Consolidated Statements of Operations (Unaudited) - USD ($)	3 Months Ended		6 Months Ended
	Jun. 30, 2025	Jun. 30, 2024	Jun. 30, 2025	Jun. 30, 2024
Interest income
Loans, including fees	$ 8,291,923	$ 8,299,404	$ 16,895,052	$ 16,506,796
Securities
Taxable	1,943,360	1,846,717	3,773,754	3,363,060
Tax-exempt	2,894	13,124	5,789	26,272
Other interest-earning assets	266,987	314,964	754,158	639,268
Total interest income	10,505,164	10,474,209	21,428,753	20,535,396
Interest expense
Deposits	5,524,138	6,253,895	11,286,462	12,223,776
FHLB advances	1,286,421	1,476,600	2,854,448	2,916,669
Total interest expense	6,810,559	7,730,495	14,140,910	15,140,445
Net interest income	3,694,605	2,743,714	7,287,843	5,394,951
Provision (recovery) for credit losses	0	35,000	(80,000)	70,000
Net interest income after (recovery) provision for credit losses	3,694,605	2,708,714	7,367,843	5,324,951
Non-interest income
Fees and service charges	59,755	49,203	115,574	107,790
Gain on sale of loans	8,768	0	37,830	0
Bank-owned life insurance	228,392	215,056	990,623	427,015
Other	34,795	38,945	77,055	67,477
Total non-interest income	331,710	303,204	1,221,082	602,282
Non-interest expense
Salaries and employee benefits	2,059,942	2,143,388	4,140,141	4,301,953
Occupancy and equipment	640,444	366,908	1,311,913	738,025
FDIC insurance assessment	103,934	106,716	210,520	207,313
Data processing	305,034	318,520	620,731	622,125
Advertising	16,000	115,100	121,500	225,200
Director fees	170,812	151,549	330,256	307,249
Professional fees	372,364	260,112	571,094	456,897
Other	185,972	263,490	408,017	510,112
Total non-interest expense	3,854,502	3,725,783	7,714,172	7,368,874
Income (loss) before income taxes	171,813	(713,865)	874,753	(1,441,641)
Income tax benefit	(52,582)	(281,386)	(80,589)	(568,182)
Net income (loss)	$ 224,395	$ (432,479)	$ 955,342	$ (873,459)
Earnings (loss) per Share - basic (in dollars per share)	$ 0.02	$ (0.03)	$ 0.08	$ (0.07)
Earnings (loss) per Share - diluted (in dollars per share)	$ 0.02	$ (0.03)	$ 0.08	$ (0.07)
Weighted average shares outstanding - basic (in shares)	12,635,990	12,803,925	12,642,744	12,828,428
Weighted average shares outstanding - diluted (in shares)	12,641,179	12,803,925	12,644,701	12,828,428