A A A   WA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61231     33340673     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-24): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/24/2025 3 D D A A N/A N/A     D D   WA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61319     33331966     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/30/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   D D A A B B D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61319     33331971     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-24): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/24/2025 3 D D A A N/A N/A     D D   CA Primary Refinance - Cash-out - Other   D D A A B B D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61319     33331991     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The [redacted] form was used, the [redacted] form should have been used.         Buyer Comment (2025-05-01): Seller acknowledges exception, no change in grading
     05/01/2025 2 B B B B B B B B B B   CA Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form D D A A B B D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[REDACTED] RCKT2025CES61438     33338252     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/30/2025 2 A A A A A A A A A A   GA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61438     33338253     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-28): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/28/2025 3 D D A A N/A N/A     D D   GA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61453     33337292     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/30/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61453     33337293     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-24): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/24/2025 3 D D A A N/A N/A     D D   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61500     33338658     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/30/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES61500     33338659     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-24): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/24/2025 2 A A A A N/A N/A     A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES61529     33338758     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 04/30/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   C A C A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES61529     33338759     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-24): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/24/2025 2 A A A A N/A N/A     A A   CA Primary Refinance - Cash-out - Other   C A C A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES61529     33338760     Credit Income / Employment Income Documentation Missing Document  [redacted] Documents are missing. - The file was missing evidence of [redacted] and [redacted] dues, as applicable, for this property. Note - It's unable to be conclusively determined that this property was included in qualifying by the lender. [redacted] and [redacted] are not required if the entire debt was excluded.       Reviewer Comment (2025-05-09): Received updated [redacted] removing the property. Exception cleared.


Buyer Comment (2025-05-08): Please see the attached [redacted] removing the property as the co-borrower is not liable and clear all exceptions.


Reviewer Comment (2025-05-08): If Borrower is not liable for monthly expenses of property, still we require updated [redacted] removing the particular property from the [redacted] Section.


Buyer Comment (2025-05-06): Please see the divorce decree which is Pg [redacted] where it was determined the home is the responsibility of the ex spouse and not our client. Please review to clear this condition.


Reviewer Comment (2025-05-05): As per [redacted] and [redacted] in file, The Co-Borrower is liable to pay for the monthly payment of [redacted]. Pleas provide updated 1003 or proof that Co-borrower is not liable for monthly payment of [redacted].


Buyer Comment (2025-05-02): Pg [redacted] confirms the property is in the name of the ex-spouse only and thus these docs are not required.
 05/09/2025     1 C A C A C A C A C A   CA Primary Refinance - Cash-out - Other   C A C A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES61529     33346284     Credit Credit Miscellaneous Guideline Credit Exception:   The [redacted] is obligated on a [redacted] on [redacted] [redacted], but there is conflicting information in the file on ownership and consideration of this residence. It was included on the [redacted] with a [redacted] payment, but this debt was not part of the [redacted] total expenses. DTI is [redacted] when the payment from the [redacted] is added. Please provide documentation that supports exclusion of this property's PITIA for review.       Reviewer Comment (2025-05-09): Received updated [redacted] removing the property. Exception cleared.


Buyer Comment (2025-05-08): Please see the attached [redacted] removing the property as the co-borrower is not liable and clear all exceptions.


Reviewer Comment (2025-05-05): As per [redacted]t and [redacted] in file, The Co-Borrower is liable to pay for the monthly payment of [redacted]. Pleas provide updated [redacted] or proof that Co-borrower is not liable for monthly payment of [redacted].


Buyer Comment (2025-05-02): Pg [redacted] confirms the property is in the name of the ex-spouse only and thus these docs are not required.
 05/09/2025     1 C A C A C A C A C A   CA Primary Refinance - Cash-out - Other   C A C A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES61540     33334212     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/01/2025 2 A A A A A A A A A A   NV Primary Refinance - Cash-out - Other   D D A A A A D D Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES61540     33334214     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-24): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/24/2025 3 D D A A N/A N/A     D D   NV Primary Refinance - Cash-out - Other   D D A A A A D D Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES61551     33338308     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/01/2025 2 A A A A A A A A A A   IL Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES61551     33338309     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID:[redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-25): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/25/2025 2 A A A A N/A N/A     A A   IL Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES61758     33338866     Compliance Compliance State Compliance Misc. State Level [redacted] Consumer Sales Practices Act Acknowledgement of Receipt of Home Mortgage Loan Information Document Not Signed) [redacted]Consumer Sales Practices Act: Acknowledgement of Receipt of Home Mortgage Loan Information Document not signed by borrower(s). The co-borrower did not sign the Acknowledgement of Receipt of Home Mortgage Loan Informational Document provided to diligence. Please provide the disclosure with the co-borrower's signature.       Buyer Comment (2025-05-02): Seller acknowledges exception, no change to grading.
     05/02/2025 2 B B B B B B B B B B   OH Primary Refinance - Cash-out - Other   D D A A B B D D Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES61758     33338869     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-24): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/24/2025 3 D D A A N/A N/A     D D   OH Primary Refinance - Cash-out - Other   D D A A B B D D Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES61758     33338870     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/01/2025 2 A A A A A A A A A A   OH Primary Refinance - Cash-out - Other   D D A A B B D D Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES61804     33333263     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/01/2025 2 A A A A A A A A A A   NJ Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61804     33333268     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID:[redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-24): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/24/2025 2 A A A A N/A N/A     A A   NJ Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61813     33334945     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/01/2025 2 A A A A A A A A A A   NJ Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES61813     33334946     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-24): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/24/2025 2 A A A A N/A N/A     A A   NJ Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES61831     33337827     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/01/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61831     33337828     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID:[redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-24): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/24/2025 3 D D A A N/A N/A     D D   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61849     33339879     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/01/2025 2 A A A A A A A A A A   NH Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61849     33339882     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-24): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/24/2025 3 D D A A N/A N/A     D D   NH Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61888     33338622     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/01/2025 2 A A A A A A A A A A   TX Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES61888     33338623     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-24): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/24/2025 2 A A A A N/A N/A     A A   TX Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES61948     33334877     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/01/2025 2 A A A A A A A A A A   MS Primary Refinance - Cash-out - Other   D D A A A A D D Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES61948     33334879     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-24): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/24/2025 3 D D A A N/A N/A     D D   MS Primary Refinance - Cash-out - Other   D D A A A A D D Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES62018     33341682     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/01/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   D D C A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62018     33341686     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-24): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/24/2025 3 D D A A N/A N/A     D D   CA Primary Refinance - Cash-out - Other   D D C A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62018     33341692     Credit Legal / Regulatory / Compliance Title / Lien Defect Legal / Regulatory / Compliance Final Title Policy is missing. No evidence of title in file.           Reviewer Comment (2025-05-02): Received Title commitment document, Exception Cleared.


Buyer Comment (2025-05-02): please see the title commitment attached
 05/02/2025     1 C A C A C A C A C A   CA Primary Refinance - Cash-out - Other   D D C A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62028     33337647     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/01/2025 2 A A A A A A A A A A   IL Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62028     33337649     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-24): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/24/2025 3 D D A A N/A N/A     D D   IL Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62069     33338502     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-24): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/24/2025 2 A A A A N/A N/A     A A   MI Second Home Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62069     33338503     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/01/2025 2 A A A A A A A A A A   MI Second Home Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62090     33340347     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/01/2025 2 A A A A A A A A A A   ID Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES62090     33340372     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID:[redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-24): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/24/2025 2 A A A A N/A N/A     A A   ID Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES62109     33339376     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/01/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   D D C A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62109     33339395     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-24): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/24/2025 3 D D A A N/A N/A     D D   CA Primary Refinance - Cash-out - Other   D D C A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62109     33344839     Credit Income / Employment Income Documentation Missing Document  REO Documents are missing. - The AVM indictates there is an HOA associated with this property.  The file is missing the HOA dues documentation. Please provide for review.       Reviewer Comment (2025-05-02): Received [redacted] ,[redacted] document confirming [redacted]dues [redacted] for the subject property.  Exception cleared.


Buyer Comment (2025-05-02): [redacted] Please see the attached [redacted] verification, and updated [redacted]


Buyer Comment (2025-05-02): [redacted]: Please see the attached [redacted]verification, and updated [redacted]
 05/02/2025     1 C A C A C A C A C A   CA Primary Refinance - Cash-out - Other   D D C A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62196     33338601     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/01/2025 2 A A A A A A A A A A   PA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62196     33338602     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-24): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/24/2025 3 D D A A N/A N/A     D D   PA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62492     33332617     Compliance Compliance State Compliance Compliance [redacted] Day RNY has been discontinued effective [redacted].  Average Prime Offer Rate (APOR) used in lieu of RNY effective [redacted], pursuant to OCOB FAQ guidance.           Reviewer Comment (2025-04-24): Seller acknowledges the exception. This exception is for informational purposes only and does not impact grading.
     04/24/2025 1 A A A A A A A A A A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES62492     33338808     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/01/2025 2 A A A A A A A A A A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES62492     33338809     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-24): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/24/2025 2 A A A A N/A N/A     A A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES62529     33346855     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-25): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/25/2025 2 A A A A N/A N/A     A A   VA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES62529     33346856     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/01/2025 2 A A A A A A A A A A   VA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES62556     33338915     Compliance Compliance State Compliance Misc. State Level [redacted]Tangible Net Benefit Disclosure [redacted] Residential Mortgage Originator and Servicer Licensing Act: Tangible Net Benefit Disclosure not provided to the Borrower.         Buyer Comment (2025-05-05): Seller acknowledges exception, no change in grading
     05/05/2025 2 B B B B B B B B B B   MN Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES62556     33338918     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-24): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/24/2025 2 A A A A N/A N/A     A A   MN Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES62556     33338919     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/01/2025 2 A A A A A A A A A A   MN Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES62605     33338894     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/01/2025 2 A A A A A A A A A A   WA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES62605     33358469     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID:[redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-28): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/28/2025 2 A A A A N/A N/A     A A   WA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES62706     33332171     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/01/2025 2 A A A A A A A A A A   ID Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62706     33332175     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-24): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/24/2025 3 D D A A N/A N/A     D D   ID Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62721     33341872     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/01/2025 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES62721     33341890     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-24): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/24/2025 2 A A A A N/A N/A     A A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES62728     33338941     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID:[redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-24): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/24/2025 2 A A A A N/A N/A     A A   PA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES62728     33338942     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/01/2025 2 A A A A A A A A A A   PA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES62865     33341127     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/01/2025 2 A A A A A A A A A A   OR Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62865     33341277     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-28): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/28/2025 3 D D A A N/A N/A     D D   OR Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62874     33339563     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/01/2025 2 A A A A A A A A A A   PA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES62874     33339564     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-24): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/24/2025 2 A A A A N/A N/A     A A   PA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES62884     33341687     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/01/2025 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES62884     33341690     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-24): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/24/2025 2 A A A A N/A N/A     A A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES62932     33341505     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/01/2025 2 A A A A A A A A A A   IL Primary Refinance - Cash-out - Other   C A A A C A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES62932     33341509     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-24): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/24/2025 2 A A A A N/A N/A     A A   IL Primary Refinance - Cash-out - Other   C A A A C A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES62932     33341625     Compliance Compliance State Compliance State Defect [redacted] SB [redacted] [redacted] Predatory Lending Database Program [redacted]) - Certificate of Compliance or Exemption not attached to mortgage for recording.         Reviewer Comment (2025-05-08): Received [redacted] Certificate of Compliance.  Exception cleared.


Buyer Comment (2025-05-06): Please see attached [redacted] form
 05/08/2025     1 C A C A C A C A C A   IL Primary Refinance - Cash-out - Other   C A A A C A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES62965     33340606     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/01/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62965     33340608     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-24): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/24/2025 3 D D A A N/A N/A     D D   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62980     33340003     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/01/2025 2 A A A A A A A A A A   WI Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES62980     33345064     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-24): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/24/2025 2 A A A A N/A N/A     A A   WI Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES63027     33338899     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/01/2025 2 A A A A A A A A A A   SC Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63027     33338900     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-24): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/24/2025 3 D D A A N/A N/A     D D   SC Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63030     33340184     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/01/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63030     33340189     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-24): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/24/2025 3 D D A A N/A N/A     D D   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63063     33339496     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/01/2025 2 A A A A A A A A A A   WA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63063     33339497     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-25): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/25/2025 3 D D A A N/A N/A     D D   WA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63115     33339365     Compliance Compliance State Compliance Compliance [redacted] Day RNY has been discontinued effective [redacted] .  Average Prime Offer Rate (APOR) used in lieu of RNY effective [redacted] , pursuant to OCOB FAQ guidance.           Reviewer Comment (2025-04-25): Seller acknowledges exception, no change to grading.
     04/25/2025 1 A A A A A A A A A A   NC Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63115     33339544     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/01/2025 2 A A A A A A A A A A   NC Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63115     33339545     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-25): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/25/2025 3 D D A A N/A N/A     D D   NC Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63118     33339864     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/01/2025 2 A A A A A A A A A A   OR Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES63118     33339867     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-25): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/25/2025 2 A A A A N/A N/A     A A   OR Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES63119     33340406     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/01/2025 2 A A A A A A A A A A   PA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES63119     33340408     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-25): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/25/2025 2 A A A A N/A N/A     A A   PA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES63180     33340564     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/01/2025 2 A A A A A A A A A A   MO Primary Refinance - Cash-out - Other   D D A A A A D D Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES63180     33340565     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-25): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/25/2025 3 D D A A N/A N/A     D D   MO Primary Refinance - Cash-out - Other   D D A A A A D D Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES63270     33341537     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/01/2025 2 A A A A A A A A A A   NJ Primary Refinance - Cash-out - Other   D D A A A A D D Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES63270     33341541     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-25): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/25/2025 3 D D A A N/A N/A     D D   NJ Primary Refinance - Cash-out - Other   D D A A A A D D Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES63320     33339858     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/01/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63320     33339861     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-25): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/25/2025 3 D D A A N/A N/A     D D   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63396     33339383     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/01/2025 2 A A A A A A A A A A   NV Primary Refinance - Cash-out - Other   D D A A B B D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63396     33339387     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-25): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/25/2025 3 D D A A N/A N/A     D D   NV Primary Refinance - Cash-out - Other   D D A A B B D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63396     33339480     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted]  form was used, the [redacted]  form should have been used.         Buyer Comment (2025-05-02): Seller acknowledges. No change to grading.
     05/02/2025 2 B B B B B B B B B B   NV Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form D D A A B B D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[REDACTED] RCKT2025CES63509     33340672     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/01/2025 2 A A A A A A A A A A   NJ Primary Refinance - Cash-out - Other   C B A A C B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES63509     33340674     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-25): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/25/2025 2 A A A A N/A N/A     A A   NJ Primary Refinance - Cash-out - Other   C B A A C B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES63509     33340739     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Third Circuit) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The [redacted] form was used, the [redacted] form should have been used.         Reviewer Comment (2025-05-14): LOE, proof of delivery, and [redacted] provided. New rescission period has passed, exception cured.


Buyer Comment (2025-05-13): Please see the attached [redacted] ROR package.
   05/14/2025   2 C B C B C B C B C B   NJ Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B A A C B A A Higher Priced QM (APOR) Higher Priced QM (APOR) Yes
[REDACTED] RCKT2025CES63520     33340900     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/01/2025 2 A A A A A A A A A A   KY Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63520     33340902     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-25): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/25/2025 2 A A A A N/A N/A     A A   KY Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63553     33339571     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/01/2025 2 A A A A A A A A A A   IL Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES63553     33339572     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-25): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/25/2025 2 A A A A N/A N/A     A A   IL Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES63574     33339504     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/01/2025 2 A A A A A A A A A A   MA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63574     33339505     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-25): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/25/2025 3 D D A A N/A N/A     D D   MA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63598     33340445     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/01/2025 2 A A A A A A A A A A   MA Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES63598     33340446     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-28): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/28/2025 2 A A A A N/A N/A     A A   MA Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES63598     33340471     Compliance Compliance State Compliance State HPML [redacted] HPML Threshold Test Compliant [redacted] Higher-Priced Mortgage Loan: APR on subject loan of [redacted]  or Final Disclosure APR of [redacted]  is equal to or greater than the threshold of APOR [redacted]   Compliant Higher Priced Loan.         Buyer Comment (2025-05-02): Seller acknowledges exception, no change to grading.
     05/02/2025 2 B B B B B B B B B B   MA Primary Refinance - Cash-out - Other No obvious cure B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES63637     33341861     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/01/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63637     33341862     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-28): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/28/2025 3 D D A A N/A N/A     D D   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63722     33340476     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/01/2025 2 A A A A A A A A A A   ID Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63722     33340477     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-28): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/28/2025 3 D D A A N/A N/A     D D   ID Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63733     33341907     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/01/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   C A C A C A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63733     33341910     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-28): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/28/2025 2 A A A A N/A N/A     A A   CA Primary Refinance - Cash-out - Other   C A C A C A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63733     33341993     Compliance Compliance Federal Compliance ATR/QM Defect General QM Provision Investor and QM DTIs match and both moderately exceed Guidelines General QM: The DTI calculated in accordance with the Lenders Guidelines and [redacted] of [redacted] moderately exceeds the guideline maximum of [redacted]. (DTI Exception is eligible to be regraded with compensating factors.) DTI is excessive due to the pension income being duplicated for the borrower.       Reviewer Comment (2025-05-22): SSI is [redacted]nontaxable per transcripts provided. Grossed up both borrowers as applicable, DTI is in line at [redacted]. Exception cleared.


Reviewer Comment (2025-05-16): SSI already grossed up by [redacted] of non-taxable portion, still DTI is excessive. Exception remains.


Buyer Comment (2025-05-14): Please see attached [redacted] which allows the SSI to be grossed up by [redacted] of the non-taxable portion. Wtih this, the DTI is [redacted] Please review to clear this condition.
 05/22/2025     1 C A C A C A C A C A   CA Primary Refinance - Cash-out - Other   C A C A C A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63733     33341998     Compliance Compliance Federal Compliance ATR/QM Defect Check Loan Designation Match - QM Qualified Mortgage (Dodd-Frank [redacted]): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Risk. Loan designation failure due to QM failure. This exception will be cleared when all QM related exceptions are cleared.       Reviewer Comment (2025-05-22): SSI is [redacted] nontaxable per transcripts provided. Grossed up both borrowers as applicable, DTI is in line at [redacted]. Exception cleared.


Reviewer Comment (2025-05-16): SSI already grossed up by [redacted] of non-taxable portion, still DTI is excessive. Exception remains.


Buyer Comment (2025-05-14): Please see attached [redacted] which allows the SSI to be grossed up by [redacted]of the non-taxable portion. Wtih this, the DTI is [redacted]. Please review to clear this condition.
 05/22/2025     1 B A C A B A C A B A   CA Primary Refinance - Cash-out - Other Lender to provide updated ATR/QM status C A C A C A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[REDACTED] RCKT2025CES63733     33342004     Credit Credit AUS Discrepancy / Guidelines Discrepancy Guideline Guideline Requirement: Investor qualifying total debt ratio discrepancy.   DTI is excessive due to the borrower's pension income of [redacted] per month was duplicated by the lender. If this is not a duplicate of the [redacted] [redacted], please provide additional supporting income documentation.       Reviewer Comment (2025-05-22): SSI is [redacted] nontaxable per transcripts provided. Grossed up both borrowers as applicable, DTI is in line at [redacted]. Exception cleared.


Buyer Comment (2025-05-16): SAMC is only using [redacted] month for income. Attached calculations confirm [redacted] month.


Reviewer Comment (2025-05-16): SSI already grossed up by [redacted]of non-taxable portion, still DTI is excessive. Exception remains.


Buyer Comment (2025-05-14): Please see attached [redacted] which allows the SSI to be grossed up by [redacted] of the non-taxable portion. Wtih this, the DTI is [redacted]. Please review to clear this condition.
 05/22/2025     1 C A C A C A C A C A   CA Primary Refinance - Cash-out - Other   C A C A C A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63733     33342035     Compliance Compliance Federal Compliance ATR/QM Defect General QM Provision Investor Guidelines Violation General QM: Based on the loan failing one or more guideline components, the loan is at QM risk.         Reviewer Comment (2025-05-22): SSI is [redacted] nontaxable per transcripts provided. Grossed up both borrowers as applicable, DTI is in line at [redacted]. Exception cleared.


Reviewer Comment (2025-05-16): SSI already grossed up by [redacted] of non-taxable portion, still DTI is excessive. Exception remains.


Buyer Comment (2025-05-14): Please see attached [redacted] which allows the SSI to be grossed up by [redacted] of the non-taxable portion. Wtih this, the DTI is [redacted]. Please review to clear this condition.
 05/22/2025     1 C A C A C A C A C A   CA Primary Refinance - Cash-out - Other   C A C A C A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63738     33340419     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/01/2025 2 A A A A A A A A A A   SC Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63738     33340420     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-28): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/28/2025 3 D D A A N/A N/A     D D   SC Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63742     33340657     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/01/2025 2 A A A A A A A A A A   IL Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63742     33340658     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-28): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/28/2025 3 D D A A N/A N/A     D D   IL Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63756     33343338     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/01/2025 2 A A A A A A A A A A   TX Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES63756     33358727     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-28): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/28/2025 2 A A A A N/A N/A     A A   TX Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES63766     33340594     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/01/2025 2 A A A A A A A A A A   AK Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63766     33340596     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-28): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/28/2025 3 D D A A N/A N/A     D D   AK Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63770     33340559     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/01/2025 2 A A A A A A A A A A   OK Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63770     33340561     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-28): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/28/2025 3 D D A A N/A N/A     D D   OK Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63772     33343262     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/01/2025 2 A A A A A A A A A A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES63772     33343263     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-28): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/28/2025 2 A A A A N/A N/A     A A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES63877     33340492     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/01/2025 2 A A A A A A A A A A   MN Primary Refinance - Cash-out - Other   D D C A B B D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63877     33340495     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-28): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/28/2025 3 D D A A N/A N/A     D D   MN Primary Refinance - Cash-out - Other   D D C A B B D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63877     33340546     Compliance Compliance State Compliance Misc. State Level [redacted] Tangible Net Benefit Disclosure [redacted] Residential Mortgage Originator and Servicer Licensing Act: Tangible Net Benefit Disclosure not provided to the Borrower.         Buyer Comment (2025-05-02): seller accepts - no change to grading.
     05/02/2025 2 B B B B B B B B B B   MN Primary Refinance - Cash-out - Other   D D C A B B D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63877     33345845     Credit Income / Employment Income Documentation Income / Employment Income Docs Missing: - ___ [redacted] is missing the source used to obtain the phone number.  Please provide for review.       Reviewer Comment (2025-05-02): Received snip sort confirmation for  employer's telephone number for the borrower's ,Exception Cleared.


Buyer Comment (2025-05-02): [redacted] please see the attached source verification.
 05/02/2025     1 C A C A C A C A C A   MN Primary Refinance - Cash-out - Other   D D C A B B D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63925     33341802     Compliance Compliance State Compliance Compliance [redacted] Day RNY has been discontinued effective [redacted] .  Average Prime Offer Rate (APOR) used in lieu of RNY effective [redacted] , pursuant to OCOB FAQ guidance.           Reviewer Comment (2025-04-24): Seller acknowledges the exception. This exception is for informational purposes only and does not impact grading.
     04/24/2025 1 A A A A A A A A A A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES63925     33343146     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/01/2025 2 A A A A A A A A A A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES63925     33343149     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-24): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/24/2025 2 A A A A N/A N/A     A A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES63970     33347182     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/01/2025 2 A A A A A A A A A A   VA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES63970     33442359     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-12): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/12/2025 2   A   A   N/A       A   VA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES64004     33346813     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/01/2025 2 A A A A A A A A A A   TX Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64004     33346815     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-28): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/28/2025 3 D D A A N/A N/A     D D   TX Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64004     33353783     Compliance Compliance State Compliance Misc. State Level [redacted]Cash-out Loan (The lender/Assignee cannot conclusively rely on the Value on the Acknowledgement of Fair Market Value as the loan file does not contain an Appraisal) [redacted] Constitution Section [redacted] (a)([redacted] ): The lender/Assignee cannot conclusively rely on the Value on Acknowledgement of Fair Market Value.  Test performed using stated value or other valuation method in file other than appraisal.               05/01/2025 2 A A A A A A A A A A   TX Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64007     33347025     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/01/2025 2 A A A A A A A A A A   KS Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES64007     33347027     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-28): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/28/2025 2 A A A A N/A N/A     A A   KS Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES64017     33346763     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/01/2025 2 A A A A A A A A A A   AL Primary Refinance - Cash-out - Other   C A C A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES64017     33346764     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-28): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/28/2025 2 A A A A N/A N/A     A A   AL Primary Refinance - Cash-out - Other   C A C A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES64017     33351382     Credit Income / Employment Income Documentation Missing Document  REO Documents are missing. - Please provide evidence the borrower is not responsible for the senior lien mortgage payment to [redacted]
 , for the subject property.		       Reviewer Comment (2025-05-05): Provided [redacted] to verify [redacted] lien was paid off. Exception cleared.


Buyer Comment (2025-05-02): Please see [redacted] from associated [redacted] confirming [redacted] is not a borrower on the first lien and its solely in [redacted] name.  We correctly included the [redacted] , [redacted] and [redacted] dues in qualifying for this transaction, but there is no requirement to factor in the [redacted] payment
 05/05/2025     1 C A C A C A C A C A   AL Primary Refinance - Cash-out - Other   C A C A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES64020     33341782     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/01/2025 2 A A A A A A A A A A   UT Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64020     33341783     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-28): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/28/2025 3 D D A A N/A N/A     D D   UT Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64040     33346730     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/01/2025 2 A A A A A A A A A A   TN Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES64040     33346731     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-25): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/25/2025 2 A A A A N/A N/A     A A   TN Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES64046     33338267     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/01/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES64046     33338268     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-24): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/24/2025 2 A A A A N/A N/A     A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES64098     33339952     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/01/2025 2 A A A A A A A A A A   NJ Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64098     33339953     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-28): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/28/2025 3 D D A A N/A N/A     D D   NJ Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64106     33340005     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/01/2025 2 A A A A A A A A A A   OK Primary Refinance - Cash-out - Other   D D C A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64106     33340008     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-28): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/28/2025 3 D D A A N/A N/A     D D   OK Primary Refinance - Cash-out - Other   D D C A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64106     33357843     Credit Income / Employment Income Documentation Income / Employment Income Docs Missing: - [redacted] of the borrower's [redacted] was not found.  Please provide acceptable verification for review.       Reviewer Comment (2025-05-02): Received revised [redacted] and [redacted] removing Schedule [redacted] income. [redacted] matches with [redacted] . Exception cleared.


