Condensed Consolidated Statements of Operations - USD ($)	3 Months Ended
	Mar. 31, 2021	Mar. 31, 2020
Interest and Dividend Income
Loans, including fees	$ 1,880,907	$ 2,011,365
Securities	21,385	26,718
Dividends on Federal Home Loan Bank stock and other	14,086	85,359
Total interest and dividend income	1,916,378	2,123,442
Interest Expense
Deposits	292,277	503,104
Federal Home Loan Bank advances	207,660	248,382
Total interest expense	499,937	751,486
Net Interest Income	1,416,441	1,371,956
Provision for Loan Losses	0	65,000
Net Interest Income After Provision for Loan Losses	1,416,441	1,306,956
Noninterest Income
Gain on sales of loans	2,857,267	438,354
Mortgage servicing fees (costs)	86,143	(103,514)
Mortgage derivative income	304,695
Other	297,003	192,743
Total noninterest income	3,545,108	527,583
Noninterest Expense
Salaries and employee benefits	2,195,061	1,300,774
Occupancy and equipment	196,364	151,066
Directors compensation	42,250	45,750
Data processing	214,908	121,258
Professional fees	91,802	71,729
Franchise tax	69,802	55,658
Deposit insurance premiums	14,839
Advertising	37,114	67,639
Software licenses	26,763	32,971
Loan costs	213,423	68,153
Other	186,391	219,005
Total noninterest expense	3,288,717	2,134,003
Income (Loss) Before Income Taxes	1,672,832	(299,464)
Provision for Income Taxes (Benefits)	350,320	(73,415)
Net Income (Loss)	$ 1,322,512	$ (226,049)
Earnings (loss) per common share - basic	$ 0.48	$ (0.08)
Earnings (loss) per common share - diluted	$ 0.47	$ (0.08)
Weighted-average shares outstanding - basic	2,752,815	2,761,212
Weighted-average shares outstanding - diluted	2,815,192	2,761,212