Condensed Consolidated Balance Sheets - USD ($) $ in Thousands	Mar. 31, 2020	Dec. 31, 2019
Assets
Cash and due from banks	$ 11,018	$ 4,101
Fed funds sold	3,839	35,276
Cash and cash equivalents	14,857	39,377
Available for sale securities, stated at fair value	55,063	48,179
Loans held for sale	543	200
Loans, net of allowance for loan and lease losses of $2,307 and $2,264, respectively	192,916	189,291
Premises and equipment, net	4,744	4,807
Foreclosed assets	347	84
Other equity investments	780	780
Accrued interest receivable	816	725
Cash value of life insurance	7,117	7,068
Other assets	797	1,707
TOTAL ASSETS	277,980	292,218
Liabilities and Equity
Deposits	163,394	217,252
Advance payments by borrowers for taxes and insurance	380	46
FHLB advances	11,500	11,500
Accrued interest payable	259	51
Other liabilities	1,439	1,499
Total liabilities	176,972	230,348
Preferred stock ($0.01 par value, 1,000,000 authorized, no shares issued or outstanding as of December 31, 2019 and 2018, respectively)
Common stock ($0.01 par value, 19,000,000 shares authorized, 7,704,875 and 7,867,008 shares issued, 7,704,875 and 7,702,479 shares outstanding as of March 31, 2020 and December 31, 2019, respectively)	77	67
Additional paid in capital	68,943	28,672
Unallocated common stock of Employee Stock Ownership Plan ("ESOP") (604,100 and 270,192 shares at March 31, 2020 and December 31, 2019, respectively)	(6,041)	(2,303)
Retained earnings	36,958	36,551
Accumulated other comprehensive income (loss), net of income taxes	1,071	344
Less treasury stock, 0 and 164,530 shares at cost, at March 31, 2020 and December 31, 2019, respectively		(1,461)
Total equity	101,008	61,870
TOTAL LIABILITIES AND EQUITY	$ 277,980	$ 292,218