Buyer Comment (2025-05-02): Attached is an updated [redacted] and [redacted] removing this employer. The borrower qualifies without needing it. Please review to clear this condition.
 05/02/2025     1 C A C A C A C A C A   OK Primary Refinance - Cash-out - Other   D D C A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64118     33340945     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/01/2025 2 A A A A A A A A A A   AL Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES64118     33340946     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-24): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/24/2025 2 A A A A N/A N/A     A A   AL Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES64127     33342332     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/01/2025 2 A A A A A A A A A A   NV Primary Refinance - Cash-out - Other   D D A A A A D D Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES64127     33342333     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-28): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/28/2025 3 D D A A N/A N/A     D D   NV Primary Refinance - Cash-out - Other   D D A A A A D D Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES64140     33342379     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/01/2025 2 A A A A A A A A A A   AZ Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64140     33342381     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-28): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/28/2025 3 D D A A N/A N/A     D D   AZ Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64167     33343137     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/01/2025 2 A A A A A A A A A A   OR Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES64167     33343139     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-24): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/24/2025 2 A A A A N/A N/A     A A   OR Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES64229     33340250     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/01/2025 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   D D A A A A D D Non QM Non QM No
[REDACTED] RCKT2025CES64229     33340264     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-28): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/28/2025 3 D D A A N/A N/A     D D   FL Primary Refinance - Cash-out - Other   D D A A A A D D Non QM Non QM No
[REDACTED] RCKT2025CES64252     33340306     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/01/2025 2 A A A A A A A A A A   MO Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES64252     33340307     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-25): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/25/2025 2 A A A A N/A N/A     A A   MO Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES64298     33340932     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/01/2025 2 A A A A A A A A A A   VT Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES64298     33340933     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-24): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/24/2025 2 A A A A N/A N/A     A A   VT Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES64298     33341068     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used.         Buyer Comment (2025-05-02): Seller acknowledges. No change to grading.
     05/02/2025 2 B B B B B B B B B B   VT Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B B A A B B A A Non QM Non QM Yes
[REDACTED] RCKT2025CES64331     33340895     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/01/2025 2 A A A A A A A A A A   LA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES64331     33340897     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-25): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/25/2025 2 A A A A N/A N/A     A A   LA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES64339     33342277     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/01/2025 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64339     33342278     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-28): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/28/2025 3 D D A A N/A N/A     D D   FL Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64361     33342269     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/01/2025 2 A A A A A A A A A A   WI Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64361     33342270     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-25): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/25/2025 3 D D A A N/A N/A     D D   WI Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64406     33340231     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/01/2025 2 A A A A A A A A A A   UT Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64406     33340232     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-25): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/25/2025 3 D D A A N/A N/A     D D   UT Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64413     33338529     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/01/2025 2 A A A A A A A A A A   NJ Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES64413     33338530     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-25): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/25/2025 2 A A A A N/A N/A     A A   NJ Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES64454     33340320     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/01/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64454     33340327     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-25): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/25/2025 3 D D A A N/A N/A     D D   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64462     33340431     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/01/2025 2 A A A A A A A A A A   NJ Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64462     33340433     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-25): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/25/2025 3 D D A A N/A N/A     D D   NJ Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64481     33340698     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/01/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64481     33340705     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-25): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/25/2025 3 D D A A N/A N/A     D D   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64504     33342254     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/01/2025 2 A A A A A A A A A A   NY Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64504     33342255     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-25): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/25/2025 2 A A A A N/A N/A     A A   NY Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64511     33343011     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/01/2025 2 A A A A A A A A A A   AZ Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64511     33343013     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-25): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/25/2025 3 D D A A N/A N/A     D D   AZ Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64529     33340089     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-25): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/25/2025 3 D D A A N/A N/A     D D   NC Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64529     33340090     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/01/2025 2 A A A A A A A A A A   NC Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64534     33340102     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-25): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/25/2025 2 A A A A N/A N/A     A A   MT Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES64534     33340103     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/01/2025 2 A A A A A A A A A A   MT Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES64538     33343267     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-25): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/25/2025 2 A A A A N/A N/A     A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES64538     33343268     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/01/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES64547     33340118     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-25): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/25/2025 3 D D A A N/A N/A     D D   FL Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64547     33340119     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/01/2025 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64592     33342051     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-25): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/25/2025 2 A A A A N/A N/A     A A   SD Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES64592     33342056     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/01/2025 2 A A A A A A A A A A   SD Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES64611     33342006     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-28): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/28/2025 3 D D A A N/A N/A     D D   CO Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64611     33342007     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/01/2025 2 A A A A A A A A A A   CO Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64633     33340876     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/01/2025 2 A A A A A A A A A A   MT Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64633     33340878     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-25): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/25/2025 3 D D A A N/A N/A     D D   MT Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64635     33342085     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/01/2025 2 A A A A A A A A A A   NJ Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64635     33342103     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-25): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/25/2025 3 D D A A N/A N/A     D D   NJ Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64661     33341425     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/01/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64661     33341432     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-28): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/28/2025 3 D D A A N/A N/A     D D   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64684     33340424     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/01/2025 2 A A A A A A A A A A   MT Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64684     33340425     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-25): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/25/2025 2 A A A A N/A N/A     A A   MT Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64696     33339983     Compliance Compliance State Compliance Compliance [redacted] Day RNY has been discontinued effective [redacted].  Average Prime Offer Rate (APOR) used in lieu of RNY effective [redacted], pursuant to OCOB FAQ guidance.           Reviewer Comment (2025-04-25): Seller acknowledges exception, no change to grading.
     04/25/2025 1 A A A A A A A A A A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES64696     33340392     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/01/2025 2 A A A A A A A A A A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES64696     33340393     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-25): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/25/2025 2 A A A A N/A N/A     A A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES64723     33342414     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/01/2025 2 A A A A A A A A A A   GA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64723     33342415     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-25): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/25/2025 3 D D A A N/A N/A     D D   GA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64754     33339629     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/01/2025 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64754     33339631     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-25): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/25/2025 3 D D A A N/A N/A     D D   FL Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64772     33339883     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/01/2025 2 A A A A A A A A A A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES64772     33339884     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-25): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/25/2025 2 A A A A N/A N/A     A A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES64802     33340346     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/01/2025 2 A A A A A A A A A A   CO Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64802     33340348     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-25): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/25/2025 3 D D A A N/A N/A     D D   CO Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64806     33340670     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/01/2025 2 A A A A A A A A A A   WA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64806     33340671     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-25): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/25/2025 3 D D A A N/A N/A     D D   WA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64821     33342280     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/01/2025 2 A A A A A A A A A A   NM Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES64821     33342281     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-25): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/25/2025 2 A A A A N/A N/A     A A   NM Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES64848     33341801     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/01/2025 2 A A A A A A A A A A   OH Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES64848     33341817     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-25): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/25/2025 2 A A A A N/A N/A     A A   OH Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES64887     33339761     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-25): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/25/2025 2 A A A A N/A N/A     A A   NY Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES64887     33339763     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/01/2025 2 A A A A A A A A A A   NY Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES64896     33340023     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-25): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/25/2025 2 A A A A N/A N/A     A A   TN Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES64896     33340024     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/01/2025 2 A A A A A A A A A A   TN Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES64905     33341074     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/02/2025 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES64905     33341075     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-25): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/25/2025 2 A A A A N/A N/A     A A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES64907     33340472     Compliance Compliance State Compliance Compliance [redacted] Day RNY has been discontinued effective [redacted].  Average Prime Offer Rate (APOR) used in lieu of RNY effective [redacted], pursuant to OCOB FAQ guidance.           Reviewer Comment (2025-04-25): Seller acknowledges the exception. This exception is for informational purposes only and does not impact grading.
     04/25/2025 1 A A A A A A A A A A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES64907     33341525     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/02/2025 2 A A A A A A A A A A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES64907     33341526     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-25): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/25/2025 2 A A A A N/A N/A     A A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES64928     33341891     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/02/2025 2 A A A A A A A A A A   MO Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64928     33341892     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-25): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/25/2025 3 D D A A N/A N/A     D D   MO Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64931     33342014     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/02/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64931     33342015     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-25): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/25/2025 2 A A A A N/A N/A     A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64951     33342318     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/02/2025 2 A A A A A A A A A A   PA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64951     33342342     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing supporting secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-25): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/25/2025 3 D D A A N/A N/A     D D   PA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64957     33339741     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/02/2025 2 A A A A A A A A A A   IA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64957     33339751     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-25): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/25/2025 3 D D A A N/A N/A     D D   IA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64980     33339726     Compliance Compliance State Compliance Compliance [redacted] Day RNY has been discontinued effective [redacted].  Average Prime Offer Rate (APOR) used in lieu of RNY effective [redacted], pursuant to OCOB FAQ guidance.           Reviewer Comment (2025-04-25): Seller acknowledges the exception. This exception is for informational purposes only and does not impact grading.
     04/25/2025 1 A A A A A A A A A A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64980     33340061     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-25): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/25/2025 2 A A A A N/A N/A     A A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64980     33340063     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/02/2025 2 A A A A A A A A A A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64982     33341732     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/02/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64982     33341737     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-25): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/25/2025 3 D D A A N/A N/A     D D   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64988     33341282     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-25): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/25/2025 3 D D A A N/A N/A     D D   NV Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64988     33341332     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/02/2025 2 A A A A A A A A A A   NV Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65066     33340326     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/02/2025 2 A A A A A A A A A A   TN Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES65066     33340328     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-25): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/25/2025 2 A A A A N/A N/A     A A   TN Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES65093     33340218     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/02/2025 2 A A A A A A A A A A   VA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65093     33340219     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-25): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/25/2025 2 A A A A N/A N/A     A A   VA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65097     33340736     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/02/2025 2 A A A A A A A A A A   CT Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES65097     33340740     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-25): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/25/2025 2 A A A A N/A N/A     A A   CT Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES65107     33341106     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/02/2025 2 A A A A A A A A A A   AZ Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65107     33341115     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-25): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/25/2025 3 D D A A N/A N/A     D D   AZ Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65125     33341560     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/02/2025 2 A A A A A A A A A A   GA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65125     33341565     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-25): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/25/2025 3 D D A A N/A N/A     D D   GA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65135     33341136     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/02/2025 2 A A A A A A A A A A   KY Primary Refinance - Cash-out - Other   D D A A A A D D Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES65135     33341138     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-25): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/25/2025 3 D D A A N/A N/A     D D   KY Primary Refinance - Cash-out - Other   D D A A A A D D Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES65170     33345209     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/02/2025 2 A A A A A A A A A A   VA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES65170     33345211     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-25): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/25/2025 2 A A A A N/A N/A     A A   VA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES65176     33345152     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/02/2025 2 A A A A A A A A A A   NV Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65176     33345154     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-28): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/28/2025 3 D D A A N/A N/A     D D   NV Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65210     33341655     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/02/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65210     33341657     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-28): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/28/2025 3 D D A A N/A N/A     D D   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65224     33341538     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/02/2025 2 A A A A A A A A A A   UT Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65224     33341540     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-25): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/25/2025 2 A A A A N/A N/A     A A   UT Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65241     33345176     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/02/2025 2 A A A A A A A A A A   NJ Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65241     33345177     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-28): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/28/2025 3 D D A A N/A N/A     D D   NJ Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65247     33344514     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/02/2025 2 A A A A A A A A A A   ID Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65247     33344515     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-25): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/25/2025 3 D D A A N/A N/A     D D   ID Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65277     33345360     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/02/2025 2 A A A A A A A A A A   MA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65277     33345361     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-25): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/25/2025 3 D D A A N/A N/A     D D   MA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65286     33343884     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/02/2025 2 A A A A A A A A A A   MI Primary Refinance - Cash-out - Other   D D C A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65286     33343885     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-28): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/28/2025 3 D D A A N/A N/A     D D   MI Primary Refinance - Cash-out - Other   D D C A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65286     33353859     Credit Loan Package Documentation Loan File Missing Document  Missing Document: [redacted] not provided   The subject is located in a condo project. The file is missing the condominium master insurance policy.       Reviewer Comment (2025-05-08): Master Deed provided indicating subject is a Site Condo.  Master policy is not required.  Exception cleared.


Buyer Comment (2025-05-06): Per the attached master deed, the property is a site condo which is treated/underwritten as a sfr. No master condo policy is required as the homeowners own the buildings and the land.
 05/08/2025     1 C A C A C A C A C A   MI Primary Refinance - Cash-out - Other   D D C A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65292     33345972     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/02/2025 2 A A A A A A A A A A   NJ Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65292     33345973     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-25): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/25/2025 3 D D A A N/A N/A     D D   NJ Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65315     33346633     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/02/2025 2 A A A A A A A A A A   WA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65315     33346634     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-25): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/25/2025 3 D D A A N/A N/A     D D   WA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65350     33346305     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/02/2025 2 A A A A A A A A A A   WA Primary Refinance - Cash-out - Other   C B C A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES65350     33346306     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-25): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/25/2025 2 A A A A N/A N/A     A A   WA Primary Refinance - Cash-out - Other   C B C A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES65350     33346311     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted]
by the same creditor. The [redacted] form was used, the [redacted] form should have been used.		         Buyer Comment (2025-05-05): Seller acknowledges the exception,  no change to grading.
     05/05/2025 2 B B B B B B B B B B   WA Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B C A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) Yes
[REDACTED] RCKT2025CES65350     33346315     Credit Insurance Insurance Documentation Insurance [redacted] Error: Missing [redacted] policy, [redacted] policy provided does not contain unit interior coverage.   The subject is located in a [redacted] project. The file is missing the [redacted] insurance policy, or evidence the master policy includes walls-in coverage for the subject unit. [redacted] coverage is not included in the senior lien.       Reviewer Comment (2025-05-05): Received Master Policy confirming walls in coverage. Exception cleared.


Buyer Comment (2025-05-05): Please see the attached [redacted] master policy which confirms walls in and betterments/improvements are included with the coverage.
 05/05/2025     1 C A C A C A C A C A   WA Primary Refinance - Cash-out - Other   C B C A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES65392     33346663     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/02/2025 2 A A A A A A A A A A   PA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES65392     33346664     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-25): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/25/2025 2 A A A A N/A N/A     A A   PA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES65417     33346700     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/02/2025 2 A A A A A A A A A A   NY Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65417     33346701     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-25): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/25/2025 2 A A A A N/A N/A     A A   NY Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65438     33348647     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/02/2025 2 A A A A A A A A A A   MA Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES65438     33348649     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-25): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/25/2025 2 A A A A N/A N/A     A A   MA Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES65438     33348668     Compliance Compliance State Compliance State HPML [redacted] HPML Threshold Test Compliant [redacted] Higher-Priced Mortgage Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is equal to or greater than the threshold of APOR [redacted]  Compliant Higher Priced Loan.         Buyer Comment (2025-05-05): Seller acknowledges exception, no change in grading
     05/05/2025 2 B B B B B B B B B B   MA Primary Refinance - Cash-out - Other No obvious cure B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES65477     33348916     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/02/2025 2 A A A A A A A A A A   TX Primary Refinance - Cash-out - Other   D D A A A A D D Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES65477     33348922     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-25): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/25/2025 3 D D A A N/A N/A     D D   TX Primary Refinance - Cash-out - Other   D D A A A A D D Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES65490     33341943     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/02/2025 2 A A A A A A A A A A   NY Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES65490     33341962     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-25): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/25/2025 2 A A A A N/A N/A     A A   NY Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES65556     33341448     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/02/2025 2 A A A A A A A A A A   NJ Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES65556     33341470     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-25): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/25/2025 2 A A A A N/A N/A     A A   NJ Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES65557     33346811     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/02/2025 2 A A A A A A A A A A   NC Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65557     33346814     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-28): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/28/2025 3 D D A A N/A N/A     D D   NC Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65564     33347172     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/02/2025 2 A A A A A A A A A A   OR Primary Refinance - Cash-out - Other   D D A A A A D D Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES65564     33347175     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes       Reviewer Comment (2025-04-28): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/28/2025 3 D D A A N/A N/A     D D   OR Primary Refinance - Cash-out - Other   D D A A A A D D Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES65578     33348837     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/02/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65578     33348840     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-28): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/28/2025 3 D D A A N/A N/A     D D   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65579     33346595     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/02/2025 2 A A A A A A A A A A   AZ Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES65579     33346598     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-25): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/25/2025 2 A A A A N/A N/A     A A   AZ Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES65587     33348635     Compliance Compliance State Compliance Compliance [redacted] Day RNY has been discontinued effective [redacted].  Average Prime Offer Rate (APOR) used in lieu of RNY effective [redacted], pursuant to OCOB FAQ guidance.           Reviewer Comment (2025-04-25): Seller acknowledges the exception. This exception is for informational purposes only and does not impact grading.
     04/25/2025 1 A A A A A A A A A A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES65587     33349169     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/02/2025 2 A A A A A A A A A A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES65587     33349172     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-25): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/25/2025 2 A A A A N/A N/A     A A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES65604     33347898     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/02/2025 2 A A A A A A A A A A   OH Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65604     33347899     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-28): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/28/2025 3 D D A A N/A N/A     D D   OH Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65666     33349415     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-28): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/28/2025 3 D D A A N/A N/A     D D   GA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65666     33349416     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/02/2025 2 A A A A A A A A A A   GA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65699     33349225     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/02/2025 2 A A A A A A A A A A   MT Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65699     33349237     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-25): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/25/2025 2 A A A A N/A N/A     A A   MT Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65746     33347956     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/02/2025 2 A A A A A A A A A A   NY Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES65746     33347957     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-25): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/25/2025 2 A A A A N/A N/A     A A   NY Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES65759     33347796     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/02/2025 2 A A A A A A A A A A   OH Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES65759     33347797     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-25): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/25/2025 2 A A A A N/A N/A     A A   OH Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES65770     33349320     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/02/2025 2 A A A A A A A A A A   IL Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65770     33349321     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-28): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/28/2025 3 D D A A N/A N/A     D D   IL Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65780     33347888     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/02/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65780     33347889     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-28): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/28/2025 3 D D A A N/A N/A     D D   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65790     33348397     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/02/2025 2 A A A A A A A A A A   MI Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65790     33348399     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-28): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/28/2025 3 D D A A N/A N/A     D D   MI Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65837     33347872     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/02/2025 2 A A A A A A A A A A   NJ Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65837     33347876     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-28): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/28/2025 3 D D A A N/A N/A     D D   NJ Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65841     33348301     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/02/2025 2 A A A A A A A A A A   MI Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65841     33348309     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-28): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/28/2025 3 D D A A N/A N/A     D D   MI Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65865     33348310     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/02/2025 2 A A A A A A A A A A   WI Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES65865     33348312     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-25): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/25/2025 2 A A A A N/A N/A     A A   WI Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES65885     33349482     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/02/2025 2 A A A A A A A A A A   OR Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65885     33349483     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-28): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/28/2025 3 D D A A N/A N/A     D D   OR Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65901     33349512     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/02/2025 2 A A A A A A A A A A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65901     33349513     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-25): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/25/2025 2 A A A A N/A N/A     A A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65906     33350657     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/02/2025 2 A A A A A A A A A A   NY Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65906     33350658     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-28): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/28/2025 3 D D A A N/A N/A     D D   NY Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65941     33350224     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/02/2025 2 A A A A A A A A A A   NJ Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65941     33350225     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-25): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/25/2025 2 A A A A N/A N/A     A A   NJ Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65985     33348102     Compliance Compliance State Compliance Misc. State Level [redacted] Tangible Net Benefit Disclosure [redacted] Residential Mortgage Originator and Servicer Licensing Act: Tangible Net Benefit Disclosure not provided to the Borrower.         Buyer Comment (2025-05-05): Seller acknowledges the exception, no change to grading.
     05/05/2025 2 B B B B B B B B B B   MN Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES65985     33348105     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-28): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/28/2025 2 A A A A N/A N/A     A A   MN Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES65985     33348106     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/02/2025 2 A A A A A A A A A A   MN Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES66023     33349139     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/02/2025 2 A A A A A A A A A A   AZ Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66023     33349140     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the supporting secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-28): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/28/2025 3 D D A A N/A N/A     D D   AZ Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66069     33348971     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/02/2025 2 A A A A A A A A A A   WI Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES66069     33348974     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-28): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/28/2025 2 A A A A N/A N/A     A A   WI Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES66125     33348600     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/02/2025 2 A A A A A A A A A A   NJ Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66125     33348601     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-28): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/28/2025 3 D D A A N/A N/A     D D   NJ Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66157     33349515     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-28): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/28/2025 3 D D A A N/A N/A     D D   VA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66157     33349516     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/02/2025 2 A A A A A A A A A A   VA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66192     33350805     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/02/2025 2 A A A A A A A A A A   UT Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66192     33350810     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-28): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/28/2025 3 D D A A N/A N/A     D D   UT Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66196     33348190     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/02/2025 2 A A A A A A A A A A   GA Primary Refinance - Cash-out - Other   D D A A A A D D Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES66196     33348192     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-28): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/28/2025 3 D D A A N/A N/A     D D   GA Primary Refinance - Cash-out - Other   D D A A A A D D Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES66211     33349419     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/02/2025 2 A A A A A A A A A A   SC Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66211     33349421     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-28): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/28/2025 2 A A A A N/A N/A     A A   SC Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66214     33349404     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/02/2025 2 A A A A A A A A A A   MT Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66214     33349406     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-28): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/28/2025 3 D D A A N/A N/A     D D   MT Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66300     33349285     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/02/2025 2 A A A A A A A A A A   AL Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES66300     33349286     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-28): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/28/2025 2 A A A A N/A N/A     A A   AL Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES66322     33349394     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/02/2025 2 A A A A A A A A A A   WA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66322     33349396     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-28): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/28/2025 3 D D A A N/A N/A     D D   WA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66387     33349761     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/02/2025 2 A A A A A A A A A A   MI Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66387     33349763     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-28): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/28/2025 3 D D A A N/A N/A     D D   MI Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66396     33348098     Compliance Compliance State Compliance Compliance [redacted] Day RNY has been discontinued effective [redacted].  Average Prime Offer Rate (APOR) used in lieu of RNY effective [redacted], pursuant to OCOB FAQ guidance.           Reviewer Comment (2025-04-28): Seller acknowledges exception, no change to grading.
     04/28/2025 1 A A A A A A A A A A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES66396     33348640     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/02/2025 2 A A A A A A A A A A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES66396     33348641     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-28): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/28/2025 2 A A A A N/A N/A     A A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES66397     33349255     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/02/2025 2 A A A A A A A A A A   OR Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66397     33349256     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-28): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/28/2025 3 D D A A N/A N/A     D D   OR Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66403     33350372     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/02/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES66403     33350373     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-28): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/28/2025 2 A A A A N/A N/A     A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES66453     33348471     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/02/2025 2 A A A A A A A A A A   VA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66453     33348472     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-28): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/28/2025 2 A A A A N/A N/A     A A   VA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66484     33348679     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/02/2025 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66484     33348728     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-28): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/28/2025 3 D D A A N/A N/A     D D   FL Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66510     33350783     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/02/2025 2 A A A A A A A A A A   NJ Primary Refinance - Cash-out - Other   C B A A C B A A Non QM Non QM No
[REDACTED] RCKT2025CES66510     33350784     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-28): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/28/2025 2 A A A A N/A N/A     A A   NJ Primary Refinance - Cash-out - Other   C B A A C B A A Non QM Non QM No
[REDACTED] RCKT2025CES66510     33358184     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Third Circuit) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The [redacted] form was used, the [redacted] form should have been used.         Reviewer Comment (2025-05-13): LOE, proof of delivery, and [redacted] provided. New rescission period has passed, exception cured.


Buyer Comment (2025-05-13): Please see the attached for the notice of right to cancel package.
   05/13/2025   2 C B C B C B C B C B   NJ Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B A A C B A A Non QM Non QM Yes
[REDACTED] RCKT2025CES66567     33346810     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/02/2025 2 A A A A A A A A A A   MA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66567     33346812     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-28): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/28/2025 3 D D A A N/A N/A     D D   MA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66623     33348886     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/02/2025 2 A A A A A A A A A A   NY Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES66623     33348891     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-28): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/28/2025 2 A A A A N/A N/A     A A   NY Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES66638     33349220     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/02/2025 2 A A A A A A A A A A   NJ Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66638     33349221     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-28): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/28/2025 3 D D A A N/A N/A     D D   NJ Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66667     33348644     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/02/2025 2 A A A A A A A A A A   KY Primary Refinance - Cash-out - Other   D D A A A A D D Non QM Non QM No
[REDACTED] RCKT2025CES66667     33348645     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-28): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/28/2025 3 D D A A N/A N/A     D D   KY Primary Refinance - Cash-out - Other   D D A A A A D D Non QM Non QM No
[REDACTED] RCKT2025CES60105     33366159     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted]
 by the same creditor. The [redacted] form was used, the [redacted] form should have been used.		         Buyer Comment (2025-05-05): Seller acknowledges. No change to grading.
     05/05/2025 2 B B B B B B B B B B   AZ Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form D D A A B B D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[REDACTED] RCKT2025CES60105     33366160     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/02/2025 2 A A A A A A A A A A   AZ Primary Refinance - Cash-out - Other   D D A A B B D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60105     33366162     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-29): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/29/2025 3 D D A A N/A N/A     D D   AZ Primary Refinance - Cash-out - Other   D D A A B B D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60300     33364537     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/02/2025 2 A A A A A A A A A A   SC Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60300     33364543     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes       Reviewer Comment (2025-04-29): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/29/2025 3 D D A A N/A N/A     D D   SC Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60681     33366303     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/02/2025 2 A A A A A A A A A A   PA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES60681     33367565     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-29): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/29/2025 2 A A A A N/A N/A     A A   PA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES60729     33366197     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/02/2025 2 A A A A A A A A A A   CO Primary Refinance - Cash-out - Other   D D A A A A D D Non QM Non QM No
[REDACTED] RCKT2025CES60729     33366204     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-29): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/29/2025 3 D D A A N/A N/A     D D   CO Primary Refinance - Cash-out - Other   D D A A A A D D Non QM Non QM No
[REDACTED] RCKT2025CES60730     33366368     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/02/2025 2 A A A A A A A A A A   DE Primary Refinance - Cash-out - Other   C A C A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES60730     33366369     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-29): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/29/2025 2 A A A A N/A N/A     A A   DE Primary Refinance - Cash-out - Other   C A C A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES60730     33367531     Credit Income / Employment Income Documentation Income / Employment Income Docs Missing: ___ Please provide documentation to confirm the borrower's bonus is paid throughout the year.  This is required in order to not annualize the bonus.  If annualizing, [redacted]would be reduced to [redacted] a month based on the [redacted] received which would put the [redacted]above the guideline requirements.       Reviewer Comment (2025-05-05): Borrower is received monthly [redacted] income. Exception  cleared.


Buyer Comment (2025-05-05): Please see the attached current work# confirming the clients bonus increased from [redacted] on the [redacted] dated [redacted] to [redacted] as of [redacted]. This confirms bonus income is received monthly.
 05/05/2025     1 C A C A C A C A C A   DE Primary Refinance - Cash-out - Other   C A C A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES60793     33365723     Compliance Compliance Federal Compliance ATR/QM Defect General Ability To Repay Provision Employment - [redacted] Test Ability-to-Repay [redacted]: Unable to verify current Sole Proprietorship status using reasonably reliable third-party records. The file was missing the third-party verification obtained within [redacted] days of the Note for the borrower's Schedule C business. Please provide for review.       Reviewer Comment (2025-05-05): Lender requested exclusion of this income from qualifying.  [redacted] no longer required.  Exception cleared.


Buyer Comment (2025-05-05): The [redacted] income was not needed to qualify, we removed the income and DTI is still in line at [redacted]. We have attached a corrected [redacted] and [redacted], please use this to resolve the exception.
 05/05/2025     1 C A C A C A C A C A   CA Primary Refinance - Cash-out - Other   D D C B C A D D Non QM Non QM No
[REDACTED] RCKT2025CES60793     33365727     Compliance Compliance Federal Compliance ATR/QM NonQM ATR Ability-to-Repay [redacted]: General Ability-to-Repay requirements not satisfied. ATR failure due to missing income documentation. This exception will be cleared when all ATR related exceptions are cleared.       Reviewer Comment (2025-05-05): Lender requested exclusion of this income from qualifying.  [redacted] no longer required.  Exception cleared.
 05/05/2025     1 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   D D C B C A D D Non QM Non QM No
[REDACTED] RCKT2025CES60793     33365732     Compliance Compliance Federal Compliance ATR/QM Defect Check Loan Designation Match - ATR Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Fail. Loan designation failure due to ATR failure. This exception will be cleared when all ATR related exceptions are cleared.       Reviewer Comment (2025-05-05): Lender requested exclusion of this income from qualifying.  [redacted] no longer required.  Exception cleared.


Buyer Comment (2025-05-05): Please clear this based upon our response to the other exception
 05/05/2025     1 B A C A B A C A B A   CA Primary Refinance - Cash-out - Other Lender to provide updated ATR/QM status D D C B C A D D Non QM Non QM Yes
[REDACTED] RCKT2025CES60793     33365744     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/02/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   D D C B C A D D Non QM Non QM No
[REDACTED] RCKT2025CES60793     33365746     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the supporting secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-30): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/30/2025 3 D D A A N/A N/A     D D   CA Primary Refinance - Cash-out - Other   D D C B C A D D Non QM Non QM No
[REDACTED] RCKT2025CES60793     33365766     Credit Legal / Regulatory / Compliance Title / Lien Defect Legal / Regulatory / Compliance Final Title Policy is missing. No evidence of title in file.           Reviewer Comment (2025-05-05): Received [redacted].  Exception cleared.


Buyer Comment (2025-05-05): please see the [redacted] attached
 05/05/2025     1 C A C A C A C A C A   CA Primary Refinance - Cash-out - Other   D D C B C A D D Non QM Non QM No
[REDACTED] RCKT2025CES60793     33409954     Credit Title General Title Title Policy Coverage is less than Original Loan Amount. The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file.         Buyer Comment (2025-05-06): Seller acknowledges exception, no change in grading.
     05/06/2025 2   B   B   B   B   B   CA Primary Refinance - Cash-out - Other   D D C B C A D D Non QM Non QM No
[REDACTED] RCKT2025CES60835     33362309     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/02/2025 2 A A A A A A A A A A   IN Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60835     33362312     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-28): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/28/2025 3 D D A A N/A N/A     D D   IN Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60906     33364056     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/02/2025 2 A A A A A A A A A A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES60906     33364062     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. Missing secondary valuation. The provided [redacted]and/or [redacted]provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-29): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/29/2025 2 A A A A N/A N/A     A A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES60927     33366003     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/02/2025 2 A A A A A A A A A A   OH Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60927     33366005     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-29): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/29/2025 3 D D A A N/A N/A     D D   OH Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60967     33366156     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/02/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60967     33366157     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted]provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-29): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/29/2025 3 D D A A N/A N/A     D D   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61024     33366497     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/02/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES61024     33366498     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided [redacted]and/or [redacted]provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-29): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/29/2025 2 A A A A N/A N/A     A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES61176     33366134     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/02/2025 2 A A A A A A A A A A   OR Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES61176     33366135     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided [redacted]and/or [redacted]provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-29): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/29/2025 2 A A A A N/A N/A     A A   OR Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES61261     33366279     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/02/2025 2 A A A A A A A A A A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES61261     33366286     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided [redacted]and/or [redacted]provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-29): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/29/2025 2 A A A A N/A N/A     A A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES61293     33366387     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/02/2025 2 A A A A A A A A A A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES61293     33366388     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided [redacted]and/or [redacted]provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-29): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/29/2025 2 A A A A N/A N/A     A A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES61402     33366413     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/05/2025 2 A A A A A A A A A A   PA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61402     33366418     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-29): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/29/2025 3 D D A A N/A N/A     D D   PA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61459     33365006     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/05/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES61459     33365007     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided [redacted] and/or [redacted]provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-29): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/29/2025 2 A A A A N/A N/A     A A   CA Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES61459     33365091     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The [redacted] form was used, the [redacted] form should have been used.         Buyer Comment (2025-05-06): Seller acknowledges exception, no change to grading.
     05/06/2025 2 B B B B B B B B B B   CA Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B B A A B B A A Non QM Non QM Yes
[REDACTED] RCKT2025CES61527     33366024     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-30): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/30/2025 3 D D A A N/A N/A     D D   OH Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61527     33366025     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/05/2025 2 A A A A A A A A A A   OH Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61548     33364068     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/05/2025 2 A A A A A A A A A A   GA Primary Refinance - Cash-out - Other   C A C A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES61548     33366423     Credit Income / Employment Income Documentation Missing Document  REO Documents are missing. - ___ Please provide evidence the indicated property is owned free and clear.       Reviewer Comment (2025-05-07): [redacted] from the borrower verified no insurance for the property. Exception cleared


Buyer Comment (2025-05-06): There is no evidence of an additional mortgage on the [redacted] and we have an [redacted] from the borrower confirming there is no [redacted] coverage, which would mean there is no mortgage as any lender would require insurance.
 05/07/2025     1 C A C A C A C A C A   GA Primary Refinance - Cash-out - Other   C A C A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES61548     33366610     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided [redacted] and/or [redacted]provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-29): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/29/2025 2 A A A A N/A N/A     A A   GA Primary Refinance - Cash-out - Other   C A C A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES61749     33366406     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/05/2025 2 A A A A A A A A A A   SC Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES61749     33442371     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-12): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/12/2025 2   A   A   N/A       A   SC Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES61865     33381912     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/05/2025 2 A A A A A A A A A A   NC Primary Refinance - Cash-out - Other   D D A A A A D D Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES61865     33382625     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. [redacted]was provided. Secondary valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-30): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/30/2025 3 D D A A N/A N/A     D D   NC Primary Refinance - Cash-out - Other   D D A A A A D D Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES61870     33366395     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/05/2025 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   D D A A A A D D Non QM Non QM No
[REDACTED] RCKT2025CES61870     33366397     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. [redacted]was provided. Secondary valuation from subject transaction is missing. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-29): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/29/2025 3 D D A A N/A N/A     D D   FL Primary Refinance - Cash-out - Other   D D A A A A D D Non QM Non QM No
[REDACTED] RCKT2025CES61879     33366470     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/05/2025 2 A A A A A A A A A A   MT Primary Refinance - Cash-out - Other   D D A A A A D D Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES61879     33366477     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. [redacted]was provided. Secondary valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-29): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/29/2025 3 D D A A N/A N/A     D D   MT Primary Refinance - Cash-out - Other   D D A A A A D D Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES61899     33365652     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/05/2025 2 A A A A A A A A A A   GA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61899     33365655     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted]provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-29): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/29/2025 3 D D A A N/A N/A     D D   GA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61908     33366619     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/05/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   D D A A A A D D Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES61908     33366624     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. [redacted]was provided. Secondary valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-29): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/29/2025 3 D D A A N/A N/A     D D   CA Primary Refinance - Cash-out - Other   D D A A A A D D Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES61937     33367875     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/05/2025 2 A A A A A A A A A A   NY Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61937     33367876     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided [redacted]and/or [redacted]provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-29): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/29/2025 2 A A A A N/A N/A     A A   NY Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61962     33364557     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/05/2025 2 A A A A A A A A A A   GA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61962     33364558     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted]provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-29): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/29/2025 3 D D A A N/A N/A     D D   GA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61974     33366147     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/05/2025 2 A A A A A A A A A A   OR Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61974     33366148     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided [redacted]and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-29): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/29/2025 2 A A A A N/A N/A     A A   OR Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62070     33363968     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/05/2025 2 A A A A A A A A A A   NJ Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62070     33363970     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted]provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-29): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/29/2025 3 D D A A N/A N/A     D D   NJ Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62087     33367169     Credit Loan Package Documentation Application / Processing Missing Document  Missing Document: Tax Certificate not provided           Reviewer Comment (2025-05-06): Received [redacted] for the subject property. Exception cleared.


