Condensed Consolidated Balance Sheets - USD ($)	Mar. 31, 2021	Dec. 31, 2020
Assets
Cash and due from banks	$ 2,599,904	$ 2,951,787
Interest-bearing demand deposits in banks	20,133,465	23,558,019
Federal funds sold	4,300,000	5,838,000
Cash and cash equivalents	27,033,369	32,347,806
Interest-bearing time deposits	2,000,000	3,000,000
Available-for-sale debt securities	9,743,249	5,213,830
Loans held for sale	11,975,165	13,345,370
Loans, net of allowance for loan losses of $1,672,545 and $1,407,545, respectively	172,553,014	166,667,918
Premises and equipment, net	3,468,615	3,487,826
Federal Home Loan Bank stock	3,022,500	2,801,800
Interest receivable	528,597	520,775
Mortgage servicing rights	2,333,873	2,025,323
Federal Home Loan Bank lender risk account receivable	1,909,681	1,947,271
Bank-owned life insurance	4,193,023	4,172,486
Other assets	1,946,809	1,603,150
Total assets	240,707,895	237,133,555
Deposits
Demand	44,646,113	41,945,628
Savings	53,107,626	48,056,629
Certificates of deposit	57,649,438	62,204,786
Total deposits	155,403,177	152,207,043
Federal Home Loan Bank advances	38,412,000	38,412,000
Advances from borrowers for taxes and insurance	1,403,031	1,946,340
Interest payable	72,952	73,585
Directors deferred compensation	685,138	601,536
Deferred tax liabilities	783,707	905,975
Other liabilities	1,146,210	1,483,105
Total liabilities	197,906,215	195,629,584
Commitments and Contingent Liabilities
Stockholders' Equity
Preferred stock - authorized 1,000,000 shares, $0.01 par value, none issued	0	0
Common stock - authorized 14,000,000 shares, $0.01 par value; issued 2,975,625 at March 31, 2021 and December 31, 2020; outstanding 2,972,822 at March 31, 2021 and 2,975,625 at December 31, 2020	29,756	29,756
Additional paid-in capital	23,265,450	23,266,485
Unearned ESOP shares	(1,647,947)	(1,673,660)
Retained earnings - substantially restricted	21,495,916	20,173,404
Accumulated other comprehensive loss	(341,495)	(292,014)
Total stockholders' equity	42,801,680	41,503,971
Total liabilities and stockholders' equity	$ 240,707,895	$ 237,133,555