Consolidated Statements Of Financial Condition - USD ($)	Dec. 31, 2022	Dec. 31, 2021
ASSETS
Cash and due from banks	$ 8,160,028	$ 14,446,792
Interest-bearing deposits in other banks	8,680,889	90,621,993
Cash and cash equivalents	16,840,917	105,068,785
Securities available for sale	85,100,578	41,838,798
Securities held to maturity (fair value of $70,699,651 and $74,081,059 respectively)	77,427,309	74,053,099
Loans held for sale		1,152,500
Loans, net of allowance $2,578,174 and $2,153,174, respectively	719,025,762	570,209,669
Premises and equipment, net	7,884,335	8,127,979
Federal Home Loan Bank (“FHLB”) stock	5,490,900	4,851,300
Accrued interest receivable	3,966,651	2,712,605
Core deposit intangibles	267,272	336,364
Bank owned life insurance	30,206,325	24,524,122
Other assets	4,888,954	4,486,366
Total assets	951,099,003	837,361,587
Deposits
Non-interest bearing	38,653,349	39,317,500
Interest bearing	662,758,100	558,162,278
Total Deposits	701,411,449	597,479,778
Advance payments by borrowers for taxes and insurance	3,174,661	2,856,120
Other liabilities	4,534,516	4,397,742
Total liabilities	811,439,880	689,785,376
Stockholders' Equity
Preferred stock $0.01 par value 1,000,000 shares authorized, none issued and outstanding at December 31, 2022 and 2021
Common stock $0.01 par value, 30,000,000 shares authorized, 13,699,016 issued and outstanding at December 31, 2022 and 14,605,809 issued and outstanding at December 31, 2021	136,989	146,057
Additional Paid-In capital	59,099,476	68,247,204
Retained earnings	91,756,673	84,879,812
Unearned ESOP shares (436,495 shares as of December 31, 2022 and 463,239 shares as of December 31, 2021)	(5,123,002)	(5,424,206)
Accumulated other comprehensive loss	(6,211,013)	(272,656)
Total stockholders' equity	139,659,123	147,576,211
Total liabilities and stockholders' equity	951,099,003	837,361,587
FHLB Advances-Short Term
Deposits
FHLB advances	59,000,000	6,000,000
FHLB Advances-Long Term
Deposits
FHLB advances	$ 43,319,254	$ 79,051,736