Buyer Comment (2025-05-06): Please see subject [redacted] attached
 05/06/2025     1 C A C A C A C A C A   TX Primary Refinance - Cash-out - Other   D D C A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62087     33367174     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/05/2025 2 A A A A A A A A A A   TX Primary Refinance - Cash-out - Other   D D C A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62087     33367175     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted]provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-30): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/30/2025 3 D D A A N/A N/A     D D   TX Primary Refinance - Cash-out - Other   D D C A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62087     33367250     Compliance Compliance State Compliance Misc. State Level [redacted]Cash-out Loan (The lender/Assignee cannot conclusively rely on the Value on the Acknowledgement of Fair Market Value as the loan file does not contain an Appraisal) [redacted] Constitution Section 50(a)(6): The lender/Assignee cannot conclusively rely on the Value on Acknowledgement of Fair Market Value.  Test performed using stated value or other valuation method in file other than appraisal.               05/05/2025 2 A A A A A A A A A A   TX Primary Refinance - Cash-out - Other   D D C A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62181     33367013     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/05/2025 2 A A A A A A A A A A   IN Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES62181     33367018     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided [redacted]and/or [redacted]provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-29): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/29/2025 2 A A A A N/A N/A     A A   IN Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES62241     33366205     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/05/2025 2 A A A A A A A A A A   NC Primary Refinance - Cash-out - Other   D D A A C B D D Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES62241     33366207     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-29): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/29/2025 3 D D A A N/A N/A     D D   NC Primary Refinance - Cash-out - Other   D D A A C B D D Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES62241     33366231     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA Notice of Right to Cancel Expiration Date Prior or equal to Disbursement Date Truth in Lending Act:  Actual Date(s) on Notice of [redacted] occurs prior to expected date(s). [redacted] disclosed incorrect transaction and expiration dates. Lender to re-open rescission, provide a copy of the new right to cancel form, the letter of explanation sent to borrower, and proof of delivery. Note: This exception cannot be cured until expiration of new rescission period.       Reviewer Comment (2025-05-18): LOE, proof of delivery, and [redacted] provided. New rescission period has passed, exception cured.


Buyer Comment (2025-05-14): My apologies. The package uploaded contained the incorrect RoR forms. This was a clerical error when putting the package together for upload to [redacted]. The package delivered to the borrower on [redacted] contained [redacted] forms dated [redacted], and expiring on [redacted]. Attached is the correct package that was delivered to the borrower on [redacted]. Please cure.


Reviewer Comment (2025-05-13): The package was not delivered until [redacted] and the RTC expiration date was [redacted].  Please provide corrected [redacted], LOE to borrower and proof of delivery.  Exception remains.


Buyer Comment (2025-05-13): Please see the attached [redacted], LOE, and proof of delivery. RoR expired [redacted] at midnight. Please cure.
   05/18/2025   2 C B C B C B C B C B   NC Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form D D A A C B D D Higher Priced QM (APOR) Higher Priced QM (APOR) Yes
[REDACTED] RCKT2025CES62450     33366422     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/05/2025 2 A A A A A A A A A A   IL Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES62450     33366432     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-29): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/29/2025 2 A A A A N/A N/A     A A   IL Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES62635     33367076     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/05/2025 2 A A A A A A A A A A   GA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62635     33367081     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted]provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-30): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/30/2025 3 D D A A N/A N/A     D D   GA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62639     33371595     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/05/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62639     33371597     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted]provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-30): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/30/2025 3 D D A A N/A N/A     D D   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62852     33366199     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/05/2025 2 A A A A A A A A A A   DE Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62852     33366203     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted]provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-30): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/30/2025 3 D D A A N/A N/A     D D   DE Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63046     33382085     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/05/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES63046     33382110     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted]           Reviewer Comment (2025-04-30): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/30/2025 2 A A A A N/A N/A     A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES63051     33382153     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/05/2025 2 A A A A A A A A A A   OK Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES63051     33382201     Compliance Compliance State Compliance State HPML (State HPML) [redacted] Higher-Priced Mortgage Loan (APR Exceeds HPML Threshold) [redacted] Higher-Priced Mortgage Loan: APR on subject loan of  [redacted] or Final Disclosure APR of  [redacted] is equal to or greater than the threshold of APOR [redacted].  Compliant Higher Priced Loan.         Buyer Comment (2025-05-06): Seller acknowledges exception, no change to grading.
     05/06/2025 2 B B B B B B B B B B   OK Primary Refinance - Cash-out - Other No obvious cure B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES63051     33387833     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-30): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/30/2025 2 A A A A N/A N/A     A A   OK Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES63057     33382374     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/05/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63057     33382384     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-30): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/30/2025 3 D D A A N/A N/A     D D   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63223     33388292     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/05/2025 2 A A A A A A A A A A   LA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63223     33388293     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-01): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/01/2025 2 A A A A N/A N/A     A A   LA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63237     33366300     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/05/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63237     33366302     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-30): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/30/2025 3 D D A A N/A N/A     D D   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63500     33381984     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/05/2025 2 A A A A A A A A A A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63500     33381987     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-30): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/30/2025 2 A A A A N/A N/A     A A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63568     33369784     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The  [redacted] form was used, the  [redacted] form should have been used.         Buyer Comment (2025-05-06): Seller acknowledges exception, no change to grading.
     05/06/2025 2 B B B B B B B B B B   SD Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) Yes
[REDACTED] RCKT2025CES63568     33369794     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/05/2025 2 A A A A A A A A A A   SD Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES63568     33369803     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-29): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/29/2025 2 A A A A N/A N/A     A A   SD Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES63618     33384139     Compliance Compliance State Compliance Misc. State Level [redacted]Cash-out Loan (The lender/Assignee cannot conclusively rely on the Value on the Acknowledgement of Fair Market Value as the loan file does not contain an Appraisal) [redacted] Constitution Section [redacted]: The lender/Assignee cannot conclusively rely on the Value on Acknowledgement of Fair Market Value.  Test performed using stated value or other valuation method in file other than appraisal.               05/05/2025 2 A A A A A A A A A A   TX Primary Refinance - Cash-out - Other   D D A A C B D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63618     33384142     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA Rescission - Disbursement Date Less than [redacted] Business Days From Transaction Date Truth in Lending Act:  Subject loan transaction disbursed on [redacted], prior to [redacted] [redacted] from transaction date of [redacted]. Loan was disbursed prior to midnight of [redacted] business day after consummation.  Lender to re-open rescission, provide the new right to cancel form, a copy of letter of explanation sent to borrower, and proof of delivery.  Note:  This exception cannot be cured until the new rescission period ends.       Reviewer Comment (2025-05-13): LOE, proof of delivery, and [redacted] provided. New rescission period has passed, exception cured.


Buyer Comment (2025-05-13): Please see attached, ROR packet with the end date in the past.
   05/13/2025   2 C B C B C B C B C B   TX Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form D D A A C B D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[REDACTED] RCKT2025CES63618     33384143     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA Notice of Right to Cancel Expiration Date Prior or equal to Disbursement Date Truth in Lending Act:  Actual [redacted] on Notice of Right to Cancel occurs prior to [redacted]. [redacted] disclosed incorrect transaction and expiration dates. Lender to re-open rescission, provide a copy of the new right to cancel form, the letter of explanation sent to borrower, and proof of delivery. Note: This exception cannot be cured until expiration of new rescission period.       Reviewer Comment (2025-05-13): LOE, proof of delivery, and [redacted] provided. New rescission period has passed, exception cured.


Buyer Comment (2025-05-13): Please see attached, ROR packet with the end date in the past.
   05/13/2025   2 C B C B C B C B C B   TX Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form D D A A C B D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[REDACTED] RCKT2025CES63618     33384153     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/05/2025 2 A A A A A A A A A A   TX Primary Refinance - Cash-out - Other   D D A A C B D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63618     33384154     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-30): Seller acknowledges the exception. This exception is for informational purposes only and does not impact grading.
     04/30/2025 3 D D A A N/A N/A     D D   TX Primary Refinance - Cash-out - Other   D D A A C B D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63628     33366317     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/05/2025 2 A A A A A A A A A A   OR Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES63628     33366319     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-29): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/29/2025 2 A A A A N/A N/A     A A   OR Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES63642     33367307     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/05/2025 2 A A A A A A A A A A   MN Primary Refinance - Cash-out - Other   D D A A B B D D Non QM Non QM No
[REDACTED] RCKT2025CES63642     33367308     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. [redacted] was provided. Secondary valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-29): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/29/2025 3 D D A A N/A N/A     D D   MN Primary Refinance - Cash-out - Other   D D A A B B D D Non QM Non QM No
[REDACTED] RCKT2025CES63642     33367353     Compliance Compliance State Compliance Misc. State Level [redacted] Tangible Net Benefit Disclosure [redacted] Residential Mortgage Originator and Servicer Licensing Act: Tangible Net Benefit Disclosure not provided to the Borrower.         Buyer Comment (2025-05-06): Seller acknowledges the exception, no change to grading.
     05/06/2025 2 B B B B B B B B B B   MN Primary Refinance - Cash-out - Other   D D A A B B D D Non QM Non QM No
[REDACTED] RCKT2025CES63790     33366985     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/05/2025 2 A A A A A A A A A A   GA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63790     33366987     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.[redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-29): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/29/2025 3 D D A A N/A N/A     D D   GA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63814     33381320     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/05/2025 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63814     33381324     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-30): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/30/2025 3 D D A A N/A N/A     D D   FL Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63823     33381359     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/05/2025 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES63823     33381360     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided [redacted] and/or[redacted]provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-30): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/30/2025 2 A A A A N/A N/A     A A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES63863     33365698     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/05/2025 2 A A A A A A A A A A   MA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63863     33365699     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.[redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-29): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/29/2025 3 D D A A N/A N/A     D D   MA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63909     33367286     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/05/2025 2 A A A A A A A A A A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES63909     33367287     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-29): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/29/2025 2 A A A A N/A N/A     A A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES63983     33371145     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/05/2025 2 A A A A A A A A A A   AZ Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63983     33371146     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.[redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-30): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/30/2025 3 D D A A N/A N/A     D D   AZ Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63993     33367027     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/05/2025 2 A A A A A A A A A A   PA Primary Refinance - Cash-out - Other   D D A A A A D D Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES63993     33367028     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. [redacted]was provided. Secondary valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-29): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/29/2025 3 D D A A N/A N/A     D D   PA Primary Refinance - Cash-out - Other   D D A A A A D D Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES64008     33366281     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-29): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/29/2025 3 D D A A N/A N/A     D D   AZ Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64008     33366282     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/05/2025 2 A A A A A A A A A A   AZ Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64039     33367062     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The  [redacted] form was used, the [redacted] form should have been used.         Buyer Comment (2025-05-06): Seller acknowledges exception, no change in grading
     05/06/2025 2 B B B B B B B B B B   IN Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form D D A A B B D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[REDACTED] RCKT2025CES64039     33367072     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/05/2025 2 A A A A A A A A A A   IN Primary Refinance - Cash-out - Other   D D A A B B D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64039     33367074     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-29): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/29/2025 3 D D A A N/A N/A     D D   IN Primary Refinance - Cash-out - Other   D D A A B B D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64091     33367182     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/05/2025 2 A A A A A A A A A A   OH Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64091     33367187     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec ID:[redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-29): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/29/2025 3 D D A A N/A N/A     D D   OH Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64223     33366696     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/05/2025 2 A A A A A A A A A A   RI Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64223     33366701     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-29): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/29/2025 3 D D A A N/A N/A     D D   RI Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64258     33381811     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/05/2025 2 A A A A A A A A A A   SC Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES64258     33381814     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided [redacted]and/or[redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-30): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/30/2025 2 A A A A N/A N/A     A A   SC Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES64273     33368720     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/05/2025 2 A A A A A A A A A A   AZ Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64273     33368721     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-29): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/29/2025 3 D D A A N/A N/A     D D   AZ Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64313     33369758     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/05/2025 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64313     33369759     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes       Reviewer Comment (2025-04-29): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/29/2025 3 D D A A N/A N/A     D D   FL Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64316     33381156     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/05/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64316     33381161     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-30): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/30/2025 3 D D A A N/A N/A     D D   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64389     33381668     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/05/2025 2 A A A A A A A A A A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES64389     33381670     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-30): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/30/2025 2 A A A A N/A N/A     A A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES64448     33380989     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/05/2025 2 A A A A A A A A A A   OH Primary Refinance - Cash-out - Other   C A C A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES64448     33380990     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-30): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/30/2025 2 A A A A N/A N/A     A A   OH Primary Refinance - Cash-out - Other   C A C A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES64448     33380991     Credit Income / Employment Income Documentation Missing Document  [redacted] Documents are missing. - ___ The file is missing the [redacted] for this property. Upon receipt of the missing [redacted], additional conditions may apply.       Reviewer Comment (2025-05-07): Received letter from the borrower confirming that no homeowners insurance for the property located at "[redacted]". Both [redacted]. Exception cleared.


Buyer Comment (2025-05-07): Rebuttal is invalid. The property is one and the same. Both [redacted], and the city discrepancy between the email from the borrower and the address used on the [redacted] is immaterial. Please clear.


Reviewer Comment (2025-05-06): Received letter from the borrower confirming that no homeowners insurance for the property located at "[redacted]", however the [redacted]address does not match with our final [redacted] REO address "[redacted]". Exception  Remains.


Buyer Comment (2025-05-06): Please see attached confirming there is no [redacted] on this property.
 05/07/2025     1 C A C A C A C A C A   OH Primary Refinance - Cash-out - Other   C A C A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES64463     33381513     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/05/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES64463     33381517     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-30): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/30/2025 2 A A A A N/A N/A     A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES64476     33386461     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/05/2025 2 A A A A A A A A A A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES64476     33386462     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-30): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/30/2025 2 A A A A N/A N/A     A A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES64595     33367154     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/06/2025 2 A A A A A A A A A A   PA Primary Refinance - Cash-out - Other   D D A A C B D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64595     33367156     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-29): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/29/2025 3 D D A A N/A N/A     D D   PA Primary Refinance - Cash-out - Other   D D A A C B D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64595     33367186     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Third Circuit) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The [redacted] form was used, the [redacted] form should have been used.         Reviewer Comment (2025-05-19): LOE, proof of delivery, and [redacted] provided. New rescission period has passed, exception cured.


Buyer Comment (2025-05-15): please see attached
   05/19/2025   2 C B C B C B C B C B   PA Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form D D A A C B D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[REDACTED] RCKT2025CES64609     33370895     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/06/2025 2 A A A A A A A A A A   AL Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64609     33370897     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.[redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-30): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/30/2025 3 D D A A N/A N/A     D D   AL Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64663     33370633     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/06/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   D D A A B B D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64663     33370634     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-29): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/29/2025 3 D D A A N/A N/A     D D   CA Primary Refinance - Cash-out - Other   D D A A B B D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64663     33370644     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC) Truth in Lending Act: Notice of [redacted] was not executed on the proper Model Form for a refinancing by the same creditor. The [redacted] form was used, the [redacted] form should have been used.         Buyer Comment (2025-05-07): Seller acknowledges exception, no change to grading.
     05/07/2025 2 B B B B B B B B B B   CA Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form D D A A B B D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[REDACTED] RCKT2025CES64758     33370160     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/06/2025 2 A A A A A A A A A A   NY Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64758     33370161     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided [redacted] and/or[redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-29): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/29/2025 2 A A A A N/A N/A     A A   NY Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64805     33381512     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/06/2025 2 A A A A A A A A A A   UT Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64805     33381514     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-30): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/30/2025 3 D D A A N/A N/A     D D   UT Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64809     33369564     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/06/2025 2 A A A A A A A A A A   GA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64809     33369565     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-29): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/29/2025 3 D D A A N/A N/A     D D   GA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64841     33381496     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/06/2025 2 A A A A A A A A A A   KY Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES64841     33381497     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided [redacted]and/or[redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-30): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/30/2025 2 A A A A N/A N/A     A A   KY Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES64868     33366013     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/06/2025 2 A A A A A A A A A A   MA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64868     33366014     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-29): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/29/2025 3 D D A A N/A N/A     D D   MA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64932     33388387     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/06/2025 2 A A A A A A A A A A   IN Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES64932     33388388     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided [redacted] and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-01): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/01/2025 2 A A A A N/A N/A     A A   IN Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES64969     33382586     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/06/2025 2 A A A A A A A A A A   NM Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64969     33382587     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided [redacted] and/or[redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-30): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/30/2025 2 A A A A N/A N/A     A A   NM Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64996     33371634     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/06/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64996     33371636     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.[redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes       Reviewer Comment (2025-04-30): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/30/2025 3 D D A A N/A N/A     D D   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65036     33381515     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/06/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65036     33381516     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-30): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/30/2025 3 D D A A N/A N/A     D D   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65060     33368172     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. [redacted]was provided. Secondary valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-29): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/29/2025 3 D D A A N/A N/A     D D   NH Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65060     33368174     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/06/2025 2 A A A A A A A A A A   NH Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65069     33381242     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/06/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65069     33381249     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-30): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/30/2025 3 D D A A N/A N/A     D D   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65196     33381300     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/06/2025 2 A A A A A A A A A A   SC Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65196     33381301     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-30): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/30/2025 3 D D A A N/A N/A     D D   SC Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65208     33381322     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/06/2025 2 A A A A A A A A A A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65208     33381323     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-30): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/30/2025 2 A A A A N/A N/A     A A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65221     33381387     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/06/2025 2 A A A A A A A A A A   ME Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES65221     33381388     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided [redacted]and/or[redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-30): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/30/2025 2 A A A A N/A N/A     A A   ME Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES65265     33398816     Compliance Compliance State Compliance State HPML [redacted] HPML Threshold Test Compliant [redacted] Higher-Priced Mortgage Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is equal to or greater than the threshold of APOR [redacted] + [redacted], or [redacted]  Compliant Higher Priced Loan.         Buyer Comment (2025-05-08): Seller acknowledges the exception, no change to grading.
     05/08/2025 2 B B B B B B B B B B   MA Primary Refinance - Cash-out - Other No obvious cure D D A A B B D D Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES65265     33398820     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/06/2025 2 A A A A A A A A A A   MA Primary Refinance - Cash-out - Other   D D A A B B D D Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES65265     33398822     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-02): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/02/2025 3 D D A A N/A N/A     D D   MA Primary Refinance - Cash-out - Other   D D A A B B D D Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES65312     33381485     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/06/2025 2 A A A A A A A A A A   TX Primary Refinance - Cash-out - Other   C A C A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES65312     33381486     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-30): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/30/2025 2 A A A A N/A N/A     A A   TX Primary Refinance - Cash-out - Other   C A C A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES65312     33384172     Credit Income / Employment Income Documentation Income / Employment [redacted] Docs Missing: - ___ The [redacted] in the file reflects the contact person as "[redacted]"; however, the printout for "[redacted]" was not located in the file.  Please provide this document verifying the employment for review.       Reviewer Comment (2025-05-08): Military Income verified through "[redacted]". Exception Cleared.


Buyer Comment (2025-05-07): The employment verification email on page [redacted] confirms [redacted] is the military's employment verification system.
 05/08/2025     1 C A C A C A C A C A   TX Primary Refinance - Cash-out - Other   C A C A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES65319     33381583     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/06/2025 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65319     33381585     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-30): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/30/2025 3 D D A A N/A N/A     D D   FL Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65324     33382039     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/06/2025 2 A A A A A A A A A A   VA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65324     33382040     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-30): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/30/2025 3 D D A A N/A N/A     D D   VA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65351     33382564     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/06/2025 2 A A A A A A A A A A   IN Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES65351     33382565     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided [redacted] and/or[redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-30): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/30/2025 2 A A A A N/A N/A     A A   IN Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES65358     33382759     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/06/2025 2 A A A A A A A A A A   VA Primary Refinance - Cash-out - Other   D D A A A A D D Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES65358     33382764     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal from prior transaction was in file. Secondary valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-30): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/30/2025 3 D D A A N/A N/A D D D D   VA Primary Refinance - Cash-out - Other   D D A A A A D D Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES65368     33381657     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Third Circuit) Truth in Lending Act:[redacted] was not executed on the proper Model Form for a refinancing by the same creditor. The [redacted] form was used, the [redacted] form should have been used.         Reviewer Comment (2025-05-18): LOE, proof of delivery, and [redacted] provided. New rescission period has passed, exception cured.


Buyer Comment (2025-05-14): Please clear as recission period has ended.


Reviewer Comment (2025-05-09): New [redacted] does not expire until midnight of [redacted].  Unable to cure until the rescission period has passed.  Exception remains.


Buyer Comment (2025-05-09): Please see the attached ROR package and evidence of delivery, recission period has ended.
   05/18/2025   2 C B C B C B C B C B   DE Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B A A C B A A Non QM Non QM Yes
[REDACTED] RCKT2025CES65368     33381663     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-30): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/30/2025 2 A A A A N/A N/A     A A   DE Primary Refinance - Cash-out - Other   C B A A C B A A Non QM Non QM No
[REDACTED] RCKT2025CES65368     33381665     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/06/2025 2 A A A A A A A A A A   DE Primary Refinance - Cash-out - Other   C B A A C B A A Non QM Non QM No
[REDACTED] RCKT2025CES65385     33387721     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/06/2025 2 A A A A A A A A A A   GA Primary Refinance - Cash-out - Other   D D A A A A D D Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES65385     33387722     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-30): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/30/2025 3 D D A A N/A N/A     D D   GA Primary Refinance - Cash-out - Other   D D A A A A D D Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES65441     33382570     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/06/2025 2 A A A A A A A A A A   NM Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES65441     33382571     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-30): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/30/2025 2 A A A A N/A N/A     A A   NM Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES65446     33381238     Compliance Compliance State Compliance Compliance [redacted] Day RNY has been discontinued effective [redacted].  Most recent available index value used for bona fide discount point testing.           Reviewer Comment (2025-04-30): Seller acknowledges the exception. This exception is for informational purposes only and does not impact grading.
     04/30/2025 2 B B B B B B B B B B   AR Primary Refinance - Cash-out - Other   D D A A B B D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65446     33381601     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/06/2025 2 A A A A A A A A A A   AR Primary Refinance - Cash-out - Other   D D A A B B D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65446     33381602     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-30): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/30/2025 3 D D A A N/A N/A     D D   AR Primary Refinance - Cash-out - Other   D D A A B B D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65479     33382059     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/06/2025 2 A A A A A A A A A A   DE Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES65479     33382247     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-30): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/30/2025 2 A A A A N/A N/A     A A   DE Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES65506     33381706     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/06/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES65506     33381709     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided [redacted] and/or[redacted] provide relief. Sec ID:[redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-30): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/30/2025 2 A A A A N/A N/A     A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES65523     33381923     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/06/2025 2 A A A A A A A A A A   PA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65523     33381925     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-30): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/30/2025 3 D D A A N/A N/A     D D   PA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65526     33388423     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/06/2025 2 A A A A A A A A A A   NH Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65526     33388425     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes       Reviewer Comment (2025-05-01): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/01/2025 2 A A A A N/A N/A     A A   NH Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65543     33388464     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/06/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES65543     33388466     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-01): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/01/2025 2 A A A A N/A N/A     A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES65596     33368008     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/06/2025 2 A A A A A A A A A A   MO Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65596     33368010     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-29): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/29/2025 3 D D A A N/A N/A     D D   MO Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65597     33381181     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/06/2025 2 A A A A A A A A A A   GA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65597     33381194     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing supporting secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-30): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/30/2025 3 D D A A N/A N/A     D D   GA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65609     33381408     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/06/2025 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65609     33381409     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing supporting secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-30): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/30/2025 3 D D A A N/A N/A     D D   FL Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65649     33382045     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/06/2025 2 A A A A A A A A A A   SC Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65649     33382049     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ .       Reviewer Comment (2025-04-30): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/30/2025 3 D D A A N/A N/A     D D   SC Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65660     33382523     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/06/2025 2 A A A A A A A A A A   KY Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES65660     33382549     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided [redacted] and/or[redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-30): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/30/2025 2 A A A A N/A N/A     A A   KY Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES65674     33382760     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/06/2025 2 A A A A A A A A A A   PA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65674     33382766     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-30): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/30/2025 3 D D A A N/A N/A     D D   PA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65696     33382343     Compliance Compliance State Compliance Compliance [redacted] Day RNY has been discontinued effective [redacted]  Most recent available index value used for bona fide discount point testing.           Reviewer Comment (2025-04-30): Seller acknowledges exception, no change to grading.
     04/30/2025 2 B B B B B B B B B B   AR Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES65696     33382850     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/06/2025 2 A A A A A A A A A A   AR Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES65696     33382851     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-30): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/30/2025 2 A A A A N/A N/A     A A   AR Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES65704     33390123     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal from prior transaction was in file. Secondary valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-01): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/01/2025 3 D D A A N/A N/A D D D D   NY Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65704     33390124     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/06/2025 2 A A A A A A A A A A   NY Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65708     33381716     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/06/2025 2 A A A A A A A A A A   AZ Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES65708     33381717     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-30): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/30/2025 2 A A A A N/A N/A     A A   AZ Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES65731     33381886     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/06/2025 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65731     33381903     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted]provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-30): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/30/2025 3 D D A A N/A N/A     D D   FL Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65743     33398879     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/08/2025 2 A A A A A A A A A A   NJ Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES65743     33398880     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-02): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/02/2025 2 A A A A N/A N/A     A A   NJ Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES65771     33381625     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/06/2025 2 A A A A A A A A A A   GA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65771     33381628     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-30): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/30/2025 3 D D A A N/A N/A     D D   GA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65868     33389523     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/08/2025 2 A A A A A A A A A A   NJ Primary Refinance - Cash-out - Other   C B A A C B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES65868     33389524     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-01): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/01/2025 2 A A A A N/A N/A     A A   NJ Primary Refinance - Cash-out - Other   C B A A C B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES65868     33389563     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Third Circuit) Truth in Lending Act: [redacted]l was not executed on the proper Model Form for a refinancing by the same creditor. The [redacted] form was used, the [redacted] form should have been used.         Reviewer Comment (2025-05-22): Letter of Explanation, proof of delivery and reopen of rescission was provided to cure exception. Exception cured.


Buyer Comment (2025-05-20): Please see the attached [redacted], LOE, and proof of delivery. RoR expired [redacted]at midnight. Please cure
   05/22/2025   2 C B C B C B C B C B   NJ Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B A A C B A A Higher Priced QM (APOR) Higher Priced QM (APOR) Yes
[REDACTED] RCKT2025CES65889     33389239     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/08/2025 2 A A A A A A A A A A   GA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65889     33389240     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-01): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/01/2025 3 D D A A N/A N/A     D D   GA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65934     33389889     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/08/2025 2 A A A A A A A A A A   AZ Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES65934     33389891     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-01): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/01/2025 2 A A A A N/A N/A     A A   AZ Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES65945     33389345     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/08/2025 2 A A A A A A A A A A   AL Primary Refinance - Cash-out - Other   D D A A A A D D Non QM Non QM No
[REDACTED] RCKT2025CES65945     33389347     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-01): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/01/2025 3 D D A A N/A N/A     D D   AL Primary Refinance - Cash-out - Other   D D A A A A D D Non QM Non QM No
[REDACTED] RCKT2025CES65976     33389353     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/08/2025 2 A A A A A A A A A A   PA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65976     33389355     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-01): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/01/2025 3 D D A A N/A N/A     D D   PA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66031     33391353     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/08/2025 2 A A A A A A A A A A   VA Primary Refinance - Cash-out - Other   D D A A A A D D Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES66031     33391356     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-01): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/01/2025 3 D D A A N/A N/A     D D   VA Primary Refinance - Cash-out - Other   D D A A A A D D Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES66062     33389836     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/08/2025 2 A A A A A A A A A A   CO Primary Refinance - Cash-out - Other   D D A A A A D D Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES66062     33389837     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-01): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/01/2025 3 D D A A N/A N/A     D D   CO Primary Refinance - Cash-out - Other   D D A A A A D D Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES66068     33398275     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/08/2025 2 A A A A A A A A A A   MO Primary Refinance - Cash-out - Other   C A C A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES66068     33398276     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-01): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/01/2025 2 A A A A N/A N/A     A A   MO Primary Refinance - Cash-out - Other   C A C A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES66068     33398658     Credit Missing Document General Missing Document Missing Document: [redacted] not provided   Newly opened [redacted] in the file is missing to confirm the monthly payment and balance owed.  Please provide for review.       Reviewer Comment (2025-05-09): Newly opened debts doesn't have payment and balance to verified debts. Exception Cleared.


