Equity and Regulatory Matters (Tables)

3 Months Ended

Mar. 31, 2020

Equity and Regulatory Matters

Bank’s Actual Capital Amounts and Ratios

The Bank’s actual capital amounts and ratios are presented in the following tables:

To Be Well

Capitalized

Under Prompt

For Capital Adequacy

Corrective

Actual

Purposes

Action Provisions

Amount

Ratio

Amount

Ratio

Amount

Ratio

March 31, 2020

Common Equity Tier 1 capital (to risk‑weighted assets)

$

72,159

34.9

%

$

≥   9,310

≥ 4.5

%

$

≥ 13,447

≥   6.5

%

Tier 1 capital (to risk‑weighted assets)

72,159

34.9

≥ 12,413

≥ 6.0

≥ 16,551

≥   8.0

Total capital (to risk‑weighted assets)

74,466

36.0

≥ 16,551

≥ 8.0

≥ 20,688

≥ 10.0

Tier 1 capital (to average assets)

72,159

26.1

≥ 11,051

≥ 4.0

≥ 13,814

≥   5.0

December 31, 2019

Common Equity Tier 1 capital (to risk‑weighted assets)

$

50,446

23.7

%

$

≥   9,591

≥ 4.5

%

$

≥ 13,854

≥   6.5

%

Tier 1 capital (to risk‑weighted assets)

50,446

23.7

≥ 12,788

≥ 6.0

≥ 17,051

≥   8.0

Total capital (to risk‑weighted assets)

52,710

24.7

≥ 17,051

≥ 8.0

≥ 21,313

≥ 10.0

Tier 1 capital (to average assets)

50,446

19.4

≥ 10,400

≥ 4.0

≥ 13,000

≥   5.0