Condensed Consolidated Statement of Income - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2020	Mar. 31, 2019
Interest and dividend income:
Loans, including fees	$ 2,435	$ 2,448
Securities
Taxable	284	275
Tax-exempt	4	2
Other	84	25
Total interest and dividend income	2,807	2,750
Interest Expense:
Interest-bearing deposits	483	599
Borrowed funds	61	88
Total interest expense	544	687
Net interest income	2,263	2,063
Provision for loan losses	40	70
Net interest income after provision for loan losses	2,223	1,993
Noninterest income:
Service charges and other fees	55	35
Net gain on sale of loans	35	41
Net loss on sale of securities		(8)
Increase in cash surrender value of insurance	49	47
Other noninterest income	24	25
Total noninterest income	163	140
Noninterest expense:
Salaries and employee benefits	1,132	1,097
Occupancy and equipment	244	242
Data processing	206	175
Technology	60	78
Foreclosed assets, net	(16)	1
Professional fees	108	112
Other noninterest expense	110	103
Total noninterest expense	1,844	1,808
Income before income taxes	542	325
Provision for income taxes	135	76
Net income	$ 407	$ 249
Earnings Per Share
Basic (in dollars per share)	$ 0.06	$ 0.03
Diluted (in dollars per share)	$ 0.06	$ 0.03