Buyer Comment (2025-05-09): Please see attached, the borrower confirmed opening a new debt, but also confirmed there was no balance and no payment. We do not consider this a new debt and do not require additional documentation.
 05/09/2025     1 C A C A C A C A C A   MO Primary Refinance - Cash-out - Other   C A C A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES66071     33388516     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/07/2025 2 A A A A A A A A A A   NV Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66071     33388518     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-01): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/01/2025 3 D D A A N/A N/A     D D   NV Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66087     33391171     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/07/2025 2 A A A A A A A A A A   AZ Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66087     33391172     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-01): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/01/2025 3 D D A A N/A N/A     D D   AZ Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66130     33389663     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/07/2025 2 A A A A A A A A A A   NV Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES66130     33389664     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-01): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/01/2025 2 A A A A N/A N/A     A A   NV Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES66225     33389372     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/07/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66225     33389373     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-01): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/01/2025 3 D D A A N/A N/A     D D   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66250     33392123     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/07/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66250     33392124     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-01): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/01/2025 3 D D A A N/A N/A     D D   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66307     33389188     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing supporting secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-01): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/01/2025 3 D D A A N/A N/A     D D   CA Primary Refinance - Cash-out - Other   D D A A B B D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66307     33389189     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/07/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   D D A A B B D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66307     33396186     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC) Truth in Lending Act: [redacted]l was not executed on the proper Model Form for a refinancing by the same creditor. The [redacted]form was used, the [redacted] form should have been used.         Buyer Comment (2025-05-08): Seller acknowledges exception, no change to grading.
     05/08/2025 2 B B B B B B B B B B   CA Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form D D A A B B D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[REDACTED] RCKT2025CES66313     33389573     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/07/2025 2 A A A A A A A A A A   VA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66313     33389576     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-01): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/01/2025 3 D D A A N/A N/A     D D   VA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66352     33382485     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/06/2025 2 A A A A A A A A A A   DE Primary Refinance - Cash-out - Other   D D C A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66352     33382486     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-30): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/30/2025 3 D D A A N/A N/A     D D   DE Primary Refinance - Cash-out - Other   D D C A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66352     33386458     Credit Income / Employment Income Documentation Missing Document  [redacted] Documents are missing. - The [redacted] indicates the subject is in a [redacted], however, no [redacted]s were considered in qualifying or provided in the file. Additionally, a [redacted] was not attached to the mortgage. Please provide documentation confirming the subject is not in a [redacted] for review.       Reviewer Comment (2025-05-08): As per AVM property is [redacted] residence. Exception cleared


Buyer Comment (2025-05-07): The AVM lists this loan as a [redacted] residence and not a  [redacted]dues are not applicable or collected for this home.
 05/08/2025     1 C A C A C A C A C A   DE Primary Refinance - Cash-out - Other   D D C A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66364     33389800     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/07/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66364     33389802     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-01): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/01/2025 3 D D A A N/A N/A     D D   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66373     33389360     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/07/2025 2 A A A A A A A A A A   WA Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66373     33389366     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC) Truth in Lending Act: [redacted]was not executed on the proper Model Form for a refinancing by the same creditor. The [redacted] form was used, the [redacted] form should have been used.         Buyer Comment (2025-05-08): Seller acknowledges the exception, no change to grading.
     05/08/2025 2 B B B B B B B B B B   WA Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[REDACTED] RCKT2025CES66373     33396683     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-01): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/01/2025 2 A A A A N/A N/A     A A   WA Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66374     33389937     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/07/2025 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES66374     33389938     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-01): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/01/2025 2 A A A A N/A N/A     A A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES66391     33391442     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/07/2025 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66391     33391444     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-01): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/01/2025 3 D D A A N/A N/A     D D   FL Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66410     33389706     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/07/2025 2 A A A A A A A A A A   LA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66410     33389708     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-01): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/01/2025 2 A A A A N/A N/A     A A   LA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66418     33390137     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/07/2025 2 A A A A A A A A A A   AZ Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES66418     33390138     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-01): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/01/2025 2 A A A A N/A N/A     A A   AZ Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES66431     33391136     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/07/2025 2 A A A A A A A A A A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES66431     33391137     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-01): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/01/2025 2 A A A A N/A N/A     A A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES66434     33389724     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/07/2025 2 A A A A A A A A A A   VA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66434     33389725     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-01): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/01/2025 3 D D A A N/A N/A     D D   VA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66468     33389826     Compliance Compliance State Compliance Compliance [redacted] has been discontinued [redacted].  Most recent available index value used for bona fide discount point testing.           Reviewer Comment (2025-05-01): Seller acknowledges exception, no change to grading.
     05/01/2025 2 B B B B B B B B B B   AR Primary Refinance - Cash-out - Other   D D A A B B D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66468     33390035     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/07/2025 2 A A A A A A A A A A   AR Primary Refinance - Cash-out - Other   D D A A B B D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66468     33390040     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-01): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/01/2025 3 D D A A N/A N/A     D D   AR Primary Refinance - Cash-out - Other   D D A A B B D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66488     33390828     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/07/2025 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66488     33390958     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-01): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/01/2025 3 D D A A N/A N/A     D D   FL Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66546     33391254     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/07/2025 2 A A A A A A A A A A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES66546     33391274     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-01): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/01/2025 2 A A A A N/A N/A     A A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES66547     33362483     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/06/2025 2 A A A A A A A A A A   DC Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66547     33362486     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-04-28): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/28/2025 2 A A A A N/A N/A     A A   DC Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66564     33389390     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/07/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66564     33389392     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-01): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/01/2025 3 D D A A N/A N/A     D D   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66603     33391294     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/07/2025 2 A A A A A A A A A A   NV Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES66603     33391295     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-02): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/02/2025 2 A A A A N/A N/A     A A   NV Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES66619     33389738     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/07/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66619     33389739     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the supporting secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-01): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/01/2025 3 D D A A N/A N/A     D D   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66682     33389851     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/07/2025 2 A A A A A A A A A A   CO Primary Refinance - Cash-out - Other   D D C A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66682     33389859     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-01): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/01/2025 3 D D A A N/A N/A     D D   CO Primary Refinance - Cash-out - Other   D D C A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66682     33397135     Credit Income / Employment Income Documentation Missing Document  REO Documents are missing. - ___ The AVM indicates the subject is in a [redacted], however, no [redacted]dues were provided or considered in qualifying and a [redacted]Rider was not made part of the Security Instrument. Please provide documentation to support the subject is in a voluntary [redacted], or not in a [redacted].       Reviewer Comment (2025-05-09): No [redacted]dues for the subject property. Exception cleared


Buyer Comment (2025-05-08): Please be advised a secondary property verification review was completed and determined the property closed correctly as a [redacted]residence. The AVM is not a solid source of truth for PUD. The recorders office does not have any governing documents to support the property is a [redacted].
 05/09/2025     1 C A C A C A C A C A   CO Primary Refinance - Cash-out - Other   D D C A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66702     33389745     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/07/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66702     33389746     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-01): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/01/2025 3 D D A A N/A N/A     D D   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66728     33391423     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/07/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66728     33391427     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-01): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/01/2025 3 D D A A N/A N/A     D D   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66730     33389804     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-01): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/01/2025 3 D D A A N/A N/A     D D   AL Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66730     33389805     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/07/2025 2 A A A A A A A A A A   AL Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66738     33391185     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/07/2025 2 A A A A A A A A A A   IA Primary Refinance - Cash-out - Other   D D C A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66738     33391217     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-01): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/01/2025 3 D D A A N/A N/A     D D   IA Primary Refinance - Cash-out - Other   D D C A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66738     33391234     Credit Income / Employment Income Documentation Missing Document  [redacted] Documents are missing. - The file was missing the [redacted] dues documentation for this property, please provide for review.       Reviewer Comment (2025-05-08): Received revised [redacted] confirming there is no [redacted]dues for the subject property. Exception cleared..


Buyer Comment (2025-05-08): [redacted]dues were added in error for the subject property and had been removed as not applicable. Please see the attached for the updated [redacted]
 05/08/2025     1 C A C A C A C A C A   IA Primary Refinance - Cash-out - Other   D D C A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66739     33396430     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/07/2025 2 A A A A A A A A A A   OR Primary Refinance - Cash-out - Other   D D A A B B D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66739     33396466     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The [redacted] form was used, the [redacted] form should have been used.         Buyer Comment (2025-05-08): Seller acknowledges exception, no change to grading.
     05/08/2025 2 B B B B B B B B B B   OR Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form D D A A B B D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[REDACTED] RCKT2025CES66739     33396469     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-01): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/01/2025 3 D D A A N/A N/A     D D   OR Primary Refinance - Cash-out - Other   D D A A B B D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66780     33399062     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/07/2025 2 A A A A A A A A A A   MI Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66780     33399064     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-02): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/02/2025 3 D D A A N/A N/A     D D   MI Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66788     33389536     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.[redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-01): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/01/2025 3 D D A A N/A N/A     D D   FL Primary Refinance - Cash-out - Other   D D C A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66788     33389538     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/07/2025 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   D D C A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66788     33397619     Credit Missing Document General Missing Document Missing Document:[redacted] not provided   Newly opened debt disclosed in the file is missing to confirm the monthly payment and balance owed, if applicable.  Please provide for review.       Reviewer Comment (2025-05-09): Newly opened debts doesn't have payment and balance to verified debts. Exception Cleared.


Buyer Comment (2025-05-08): Please see the attached guidelines confirming no additional action is required if the debt is disclosed with [redacted] payment and [redacted]balance.
 05/09/2025     1 C A C A C A C A C A   FL Primary Refinance - Cash-out - Other   D D C A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66801     33399091     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/07/2025 2 A A A A A A A A A A   AZ Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66801     33399099     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-02): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/02/2025 3 D D A A N/A N/A     D D   AZ Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66808     33390108     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/07/2025 2 A A A A A A A A A A   KY Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66808     33390109     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-01): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/01/2025 3 D D A A N/A N/A     D D   KY Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66821     33398696     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-02): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/02/2025 3 D D A A N/A N/A     D D   CA Primary Refinance - Cash-out - Other   D D A A B B D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66821     33398697     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/07/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   D D A A B B D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66821     33401241     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The [redacted] form was used, the [redacted]form should have been used.         Buyer Comment (2025-05-08): Seller acknowledges exception, no change to grading.
     05/08/2025 2 B B B B B B B B B B   CA Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form D D A A B B D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[REDACTED] RCKT2025CES66832     33381433     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/06/2025 2 A A A A A A A A A A   PA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66832     33381436     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-04-30): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/30/2025 3 D D A A N/A N/A     D D   PA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66892     33389892     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/07/2025 2 A A A A A A A A A A   CO Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66892     33389898     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.[redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-01): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/01/2025 3 D D A A N/A N/A     D D   CO Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60023     33476867     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/23/2025 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES60023     33476868     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-23): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/23/2025 2 A A A A N/A N/A     A A   MD Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES60023     33476884     Compliance Compliance State Compliance State HPML (State HPML Disclosure) [redacted] Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) [redacted] Higher-Priced Mortgage Loan:  Borrower not provided with written disclosure of non-higher priced loans otherwise qualified for.         Buyer Comment (2025-05-27): Seller acknowledges the exception, no change to grading.
     05/27/2025 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES60023     33476885     Compliance Compliance State Compliance State HPML [redacted] HPML Threshold Test Non-Compliant [redacted] Higher-Priced Mortgage Loan: APR on subject loan of[redacted] or Final Disclosure APR of [redacted] is equal to or greater than the threshold of APOR [redacted]  Non-Compliant Higher Priced Loan.         Buyer Comment (2025-05-27): Seller acknowledges the exception, no change to grading.
     05/27/2025 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES60058     33476904     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/20/2025 2 A A A A A A A A A A   CO Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES60058     33476906     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-19): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/19/2025 2 A A A A N/A N/A     A A   CO Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES60066     33477034     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/20/2025 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   D D A A B B D D Non QM Non QM No
[REDACTED] RCKT2025CES60066     33477035     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-19): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/19/2025 3 D D A A N/A N/A     D D   MD Primary Refinance - Cash-out - Other   D D A A B B D D Non QM Non QM No
[REDACTED] RCKT2025CES60066     33477058     Compliance Compliance State Compliance State HPML (State HPML Disclosure) [redacted] Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) [redacted]Higher-Priced Mortgage Loan:  Borrower not provided with written disclosure of non-higher priced loans otherwise qualified for.         Buyer Comment (2025-05-21): Seller acknowledges exception, no change in grading
     05/21/2025 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   D D A A B B D D Non QM Non QM No
[REDACTED] RCKT2025CES60066     33477059     Compliance Compliance State Compliance State HPML [redacted]HPML Threshold Test Non-Compliant [redacted]Higher-Priced Mortgage Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is equal to or greater than the threshold of APOR [redacted].  Non-Compliant Higher Priced Loan.         Buyer Comment (2025-05-21): Seller acknowledges exception, no change in grading
     05/21/2025 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   D D A A B B D D Non QM Non QM No
[REDACTED] RCKT2025CES60079     33477330     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/20/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60079     33477331     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-19): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/19/2025 3 D D A A N/A N/A     D D   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60086     33476966     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/20/2025 2 A A A A A A A A A A   WI Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60086     33476968     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-19): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/19/2025 3 D D A A N/A N/A     D D   WI Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60101     33477152     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/22/2025 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   C B C A C B A A Non QM Non QM No
[REDACTED] RCKT2025CES60101     33477153     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-22): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/22/2025 2 A A A A N/A N/A     A A   MD Primary Refinance - Cash-out - Other   C B C A C B A A Non QM Non QM No
[REDACTED] RCKT2025CES60101     33477171     Compliance Compliance State Compliance State HPML (State HPML Disclosure) [redacted] Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) [redacted] Higher-Priced Mortgage Loan:  Borrower not provided with written disclosure of non-higher priced loans otherwise qualified for.         Buyer Comment (2025-05-23): Seller acknowledges exception, no change to grading.
     05/23/2025 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   C B C A C B A A Non QM Non QM No
[REDACTED] RCKT2025CES60101     33477172     Compliance Compliance State Compliance State HPML [redacted] HPML Threshold Test Non-Compliant [redacted]Higher-Priced Mortgage Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted]is equal to or greater than the threshold of APOR[redacted] Non-Compliant Higher Priced Loan.         Buyer Comment (2025-05-23): Seller acknowledges exception, no change to grading.
     05/23/2025 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   C B C A C B A A Non QM Non QM No
[REDACTED] RCKT2025CES60101     33498822     Credit Income / Employment Income Documentation Income / Employment Income Docs Missing: - The Co-borrower [redacted]was not provided. Please provide the complete[redacted] Only page [redacted]was provided.       Reviewer Comment (2025-05-27): [redacted] was provided to satisfy exception.  Exception cleared.


Reviewer Comment (2025-05-27): EXCEPTION HISTORY - Exception Explanation was updated on [redacted]PRIOR Exception Explanation: [redacted]


Buyer Comment (2025-05-27): Please see attached [redacted].


Reviewer Comment (2025-05-23): [redacted]received, [redacted] still pending for the year [redacted]


Buyer Comment (2025-05-23): Please see all other pages of the [redacted].
 05/27/2025     1 C A C A C A C A C A   MD Primary Refinance - Cash-out - Other   C B C A C B A A Non QM Non QM No
[REDACTED] RCKT2025CES60101     33506521     Compliance Compliance Federal Compliance ATR/QM Defect Check Loan Designation Match - ATR Risk Ability to Repay [redacted] Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk.         Reviewer Comment (2025-05-23): [redacted]received for the year [redacted]. Exception cleared


Buyer Comment (2025-05-23): Please see all other pages of the [redacted].
 05/23/2025     1 B A C A B A C A B A   MD Primary Refinance - Cash-out - Other Lender to provide updated ATR/QM Loan Designation C B C A C B A A Non QM Non QM Yes
[REDACTED] RCKT2025CES60101     33506523     Compliance Compliance Federal Compliance ATR/QM Defect General Ability To Repay Provision Investor Guidelines Ability to Repay (redacted): Based on the loan failing one or more guideline components, the loan is at ATR risk. Result of missing [redacted]       Reviewer Comment (2025-05-23): [redacted]received for the year [redacted]. Exception cleared


Buyer Comment (2025-05-23): Please see all other pages of the [redacted].
 05/23/2025     1 C A C A C A C A C A   MD Primary Refinance - Cash-out - Other   C B C A C B A A Non QM Non QM No
[REDACTED] RCKT2025CES60122     33476913     Compliance Compliance State Compliance State HPML (State HPML Disclosure) [redacted] Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) [redacted]Higher-Priced Mortgage Loan:  Borrower not provided with written disclosure of non-higher priced loans otherwise qualified for.         Buyer Comment (2025-05-21): Seller acknowledges the exception, no change to grading.
     05/21/2025 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES60122     33476914     Compliance Compliance State Compliance State HPML [redacted] HPML Threshold Test Non-Compliant [redacted]Higher-Priced Mortgage Loan: APR on subject loan of [redacted]or Final Disclosure APR of [redacted] is equal to or greater than the threshold of APOR [redacted].  Non-Compliant Higher Priced Loan.         Buyer Comment (2025-05-21): Seller acknowledges the exception, no change to grading.
     05/21/2025 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES60122     33476920     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/20/2025 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES60122     33476921     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-19): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/19/2025 2 A A A A N/A N/A     A A   MD Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES60129     33478856     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/20/2025 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   D D A A B B D D Non QM Non QM No
[REDACTED] RCKT2025CES60129     33478908     Compliance Compliance State Compliance State HPML (State HPML Disclosure) [redacted] Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) [redacted]Higher-Priced Mortgage Loan:  Borrower not provided with written disclosure of non-higher priced loans otherwise qualified for.         Buyer Comment (2025-05-21): Seller acknowledges exception, no change to grading.
     05/21/2025 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   D D A A B B D D Non QM Non QM No
[REDACTED] RCKT2025CES60129     33478909     Compliance Compliance State Compliance State HPML [redacted]HPML Threshold Test Non-Compliant [redacted]Higher-Priced Mortgage Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is equal to or greater than the threshold of APOR [redacted].  Non-Compliant Higher Priced Loan.         Buyer Comment (2025-05-21): Seller acknowledges exception, no change to grading.
     05/21/2025 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   D D A A B B D D Non QM Non QM No
[REDACTED] RCKT2025CES60129     33484909     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-19): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/19/2025 3 D D A A N/A N/A     D D   MD Primary Refinance - Cash-out - Other   D D A A B B D D Non QM Non QM No
[REDACTED] RCKT2025CES60131     33477347     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/22/2025 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60131     33477348     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-22): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/22/2025 3 D D A A N/A N/A     D D   MD Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60141     33476930     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/22/2025 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES60141     33476931     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-22): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/22/2025 2 A A A A N/A N/A     A A   MD Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES60141     33476964     Compliance Compliance State Compliance State HPML (State HPML Disclosure) [redacted] Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) [redacted] Higher-Priced Mortgage Loan:  Borrower not provided with written disclosure of non-higher priced loans otherwise qualified for.         Buyer Comment (2025-05-23): Seller acknowledges the exception, no change to grading.
     05/23/2025 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES60141     33476965     Compliance Compliance State Compliance State HPML [redacted] HPML Threshold Test Non-Compliant [redacted] Higher-Priced Mortgage Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is equal to or greater than the threshold of APOR [redacted].  Non-Compliant Higher Priced Loan.         Buyer Comment (2025-05-23): Seller acknowledges the exception, no change to grading.
     05/23/2025 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES60152     33477031     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/20/2025 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   C B A A C B A A Non QM Non QM No
[REDACTED] RCKT2025CES60152     33477033     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-19): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/19/2025 2 A A A A N/A N/A     A A   MD Primary Refinance - Cash-out - Other   C B A A C B A A Non QM Non QM No
[REDACTED] RCKT2025CES60152     33477072     Compliance Compliance State Compliance State HPML (State HPML Disclosure) [redacted] Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) [redacted] Higher-Priced Mortgage Loan:  Borrower not provided with written disclosure of non-higher priced loans otherwise qualified for.         Buyer Comment (2025-05-21): seller accepts; no change to grading.
     05/21/2025 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   C B A A C B A A Non QM Non QM No
[REDACTED] RCKT2025CES60152     33477073     Compliance Compliance State Compliance State HPML [redacted] HPML Threshold Test Non-Compliant [redacted] Higher-Priced Mortgage Loan: APR on subject loan of  [redacted] or Final Disclosure APR of  [redacted] is equal to or greater than the threshold of APOR  [redacted].  Non-Compliant Higher Priced Loan.         Buyer Comment (2025-05-21): seller accepts; no change to grading.
     05/21/2025 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   C B A A C B A A Non QM Non QM No
[REDACTED] RCKT2025CES60152     33477074     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form Notice of Right to Cancel Missing Truth in Lending Act: Notice of Right to Cancel was not provided.         Reviewer Comment (2025-06-02): [redacted]RTC provided, exception cleared.


Buyer Comment (2025-06-02): Loan is in [redacted], which is in the [redacted]th circuit court.[redacted] is allowed in [redacted] to open recission, and usually results in an [redacted]. Please clear exception and set exception for [redacted] on a same lender refinance, which is an[redacted]


Reviewer Comment (2025-06-02): [redacted] RTC was provided, [redacted] RTC is required as the loan is a same lender refinance. Please provide the [redacted] RTC, LOE to the borrower, and proof of delivery (can be electronic vs mailed). This exception cannot be cured until the new rescission period ends.


Buyer Comment (2025-05-30): [redacted]: please see the reopened redisclosure.
 06/02/2025     1 C A C A C A C A C A   MD Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B A A C B A A Non QM Non QM Yes
[REDACTED] RCKT2025CES60163     33478187     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/20/2025 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   D D C A A A D D Non QM Non QM No
[REDACTED] RCKT2025CES60163     33478188     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-19): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/19/2025 3 D D A A N/A N/A     D D   MD Primary Refinance - Cash-out - Other   D D C A A A D D Non QM Non QM No
[REDACTED] RCKT2025CES60163     33482301     Credit Income / Employment Income Documentation Missing Document  [redacted]Documents are missing. - The file was missing evidence of the [redacted]dues for the subject property, please provide for review.       Reviewer Comment (2025-05-21): Appraisal report received reflecting [redacted]dues. Exception cleared.


Buyer Comment (2025-05-21): Please see the attached screenshot from a previous appraisal confirming the [redacted]
 05/21/2025     1 C A C A C A C A C A   MD Primary Refinance - Cash-out - Other   D D C A A A D D Non QM Non QM No
[REDACTED] RCKT2025CES60164     33477289     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/22/2025 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   C B C A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES60164     33477290     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-22): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/22/2025 2 A A A A N/A N/A     A A   MD Primary Refinance - Cash-out - Other   C B C A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES60164     33477291     Credit Income / Employment Income Documentation Income / Employment Income Docs Missing: - The [redacted] party verification of the borrower's C-Corp business does not have a document date or timestamp. Please provide evidence that the [redacted]party verification was obtained no more than [redacted] calendar days prior to the note date.       Reviewer Comment (2025-05-23): Received [redacted] document with timestamped, Exception Cleared.


Buyer Comment (2025-05-23): Please see attached, internal timestamp of the [redacted] confirming it was obtained within [redacted]days of close
 05/23/2025     1 C A C A C A C A C A   MD Primary Refinance - Cash-out - Other   C B C A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES60164     33477295     Compliance Compliance Federal Compliance ATR/QM [redacted] Tax Return Recency - ATR Ability to Repay [redacted] Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date [redacted] Most Recent Tax Return End Date[redacted] Tax Return Due Date [redacted] [redacted] was not present in the file. Evidence of tax return extension was not provided.       Buyer Comment (2025-05-23): Seller acknowledges exception, no change to grading.
     05/23/2025 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   C B C A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES60164     33477296     Compliance Compliance State Compliance State HPML (State HPML Disclosure) [redacted] Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) [redacted] Higher-Priced Mortgage Loan:  Borrower not provided with written disclosure of non-higher priced loans otherwise qualified for.         Buyer Comment (2025-05-23): Seller acknowledges exception, no change to grading.
     05/23/2025 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   C B C A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES60164     33477297     Compliance Compliance State Compliance State HPML [redacted] HPML Threshold Test Non-Compliant [redacted] Higher-Priced Mortgage Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted]is equal to or greater than the threshold of APOR[redacted]  Non-Compliant Higher Priced Loan.         Buyer Comment (2025-05-23): Seller acknowledges exception, no change to grading.
     05/23/2025 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   C B C A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES60165     33476993     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/20/2025 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES60165     33476995     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-19): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/19/2025 2 A A A A N/A N/A     A A   MD Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES60165     33476998     Compliance Compliance State Compliance State HPML (State HPML Disclosure) [redacted] Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) [redacted]Higher-Priced Mortgage Loan:  Borrower not provided with written disclosure of non-higher priced loans otherwise qualified for.         Buyer Comment (2025-05-21): Seller acknowledges exception, no change in grading
     05/21/2025 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES60165     33476999     Compliance Compliance State Compliance State HPML [redacted]HPML Threshold Test Non-Compliant [redacted]Higher-Priced Mortgage Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is equal to or greater than the threshold of APOR [redacted].  Non-Compliant Higher Priced Loan.         Buyer Comment (2025-05-21): Seller acknowledges exception, no change in grading
     05/21/2025 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES60169     33476932     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/20/2025 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60169     33476933     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-19): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/19/2025 3 D D A A N/A N/A     D D   MD Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60175     33477090     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/20/2025 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60175     33477091     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-19): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/19/2025 2 A A A A N/A N/A     A A   MD Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60177     33477255     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/20/2025 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES60177     33477256     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-19): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/19/2025 2 A A A A N/A N/A     A A   MD Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES60177     33477265     Compliance Compliance State Compliance State HPML (State HPML Disclosure) [redacted] Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) [redacted]Higher-Priced Mortgage Loan:  Borrower not provided with written disclosure of non-higher priced loans otherwise qualified for.         Buyer Comment (2025-05-21): Seller acknowledges exception, no change to grading.
     05/21/2025 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES60177     33477266     Compliance Compliance State Compliance State HPML [redacted]HPML Threshold Test Non-Compliant [redacted]Higher-Priced Mortgage Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is equal to or greater than the threshold of APOR [redacted].  Non-Compliant Higher Priced Loan.         Buyer Comment (2025-05-21): Seller acknowledges exception, no change to grading.
     05/21/2025 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES60178     33476992     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/20/2025 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60178     33476994     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-19): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/19/2025 3 D D A A N/A N/A     D D   MD Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60194     33477027     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/22/2025 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES60194     33477028     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-22): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/22/2025 2 A A A A N/A N/A     A A   MD Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES60194     33477054     Compliance Compliance State Compliance State HPML (State HPML Disclosure) [redacted] Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) [redacted] Higher-Priced Mortgage Loan:  Borrower not provided with written disclosure of non-higher priced loans otherwise qualified for.         Buyer Comment (2025-05-23): seller accepts; no change to grading.
     05/23/2025 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES60194     33477055     Compliance Compliance State Compliance State HPML [redacted] HPML Threshold Test Non-Compliant [redacted] Higher-Priced Mortgage Loan: APR on subject loan of[redacted] or Final Disclosure APR of [redacted] is equal to or greater than the threshold of APOR [redacted].  Non-Compliant Higher Priced Loan.         Buyer Comment (2025-05-23): seller accepts; no change to grading.
     05/23/2025 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES60195     33476947     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/20/2025 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60195     33476948     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-19): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/19/2025 3 D D A A N/A N/A     D D   MD Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60212     33477095     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/20/2025 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   C B C A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES60212     33477096     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-19): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/19/2025 2 A A A A N/A N/A     A A   MD Primary Refinance - Cash-out - Other   C B C A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES60212     33477103     Credit Income / Employment Income Documentation Missing Document  [redacted]Documents are missing. - The file was missing all PITIA documentation for this property, please provide for review.       Reviewer Comment (2025-05-22): Thanks for providing the confirmation there is no [redacted] on the property & Tax amount has been updated. Exception cleared.


Buyer Comment (2025-05-21): The [redacted] documents are in your loan file: [redacted] from client confirming this home has no[redacted] on page [redacted], property tax documents are on pages[redacted] with money/payment conversion page on[redacted]
 05/22/2025     1 C A C A C A C A C A   MD Primary Refinance - Cash-out - Other   C B C A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES60212     33477111     Compliance Compliance State Compliance State HPML (State HPML Disclosure) [redacted] Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) [redacted]Higher-Priced Mortgage Loan:  Borrower not provided with written disclosure of non-higher priced loans otherwise qualified for.         Buyer Comment (2025-05-21): Seller acknowledges the exception, no change to grading.
     05/21/2025 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   C B C A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES60212     33477112     Compliance Compliance State Compliance State HPML [redacted]HPML Threshold Test Non-Compliant [redacted]Higher-Priced Mortgage Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is equal to or greater than the threshold of APOR [redacted].  Non-Compliant Higher Priced Loan.         Buyer Comment (2025-05-21): Seller acknowledges the exception, no change to grading.
     05/21/2025 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   C B C A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES60217     33477795     Compliance Compliance State Compliance State HPML (State HPML Disclosure) [redacted] Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) [redacted] Higher-Priced Mortgage Loan:  Borrower not provided with written disclosure of non-higher priced loans otherwise qualified for.         Buyer Comment (2025-05-23): Seller acknowledges. No change to grading.
     05/23/2025 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES60217     33477796     Compliance Compliance State Compliance State HPML [redacted] HPML Threshold Test Non-Compliant [redacted] Higher-Priced Mortgage Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is equal to or greater than the threshold of APOR[redacted]  Non-Compliant Higher Priced Loan.         Buyer Comment (2025-05-23): Seller acknowledges. No change to grading.
     05/23/2025 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES60217     33477808     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/22/2025 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES60217     33477809     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-22): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/22/2025 2 A A A A N/A N/A     A A   MD Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES60227     33477157     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/20/2025 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   D D A A B B D D Non QM Non QM No
[REDACTED] RCKT2025CES60227     33477158     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-19): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/19/2025 3 D D A A N/A N/A     D D   MD Primary Refinance - Cash-out - Other   D D A A B B D D Non QM Non QM No
[REDACTED] RCKT2025CES60227     33477165     Compliance Compliance State Compliance State HPML (State HPML Disclosure) [redacted] Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) [redacted]Higher-Priced Mortgage Loan:  Borrower not provided with written disclosure of non-higher priced loans otherwise qualified for.         Buyer Comment (2025-05-21): Seller acknowledges exception, no change to grading.
     05/21/2025 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   D D A A B B D D Non QM Non QM No
[REDACTED] RCKT2025CES60227     33477166     Compliance Compliance State Compliance State HPML [redacted] HPML Threshold Test Non-Compliant [redacted]Higher-Priced Mortgage Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is equal to or greater than the threshold of APOR [redacted].  Non-Compliant Higher Priced Loan.         Buyer Comment (2025-05-21): Seller acknowledges exception, no change to grading.
     05/21/2025 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   D D A A B B D D Non QM Non QM No
[REDACTED] RCKT2025CES60239     33477333     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/20/2025 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES60239     33477334     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-19): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/19/2025 2 A A A A N/A N/A     A A   MD Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES60239     33477337     Compliance Compliance State Compliance State HPML (State HPML Disclosure) [redacted] Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) [redacted]Higher-Priced Mortgage Loan:  Borrower not provided with written disclosure of non-higher priced loans otherwise qualified for.         Buyer Comment (2025-05-21): seller accepts; no change to grading.
     05/21/2025 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES60239     33477338     Compliance Compliance State Compliance State HPML [redacted]HPML Threshold Test Non-Compliant [redacted]Higher-Priced Mortgage Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is equal to or greater than the threshold of APOR [redacted].  Non-Compliant Higher Priced Loan.         Buyer Comment (2025-05-21): seller accepts; no change to grading.
     05/21/2025 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES60243     33477012     Compliance Compliance State Compliance State HPML (State HPML Disclosure) [redacted] Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) [redacted]Higher-Priced Mortgage Loan:  Borrower not provided with written disclosure of non-higher priced loans otherwise qualified for.         Buyer Comment (2025-05-21): Seller acknowledges. No change to grading.
     05/21/2025 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES60243     33477013     Compliance Compliance State Compliance State HPML [redacted]HPML Threshold Test Non-Compliant [redacted]Higher-Priced Mortgage Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is equal to or greater than the threshold of APOR [redacted].  Non-Compliant Higher Priced Loan.         Buyer Comment (2025-05-21): Seller acknowledges. No change to grading.
     05/21/2025 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES60243     33477015     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/20/2025 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES60243     33477016     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-19): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/19/2025 2 A A A A N/A N/A     A A   MD Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES60255     33487626     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/22/2025 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60255     33487631     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-22): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/22/2025 3 D D A A N/A N/A     D D   MD Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60257     33477181     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/20/2025 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES60257     33477182     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-19): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/19/2025 2 A A A A N/A N/A     A A   MD Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES60257     33477187     Compliance Compliance State Compliance State HPML (State HPML Disclosure) [redacted] Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) [redacted]Higher-Priced Mortgage Loan:  Borrower not provided with written disclosure of non-higher priced loans otherwise qualified for.         Buyer Comment (2025-05-21): Seller acknowledges exception, no change in grading
     05/21/2025 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES60257     33477188     Compliance Compliance State Compliance State HPML [redacted]HPML Threshold Test Non-Compliant [redacted]Higher-Priced Mortgage Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is equal to or greater than the threshold of APOR [redacted].  Non-Compliant Higher Priced Loan.         Buyer Comment (2025-05-21): Seller acknowledges exception, no change in grading
     05/21/2025 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES60271     33477379     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/20/2025 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   D D A A B B D D Non QM Non QM No
[REDACTED] RCKT2025CES60271     33477380     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal from prior transaction was in file. Secondary valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-19): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/19/2025 3 D D A A N/A N/A D D D D   MD Primary Refinance - Cash-out - Other   D D A A B B D D Non QM Non QM No
[REDACTED] RCKT2025CES60271     33477387     Compliance Compliance State Compliance State HPML (State HPML Disclosure) [redacted] Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) [redacted]Higher-Priced Mortgage Loan:  Borrower not provided with written disclosure of non-higher priced loans otherwise qualified for.         Buyer Comment (2025-05-21): Seller acknowledges exception, no change to grading.
     05/21/2025 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   D D A A B B D D Non QM Non QM No
[REDACTED] RCKT2025CES60271     33477388     Compliance Compliance State Compliance State HPML [redacted]HPML Threshold Test Non-Compliant [redacted]Higher-Priced Mortgage Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is equal to or greater than the threshold of APOR[redacted].  Non-Compliant Higher Priced Loan.         Buyer Comment (2025-05-21): Seller acknowledges exception, no change to grading.
     05/21/2025 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   D D A A B B D D Non QM Non QM No
[REDACTED] RCKT2025CES60284     33477076     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/20/2025 2 A A A A A A A A A A   MD Second Home Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60284     33477077     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-19): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/19/2025 3 D D A A N/A N/A     D D   MD Second Home Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60289     33477988     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/20/2025 2 A A A A A A A A A A   MA Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES60289     33477989     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-19): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/19/2025 2 A A A A N/A N/A     A A   MA Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES60289     33478007     Compliance Compliance State Compliance State HPML [redacted]HPML Threshold Test Compliant [redacted]Higher-Priced Mortgage Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is equal to or greater than the threshold of APOR [redacted]  Compliant Higher Priced Loan.         Buyer Comment (2025-05-21): Seller acknowledges the exception, no change to grading.
     05/21/2025 2 B B B B B B B B B B   MA Primary Refinance - Cash-out - Other No obvious cure B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES60290     33476880     Compliance Compliance State Compliance State HPML (State HPML Disclosure) [redacted] Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) [[redacted]]Higher-Priced Mortgage Loan:  Borrower not provided with written disclosure of non-higher priced loans otherwise qualified for.         Buyer Comment (2025-05-21): Seller acknowledges exception, no change to grading.
     05/21/2025 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES60290     33476881     Compliance Compliance State Compliance State HPML [redacted]HPML Threshold Test Non-Compliant [redacted]Higher-Priced Mortgage Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is equal to or greater than the threshold of APOR [redacted].  Non-Compliant Higher Priced Loan.         Buyer Comment (2025-05-21): Seller acknowledges exception, no change to grading.
     05/21/2025 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES60290     33476887     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/20/2025 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES60290     33476888     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-19): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/19/2025 2 A A A A N/A N/A     A A   MD Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES60294     33477267     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/20/2025 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES60294     33477268     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-19): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/19/2025 2 A A A A N/A N/A     A A   MD Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES60294     33477272     Compliance Compliance State Compliance State HPML (State HPML Disclosure) [redacted] Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) [redacted]Higher-Priced Mortgage Loan:  Borrower not provided with written disclosure of non-higher priced loans otherwise qualified for.         Buyer Comment (2025-05-21): seller accepts; no change to grading.
     05/21/2025 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES60294     33477273     Compliance Compliance State Compliance State HPML [redacted]HPML Threshold Test Non-Compliant [redacted]Higher-Priced Mortgage Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is equal to or greater than the threshold of APOR [redacted].  Non-Compliant Higher Priced Loan.         Buyer Comment (2025-05-21): seller accepts; no change to grading.
     05/21/2025 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES60295     33477227     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/20/2025 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   D D A A B B D D Non QM Non QM No
[REDACTED] RCKT2025CES60295     33477228     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-19): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/19/2025 3 D D A A N/A N/A     D D   MD Primary Refinance - Cash-out - Other   D D A A B B D D Non QM Non QM No
[REDACTED] RCKT2025CES60295     33477231     Compliance Compliance State Compliance State HPML (State HPML Disclosure) [redacted] Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) [redacted]Higher-Priced Mortgage Loan:  Borrower not provided with written disclosure of non-higher priced loans otherwise qualified for.         Buyer Comment (2025-05-21): Seller acknowledges. No change to grading.
     05/21/2025 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   D D A A B B D D Non QM Non QM No
[REDACTED] RCKT2025CES60295     33477232     Compliance Compliance State Compliance State HPML [redacted]HPML Threshold Test Non-Compliant [redacted] Higher-Priced Mortgage Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is equal to or greater than the threshold of APOR [redacted].  Non-Compliant Higher Priced Loan.         Buyer Comment (2025-05-21): Seller acknowledges. No change to grading.
     05/21/2025 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   D D A A B B D D Non QM Non QM No
[REDACTED] RCKT2025CES60308     33477107     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-19): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/19/2025 2 A A A A N/A N/A     A A   MD Primary Refinance - Cash-out - Other   C B C A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES60308     33477108     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/20/2025 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   C B C A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES60308     33477113     Credit Income / Employment Income Documentation Missing Document  [redacted]Documents are missing. - ___ The file is missing the mortgage [redacted]dues documentation for this property. Please provide for review.       Reviewer Comment (2025-05-21): Received Zillow document reflecting no [redacted]dues. Exception cleared.


