Consolidated Statements Of Financial Condition - USD ($)	Jun. 30, 2023	Dec. 31, 2022
Assets
Cash and due from banks	$ 11,182,811	$ 8,160,028
Interest-bearing deposits in other banks	17,830,534	8,680,889
Cash and cash equivalents	29,013,345	16,840,917
Securities available for sale, at fair value	71,214,603	85,100,578
Securities held to maturity (fair value of $61,757,096 and $70,699,651,respectively)	69,809,580	77,427,309
Loans, net of allowance of $2,785,949 and $2,578,174, respectively	705,946,085	719,025,762
Premises and equipment, net	7,794,147	7,884,335
Federal Home Loan Bank (FHLB) stock and other restricted securities	6,796,500	5,490,900
Accrued interest receivable	3,530,119	3,966,651
Core deposit intangibles	235,703	267,272
Bank-owned life insurance	30,582,525	30,206,325
Other assets	6,077,643	4,888,954
Total Assets	931,000,250	951,099,003
Liabilities and Equity
Non-interest bearing deposits	57,126,460	38,653,349
Interest bearing deposits	599,430,335	662,758,100
Total deposits	656,556,795	701,411,449
Advance payments by borrowers for taxes and insurance	3,678,576	3,174,661
Other liabilities	4,321,990	4,534,516
Total liabilities	791,801,772	811,439,880
Stockholders’ Equity
Preferred stock $0.01 par value 1,000,000 shares authorized, none issued and outstanding at June 30, 2023 and December 31, 2022
Common stock $0.01 par value, 30,000,000 shares authorized, 13,482,457 issued and outstanding at June 30, 2023 and 13,699,016 at December 31, 2022	134,824	136,989
Additional paid-in capital	57,301,002	59,099,476
Retained earnings	93,383,881	91,756,673
Unearned ESOP shares (423,232 shares at June 30, 2023 and 436,945 shares at December 31, 2022)	(4,972,400)	(5,123,002)
Accumulated other comprehensive loss	(6,648,829)	(6,211,013)
Total stockholders’ equity	139,198,478	139,659,123
Total liabilities and stockholders’ equity	931,000,250	951,099,003
Short term debt
Liabilities and Equity
FHLB advances	21,000,000	59,000,000
Long term debt
Liabilities and Equity
FHLB advances	$ 106,244,411	$ 43,319,254