Consolidated Statements Of Financial Condition - USD ($)	Mar. 31, 2021	Dec. 31, 2020
Assets
Cash and due from banks	$ 6,365,160	$ 5,957,564
Interest-bearing deposits in other banks	119,615,065	74,428,175
Cash and cash equivalents	125,980,225	80,385,739
Securities available for sale	11,581,122	11,870,508
Securities held to maturity (fair value of $61,002,894 and $58,872,451, respectively)	60,442,805	57,504,443
Loan held for sale	3,494,685
Loans, net of allowance of $2,182,174 and $2,241,174, respectively	606,256,792	557,690,853
Premises and equipment, net	7,147,170	5,671,097
Federal Home Loan Bank (FHLB) stock and other restricted securities	6,114,000	5,928,100
Accrued interest receivable	3,002,984	2,855,425
Core deposit intangibles	400,000
Bank owned life insurance	17,005,303	16,915,637
Other assets	2,461,213	2,083,076
Total Assets	843,886,299	740,904,878
Liabilities
Non-interest bearing	34,855,515	27,061,629
Interest bearing	549,559,379	474,911,402
Total Deposits	584,414,894	501,973,031
FHLB advances	107,841,368	104,290,920
Advance payments by borrowers for taxes and insurance	3,564,260	2,560,089
Other liabilities	4,987,627	3,612,762
Total liabilities	700,808,149	612,436,802
Commitments and Contingencies-see note 5
Stockholders’ Equity
Preferred stock $0.01 par value 1,000,000 shares authorized, none issued and outstanding at March 31, 2021 and December 31, 2020.
Common stock $0.01 par value, 30,000,000 shares authorized, 14,425,441 issued and outstanding at March 31, 2021 and 13,157,525 at December 31, 2020	144,254	131,575
Additional Paid-In capital	68,448,042	56,975,187
Retained earnings	80,366,044	77,359,737
Unearned ESOP shares (485,660 at March 31, 2021 and 489,983 shares at December 31, 2020)	(5,650,109)	(5,725,410)
Accumulated other comprehensive loss	(230,081)	(273,013)
Total stockholders’ equity	143,078,150	128,468,076
Total liabilities and stockholders’ equity	$ 843,886,299	$ 740,904,878