Buyer Comment (2025-05-21): Please see the Zillow screen shot attached that confirms there are no [redacted] [redacted] [redacted]
 05/21/2025     1 C A C A C A C A C A   MD Primary Refinance - Cash-out - Other   C B C A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES60308     33477146     Compliance Compliance State Compliance State HPML (State HPML Disclosure) [redacted] Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) [redacted]Higher-Priced Mortgage Loan:  Borrower not provided with written disclosure of non-higher priced loans otherwise qualified for.         Buyer Comment (2025-05-21): Seller acknowledges exception, no change in grading
     05/21/2025 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   C B C A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES60308     33477147     Compliance Compliance State Compliance State HPML [redacted]HPML Threshold Test Non-Compliant [redacted]Higher-Priced Mortgage Loan: APR on subject loan of[redacted] or Final Disclosure APR of [redacted] is equal to or greater than the threshold of APOR[redacted].  Non-Compliant Higher Priced Loan.         Buyer Comment (2025-05-21): Seller acknowledges exception, no change in grading
     05/21/2025 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   C B C A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES60315     33478451     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/20/2025 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES60315     33478453     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-19): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/19/2025 2 A A A A N/A N/A     A A   MD Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES60315     33478501     Compliance Compliance State Compliance State HPML (State HPML Disclosure) [redacted] Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) [redacted]Higher-Priced Mortgage Loan:  Borrower not provided with written disclosure of non-higher priced loans otherwise qualified for.         Buyer Comment (2025-05-21): Seller acknowledges exception, no change to grading.
     05/21/2025 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES60315     33478502     Compliance Compliance State Compliance State HPML [redacted]HPML Threshold Test Non-Compliant [redacted]Higher-Priced Mortgage Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is equal to or greater than the threshold of APOR [redacted].  Non-Compliant Higher Priced Loan.         Buyer Comment (2025-05-21): Seller acknowledges exception, no change to grading.
     05/21/2025 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES60330     33478549     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/20/2025 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   D D C A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60330     33478551     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-19): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/19/2025 3 D D A A N/A N/A     D D   MD Primary Refinance - Cash-out - Other   D D C A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60330     33484184     Credit Income / Employment Income Documentation Missing Document  [redacted]Documents are missing. - The file is missing the [redacted]verification for this Property. Please provide for review.       Reviewer Comment (2025-05-22): Provided [redacted]Verification document. Exception Cleared.


Buyer Comment (2025-05-21): [redacted]verification is in your loan file on pages [redacted], property [redacted] documentation confirming [redacted]dues.
 05/22/2025     1 C A C A C A C A C A   MD Primary Refinance - Cash-out - Other   D D C A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60335     33476895     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/20/2025 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60335     33476900     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-19): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/19/2025 3 D D A A N/A N/A     D D   MD Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60341     33476969     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-19): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/19/2025 3 D D A A N/A N/A     D D   MD Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60341     33476972     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/20/2025 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60346     33476863     Compliance Compliance State Compliance State HPML (State HPML Disclosure) [redacted] Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) [redacted] Higher-Priced Mortgage Loan:  Borrower not provided with written disclosure of non-higher priced loans otherwise qualified for.         Buyer Comment (2025-05-27): Seller acknowledges the exception, no change to grading.
     05/27/2025 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   C B C A C B A A Non QM Non QM No
[REDACTED] RCKT2025CES60346     33476864     Compliance Compliance State Compliance State HPML [redacted] HPML Threshold Test Non-Compliant [redacted] Higher-Priced Mortgage Loan: APR on subject loan of  [redacted]or Final Disclosure APR of  [redacted] is equal to or greater than the threshold of APOR  [redacted].  Non-Compliant Higher Priced Loan.         Buyer Comment (2025-05-27): Seller acknowledges the exception, no change to grading.
     05/27/2025 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   C B C A C B A A Non QM Non QM No
[REDACTED] RCKT2025CES60346     33476865     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/23/2025 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   C B C A C B A A Non QM Non QM No
[REDACTED] RCKT2025CES60346     33476866     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-22): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/22/2025 2 A A A A N/A N/A     A A   MD Primary Refinance - Cash-out - Other   C B C A C B A A Non QM Non QM No
[REDACTED] RCKT2025CES60346     33512384     Compliance Compliance Federal Compliance ATR/QM Defect Check Loan Designation Match - ATR Risk Ability to Repay (Dodd-Frank  [redacted]): Originator Loan Designation of  [redacted]does not match Due Diligence Loan Designation of ATR Risk. DTI exceeds  [redacted]       Reviewer Comment (2025-05-29): Additional income was used for borrower's primary employment and DTI is now under  [redacted].  Exception cleared.


Reviewer Comment (2025-05-27): Total PITI on subject is $ [redacted] (1st P&I $ [redacted]+ HOI [redacted] + Tax $ [redacted]+ HOA  [redacted] + PMI $ [redacted]) This figure does not include shortage of $ [redacted].  Final  [redacted]has total primary housing expense of $ [redacted] with DTI of  [redacted].   DTI exceeds  [redacted].  Exception remains.


Buyer Comment (2025-05-27): It was included. Please see attached screenshot of the [redacted] as well as the mortgage statement for the first lien. Adding all escrow except the overage (which is not included) the total is $[redacted]. Please review to clear ths condition.
 05/29/2025     1 B A C A B A C A B A   MD Primary Refinance - Cash-out - Other Lender to provide updated ATR/QM Loan Designation C B C A C B A A Non QM Non QM Yes
[REDACTED] RCKT2025CES60346     33512385     Compliance Compliance Federal Compliance ATR/QM Defect General ATR Provision Investor and Non QM DTIs don't match and both moderately exceed Guidelines Ability to Repay (Dodd-Frank  [redacted]): The DTIs calculated in accordance with the Lenders Guidelines of  [redacted] and based on  [redacted](c)(5) of  [redacted] moderately exceed the guideline maximum of  [redacted]. (DTI Exception is eligible to be regraded with compensating factors.) PMI of $ [redacted]on first lien was not included in DTI.       Reviewer Comment (2025-05-29): Additional income was used for borrower's primary employment and DTI is now under  [redacted].  Exception cleared.


Reviewer Comment (2025-05-27): Total PITI on subject is $ [redacted] (1st P&I $ [redacted]+ HOI [redacted] + Tax $ [redacted]+ HOA [redacted] + PMI $ [redacted]) This figure does not include shortage of $ [redacted]. Final [redacted]has total primary housing expense of $ [redacted] with DTI of [redacted]. DTI exceeds [redacted]. Exception remains.


Buyer Comment (2025-05-27): It was included. Please see attached screenshot of the [redacted] as well as the mortgage statement for the first lien. Adding all escrow except the overage (which is not included) the total is $[redacted]. Please review to clear ths condition.
 05/29/2025     1 C A C A C A C A C A   MD Primary Refinance - Cash-out - Other   C B C A C B A A Non QM Non QM No
[REDACTED] RCKT2025CES60346     33512401     Credit Credit AUS Discrepancy / Guidelines Discrepancy Guideline Guideline Requirement: Investor qualifying total debt ratio discrepancy.   PMI of $ [redacted]on first lien was not included in DTI.       Reviewer Comment (2025-05-29): Additional income was used for borrower's primary employment and DTI is now under  [redacted]. Exception cleared.


Buyer Comment (2025-05-29): The $ [redacted]PMI has been added to the  [redacted]and [redacted]under the P&I of the first lien. This is due to a system limitation that prevents the PMI from being broken out.

Regarding the DDI: The previously disclosed income would result in a DTI of [redacted]. However there was additional income not included on the  [redacted]and  [redacted] that are now. This income is from the paystub which can be included in the YTD base earnings.

Calculation:

This is for the [redacted] employer only.

• Projected base earnings this year of $[redacted] = (year to date base earnings of $ [redacted] /  [redacted]months paid this year) x  [redacted]months paid per year = $ [redacted] per month
• $[redacted] of year to date overtime income /  [redacted] months paid this year = $ [redacted]per month
• Total for this employer $ [redacted]/month.
• Total income with both employers is $ [redacted]
• Total DTI = [redacted]


Buyer Comment (2025-05-29): The $ [redacted]PMI has been added to the  [redacted] and  [redacted] under the P&I of the first lien. This is due to a system limitation that prevents the PMI from being broken out.

Regarding the DDI: The previously disclosed income would result in a DTI of  [redacted]. However there was additional income not included on the  [redacted]nd  [redacted]that are now. This income is from the paystub which can be included in the YTD base earnings.

Calculation:

This is for the [redacted] employer only.

• Projected base earnings this year of $ [redacted] = (year to date base earnings of $ [redacted]months paid this year) x  [redacted] months paid per year = $ [redacted] per month
• $ [redacted] of year to date overtime income /  [redacted] months paid this year = $ [redacted] per month
• Total for this employer $ [redacted]/month.
• Total income with both employers is $ [redacted]
• Total DTI =  [redacted]


Reviewer Comment (2025-05-27): Total PITI on subject is $ [redacted] (1st P&I $ [redacted]+ HOI [redacted] + Tax $ [redacted]+ HOA [redacted] + PMI $ [redacted]) This figure does not include shortage of $ [redacted]. Final [redacted]has total primary housing expense of $ [redacted] with DTI of [redacted]. DTI exceeds [redacted]. Exception remains.


Buyer Comment (2025-05-27): It was included. Please see attached screenshot of the [redacted] as well as the mortgage statement for the first lien. Adding all escrow except the overage (which is not included) the total is $[redacted]. Please review to clear ths condition.
 05/29/2025     1 C A C A C A C A C A   MD Primary Refinance - Cash-out - Other   C B C A C B A A Non QM Non QM No
[REDACTED] RCKT2025CES60346     33512705     Compliance Compliance Federal Compliance ATR/QM Defect General Ability To Repay Provision Investor Guidelines Ability to Repay (Dodd-Frank  [redacted]): Based on the loan failing one or more guideline components, the loan is at ATR risk. DTI exceeds  [redacted]       Reviewer Comment (2025-05-29): Additional income was used for borrower's primary employment and DTI is now under  [redacted].  Exception cleared.


Buyer Comment (2025-05-29): The $ [redacted]PMI has been added to the [redacted] and  [redacted] under the P&I of the first lien. This is due to a system limitation that prevents the PMI from being broken out.

Regarding the DDI: The previously disclosed income would result in a DTI of  [redacted]. However there was additional income not included on the [redacted]and  [redacted] that are now. This income is from the paystub which can be included in the YTD base earnings.

Calculation:

This is for the [redacted] employer only.

• Projected base earnings this year of $ [redacted]= (year to date base earnings of $ [redacted]/  [redacted] months paid this year) x [redacted] months paid per year = $ [redacted]per month
• $[redacted]of year to date overtime income /  [redacted] months paid this year = $ [redacted] per month
• Total for this employer $ [redacted]
• Total income with both employers is $ [redacted]
• Total DTI =  [redacted]


Reviewer Comment (2025-05-27): Total PITI on subject is $ [redacted] (1st P&I $ [redacted]+ HOI [redacted] + Tax $ [redacted]+ HOA [redacted] + PMI $ [redacted]) This figure does not include shortage of $ [redacted]. Final [redacted]has total primary housing expense of $ [redacted] with DTI of [redacted]. DTI exceeds [redacted]. Exception remains.


Buyer Comment (2025-05-27): It was included. Please see attached screenshot of the [redacted] as well as the mortgage statement for the first lien. Adding all escrow except the overage (which is not included) the total is $[redacted]. Please review to clear ths condition.
 05/29/2025     1 C A C A C A C A C A   MD Primary Refinance - Cash-out - Other   C B C A C B A A Non QM Non QM No
[REDACTED] RCKT2025CES60349     33477342     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/22/2025 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   D D C A C A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60349     33477343     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-22): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/22/2025 3 D D A A N/A N/A     D D   MD Primary Refinance - Cash-out - Other   D D C A C A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60349     33477344     Credit Income / Employment Income Documentation Income / Employment Income Docs Missing: - The [redacted]provided is completely blank. Please provide the [redacted]for review.       Reviewer Comment (2025-05-23): [redacted]received for the year [redacted]. Exception cleared.


Buyer Comment (2025-05-23): Please see the attached [redacted]
 05/23/2025     1 C A C A C A C A C A   MD Primary Refinance - Cash-out - Other   D D C A C A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60349     33506792     Compliance Compliance Federal Compliance ATR/QM Defect General QM Provision Investor Guidelines Violation General QM: Based on the loan failing one or more guideline components, the loan is at QM risk.         Reviewer Comment (2025-05-27): [redacted] was provided satisfying exception.  Exception cleared


Buyer Comment (2025-05-27): Waterfall condition associated with missing [redacted], please clear exception as [redacted]has been provided.
 05/27/2025     1 C A C A C A C A C A   MD Primary Refinance - Cash-out - Other   D D C A C A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60349     33506797     Compliance Compliance Federal Compliance ATR/QM Defect Check Loan Designation Match - QM Qualified Mortgage[redacted]: Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Risk. Result of missing[redacted]       Reviewer Comment (2025-05-23): [redacted] received for the year [redacted]. Exception cleared.


Buyer Comment (2025-05-23): Please see the attached [redacted]
 05/23/2025     1 B A C A B A C A B A   MD Primary Refinance - Cash-out - Other Lender to provide updated ATR/QM status D D C A C A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[REDACTED] RCKT2025CES60354     33477327     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/22/2025 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60354     33477328     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-22): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/22/2025 3 D D A A N/A N/A     D D   MD Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60355     33476954     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/23/2025 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60355     33476955     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-22): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/22/2025 3 D D A A N/A N/A     D D   MD Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60356     33476897     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/22/2025 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES60356     33476898     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-22): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/22/2025 2 A A A A N/A N/A     A A   MD Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES60356     33476909     Compliance Compliance State Compliance State HPML (State HPML Disclosure) [redacted] Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) [redacted] Higher-Priced Mortgage Loan:  Borrower not provided with written disclosure of non-higher priced loans otherwise qualified for.         Buyer Comment (2025-05-23): Seller acknowledges the exception, no change to grading.
     05/23/2025 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES60356     33476910     Compliance Compliance State Compliance State HPML [redacted] HPML Threshold Test Non-Compliant [redacted] Higher-Priced Mortgage Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is equal to or greater than the threshold of APOR[redacted] Non-Compliant Higher Priced Loan.         Buyer Comment (2025-05-23): Seller acknowledges the exception, no change to grading.
     05/23/2025 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES60359     33477086     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/22/2025 2 A A A A A A A A A A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES60359     33477087     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-22): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/22/2025 2 A A A A N/A N/A     A A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES60364     33477155     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/22/2025 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   D D A A A A D D Non QM Non QM No
[REDACTED] RCKT2025CES60364     33477156     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-22): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/22/2025 3 D D A A N/A N/A     D D   MD Primary Refinance - Cash-out - Other   D D A A A A D D Non QM Non QM No
[REDACTED] RCKT2025CES60389     33476923     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/22/2025 2 A A A A A A A A A A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES60389     33476927     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-22): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/22/2025 2 A A A A N/A N/A     A A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES60398     33477114     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/23/2025 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60398     33477118     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-23): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/23/2025 2 A A A A N/A N/A     A A   MD Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60398     33510802     Credit Credit Miscellaneous Guideline Credit Exception:   The file was missing the Note for the Notes Receivable income. Additionally, the $ [redacted]deposit on  [redacted] will need to be able to be confirmed as the  [redacted]-month payment from the Note income once the Note is received, or additional documentation will be required.       Reviewer Comment (2025-05-28): Note provided to confirm income.  Exception cleared.


Buyer Comment (2025-05-27): Please see attached note for the notes receivable.
 05/28/2025     1 C A C A C A C A C A   MD Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60428     33476950     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/23/2025 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60428     33476951     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing supporting secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-23): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/23/2025 3 D D A A N/A N/A     D D   MD Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60433     33477042     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/23/2025 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60433     33477043     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted]provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-23): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/23/2025 3 D D A A N/A N/A     D D   MD Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60434     33478028     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/23/2025 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60434     33478029     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-23): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/23/2025 3 D D A A N/A N/A     D D   MD Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60441     33476893     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/20/2025 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   D D C A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60441     33476894     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-20): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/20/2025 3 D D A A N/A N/A     D D   MD Primary Refinance - Cash-out - Other   D D C A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60441     33484229     Credit Income / Employment Income Documentation Missing Document  [redacted]Documents are missing. - ___ [redacted]Dues were included in qualifying and the AVM reflects the [redacted]indicator as Yes.  Please provide [redacted]documentation for review.       Reviewer Comment (2025-05-21): Thank you so much for providing the confirmation regarding [redacted] dues. As per the document there are no [redacted] dues however [redacted]used to qualify for conservative[redacted] purpose. Exception cleared.


Buyer Comment (2025-05-21): Please see attached, ZIllow report confirming there are no[redacted] dues. The [redacted]used to qualify was input as an conservative estimate for [redacted] purposes.
 05/21/2025     1 C A C A C A C A C A   MD Primary Refinance - Cash-out - Other   D D C A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60442     33477367     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/20/2025 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   D D C A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60442     33477373     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-20): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/20/2025 3 D D A A N/A N/A     D D   MD Primary Refinance - Cash-out - Other   D D C A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60442     33485257     Credit Income / Employment Income Documentation Income / Employment Income Docs Missing: - ___ The file was missing phone source of the employer's telephone number used for the [redacted].       Reviewer Comment (2025-05-21): Sufficient document received with date & Timestamp with Phone number. Exception cleared.


Buyer Comment (2025-05-21): [redacted] please see the attached.
 05/21/2025     1 C A C A C A C A C A   MD Primary Refinance - Cash-out - Other   D D C A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60458     33477161     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/23/2025 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES60458     33477162     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-23): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/23/2025 2 A A A A N/A N/A     A A   MD Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES60458     33477176     Compliance Compliance State Compliance State HPML (State HPML Disclosure) [redacted] Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) [redacted] Higher-Priced Mortgage Loan:  Borrower not provided with written disclosure of non-higher priced loans otherwise qualified for.         Buyer Comment (2025-05-27): Seller acknowledges the exception, no change to grading.
     05/27/2025 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES60458     33477177     Compliance Compliance State Compliance State HPML [redacted] HPML Threshold Test Non-Compliant [redacted] Higher-Priced Mortgage Loan: APR on subject loan of [redacted]or Final Disclosure APR of [redacted]is equal to or greater than the threshold of APOR [redacted]  Non-Compliant Higher Priced Loan.         Buyer Comment (2025-05-27): Seller acknowledges the exception, no change to grading.
     05/27/2025 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES60460     33477317     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/21/2025 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES60460     33477318     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-20): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/20/2025 2 A A A A N/A N/A     A A   MD Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES60460     33477322     Compliance Compliance State Compliance State HPML (State HPML Disclosure) [redacted] Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) [redacted]Higher-Priced Mortgage Loan:  Borrower not provided with written disclosure of non-higher priced loans otherwise qualified for.         Buyer Comment (2025-05-22): Seller acknowledges. No change to grading.
     05/22/2025 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES60460     33477323     Compliance Compliance State Compliance State HPML [redacted]HPML Threshold Test Non-Compliant [redacted]Higher-Priced Mortgage Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is equal to or greater than the threshold of APOR[redacted].  Non-Compliant Higher Priced Loan.         Buyer Comment (2025-05-22): Seller acknowledges. No change to grading.
     05/22/2025 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES60474     33477359     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/21/2025 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES60474     33477360     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-20): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/20/2025 2 A A A A N/A N/A     A A   MD Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES60474     33477371     Compliance Compliance State Compliance State HPML (State HPML Disclosure) [redacted] Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) [redacted]Higher-Priced Mortgage Loan:  Borrower not provided with written disclosure of non-higher priced loans otherwise qualified for.         Buyer Comment (2025-05-22): Seller acknowledges exception, with no change in grading
     05/22/2025 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES60474     33477372     Compliance Compliance State Compliance State HPML [redacted]HPML Threshold Test Non-Compliant [redacted]Higher-Priced Mortgage Loan: APR on subject loan of [redacted]or Final Disclosure APR of [redacted] is equal to or greater than the threshold of APOR [redacted].  Non-Compliant Higher Priced Loan.         Buyer Comment (2025-05-22): Seller acknowledges exception, with no change in grading
     05/22/2025 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES60480     33477339     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/23/2025 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   D D C A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60480     33477340     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-23): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/23/2025 3 D D A A N/A N/A     D D   MD Primary Refinance - Cash-out - Other   D D C A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60480     33511166     Credit Credit Miscellaneous Guideline Credit Exception:   The  [redacted] of employment for the  [redacted] was not timestamped. Please provide evidence of when the lender obtained the verification for review.       Reviewer Comment (2025-05-28): Screenshot from clients LOS confirms date TPV was obtained within  [redacted] days of note date.  Exception cleared.


Buyer Comment (2025-05-27): Please see the attached screenshot from the LOS confirming the self employment voe was received within  [redacted] days of closing.
 05/28/2025     1 C A C A C A C A C A   MD Primary Refinance - Cash-out - Other   D D C A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60483     33476937     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/21/2025 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES60483     33476938     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-20): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/20/2025 2 A A A A N/A N/A     A A   MD Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES60483     33476943     Compliance Compliance State Compliance State HPML (State HPML Disclosure) [redacted] Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) [redacted]Higher-Priced Mortgage Loan:  Borrower not provided with written disclosure of non-higher priced loans otherwise qualified for.         Buyer Comment (2025-05-22): Seller acknowledges exception, no change to grading.
     05/22/2025 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES60483     33476944     Compliance Compliance State Compliance State HPML [redacted]HPML Threshold Test Non-Compliant [redacted]Higher-Priced Mortgage Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is equal to or greater than the threshold of APOR [redacted].  Non-Compliant Higher Priced Loan.         Buyer Comment (2025-05-22): Seller acknowledges exception, no change to grading.
     05/22/2025 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES60486     33477763     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/23/2025 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60486     33477769     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-23): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/23/2025 3 D D A A N/A N/A     D D   MD Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60489     33477305     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/21/2025 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60489     33477307     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-20): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/20/2025 3 D D A A N/A N/A     D D   MD Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60493     33477085     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/21/2025 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60493     33477088     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-20): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/20/2025 3 D D A A N/A N/A     D D   MD Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60518     33477099     Compliance Compliance State Compliance State HPML (State HPML Disclosure) [redacted] Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) [redacted] Higher-Priced Mortgage Loan:  Borrower not provided with written disclosure of non-higher priced loans otherwise qualified for.         Buyer Comment (2025-05-27): Seller acknowledges exception, no change to grading.
     05/27/2025 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES60518     33477100     Compliance Compliance State Compliance State HPML [redacted] HPML Threshold Test Non-Compliant [redacted]Higher-Priced Mortgage Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is equal to or greater than the threshold of APOR [redacted].  Non-Compliant Higher Priced Loan.         Buyer Comment (2025-05-27): Seller acknowledges exception, no change to grading.
     05/27/2025 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES60518     33477101     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/23/2025 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES60518     33477102     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-23): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/23/2025 2 A A A A N/A N/A     A A   MD Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES60521     33477314     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/21/2025 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60521     33477315     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-20): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/20/2025 3 D D A A N/A N/A     D D   MD Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60546     33477150     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/23/2025 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60546     33477151     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-23): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/23/2025 2 A A A A N/A N/A     A A   MD Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60548     33477203     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-20): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/20/2025 3 D D A A N/A N/A     D D   MD Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60548     33477204     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/21/2025 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60556     33477126     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-20): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/20/2025 2 A A A A N/A N/A     A A   MD Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES60556     33477127     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/21/2025 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES60556     33477137     Compliance Compliance State Compliance State HPML (State HPML Disclosure) [redacted] Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) [redacted]Higher-Priced Mortgage Loan:  Borrower not provided with written disclosure of non-higher priced loans otherwise qualified for.         Buyer Comment (2025-05-22): Seller acknowledges exception, no change to grading.
     05/22/2025 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES60556     33477138     Compliance Compliance State Compliance State HPML [redacted]HPML Threshold Test Non-Compliant [redacted]Higher-Priced Mortgage Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is equal to or greater than the threshold of APOR[redacted].  Non-Compliant Higher Priced Loan.         Buyer Comment (2025-05-22): Seller acknowledges exception, no change to grading.
     05/22/2025 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES60557     33478086     Compliance Compliance State Compliance State HPML (State HPML Disclosure) [redacted] Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) [redacted]Higher-Priced Mortgage Loan:  Borrower not provided with written disclosure of non-higher priced loans otherwise qualified for.         Buyer Comment (2025-05-22): seller accepts; no change to grading.
     05/22/2025 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES60557     33478087     Compliance Compliance State Compliance State HPML [redacted]HPML Threshold Test Non-Compliant [redacted]Higher-Priced Mortgage Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is equal to or greater than the threshold of APOR [redacted].  Non-Compliant Higher Priced Loan.         Buyer Comment (2025-05-22): seller accepts; no change to grading.
     05/22/2025 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES60557     33478093     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/21/2025 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES60557     33478094     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-20): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/20/2025 2 A A A A N/A N/A     A A   MD Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES60569     33477068     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/23/2025 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60569     33477069     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-23): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/23/2025 3 D D A A N/A N/A     D D   MD Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60575     33477179     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-20): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/20/2025 2 A A A A N/A N/A     A A   MD Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES60575     33477180     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/21/2025 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES60575     33477195     Compliance Compliance State Compliance State HPML (State HPML Disclosure) [redacted] Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) [redacted]Higher-Priced Mortgage Loan:  Borrower not provided with written disclosure of non-higher priced loans otherwise qualified for.         Buyer Comment (2025-05-22): Seller acknowledges. No change to grading.
     05/22/2025 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES60575     33477196     Compliance Compliance State Compliance State HPML [redacted]HPML Threshold Test Non-Compliant [redacted]Higher-Priced Mortgage Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is equal to or greater than the threshold of APOR [redacted].  Non-Compliant Higher Priced Loan.         Buyer Comment (2025-05-22): Seller acknowledges. No change to grading.
     05/22/2025 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES60581     33477024     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-20): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/20/2025 3 D D A A N/A N/A     D D   MD Primary Refinance - Cash-out - Other   D D C A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60581     33477025     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/21/2025 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   D D C A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60581     33477026     Credit Income / Employment Income Documentation Income / Employment Income Docs Missing: - ___ The borrower's most recent [redacted] statement is provided, but is completely blank. Please provide a clear copy for review.       Reviewer Comment (2025-05-22): [redacted] received for the year [redacted]. Exception cleared.


Buyer Comment (2025-05-22): [redacted] [redacted] attached
 05/22/2025     1 C A C A C A C A C A   MD Primary Refinance - Cash-out - Other   D D C A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60589     33477257     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-20): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/20/2025 2 A A A A N/A N/A     A A   MD Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES60589     33477258     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/21/2025 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES60589     33477261     Compliance Compliance State Compliance State HPML (State HPML Disclosure) [redacted] Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) [redacted]Higher-Priced Mortgage Loan:  Borrower not provided with written disclosure of non-higher priced loans otherwise qualified for.         Buyer Comment (2025-05-22): Seller acknowledges exception, no change to grading.
     05/22/2025 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES60589     33477262     Compliance Compliance State Compliance State HPML [redacted]HPML Threshold Test Non-Compliant [redacted]Higher-Priced Mortgage Loan: APR on subject loan of[redacted] or Final Disclosure APR of [redacted] is equal to or greater than the threshold of APOR [redacted].  Non-Compliant Higher Priced Loan.         Buyer Comment (2025-05-22): Seller acknowledges exception, no change to grading.
     05/22/2025 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES60594     33478218     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/23/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES60594     33478220     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-23): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/23/2025 2 A A A A N/A N/A     A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES60603     33476843     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/21/2025 2 A A A A A A A A A A   TN Primary Refinance - Cash-out - Other   D D A A A A D D Non QM Non QM No
[REDACTED] RCKT2025CES60603     33476844     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal from prior transaction was in file. Secondary valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-20): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/20/2025 3 D D A A N/A N/A D D D D   TN Primary Refinance - Cash-out - Other   D D A A A A D D Non QM Non QM No
[REDACTED] RCKT2025CES60614     33477233     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/21/2025 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60614     33477234     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing supporting secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-20): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/20/2025 3 D D A A N/A N/A     D D   MD Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60620     33479010     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-23): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/23/2025 3 D D A A N/A N/A     D D   MD Primary Refinance - Cash-out - Other   D D C A B B D D Non QM Non QM No
[REDACTED] RCKT2025CES60620     33479012     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/23/2025 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   D D C A B B D D Non QM Non QM No
[REDACTED] RCKT2025CES60620     33479389     Compliance Compliance State Compliance State HPML (State HPML Disclosure) [redacted] Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) [redacted] Higher-Priced Mortgage Loan:  Borrower not provided with written disclosure of non-higher priced loans otherwise qualified for.         Buyer Comment (2025-05-27): Seller acknowledges exception, no change to grading.
     05/27/2025 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   D D C A B B D D Non QM Non QM No
[REDACTED] RCKT2025CES60620     33479390     Compliance Compliance State Compliance State HPML [redacted] HPML Threshold Test Non-Compliant [redacted] Higher-Priced Mortgage Loan: APR on subject loan of  [redacted]or Final Disclosure APR of  [redacted]is equal to or greater than the threshold of APOR  [redacted]  Non-Compliant Higher Priced Loan.         Buyer Comment (2025-05-27): Seller acknowledges exception, no change to grading.
     05/27/2025 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   D D C A B B D D Non QM Non QM No
[REDACTED] RCKT2025CES60620     33511600     Credit Credit Miscellaneous Guideline Credit Exception:   The file is missing the borrower's  [redacted] [redacted] [redacted]  [redacted]), and [redacted] [redacted].  Please provide for review.       Reviewer Comment (2025-05-29): [redacted] reviewed and all borrower income streams updated with  [redacted] income/losses accordingly. Exception cleared.


Buyer Comment (2025-05-27): Please see attached, personal  [redacted] as requested. Please note the [redacted] returns are not required as the  [redacted] confirms a loss of income which is already factored into the income calculation.


Buyer Comment (2025-05-27): Please see attached,  [redacted]. Please note the [redacted] returns are not required as the personal  [redacted] confirm the loss of income, which was factored into the income calculation.
 05/29/2025     1 C A C A C A C A C A   MD Primary Refinance - Cash-out - Other   D D C A B B D D Non QM Non QM No
[REDACTED] RCKT2025CES60624     33479884     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-23): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/23/2025 3 D D A A N/A N/A     D D   MD Primary Refinance - Cash-out - Other   D D A A A A D D Non QM Non QM No
[REDACTED] RCKT2025CES60624     33479886     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/23/2025 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   D D A A A A D D Non QM Non QM No
[REDACTED] RCKT2025CES60637     33485407     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/23/2025 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60637     33485408     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-23): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/23/2025 3 D D A A N/A N/A     D D   MD Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60646     33477142     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/21/2025 2 A A A A A A A A A A   GA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60646     33477143     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-20): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/20/2025 3 D D A A N/A N/A     D D   GA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60653     33479422     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/21/2025 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60653     33479424     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-20): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/20/2025 2 A A A A N/A N/A     A A   MD Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60655     33477040     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/21/2025 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   D D A A B B D D Non QM Non QM No
[REDACTED] RCKT2025CES60655     33477065     Compliance Compliance State Compliance State HPML (State HPML Disclosure) [redacted] Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) [redacted]Higher-Priced Mortgage Loan:  Borrower not provided with written disclosure of non-higher priced loans otherwise qualified for.         Buyer Comment (2025-05-22): Seller acknowledges the exception, no change to grading.
     05/22/2025 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   D D A A B B D D Non QM Non QM No
[REDACTED] RCKT2025CES60655     33477066     Compliance Compliance State Compliance State HPML [redacted]HPML Threshold Test Non-Compliant [redacted]Higher-Priced Mortgage Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is equal to or greater than the threshold of APOR[redacted]  Non-Compliant Higher Priced Loan.         Buyer Comment (2025-05-22): Seller acknowledges the exception, no change to grading.
     05/22/2025 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   D D A A B B D D Non QM Non QM No
[REDACTED] RCKT2025CES60655     33486815     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal from prior transaction was in file. Secondary valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-20): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/20/2025 3 D D A A N/A N/A D D D D   MD Primary Refinance - Cash-out - Other   D D A A B B D D Non QM Non QM No
[REDACTED] RCKT2025CES60667     33478996     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/23/2025 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES60667     33478999     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-23): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/23/2025 2 A A A A N/A N/A     A A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES60688     33476952     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/23/2025 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES60688     33476953     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-23): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/23/2025 2 A A A A N/A N/A     A A   MD Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES60688     33476982     Compliance Compliance State Compliance State HPML (State HPML Disclosure) [redacted] Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) [redacted] Higher-Priced Mortgage Loan:  Borrower not provided with written disclosure of non-higher priced loans otherwise qualified for.         Buyer Comment (2025-05-27): seller accepts; no change to grading.
     05/27/2025 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES60688     33476983     Compliance Compliance State Compliance State HPML [redacted] HPML Threshold Test Non-Compliant [redacted] Higher-Priced Mortgage Loan: APR on subject loan of [redacted]or Final Disclosure APR of [redacted]is equal to or greater than the threshold of APOR [redacted].  Non-Compliant Higher Priced Loan.         Buyer Comment (2025-05-27): seller accepts; no change to grading.
     05/27/2025 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES60708     33477280     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-23): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/23/2025 2 A A A A N/A N/A     A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES60708     33477281     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/23/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES60713     33476928     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/21/2025 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60713     33476929     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-20): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/20/2025 3 D D A A N/A N/A     D D   MD Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60714     33477242     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-20): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/20/2025 3 D D A A N/A N/A     D D   MD Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60714     33477243     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/21/2025 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60723     33479372     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/21/2025 2 A A A A A A A A A A   UT Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60723     33479384     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-20): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/20/2025 2 A A A A N/A N/A     A A   UT Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60733     33478887     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/21/2025 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60733     33478894     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-20): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/20/2025 3 D D A A N/A N/A     D D   MD Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60752     33477274     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-20): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/20/2025 3 D D A A N/A N/A     D D   MD Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60752     33477275     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/21/2025 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60758     33476990     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/23/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60758     33476991     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-23): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/23/2025 3 D D A A N/A N/A     D D   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60767     33476826     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-20): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/20/2025 2 A A A A N/A N/A     A A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES60767     33476827     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/21/2025 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES60769     33485202     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/23/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60769     33485206     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-23): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/23/2025 3 D D A A N/A N/A     D D   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60791     33477285     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-20): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/20/2025 3 D D A A N/A N/A     D D   MD Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60791     33477286     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/21/2025 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60792     33477306     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/21/2025 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60792     33477308     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-20): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/20/2025 3 D D A A N/A N/A     D D   MD Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60797     33477288     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/27/2025 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   C B C A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES60797     33477298     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted]           Reviewer Comment (2025-05-27): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/27/2025 2 A A A A N/A N/A     A A   MD Primary Refinance - Cash-out - Other   C B C A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES60797     33477302     Compliance Compliance State Compliance State HPML (State HPML Disclosure) [redacted] Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) [redacted] Higher-Priced Mortgage Loan:  Borrower not provided with written disclosure of non-higher priced loans otherwise qualified for.         Buyer Comment (2025-05-27): Seller acknowledges exception, no change to grading.
     05/27/2025 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   C B C A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES60797     33477303     Compliance Compliance State Compliance State HPML [redacted] HPML Threshold Test Non-Compliant [redacted] Higher-Priced Mortgage Loan: APR on subject loan of  [redacted]or Final Disclosure APR of  [redacted] is equal to or greater than the threshold of APOR [redacted].  Non-Compliant Higher Priced Loan.         Buyer Comment (2025-05-27): Seller acknowledges exception, no change to grading.
     05/27/2025 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   C B C A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES60797     33517213     Credit Credit Miscellaneous Guideline Credit Exception:   The business entity search for the borrower's [redacted] did not contain a timestamp.  Please provide evidence of the date the verification was obtained.       Reviewer Comment (2025-05-29): Timestamp provided on the third-party verification. Exception cleared.


Buyer Comment (2025-05-27): Please see the attached screenshot confirming the self employment verification was obtained within the required timeframe prior to closing.
 05/29/2025     1 C A C A C A C A C A   MD Primary Refinance - Cash-out - Other   C B C A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES60837     33477211     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/23/2025 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60837     33477212     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-23): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/23/2025 3 D D A A N/A N/A     D D   MD Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60846     33477082     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/23/2025 2 A A A A A A A A A A   GA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60846     33477083     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID[redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-23): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/23/2025 3 D D A A N/A N/A     D D   GA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60866     33487078     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/23/2025 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60866     33487119     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID[redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-23): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/23/2025 3 D D A A N/A N/A     D D   FL Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60892     33478765     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/21/2025 2 A A A A A A A A A A   MS Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES60892     33478780     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-20): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/20/2025 2 A A A A N/A N/A     A A   MS Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES60908     33477119     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/23/2025 2 A A A A A A A A A A   OR Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60908     33477121     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID[redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-23): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/23/2025 3 D D A A N/A N/A     D D   OR Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60915     33476960     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/27/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   D D C A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60915     33476961     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec ID:[redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-27): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/27/2025 3 D D A A N/A N/A     D D   CA Primary Refinance - Cash-out - Other   D D C A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60915     33517266     Credit Credit Miscellaneous Guideline Credit Exception:   The file was missing the third party verification For the borrower's business. Please provide evidence of the third party verification for the business obtained within  [redacted] days of the Note date for review.       Reviewer Comment (2025-05-29): [redacted] Insurance was provided to confirm existence of [redacted] within last  [redacted] days.  Exception cleared.


Buyer Comment (2025-05-29): See the attached bond insurance certificate for contracting services.


Reviewer Comment (2025-05-29): If using the Employment Contract for third party verification, the contract must be fully executed and document must be provided verifying the existence of the employer through a third party online verification tool per guidelines provided.


Buyer Comment (2025-05-27): Please see the attached proof of when the services contract was obtained by borrower as proof.
 05/29/2025     1 C A C A C A C A C A   CA Primary Refinance - Cash-out - Other   D D C A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60940     33477803     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/21/2025 2 A A A A A A A A A A   NJ Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60940     33488506     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-20): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/20/2025 3 D D A A N/A N/A     D D   NJ Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60945     33477356     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/21/2025 2 A A A A A A A A A A   NC Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60945     33477357     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-20): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/20/2025 3 D D A A N/A N/A     D D   NC Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61021     33479863     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-20): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/20/2025 3 D D A A N/A N/A     D D   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61021     33479864     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/21/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61052     33476870     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/21/2025 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61052     33476871     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-20): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/20/2025 3 D D A A N/A N/A     D D   MD Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61079     33476889     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/21/2025 2 A A A A A A A A A A   NC Primary Refinance - Cash-out - Other   C B A A C B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61079     33476890     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-20): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/20/2025 2 A A A A N/A N/A     A A   NC Primary Refinance - Cash-out - Other   C B A A C B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61079     33476918     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA Rescission - Disbursement Date Less than [redacted] Business Days From Transaction Date Truth in Lending Act:  Subject loan transaction disbursed on [redacted], prior to [redacted] business days from transaction date of  [redacted]. Loan was disbursed prior to midnight of [redacted] business day after consummation.  Lender to re-open rescission, provide the new right to cancel form, a copy of letter of explanation sent to borrower, and proof of delivery.  Note:  This exception cannot be cured until the new rescission period ends.       Reviewer Comment (2025-06-02): RTC, proof of delivery (e-delivery  [redacted]), and LOE to the borrower provided. New rescission period has passed, exception cured.


Buyer Comment (2025-06-02): Please see the attached LOX.


Reviewer Comment (2025-06-02): Updated ROR and proof of receipt was provided.  Letter of Explanation is still missing.  Exception remains.


Buyer Comment (2025-06-02): Please see the attached redisclosed  [redacted] docusigned by each borrower on [redacted]


Reviewer Comment (2025-05-23): Security Instrument in file was signed and notarized on  [redacted]  Document signed at closing was not found in file.


Buyer Comment (2025-05-22): Per the closing documents in file, the transaction date is  [redacted] with a rescission period ending on [redacted] Loan disbursement occurred on [redacted]. At least [redacted] full business days were accounted between ror period ending and disbursement date.
   06/02/2025   2 C B C B C B C B C B   NC Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B A A C B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[REDACTED] RCKT2025CES61079     33476919     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA Notice of Right to Cancel Expiration Date Prior or equal to Disbursement Date Truth in Lending Act:  Actual Date(s) on Notice of Right to Cancel occurs prior to expected date(s). RTC disclosed incorrect transaction and expiration dates. Lender to re-open rescission, provide a copy of the new right to cancel form, the letter of explanation sent to borrower, and proof of delivery. Note: This exception cannot be cured until expiration of new rescission period.       Reviewer Comment (2025-06-02): RTC, proof of delivery (e-delivery  [redacted], and LOE to the borrower provided. New rescission period has passed, exception cured.


Buyer Comment (2025-06-02): Please clear with the documents provided.


Reviewer Comment (2025-05-23): Security Instrument in file was signed and notarized on [redacted]  Document signed at closing was not found in file.


Buyer Comment (2025-05-22): Per the closing documents in file, the transaction date is  [redacted] with a rescission period ending on  [redacted] Loan disbursement occurred on  [redacted]. At least  [redacted] full business days were accounted between ror period ending and disbursement date.
   06/02/2025   2 C B C B C B C B C B   NC Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B A A C B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[REDACTED] RCKT2025CES61103     33476934     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/27/2025 2 A A A A A A A A A A   OK Primary Refinance - Cash-out - Other   D D C A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61103     33476935     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. [redacted]was provided. Secondary valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-27): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/27/2025 3 D D A A N/A N/A     D D   OK Primary Refinance - Cash-out - Other   D D C A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61103     33517296     Credit Credit Miscellaneous Guideline Credit Exception:   The internet business search for the borrower's [redacted] did not contain a timestamp.  Please provide evidence of the date the verification was obtained.       Reviewer Comment (2025-05-29): Received verification of when the verification was obtained.  Exception cleared.


Buyer Comment (2025-05-27): Please see attached confirmation of when the self employment verification was obtained.
 05/29/2025     1 C A C A C A C A C A   OK Primary Refinance - Cash-out - Other   D D C A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61103     33517313     Credit Loan Package Documentation Application / Processing Loan Package Documentation FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.           Reviewer Comment (2025-05-29): Received acceptable PDI.  Exception cleared.


Buyer Comment (2025-05-29): Please see attached, DI preformed and confirms no damage.
 05/29/2025     1 C A C A C A C A C A   OK Primary Refinance - Cash-out - Other   D D C A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61107     33478852     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/21/2025 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   D D A A A A D D Non QM Non QM No
[REDACTED] RCKT2025CES61107     33478864     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-20): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/20/2025 3 D D A A N/A N/A     D D   MD Primary Refinance - Cash-out - Other   D D A A A A D D Non QM Non QM No
[REDACTED] RCKT2025CES61111     33477247     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/21/2025 2 A A A A A A A A A A   NJ Primary Refinance - Cash-out - Other   D D C A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61111     33477248     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-20): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/20/2025 3 D D A A N/A N/A     D D   NJ Primary Refinance - Cash-out - Other   D D C A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61111     33477249     Credit Income / Employment Income Documentation Missing Document  [redacted]Documents are missing. - The file is missing the [redacted]Verification documentation for this property. Please provide for review.       Reviewer Comment (2025-05-22): Received Zillow document reflecting no [redacted] dues. Conservative considered HOA [redacted]. Exception cleared.


Buyer Comment (2025-05-22): Please see [redacted] verification attached. It confirms [redacted] in dues, [redacted] was conservative and qualified using [redacted]. A corrected [redacted] and [redacted] is not required as DTI does not change more than [redacted]
 05/22/2025     1 C A C A C A C A C A   NJ Primary Refinance - Cash-out - Other   D D C A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61127     33475375     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/21/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES61127     33475376     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-20): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/20/2025 2 A A A A N/A N/A     A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES61131     33477389     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/21/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61131     33477390     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-20): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/20/2025 3 D D A A N/A N/A     D D   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61155     33479192     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/23/2025 2 A A A A A A A A A A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61155     33479194     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID[redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-23): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/23/2025 2 A A A A N/A N/A     A A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61163     33477311     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/21/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61163     33477312     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-20): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/20/2025 3 D D A A N/A N/A     D D   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61167     33477235     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/21/2025 2 A A A A A A A A A A   WA Primary Refinance - Cash-out - Other   D D A A A A D D Non QM Non QM No
[REDACTED] RCKT2025CES61167     33477236     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-20): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/20/2025 3 D D A A N/A N/A     D D   WA Primary Refinance - Cash-out - Other   D D A A A A D D Non QM Non QM No
[REDACTED] RCKT2025CES61190     33477120     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/23/2025 2 A A A A A A A A A A   IL Primary Refinance - Cash-out - Other   D D A A B B D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61190     33477122     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID[redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-23): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/23/2025 3 D D A A N/A N/A     D D   IL Primary Refinance - Cash-out - Other   D D A A B B D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61190     33477129     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The [redacted] form was used, the [redacted]form should have been used.         Buyer Comment (2025-05-27): Seller acknowledges exception, no change to grading.
     05/27/2025 2 B B B B B B B B B B   IL Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form D D A A B B D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[REDACTED] RCKT2025CES61221     33477019     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/27/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   C B C B C B A A Non QM Non QM No
[REDACTED] RCKT2025CES61221     33477020     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-27): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/27/2025 2 A A A A N/A N/A     A A   CA Primary Refinance - Cash-out - Other   C B C B C B A A Non QM Non QM No
[REDACTED] RCKT2025CES61221     33477046     Credit Borrower and Mortgage Eligibility Mortgage / Program Eligibility Borrower and Mortgage Eligibility Guideline Requirement: Combined High loan to value discrepancy. Calculated high loan to value percentage of ___ exceeds Guideline high loan to value percentage of ___ The documentation in the file reflects the unpaid mortgage balance as $ [redacted]; however, the balance of $ [redacted] was considered.  Please provide documentation for review to support the usage of the lower amount. Borrower has been employed in the same industry for more than [redacted] years.

Borrower has worked in the same position for more than[redacted]years.

Borrower has verified disposable income of at least [redacted]

The Loan to Value (LTV) on the loan is less than the guideline maximum by at least [redacted]		 Comp Factors
1.[redacted] Residual income
2.B2 [redacted] year history with current employer
3.No derogatory/adverse credit history since [redacted]
4.No adverse mortgage history
5.[redacted] in monthly debt payments consolidated with the subject transaction		 SitusAMC,Originator

SitusAMC

SitusAMC

SitusAMC		 Reviewer Comment (2025-05-29): Waived to downgrade exception at  [redacted]  at client's request


Reviewer Comment (2025-05-29): Comp Factors
1.[redacted] Residual income
2. [redacted] year history with current employer
3.No derogatory/adverse credit history since  [redacted]
4.No adverse mortgage history
5. [redacted] in monthly debt payments consolidated with the subject transaction


Buyer Comment (2025-05-29): Please see and note the attached mortgage coupon supporting a UPB of  [redacted]. Exception escalated to leadership for downgrade review.
     05/29/2025 2 C B C B C B C B C B   CA Primary Refinance - Cash-out - Other   C B C B C B A A Non QM Non QM No
[REDACTED] RCKT2025CES61221     33477047     Credit Credit AUS Discrepancy / Guidelines Discrepancy Guideline Guideline Requirement: Combined loan to value discrepancy. Calculated combined loan to value percentage of ___ exceeds Guideline combined loan to value percentage of ___. The documentation in the file reflects the unpaid mortgage balance as $ [redacted]; however, the balance of $ [redacted] was considered.  Please provide documentation for review to support the usage of the lower amount. Borrower has been employed in the same industry for more than [redacted] years.

Borrower has verified disposable income of at least [redacted]

Borrower has worked in the same position for more than[redacted]years.

The Loan to Value (LTV) on the loan is less than the guideline maximum by at least [redacted]		 Comp Factors
1.[redacted] Residual income
2.B2 [redacted] year history with current employer
3.No derogatory/adverse credit history since [redacted]
4.No adverse mortgage history
5.[redacted] in monthly debt payments consolidated with the subject transaction		 SitusAMC,Originator

SitusAMC

SitusAMC

SitusAMC		 Reviewer Comment (2025-05-29): Waived to downgrade exception at  [redacted]  at client's request


Reviewer Comment (2025-05-29): Comp Factors
1. [redacted] Residual income
2. [redacted] year history with current employer
3.No derogatory/adverse credit history since [redacted]
4.No adverse mortgage history
5. [redacted] in monthly debt payments consolidated with the subject transaction
     05/29/2025 2 C B C B C B C B C B   CA Primary Refinance - Cash-out - Other   C B C B C B A A Non QM Non QM No
[REDACTED] RCKT2025CES61221     33517387     Credit Credit AUS Discrepancy / Guidelines Discrepancy Guideline Guideline Requirement: Investor qualifying total debt ratio discrepancy.   Senior lien is a FHA Mortgage and has monthly MIP in the amount of $ [redacted] per the mortgage statement.  This increased DTI above guidelines. Borrower has been employed in the same industry for more than [redacted] years.

Borrower has verified disposable income of at least [redacted]

Borrower has worked in the same position for more than[redacted]years.

The Loan to Value (LTV) on the loan is less than the guideline maximum by at least [redacted]		 Comp Factors
1.[redacted] Residual income
2.B2 [redacted] year history with current employer
3.No derogatory/adverse credit history since [redacted]
4.No adverse mortgage history
5.[redacted] in monthly debt payments consolidated with the subject transaction		 SitusAMC,Originator

SitusAMC

SitusAMC

SitusAMC		 Reviewer Comment (2025-05-29): Waived to downgrade exception at  [redacted]  at client's request


Reviewer Comment (2025-05-29): Comp Factors
1. [redacted] Residual income
2. [redacted] year history with current employer
3.No derogatory/adverse credit history since  [redacted]
4.No adverse mortgage history
5. [redacted] in monthly debt payments consolidated with the subject transaction


Reviewer Comment (2025-05-29): P&I is  [redacted] MIP (per the mortgage statement) +  [redacted] documented HOI,  [redacted] documented taxes and  [redacted] subject P&I for a total of  [redacted].  The  [redacted] is only reflecting the PITIA as  [redacted].  The variance is due to the monthly MIP not being included.  Exception remains.


Reviewer Comment (2025-05-29): Cleared in error.


Reviewer Comment (2025-05-28): Second Mortgage P&I updated as per Mortgage Statement in file. Exception Cleared.


Buyer Comment (2025-05-27): The MIP is included in the total payment of  [redacted]. Per the mortgage coupon, the MIP payment is held in escrow and remitted by the lender. DTI does not exceed guidelines as the MIP was already considered in the DTI calculation of  [redacted]
     05/29/2025 2 C B C B C B C B C B   CA Primary Refinance - Cash-out - Other   C B C B C B A A Non QM Non QM No
[REDACTED] RCKT2025CES61221     33517390     Compliance Compliance Federal Compliance ATR/QM Defect Check Loan Designation Match - ATR Risk Ability to Repay (Dodd-Frank  [redacted]): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk. Loan designation failure due to ATR failure.  This exception will be cleared when all other ATR related exceptions are cleared.       Reviewer Comment (2025-05-29): LD now Non-QM as DTI exception was downgraded with comp factors.
 05/29/2025     1 B A C A B A C A B A   CA Primary Refinance - Cash-out - Other Lender to provide updated ATR/QM Loan Designation C B C B C B A A Non QM Non QM Yes
[REDACTED] RCKT2025CES61221     33517391     Compliance Compliance Federal Compliance ATR/QM Defect General ATR Provision Investor and Non QM DTIs match and both moderately exceed Guidelines Ability to Repay (Dodd-Frank  [redacted]): The DTI calculated in accordance with the Lenders Guidelines and  [redacted]c)(5) of [redacted] moderately exceeds the guideline maximum of  [redacted]. (DTI Exception is eligible to be regraded with compensating factors.) Senior lien is a FHA Mortgage and has monthly MIP in the amount of $ [redacted] per the mortgage statement.  This increased DTI above guidelines. Borrower has been employed in the same industry for more than [redacted] years.

Borrower has verified disposable income of at least [redacted]

Borrower has worked in the same position for more than[redacted]years.

The Loan to Value (LTV) on the loan is less than the guideline maximum by at least [redacted]		 Comp Factors
1.[redacted] Residual income
2.B2 [redacted] year history with current employer
3.No derogatory/adverse credit history since [redacted]
4.No adverse mortgage history
5.[redacted] in monthly debt payments consolidated with the subject transaction		 SitusAMC,Originator

SitusAMC

SitusAMC

SitusAMC		 Reviewer Comment (2025-05-29): Waived to downgrade exception at  [redacted]  at client's request


Reviewer Comment (2025-05-29): Comp Factors
1. [redacted] Residual income
2. [redacted] year history with current employer
3.No derogatory/adverse credit history since  [redacted]
4.No adverse mortgage history
5. [redacted] in monthly debt payments consolidated with the subject transaction


Reviewer Comment (2025-05-29): P&I is  [redacted](per the mortgage statement) +  [redacted] documented HOI,  [redacted] documented taxes and  [redacted] HOA +  [redacted] subject P&I for a total of  [redacted]  The  [redacted]is only reflecting the PITIA as  [redacted].  The variance is due to the monthly MIP not being included.  Exception remains.


Reviewer Comment (2025-05-28): Second Mortgage P&I updated as per Mortgage Statement in file. Exception Cleared.


Buyer Comment (2025-05-27): The MIP is included in the total payment of  [redacted]. Per the mortgage coupon, the MIP payment is held in escrow and remitted by the lender. DTI does not exceed guidelines as the MIP was already considered in the DTI calculation of [redacted]
     05/29/2025 2 C B C B C B C B C B   CA Primary Refinance - Cash-out - Other   C B C B C B A A Non QM Non QM No
[REDACTED] RCKT2025CES61221     33517392     Compliance Compliance Federal Compliance ATR/QM Defect General Ability To Repay Provision Investor Guidelines Ability to Repay (Dodd-Frank  [redacted]): Based on the loan failing one or more guideline components, the loan is at ATR risk. Senior lien is a FHA Mortgage and has monthly MIP in the amount of $ [redacted] per the mortgage statement.  This increased DTI above guidelines.       Reviewer Comment (2025-05-29): LD now Non-QM as DTI exception was downgraded with comp factors.


Reviewer Comment (2025-05-29): P&I is  [redacted]MIP (per the mortgage statement) +  [redacted] documented HOI,  [redacted]documented taxes and  [redacted]HOA +  [redacted] subject P&I for a total of  [redacted].  The  [redacted] is only reflecting the PITIA as  [redacted].  The variance is due to the monthly MIP not being included.  Exception remains.


Reviewer Comment (2025-05-29): Cleared in error.


Reviewer Comment (2025-05-28): Second Mortgage P&I updated as per Mortgage Statement in file. Exception Cleared.


Buyer Comment (2025-05-27): The MIP is included in the total payment of  [redacted] Per the mortgage coupon, the MIP payment is held in escrow and remitted by the lender. DTI does not exceed guidelines as the MIP was already considered in the DTI calculation of  [redacted]
 05/29/2025     1 C A C A C A C A C A   CA Primary Refinance - Cash-out - Other   C B C B C B A A Non QM Non QM No
[REDACTED] RCKT2025CES61221     33537539     Credit Credit AUS Discrepancy / Guidelines Discrepancy Guideline Guideline Requirement: Investor qualifying total debt ratio discrepancy. Calculated investor qualifying total debt ratio of ___ exceeds Guideline total debt ratio of ___. Comp Factors
1. $ [redacted]Residual income
2. B2  [redacted] year history with current employer
3. No derogatory/adverse credit history since  [redacted]
4. No adverse mortgage history
5. $ [redacted]in monthly debt payments consolidated with the subject transaction		 Borrower has been employed in the same industry for more than [redacted] years.

Borrower has verified disposable income of at least [redacted]

Borrower has worked in the same position for more than[redacted]years.

The Loan to Value (LTV) on the loan is less than the guideline maximum by at least [redacted]		 Comp Factors
1.[redacted] Residual income
2.B2 [redacted] year history with current employer
3.No derogatory/adverse credit history since [redacted]
4.No adverse mortgage history
5.[redacted] in monthly debt payments consolidated with the subject transaction		 SitusAMC,Originator

SitusAMC

SitusAMC

SitusAMC		 Reviewer Comment (2025-05-29): Waived to downgrade exception at  [redacted]  at client's request


Reviewer Comment (2025-05-29): Comp Factors
1.  [redacted] Residual income
2.  [redacted]year history with current employer
3. No derogatory/adverse credit history since [redacted]
4. No adverse mortgage history
5.  [redacted] in monthly debt payments consolidated with the subject transaction
     05/29/2025 2   B   B   B   B   B   CA Primary Refinance - Cash-out - Other   C B C B C B A A Non QM Non QM No
[REDACTED] RCKT2025CES61268     33477277     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID[redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-23): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/23/2025 3 D D A A N/A N/A     D D   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61268     33477278     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/23/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61309     33477697     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/22/2025 2 A A A A A A A A A A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES61309     33477699     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-22): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/22/2025 2 A A A A N/A N/A     A A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES61310     33477191     Compliance Compliance State Compliance Compliance [redacted] Day RNY has been discontinued effective[redacted] Average Prime Offer Rate (APOR) used in lieu of RNY effective [redacted], pursuant to OCOB FAQ guidance.           Reviewer Comment (2025-05-20): Seller acknowledges the exception. This exception is for informational purposes only and does not impact grading.
     05/20/2025 1 A A A A A A A A A A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES61310     33477225     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/21/2025 2 A A A A A A A A A A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES61310     33515555     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID[redacted] Note Date:  ___; Lien Position: ___ Seller acknowledges exception, secondary valuation not required per product guidelines.       Reviewer Comment (2025-05-23): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/23/2025 2   A   A   N/A       A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES61327     33477779     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/23/2025 2 A A A A A A A A A A   UT Primary Refinance - Cash-out - Other   D D A A B B D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61327     33477780     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID[redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-23): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/23/2025 3 D D A A N/A N/A     D D   UT Primary Refinance - Cash-out - Other   D D A A B B D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61327     33501292     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The[redacted] form was used, the[redacted] form should have been used.         Buyer Comment (2025-05-27): Seller acknowledges exception, no change to grading.
     05/27/2025 2 B B B B B B B B B B   UT Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form D D A A B B D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[REDACTED] RCKT2025CES61367     33477253     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/23/2025 2 A A A A A A A A A A   GA Primary Refinance - Cash-out - Other   A D A A A A A D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61367     33515602     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID[redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-23): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/23/2025 3   D   A   N/A       D   GA Primary Refinance - Cash-out - Other   A D A A A A A D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61393     33475344     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/27/2025 2 A A A A A A A A A A   WA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61393     33475345     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-27): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/27/2025 3 D D A A N/A N/A     D D   WA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61415     33478503     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/23/2025 2 A A A A A A A A A A   HI Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61415     33478537     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID[redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-23): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/23/2025 3 D D A A N/A N/A     D D   HI Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61421     33478621     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/21/2025 2 A A A A A A A A A A   WA Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES61421     33478650     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-20): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/20/2025 2 A A A A N/A N/A     A A   WA Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES61421     33489251     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The [redacted] form was used, the [redacted] form should have been used.         Buyer Comment (2025-05-22): Seller acknowledges the exception, no change to grading.
     05/22/2025 2 B B B B B B B B B B   WA Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B B A A B B A A Non QM Non QM Yes
[REDACTED] RCKT2025CES61423     33475430     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/27/2025 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   D D A A A A D D Non QM Non QM No
[REDACTED] RCKT2025CES61423     33475431     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID[redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-27): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/27/2025 3 D D A A N/A N/A     D D   MD Primary Refinance - Cash-out - Other   D D A A A A D D Non QM Non QM No
[REDACTED] RCKT2025CES61427     33478102     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/23/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61427     33478103     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID[redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-23): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/23/2025 3 D D A A N/A N/A     D D   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61441     33478675     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/21/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES61441     33478679     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-20): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/20/2025 2 A A A A N/A N/A     A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES61444     33477201     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/23/2025 2 A A A A A A A A A A   NC Primary Refinance - Cash-out - Other   D D A A A A D D Non QM Non QM No
[REDACTED] RCKT2025CES61444     33477202     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID[redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-23): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/23/2025 3 D D A A N/A N/A     D D   NC Primary Refinance - Cash-out - Other   D D A A A A D D Non QM Non QM No
[REDACTED] RCKT2025CES61470     33477351     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/27/2025 2 A A A A A A A A A A   SD Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES61470     33477352     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-27): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/27/2025 2 A A A A N/A N/A     A A   SD Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES61478     33478359     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/21/2025 2 A A A A A A A A A A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES61478     33478363     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided[redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-20): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/20/2025 2 A A A A N/A N/A     A A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES61488     33477374     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/23/2025 2 A A A A A A A A A A   VA Primary Refinance - Cash-out - Other   D D A A A A D D Non QM Non QM No
[REDACTED] RCKT2025CES61488     33477375     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID[redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes       Reviewer Comment (2025-05-23): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/23/2025 3 D D A A N/A N/A     D D   VA Primary Refinance - Cash-out - Other   D D A A A A D D Non QM Non QM No
[REDACTED] RCKT2025CES61515     33487917     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/23/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A D A A A A A D Non QM Non QM No
[REDACTED] RCKT2025CES61515     33515657     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID[redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-23): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/23/2025 3   D   A   N/A       D   CA Primary Refinance - Cash-out - Other   A D A A A A A D Non QM Non QM No
[REDACTED] RCKT2025CES61524     33479051     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/23/2025 2 A A A A A A A A A A   AZ Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES61524     33479055     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID[redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-22): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/22/2025 2 A A A A N/A N/A     A A   AZ Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES61550     33477183     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/22/2025 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES61550     33477184     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-22): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/22/2025 2 A A A A N/A N/A     A A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES61552     33478414     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/21/2025 2 A A A A A A A A A A   UT Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES61552     33478418     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided [redacted]provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-20): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/20/2025 2 A A A A N/A N/A     A A   UT Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES61554     33478372     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/21/2025 2 A A A A A A A A A A   NJ Primary Refinance - Cash-out - Other   D D A A A A D D Non QM Non QM No
[REDACTED] RCKT2025CES61554     33478381     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal from prior transaction was in file. Secondary valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-20): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/20/2025 3 D D A A N/A N/A D D D D   NJ Primary Refinance - Cash-out - Other   D D A A A A D D Non QM Non QM No
[REDACTED] RCKT2025CES61561     33477381     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/21/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   D D C A A A D D Non QM Non QM No
[REDACTED] RCKT2025CES61561     33477382     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-20): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/20/2025 3 D D A A N/A N/A     D D   CA Primary Refinance - Cash-out - Other   D D C A A A D D Non QM Non QM No
[REDACTED] RCKT2025CES61561     33477383     Credit Loan Package Documentation Loan File Missing Document  Missing Document: Hazard Insurance Policy not provided           Reviewer Comment (2025-05-22): [redacted] provided. Exception cleared.


Buyer Comment (2025-05-22): Please see attached, [redacted] information confirming current coverage active.
 05/22/2025     1 C A C A C A C A C A   CA Primary Refinance - Cash-out - Other   D D C A A A D D Non QM Non QM No
[REDACTED] RCKT2025CES61667     33477771     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/23/2025 2 A A A A A A A A A A   TN Primary Refinance - Cash-out - Other   D D A A A A D D Non QM Non QM No
[REDACTED] RCKT2025CES61667     33477772     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID[redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-23): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/23/2025 3 D D A A N/A N/A     D D   TN Primary Refinance - Cash-out - Other   D D A A A A D D Non QM Non QM No
[REDACTED] RCKT2025CES61694     33477199     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/27/2025 2 A A A A A A A A A A   OH Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES61694     33477200     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID[redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-27): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/27/2025 2 A A A A N/A N/A     A A   OH Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES61703     33477197     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/27/2025 2 A A A A A A A A A A   NY Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61703     33477198     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID[redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-27): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/27/2025 2 A A A A N/A N/A     A A   NY Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61716     33477716     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/27/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   D D C A A A D D Non QM Non QM No
[REDACTED] RCKT2025CES61716     33477717     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID[redacted] Note Date:  ___; Lien Position: ___ The file is missing supporting secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-27): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/27/2025 3 D D A A N/A N/A     D D   CA Primary Refinance - Cash-out - Other   D D C A A A D D Non QM Non QM No
[REDACTED] RCKT2025CES61716     33490148     Credit Income / Employment Income Documentation Missing Document  REO Documents are missing. - The file is missing the [redacted] dues documentation for this property. The AVM reflects that an HOA is present.  Please provide for review.       Reviewer Comment (2025-05-27): No [redacted]fees as per Zillow. Exception cleared.


Buyer Comment (2025-05-27): Please see attached, confirmation from [redacted] that there are no [redacted]dues. There is an [redacted]present per the AVM, but it is a voluntary organization without dues.
 05/27/2025     1 C A C A C A C A C A   CA Primary Refinance - Cash-out - Other   D D C A A A D D Non QM Non QM No
[REDACTED] RCKT2025CES61730     33477953     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/22/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A D A A A A A D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61730     33515666     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-23): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/23/2025 3   D   A   N/A       D   CA Primary Refinance - Cash-out - Other   A D A A A A A D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61780     33479359     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/27/2025 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61780     33479362     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID[redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-23): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/23/2025 3 D D A A N/A N/A     D D   FL Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61855     33478021     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/27/2025 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61855     33478022     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID[redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-23): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/23/2025 3 D D A A N/A N/A     D D   MD Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61862     33478814     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/22/2025 2 A A A A A A A A A A   MI Primary Refinance - Cash-out - Other   A D A A A A A D Non QM Non QM No
[REDACTED] RCKT2025CES61862     33515707     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-23): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/23/2025 3   D   A   N/A       D   MI Primary Refinance - Cash-out - Other   A D A A A A A D Non QM Non QM No
[REDACTED] RCKT2025CES61872     33477566     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/27/2025 2 A A A A A A A A A A   TN Primary Refinance - Cash-out - Other   D D A A C B D D Safe Harbor QM (APOR) Non QM No
[REDACTED] RCKT2025CES61872     33477567     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-27): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/27/2025 3 D D A A N/A N/A     D D   TN Primary Refinance - Cash-out - Other   D D A A C B D D Safe Harbor QM (APOR) Non QM No
[REDACTED] RCKT2025CES61872     33477599     Compliance Compliance Federal Compliance ATR/QM Defect Check Loan Designation Match - QM Qualified Mortgage (Dodd-Frank  [redacted]): Originator Loan Designation of  [redacted]does not match Due Diligence Loan Designation of  [redacted] Loan designation failure due to QM failure. This exception will be cleared when all QM related exceptions are cleared.       Reviewer Comment (2025-06-02): [redacted] income was removed for qualification and documentation is no longer required.  Exception cleared.


Buyer Comment (2025-06-02): Please be advised the  [redacted] income has been removed from qualifying, please see attached updated  [redacted] and  [redacted]. Loan still qualifies with less than  [redacted] DTI.


Reviewer Comment (2025-05-29): [redacted]is appearing on borrower's  [redacted]  of the [redacted]  as a Partnership entity. It was not possible to determine the consulting income reported on  [redacted]  in fact came from [redacted] per client's rebuttal. In addition, borrower had  [redacted] consulting income in  [redacted] and [redacted] was not in existence at that time per the borrower's  [redacted] and the Articles of Incorporation for [redacted]. Exception remains.


Buyer Comment (2025-05-27): Please refer to pages [redacted] , borrower's  [redacted] states they do consulting and this is done through  [redacted]  where borrower is listed as a member/manager on page  [redacted] . This is sufficient verify [redacted].
 06/02/2025     1 B A C A B A C A B A   TN Primary Refinance - Cash-out - Other Lender to provide updated ATR/QM status D D A A C B D D Safe Harbor QM (APOR) Non QM Yes
[REDACTED] RCKT2025CES61872     33477600     Compliance Compliance Federal Compliance ATR/QM Defect General QM Provision Employment - [redacted] General QM: Unable to verify current  [redacted] status using reasonably reliable third-party records. The file was missing the third party verification For the borrower's Schedule C consulting business. Please provide evidence of the third party verification for the business obtained within  [redacted]days of the Note date for review.       Reviewer Comment (2025-06-02): [redacted] income was removed for qualification and documentation is no longer required.  Exception cleared.


Buyer Comment (2025-06-02): Please be advised the  [redacted]income has been removed from qualifying, please see attached updated  [redacted] and  [redacted]. Loan still qualifies with less than  [redacted]DTI.


Buyer Comment (2025-06-02): Please be advised the  [redacted] income has been removed from qualifying, please see attached updated  [redacted] and  [redacted]. Loan still qualifies with less than  [redacted] DTI.


Buyer Comment (2025-05-30): Please see attached updated QM findings showing Non-QM designation.


Reviewer Comment (2025-05-29): [redacted] is appearing on borrower's  [redacted]  of the  [redacted] s as a Partnership entity.   It was not possible to determine the consulting income reported on Schedule C in fact came from [redacted] per client's rebuttal.  In addition, borrower had  [redacted]  consulting income in  [redacted]  and [redacted] was not in existence at that time per the borrower's [redacted]  and the Articles of Incorporation for [redacted].  Exception remains.


Buyer Comment (2025-05-27): Please refer to pages  [redacted] , borrower's  [redacted]  states they do consulting and this is done through  [redacted] where borrower is listed as a member/manager on page  [redacted]  This is sufficient verify [redacted].
 06/02/2025     1 C A C A C A C A C A   TN Primary Refinance - Cash-out - Other   D D A A C B D D Safe Harbor QM (APOR) Non QM No
[REDACTED] RCKT2025CES61872     33549458     Compliance Compliance Federal Compliance ATR/QM Defect Check Restated Loan Designation Match - General Ability to Repay Ability to Repay (Dodd-Frank  [redacted]): The initial Loan Designation provided did not match.  However, the updated Loan Designation of Non QM matches the Due Diligence Loan Designation of Non QM. Client updated Loan Designation to Non-QM       Buyer Comment (2025-06-02): Seller acknowledges exception, no change to grading.
     06/02/2025 2   A   B   B   B   A   TN Primary Refinance - Cash-out - Other   D D A A C B D D Safe Harbor QM (APOR) Non QM No
[REDACTED] RCKT2025CES61887     33477867     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/27/2025 2 A A A A A A A A A A   GA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61887     33477872     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID[redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-23): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/23/2025 3 D D A A N/A N/A     D D   GA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61916     33477652     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/22/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES61916     33477653     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-22): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/22/2025 2 A A A A N/A N/A     A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES61955     33479483     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/27/2025 2 A A A A A A A A A A   GA Primary Refinance - Cash-out - Other   D D A A A A D D Non QM Non QM No
[REDACTED] RCKT2025CES61955     33479485     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID[redacted] Note Date:  ___; Lien Position: ___ The file is missing supporting secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-23): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/23/2025 3 D D A A N/A N/A     D D   GA Primary Refinance - Cash-out - Other   D D A A A A D D Non QM Non QM No
[REDACTED] RCKT2025CES61968     33477897     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/27/2025 2 A A A A A A A A A A   CO Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61968     33477898     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID[redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-23): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/23/2025 3 D D A A N/A N/A     D D   CO Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61989     33477734     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/21/2025 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61989     33477735     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-20): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/20/2025 2 A A A A N/A N/A     A A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62007     33478584     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/27/2025 2 A A A A A A A A A A   UT Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62007     33478587     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID[redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-23): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/23/2025 3 D D A A N/A N/A     D D   UT Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62019     33478088     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/23/2025 2 A A A A A A A A A A   NV Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES62019     33478089     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID[redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-22): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/22/2025 2 A A A A N/A N/A     A A   NV Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES62027     33477775     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/23/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES62027     33477776     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID[redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-22): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/22/2025 2 A A A A N/A N/A     A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES62067     33478315     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/23/2025 2 A A A A A A A A A A   MI Primary Refinance - Cash-out - Other   C A C A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES62067     33478316     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID[redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-23): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/23/2025 2 A A A A N/A N/A     A A   MI Primary Refinance - Cash-out - Other   C A C A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES62067     33478346     Credit Loan Package Documentation Loan File Missing Document  Missing Document: Hazard Insurance Policy not provided           Reviewer Comment (2025-05-27): [redacted] received. Exception cleared.


Buyer Comment (2025-05-27): Please see attached, insurance information for the subject property confirming coverage.
 05/27/2025     1 C A C A C A C A C A   MI Primary Refinance - Cash-out - Other   C A C A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES62111     33480049     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The [redacted] form was used, the [redacted]form should have been used.         Buyer Comment (2025-05-27): seller accepts; no change to grading.
     05/27/2025 2 B B B B B B B B B B   CA Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B B A A B B A A Non QM Non QM Yes
[REDACTED] RCKT2025CES62111     33480056     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/23/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES62111     33480058     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID[redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-22): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/22/2025 2 A A A A N/A N/A     A A   CA Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES62121     33478259     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID[redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-22): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/22/2025 2 A A A A N/A N/A     A A   PA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES62121     33478261     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/23/2025 2 A A A A A A A A A A   PA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES62141     33477984     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/23/2025 2 A A A A A A A A A A   OR Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES62141     33477985     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-22): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/22/2025 2 A A A A N/A N/A     A A   OR Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES62155     33477392     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/23/2025 2 A A A A A A A A A A   WA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES62155     33477393     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-22): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/22/2025 2 A A A A N/A N/A     A A   WA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES62185     33477925     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/21/2025 2 A A A A A A A A A A   NY Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62185     33477926     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-20): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/20/2025 3 D D A A N/A N/A     D D   NY Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62216     33478861     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/21/2025 2 A A A A A A A A A A   WA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES62216     33478862     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided [redacted]provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-20): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/20/2025 2 A A A A N/A N/A     A A   WA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES62261     33477736     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/23/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62261     33477737     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-23): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/23/2025 3 D D A A N/A N/A     D D   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62284     33479678     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/21/2025 2 A A A A A A A A A A   AZ Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62284     33479681     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-20): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/20/2025 3 D D A A N/A N/A     D D   AZ Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62289     33479633     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/21/2025 2 A A A A A A A A A A   AZ Primary Refinance - Cash-out - Other   D D A A C B D D Safe Harbor QM (APOR) Non QM No
[REDACTED] RCKT2025CES62289     33479651     Compliance Compliance Federal Compliance ATR/QM Defect QM Points and Fees[redacted] Qualified Mortgage (Dodd Frank  [redacted]): Points and Fees on subject loan of  [redacted] is in excess of the allowable maximum of   [redacted] of the Federal Total Loan Amount. Points and Fees total  [redacted]on a Federal Total Loan Amount of  [redacted] vs. an allowable total of [redacted] (an overage of  [redacted] or  [redacted]).         Reviewer Comment (2025-05-30): Client elected to restate the loan designation. Designation updated to Non-QM, exception cleared.


Buyer Comment (2025-05-28): Please see the attached revised QM summary updating the QM designation to ATR Non QM.
 05/30/2025     1 C A C A C A C A C A   AZ Primary Refinance - Cash-out - Other   D D A A C B D D Safe Harbor QM (APOR) Non QM No
[REDACTED] RCKT2025CES62289     33479655     Compliance Compliance Federal Compliance ATR/QM Defect Check Loan Designation Match - QM Qualified Mortgage (Dodd-Frank  [redacted]): Originator Loan Designation of  [redacted]does not match Due Diligence Loan Designation of QM (APOR) Fail. Loan designation failure due to QM failure. This exception will be cleared when all QM related exceptions are cleared.       Reviewer Comment (2025-05-30): Client elected to restate the loan designation. Designation updated to Non-QM, exception cleared.


Buyer Comment (2025-05-28): Please see the attached revised QM summary updating the QM designation to ATR Non QM.
 05/30/2025     1 B A C A B A C A B A   AZ Primary Refinance - Cash-out - Other Lender to provide updated ATR/QM status D D A A C B D D Safe Harbor QM (APOR) Non QM Yes
[REDACTED] RCKT2025CES62289     33491129     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-20): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/20/2025 3 D D A A N/A N/A     D D   AZ Primary Refinance - Cash-out - Other   D D A A C B D D Safe Harbor QM (APOR) Non QM No
[REDACTED] RCKT2025CES62289     33542058     Compliance Compliance Federal Compliance ATR/QM Defect Check Restated Loan Designation Match - General Ability to Repay Ability to Repay (Dodd-Frank  [redacted]): The initial Loan Designation provided did not match.  However, the updated Loan Designation of Non QM matches the Due Diligence Loan Designation of Non QM. The updated loan designation of Non-QM matches the Due Diligence loan designation of Non-QM. Exception is informational only.       Buyer Comment (2025-05-30): Seller acknowledges exception, no change to grading.
     05/30/2025 2   A   B   B   B   A   AZ Primary Refinance - Cash-out - Other   D D A A C B D D Safe Harbor QM (APOR) Non QM No
[REDACTED] RCKT2025CES62318     33478098     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/21/2025 2 A A A A A A A A A A   AK Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES62318     33478100     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided[redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-20): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/20/2025 2 A A A A N/A N/A     A A   AK Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES62318     33478196     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The[redacted] form was used, the[redacted] form should have been used.         Buyer Comment (2025-05-22): Seller acknowledges exception, no change in grading
     05/22/2025 2 B B B B B B B B B B   AK Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B B A A B B A A Non QM Non QM Yes
[REDACTED] RCKT2025CES62364     33479981     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/23/2025 2 A A A A A A A A A A   NC Primary Refinance - Cash-out - Other   C A C A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES62364     33479982     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-23): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/23/2025 2 A A A A N/A N/A     A A   NC Primary Refinance - Cash-out - Other   C A C A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES62364     33480027     Credit Income / Employment Income Documentation Income / Employment [redacted] is not within[redacted] business days of the Note. - The verba[redacted] dated [redacted] was not within [redacted] business days of the Note dated [redacted]       Reviewer Comment (2025-05-27): [redacted] of Employment received within [redacted]business days. Exception cleared.


Buyer Comment (2025-05-27): Please see the attached voe recert dated [redacted]
 05/27/2025     1 C A C A C A C A C A   NC Primary Refinance - Cash-out - Other   C A C A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES62377     33479150     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/21/2025 2 A A A A A A A A A A   OH Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62377     33479162     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-20): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/20/2025 3 D D A A N/A N/A     D D   OH Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62391     33478069     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/21/2025 2 A A A A A A A A A A   AL Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES62391     33478070     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-20): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/20/2025 2 A A A A N/A N/A     A A   AL Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES62413     33478043     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes       Reviewer Comment (2025-05-23): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/23/2025 3 D D A A N/A N/A     D D   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62413     33478048     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/23/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62464     33485743     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/23/2025 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   D D A A A A D D Non QM Non QM No
[REDACTED] RCKT2025CES62464     33485744     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-23): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/23/2025 3 D D A A N/A N/A     D D   FL Primary Refinance - Cash-out - Other   D D A A A A D D Non QM Non QM No
[REDACTED] RCKT2025CES62470     33478330     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-20): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/20/2025 2 A A A A N/A N/A     A A   IL Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES62470     33478331     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/21/2025 2 A A A A A A A A A A   IL Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES62477     33478294     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-22): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/22/2025 2 A A A A N/A N/A     A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES62477     33478295     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/23/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES62536     33479108     Credit Loan Package Documentation Application / Processing Loan Package Documentation [redacted] Disaster Issue: The subject property is located in a[redacted]disaster that does not have a declared end date. Disaster Name: ___
Disaster Declaration Date: ___		   Property inspected post disaster but pre-FEMA declaration of disaster end date. Property inspected post disaster but pre-FEMA declaration of disaster end date. Date of disaster:[redacted] SitusAMC,Originator Reviewer Comment (2025-05-27): PDI performed on [redacted]. No Damage.


Buyer Comment (2025-05-27): Please refer to the disaster inspection on page [redacted] to clear exception.
     05/27/2025 2 C B C B C B C B C B   KY Primary Refinance - Cash-out - Other   C B C B A A A A Non QM Non QM No
[REDACTED] RCKT2025CES62536     33479110     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/23/2025 2 A A A A A A A A A A   KY Primary Refinance - Cash-out - Other   C B C B A A A A Non QM Non QM No
[REDACTED] RCKT2025CES62536     33479112     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided[redacted]provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-23): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/23/2025 2 A A A A N/A N/A     A A   KY Primary Refinance - Cash-out - Other   C B C B A A A A Non QM Non QM No
[REDACTED] RCKT2025CES62547     33478466     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-23): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/23/2025 3 D D A A N/A N/A     D D   VA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62547     33478488     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/23/2025 2 A A A A A A A A A A   VA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62570     33479098     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/23/2025 2 A A A A A A A A A A   TN Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62570     33479099     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-22): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/22/2025 2 A A A A N/A N/A     A A   TN Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62571     33483535     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/23/2025 2 A A A A A A A A A A   PA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62571     33483538     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-23): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/23/2025 2 A A A A N/A N/A     A A   PA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62572     33478663     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/23/2025 2 A A A A A A A A A A   NJ Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62572     33478665     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-22): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/22/2025 2 A A A A N/A N/A     A A   NJ Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62573     33478957     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/23/2025 2 A A A A A A A A A A   GA Primary Refinance - Cash-out - Other   D D A A A A D D Non QM Non QM No
[REDACTED] RCKT2025CES62573     33478959     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-23): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/23/2025 3 D D A A N/A N/A     D D   GA Primary Refinance - Cash-out - Other   D D A A A A D D Non QM Non QM No
[REDACTED] RCKT2025CES62648     33480011     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/22/2025 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES62648     33480013     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-22): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/22/2025 2 A A A A N/A N/A     A A   MD Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES62648     33480063     Compliance Compliance State Compliance State HPML (State HPML Disclosure) [redacted] Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) [redacted] Higher-Priced Mortgage Loan:  [redacted]r not provided with written disclosure of non-higher priced loans otherwise qualified for.         Buyer Comment (2025-05-23): Seller acknowledges exception, no change to grading.
     05/23/2025 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES62648     33480064     Compliance Compliance State Compliance State HPML [redacted]HPML Threshold Test Non-Compliant [redacted]Higher-Priced Mortgage Loan: APR on subject loan of[redacted]or Final Disclosure APR of [redacted]is equal to or greater than the threshold of APOR[redacted].  Non-Compliant Higher Priced Loan.         Buyer Comment (2025-05-23): Seller acknowledges exception, no change to grading.
     05/23/2025 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES62662     33479050     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/22/2025 2 A A A A A A A A A A   NJ Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62662     33479052     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-22): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/22/2025 3 D D A A N/A N/A     D D   NJ Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62689     33478248     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/22/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   D D A A A A D D Non QM Non QM No
[REDACTED] RCKT2025CES62689     33478256     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-22): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/22/2025 3 D D A A N/A N/A     D D   CA Primary Refinance - Cash-out - Other   D D A A A A D D Non QM Non QM No
[REDACTED] RCKT2025CES62698     33477627     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The[redacted] form was used, the [redacted] form should have been used.         Buyer Comment (2025-05-23): seller accepts; no change to grading.
     05/23/2025 2 B B B B B B B B B B   CA Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form D D A A B B D D Non QM Non QM Yes
[REDACTED] RCKT2025CES62698     33477629     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/22/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   D D A A B B D D Non QM Non QM No
[REDACTED] RCKT2025CES62698     33477641     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal from prior transaction was in file. Secondary valuation from subject transaction is missing. Sec ID:[redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-22): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/22/2025 3 D D A A N/A N/A D D D D   CA Primary Refinance - Cash-out - Other   D D A A B B D D Non QM Non QM No
[REDACTED] RCKT2025CES62712     33478492     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/22/2025 2 A A A A A A A A A A   MS Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES62712     33478493     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-22): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/22/2025 2 A A A A N/A N/A     A A   MS Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES62712     33478543     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The [redacted]orm was used, the[redacted]form should have been used.         Buyer Comment (2025-05-23): Seller acknowledges. No change to grading.
     05/23/2025 2 B B B B B B B B B B   MS Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B B A A B B A A Non QM Non QM Yes
[REDACTED] RCKT2025CES62722     33479932     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-22): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/22/2025 2 A A A A N/A N/A     A A   AZ Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES62722     33479933     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/23/2025 2 A A A A A A A A A A   AZ Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES62760     33479600     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/22/2025 2 A A A A A A A A A A   GA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62760     33479610     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID:[redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-22): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/22/2025 3 D D A A N/A N/A     D D   GA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62765     33480123     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/22/2025 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES62765     33480125     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided[redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-22): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/22/2025 2 A A A A N/A N/A     A A   MD Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES62765     33480135     Compliance Compliance State Compliance State HPML (State HPML Disclosure) [redacted] Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) [redacted]Higher-Priced Mortgage Loan:  Borrower not provided with written disclosure of non-higher priced loans otherwise qualified for.         Buyer Comment (2025-05-23): Seller acknowledges exception, no change to grading.
     05/23/2025 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES62765     33480136     Compliance Compliance State Compliance State HPML [redacted] HPML Threshold Test Non-Compliant [redacted] Higher-Priced Mortgage Loan: APR on subject loan of[redacted] or Final Disclosure APR of [redacted] is equal to or greater than the threshold of APOR[redacted]or [redacted]  Non-Compliant Higher Priced Loan.         Buyer Comment (2025-05-23): Seller acknowledges exception, no change to grading.
     05/23/2025 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES62788     33479974     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/22/2025 2 A A A A A A A A A A   NM Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES62788     33479976     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided[redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-22): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/22/2025 2 A A A A N/A N/A     A A   NM Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES62794     33477706     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/22/2025 2 A A A A A A A A A A   VA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES62794     33477712     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided[redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-22): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/22/2025 2 A A A A N/A N/A     A A   VA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES62814     33479756     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/22/2025 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   D D A A A A D D Non QM Non QM No
[REDACTED] RCKT2025CES62814     33479758     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-22): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/22/2025 3 D D A A N/A N/A     D D   FL Primary Refinance - Cash-out - Other   D D A A A A D D Non QM Non QM No
[REDACTED] RCKT2025CES62853     33480313     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/22/2025 2 A A A A A A A A A A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES62853     33480314     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided[redacted]provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-22): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/22/2025 2 A A A A N/A N/A     A A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES62855     33480037     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/22/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62855     33480040     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes       Reviewer Comment (2025-05-22): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/22/2025 3 D D A A N/A N/A     D D   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62908     33486250     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/22/2025 2 A A A A A A A A A A   CO Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES62908     33486251     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided[redacted]provide relief. Sec ID[redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-22): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/22/2025 2 A A A A N/A N/A     A A   CO Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES62908     33486328     Compliance Compliance State Compliance Misc. State Level [redacted] Consumer Credit Code (Borrower Written Reason for Loan, Modification, or Refinance Not Provided) [redacted] Consumer Credit Code: Borrower did not provided a written description of reasons for seeking loan, modification, or refinance.         Buyer Comment (2025-05-23): Seller acknowledges the exception, no change to grading.
     05/23/2025 2 B B B B B B B B B B   CO Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES62944     33486739     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/23/2025 2 A A A A A A A A A A   NY Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62944     33486746     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-23): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/23/2025 2 A A A A N/A N/A     A A   NY Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62944     33513231     Credit Credit Miscellaneous Guideline Credit Exception:   [redacted] for the borrower's and co-borrower's [redacted] was not timestamped. Please provide evidence of when the lender obtained the verification for review.       Reviewer Comment (2025-05-27): Received documentation verifying the date the [redacted]was obtained. Exception cleared.


Buyer Comment (2025-05-27): Please see the attached screenshot confirming the [redacted]was received within [redacted]days of closing.
 05/27/2025     1 C A C A C A C A C A   NY Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63094     33487743     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/22/2025 2 A A A A A A A A A A   UT Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES63094     33487746     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-22): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/22/2025 2 A A A A N/A N/A     A A   UT Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES63113     33479448     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/22/2025 2 A A A A A A A A A A   NJ Primary Refinance - Cash-out - Other   D D A A C B D D Non QM Non QM No
[REDACTED] RCKT2025CES63113     33479450     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-21): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/21/2025 3 D D A A N/A N/A     D D   NJ Primary Refinance - Cash-out - Other   D D A A C B D D Non QM Non QM No
[REDACTED] RCKT2025CES63113     33479488     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Third Circuit) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The  [redacted] form was used, the  [redacted] form should have been used.         Reviewer Comment (2025-06-02): [redacted], proof of delivery [redacted], and LOE to the borrower provided. New rescission period has passed, exception cured.


Buyer Comment (2025-06-02): Please see attached, ROR with last day in the past
   06/02/2025   2 C B C B C B C B C B   NJ Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form D D A A C B D D Non QM Non QM Yes
[REDACTED] RCKT2025CES63130     33478594     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/22/2025 2 A A A A A A A A A A   VA Primary Refinance - Cash-out - Other   D D A A A A D D Non QM Non QM No
[REDACTED] RCKT2025CES63130     33478595     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-21): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/21/2025 3 D D A A N/A N/A     D D   VA Primary Refinance - Cash-out - Other   D D A A A A D D Non QM Non QM No
[REDACTED] RCKT2025CES63137     33479975     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID:[redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-23): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/23/2025 3 D D A A N/A N/A     D D   VA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63137     33479978     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/23/2025 2 A A A A A A A A A A   VA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63166     33486843     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/22/2025 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES63166     33486844     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided [redacted] provide relief. Sec ID:[redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-21): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/21/2025 2 A A A A N/A N/A     A A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES63191     33480017     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-21): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/21/2025 2 A A A A N/A N/A     A A   NY Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63191     33480019     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/21/2025 2 A A A A A A A A A A   NY Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63203     33487086     Credit Title Document Error Title The Preliminary [redacted]policy is within[redacted]or [redacted] and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided.           Buyer Comment (2025-05-23): seller accepts; no change to grading.
     05/23/2025 2 B B B B B B B B B B   CA Primary Refinance - Cash-out - Other   D D B B A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63203     33487087     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/22/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   D D B B A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63203     33487090     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-21): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/21/2025 3 D D A A N/A N/A     D D   CA Primary Refinance - Cash-out - Other   D D B B A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63209     33478191     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/21/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   D D A A B B D D Non QM Non QM No
[REDACTED] RCKT2025CES63209     33478193     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-21): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/21/2025 3 D D A A N/A N/A     D D   CA Primary Refinance - Cash-out - Other   D D A A B B D D Non QM Non QM No
[REDACTED] RCKT2025CES63209     33478250     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The [redacted] form was used, the [redacted] form should have been used.         Buyer Comment (2025-05-22): Seller acknowledges exception, no change to grading.
     05/22/2025 2 B B B B B B B B B B   CA Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form D D A A B B D D Non QM Non QM Yes
[REDACTED] RCKT2025CES63218     33486442     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/23/2025 2 A A A A A A A A A A   WA Primary Refinance - Cash-out - Other   D D A A C A D D Non QM Non QM No
[REDACTED] RCKT2025CES63218     33486443     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-23): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/23/2025 3 D D A A N/A N/A     D D   WA Primary Refinance - Cash-out - Other   D D A A C A D D Non QM Non QM No
[REDACTED] RCKT2025CES63218     33486501     Compliance Compliance Federal Compliance ATR/QM NonQM ATR Ability-to-Repay (Dodd-Frank  [redacted]): General Ability-to-Repay requirements not satisfied. ATR failure due to missing income docs. This exception will be cleared when all ATR related exceptions are cleared.       Reviewer Comment (2025-05-29): Worker's Comp Insurance provided to confirm existence of business. Exception cleared.
 05/29/2025     1 A A A A A A A A A A   WA Primary Refinance - Cash-out - Other   D D A A C A D D Non QM Non QM No
[REDACTED] RCKT2025CES63218     33486507     Compliance Compliance Federal Compliance ATR/QM Defect General Ability To Repay Provision Employment - [redacted] Test Ability-to-Repay (Dodd-Frank [redacted]): Unable to verify current  [redacted] status due to missing Tax Return/Transcript for the most recent year, and one of these docs is required yet missing:  Audited/Third Party [redacted],  [redacted], or other  [redacted] The file was missing the third party verification for the borrower's business. Please provide the third party verification obtained within  [redacted]calendar days of the Note date for review.       Reviewer Comment (2025-05-29): Worker's Comp Insurance provided to confirm existence of business. Exception cleared.


Buyer Comment (2025-05-27): Please see attached active business insurance to satisfy this requirement.
 05/29/2025     1 C A C A C A C A C A   WA Primary Refinance - Cash-out - Other   D D A A C A D D Non QM Non QM No
[REDACTED] RCKT2025CES63218     33486508     Compliance Compliance Federal Compliance ATR/QM Defect Check Loan Designation Match - ATR Ability to Repay (Dodd-Frank [redacted]: Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Fail. Loan designation failure due to ATR failure. This exception will be cleared when all ATR related exceptions are cleared.       Reviewer Comment (2025-05-29): Worker's Comp Insurance provided to confirm existence of business. Exception cleared.


Buyer Comment (2025-05-27): Please see attached active business insurance to satisfy this requirement.
 05/29/2025     1 B A C A B A C A B A   WA Primary Refinance - Cash-out - Other Lender to provide updated ATR/QM status D D A A C A D D Non QM Non QM Yes
[REDACTED] RCKT2025CES63277     33480182     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/23/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   D D A A A A D D Non QM Non QM No
[REDACTED] RCKT2025CES63277     33480184     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-23): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/23/2025 3 D D A A N/A N/A     D D   CA Primary Refinance - Cash-out - Other   D D A A A A D D Non QM Non QM No
[REDACTED] RCKT2025CES63285     33487698     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/21/2025 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63285     33487749     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-21): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/21/2025 3 D D A A N/A N/A     D D   FL Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63296     33478189     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/21/2025 2 A A A A A A A A A A   GA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63296     33478190     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-21): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/21/2025 3 D D A A N/A N/A     D D   GA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63314     33478769     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/22/2025 2 A A A A A A A A A A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES63314     33478771     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-21): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/21/2025 2 A A A A N/A N/A     A A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES63317     33478443     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-21): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/21/2025 2 A A A A N/A N/A     A A   VA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES63317     33478444     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/22/2025 2 A A A A A A A A A A   VA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES63414     33478703     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/21/2025 2 A A A A A A A A A A   IL Primary Refinance - Cash-out - Other   D D A A A A D D Non QM Non QM No
[REDACTED] RCKT2025CES63414     33478704     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-21): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/21/2025 3 D D A A N/A N/A     D D   IL Primary Refinance - Cash-out - Other   D D A A A A D D Non QM Non QM No
[REDACTED] RCKT2025CES63430     33487213     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/21/2025 2 A A A A A A A A A A   NJ Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63430     33487217     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided[redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-21): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/21/2025 2 A A A A N/A N/A     A A   NJ Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63461     33480157     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/22/2025 2 A A A A A A A A A A   NJ Primary Refinance - Cash-out - Other   C B A A C B A A Non QM Non QM No
[REDACTED] RCKT2025CES63461     33480159     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted]                 05/21/2025 2 A A A A N/A N/A     A A   NJ Primary Refinance - Cash-out - Other   C B A A C B A A Non QM Non QM No
[REDACTED] RCKT2025CES63461     33480176     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Third Circuit) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The[redacted] form was used, the [redacted] form should have been used.         Reviewer Comment (2025-06-03): LOE, proof of delivery, and H-9 RTC provided. New rescission period has passed, exception cured.


Buyer Comment (2025-06-03): Please see the attached H-9, lox and proof of delivery.
   06/03/2025   2 C B C B C B C B C B   NJ Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B A A C B A A Non QM Non QM Yes
[REDACTED] RCKT2025CES63473     33486270     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/21/2025 2 A A A A A A A A A A   WA Primary Refinance - Cash-out - Other   D D A A A A D D Non QM Non QM No
[REDACTED] RCKT2025CES63473     33486272     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-21): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/21/2025 3 D D A A N/A N/A     D D   WA Primary Refinance - Cash-out - Other   D D A A A A D D Non QM Non QM No
[REDACTED] RCKT2025CES63501     33479056     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/21/2025 2 A A A A A A A A A A   CO Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63501     33479069     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided[redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-21): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/21/2025 2 A A A A N/A N/A     A A   CO Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63501     33479161     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The [redacted] form was used, the[redacted] form should have been used.         Buyer Comment (2025-05-22): Seller acknowledges the exception, no change to grading.
     05/22/2025 2 B B B B B B B B B B   CO Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[REDACTED] RCKT2025CES63505     33486381     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/23/2025 2 A A A A A A A A A A   MI Primary Refinance - Cash-out - Other   D D A A A A D D Non QM Non QM No
[REDACTED] RCKT2025CES63505     33486382     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-23): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/23/2025 3 D D A A N/A N/A     D D   MI Primary Refinance - Cash-out - Other   D D A A A A D D Non QM Non QM No
[REDACTED] RCKT2025CES63524     33486366     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/21/2025 2 A A A A A A A A A A   NE Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES63524     33486368     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-21): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/21/2025 2 A A A A N/A N/A     A A   NE Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES63611     33480158     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/22/2025 2 A A A A A A A A A A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES63611     33480177     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided[redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-21): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/21/2025 2 A A A A N/A N/A     A A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES63646     33479742     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/22/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63646     33479743     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID:[redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-21): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/21/2025 3 D D A A N/A N/A     D D   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63686     33483369     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/22/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   D D A A A A D D Non QM Non QM No
[REDACTED] RCKT2025CES63686     33483371     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-21): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/21/2025 3 D D A A N/A N/A     D D   CA Primary Refinance - Cash-out - Other   D D A A A A D D Non QM Non QM No
[REDACTED] RCKT2025CES63688     33486122     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/22/2025 2 A A A A A A A A A A   OK Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES63688     33486126     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-21): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/21/2025 2 A A A A N/A N/A     A A   OK Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES63688     33486141     Compliance Compliance State Compliance State HPML (State HPML) [redacted] Higher-Priced Mortgage Loan (APR Exceeds HPML Threshold) [redacted]Higher-Priced Mortgage Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is equal to or greater than the threshold of APOR[redacted].  Compliant Higher Priced Loan.         Buyer Comment (2025-05-23): Seller acknowledges exception, no change to grading.
     05/23/2025 2 B B B B B B B B B B   OK Primary Refinance - Cash-out - Other No obvious cure B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES63746     33485695     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/22/2025 2 A A A A A A A A A A   NJ Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES63746     33485696     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided [redacted]provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-21): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/21/2025 2 A A A A N/A N/A     A A   NJ Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES63747     33478219     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/22/2025 2 A A A A A A A A A A   NC Primary Refinance - Cash-out - Other   D D A A A A D D Non QM Non QM No
[REDACTED] RCKT2025CES63747     33478221     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-21): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/21/2025 3 D D A A N/A N/A     D D   NC Primary Refinance - Cash-out - Other   D D A A A A D D Non QM Non QM No
[REDACTED] RCKT2025CES63826     33480369     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-21): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/21/2025 3 D D A A N/A N/A     D D   OK Primary Refinance - Cash-out - Other   D D A A B B D D Non QM Non QM No
[REDACTED] RCKT2025CES63826     33480370     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/22/2025 2 A A A A A A A A A A   OK Primary Refinance - Cash-out - Other   D D A A B B D D Non QM Non QM No
[REDACTED] RCKT2025CES63826     33480442     Compliance Compliance State Compliance State HPML (State HPML) [redacted] Higher-Priced Mortgage Loan (APR Exceeds HPML Threshold) [redacted]Higher-Priced Mortgage Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is equal to or greater than the threshold of APOR[redacted].  Compliant Higher Priced Loan.         Buyer Comment (2025-05-23): seller accepts; no change to grading.
     05/23/2025 2 B B B B B B B B B B   OK Primary Refinance - Cash-out - Other No obvious cure D D A A B B D D Non QM Non QM No
[REDACTED] RCKT2025CES63837     33485856     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/22/2025 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES63837     33485857     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided[redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ Verified the Subject loan is eligible for high-cost testing and Undiscounted Interest Rate and Rate Price were left blank as per the deal specific and Acknowledged the Validation.       Reviewer Comment (2025-05-21): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/21/2025 2 A A A A N/A N/A     A A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES63888     33486236     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/22/2025 2 A A A A A A A A A A   CT Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63888     33486237     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-21): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/21/2025 3 D D A A N/A N/A     D D   CT Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63926     33479335     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/22/2025 2 A A A A A A A A A A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES63926     33479336     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-21): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/21/2025 2 A A A A N/A N/A     A A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES63965     33486260     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/22/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63965     33486262     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-22): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/22/2025 3 D D A A N/A N/A     D D   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES63979     33480100     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/22/2025 2 A A A A A A A A A A   VA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES63979     33480101     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided[redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-22): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/22/2025 2 A A A A N/A N/A     A A   VA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES63992     33484557     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/22/2025 2 A A A A A A A A A A   VA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES63992     33484559     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided [redacted]provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-22): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/22/2025 2 A A A A N/A N/A     A A   VA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES64003     33478565     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-22): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/22/2025 2 A A A A N/A N/A     A A   NJ Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES64003     33478567     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/23/2025 2 A A A A A A A A A A   NJ Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES64083     33485812     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/22/2025 2 A A A A A A A A A A   SC Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES64083     33485816     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided[redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-22): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/22/2025 2 A A A A N/A N/A     A A   SC Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES64130     33485942     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/22/2025 2 A A A A A A A A A A   AZ Primary Refinance - Cash-out - Other   D D A A A A D D Non QM Non QM No
[REDACTED] RCKT2025CES64130     33485947     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-22): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/22/2025 3 D D A A N/A N/A     D D   AZ Primary Refinance - Cash-out - Other   D D A A A A D D Non QM Non QM No
[REDACTED] RCKT2025CES64145     33479479     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/22/2025 2 A A A A A A A A A A   NC Primary Refinance - Cash-out - Other   D D A A A A D D Non QM Non QM No
[REDACTED] RCKT2025CES64145     33479484     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-22): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/22/2025 3 D D A A N/A N/A     D D   NC Primary Refinance - Cash-out - Other   D D A A A A D D Non QM Non QM No
[REDACTED] RCKT2025CES64152     33487048     Credit Title Document Error Title The Preliminary/Commitment does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided.           Reviewer Comment (2025-05-27): [redacted]received reflecting the coverage amount. Exception cleared.


Buyer Comment (2025-05-27): Please see attached prelim title policy, note final [redacted]policy is a trailing document.
 05/27/2025     1 C A C A C A C A C A   IL Primary Refinance - Cash-out - Other   D D C A B B D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64152     33487049     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/23/2025 2 A A A A A A A A A A   IL Primary Refinance - Cash-out - Other   D D C A B B D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64152     33487050     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-23): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/23/2025 3 D D A A N/A N/A     D D   IL Primary Refinance - Cash-out - Other   D D C A B B D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64152     33487099     Compliance Compliance Federal Compliance ATR/QM Defect [redacted] Tax Return Recency - QM General QM: [redacted]Tax Returns - The[redacted]l tax returns provided are not the most recent. Application Date [redacted]  Most Recent Tax Return End Date [redacted], Tax Return Due Date [redacted]. The file was missing evidence of the tax return extension for the[redacted]       Buyer Comment (2025-05-27): Seller acknowledges exception, no change to grading.
     05/27/2025 2 B B B B B B B B B B   IL Primary Refinance - Cash-out - Other   D D C A B B D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64152     33514240     Credit Credit Miscellaneous Guideline Credit Exception:   The [redacted] of the [redacted]was not timestamped. Please provide evidence of when this was obtained for review.       Reviewer Comment (2025-05-27): Received [redacted]with timestamped. Exception Cleared.


Buyer Comment (2025-05-27): Please see the attached confirmation the [redacted]t verification was completed within the required timeframe prior to closing.
 05/27/2025     1 C A C A C A C A C A   IL Primary Refinance - Cash-out - Other   D D C A B B D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64183     33487462     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/22/2025 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES64183     33487463     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided[redacted]provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-22): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/22/2025 2 A A A A N/A N/A     A A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES64184     33479428     Compliance Compliance State Compliance State HPML [redacted]HPML Threshold Test Compliant [redacted]Higher-Priced Mortgage Loan: APR on subject loan of [redacted]% or Final Disclosure APR of [redacted] is equal to or greater than the threshold of APOR [redacted]  Compliant Higher Priced Loan.         Buyer Comment (2025-05-23): Seller acknowledges exception, no change to grading.
     05/23/2025 2 B B B B B B B B B B   MA Primary Refinance - Cash-out - Other No obvious cure B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES64184     33479440     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/22/2025 2 A A A A A A A A A A   MA Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES64184     33479445     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-22): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/22/2025 2 A A A A N/A N/A     A A   MA Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[REDACTED] RCKT2025CES64185     33486720     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided [redacted] provide relief. Sec ID:[redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-22): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/22/2025 2 A A A A N/A N/A     A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES64185     33486721     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/22/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES64237     33487814     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/22/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   D D A A A A D D Non QM Non QM No
[REDACTED] RCKT2025CES64237     33487853     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-22): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/22/2025 3 D D A A N/A N/A     D D   CA Primary Refinance - Cash-out - Other   D D A A A A D D Non QM Non QM No
[REDACTED] RCKT2025CES64267     33478376     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/22/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64267     33478384     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-22): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/22/2025 3 D D A A N/A N/A     D D   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64366     33487407     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/22/2025 2 A A A A A A A A A A   CT Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64366     33487414     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-22): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/22/2025 3 D D A A N/A N/A     D D   CT Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64421     33486941     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/22/2025 2 A A A A A A A A A A   NJ Primary Refinance - Cash-out - Other   C B A A C B A A Non QM Non QM No
[REDACTED] RCKT2025CES64421     33486950     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-22): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/22/2025 2 A A A A N/A N/A     A A   NJ Primary Refinance - Cash-out - Other   C B A A C B A A Non QM Non QM No
[REDACTED] RCKT2025CES64421     33487097     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Third Circuit) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The [redacted] form was used, the [redacted] form should have been used.         Reviewer Comment (2025-06-02): LOE,  [redacted] RTC, and proof of delivery [redacted] provided. New rescission period has passed, exception cured.


Buyer Comment (2025-06-01): Please see the attached redisclosure package.
   06/02/2025   2 C B C B C B C B C B   NJ Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B A A C B A A Non QM Non QM Yes
[REDACTED] RCKT2025CES64552     33479493     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/21/2025 2 A A A A A A A A A A   VA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64552     33479494     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID:[redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-21): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/21/2025 3 D D A A N/A N/A     D D   VA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64706     33480151     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/21/2025 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES64706     33480152     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided[redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-21): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/21/2025 2 A A A A N/A N/A     A A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES64720     33486525     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/23/2025 2 A A A A A A A A A A   NM Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64720     33486527     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-23): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/23/2025 3 D D A A N/A N/A     D D   NM Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64753     33488070     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/21/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64753     33488072     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided [redacted]provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-21): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/21/2025 2 A A A A N/A N/A     A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES64759     33479717     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/21/2025 2 A A A A A A A A A A   WA Primary Refinance - Cash-out - Other   D D A A A A D D Non QM Non QM No
[REDACTED] RCKT2025CES64759     33479719     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes       Reviewer Comment (2025-05-21): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/21/2025 3 D D A A N/A N/A     D D   WA Primary Refinance - Cash-out - Other   D D A A A A D D Non QM Non QM No
[REDACTED] RCKT2025CES64773     33480236     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/21/2025 2 A A A A A A A A A A   CT Primary Refinance - Cash-out - Other   D D A A A A D D Non QM Non QM No
[REDACTED] RCKT2025CES64773     33480238     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-21): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/21/2025 3 D D A A N/A N/A     D D   CT Primary Refinance - Cash-out - Other   D D A A A A D D Non QM Non QM No
[REDACTED] RCKT2025CES64776     33488829     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/23/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   D D A A A A D D Non QM Non QM No
[REDACTED] RCKT2025CES64776     33488830     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-23): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/23/2025 3 D D A A N/A N/A     D D   CA Primary Refinance - Cash-out - Other   D D A A A A D D Non QM Non QM No
[REDACTED] RCKT2025CES64857     33486281     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/21/2025 2 A A A A A A A A A A   OR Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES64857     33486288     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided[redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-21): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/21/2025 2 A A A A N/A N/A     A A   OR Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES64904     33488454     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/23/2025 2 A A A A A A A A A A   VA Primary Refinance - Cash-out - Other   D D A A B B D D Non QM Non QM No
[REDACTED] RCKT2025CES64904     33488456     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-23): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/23/2025 3 D D A A N/A N/A     D D   VA Primary Refinance - Cash-out - Other   D D A A B B D D Non QM Non QM No
[REDACTED] RCKT2025CES64904     33488508     Compliance Compliance Federal Compliance ATR/QM [redacted] Tax Return Recency - ATR Ability to Repay  [redacted]:  Tax Returns - The [redacted]l tax returns provided are not the most recent. Application Date [redacted]  Most Recent Tax Return End Date [redacted], Tax Return Due Date [redacted]. [redacted] was not present in the file. Evidence of tax return extension was not provided.       Buyer Comment (2025-05-27): seller accepts; no change to grading.
     05/27/2025 2 B B B B B B B B B B   VA Primary Refinance - Cash-out - Other   D D A A B B D D Non QM Non QM No
[REDACTED] RCKT2025CES64929     33486775     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/21/2025 2 A A A A A A A A A A   TN Primary Refinance - Cash-out - Other   D D A A A A D D Non QM Non QM No
[REDACTED] RCKT2025CES64929     33486777     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-21): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/21/2025 3 D D A A N/A N/A     D D   TN Primary Refinance - Cash-out - Other   D D A A A A D D Non QM Non QM No
[REDACTED] RCKT2025CES64978     33486650     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided [redacted] provide relief. Sec ID:[redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-21): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/21/2025 2 A A A A N/A N/A     A A   AL Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES64978     33486651     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/22/2025 2 A A A A A A A A A A   AL Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES65004     33480216     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/22/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   D D A A A A D D Non QM Non QM No
[REDACTED] RCKT2025CES65004     33480217     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-21): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/21/2025 3 D D A A N/A N/A     D D   CA Primary Refinance - Cash-out - Other   D D A A A A D D Non QM Non QM No
[REDACTED] RCKT2025CES65010     33486295     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/22/2025 2 A A A A A A A A A A   TX Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65010     33486297     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID:[redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-21): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/21/2025 3 D D A A N/A N/A     D D   TX Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65010     33486305     Compliance Compliance State Compliance Misc. State Level [redacted]Cash-out Loan (The lender/Assignee cannot conclusively rely on the Value on the Acknowledgement of Fair Market Value as the loan file does not contain an Appraisal) [redacted] Constitution Section [redacted] The lender/Assignee cannot conclusively rely on the Value on Acknowledgement of Fair Market Value.  Test performed using stated value or other valuation method in file other than appraisal.               05/22/2025 2 A A A A A A A A A A   TX Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65094     33486306     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/22/2025 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES65094     33486307     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided[redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-21): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/21/2025 2 A A A A N/A N/A     A A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES65124     33486804     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/22/2025 2 A A A A A A A A A A   NY Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65124     33486806     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-21): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/21/2025 2 A A A A N/A N/A     A A   NY Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65124     33486853     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC) [redacted]: [redacted] was not executed on the proper Model Form for a refinancing by the same creditor. The [redacted] form was used, the [redacted] form should have been used.         Buyer Comment (2025-05-23): Seller acknowledges. No change to grading.
     05/23/2025 2 B B B B B B B B B B   NY Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[REDACTED] RCKT2025CES65245     33484593     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/22/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65245     33484595     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-21): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/21/2025 3 D D A A N/A N/A     D D   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65361     33478168     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Third Circuit) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The [redacted] form was used, the [redacted]form should have been used.         Reviewer Comment (2025-06-03): LOE, proof of delivery, and H-9 RTC provided. New rescission period has passed, exception cured.


Buyer Comment (2025-06-03): Please see the attached H-9, lox and proof of delivery.
   06/03/2025   2 C B C B C B C B C B   NJ Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B A A C B A A Non QM Non QM Yes
[REDACTED] RCKT2025CES65361     33478174     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/22/2025 2 A A A A A A A A A A   NJ Primary Refinance - Cash-out - Other   C B A A C B A A Non QM Non QM No
[REDACTED] RCKT2025CES65361     33478175     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted]                 05/21/2025 2 A A A A N/A N/A     A A   NJ Primary Refinance - Cash-out - Other   C B A A C B A A Non QM Non QM No
[REDACTED] RCKT2025CES65390     33486332     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/22/2025 2 A A A A A A A A A A   NJ Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65390     33486333     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-22): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/22/2025 2 A A A A N/A N/A     A A   NJ Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65464     33486069     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/22/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65464     33486070     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-22): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/22/2025 3 D D A A N/A N/A     D D   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65468     33489041     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/23/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65468     33489055     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-22): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/22/2025 3 D D A A N/A N/A     D D   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65472     33486741     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/23/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65472     33486747     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-23): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/23/2025 3 D D A A N/A N/A     D D   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65525     33486466     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/22/2025 2 A A A A A A A A A A   CO Primary Refinance - Cash-out - Other   D D C A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65525     33486474     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-21): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/21/2025 3 D D A A N/A N/A     D D   CO Primary Refinance - Cash-out - Other   D D C A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65525     33486483     Credit Income / Employment Income Documentation Missing Document  [redacted]Documents are missing. - ___ File is missing [redacted]Verification for Subject property listed in the final [redacted]Upon receipt of the missing [redacted]verification, additional conditions may apply.       Reviewer Comment (2025-05-27): As per AVM and [redacted]subject property is SFR no [redacted]dues for the property. Exception Cleared.


Buyer Comment (2025-05-23): Please clarify, I do not see [redacted]dues listed on the [redacted]. The 1008 confirms there are no [redacted]dues on the sub prop.
 05/27/2025     1 C A C A C A C A C A   CO Primary Refinance - Cash-out - Other   D D C A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65559     33483826     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided[redacted]provide relief. Sec ID:[redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-21): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/21/2025 2 A A A A N/A N/A     A A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES65559     33483827     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/22/2025 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES65575     33486322     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/22/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   D D A A A A D D Non QM Non QM No
[REDACTED] RCKT2025CES65575     33486324     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-21): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/21/2025 3 D D A A N/A N/A     D D   CA Primary Refinance - Cash-out - Other   D D A A A A D D Non QM Non QM No
[REDACTED] RCKT2025CES65668     33487783     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/22/2025 2 A A A A A A A A A A   OR Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES65668     33487784     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided [redacted]provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-21): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/21/2025 2 A A A A N/A N/A     A A   OR Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES65683     33488523     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/22/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65683     33488535     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-21): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/21/2025 3 D D A A N/A N/A     D D   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65722     33487459     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/23/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65722     33487464     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-22): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/22/2025 2 A A A A N/A N/A     A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65730     33488606     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/22/2025 2 A A A A A A A A A A   NC Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65730     33488608     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-21): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/21/2025 3 D D A A N/A N/A     D D   NC Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65737     33486681     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/22/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65737     33486685     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-21): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/21/2025 3 D D A A N/A N/A     D D   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65761     33480332     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/22/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65761     33480334     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-21): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/21/2025 3 D D A A N/A N/A     D D   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65888     33486063     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/23/2025 2 A A A A A A A A A A   AZ Primary Refinance - Cash-out - Other   D D A A A A D D Non QM Non QM No
[REDACTED] RCKT2025CES65888     33486064     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal from prior transaction was in file. Secondary valuation from subject transaction is missing. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-23): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/23/2025 3 D D A A N/A N/A D D D D   AZ Primary Refinance - Cash-out - Other   D D A A A A D D Non QM Non QM No
[REDACTED] RCKT2025CES65925     33488165     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/21/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   D D A A A A D D Non QM Non QM No
[REDACTED] RCKT2025CES65925     33488166     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-21): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/21/2025 3 D D A A N/A N/A     D D   CA Primary Refinance - Cash-out - Other   D D A A A A D D Non QM Non QM No
[REDACTED] RCKT2025CES65949     33486758     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/21/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65949     33486759     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-21): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/21/2025 3 D D A A N/A N/A     D D   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES65958     33486571     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/21/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   D D A A A A D D Non QM Non QM No
[REDACTED] RCKT2025CES65958     33486572     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-21): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/21/2025 3 D D A A N/A N/A     D D   CA Primary Refinance - Cash-out - Other   D D A A A A D D Non QM Non QM No
[REDACTED] RCKT2025CES66078     33487707     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/21/2025 2 A A A A A A A A A A   NC Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66078     33487951     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal from prior transaction was in file. Secondary valuation from subject transaction is missing. Sec ID:[redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-21): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/21/2025 3 D D A A N/A N/A D D D D   NC Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66126     33486225     Credit Title Document Error Title The Preliminary title policy is within[redacted] or [redacted] and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided.           Buyer Comment (2025-05-22): Seller acknowledges exception, no change to grading.
     05/22/2025 2 B B B B B B B B B B   CA Primary Refinance - Cash-out - Other   B B B B A A A A Non QM Non QM No
[REDACTED] RCKT2025CES66126     33486226     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/21/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   B B B B A A A A Non QM Non QM No
[REDACTED] RCKT2025CES66126     33486227     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided [redacted] provide relief. Sec ID:[redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-21): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/21/2025 2 A A A A N/A N/A     A A   CA Primary Refinance - Cash-out - Other   B B B B A A A A Non QM Non QM No
[REDACTED] RCKT2025CES66135     33488392     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/21/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   D D A A A A D D Non QM Non QM No
[REDACTED] RCKT2025CES66135     33488393     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-21): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/21/2025 3 D D A A N/A N/A     D D   CA Primary Refinance - Cash-out - Other   D D A A A A D D Non QM Non QM No
[REDACTED] RCKT2025CES66194     33487590     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/22/2025 2 A A A A A A A A A A   CT Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66194     33487597     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-21): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/21/2025 3 D D A A N/A N/A     D D   CT Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66337     33489156     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/21/2025 2 A A A A A A A A A A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES66337     33489157     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided[redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-21): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/21/2025 2 A A A A N/A N/A     A A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES66408     33487624     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/21/2025 2 A A A A A A A A A A   TN Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66408     33487660     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-21): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/21/2025 3 D D A A N/A N/A     D D   TN Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66516     33480336     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/21/2025 2 A A A A A A A A A A   NJ Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES66516     33480337     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-21): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/21/2025 2 A A A A N/A N/A     A A   NJ Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[REDACTED] RCKT2025CES66517     33488277     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID[redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-21): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/21/2025 3 D D A A N/A N/A     D D   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66517     33488278     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/22/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66571     33488838     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/23/2025 2 A A A A A A A A A A   VA Primary Refinance - Cash-out - Other   D D C A A A D D Non QM Non QM No
[REDACTED] RCKT2025CES66571     33488846     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-21): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/21/2025 3 D D A A N/A N/A     D D   VA Primary Refinance - Cash-out - Other   D D C A A A D D Non QM Non QM No
[REDACTED] RCKT2025CES66571     33513408     Credit Credit Miscellaneous Guideline Credit Exception:   The borrower's [redacted] in the file is blank. Please provide the complete [redacted]or equivalent for review.       Reviewer Comment (2025-05-27): [redacted ]provided to satisfy exception.  Exception cleared.


Buyer Comment (2025-05-27): Please see the attached [redacted]
 05/27/2025     1 C A C A C A C A C A   VA Primary Refinance - Cash-out - Other   D D C A A A D D Non QM Non QM No
[REDACTED] RCKT2025CES66618     33480273     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/23/2025 2 A A A A A A A A A A   AZ Primary Refinance - Cash-out - Other   D D A A A A D D Non QM Non QM No
[REDACTED] RCKT2025CES66618     33480276     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-23): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/23/2025 3 D D A A N/A N/A     D D   AZ Primary Refinance - Cash-out - Other   D D A A A A D D Non QM Non QM No
[REDACTED] RCKT2025CES66868     33488318     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the secondary valuation required for securitization purposes       Reviewer Comment (2025-05-23): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/23/2025 3 D D A A N/A N/A     D D   NJ Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES66868     33488320     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/23/2025 2 A A A A A A A A A A   NJ Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60117     33489212     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/21/2025 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60117     33489213     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-20): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/20/2025 3 D D A A N/A N/A     D D   MD Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60154     33485831     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/21/2025 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60154     33492105     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-20): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/20/2025 3 D D A A N/A N/A     D D   MD Primary Refinance - Cash-out - Other   D D A A A A D D Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES60876     33487027     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/23/2025 2 A A A A A A A A A A   TN Primary Refinance - Cash-out - Other   D D A A A A D D Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES60876     33487028     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-22): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/22/2025 3 D D A A N/A N/A     D D   TN Primary Refinance - Cash-out - Other   D D A A A A D D Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES61976     33487728     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/23/2025 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES61976     33487753     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-22): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/22/2025 2 A A A A N/A N/A     A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[REDACTED] RCKT2025CES62596     33486754     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/23/2025 2 A A A A A A A A A A   MO Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES62596     33486755     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing secondary valuation. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2025-05-22): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/22/2025 2 A A A A N/A N/A     A A   MO Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES66293     33487105     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 05/23/2025 2 A A A A A A A A A A   MI Primary Refinance - Cash-out - Other   D D A A A A D D Higher Priced QM (APOR) Higher Priced QM (APOR) No
[REDACTED] RCKT2025CES66293     33487106     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2025-05-23): Seller acknowledges exception, secondary valuation not required per product guidelines.
     05/23/2025 3 D D A A N/A N/A     D D   MI Primary Refinance - Cash-out - Other   D D A A A A D D Higher Priced QM (APOR) Higher Priced QM (APOR) No